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FEDERAL RESERVE statistical release
H.6(508)
Table 1

MONEY STOCK, LIQUID ASSETS, AND DEBT MEASURES6

Forreleaseat4:30p.m. EastemTime

Billions of dollars

Date

June 2 6 , 1 9 9 7

M11

M22

DEBT5

M33
Seasonally adjusted

1995-June
July
Aug.
Sep.
Oct.
Nov.
Dec.

1142.7
1145.0
1144.0
1141.6
1135.7
1133.1
1129.0

3562.9
3583.1
3604.4
3620.1
3629.8
3639.3
3655.0

4463.9
4495.2
4527.1
4550.7
4567.1
4580.8
4594.8

5505.4
5556.4
5593.0
5638.9
5669.0
5676.7
5699.8

13565.7
13619.9
13660.7
13708.2
13768.7
13825.8
13869.7

1996-Jan.
Feb.
Mar.
Apr.
May
June
July
Aug.
Sep.
Oct.
Nov.
Dec.

1122.2
1119.8
1126.2
1123.5
1117.1
1115.5
1108.8
1099.8
1093.2
1080.2
1080.0
1081.0

3669.9
3685.0
3713.9
3724.5
3725.6
3741.9
3750.0
3762.8
3775.3
3787.8
3809.3
3833.1

4622.3
4655.2
4691.9
4708.7
4731.3
4753.6
4771.2
4791.5
4822.6
4857.7
4886.7
4931.3

5722.9
5741.6
5791.9
5828.3
5849.0
5892.0
5916.2
5946.2
5987.9
6013.2
6055.6
6096.8

13919.9
13993.5
14070.8
14140.3
14198.6
14257.3
14329.3
14386.0
14434.4
14498.8
14568.3
14622.2

1997-Jan.
Feb.
Mar.
Apr.
May

1079.8
1080.6
1075.2
1065.1
1062.7

3849.7
3866.0
3882.5
3901.8
3901.4

4953.4
4992.1
5024.4
5061.6
5068.0

6111.0
6156.7
6196.6
6239.0 p

14667.0
14728.2
14793.8
14865.9 p

Not seasonally adjusted
1995-June
July
Aug.
Sep.
Oct.
Nov.
Dec.

1140.8
1145.6
1139.3
1138.5
1132.9
1138.7
1152.8

3560.8
3586.6
3603.6
3613.5
3621.5
3643.2
3675.3

4462.0
4493.2
4526.1
4541.1
4563.6
4589.7
4614.3

5494.9
5547.9
5590.3
5623.7
5656.1
5687.8
5731.7

13521.9
13567.7
13613.7
13673.4
13735.0
13810.5
13870.2

1996-Jan.
Feb.
Mar.
Apr.
May
June
July
Aug.
Sep.
Oct.
Nov.
Dec.

1130.1
1105.6
1117.7
1131.2
1105.2
1114.2
1109.7
1096.4
1090.1
1076.8
1085.2
1103.0

3673.3
3668.6
3715.6
3741.5
3709.2
3739.5
3754.0
3764.1
3768.1
3777.5
3812.2
3851.5

4628.7
4643.3
4694.4
4718.1
4715.1
4750.8
4769.3
4792.0
4811.4
4853.4
4894.8
4948.4

5737.0
5733.6
5804.8
5841.3
5826.6
5878.4
5907.5
5945.5
5970.4
5999.5
6065.9
6126.2

13901.1
13956.1
14040.7
14103.1
14152.0
14211.6
14271.1
14332.6
14394.6
14460.9
14549.7
14621.4

1997-Jan.
Feb.
Mar.
Apr.
May

1086.0
1066.4
1067.2
1071.6
1051.8

3851.4
3850.3
3887.3
3918.8
3883.9

4959.1
4983.3
5031.4
5069.2
5049.7

6124.3
6152.0
6213.4
6250.8 p

14647.1
14689.4
14763.7
14827.3 p

Footnotes appear on the following page
p

preliminary




Page 2
H.6(508)
Table 2

MONEY STOCK AND DEBT MEASURES
Percent change at seasonally adjusted annual rates
M1

M2

M3

DEBT1

3 Months from Feb. 1997 TO May

1997

-6.6

3.7

6.1

5.4

6 Months from Nov. 1996 TO M^v

1997

-3.2

4.8

7.4

5.1

1997

-4.9

4.7

7.1

5.1

-5.6

4.5

7.0

Dec. 16, 1996 (26 weeks previous)

-3.0

5.3

7.7

June 17, 1996 (52 weeks previous)

-4.9

4.7

7.2

12 Months from May

1996 TO May

Thirteen weeks ending June 16 , 1997
from thirteen weeks ending:
Mar. 17, 1997 (13 weeks previous)

1.

Growth rates for debt are based on periods beginning and ending one month earlier than for the monetary aggregates, namely, January 1997 to April 1997, October 1996 to April 1997,
and April 1996 to April 1997, respectively.
Footnotes to Table 1:
1.

2.

3.

4.
5.

