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FEDERAL RESERVE SYSTEM Consumer Advisory Council Notice of Meeting of Consumer Advisory Council The Consumer Advisory Council will meet on Thursday, March 13, 2003. The meeting, which will be open to public observation, will take place at the Federal Reserve Board’s offices in Washington, D.C., in Dining Room E on the Terrace level of the Martin Building. Anyone planning to attend the meeting should, for security purposes, register no later than Tuesday, March 11, by completing the form found on-line at: https://www.federalreserve.gov/secure/forms/cacregistration.cfm Additionally, attendees must present photo identification to enter the building. The meeting will begin at 9:00 a.m. and is expected to conclude at 1:00 p.m. The Martin Building is located on C Street, NW, between 20th and 21st Streets. The Council's function is to advise the Board on the exercise of the Board's responsibilities under various consumer financial services laws and on other matters on which the Board seeks its advice. Time permitting, the Council will discuss the following topics: Check Bounce Protection Discussion of the impact that check bounce protection programs have on consumers and possible regulatory concerns. Predatory Lending Discussion of the effects of state predatory lending laws on credit availability and the appropriateness of federal preemption of state laws. Truth in Lending Act Discussion of issues related to credit card disclosures in connection with the Board’s review of Regulation Z, which implements the Truth in Lending Act. Committee Reports Council committees will report on their work. Other matters initiated by Council members also may be discussed. Persons wishing to submit views to the Council on any of the above topics may do so by sending written statements to Ann Bistay, Secretary of the Consumer Advisory Council, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System, Washington, D.C. 20551. Information about this meeting may be obtained from Ms. Bistay, 202-452-6470. Board of Governors of the Federal Reserve System, February 13, 2003 (signed)Jennifer J. Johnson Jennifer J. Johnson Secretary of the Board