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HOUSING MARKET CONDITIONS | MARCH 2013

Arkansas
Seriously Delinquent Mortgages by Zip Code
MARCH 2013

In March 2013, 6.23 percent of loans in Arkansas were
seriously delinquent (delinquent 90 days or more, or in
foreclosure). The national rate stood at 6.46 percent.

INSUFFICIENT DATA
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% OR MORE
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
DECEMBER 2012 TO MARCH 2013

The share of seriously delinquent loans decreased 13
basis points (bps) in Arkansas between December 2012
and March 2013. Loans that were delinquent 90 days or
more decreased 46 bps; foreclosures increased 34 bps.

INSUFFICIENT DATA
DOWN -2% OR MORE
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
UP 8% OR MORE
Source: Lender Processing Services

HOUSING MARKET CONDITIONS | MARCH 2013

Arkansas
Top 10 Zip Codes with Mortgages Under Stress
MARCH 2013

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

72209

Little Rock-North Little Rock-Conway, AR

16.6%

72204

Little Rock-North Little Rock-Conway, AR

13.3%

72114

Little Rock-North Little Rock-Conway, AR

12.2%

72301

Memphis, TN-MS-AR

12.2%

72370

Blytheville, AR

11.1%

72117

Little Rock-North Little Rock-Conway, AR

11.1%

72103

Little Rock-North Little Rock-Conway, AR

11.0%

71601

Pine Bluff, AR

10.7%

72734

Fayetteville-Springdale-Rogers, AR-MO

10.6%

72206

Little Rock-North Little Rock-Conway, AR

10.2%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Arkansas, the cuttoff is 379.
Source: Lender Processing Services

House Prices
FIRST QUARTER 2013

In the first quarter of 2013, house prices in
Arkansas were 1.7 percent higher than in the
fourth quarter of 2012 and 5.5 percent higher
than in the first quarter of 2012.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

HOUSING MARKET CONDITIONS | MARCH 2013

Illinois
Seriously Delinquent Mortgages by Zip Code
MARCH 2013

In March 2013, 8.41 percent of loans in Illinois were
seriously delinquent (delinquent 90 days or more, or in
foreclosure). The national rate stood at 6.46 percent.

INSUFFICIENT DATA
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% OR MORE
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
DECEMBER 2012 TO MARCH 2013

The share of seriously delinquent loans decreased 42
basis points (bps) in Illinois between December 2012
and March 2013. Loans that were delinquent 90 days or
more decreased 16 bps; foreclosures decreased 26 bps.

INSUFFICIENT DATA
DOWN -2% OR MORE
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
UP 8% OR MORE
Source: Lender Processing Services

HOUSING MARKET CONDITIONS | MARCH 2013

Illinois
Top 10 Zip Codes with Mortgages Under Stress
MARCH 2013

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

60636

Chicago-Joliet-Naperville, IL-IN-WI

26.3%

60153

Chicago-Joliet-Naperville, IL-IN-WI

25.1%

60466

Chicago-Joliet-Naperville, IL-IN-WI

23.9%

60419

Chicago-Joliet-Naperville, IL-IN-WI

23.8%

60426

Chicago-Joliet-Naperville, IL-IN-WI

23.7%

60409

Chicago-Joliet-Naperville, IL-IN-WI

23.3%

60827

Chicago-Joliet-Naperville, IL-IN-WI

23.3%

60478

Chicago-Joliet-Naperville, IL-IN-WI

22.2%

60644

Chicago-Joliet-Naperville, IL-IN-WI

22.1%

60104

Chicago-Joliet-Naperville, IL-IN-WI

21.2%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Illinois, the cuttoff is 2116.
Source: Lender Processing Services

House Prices
FIRST QUARTER 2013

In the first quarter of 2013, house prices in
Illinois were 0.9 percent higher than in the
fourth quarter of 2012 and 0.5 percent higher
than in the first quarter of 2012.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

HOUSING MARKET CONDITIONS | MARCH 2013

Indiana
Seriously Delinquent Mortgages by Zip Code
MARCH 2013

In March 2013, 6.46 percent of loans in Indiana were
seriously delinquent (delinquent 90 days or more, or in
foreclosure). The national rate also stood at 6.46 percent.

INSUFFICIENT DATA
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% OR MORE
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
DECEMBER 2012 TO MARCH 2013

The share of seriously delinquent loans decreased 26
basis points (bps) in Indiana between December 2012
and March 2013. Loans that were delinquent 90 days or
more decreased 16 bps; foreclosures decreased 11 bps.