Consists of (1) currency outside the U.S. Treasury, Federal Reserve Banks, and the vaults of depository institutions; (2) travelers checks of nonbank issuers; (3) demand
deposits at all commercial banks other than those due to depository institutions, the U.S. government, and foreign banks and official institutions, less cash items in the
process of collection and Federal Reserve float; and (4) other checkable deposits (OCDs), consisting of negotiable order of withdrawal (NOW) and automatic transfer service
(ATS) accounts at depository institutions, credit union share draft accounts and demand deposits at thrift institutions. Seasonally adjusted M1 is calculated by summing
currency, travelers checks, demand deposits, and OCDs, each seasonally adjusted separately.
Consists of M1 plus savings deposits (including money market deposit accounts), small-denomination time deposits (time deposits—including retail RPs—in amounts of less
than $100,000), and balances in retail money market mutual funds. Excludes individual retirement account (IRA) and Keogh balances at depository institutions and money
market funds. Seasonally adjusted M2 is computed by summing savings deposits, small-denomination time deposits, and retail money fund balances, each seasonally
adjusted separately, and adding this result to seasonally adjusted M1.
Consists of M2 plus large-denomination time deposits (in amounts of $100,000 or more), balances in institutional money funds, RP liabilities (overnight and term) issued by all
depository institutions, and Eurodollars (overnight and term) held by U.S. residents at foreign branches of U.S. banks worldwide and at all banking offices in the United
Kingdom and Canada. Excludes amounts held by depository institutions, the U.S. government, money funds, and foreign banks and official institutions. Seasonally adjusted
M3 is calculated by summing large time deposits, institutional money fund balances, RP liabilities, and Eurodollars, each seasonally adjusted separately, and adding this
result to seasonally adjusted M2.
Consists of M3 plus the nonbank public holdings of U.S. savings bonds, short-term Treasury securities, commercial paper and bankers acceptances, net of money market
mutual fund holdings of these assets.
Debt: The debt aggregate is the outstanding credit market debt of the domestic nonfinancial sectors — the federal sector (U.S. government, not including governmentsponsored enterprises or federally related mortgage pools) and the nonfederal sectors (state and local governments, households and nonprofit organizations, nonfinancial
corporate and nonfarm noncorporate businesses, and farms). Nonfederal debt consists of mortgages, tax-exempt and corporate bonds, consumer credit, bank loans,
commercial paper, and other loans. The data, which are derived from the Federal Reserve Board's flow of funds accounts, are break-adjusted (that is, discontinuities in the
data have been smoothed into the series) and month-averaged (that is, the data have been derived by averaging adjacent month-end levels). The presentation of the debt
data in this release differ, therefore, from the quarterly flow of funds statistics contained in the Federal Reserve releases Z.7 and Z.1. In those releases, published levels of
credit market debt are measured on a quarter-end basis and contain discontinuities.
Note: Updated current and historical data for aggregate and component series in the H.6 statistical release are available each week via the web site of the Federal Reserve
Board (http://www.bog.frb.fed.us), as well as on the Economic Bulletin Board of the U.S. Commerce Department. Monthly data are available back to January 1959, and
weekly data are available back to January 1975 for most series. For information on how to access the Commerce bulletin board, call (202) 482-1986 or toll-free
(800) STAT-USA (800-782-8872).




Page 3
H.6 (508)
Table 3

MONEY STOCK MEASURES
Billions of dollars

Seasonally adjusted
M1
Period ending

M2

M3

13-week
average

4-week
average

week
average

13-week
average

4-week
average

week
average

13-week
average

4-week
average

week
average

1997-Mar.

24
31

1079.5
1078.9

1074.5
1073.8

1068.1
1077.0

3861.7
3866.1

3875.7
3881.4

3880.6
3893.3

4982.0
4989.8

5015.6
5023.9

5024.6
5039.7

Apr.

7
14
21
28

1077.6
1076.2
1075.5
1074.0

1070.9
1067.0
1067.7
1064.7

1065.9
1056.9
1071.0
1064.8

3869.9
3874.2
3878.8
3882.5

3887.0
3891.7
3900.7
3904.2

3897.2
3895.8
3916.6
3907.1

4997.2
5005.7
5014.9
5023.5

5031.4
5041.9
5054.7
5063.7

5044.8
5058.3
5075.8
5076.0

May

5
12
19
26

1072.2
1070.5
1069.2
1068.0

1064.3
1065.2
1062.6
1062.6

1064.3
1060.5
1060.9
1064.6

3885.0
3887.4
3889.9
3893.1

3903.4
3902.6
3898.5
3899.3

3894.0
3892.5
3900.5
3910.0

5030.5
5036.7
5042.0
5047.5

5067.5
5068.4
5066.4
5065.2

5059.9
5062.0
5067.6
5071.3

June

2
9P
16p

1067.3
1066.0
1065.1

1064.1
1064.2
1064.4

1070.3
1060.9
1061.7

3896.1
3898.8
3901.4

3903.1
3907.5
3910.1

3909.4
3910.0
3911.1

5053.0
5057.8
5062.6

5069.7
5073.6
5076.2

5077.7
5077.8
5078.1

Not seasonally adjusted
1997-Mar.

24
31

1076.9
1074.2

1064.5
1065.7

1053.8
1075.8

3860.2
3863.5

3880.3
3887.4

3872.1
3891.2

4984.8
4991.2

5024.8
5032.0

5021.1
5029.9

Apr.

7
14
21
28

1070.8
1069.4
1069.4
1068.6

1069.1
1070.8
1077.4
1072.0

1080.3
1073.4
1080.2
1054.2

3868.1
3873.9
3880.1
3884.1

3899.8
3913.7
, 3928.9
3923.4

3943.8
3947.5
3932.9
3869.4

5000.0
5009.0
5018.2
5025.3

5043.0
5058.3
5073.2
5073.5

5082.6
5099.4
5080.8
5031.0

May

5
12
19
26

1067.5
1066.0
1064.8
1063.4

1067.4
1061.4
1053.6
1050.5

1061.9
1049.3
1049.0
1041.9

3887.7
3889.8
3891.9
3894.5

3908.4
3892.8
3879.9
3880.8

3883.8
3885.1
3881.1
3873.1

5032.2
5037.0
5041.5
5046.2

5063.2
5050.8
5042.5
5044.5

5041.7
5049.5
5047.6
5039.3

June

2
9P
16p

1063.2
1062.9
1062.8

1052.1
1055.7
1059.7

1068.1
1063.6
1065.0

3897.3
3900.4
3903.1

3884.6
3896.7
3908.3

3899.2
3933.3
3927.5

5051.7
5056.7
5061.2

5052.1
5065.6
5078.0

5072.0
5103.6
5097.1

Note: Special caution should be taken in interpreting week-to-week changes in money supply data, which are highly volatile and subject to revision,
p

preliminary data.




Page 4
H.6(508)
Table 4

COMPONENTS OF MONEY STOCK, LIQUID ASSETS, AND DEBT
Billions of dollars, seasonally adjusted
Currency1

Date

1.
2.
3.
4.
5.
6.
7.
e

Travelers checks2 Demand deposits3

Other checkable deposits

Nontransactions components

At commercial
banks4

At thrift
institutions5

Total

lnM26

In M3 only7

1996-Jan.
Fab.
Mar.

373.0
373.4
375.4

8.9
8.9
8.9

394.4
397.3
404.5

238.4
231.9
227.1

107.5
108.4
110.2

345.9
340.3
337.3

2547.7
2565.2
2587.8

952.4
970.2
978.0

Apr.
May
Juna

376.4
377.7
379.9

8.8
8.7
8.7

404.5
407.1
410.6

226.3
215.6
208.7

107.6
107.9
107.7

333.9
323.5
316*4

2600.9
2608.5
2626.4

984.2
1005.7
1011.6

July
Aug.
Sap.

382.8
385.2
387.6

8.6
8.4
8.5

408.7
405.8
404.9

202.9
195.2
188.0

105.8
105.2
104.3

308.7
300.4
292.2

2641.
2663.
2682.

1021.2
1028.8
1047.3

Oct.
Nov.
Dae.

390.2
392.5
395.2

8.6
8.6
8.6

398.2
402.1
402.4

178.9
172.7
171.5

104.3
104.2
103.3

283.2
276.8
274.8

2707,
2729.
2752.

1069.9
1077.4
1098.3

1997-Jan.
Fab.
Mar.

397,
400,
402,

8.6
8.6
8.5

401.7
404.2
402.8

170.9
165.4
160.3

101.6
101.9
101.3

272.5
267.3
261.6

2770.0
2785.4
2807.2

1103.
1126.
1142.

Apr.
May

403.
406.

8.3
8.2

395.3
395.3

159.8
155.8

98.0
97.3

257.8
253.1

2836.7
2838.7

1159.
1166.

Waak a n d l n a
1 9 9 7 - A p r . 21
28

403.7
404.8

8.3
8.3

398.0
394.0

162.9
160.7

98.0
96.9

261.0
257.6

2845.6
2842.3

1159.2
1168.9

May

5
12
19
26

405.6
405.9
406.0
406.4

8.3
8.3
8.2
8.2

394.4
393.1
394.1
398.5

157.4
155.6
155.7
155.2

98.6
97.6
96.9
96.3

256.0
253.3
252.5
251.5

2829.7
2832.0
2839.6
2845.4

1165.9
1169.5
1167.2
1161.3

June

2
9P
16p

406.5
407.0
407.7

8.1

399.4
393.8
395.5

158.8
154.6
153.6

97.5
97.4
96.8

256.3
252.0
250.4

2839.1
2849.0
2849.4

1168.3
1167.8
1167.1

8.1 a
8.1 a

Currency outside U.S. Treasury, Federal Reserve Banks and the vaults of depository institutions.
Outstanding amount of U.S. dollar-denominated travelers checks of nonbank issuers. Travelers checks issued by depository institutions are included in demand deposits.
Demand deposits at commercial banks and foreign-related institutions other than those due to depository institutions, the U.S. government and foreign banks and official
institutions, less cash items in the process of collection and Federal Reserve float.
Consists of NOW and ATS balances at commercial banks, U.S. branches and agencies of foreign banks, and Edge Act corporations.
Consists of NOW and ATS balances at thrifts, credit union share draft balances, and demand deposits at thrifts.
Sum of savings deposits (including money market deposit accounts), small time deposits, and retail money fund balances, each seasonally adjusted separately.
Sum of large time deposits, institutional money fund balances, RP liabilities (overnight and term) issued by depository institutions, and Eurodollars (overnight and term) of
U.S. addressees, each seasonally adjusted separately.
estimated




p

preliminary

Page 5
H.6(508)
Table 4-continued

COMPONENTS OF MONEY STOCK, LIQUID ASSETS, AND DEBT
Billions of dollars, seasonally adjusted
Small-denomination time deposits2

