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REC'D IN RECORDS SECTION
NOV I S 1961

October 30, 1961
TO:

Board of Governors

FROM: Division of Examinations

SUBJECT: Applications to Merfw or to
Form or Expand a Bank Molding Company
Received During the WeeV Ended
October 27, 1961.

APPLICATIONS TO MERGE PURSTTAI7T TO SECTION 18(0)
OF THE FEDERAL DEPOSIT INSURANCE ACT
Springfield Safe Deposit and Trust Company,
Springfield, Massachusetts
Hadiey Falls Trust Company, Ilolyoke, Massachusetts
Liberty Bank and Trust Company, Buffalo, New York
Bank of Orchard Park, Orchard Park, New York
APPLICATIONS TO FORM A BANK HOLDING COMPANY PTTRSUANT TO SECTION ) W ( l )
OF THE BANK HOLDING COMPANY ACT OF
NONE
APPLICATIONS TO EXPAND A BANK HOLDING COMPANY PURSUANT TO SECTION 3(#)(2)
OF THE BANK HOLDING COMPAQ ACT OF 1Q5A
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