INSUFFICIENT DATA
DOWN -2% OR MORE
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
UP 8% OR MORE
Source: Lender Processing Services

HOUSING MARKET CONDITIONS | MARCH 2013

Indiana
Top 10 Zip Codes with Mortgages Under Stress
MARCH 2013

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

46404

Chicago-Joliet-Naperville, IL-IN-WI

17.0%

46408

Chicago-Joliet-Naperville, IL-IN-WI

15.4%

46235

Indianapolis-Carmel, IN

14.7%

46403

Chicago-Joliet-Naperville, IL-IN-WI

13.4%

46405

Chicago-Joliet-Naperville, IL-IN-WI

13.0%

46312

Chicago-Joliet-Naperville, IL-IN-WI

12.5%

46218

Indianapolis-Carmel, IN

12.5%

46327

Chicago-Joliet-Naperville, IL-IN-WI

12.3%

46016

Anderson, IN

12.3%

46410

Chicago-Joliet-Naperville, IL-IN-WI

12.2%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Indiana, the cuttoff is 998.
Source: Lender Processing Services

House Prices
FIRST QUARTER 2013

In the first quarter of 2013, house prices in
Indiana were 0.7 percent higher than in the
fourth quarter of 2012 and 3.1 percent higher
than in the first quarter of 2012.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

HOUSING MARKET CONDITIONS | MARCH 2013

Kentucky
Seriously Delinquent Mortgages by Zip Code
MARCH 2013

In March 2013, 5.12 percent of loans in Kentucky were
seriously delinquent (delinquent 90 days or more, or in
foreclosure). The national rate stood at 6.46 percent.

INSUFFICIENT DATA
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% OR MORE
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
DECEMBER 2012 TO MARCH 2013

The share of seriously delinquent loans decreased
14 basis points (bps) in Kentucky between December
2012 and March 2013. Loans that were delinquent
90 days or more decreased 13 bps; foreclosures
decreased 14 bps.

INSUFFICIENT DATA
DOWN -2% OR MORE
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
UP 8% OR MORE
Source: Lender Processing Services

HOUSING MARKET CONDITIONS | MARCH 2013

Kentucky
Top 10 Zip Codes with Mortgages Under Stress
MARCH 2013

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

42262

Clarksville, TN-KY

13.9%

40211

Louisville/Jefferson County, KY-IN

12.7%

41014

Cincinnati-Middletown, OH-KY-IN

12.1%

40210

Louisville/Jefferson County, KY-IN

11.8%

40212

Louisville/Jefferson County, KY-IN

11.6%

41016

Cincinnati-Middletown, OH-KY-IN

10.5%

40215

Louisville/Jefferson County, KY-IN

9.5%

42501

Somerset, KY

9.0%

41035

Cincinnati-Middletown, OH-KY-IN

8.7%

40216

Louisville/Jefferson County, KY-IN

8.7%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Kentucky, the cuttoff is 543.
Source: Lender Processing Services

House Prices
FIRST QUARTER 2013

In the first quarter of 2013, house prices in
Kentucky were 1.0 percent higher than in the
fourth quarter of 2012 and 2.3 percent higher
than in the first quarter of 2012.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

HOUSING MARKET CONDITIONS | MARCH 2013

Mississippi
Seriously Delinquent Mortgages by Zip Code
MARCH 2013

In March 2013, 8.11 percent of loans in Mississippi were
seriously delinquent (delinquent 90 days or more, or in
foreclosure). The national rate stood at 6.46 percent.

INSUFFICIENT DATA
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% OR MORE
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
DECEMBER 2012 TO MARCH 2013

The share of seriously delinquent loans decreased 33
basis points (bps) in Mississippi between December
2012 and March 2013. Loans that were delinquent
90 days or more decreased 23 bps; foreclosures
decreased 11 bps.

INSUFFICIENT DATA
DOWN -2% OR MORE
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
UP 8% OR MORE
Source: Lender Processing Services

HOUSING MARKET CONDITIONS | MARCH 2013

Mississippi
Top 10 Zip Codes with Mortgages Under Stress
MARCH 2013

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

39204

Jackson, MS

17.6%

39212

Jackson, MS

16.4%

38676

Memphis, TN-MS-AR

14.9%

38703

Cleveland, MS

14.9%

39059

Jackson, MS

14.6%

39563

Pascagoula, MS

14.6%

39272

Jackson, MS

13.8%

39083

Jackson, MS

13.6%

38751

Indianola, MS

13.4%

38637

Memphis, TN-MS-AR

13.3%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Mississippi, the cuttoff is 245.
Source: Lender Processing Services

House Prices
FIRST QUARTER 2013

In the first quarter of 2013, house prices in
Mississippi were 0.3 percent lower than in the
fourth quarter of 2012 and 0.2 percent lower
than in the first quarter of 2012.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

HOUSING MARKET CONDITIONS | MARCH 2013

Missouri
Seriously Delinquent Mortgages by Zip Code
MARCH 2013

In March 2013, 4.01 percent of loans in Missouri were
seriously delinquent (delinquent 90 days or more, or in
foreclosure). The national rate stood at 6.46 percent.