Savings deposits1
Date

1.
2.
3.
4.
p

Retail
money
funds

Institutional
money
funds

At
commercial
banks

At
thrift
institutions

Total

At
commercial
banks

At
thrift
institutions

1996-Jan.
Feb.
Mar.

794.5
804.9
819.7

359.3
360.2
360.5

1153.8
1165.1
1180.2

579.4
579.4
578.2

354.9
354.7
352.6

934.3
934.1
930.8

459.6
466.0
476.8

Apr.
May
June

825.5
829.3
837.4

364.6
366.3
366.7

1190.1
1195.6
1204.1

577.5
577.0
578.0

352.0
351.5
350.8

929.5
928.4
928.8

July
Aug.
Sep.

844.2
857.1
865.7

366.8
365.6
365.8

1211.
1222.
1231.

580.
582.
585.

350.
351,
352,

Oct.
Nov.
Dec.

879.
892.
903.

367.
366.
367.

1246,
1259.
1271,

587.
589.
592.

1997-Jan.
Feb.
Mar.

914.
921.
934.

368.
369.
370.

1282,
1290.
1304.

Apr.
May

947.
945.

373.
375.

Week endina
1997-Apr. 21
28

953.6
947.0

May

5
12
19
26

June

2
9p
16p

Savings deposits include
Small-denomination time
and thrifts are subtracted
Large-denomination time
Large-denomination time
official institutions.
preliminary




Large-denomination time deposits3
At
commercial
banks 4

At
thrift
institutions

250.1
259.7
263.7

344.5
349.7
356.8

76.4
76.5
75.8

420.9
426.3
432.5

481.4
484.5
493.6

263.4
263.6
269.7

359.4
367.1
373.3

76.0
75.4
75.6

435.
442.
448.

930.5
934.1
937.5

499.
506.
513.

274.0
278.8
285.2

378.
382,
388,

76,
77,
78,

455.
459.
466.8

353.
353.
352.

940.8
943.2
944.4

520.
527,
536.

288.1
292.0
299.3

400.
402.
410,

78.8
79,
79.

479.2
481.7
489.6

592.5
593.4
595.8

352.5
352.8
349.3

945,
946.
945.

542.4
548.7
557.8

296.
305.
311.8

410.3
416.0
424.8

81.
81.
82.

491.
497.
506,

1321.1
1320.9

598.5
601.6

347.
349,

946.
950.

569,
567.

311.
311.

437.
439.

82.
82.

519.6
521.8

373.4
377.3

1327.0
1324.3

598.7
599.5

348..0
348..3

946.8
947.7

571.8
570.3

309.9
312.6

438.0
441.9

82.0
81.9

520.0
523.8

944.6
943.2
944.6
946.7

375.3
373.8
375.8
376.5

1319.9
1317.0
1320.4
1323.2

599.9
600.5
601.1
602.5

348..7
349..3
349..5
348..9

948.7
949.8
9 5 0.6
951.4

561.1
565.2
568.6
570.8

304.1
311.5
315.0
311.7

443.0
440.3
437.1
436.6

82.5
82.8
82.5
81.8

525.5
523.1
519.6
518.4

942.5
949.4
949.8

374.6
372.4
373.8

1317.2
1321.8
1323.6

604.8
606.4
607.0

348..1
347.,7
348.,0

952.8
954.2
955.0

569.1
573.1
570.9

314.7
318.7
318.5

441.6
442.7
445.8

81.7
82.4
82.9

523.3
525.2
528.8

Total

Total

money market deposit accounts.
deposits—including retail RPs—are those issued in amounts of less than $100,000. All IRA and Keogh account balances at commercial banks
from small time deposits.
deposits are those issued in amounts of $100,000 or more, excluding those booked at international banking facilities.
deposits at commercial banks less those held by money market mutual funds, depository institutions, U.S. government, and foreign banks and

Page 6
H.6(508)
Table 4 - continued

COMPONENTS OF MONEY STOCK, LIQUID ASSETS, AND DEBT
Billions of dollars, seasonally adjusted
1

Date

RPs

Debt components6

Non-M3 Components ofL

2

Eurodollars

Short-term
Treasury
securities3

Savings bonds
1996-Jan.
Feb.
Mar.

187.2
188.9
187.8

94.2
95.4
94.0

165.0

Apr.
May
June

188.9
202.7
195.3

July
Aug.
Sep.

Bankers
acceptances4

Commercial paper5

Federal debt

Non-Federal debt

11.3
10.2
9.9

440.0
443.0
446.3

4449.6

16286.3

185.2
185.4

464.3
448.1
458.4

3658.0
3685.1

10335.5
10385.7

96.5
97.0
97.8

185.8
186.1
186.4

464.3
453.0
470.8

10.2
10.7
11.1

459.3
468.0
470.1

3698.0
3704.3
3710.7

10442.3
10494.4
10546.5

194.1
192.3
194.1

97.9
98.4
101.2

186.7
186.9
187.1

473.8
478.3
484.2

11.5
11.7
12.0

473.0
477.7
482.0

3729.4
3743.4
3746.4

10599.9
10642.6
10688.0

Oct.
Nov.
Dec.

195.5
194.6
193.0

107.1
109.3
116.3

187.1
187.0
187.0

476.7
486.5
470.8

12.1
12.2
12.2

479.6
483.2
495.5

3758.2
3771.4
3780.4

10740.7
10797.0
10841.8

1997-Jan.
Feb.
Mar.

196.1
200.1
198.3

120.0
122.7
125.1

186.7
186.4
186.3

449.9
447.9
446.4

11.9
12.7
13.5

509.1
517.5
525.9

3778.6
3784.2
3799.1

10888.4
10944.0
10994.7

200.2
198.6

128.4
134.4

186.2

201.0
201.2

128.3
131.3

Apr.
May

Week ending
1997-Apr. 21
28
May

5
12
19
26

202.8
201.2
198.3
194.7

133.6
133.7
134.2
136.7

June

2
9p
16p

196.9
193.5
193.3

133.3
130.5
126.6

p

442.0

p

12.8

p

536.3

p

3806.8

p

11059.1

1. Overnight and term RPs of $100,000 or more issued by depository institutions, excluding those held by depository institutions and by money funds.
2. Overnight and term Eurodollars issued to U.S. addressees by foreign branches of U.S. banks worldwide and by all banking offices in the United Kingdom and Canada,

excluding those held by depository institutions and by money funds.
Consists of U.S. Treasury bills and coupons with remaining maturities of less than 12 months held by other than depository institutions, Federal Reserve Banks, money
market mutual funds, and foreign entities.
Net of bankers acceptances held by accepting banks, Federal Reserve Banks, foreign official institutions, Federal Home Loan Banks, and money market mutual funds.
Total commercial paper less commercial paper held by money market mutual funds.
Debt data are on a monthly average basis, derived by averaging adjacent end-of-month levels, and have been adjusted to remove discontinuities.

p

preliminary




p

Page 7
H.6(508)
Table 5

COMPONENTS OF MONEY STOCK, LIQUID ASSETS, AND DEBT
Billions of dollars, not seasonally adjusted
Currency
cy1

Date

1.
2.
3.
4.
5.
6.
7.
e

Travelers
checks 2

Demand
deposits 3

Nontransactions components

Other checkable deposits
At commercial
banks4

At thrift
institutions5

lnM2 6

Total

In M3 only7

1996-Jan.
Feb.
Mar.

371.7
370.9
374.3

8.5
8.5
8.6

398.6
387.9
397.1

244.0
232.2
228.0

107.3
106.2
109.8

351.3
338.4
337.8

2543.2
2562.9
2597.9

955.4
974.8
978.8

Apr.
May
June

375.8
377.5
380.4

8.6
8.6
8.9

405.3
398.7
409.2

231.3
213.1
207.6

110.1
107.3
108.0

341.5
320.4
315.6

2610.3
2604.0
2625.4

976.6
1005.9
1011.3

July
Aug.
Sep.

383.7
385.8
386.8

9.1
9.0
8.8

410.3
404.2
403.8

200.8
192.8
186.7

105.8
104.5
103.9

306.6
297.3
290.6

2644.3
2667.8
2678.1

1015.3
1027.9
1043.3

Oct.
Nov.
Dec.

388.9
392.9
397.9

8.6
8.4
8.3

398.5
407.6
418.8

176.9
171.9
173.5

103.8
104.4
104.5

280.7
276.3
278.0

2700.8
2727.0
2748.5

1075.9
1082.6
1096.9

1997-Jan.
Feb.
Mar.

