Board of Governors of the Federal Reserve System (U.S.), 1935-. "Final guidelines to implement risk-based capital requirements for state member banks and bank holding companies issued (Regulations H and Y)" in Press Releases of the Board of Governors of the Federal Reserve System (January 19, 1989). https://fraser.stlouisfed.org/title/9237/item/691522, accessed on April 3, 2026.