INSUFFICIENT DATA
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% OR MORE
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
DECEMBER 2012 TO MARCH 2013

The share of seriously delinquent loans decreased 8
basis points (bps) in Missouri between December 2012
and March 2013. Loans that were delinquent 90 days or
more decreased 16 bp; foreclosures increased 8 bps.

INSUFFICIENT DATA
DOWN -2% OR MORE
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
UP 8% OR MORE
Source: Lender Processing Services

HOUSING MARKET CONDITIONS | MARCH 2013

Missouri
Top 10 Zip Codes with Mortgages Under Stress
MARCH 2013

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

63136

St. Louis, MO-IL

13.2%

63138

St. Louis, MO-IL

13.2%

63115

St. Louis, MO-IL

12.6%

63137

St. Louis, MO-IL

12.6%

64130

Kansas City, MO-KS

12.4%

63147

St. Louis, MO-IL

12.0%

64132

Kansas City, MO-KS

11.0%

63134

St. Louis, MO-IL

10.8%

63121

St. Louis, MO-IL

10.5%

64134

Kansas City, MO-KS

10.3%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Missouri, the cuttoff is 989.
Source: Lender Processing Services

House Prices
FIRST QUARTER 2013

In the first quarter of 2013, house prices
in Missouri were 0.7 percent lower than in
the fourth quarter of 2012 and 0.7 percent
higher than in the first quarter of 2012.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

HOUSING MARKET CONDITIONS | MARCH 2013

Tennessee
Seriously Delinquent Mortgages by Zip Code
MARCH 2013

In March 2013, 5.32 percent of loans in Tennessee were
seriously delinquent (delinquent 90 days or more, or in
foreclosure). The national rate stood at 6.46 percent.

INSUFFICIENT DATA
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% OR MORE
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
DECEMBER 2012 TO MARCH 2013

The share of seriously delinquent loans decreased 13
basis points (bps) in Tennessee between December
2012 and March 2013. Loans that were delinquent 90
days or more decreased 19 bps; foreclosures increased
6 bps.

INSUFFICIENT DATA
DOWN -2% OR MORE
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
UP 8% OR MORE
Source: Lender Processing Services

HOUSING MARKET CONDITIONS | MARCH 2013

Tennessee
Top 10 Zip Codes with Mortgages Under Stress
MARCH 2013

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

38118

Memphis, TN-MS-AR

19.4%

38109

Memphis, TN-MS-AR

17.5%

38106

Memphis, TN-MS-AR

16.6%

38127

Memphis, TN-MS-AR

16.5%

38115

Memphis, TN-MS-AR

16.2%

38116

Memphis, TN-MS-AR

15.9%

38141

Memphis, TN-MS-AR

15.6%

38128

Memphis, TN-MS-AR

15.4%

38114

Memphis, TN-MS-AR

14.8%

38125

Memphis, TN-MS-AR

12.9%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Tennesse, the cuttoff is 991.
Source: Lender Processing Services

House Prices
FIRST QUARTER 2013

In the first quarter of 2013, house prices in
Tennessee were 0.7 percent higher than in the
fourth quarter of 2012 and 4.0 percent higher
than in the first quarter of 2012.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

HOUSING MARKET CONDITIONS | MARCH 2013

United States
Seriously Delinquent Mortgages by County
MARCH 2013

In March 2013, 6.46 percent of loans in the United States
were seriously delinquent (delinquent 90 days or more,
or in foreclosure).

INSUFFICIENT DATA
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% OR MORE
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by County
DECEMBER 2012 TO MARCH 2013

The share of seriously delinquent loans decreased
14 basis points (bps) in the United States between
December 2012 and March 2013. Loans that were delinquent 90 days or more decreased 12 bps; foreclosures
decreased 1 bp.

INSUFFICIENT DATA
DOWN -2% OR MORE
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
UP 8% OR MORE
Source: Lender Processing Services

HOUSING MARKET CONDITIONS | MARCH 2013

United States
House Prices
FIRST QUARTER 2013

In the first quarter of 2013, house prices in the
United States were 1.9 percent higher than
in the fourth quarter of 2012 and 6.4 percent
higher than in the first quarter of 2012.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI