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RESEARCH

ANNOUNCEMENT
BOARD OF GOVERNORS
OF THE
FEDERAL RESERVE SYSTEM

No. 28

Actions of the Board, it Staff, and
,, t^e^Federah Reserve Banks;
j/
idatiok^ airn Reports Received
During the Week Ending July 14, 1990

FEUv
actions

taken

by

the board

of

governors

aF UutVui.

TESTIMONY AND STATEMENTS
Financial structure and deposit insurance reform -statement by Chairman Greenspan before the Senate
Committee on Banking, Housing, and Urban Affairs,
July 12, 1990.
Authorized, July 9, 1990.
Monetary policy report to Congress.
Authorized, July 13, 1990.
BANK HOLDING COMPANIES
Hongkong and Shanghai Banking Corporation, Hong Kong,
Kellett, N.V., Curacao, Netherlands Antilles, and
HSBC Holdings, B.V., Amsterdam, The Netherlands -to engage in certain securities brokerage and
investment advisory activities and providing
futures commission merchant services through James
Capel Incorporated, New York, New York; and to
engage through Wardley Incorporated in providing
investment and financial advisory services.
Approved, July 11, 1990.
RESERVE BANK OPERATIONS
Federal Reserve Bank of Minneapolis —
computer.
Approved, July 9, 1990.

to purchase

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY
ABBREVIATIONS: BS&R - Banking Supervision and Regulation; C&CA - Consumer and
Community Affairs; FOMC - Federal Open Market Committee; FRBO - Federal Reserve
Bank Operations; IF - International Finance; OSDM - Office of Staff Director
for Management
BANK BRANCHES, DOMESTIC




Richmond

Central Fidelity Bank, Richmond, Virginia — to
establish a branch at the intersection of Davis
Ford Road and Liberia Avenue, Manassas, Virginia.
Approved, July 10, 1990.

Cleveland

Fifth Third Bank, Cincinnati, Ohio — to establish a
branch at 6401 Colerain Avenue, and at 1500 Sherman
Avenue.
Approved, July 11, 1990.

H .2
JULY 9, 1990
PAGE 2

TO

JULY 13,

1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK BRANCHES, DOMESTIC
Secretary

Meridian Bank, Reading, Pennsylvania — to establish
a branch at University Square, New and Morton
Streets, Bethlehem, Pennsylvania.
Approved, July 11, 1990.

Dallas

Sulphur Springs State Bank, Sulphur Springs, Texas —
to temporarily establish a branch at 5201 Wesley.
Approved, July 12, 1990.

New York

United Jersey Bank, Hackensack, New Jersey — to
establish an offsite electronic facility at Ramapo
College, 505 Ramapo Valley Road, Mahwah, New
Jersey.
Approved, July 12, 1990.

BANK HOLDING COMPANIES




Kansas City

Alpine Banks of Colorado, Glenwood Springs, Colorado
— to acquire Alpine Bank, Clifton, Colorado.
Returned, July 11, 1990.

Kansas City

Barrett Holding Company, Watonga, Watonga, Oklahoma
— to acquire Watonga Bancshares, Inc., and the
Watonga State Bank.
Approved, July 10, 1990.

GC

Capital InterAmerica Bancorp, New York, New York —
to acquire New York Capital Bank N.A.
Approved, July 9, 1990.

Chicago

Capitol Bancorp, Ltd., Lansing, Michigan —
acquire Ann Arbor Commerce Bank.
Approved, July 13, 1990.

Atlanta

CNB Financial Corporation, Clewiston, Florida —
acquire the Clewiston National Bank.
Returned, July 9, 1990.

Chicago

Edville Bankcorp, Inc., Villa Park, Illinois —
engage de novo in lending activities.
Permitted, July 11, 1990.

to

to

to

H .2
JULY 9 , 1990
PAGE 3

TO

JULY 13, 1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES




Atlanta

First Gwinnett Bancshares, Inc., Norcross, Georgia -to acquire First Gwinnett Bank.
Approved, July 12, 1990.

Chicago

First Marengo Financial Corporation, Marengo,
Illinois — to acquire First National Bank of
Marengo.
Returned, July 10, 1990.

Kansas City

F & M Bank Services, Inc., Wichita, Kansas — to
acquire Farmers and Merchants State Bank, Derby,
Kansas.
Withdrawn, July 13, 1990.

S r . Louis

Hampton Family Partnership, Trenton, Kentucky —
retain shares of Todd Bancshares, Inc.
Approved, July 13, 1990.

-r.ic

KSAD, Inc., Council Bluffs, Iowa —
in lending activities.
Permitted, July 13, 1990.

S r . Louis

La Plata Bancshares, Inc., La Plata, Missouri —
acquire La Plata State Bank.
Approved, July 12, 1990.

Fh iladelphia

Meridian Bancorp, Inc., Reading, Pennsylvania — to
engage de novo in data processing and consulting
services to depository institutions.
Permitted, July 11, 1990.

Kansas City

Minden Exchange Company, Minden, Nebraska — to
acquire Minden Exchange Bank and Trust Company.
Approved, July 13, 1990.

Chicago

Northern Trust Corporation, Chicago, Illinois — to
engage de novo with transactions in futures
contracts and related options through Northern
Futures Corporation.
Returned, July 13, 1990.

to

to engage de novo

to

H .2
JULY 9, 1990
PAGE
4

TO

JULY 13, 1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES




Minneapolis

Norwest Corporation, Minneapolis, Minnesota, Norwest
Financial Services, Inc., Des Moines, Iowa, and
Norwest Financial, Inc. — to acquire American
Credit Associates, Inc., City of Commerce,
California, and engage in operating a collection
agency.
Approved, July 11, 1990.

Minneapolis

Norwest Corporation, Minneapolis, Minnesota — to
engage in general insurance agency activities
through American Land Title Co., Omaha, Nebraska.
Returned, July 11, 1990.

Chicago

Palmer Bancorp, Inc., Danville, Illinois — to
acquire The Citizens State Bank, Williamsport,
Indiana.
Approved, July 11, 1990.

S t . Louis

Peoples Bancorp, Inc., of Bullitt County,
Shepherdsville, Kentucky — to acquire The Peoples
Bank of Bullitt County.
Approved, July 9, 1990.

Dallas

San Diego Bancshares, Inc., San Diego, Texas —
acquire First State Bank of San Diego.
Approved, July 13, 1990.

Atlanta

SouthTrust Corporation, Birmingham, Alabama — to
acquire SouthTrust Bank of North Carolina, N.A.,
Raleigh, North Carolina, through charter conversion
of First Capital Corporation, which will be
operated as a bank.
Approved, July 9, 1990.

Kansas City

Sunwest Financial Services, Inc., Albuquerque, New
Mexico -- to engage de novo in data processing
activities.
Returned, July 11, 1990.

Minneapolis

Truman Bancshares, Inc., Truman, Minnesota —
engage de novo in lending activities.
Returned, July 10, 1990.

to

to

H .2
JULY 9, 1990
PAGE 5

TO

JULY 13, 1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES
Chicago

Valley Bancorporation, Appleton, Wisconsin —
acquire Valley Bank, Milwaukee, Wisconsin.
Approved,. July 13, 1990.

Chicago

West Suburban Bancorp, Inc., Lombard, Illinois —
acquire Aurora Federal Savings Bank, F.S.B.,
Aurora, Illinois.
Approved, July 13, 1990.

to

Boatmen’s Bank of Carthage, Carthage, Missouri —
merge with Boatmen’s National Bank of Neosho,
Neosho, Missouri.
Approved, July 11, 1990.

to

to

BANK MERGERS
Kansas City

BANK PREMISES




Kansas City

Boatmen’s Bank for Carthage, Carthage, Missouri —
investment in bank premises.
Approved, July 11, 1990.

Chicago

First - Citizens Bank and Trust Company, Greencastle,
Indiana — investment in bank premises.
Approved, July 9, 1990.

Chicago

Hawkeye Bank & Trust of Des Moines, Des Moines, Iowa
— investment in bank premises.
Approved, July 10, 1990.

Chicago

Marine Bank of Springfield, Springfield, Illinois —
investment in bank premises.
Approved, July 12, 1990.

Staff Director
BS&R

Meridian Bank, Reading, Pennsylvania —
bank premises.
Approved, July 11, 1990.

investment in

H .2
JULY 9, 1990
PAGE 6

TO

JULY 13,

1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

CAPITAL STOCK
Atlanta

American City Bancorp, Inc., Tullahoma, Tennessee —
redemption of shares.
Approved, July 13, 1990.

CHANGE IN BANK CONTROL
Atlanta

American City Bancorp, Inc., Tullahoma, Tennessee —
change in bank control.
Permitted, July 13, 1990.

Chicago

Charter National Bancorp, Inc., Taylor, Michigan —
change in bank control.
Permitted, July 11, 1990.

Kansas City

N.B.C. Bancshares in Pawhuska, Inc., Pawhuska,
Oklahoma — change in bank control.
Permitted, July 13, 1990.

COMPETITIVE FACTORS REPORTS




San Francisco

Bank of Verde Valley, Cottonwood, Arizona, proposed
consolidation with Verde Valley Bancorp — report
on competitive factors.
Submitted, July 12, 1990.

Chicago

Citizens Banking Company, Anderson, Indiana, propose
merger with Madison County Bank & Trust,
Chesterfield, Indiana — report on competitive
factors.
Submitted, July 9, 1990.

Richmond

Community Bank & Trust Company, Rutherfordton, North
Carolina, proposed purchase of the assets and
assumption of certain liabilities of Colonial Bank
Sylva, North Carolina — report on competitive
factors.
Submitted, July 9, 1990.

Atlanta

Decatur Federal Savings and Loan Association,
Decatur, Georgia, proposed acquisition of the
branch office and transfer of the savings accounts
of the Dalton branch of Southeast Federal Savings
Bank, Rossville, Georgia — report on competitive
factors.
Submitted, July 11, 1990.

H .2
JULY 9, 1990
PAGE
7

TO

JULY 13, 1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

COMPETITIVE FACTORS REPORTS




Boston

First Capital Bank, Concord, New Hampshire, proposed
merger with First Central Bank, Laconia; First NH White Mountain Bank, North Conway; The Exeter
Banking Company, Exeter; First NH Banks Granite
State, Rochester; and First NH Bank of Lebanon,
Lebanon, New Hampshire — report on competitive
factors.
Submitted, July 9, 1990.

