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UNITED STATES OF AMERICA
BEFORE
THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
WASHINGTON, D.C.

Written Agreement by and between )
WILLIAM J. COLLIER

1
An institution affiliated party of
Kenco Bancshares, Inc.
Jayton, Texas
and

)

Docket No. 04-019-WA/RB-I2

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1
)

FEDERAL RESERVE BANK
OF DALLAS
Dallas, Texas

1
)

WHEREAS, in December 2001, the Federal Reserve Bank of Dallas (“Reserve Bank”),
acting under authority delegated by the Board of Governors of the Federal Reserve System (the
“Board of Governors”), notified Thomas C. Darden (“Darden”), William J. Collier, and Jesse L.
Reese (collectively, the “Control Group”), Robert G. Hall, chairman of the board directors of
Kenco Bancshares, Inc., Jayton, Texas (“Kenco”), a registered bank holding company that owns
and controls the Kent County State Bank, Jayton, Texas (the “Bank”), and Bob E. Hamilton, a
member of the board of directors of Kenco, that the Reserve Bank did not intend to disapprove
the Control Group’s proposed acquisition of Kenco pursuant to the Change in Bank Control Act
(12 U.S.C. 18176)) subject to several commitments made by Darden, including a commitment
that Darden not be appointed as a director, officer, employee or have any other duties or
responsibilities with respect to Kenco without the prior approval of the Reserve Bank (the
“Commitment”);

WHEREAS, in 2002, in violation of the Commitment, Darden was an employee, agent,
or had other duties and responsibilities with respect to the sale of Kenco bonds;
WHEREAS, in January 2004, in violation of the Commitment, Darden was elected as a
director of Kenco;
WHEREAS, William J. Collier, as a director of Kenco, engaged in unsafe and unsound
practices by failing to ensure that Darden comply with the Commitment and by failing to inform
the Reserve Bank that Darden had violated the Commitment;
WHEREAS, William J. Collier is an institution-aftiliated party, as defined in sections

3(u) and 8(b)(3) ofthe Federal Deposit Insurance Act, as amended (12 U.S.C. 1813(u) and
1818(b)(3)) (the “FDI Act”), of Kenco, and;
WHEREAS,on

&cr

/I

,2004, William J. Collier agreed to enter into this

Agreement, and consenting to compliance with each and every provision of this Agreement;
NOW, THEREFORE, William J. Collier and the Reserve Bank agree as follows:
Compliance with the Commitment
1.

Collier shall take any action as necessary to (a) ensure that Darden complies with

the Commitment, and (b) immediately notify the Reserve Bank in writing any time any action is
taken by Darden regarding the Commitment.
Communications

2.

All communications regarding this Agreement shall be sent to:
(a)

Mr. W. Arthur Tribble
Vice President
Federal Reserve Bank of Dallas
P.O. Box 655906
Dallas. Texas 75265

..’.
(b)

Mr. William J. Collier
P.O. Box 7
Post. Texas 79356

Miscellaneous

3.

Each provision of this Agreement shall remain effective and enforceable until

stayed, modified, terminated or suspended by the Reserve Bank.
4.

The provisions of this Agreement shall not bar, estop or otherwise prevent the

Bovd of Governors, the Reserve Bank,or any other federal or state agency or department from
taking any other action affecting Kenco, Kent County State Bank, or any of their current or

former institution-affiliatedparties.
5.

This Agreement is a ‘’written agreement” for the purposes of, and is enforceable

by the Board of Governors as an order issued under, section 8 of the FDI Act (12 U.S.C. 1818).

M WITNESS WHEREOF, the parties have caused this Agreement to be executed as of
theDlayof

October

,2004.

Federal Reserve Bank of Dallas

William J. Collier

By:

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