Board of Governors of the Federal Reserve System (U.S.), 1935-. "Final rule on Regulation Z (Truth in Lending) regarding the Home Ownership and Equity Protection Act (HOEPA) and predatory lending sent to Federal Register : Attachment 1" in Press Releases of the Board of Governors of the Federal Reserve System (December 14, 2001). https://fraser.stlouisfed.org/title/9237/item/674952/content/pdf/frsbog_pr_20011214-1, accessed on April 2, 2026.