Minneapolis

First National Bank, Walker, Minnesota, proposed
merger with Backus State Bank — report on
competitive factors.
Submitted, July 13, 1990.

Atlanta

Jeff Davis Bank & Trust Company, Jennings, Louisiana,
proposed merger with Jeff Davis Interim Bank,
Jennings, Louisiana — report on competitive
factors.
Submitted, July 13, 1990.

New York

New Jersey Savings Bank, Somerville, New Jersey,
proposed acquisition of certain assets and
assumption of certain liabilities to pay deposits
made in the Finderne Branch of Hansen Savings Bank
SLA — report on competitive factors.
Submitted, July 13, 1990.

Chicago

Peoples Trust and Savings Bank, Grand Junction, Iowa,
proposed merger with First National Bank, Rippey,
Iowa — report on competitive factors.
Submitted, July 12, 1990.

Richmond

SCNC Interim Federal Savings Bank I, Hilton Head
Island, South Carolina, proposed merger with
Atlantic Savings Bank, FSB — report on competitive
factors.
Submitted, July 10, 1990.

Atlanta

SouthTrust
proposed
Company,
factors.
Submitted,

Bank of Dothan, N.A., Dothan, Alabama,
merger with Wiregrass Bank and Trust
Headland, Alabama — report on competitive
July 11, 1990.

H .2
JULY 9, 1990
PAGE
8

TO

JULY 13,

1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

COMPETITIVE FACTORS REPORTS
Dallas

Sulphur Springs State Bank, Sulphur Springs, Texas,
proposed purchase of assets and assumption of
liabilities of American National Bank of
Greenville, Greenville, Texas — report on
competitive factors.
Submitted, July 12, 1990.

Atlanta

Transflorida Bank, Cooper City, Florida, proposed
purchase of the assets and assumption of the
liabilities of the Boynton Beach and Wellington
Branches of Transflorida Bank of Palm Beach County,
Boynton Beach, Florida — report on competitive
factors.
Submitted, July 10, 1990.

Dallas

United Bank, National Association, Midland, Texas,
proposed merger with Texas Commerce Bank - Midland,
N.A. — report on competitive factors.
Submitted, July 9, 1990.

Richmond

Unity Bank & Trust Company, Rocky Mount, North
Carolina, proposed purchase of certain assets and
assumption of certain liabilities of nine branches
of Peoples Bank & Trust Company and two branches of
Planters National Bank & Trust Company — report on
competitive factors.
Submitted, July 13, 1990.

EXTENSIONS OF TIME




San Francisco

BankAmerica Corporation, San Francisco, California —
extension to divest certain property.
Granted, July 10, 1990.

Atlanta

Century National Corporation, Clearwater, Florida —
extension to September 28, 1990, to acquire
Security National Bank.
Granted, July 13, 1990.

Cleveland

Fifth Third Bancorp, Cincinnati, Ohio — extension to
September 1, 1990, to engage iii community
development activities.
Granted, July 10, 1990.

H .2
JULY 9, 1990
PAGE 9

TO

JULY 13,

1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

EXTENSIONS OF TIME
Atlanta

First Commerce Bancorp, Inc., Commerce, Georgia -extension to October 10, 1990, to engage de novo in
credit related insurance activities through
Commercial First Life Insurance Company, Phoenix,
Alabama.
Granted, July 13, 1990.

San Francisco

First Interstate Bancorp, Los Angeles, California —
extensions to divest certain properties.
Granted, July 9, 1990.

San Francisco

First Seven Day Financial, Inc., Lancaster,
California — extension to October 27, 1990, to
acquire Antelope Valley Bank.
Granted, July 10, 1990.

Atlanta

North Georgia National Bancshares, Inc., Woodstock,
Georgia — extension to October 10, 1990, to
acquire North Georgia National Bank.
Granted, July 13, 1990.

Atlanta

Walthall Capital Group, Ltd., Tylertown, Mississippi
— extension to October 5, 1990, to accomplish
change in bank control.
Granted, July 9, 1990.

Atlanta

1st Ambanc, Inc., Destin, Florida — extension to
October 22, 1990, to acquire 1st American Bank of
Walton County.
Granted, July 13, 1990.

Kansas City

Alpine Bank, Clifton, Colorado —
of the Federal Reserve System.
Returned, July 11, 1990.

MEMBERSHIP




to become a member

H .2
JULY 9, 1990
PAGE 10

TO

JULY 13,

1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

RESERVE BANK OPERATIONS
GC

Federal Reserve Bank of New York — to act as fiscal
agent for the proposed issuance of long-term
securities by the International Bank for
Reconstruction and Development.
Approved,- July 11, 1990.

RESERVE BANK SERVICES




Director, FRBO

Federal Reserve Bank of Cleveland —
payor service group sort.
Approved, July 11, 1990.

to implement a

H.2

ADDITIONS AND CORRECTIONS

JULY 9, 1990
PAGE 11

TO

JULY 13, 1990

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK BRANCHES. DOMESTIC
Chicago

Comerica Bank - Detroit, Detroit, Michigan — to
relocate the branch to 3501 Hamlin Road, Auburn
Hills, Michigan, from 587 N. Squirrel Road.
Returned, July 6, 1990.

COMPETITIVE FACTORS REPORTS




San Francisco

Key Bank of Utah, Salt Lake City, Utah, proposed
assumption of the liability to pay deposits of
Citibank Utah — report on competitive factors.
Submitted, July 6, 1990.

Cleveland

Mellon Bank, N.A. Greensburg, Pennsylvania —
proposed merger with Mellon Bank (North), N.A., Oil
City; Mellon Bank (Central), N.A., State College;
Mellon Bank (East) PSFS, Bala Cynwyd; and The
Commonwealth National Bank, Harrisburg,
Pennsylvania — report on competitive factors.
Submitted, July 6, 1990.

FED ER A L R E S E R V E BANK OF BOSTON A P P L IC A T IO N S

SECTION I - APPLICATIONS SUBJECT TO
NEWSPAPER NOTICE ONLY
Application

Comment Period Ending Date

Citizen's National Bancorp,
Inc., Putnam, Connecticut 3(a)(1) application to
acquire The Citizens
National Bank, Putnam,
Connecticut

Newspaper

7-15-90

Federal Register Not Yet Established

SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
Application

Comment Period Ending Date
NONE
SECTION III - APPLICATIONS SUBJECT TO
FEDERAL REGISTER NOTICE ONLY

Application
The Royal Bank of Scotland
Group pic, Edinburgh,
United Kingdom - 4(c)(8)
application for prior
approval to engage
indirectly through its
wholly owned subsidiaries
Charterhouse Inc., Charterhouse North American
Securities, Inc., and
Charterhouse Properties,
Inc., in certain nonbanking
activities, to acquire
a partnership interest
in a de novo general
partnership, Continental
Partners, and to engage
indirectly through
Continental Partners in
certain nonbanking
actitivies




Comment Period Ending Date
Federal Register

Not Yet Established

SECTION XV - APPLICATIONS NOT SUBJECT TO
FEDERAL REGISTER OR NEWSPAPER NOTICE
Application
NONE
♦Subject to CRA




F e d e r a l R e s e r v e B an k o f New Y o rk

Comment Period
Ending Date
SECTION I
Applications Subject to Newspaper
__________ Notice Only_________
None.

SECTION II
Applications Subject to Both
Newspaper and Federal Register Notice
BanPonce Corporation, Hato Rey, Puerto Rico, to acquire
Banco Popular de Puerto Rico, Hato Rey, Puerto Rico and
Banco Popular de Puerto Rico, Hato Rey, Puerto Rico, to
merge into Banco de Ponce, Ponce, Puerto Rico, a
subsidiary of BanPonce Corporation. 1/

7/24/90 2/

United Bank Corporation of New York, Dcwnsville,
New York to increase its interest in shares of The
Citizens National Bank of Hammond, Hammond, New York
from 4.96 percent to 10.9 percent..!/

7/25/90 2/

SECTION III

Nonbanking Applications
(Subject to Federal Register Notice Only)
KeyCorp, Albany, New York, and Key Bancshares of
Wyoming, Inc., Cheyenne, Wyoming to engage de novo
through their subsidiary, Ihe Key Trust Company of
the West, Cheyenne, Wyoming, in trust company
activities.

7/23/90

Societe Generate, Paris, France to engage through
its indirect subsidiary, FIMAT Futures USA, Inc.,
Chicago, Illinois, in the execution and clearance
of certain stock-index futures contracts and
options on such futures contracts.

7/20/90

Societe Generate, Paris, France to expand the
activities of its subsidiary, Societe Generate
Options-NOrth America, Inc., to include functioning
as a Registered Options Trader on the Philadelphia
Stock Exchange (the "Exchange") during both the
Exchange's day and evening sessions with respect to
options on Japanese Yen, Swiss Francs, British
Pounds, Canadian dollars and Australian dollars,
and functioning as a Registered Options Trader during
the Exchange's evening trading session with respect
to options on Deutsche marks.

7/23/90




Midland Bank pic, London, United Kingdom, to acquire
from Deak International, Inc., indirect ownership
through Thomas Cook Inc. of the voting shares of
Deak International Limited, New York, New York, Deak
International Goldline (U.S.) ltd. and its subsidiary,
Deak & Co. AG Zurich.

7/24/90

CS Holding and Credit Suisse, both of Zurich,
Switzerland to retain indirectly Winter Partners
Inc., New York, New York and thereby to engage in
data processing services.

8/2/90

SECTION IV
Applications Not Involving
_____ Public Comment_____
None.

1/
2/

3/
4/




Subject to provisions of Community Reinvestment Act.
Later of dates specified in newspaper and Federal Register notices.
Date specified in newspaper notice; a later date may be specified in
the Federal Register notice.
N/A - Not Available
Date specified in Federal Register notice; a later date may be
specified in the newspaper notice.

FED ER A L R E S E R V E BANK OF P H IL A D E L P H IA

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE ONLY
Comment Period Ending Date
First Sterling Bank, Devon, PA requests
permission to establish a branch office to be
located at 22 North Bryn Mawr Avenue, Bryn Mawr, PA.

8/13/90

SECTION II - APPLICATIONS SUBJECT TO BOTH NEWSPAPER AND
FEDERAL REGISTER NOTICE
Comment Period Ending Date
Omega Financial Corporation, State College, PA
("Omega”), Notice of Change in Bank Control filed on
behalf of Omega Employee Stock Ownership Plan Trust,
State College, PA to acquire shares of Omega pursuant
to the Change in Bank Control Act.
7/22/90
7/25/90

Newspaper:
Federal Register:

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER
NOTICE ONLY
Comment Period Ending Date
None.
SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
None.