395.6
397.7
401.0

8.2
8.3
8.2

405.6
394.6
396.0

174.8
165.6
160.9

101.8
100.2
101.1

276.6
265.8
262.0

2765.4
2783.9
2820.1

1107.7
1133.0
1144.1

Apr.
May

403.4
406.1

8.2
8.2

396.3
387.0

163.5
153.9

100.3
96.7

263.8
250.6

2847.2
2832.1

1150.4
1165.8

Week e n d i n a
1997-Apr. 21
28

403.0
402.6

8.2
8.2

400.1
382.7

168.5
163.9

100.5
96.9

268.9
260.8

2852.6
2815.2

1148.0
1161.6

May

5
12
19
26

405.2
406.3
405.6
406.6

8.1
8.2
8.2
8.2

390.7
385.1
386.8
380.0

157.9
152.8
153.0
152.9

99.9
97.0
95.3
94.3

257.8
249.7
248.4
247.2

2821.9
2835.8
2832.1
2831.2

1157.9
1164.4
1166.5
1166.2

June

2
9p
16p

405.7
409.2
408.7

8.2
8.2
8.3

398.8
395.6
398.9

157.2
151.5
151.7

98.3
99.1
97.4

255.5
250.6
249.1

2831.1
2869.7
2862.5

1172.8
1170.3
1169.6

e
e

Currency outside U.S. Treasury, Federal Reserve Banks and the vaults of depository institutions.
Outstanding amount of U.S. dollar-denominated travelers checks of nonbank issuers. Travelers checks issued by depository institutions are included in demand deposits.
Demand deposits at commercial banks and foreign-related institutions other than those due to depository institutions, the U.S. government and foreign banks and official
institutions, less cash items in the process of collection and Federal Reserve float.
Consists of NOW and ATS balances at commercial banks, U.S. branches and agencies of foreign banks, and Edge Act corporations.
Consists of NOW and ATS balances at thrifts, credit union share draft balances, and demand deposits at thrifts.
Sum of savings deposits (including money market deposit accounts), small time deposits, and retail money fund balances.
Sum of large time deposits, institutional money fund balances, RP liabilities (overnight and term) issued by depository institutions, and Eurodollars (overnight and term) of
U.S. addressees.
estimated




p

preliminary

Page 8
H.6(508)
Table 5-continued

COMPONENTS OF MONEY STOCK, LIQUID ASSETS, AND DEBT
Billions of dollars, not seasonally adjusted
Small-denomination time deposits2

Savings deposits1
Date

341.5
348.3
355.7

75.7
76.2
75.6

417.2
424.4
431.2

486.5
480.1
488.3

261.
260.
264.

356.2
369.2
373.7

75.3
75.8
75.7

431.6
445.0
449.4

931.
934.
936,

497.6
506.8
508.9

271.2
278.1
280.4

376.
381,
388.

76.
77.
78.

452.
458,
466.

353.0
352.4
351.1

939.7
940.8
940.9

515.
524.
538.

284.7
292.6
300.5

405.
406,
411.

79
80
79

484.
487,
491.

591
593
597

352.
353.
350.

943.8
946.9
947.5

546.2
554.6
567.1

304.8
315.5
316.4

406,
414.
424.

80.4
81.6
81.8

487.

1323.1
1318.5

600.3
602.8

349.
349.

949.
952.

574.8
561.1

309.
307.

433.1
441.8

81.7
82.7

514.8
524.5

373,.1
369,.4

1325,.7
1296,.6

600.4
600.9

349,.0
349,.1

949,.4
950..0

577.
568.

306.3
307.8

434.
439.

81,
81.

515.3
521.1

940.
948.
943.
939.

373,.7
376,.1
375,.4
373..6

1314,.1
1324,.9
1318,.9
1313..0

601.5
601.8
602.3
603.6

349..7
350..1
350..1
349..5

951,.2
951..9
952..4
953..1

556.
559.
560.
565.

298,
305.
310.
308.

442.
441.
439.
440.8

82.
83.
82.
82,

524.
524.
522.
523.

939.9
966.8
961.4

373,.6
379,.2
378,.3

1313,.5
1346,.0
1339,.8

605.6
607.1
607.3

348..5
348..1
348..2

954..1
955..2
955..5

563.5
568.5
567.2

310.0
314.3
314.1

445.4
445.4
446.7

82.4
82.9
83.1

527.
528.
529.

Total

1996-Jan.
Feb.
Mar.

790.2
799.8
820.0

357.4
357.9
360.6

1147.6
1157.8
1180.7

578.6
579.6
579.6

354.4
354.9
353.4

933.0
934.5
933.0

462.7
470.6
484.2

Apr.
May
June

826.7
828.0
839.8

365.1
365.7
367.7

1191.7
1193.7
1207.6

579.1
578.0
578.4

353.0
352.1
351.1

932.1
930.2
929.5

July
Aug.
Sep.

847.
860.
866.

368. 1
366.8
366.2

1215.1
1226.8
1232.8

581,
582,
584,

350.6
351.3
351.7

Oct.
Nov.
Dec.

878.
894.
902.

366.
367.
366.

1245.
1261.
1269.6

586,
588,
589.8

1997-Jan.
Feb.
Mar.

908.
915.
935,

366.
367.
370.

1275.4
1282.4
1305.6

949,
943,

373.
374.

952,
927.

5
12
19
26
2
16p

p

257.
267,
267,

At
thrift
institutions

June

3.
4.

Total

At
commercial
banks

May

Large-denomination time deposits3
At
thrift
institutions

At
thrift
institutions

W e e k ending
1997-Apr. 21
28

Institutional
money
funds

At
commercial
banks 4

At
commercial
banks

Apr.
May

1.
2.

