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7/26/24, 1:34 PM

FRB: Press Release -- Exemption threshold increase for institutions reporting under the Home Mortgage Disclosure Act -- Decemb…

Release Date: December 16, 1997

For immediate release
The Federal Reserve Board today raised the exemption threshold to $29 million for
depository institutions that are required to report data under the Home Mortgage
Disclosure Act.
Under the revision to the Board's staff commentary to Regulation C, institutions with
assets of $29 million or less will not be required to collect HMDA data in 1998. The
previous exemption level was $28 million.
The Board is required under law to adjust the exemption threshold annually based on
the annual percentage change in the Consumer Price Index. The adjustment reflects
changes for the 12-month period ending in November.
A copy of the Board's order is attached.
Summary only | Summary and final rule (10 KB PDF)
1997 Banking and consumer regulatory policy
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Last update: December 19, 1997, 11:00 AM

https://www.federalreserve.gov/boarddocs/press/boardacts/1997/19971216/

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