1/ Subject to provisions of Community Reinvestment Act
* N/A - not yet available.




F ed eral

R eserv e

Ban* o f

C le v e la n d

Applications Bulletin
For Week Ending July 14, 1990

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER
NOTICE ONLY
NONE

SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
NONE

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER
NOTICE ONLY
APPLICATION

COMMENT PERIOD ENDING

R e c e iv e d S e c t i o n 4 ( c ) ( 8 ) N o t i f i c a t i o n on
J u l y 6 , 1 9 9 0 from C i t i z e n s F i d e l i t y
C o r p o r a t i o n , L o u i s v i l l e , K e n tu c k y , a
w h o lly -o w n e d s u b s i d i a r y o f PNC F i n a n c i a l
C o r p . , P it t s b u r g h , P e n n s y lv a n ia , to engage
in com m unity d e v e lo p m e n t a c t i v i t i e s , th ro u g h
C i t i z e n s F i d e l i t y Community D evelopm ent
C o r p o r a t i o n , p u r s u a n t t o S e c t i o n 2 2 5 . 2 5 ( b ) (6)
o f R e g u la tio n Y .
The a c t i v i t i e s a r e t o be
c o n d u c te d p r i m a r i l y i n t h e S t a t e s o f I n d ia n a
and K e n tu c k y .

A u gu st 1 0 ,

1990

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
NONE

*
#
N
F

-

S u b j e c t t o CRA
E x p e c t e d t o end a p p r o x im a t e ly 30 d a y s from t h e d a t e o f r e c e i p t
N ew sp a p e r Comment P e r io d
F e d e r a l R e g i s t e r Comment P e r io d




F e d e r a l R e s e r v e B an k o f Richm ond

Section I - Applications Subject to Newspaper
Notice Only

Comment Period Ending Date

Application
Development Bank of Washington,
Washington, D. C . , for membership
in the Federal Reserve System.*

Not yet available.

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Application

Comment Period Ending Date

First Commercial Holding Corporation,
Asheville, North Carolina, to acquire
The Bank of Iredell, Statesville, North
Carolina.*
Ulysses G. Auger, Notice of Change in
Control with respect to James Madison
Limited, Washington, D. C.

8-8-90

Not yet available.

Section III - Applications Subject to Federal Register Notice
Application

Comment Period Ending Date

None.

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice
Application
None.

*Application is subject to CRA.




Federal Reserve Bank of Atlanta
Applications Bulletin for Week Ending July 1 3 t 1990

Section II - Applications Subject To Both
Newspaper and Federal Register Notice
Application

Comment Period Ending Date

Auburn National Bancorporation
07-12-90
Auburn, Alabama
Federal Register
Change in control by Edward L. Spencer to acquire an additional A.25
percent of the outstanding shares of common stock that will increase his
total ownership to 16 percent.

Bank South Corporation
08-06-90
Atlanta, Georgia
Federal Register
To merge with Mickler Corporation, Clearwater, Florida, and thereby acquire
its banking subsidiary, The First National Bank of Clearwater, Clearwater,
Florida.

North Fulton Bancshares, Inc.
07-23-90
Roswell, Georgia
Federal Register
1-BHC formation, Milton National Bank, Roswell, Georgia (in organization).

Banc One Financial Corporation
08-03-90
Jennings, Louisiana
Federal Register
1-BHC formation, Jeff Davis Bank and Trust Company, Jennings, Louisiana.

MC Bancshares, Inc.
Morgan City, Louisiana
1-BHC formation, Morgan City Bank 6c Trust Company, Morgan City, Louisiana.

Britton 6c Koontz Capital Corporation Employee
Stock Ownership Stock Bonus Plan
07-31-90
Natchez, Mississippi
Federal Register
Change in control by Bazile R. Lanneau; William James Feltus, III; and
Walter Page Ogden, as plan administrators of the ESOP, to acquire an
additional 2.28 percent of the outstanding shares of Britton 6c Koontz
Capital Corporation, Natchez, Mississippi.
The acquisition will increase
the ESOP's total ownership to 15 percent.

Section III - Applications Subject To Federal Register Notice Only
Application
United Bank Corporation
07-30-90
Barnesville, Georgia
To acquire First Federal Savings and Loan Association of Griffin, Griffin,
Georgia, pursuant to section 225.25(b)(9) of Regulation Y.




Week Ending July 13, 1990
Federal Reserve Bank of Atlanta

Recently Approved Applications
Application

Approval Date

SouthTrust Corporation
07-09-90
Birmingham, Alabama
To acquire SouthTrust Bank of North Carolina, N.A. , Raleigh, North
Carolina, through charter conversion of First Capital Corporation, Raleigh,
North Carolina.

First Gwinnett Bancshares, Inc.
07-12-90
Norcross, Georgia
1-BHC formation, First Gwinnett Bank, Norcross, Georgia.

American City Bancorp, Inc.
07-13-90
Tullahoma, Tennessee
After-the-fact notification to redeem 28,800 shares (31.9 percent) of the
outstanding shares of common stock.

American City Bancorp, Inc.
07-13-90
Tullahoma, Tennessee
After-the-fact change in control by Sam Sawyer to retain 4.65 percent of
the outstanding shares of common stock that increased his ownership from
9.80 percent to 14.45 percent. Mr. Sawyer's increase in ownership is the
result of a stock redemption.




F e d e r a l R e s e r v e B a n k o f C h ic a g o

Section I - Applications Subiect to Newspaper
Notice Onlv
Comment Period
Endinq Date

Tvr>e

Aoolication

Branch

Old Kent Bank - Southwest
Niles, Michigan
Contractual Branches
(See attached list for exact locations)*

N

- 7-13-90

Branch

Old Kent Bank
Grand Rapids,
Contractual
(See attached

and Trust Company
Michigan
Branches
list for exact locations)*

N

- 7-13-90

Branch

Old Kent Bank of Gaylord
Gaylord, Michigan
Contractual Branches
(See attached list for exact locations)*

N

- 7-13-90

Branch

Old Kent Bank of Hillsdale
Hillsdale, Michigan
Contractual Branches
(See attached list for exact locations)*

N

- 7-13-90

Branch

Old Kent Bank of Kalamazoo
Kalamazoo, Michigan
Contractual Branches
(See attached list for exact locations)*

N

- 7-13-90

Branch

Old Kent Bank of Ludington
Ludington, Michigan
Contractual Branches
(See attached list for exact locations)*

N

- 7-13-90

Branch

Old Kent Bank of Petoskey
Petoskey, Michigan
Contractual Branches
(See attached list for exact locations)*

N

- 7-13-90

Branch

Old Kent Bank of St. Johns
St* Johns, Michigan
Contractual Branches
(See attached list for exact locations)*

N

- 7-13-90

EFT

Davenport Bank and Trust Company
Davenport, Iowa
St* Ambrose University
518 W. Locust Street
Davenport, Iowa*

N

- 7-13-90




F e d e r a l R e s e r v e B a n k o f C h ic a g o

Section I - Applications Subject to Newspaper
Notice Only
Comment Period
Ending Date

Type

Application

EFT

Davenport Bank and Trust Company
Davenport, Iowa
St* Luke's Hospital
1227 E* Rushholme
Davenport, Iowa*

N

- 7-13-90

Branch

American Trust & Savings Bank
Dubuque, Iowa
3355 John F. Kennedy Road
Dubuque, Iowa*

N

- 7-26-90

EFT

Davenport Bank and Trust Company
Davenport, Iowa
320 W* Kimberly
Davenport, Iowa*

N

- 7-13-90

Section II - Applications Subject to Both
Newspaper and Federal Register Notice

Type

Application

CoC-HC

Oswego Bancshares, Inc*
Oswego, Illinois
Oswego Community Bank Employee Stock
Ownership Plan
Oswego, Illinois




Comment Period
Ending Date
FR - 6-29-90
N - 7-26-90

F e d e r a l R e s e r v e B a n k o f C h ic a g o

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Continued
Comment Period
Ending Date

Type

Application

Y-l

ABN/Amro Holding N.V.
FR - 7-13-90
Amsterdam, Netherlands
N - 7-2-90
Algemene Bank Nederland N.V.
Amsterdam, Netherlands
The Exchange Bank of River Oaks
Calumet City, Illinois
Exchange National Bank of Chicago
Chicago, Illinois
Exchange Bank of DuPage
Oak Brook, Illinois
Exchange Bank of Lake County
Vernon Hills, Illinois
LaSalle National Bank
Chicago, Illinois
LaSalle Northwest National Bank
Chicago, Illinois
LaSalle Bank of Lisle
Lisle, Illinois
LaSalle Bank of Westmont
Westmont, Illinois
LaSalle Bank Northbrook
Northbrook, Illinois
LaSalle Bank of Lake View
Chicago, Illinois
Amsterdam-Rotterdam Bank, N.V.
Amsterdam, Netherlands
European American Bank
New York, New York
The Private Bank & Trust, National Association
Miami, Florida*




F e d e r a l R e s e r v e B a n k o f C h ic a g o

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Continued
Comment Period
Ending Date

TvPe

Application

Y-l

Preferred Stichting
FR - 7-13-90
Amsterdam, Netherlands
N - 7-2-90
Algemene Bank Nederland N.V.
Amsterdam, Netherlands
The Exchange Bank of River Oaks
Calumet City, Illinois
Exchange National Bank of Chicago
Chicago, Illinois
Exchange Bank of OuPage
Oak Brook, Illinois
Exchange Bank of Lake County
Vernon Hills, Illinois
LaSalle National Bank
Chicago, Illinois
LaSalle Northwest National Bank
Chicago, Illinois
LaSalle Bank of Lisle
Lisle, Illinois
LaSalle Bank of Westmont
Westmont, Illinois
LaSalle Bank Northbrook
Northbrook, Illinois
LaSalle Bank of Lake View
Chicago, Illinois
Amsterdam-Rotterdam Bank, N.V.
Amsterdam, Netherlands
European American Bank
New York, New York
The Private Bank & Trust, National Association
Miami, Florida*




F e d e r a l R e s e r v e B an k o f C h ic a g o

Section II - Applications Subject: to Both
Newspaper and Federal Register Notice
Continued
Comment Period
Ending Date