Retail
money
funds

Total

Savings deposits include money market deposit accounts.
Small-denomination time deposits—including retail RPs—are those issued in amounts of less than $100,000. All IRA and Keogh account balances at commercial banks and thrifts are subtracted from small time deposits.
Large-denomination time deposits are those issued in amounts of $100,000 or more, excluding those booked at international banking facilities.
Large-denomination time deposits at commercial banks less those held by money market mutual funds, depository institutions, U.S. government, and foreign
banks and official institutions.
preliminary




495.
505.8

Page 9
H.6(508)
Table 5 - continued

COMPONENTS OF MONEY STOCK, LIQUID ASSETS, AND DEBT
Billions of dollars, not seasonally adjusted
RPs1
Date

At commercial
banks

At thrift
institutions

Debt components6

Non-M3 Components of L
Eurodollars2
Total

Savings bonds

Short-term
Treasyiv
securities3

Bankers
acceptances4

Commercial
paper*

Federal debt

Non-Federal
debt

1996-Jan.
Fob.
Mar.

140.4
140.9
139.8

45.0
45.3
45.6

185.4
186.2
185.4

95.4
96.5
95.0

185.1
185.4
185.7

470.0
451.8
470.7

11.9
10.3
9.8

441.3
442.7
444.3

3634.4
3655.5
3698.1

10266.7
10300.5
10342.6

Apr.
May
June

140.0
153.9
149.3

47.9
50.8
51.0

187.9
204.8
200.3

95.8
96.0
97.1

186.1
186.3
186.4

465.7
443.2
463.0

10.4
10.5
11.2

461.1
471.4
467.0

3699.5
3692.1
3698.1

10403.7
10459.9
10513.5

July
Aug.
Sep.

144.6
144.2
146.9

50.4
49.6
49.2

195.0
193.8
196.1

96.4
97.6
100.4

186.6
186.7
186.7

473.1
482.2
477.2

10.7
11.1
12.0

467.8
473.6
483.1

3708.3
3730.9
3736.1

10562.8
10601.7
10658.5

Oct.
Nov.
Dec.

150.0
145.8
141.8

48.5
47.6
46.0

198.5
193.4
187.8

108.1
109.5
117.2

186.8
186.9
187.0

461.0
486.6
484.5

12.2
12.4
12.6

486.1
485.2
493.8

3740.9
3771.4
3787.9

10720.0
10778.4
10833.5

1997-Jan.
Fab.
Mar.

148.2
150.3
148.7

45.9
47.1
46.9

194.1
197.4
195.6

121.7
124.2
126.3

186.8
186.6
186.6

455.6
451.7
458.7

12.5
12.9
13.4

510.3
517.4
523.4

3773.4
3783.0
3815.4

10873.7
10906.4
10948.4

Apr.
May

151.9
154.8

47.1
46.4

199.0
201.2

127.4
133.2

186.5

w«ek e n d i n g
1997-Apr. 21
28

153.2
154.2

46.9
47.1

200.0
201.3

126.3
131.4

May

5
12
19
26

156.1
156.1
154.8
151.9

46.8
46.6
46.2
46.3

202.9
202.7
201.0
198.2

132.0
131.3
132.6
136.4

June

2
9P
16p

155.6
151.7
153.0

46.2
46.7
47.0

201.9
198.4
200.0

133.1
129.3
125.6

p

443.7

p

13.0

p

538.5

p

3810.3

p

11017.0

4.
5.
6.

Overnight and term RPs of $100,000 or more issued by depository institutions, excluding those held by depository institutions and by money funds.
Overnight and term Eurodollars issued to U.S. addressees by foreign branches of U.S. banks worldwide and by all banking offices in the United Kingdom and Canada,
excluding those held by depository institutions and by money funds.
Consists of U.S. Treasury bills and coupons with remaining maturities of less than 12 months held by other than depository institutions, Federal Reserve Banks, money
market mutual funds, and foreign entities.
Net of bankers acceptances held by accepting banks, Federal Reserve Banks, foreign official institutions, Federal Home Loan Banks, and money market mutual funds.
Total commercial paper less commercial paper held by money market mutual funds.
Debt data are on a monthly average basis, derived by averaging adjacent end-of-month levels, and have been adjusted to remove discontinuities.

P

preliminary

1.
2.
3.




p

Page 10
H.6(508)
Table 6

MEMORANDUM ITEMS
Billions of dollars, not seasonally adjusted
Demand deposits
at banks due to

