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UNITED

BOARD

OF GOVERNORS

STATES

OF AMERICA

BEFORE

THE

OF THE FEDERAL

WASHINGTON,

In the Matter
Kenneth

A State

Member

Deposit

1
1
)

(the "Board

consent

of Kenneth

the board

Beach,

affiliate

of the prior
requirements

party,

1813(u)),

issues

executive
as defined

the Bank's

that

resulted

upon

president,

chairman

officer,

in alleged

the
of

and an

in Section

3(u)

of the

and Merchants

extensions

collateral,

Reserve

this Order

(the "Bank"),

with

of Sections

1818(i))

of the Federal

of the Farmers

California

approval,

of the Federal

(12 U.S.C.

("Walker"),

chief

Beach,

in connection

to a Bank

other

Long

8(i)

of Governors

G. Walker

of directors,

(12 U.S.C.

to Section

of Governors")

institution-affiliated
FDI Act

Order

as amended

the Board

System

98-025-CMP-11

;
1
1

Act,

(the "FDI Act"),

No.

1

pursuant

Insurance

Docket

;
)

Bank

WHEREAS,

Bank

D.C.

G. Walker

FARMERS AND MERCHANTS
BANK
of Long Beach
Long Beach, California

bank,

SYSTEM

of

An Institution-Affiliated
Party of

Long

RESERVE

Bank

a State

member

of credit
violations

documentation

of

in 1996
by the

and certain

23A and 23B of the Federal

Reserve

Act

(12 U.S.C.

Governors

Reserve

consented

Governors

215),

0 of the Board

and a Written
and

of

Agreement

between

the Bank,

dated

Order

with

by the Board

each

or 12 C.F.R.

and every

or set forth

of this Order

263,

or any provision

in any matter

the basis,

have

or otherwise

evidence

in this Order;

with

respect

(b) to obtain

hereof;

and

issuance,

or enforceability

of

provision

he might

Part

of taking

Walker

(c) to

validity,

of this Order

or

hereof.

NOW,

and without

hereunder,

any and all rights

collectibility

any provision

signature

of this

for the purpose

or contest

adjudication

1818

implied

review

his

to comply

and waived

effectiveness,

THEREFORE,

of or finding
this Order

prior

to the taking

on any

issue

constituting

allegation

made

or implied

connection

with

this proceeding,

settlement

of this proceeding

hearings

Regulation

of San Francisco

by affixing

to 12 U.S.C.

to any matter

challenge

Bank

and consented

(a) to a hearing

judicial

Part

to the issuance

of this Order,
pursuant

371c-l),

10, 1993;

WHEREAS,
has

and

(12 C.F.R.

the Federal
November

371~

and

without

2

testimony

of fact or law herein,

an admission

by the Board

or testimony:

of any

of any

of Governors

solely

in

for the purpose

protracted

or extended

of

or

IT IS HEREBY
FDI Act,

penalty

be remitted

the Federal

Reserve

of this Order,
Board

Washington,
payment

pay

agreed

in full,

by check

Board,

shall

funds

this Order,

copy

to section

8(i)

of the

as hereinafter

provided

a civil

in the sum of $12,500.

2. The
shall

pursuant

that:

1. Walker
money

ORDERED,

made

D.C.

at the time
payable

System"

and

to Jennifer

of Governors
20551.

to the Treasury

to be paid

pursuant

of Walker's

to the

"Board

forwarded

with

J. Johnson,

of the Federal
The Board

execution

of

of Governors

of

Walker's

Secretary

Reserve

of Governors

of the United

to this Order

States

executed
of the

System,
shall

remit

as required

the

by

statute.

3. All
sent

communications

regarding

this Order

to:

(a) Harold H. Blum
Director
Federal Reserve Bank of San Francisco
101 Market Street
San Francisco,
CA 94105

3

shall

be

(b) Kenneth G. Walker
President,
Chairman of the Board
and Chief Executive Officer
Farmers and Merchants
Bank of Long
302 Pine Street
Long Beach, CA 90802

4. No portion
Order

by Walker

reimbursed

shall

of the funds

be, directly

or otherwise

funded

5. The provisions
or otherwise

prevent

state

or department

agency

Walker,

provided,

take any

further

action

presently

known

addressed

by this Order.

By order

that

the Board

paid,

advanced,

not bar,

estop,

Walker

or any

any other

federal

action

of Governors

based

of Governors

of the Board

shall

of Governors,
taking

by the Board

to this

by the Bank.

from

against

pursuant

or indirectly,

of this Order

the Board

however,

to be paid

Beach

upon

relating

of Governors,

or

affecting
shall

information
to the matters

this

day of

BOARD OF GOVERNORS
OF THE
FEDERAL RESERVE SYSTEM

.a--

Kenneth

G. Walker
/

Secretary

not

of the Board