Type

Application

Y—1

Priority Stichting
FR - 7-13-90
Amsterdam, Netherlands
N - 7-2-90
Algemene Bank Nederland N.V.
Amsterdam, Netherlands
The Exchange Bank of River Oaks
Calumet City, Illinois
Exchange National Bank of Chicago
Chicago, Illinois
Exchange Bank of DuPage
Oak Brook, Illinois
Exchange Bank of Lake County
Vernon Hills, Illinois
LaSalle National Bank
Chicago, Illinois
LaSalle Northwest National Bank
Chicago, Illinois
LaSalle Bank of Lisle
Lisle, Illinois
LaSalle Bank of Westmont
Westmont, Illinois
LaSalle Bank Northbrook
Northbrook, Illinois
LaSalle Bank of Lake View
Chicago, Illinois
Am8terdam-Rotterdam Bazik, N.V.
Amsterdam, Netherlands
European American Bank
New York, New York
The Private Bank & Trust, National Association
Miami, Florida*




F e d e r a l R e s e r v e B a n k o f C h ic a g o

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Continued

Type

Application

Y-2

First Financial Corporation
Terre Haute, Indiana
Ridge Farm State Bank
Ridge Farm, Illinois*

Y—2

Fort Wayne National Corporation
Fort Wayne, Indiana
Trustcorp Bank, Huntington, N.A*
Hunt ington, Indiana*

Comment Period
Ending Date
FR - 7-13-90
N - 7-14-90

FR - 7-25-90
N

- **

Y-l

Heartland Bankshares, Inc*
Madrid, Iowa
City State Bank
Madrid, Iowa*

Y-2

INB Financial Corporation
FR - 7-25-90
Indianapolis, Indiana
N - **
Peoples Savings Bank of Evansville, Indiana
Evansville, Indiana*

Y-2

Comerica Incorporated
Detroit, Michigan
Inbancshares
City of Industry, California
Bank of Industry
City of Industry, California*

Y-2

Plaza Commerce Bancorp
San Jose, California
Inbancshares
City of Industry, California
Bank of Industry
City of Industry, California*

FR - 7-25-90
N - **

FR - 8-6-90
N - **

FR - 8-6-90
N

- **

Y-2

Comerica Incorporated
Detroit, Michigan
Plaza Commerce Bancorp
San Jose, California
Plaza Bank of Commerce
San Jose, California*

FR - 8-6-90
N - **

Y-l

Community Bank Corporation
Grant, Michigan
The Grant State Bank
Grant, Michigan*

FR - **
N - 7-27-90




F e d e r a l R e s e r v e B an k o f C h ic a g o

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Continued
Comment Period
Ending Date

Type

Application

Y-2

First of America Bank Corporation
FR - 8-6-90
Kalamazoo, Michigan
N - **
Trustcorp Bank Columbus, National Association
Columbus, Indiana*

Y-l

Boscobel Bancorp, Inc*
Boscobel, Wisconsin
Boscobel State Bank
Boscobel, Wisconsin*

FR - **
N - **

Y-2

Marshall & Ilsley Corporation
Milwaukee, Wisconsin
Rosendale Bancshares, Inc*
Rosendale, Wisconsin
Rosendale State Bank
Rosendale, Wisconsin*

FR
N

- **
- **

Y-l

Bonduel Bancorp, Inc.
Bonduel, Wisconsin
Bonduel State Bank
Bonduel, Wisconsin*

FR
N

- **
- **

CoC-HC

Northern States Financial Corporation
Waukegan, Illinois
Fred Abdula

FR - **
N - **

CoC-HC

Beverly Bancorporation, Inc•
Chicago, Illinois
J* Edward Mahoney

FR - **
N - **




F e d e r a l R e s e r v e B an k o f C h ic a g o

1 YRe

Section III - Applications Subject to Federal Register Notice
Only
Comment Period
Application
Ending Date

Y-4

First of America Bank Corporation
Kalamazoo, Michigan
Shelby Federal Savings Bank
Indianapolis, Indiana

FR - 7-13-90

Y-4

Comerica Incorporated
Detroit, Michigan
Plaza Realty Advisors, Inc*
San Jose, California

FR - 8-6-90




Federal Reserve Bank of Chicago

Ending Date

Type

Application

Y-4

PR - 7-13-90
Priority Stichting
N - 7-2-90
Amsterdam, Netherlands
ABN Capital Markets Corporation
New York, New York
ABN Credit Corporation
Chicago, Illinois
Amsterdam Pacific Corporation
San Francisco, California
Exchange Securities Corp.
Hallandale, Florida
LaSalle Acquisition, Inc.
Chicago, Illinois
LaSalle Insurance Co.
Chicago, Illinois
LaSalle Management Co.
Chicago, Illinois
LaSalle National Mortgage Co., Inc.
Chicago, Illinois
LaSalle National Services Co., Inc.
Chicago, Illinois
LaSalle National Trust Company
Chicago, Illinois
LaSalle St. Capital Management Ltd.
Chicago, Illinois
Lease Plan Holding U.S.A.
Atlanta, Georgia
Netherlands Trading Society East Inc.
Chicago, Illinois
Amsterdam-Rotterdam Bank, N.V.
Amsterdam, Netherlands
Pierson Capital Management Inc.
Philadelphia, Pennsylvania
Pierson Heldring & Pierson (U.S.) Inc.
New York, New York
The Private Bank & Trust, National Association
Miami, Florida
Union Realty Mortgage Co.
Chicago, Illinois




Federal Reserve Bank of Chicago

Ending Date

Type

Application

Y-4

FR - 7-13-90
Preferred Stichting
N - 7-2-90
Amsterdam, Netherland
ABN Capital Markets Corporation
New York, New York
ABN Credit Corporation
Chicago, Illinois
Amsterdam Pacific Corporation
San Francisco, California
Exchange Securities Corp.
Hallandale, Florida
LaSalle Acquisition, Inc.
Chicago, Illinois
LaSalle Insurance Co.
Chicago, Illinois
LaSalle Management Co.
Chicago, Illinois
LaSalle National Mortgage Co., Inc.
Chicago, Illinois
LaSalle National Services Co., Inc.
Chicago, Illinois
LaSalle National Trust Company
Chicago, Illinois
LaSalle St. Capital Management Ltd.
Chicago, Illinois
Lease Plan Holding U.S.A.
Atlanta, Georgia
Netherlands Trading Society East Inc.
Chicago, Illinois
Amsterdam-Rotterdam Bank, N.V.
Amsterdam, Netherlands
Pierson Capital Management Inc.
Philadelphia, Pennsylvania
Pierson Heldring 6 Pierson (D.S.) Inc.
New York, New York
The Private Bank & Trust, National Association
Miami, Florida
Union Realty Mortgage Co.
Chicago, Illinois




Federal Reserve Bank of Chicago

Ending Date

Type

Application

Y-4

FR - 7-13-90
Priority Stichting
N - 7-2-90
Amsterdam, Netherlands
ABN Capital Markets Corporation
New York, New York
ABN Credit Corporation
Chicago, Illinois
Amsterdam Pacific Corporation
San Francisco, California
Exchange Securities Corp.
Hallandale, Florida
LaSalle Acquisition, Inc.
Chicago, Illinois
LaSalle Insurance Co.
Chicago, Illinois
LaSalle Management Co.
Chicago, Illinois
LaSalle National Mortgage Co., Inc.
Chicago, Illinois
LaSalle National Services Co., Inc.
Chicago, Illinois
LaSalle National Trust Company
Chicago, Illinois
LaSalle St. Capital Management Ltd.
Chicago, Illinois
Lease Plan Holding U.S.A.
Atlanta, Georgia
Netherlands Trading Society East Inc.
Chicago, Illinois
Amsterdam-Rotterdam Bank, N .V .
Amsterdam, Netherlands
Pierson Capital Management Inc.
Philadelphia, Pennsylvania
Pierson Heldring & Pierson (U.S.) Inc.
New York, New York
The Private Bank & Trust, National Association
Miami, Florida
Union Realty Mortgage Co.
Chicago, Illinois




Federal Reserve Bank of Chicago

Section III - Applications Subject to Federal Register Notice
Only
Comment Period
Ending Date
Application

Type
4(c)(8)

Fort Wayne National Corporation
FR - 7-27-90
Fort Wayne, Indiana
Fort Wayne National Life Insurance Company
Fort Wayne, Indiana

4(c)(8)

First Oak Brook Bancshares, Inc*
FR - **
Oak Brook, Illinois
Act as agent for credit insurance directly
related to extension of credit for any of
its subsidiaries

Section IV - Applications Not Subject to Federal Register Notice
Or Newspaper Notice
Type

Application

None

N
FR
*
**

-




Newspaper
Federal Register
Subject to Provisions of Community Reinvestment Act
Not available at this time

CONTRACTUAL BRANCHES FOR OLD KENT BANK & TRUST CO.; GRAND RAPIDS, HI; OLD. KENT BANKi OF GAYLORD,
GAYLORD, MI; OLD KENT:BANK OF HILLSDALE, HILLSDALE, MI; OLD KENT BANK OF KALAMAZOO, KALAMAZOO,
MI; OLD KENT BANK. OF LUDINGTON, LUDINGTON, MI; OID KENT BANK OF PETOSKEY, PETOSKEY, MI; OLD
KENT BANK OF ST. JOHNS. .ST. JOHNS, MI & OLD KENT BANK -r. SOUTHWEST, NILES, MI
0 ~ ri-

J
O L D KENT FINANCIAL CORPORATION AFFILIATES
«rv’V ? q ^ 9 = 2 8
____ SCHEDULE OF CONTRACT BRANCHES AND OFFSITE ATMS
r -r

= A c t i o n B a n k 24 A T M s a t site)

O L D KENT B A N K AND TRUST COMPANY

T (Member) 1
2001 S o u t h D i v i s i o n A v e n u e
Grand R a p i d s , MI 4 9 5 0 7
(616) 7 7 1 - 5 7 4 4
(Kent County)

One V a n d e n b e r g Center
G r a n d Rapids, MI 49503
| (616) 7 7 1 - r > f5469)
(Kent County) (AB24/2)
72 M o n r o e C e n t e r , N.W.
G r a n d Rapids, MI 49503
(616) 7 7 1 - 5 7 1 1
(Kent County) (AB24)

1500 G r a n d v i l l e A v enue,
Grand R a p i d s , MI 4 9 5 0 9
(616) 7 7 1 - 5 7 4 7
(Kent County)

7 0 0 B r i d g e S t r e e t , N.W.
G r a n d Rapids, MI 49504
(616) 7 7 1 - 5 7 1 2
(Ke n t County) (AB24)

259 M i c h i g a n Street, N.E.
Grand R a p i d s , MI 49503
(616) 7 7 1 - 5 7 5 1
(Kent County)

754 F r a n k l i n Street, S.E.
G r a n d Rapids, M I 49507
(616) 7 7 1 - 5 7 1 5
(Ke n t County) (AB24)

2012 E a s t e r n A venue, S.E.
Grand R a p i d s , MI 49507
(616) 7 7 1 - 5 7 6 0
(Kent C ounty) (AB24)

3 1 0 L e o n a r d St r e e t , N.W.
G r a n d Rapids, M I 49504
(616) 7 7 1 - 5 7 2 0
(Kent County)

2209 P l a i n f i e l d A venue,
Grand R a p i d s , MI 4 9 5 0 5
(616) 7 7 1 - 5 7 6 2
(Kent C ounty) (AB24)

1 5 6 0 P l a i n f i e l d Avenue,
G r a n d Ra p i d s , MI 49505
(616) 7 7 1 - 5 7 2 2
(Kent County)

N.E.