U.S. government deposits
At
commercial
banks

26.5
21.2
20.6

1.2
1.3
1.2

150.7
150.8
151.0

109.8
109.6
109.5

76.6
78.0
79.6

337.1
338.4
340.0

11.6
10.1
14.5

24.6
18.7
25.4

3.2
4.5
4.4

151.2
151.3
151.6

109.3
109.0
108.8

79.5
78.1
76.5

340.0
338.4
336.9

5.3
5.1
6.2

17.4
12.2
20.5

25.7
20.1
31.3

4.6
4.6
4.6

151.9
151.8
151.4

108.6
108.5
108.4

76.6 a
76.7 a
76.7 a

337.1 a
337.0 a
336.6 a

3.0
3.3
4.3

5.0
5.0
5.7

11.0
11.6
11.9

19.0
19.9
21.9

4.6
4.6
4.6

151.3
151.4
151.3

108.4
108.4
108.4

76.8 a
76.9 a
77.0 a

336.5 a
336.6 a
336.7 a

18.4
18.4
18.4

4.1
2.8
3.1

6.2
5.1
5.9

20.2
14.7
17.8

30.5
22.6
26.7

4.7
4.6
4.6

151.2
151.2
151.2

108.4 a
108.4 a
108.4 a

77.0 a
77.2 a
77.4 a

336.7 a
336.8 a
337.1 a

18.4
18.4

5.3
2.5

11.7
12.7

21.7
29.6

38.7
44.8

4.6
4.6

151.2
151.2

108.4 a
108.4 a

77.6 a
77.7 a

337.2 a
337.3 a

8.3

22.6

23.6
35.5

40.2
64.5

4.6
4.6

38.0
37.9
30.7
24.4

73.8
56.4
41.9
31.4

4.6
4.6
4.6
4.6

15.2

22.7
16.1
26.0

4.6
4.6
4.6

Balance
at
Federal
Reserve

13.0
13.5
14.0

4.3
3.0
4.0

6.2
5.0
5.7

15.9
13.2
10.8

1.4
1.5
1.5

14.0
13.5
13.0

5.8
2.8
4.8

7.2
5.7
6.1

9.1
7.9
8.5

1.6
1.5
1.4

13.2
13.6
14.1

2.9
2.7
4.6

Oct.
Nov.
Dae.

8.5
8.4
8.3

1.4
1.4
1.4

15.1
16.3
17.6

1997-Jan.
Fab.
Mar.

8.3
8.3
8.3

1.4
1.4
1.4

Apr.

8.3
8.3

1.4
1.4

Foreign
commercial
banks

Foreign
official
institutions

1996-Jan.
Feb.
Mar.

8.4
8.2
8.0

1.5
1.5
1.4

Apr.
June

7.8
8.3
8.9

July
Aug.
Sap.

May

May

Waak a n d i n o
1997-Apr. 21

May

June

estimated
preliminary




IRA and Keogh Accounts
Time and
savings
deposits at
commercial
banks

Demand
deposits at
commercial
banks

Date

e
p

Time and
savings
deposits
due to
foreign
banks and
official
institutions

28

8.3
8.3

18.4
18.4

8.3
6.4

5
12
19
26

8.3
8.3
8.3
8.3

18.4
18.4
18.4
18.4

3.5
2.4
2.8
2.0

32.4
16.0

2
9P
16p

8.3
8.3
8.3

18.4
18.4
18.4

2.5
2.3
6.3

5.1
5.3
7.5

8.4
5.1

Note
balances at
depository
institutions

8.5

12.2

Total
cash
balance

At
thrift
institutions

At
money
market
funds

Total

H.6 (508)
Special Supplementary Table

Monthly Survey of Selected Deposits *
April 30,1997 and May 31,1997
(not seasonally adjusted)
Insured Commercial Banks
Amount Outstanding ($mil.)
Liability Categories
Interest-bearing time deposits with
balances of less than $100,000
with original maturities of:
7 to 91 days

Change
(percent)

Apr. 30

May 31

34,485

32,501

-5.75

92,432

91,252

-1.28

Average Rate Paid (%)
Change
(b.p.)

Apr. 30

May 31

4.01
4.72

4.07

6

4.77
5.15

5
2

92 to 182 days
183 days to 1 year

207,006

209,267

1.09

5.13

1 to 2-V2 year
2-V2 years and over

226,159
199,147

220,802

5.46
5.69

5.45

198,760

-2.37
-0.19

5.68

-1
-1

151,105

151,189

0.06

N.A.

N.A.

N.A.

All IRA/Keogh Plan deposits

2

BIF-insured Savings B a n k s 3
Amount Outstanding ($mil.)
Liability Categories

Interest-bearing time deposits with
balances of less than $100,000
with original maturies of:
7 to 91 days
92 to 182 days
183 days to 1 year
1 to 2-V2 year
2-V2 years and over
All IRA/Keogh Plan deposits

2

Apr. 30

May 31

2,698
13,463
30,076
31,616
21,640

2,716
13,585
29,381
31,916
21,503

20,860

20,683

Change
(percent)

Average Rate Paid (%)
Apr. 30

May 31

0.91

4.83
5.13

4.83
5.14

-2.31
0.95
-0.63

5.43
5.75
5.91

5.45
5.77
5.91

-0.84

N.A.

N.A.

0.64

Change
(b.p.)

0
1
2
2
0
N.A.

N.A. - data are not available
NOTE: Data for earlier month may show revisions.
1. Estimates are based on data collected by the Federal Reserve System from a stratified random sample of about 425 commercial
banks and 75 savings banks. All rates are expressed as annual effective yields. Owing to statistical difficulties associated in part
with the implementation of sweep accounts, estimates for NOW and Savings accounts are not currently available.
2. Total IRA and Keogh Plan deposits regardless of size, type of instrument in which held, or interest rate paid.
3. BIF-insured savings banks include both mutual and federal savings banks.




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Federal Reserve System
Washington, DC 20551-0001
OFFICIAL BUSINESS




First Class