S.W.

N.E.

2201 W e a l t h y Street, S.E.
East G r a n d Rapids, M I 4 9 5 0 6
(616) 7 7 1 - 5 7 6 6
(Kent C o u n t y ) (AB24)

758 W e s t F u l t o n Street
G r a n d Rapids, MI 49504
(616) 7 7 1 - 5 7 2 6
(Kent County)

4069 L a k e M i c h i g a n Drive,
Grand R a p i d s , MI 4 9 5 0 4
(616) 7 7 1 - 5 7 7 0
(Kent C o unty) (AB24)

805 L e o n a r d St r e e t , N.W.
G r a n d Rapids, MI 49504
(616) 7 7 1 - 5 7 3 0
(Kent County) (AB24)

6708 S o u t h D i v i s i o n A v e n u e
Grand R a p i d s , MI 49508
(616) 7 7 1 - 5 7 7 2
(Kent C ounty) (AB24)

1300 Madison, S.E.
G r a n d Rapids, MI 4 9507
(616) 7 7 1 - 5 7 3 8
(Kent County)

1340 L a k e Drive, S.E.
Grand R a p i d s , MI 4 9 5 0 6
(616) 7 7 1 - 5 7 7 4
(Kent Co u n t y ) (AB24/2)




N.W.

4 2 5 5 K a l a m a z o o A v e n u e , S.E.
G r a n d Ra p i d s , M I 4 9 5 0 8
(616) 7 7 1 - 5 7 8 1
( K e n t county) (AB24/2)

1750 L e o n a r d S t r e e t , N.E.
Grand Rapids, MI 49505
(616) 7 7 1 - 5 5 2 1
(Kent County) (AB24)

6 4 8 5 28th S t r e e t , S.E.
G r a n d R a pids, M I 4 9 5 0 6
(616) 7 7 1 - 5 7 8 4
(K e n t County) (AB24)

9 0 0 2 8 t h S t r e e t , S .W .
W y o m in g , M I 4 9 5 0 9
(6 1 6 ) 7 7 1 -5 1 1 7
(K e n t C o u n ty ) (A B 2 4 /3 )

1 8 4 0 B r e t o n R o a d , S.E.
G r a n d Rapids, M I 4 9 5 0 6
(616) 7 7 1 - 5 7 8 8
( K e n t County) (AB24/2)

5 4 0 0 N o r t h la n d D r iv e , N .E .
G r a n d R a p id s , M I 4 9 5 0 5
(6 1 6 ) 7 7 1 -5 1 0 8
(K e n t C o u n ty ) (A B 2 4 )

3 9 0 0 C h i c a g o Drive, S.W.
G r a n d v i l l e , M I 49418
(616) 7 7 1 - 5 7 9 0
( K e n t County) (AB24)

1 9 6 3 B a l d w i n D r i v e , S .W .
J e n is o n , M I 4 9 4 2 8
(6 1 6 ) 7 7 1 -5 1 2 4
( O t ta w a C o u n t y ) ( A B 2 4 )

3360 Prospect
Hudsonville, MI 49426
(616) 6 6 9 - 1 8 0 0
( O t t a w a C o u n t y ) (AB24)

1 3 1 9 M ic h ig a n S t r e e t , N .E .
G r a n d R a p id s , M I 4 9 5 0 3
(6 1 6 ) 7 7 1 -5 6 1 2
(K e n t C o u n ty ) (A B 2 4 /2 )

3 7 8 5 P l a i n f i e l d Av e n u e ,
G r a n d Ra p i d s , MI 4 9 5 0 5
(616) 7 7 1 - 5 7 9 3
( K e n t County) (AB24/2)

N.E.

765 6 8 th S t r e e t , S .E .
G ra n d R a p id s , M I 4 9 5 0 8
(6 1 6 ) 7 7 1 -5 6 5 3
(K e n t C o u n ty )

3 5 1 C o v e l l R o a d , N.W.
G r a n d R a p i d s , MI 4 9504
(616) 7 7 1 - 5 7 9 5
(Ke n t County) (AB24)

4 4 6 0 C a s c a d e R o a d , S .E .
G ra n d R a p id s , M I 4 9 5 0 6
(6 1 6 ) 7 7 1 -5 6 5 6
(K e n t C o u n ty ) (A B 2 4 )

3 7 1 5 28th S t r e e t , S.E.
G r a n d R a p i d s , MI 4 9 5 0 8
(616) 7 7 1 - 5 7 4 6
(Kent County) (AB24/2)

7530 S o u th D iv is io n A v e n u e
G ra n d R a p id s , M I 4 9 5 0 8
(6 1 6 ) 7 7 1 -5 6 7 4
(K e n t C o u n ty )

3 0 0 0 E a s t e r n A v e n u e , S.E.
G r a n d R a pids, MI 4 9 5 0 8
(616) 7 7 1 - 5 7 5 0
(Ke n t County) (AB24)

475 A da D r iv e
Ada, M I 49301
(6 1 6 ) 7 7 1 -5 6 9 0
(K e n t C o u n ty ) (A B 2 4 )

4 5 6 0 A l p i n e Av e n u e , N.W.
C o m s t o c k P a r k , MI 4 9 3 2 1
(616) 7 7 1 - 5 7 5 7
(Kent County) (AB24)

4985 T e n M ile R oad
R o c k fo rd , M I 4 9 3 4 1
(6 1 6 ) 7 7 1 -5 8 4 5
(K e n t C o u n ty ) (A B 2 4 )




2041 Eastern Avenue, S.E.

4404 Clyde Park Avenue, S.W.
Wyoming, MI 49509
(616) 771-5302
(Kent County) (AB24)

Grand R a p i d s , M I 4 9 5 0 7
(616) 7 7 1 - 5 7 6 0
(Kent County)

4 4 6 0 W i l s o n Avenue, S.W.
G r a n d v i l l e , M I 49418
(616) 7 7 1 - 5 3 1 1
(Kent County) (AB24)

2505 A l p i n e A venue, N.W.
Grand R a p i d s , MI 4 9504
(616) 7 7 1 - 5 1 8 7
(Kent County) (AB24)

55 W e s t M a i n S t r e e t
F remont, MI 49412
(616) 9 2 4 - 3 4 0 0
( Newaygo County)

1465 4 4 t h Street, S.E.
Grand R a p i d s , MI 4 9508
(616) 7 7 1 - 5 7 8 1
(Kent County)

921 W e s t M a i n Str e e t
Fre m o n t , MI 49412
(616) 9 2 4 - 0 4 5 0
(Newaygo C ounty) (AB24)

449 K i n n e y Road, N.W.
Grand R a p i d s , MI 49504
(616) 7 7 1 - 5 7 7 0
(Kent County)

301 South Lafayette
G r e e n v i l l e , M I 48838
(616) 7 5 4 - 5 6 1 1 S w i t c h b o a r d
(Mont c a l m County)

301 S o u t h F r a n k l i n
Greenville, MI 4 8 8 3 8
(616) 7 5 4 - 5 6 1 1 S w i t c h b o a r d
(Montcalm County) (AB24)

1210 North Lafayette
G r e e n v i l l e , M I 48838
(616) 7 5 4 - 5 6 1 1 S w i t c h b o a r d
(Montcalm County)

TNEW:
4910 - 6 0 t h S t reet. S.E.
Caledonia. M I 4 9 3 1 6
no p h o n e v e t
Kent C o u n t v (AB24)

5300 Eastern Avenue
Kentw o o d , M I 49508
(616) 7 7 1 - 5 3 2 1
(Kent County) (AB24)
4 4 3 3 B r e t o n Road, S.E.
Kentwood, M I 49508
(616) 7 7 1 - 5 8 4 4
(Kent County) (AB24)
2 4 6 5 B u r t o n Street, S.E.
G r a n d Ra p i d s , MI 4 9 5 0 6
(616) 7 7 1 - 5 7 8 8
(Kent County) (AB24)
1635 L e o n a r d Street, N.E.
G r a n d R apids, MI 4 9 5 0 5
(616) 7 7 1 - 5 5 2 1
(Kent County) (AB24)




NEW:
9325 C h e r r y V a l i e v A v e n u e
Caledonia. M I 4 9 3 1 6
1616^ 8 9 1 - 9 9 5 5
Kent C o u n t v (AB2411
Offsite A T M (Cash D i s p e n s e r )
Meijer, Inc.
1220 N. L a f a y e t t e
Gree n v i l l e , M I 4 8 8 3 8
(Montcalm County)
Offsite A T M (Full Service)
Calvin C o l l e g e C o m m o n s B u i l d i n g
3201 Bu r t o n , S.E.
Grand R a p i d s , MI 49506
(Kent C o u n t y )




O f f s i t e A T M (Full S e r v i c e )
Grand Valley State University
Kirkoff Center
Camp u s Drive
A l l e n d a l e , M I 4 9401
( O t t a w a Coun t y )
O f f s i t e A T M (Cash D i s p e n s e r )
Grand Valley State University
Eberhard Center
3 0 1 W. F u l t o n
G r a n d Rapids, MI 49503
(K e n t County)




OTJ) KENT BANK O F BIG RAPIDS f fNonmember) 1
101 North Michigan
B i g Rapids, M I 4 9307
(616) 5 9 2 - 4 1 0 0
(Mecosta
County)
AB24/1) 1

r(NEW:

103 P e r r y S t r e e t
B i g Rapids, M I 49307
(616) 5 9 2 - 4 1 8 7
( M e c o s t a County) (AB24/2)
220 Wes t Wheatland
R e m u s , MI 4 9 3 4 0
(517) 9 6 7 - 3 6 1 9
(Mec o s t a County)
240 East Northern
B a r r y t o n , MI 4 9 3 0 5
(517) 3 8 2 - 7 7 9 4
( M e c o s t a County)
8 5 2 9 100th A v e n u e
s t a n w o o d , MI 4 9 3 4 6
(616) 9 7 2 - 7 1 4 1
(Mec o s t a County)
2 4 5 1 E a s t U.S. 10
E v a r t , MI 4 9 6 3 1
(616) 7 3 4 - 5 5 3 2
(Os c e o l a County)
115 W e s t M a i n
M e c o s t a , MI 4 9 3 3 2
(616) 9 7 2 - 7 1 3 2
(Mecosta County)
228 S o u t h M i c h i g a n
B i g Rapids, M I 49307
(616) 5 9 2 - 4 1 8 5
(Mecosta C o u n t y )
O f f s i t e ATM (Full S e r v i c e )
F e r r i s Sta t e C o l l e g e
Rankin Center
901 S. Sta t e S t r e e t
Big Rapids, M I 49307
(Mecosta Coun t y )




OLD K EN T BAN K O F BRIG H TO N

f (N o n m e m b e r) 1

300 West N o r t h Street
Brighton, H I 48116
(313) 2 2 9 - 9 5 3 1
( L i v i n g s t o n County) (AB24)
8393 W e s t G r a n d R i v e r
Brighton, M I 48116
(313) 2 2 9 - 9 5 3 1
( L i v i n g s t o n County)
10011 East G r a n d River
Brighton, MI 48116
(313) 2 2 9 - 9 5 3 1
( L i v i n g s t o n C ounty) (AB24)
140 W e s t H i g h l a n d
Highland, M I 48031
(313) 8 8 7 - 4 1 8 1
( O a k l a n d C o u n t y ) (AB24)
7 5 0 0 E a s t M — 36
Hamburg, MI 48139
(313) 2 2 9 - 9 5 3 1
( L i v i n g s t o n County)

(AB24)

6 5 0 0 Dix i e H i g h w a y
C l a r k s t o n , M I 48016
(313) 6 9 5 - 0 0 2 0
( O a k l a n d C o u n t y ) (AB24)

TNEWt
Suite J
400 East E i s e n h o w e r Parkway
A n n Arbor. M I 48108
(313) 6 6 2 - 8 6 6 6
(Washtenaw C o u n t v ) 1




O LD KEN T BANK O F C A D IL L A C

123 South Mitchell
Cadillac, MI 49601
(616) 775-1283
(Wexford County) (AB24)
1219 North Mitchell Street
Cadillac, MI 49601
(616) 775-1283
(Wexford County)
1980 South Morey Road
Lake City, MI 49651
(616) 839-7251
(Missaukee County)
115 East Cass Street
Cadillac, MI 49601
(616) 775-1283
(Wexford County)

T (N o n m em b er^ 1

O LD KEN T BA N K -

C EN TRA L

f ( N o ro n e m b e r)

123 North W a s h i n g t o n
Owosso, HI 4 8 8 6 7
(517) 7 2 3 - 8 8 1 1
( S h i a w a s s e e C o u n t y ) (AB24)
j {*)
ri3051
South
Street
O W O S S O , MI 4 8 8 6 7
(517) 7 2 3 - 8 8 1 1
(Shiawassee County)

1

G-5232 M i l l e r R o a d
Flint, M I 4 8 5 0 7
| (313) {*} T 7 6 2 - 4 8 4 4 1
(Genesee County)

Shiawassee
G-3302 C o r u n n a R o a d
Flint, M I 4 8532
| (313) (~) T 7 62-48441
(Genesee County) (AB24)

1637 West M a i n Street
O w o s s o , MI 4 8 8 6 7
(517) 7 2 3 - 8 8 1 1
(Shiawassee County)

124 N o r t h S h i a w a s s e e S t r e e t
Corunna, M I 4 8817
(517) 7 2 3 - 8 8 1 1
( S h i a w a s s e e County)

1 4 8 4 N o r t h M — 52
O w o s s o , MI 4 8 8 6 7
(517) 7 2 3 - 8 8 1 1
(Shiawassee County)

G-6530 W e s t Pierson Road
Flushing, M I 48433
| (313) {*} T762- 4 8 4 4 1
(Genesee County) (AB24)

428 Corunna Avenue
O w o s s o , MI 4 8 8 6 7
(517) 7 2 3 - 8 8 1 1
( S h i a w a s s e e Coun t y )

12900 S o u t h S a g i n a w
G r a n d B l a n c , MI 4 8 4 3 9
I (313) (~) T762-48441
(Genesee County) (AB24)

2350 East M — 21
Corunna, MI 48817
(517) 7 2 3 - 8 8 1 1
( S h i a w a s s e e Co u n t y )

G-5030 S o u t h Sag i n a w
Flint, M I 4 8 5 0 7
| (313) (~) T 7 6 2 - 4 8 4 4 1
(Genesee County)

(AB24)

318 North M a i n Street
Morrice, MI 48857
(517) 7 2 3 - 8 8 1 1
(Shiawassee County)
3095 Sheridan Road
L e n n o n , MI 4 8 4 4 9
(517) 7 2 3 - 8 8 1 1
(Genesee County)
5300 South D u r a n d Road
D u r a n d , MI 4 8 4 2 9
(517) 7 2 3 - 8 8 1 1
( S h i a w a s s e e C o unty) (AB24)







O LD KENT BANK O F GAYLORD

123 W e s t M a i n S t r e e t
G a y l o r d , MI 4 9 7 3 5
(517) 7 3 2 - 2 4 1 1
( O t s e g o County) (AB24)
719 W est Main Street
G a y l o r d , MI 4 9 7 3 5
(517) 7 3 2 - 2 4 1 1
( O t s e g o County)
2 0 0 5 Sou t h O l d U.S.
G a y l o r d , MI 4 9 7 3 5
(517) 7 3 2 - 2 4 1 1
(O t s e g o County)

27

528 E a s t M a i n S t r e e t
V a n d e r b i l t , M I 49795
(517) 9 8 3 - 3 3 5 1
( O t s e g o County)
381 South Grayling Road
Grayling, MI 49738
(517) 3 4 8 -5 435
(Crawford County)

f (M em ly g r) 1




O LD K EN T BANK O F GRAND HAVEN f fN o n m e m b e rM

233 W a s h i n g t o n S t r e e t
G r a n d Haven, M I 4 9417
(616) 8 4 2 - 3 1 0 0
(O t t a w a C o unty) (AB24)
430 North Beacon Boulevard
G r a n d Haven, M I 49417
(616) 8 4 2 - 3 6 7 0
( O t t a w a C ounty) (AB24)
1001 South Beacon Boulevard
G r a n d Haven, M I 49417
(616) 8 4 2 - 0 9 0 0
( O t t a w a Co u n t y ) (AB24)
4300 Grand H a v e n Road
N o r t o n S hores, MI 4 9 4 4 1
(616) 7 9 8 - 4 5 0 2
( M u s k e g o n Co u n t y ) (AB24)
12409 Stafford Street
Ravenna, MI 49451
(616) 8 5 3 - 2 2 4 1
( M u s k e g o n Coun t y )
50 N o r t h P a r k
F r u i t p o r t , M I 49415
(616) 8 6 5 - 3 1 8 2
( M u s k e g o n County)
710 Seminole Road
N o r t o n S h ores, MI 4 9 4 4 1
(616) 7 3 9 - 9 3 3 3
( M u s k e g o n Co u n t y ) (AB24)
100 Third Street
F e r r y s b u r g , M I 49409
(616) 8 4 2 - 3 0 8 0
( Ottawa Coun t y )
201 C o l u m b u s S t r e e t
G r a n d Haven, M I 4 9417
(616) 8 4 2 - 3 1 0 0
(Ottawa County)

P U P KEN T BANK -

GRAND T R A V E R SE

102 W e s t F r o n t S t r e e t
T r a v e r s e City, M I 49684
(616) 9 2 2 - 4 2 2 5
( G r a n d T r a v e r s e County)

(AB24)

f

fN o n m e m b e rl 1

111 N o r t h B r o w n s o n A v e n u e
Kingsley, M I 4 9649
(616) 2 6 3 - 5 2 6 3
(Grand T r a v e r s e County)

3 5 3 5 W e s t S o u t h A i r p o r t R oad
T r a v e r s e City, M I 49684
(616) 9 2 2 - 4 3 7 8
( G r a n d T r a v e r s e County) (AB24)

120 N o r t h J o s e p h
S u ttons Bay, MI 4 9 6 8 2
(616) 2 7 1 - 3 0 3 1
(Leelanau County) (AB24)

1 0 2 8 East 8 t h S t r e e t
T r a v e r s e City, MI 49684
(616) 9 2 2 - 4 3 2 9
( G r a n d T r a v e r s e County)

(AB24)

205 N o r t h U n i o n
T r a v e r s e City, MI 49684
(616) 9 2 2 - 4 0 0 0
(Grand T r a v e r s e County)

2425 Holiday Hills Road
T r a v e r s e City, MI 49684
(616) 9 2 2 - 4 3 1 5
( G r a n d T r a v e r s e County)

(AB24)

630 Fourteenth Street
T r a v e r s e City, MI 49684
(616) 9 2 2 - 4 3 3 4
( G r a n d T r a v e r s e County)

(AB24)

746 Munson
T r a v e r s e City, MI 49684
(616) 9 2 2 - 4 3 0 7
( G r a n d T r a v e r s e County)
5955 Oak Street
G l e n Arbor, M I 49636
(616) 3 3 4 - 3 0 6 7
( L e e l a n a u County)
120 Ames S t r e e t
E l k Rapids, M I 49629
(616) 2 6 4 - 5 6 2 1
( A n t r i m County) (AB24)
2 1 1 2 M-137
I n t e r l o c h e n , MI 49643
(616) 2 7 6 - 9 0 8 1 or 2 7 6 - 9 0 6 4
( G r a n d T r a v e r s e County)

T fN E W : A B 2 4 1
1




QTjD KEN T BANK O F HTT.T-<;nAT.F r ( M e m b e r ! 1

10 S o u t h B r o a d S t r e e t
H i l l s d a l e , M I 49242
(517) 4 3 7 - 4 4 2 6
(H i l l s d a l e C o unty) (AB24)
412 W e s t C a r l e t o n R o a d
H i l l s d a l e , M I 49242
(517) 4 3 7 - 4 4 2 6
( H i l l s d a l e County)
6151 Concord Road
J o n e s v i l l e , M I 49250
(517) 8 4 9 - 9 9 5 2
(H i l l s d a l e County)




O LD KEN T BANK O F HOLLAND f (N p n ffl?ffb ?rl..1

O ffsite A T M (Cash Dispe n s e r )
Meijer, Inc.
91 D o u g l a s A v e n u e
| Holland, M I {*} T49 4 2 4 1
(Ottawa County)

36 E a s t 8 t h S t r e e t
Holland, MI 49423
j (616) 39 4 - { ~ ) r74001
( O t t a w a Coun t y )
177 N o r t h R i v e r A v e n u e
J H o l l a n d , MI < “ } r494241
(616) 3 9 4 - 7 3 0 3
(O t t a w a C o unty) (AB24)

Offsite A T M (Cash Dispenser)
Meijer, Inc.
746 E a s t 1 6 t h S t r e e t
Holland, M I 49423
(Ottawa County)

701 Maple Aven u e
Holland, MI 49423
(616) 3 9 4 - 7 3 1 3
( Ottawa C ounty) (AB24)
510 West 17th Street
H o l l a n d , MI 4 9 4 2 3
(616) 3 9 4 - 7 3 2 5
( Ottawa C o u n t y ) rfNEWt

AB24T1

770 East 16th Street
H o l l a n d , MI 4 9 4 2 3
j (616) 394-( *“} T73191
(Ottawa County) (AB24)
969 B u t t e r n u t D r i v e
J Hol l a n d , M I { “ } r494241
(616) 3 9 4 - 7 4 3 3
( O ttawa Co u n t y ) (AB24)
501 West M a i n Street
Zeel a n d , M I 4 9 4 6 4
(616) 7 7 2 - 2 3 3 3
( O ttawa C ounty) (AB24)
46 E a s t 9 t h S t r e e t
Holland, MI 49423
(616) 3 9 4 - 7 3 4 7

(O tta w a C o u n ty )

fN E W :

(A B 2 4 1 1

TNEW :
2 8 2 2 W e s t S h o re D r iv e
H o lla n d . M I 4 9 4 2 4
(6 1 6 ^ 3 9 4 -7 4 3 5
( O t t a w a C o u n t y ^ ( A B 2 4 )1




QML

P BANK O F KALAMAZOO f(Member) 1

1 3 6 E a s t M i c h i g a n Ave.
Kalamazoo, M I 49007
(616) 3 8 3 - 6 7 8 8
(Kalamazoo County)

3311 G r e e n l e a f B o u l e v a r d
Kalamazoo, M I 4 9 0 0 8
(616) 3 8 3 - 6 9 8 0
(Kalamazoo County)

101 East Crosstown Parkway
Kalamazoo, MI 49001
(616) 3 8 3 -6833
( K a l a m a z o o C o u n t y ) (AB24)

37687 R e d A r r o w H i g h w a y
Paw Paw, M I 4 9 0 7 9
(616) 6 5 7 - 6 0 6 1
(Van B u r e n County)

3 4 2 0 East M a i n S t r e e t
Kalamazoo, MI 49001
(616) 3 8 3 - 6 9 0 5
(Kalamazoo County)

140 East B r i d g e S t r e e t
Plainwell, MI 49080
(616) 6 8 5 - 6 8 7 7
(Allegan C o unty) (AB24)

3 6 3 0 Gull R o a d
Kalamazoo, M I 49001
(616) 3 8 3 - 6 9 1 3
( K a l a m a z o o C o u n t y ) (AB24)

8020 N o r t h 3 2 n d S t r e e t
Richland, M I 4 9083
(616) 6 2 9 - 9 7 3 8
(Kalamazoo County)

1 2 1 E a s t St. J o s e p h
Lawrence, MI 49065
(616) 6 7 4 - 8 0 6 1
(Van Buren C o u n t y )

3205 S o u t h W e s t n e d g e A v e n u e
Kalamazoo, M I 4 9 0 0 8
(616) 3 8 3 - 6 8 4 3
(Kalamazoo County)

104 N o r t h M a i n S t r e e t
L a w t o n , MI 4 9 0 6 5
(616) 6 2 4 - 4 5 1 1
(Van Buren C o u n t y )

2423 S p r i n k l e R o a d
Kalamazoo, M I 4 9 0 0 1
(616) 3 8 3 - 6 9 1 0
( K a l amazoo County)
f(NEW:
AB24)1

5931 Oakland Drive
P o r t a g e , MI 4 9 0 0 2
(616) 3 8 3 - 6 9 3 6
(Kalamazoo County)
4109 Portage Roa d
Kalamazoo, M I 49001
| (616) 383— (*) f68631
( K a l a m a z o o C o u n t y ) (AB24)
405 North Bu r d i c k
K a l a m a z o o , M I 49007
(616) 3 8 3 - 6 8 9 0
(K a l a m a z o o County)
M - 8 9 at C r o s s O a k s
Shopping Center
Otsego,'MI 49078
(616) 6 8 5 - 9 5 8 1
( A l l e g a n Coun t y )




6488 S o u t h W e s t n e d g e (A v e .1
Portage, M I 4 9 0 0 2
(616) 3 8 3 - 6 8 0 4
(K a l a m a z o o C ounty) (AB24)
8910 P o r t a g e
Portage, M I 4 9 0 0 2
(616) 3 8 3 - 6 7 0 1
( K a l a m a z o o County)
4705 W e s t M a i n S t r e e t
Kalamazoo, M I 4 9 0 0 7
(616) 3 8 3 - 6 9 0 0
( K a l amazoo Co u n t y ) (AB24)
216 N o r t h M a i n S t r e e t
Three R i v e r s , MI 4 9 0 9 3
(616) 2 7 3 - 8 4 1 1
(St. J o s e p h C o u n t y ) (AB24)




815 West Michigan Avenue
T h r e e Rivers, M I 4 9 0 9 3
(616) 2 7 3 - 8 4 1 1
(St. J o s e p h C ounty) (AB24)
136 N o r t h N o t t a w a
M e n d o n , MI 4 9 0 7 2
(616) 4 9 6 - 2 1 4 5
(St. J o s e p h County)
67 W e s t M i c h i g a n M a l l
B a t t l e Creek, M I 4 9 0 1 7
(616) 9 6 8 - 2 2 5 1
( C a l h o u n County)
100 W e s t B u r r O a k S t r e e t
A t h e n s , MI 4 9 0 1 1
1 (616) 7 2 9 - { ~ ) T54161
( C a l h o u n County)
6 3 0 Ca p i t a l Av e n u e , S.W.
B a t t l e Creek, MI 4 9 0 1 7
(616) 9 6 5 - 3 9 6 2
( Calhoun C o u n t y ) rfNEW: A B 2 4 ) 1
4651 West Dickman Road
J B a t t l e Creek, MI <~) T490151
(616) 9 6 8 - 9 4 1 1
(Calhoun County)
601 P h o e n i x S t r e e t
S o u t h Haven, M I 4 9 0 9 0
(616) 6 3 7 - 1 1 6 4
(Van Buren C o u n t y (AB24)
1511 Lincoln Road
Allegan, MI 49010
(616) 6 7 3 - 8 4 3 7
(Allegan County)
1256 L i n c o l n R o a d
All e g a n , MI 4 9010
(616) 6 7 3 - 5 4 5 1
(Allegan County)
236 H u b b a r d
Allegan, MI 4 9 0 1 0
(616) 6 7 3 - 5 5 3 1
(Allegan County)

(M-40)

O LD K EN T BANK O F IA N S IN G .

232 South Capitol
Suite 2000
Lansing, MI 48901-7311
(517) 372-7500
(Ingham County)




H .A .

f (N a tio n a l

Bank

-

M em b er) 1




O LD KENT BANK O F UJDTNGTON

124 S o u t h J a m e s S t r e e t
L u d i n g t o n , M I 4 9431
(616) 8 4 5 - 5 1 4 4
( M a s o n County)
5828 West Ludington Avenue
L u d i ngton, M I 4 9431
(616) 8 4 3 - 8 9 8 8
( M a s o n County) (AB24)

T (M em b er!

1

OLD K EN T BAN K O F P E T O SK E Y J f M e p b e D l

300 East M i t c h e l l
Petoskey, M I 49770
(616) 3 4 7 - 5 0 5 0
( E m m e t C o u n t y ) (AB24)
500 M a d ison
Petoskey, MI 49770
(616) 3 4 7 - 5 0 5 0
( E m m e t C o u n t y ) (AB24)
2318 - M-119
Petoskey, M I 49770
(616) 3 4 7 - 5 0 5 0
(Emmet County)
| {*) r62301 R i v e r S t r e e t
Alanson, MI 49706
(616) 5 4 8 - 2 2 5 1
(Emmet County)
2149 State S t r e e t
W a l l o o n Lake, M I 4 9 7 9 6
(616) 5 3 5 - 2 5 0 1
(Charlevoix County)







O I D KEN T BANK O F S T .

JO H N S

201 East W a l k e r
St. Johns, M I 4 8879
(517) 2 2 4 - 6 8 7 1
( C l i n t o n County)
9 0 2 S o u t h U . S . 27
St. Johns, M I 48879
(517) 2 2 4 - 6 8 7 1
( C l i n t o n C ounty) (AB24)
101 State S t r e e t
P e w a m o , MI 4 8 8 7 3
(517) 5 9 3 - 2 6 0 0
(Ionia County)
101 South M a i n Street
Ovid, MI 4 8 8 6 6
(517) 8 3 4 - 5 2 0 0
(Cli n t o n County)

\

fM e m b e r l 1

OU> KENT BANK -

SO U TH EA ST

T

fN o n m e m b e r) 1

2674 West J e f f e r s o n
T r e n t o n , MI 4 8 1 8 3
(313) 6 7 1 - 2 4 0 0
(Wayne County)
2040 West R o a d
T r e n t o n , MI 4 8 1 8 3
(313) 6 7 1 - 2 5 3 9
(Wayne County) (AB24)
22475 Huron R i v e r Drive
Rockwood, MI 48173
(313) 3 7 9 - 9 5 5 5
(Wayne County) (AB24)
1 7 8 2 5 Fort S t r e e t
Riverview, M I 48192
(313) 2 8 2 - 6 8 4 1
(Wayne County) (AB24)
2 6 3 5 0 East H u r o n R i v e r D r i v e
Flatrock, M I 4 8 1 3 4
(313) 7 8 2 - 2 4 2 7
(Wayne County) (AB24)
1 9 5 5 5 West R o a d
Woodhaven, M I 48183
(313) 6 7 1 - 2 5 0 8
( W ayne County) (AB24)
2 8 1 0 6 Waltz R o a d
w a ltz, MI 4 8 1 6 4
(313) 6 5 4 - 6 2 3 2
(Wayne County)
14241 Pennsylvania
R i v e rview, M I 4 8 1 9 2
(313) 2 8 5 - 7 7 1 0
(Wayne County)
138 8 0 M i d d l e G i b r a l t a r R o a d
Gibraltar, M I 4 8 1 7 3
(313) 6 7 1 - 2 5 4 1
(Wayne County)
2 2 9 9 0 Hall R o a d
W o o d haven, M I 4 8183
(313) 6 7 1 - 2 5 1 6
(Wayne County)




7799 M a c o m b
Grosse Isle, MI 4 8 1 3 8
(313) 6 7 1 - 2 5 1 7
(Wayne County) (AB24)

OT.D KEN T BANK -

SOUTHWEST

2 1 0 E a s t M a i n Street
N i les, MI 4 9 1 2 0
(616) 6 8 3 - 4 0 0 0
(Ber r i e n C o unty) (AB24)

T (M e m b e r) 1

1844 C o l f a x A v e n u e
Benton Ha r b o r , MI 49022
(616) 9 2 5 - 3 2 5 3
(Berrien County) ( TNEW: A B 2 4 ) 1

1012 S o u t h 1 1 t h Street
Niles, MI 4 9 1 2 0
| (616) ( ~ 1r6 8 4 — 93971
( Berrien County)

4009 R e d A r r o w H i g h w a y
St. Joseph, MI 4 9 0 8 5
(616) 4 2 9 - 1 5 5 1
(Berrien County)

1937 O a k S t r e e t
Niles, MI 4 9 1 2 0
| (616) J ~ 1r6 8 4 — 93871
(Berrien County) (AB24)

116 S o u t h B r o a d w a y
Cassopolis, MI 4 9 0 3 1
(616) 4 4 5 - 3 8 6 6
(Cass County) (AB24)

3 1 5 8 S o u t h 1 1 t h St r e e t
Niles, MI 4 9 1 2 0
| (616) f ~ )T6 8 4 — 93921
(Be r r i e n County) (AB24)

322 B r o a d w a y
Niles, MI 4 9 1 2 0
(616) 6 8 3 - 4 0 0 0
(Berrien County)

1516 L a k e S t r e e t
Niles, MI 4 9 1 2 0
| (616) ( ‘ U 6 8 4 - 9 3 9 7 1
(Berrien County)

715 S h i p S t r e e t
St. J oseph, MI 4 9 0 8 5
(616) ( M T983-18101
(Berrien County) (AB24)

15 S o u t h L i n c o l n
Niles, MI 4 9 1 2 0
1 (616) f **1 T6 8 4 — 94041
( Berrien County)

FORMERLY:
1200 N i l e s - B u c h a n a n R o a d
Buchanan, M I 4 9107
(616) 6 9 5 - 1 1 0 0
(Berrien County)
W I L L M O V E O N 7 / 1 / 9 0 TO:
T702 E a s t F r o n t S t r e e t
B u c h a n a n . M I 49107
(Berrien County) (AB24)1

2 2 4 0 5 U.S. 12 East
A d a m s v i l l e , M I 49112
(616) 6 9 9 - 5 1 2 1
(Cass County)
4050 Pipestone
S o dus, MI 4 9 1 2 6
(616) 9 2 7 - 3 5 5 5
(Be r r i e n C o u n t y )
201 W e s t M a r s Street
B e r r i e n S p r i n g s , MI 4 9022
(616) 4 7 3 - 4 3 1 1
(Be r r i e n Co u n t y ) (AB24)
205 S o u t h F r o n t St r e e t
Dowagiac, M I 49047
(616) 7 8 2 - 3 4 1 1
(Cass County) (AB24)




CLOSED:
[1220 E a s t N a p i e r
Benton Harbor, MI 49022
(616) 9 2 6 - 1 1 9 1
(Berrien C o u n t y ) ]

July 13, 1990

Federal Reserve Bank of St. Louis

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE
None.

SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
Application

End of Comment Period

* Section 3(a)(1) application by
The Jonesboro Bancompany, Inc.,
Jonesboro, Illinois, to acquire The
First National Bank of Jonesboro,
Jonesboro, Illinois

(Newspaper 8-4-90)

* Section 3(a)(1) application by
Wayne City Bancorp, Inc., Springfield,
Illinois, to acquire First National
Bank of Wayne City, Wayne City, Illinois

(Newspaper 7-31-90)

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE
Section 4(c)8) application by Trans
Financial Bancorp, Inc., Bowling
Green, Kentucky, to engage in operating
a savings association by acquiring
First Financial of Russellville, Inc.,
Russellville, Kentucky

(Not available)

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
None.

* This application is subject to CRA.




FEDERAL RESERVE BANK OF MINNEAPOLIS
Section I - Applications Subject to
Newspaper Notice Only

Comment Period
Ending: Date

Application
None.

Section II - Applications Subject to Both
Newspaper and Federal Register Notice

Application

Comment Period
Ending Date

Garfield County Bancshares, Inc.
Jordan, MT
To acquire Garfield County Bank
Jordan, MT*

7-27-90
(Federal Register)

First State Bancorp, Inc.
LaCrosse, WI
To acquire State Bank of LaCrosse
LaCrosse, WI*

7-30-90
(Federal Register)

The Merchants Holding Company
Winona, MN
To acquire LaCrescent State Bank
LaCrescent, MN*

8-2-90
(Federal Register)

Norwest Corporation
Minneapolis, MN
To acquire Chalfen Bankshares, Inc.
Anoka, MN, a one-bank holding
company owning The First National,
Anoka, MN*

Not yet available

Jackson Bancorporation
Jackson, MN
To acquire Fairmont Bancorporation,
Fairmont, MN, a obhc owning Bank
Midwest, Minnesota Iowa, N. A . ,
Jackson, MN*

Not yet available

^Subject to CRA




FEDERAL RESERVE BANK OF MINNEAPOLIS
Section II - Applications Subject to Both
Newspaper and Federal Register Notice (continued)
Comment Period
Ending Date

Application
Dennis J . Zaun and Thomas J .
Sexton
To acquire control of 100% of
Eden Valley Bancshares, Inc.,
Eden Valley, MN

Not yet available

Section III - Applications Subject
to Federal Register Notice Only
Comment Period
Ending Date

Application
Garfield County Bancshares, Inc.
Jordan, MT
To engage in general insurance
agency activities through the
acquisition of Jordan Insurance
Service, Jordan, MT

7-27-90

Newberry Bancorp, Inc.
Sault Ste. Marie, MI
to engage in operating a savings
and loan institution through the
acquisition of Equitec Savings
Bank, Oakland, CA

8-2-90

Bank Shares Incorporated
Minneapolis, MN
To engage de novo in furnishing
employee benefit services to
third parties.

8-2-90

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice
Application
Peoples Bankshares, Inc.
Parshall, ND
To redeem 24.5% of its voting
shares.




Federal Reserve Bank o f Kansas City

S E C T IO N I - A P P L IC A T IO N S S U B JE C T TO NEW SPAPER
N O T IC E ONLY
A P P L IC A T IO N

COMMENT P E R IO D E N D IN G D A T E

N one.
S E C T IO N I I - A P P L IC A T IO N S S U B JE C T TO BOTH
NEW SPAPER AND FE D E R A L R E G IS T E R N O T IC E
A P P L IC A T IO N
U n ite d N e b ra s k a F in a n c ia l C o ., O rd ,
N e b ra s k a , f o r p r io r a p p ro v a l to
a c q u ir e 100 p e r c e n t o f th e v o tin g
s h a re s o f U n ite d N e b ra s k a B a n k ,
O 'N e ill, N e b ra s k a .*
M e l v i n a n d M o n a W in g e r , J o h n s o n ,
K a n s a s , a n d R .D . a n d E v e ly n F l o y d ,
J o h n s o n , K a n s a s , t o in c r e a s e e a c h o f
t h e i r p r o p o r t i o n a t e o w n e r s h ip
in t e r e s t s in K a n s a s B a n k C o r p o r a tio n ,
L i b e r a l , K a n s a s , b y 5 .1 8 p e r c e n t t o
2 5 .5 8 p e r c e n t .
W e st P o in t B a n c o rp , I n c . , W e st P o in t,
N e b ra s k a , f o r p r io r a p p ro v a l to
a c q u ir e 100 p e r c e n t o f th e v o tin g
s h a re s o f F a rm e rs & M e rc h a n ts S ta te
B a n k , W e st P o in t, N e b ra s k a .*
P a rk In v e s tm e n ts , I n c . , K a n sa s C it y ,
M is s o u r i, f o r p r io r a p p ro v a l to
b e com e a b a n k h o ld in g co m p a n y th r o u g h
th e a c q u is it io n o f 100 p e rc e n t o f th e
v o t in g s h a re s o f T he P a rk N a tio n a l
B ank o f K ansas C ity , K ansas C ity ,
M is s o u r i.*
C o u n try B ank S h a re s , I n c . , M ilf o r d ,
N e b ra s k a , f o r p r io r a p p ro v a l to
a c q u ir e 100 p e r c e n t o f th e v o tin g
s h a re s o f N e b ra s k a S ta te B a n k ,
W e e p in g W a t e r , N e b r a s k a . *




COMMENT P E R IO D E N D IN G D A T E
N o t A v a ila b le

N o t A v a ila b le

N o t A v a ila b le

N o t A v a ila b le

N o t A v a ila b le

Federal Reserve Bank o f Kansas City

A. G. Bond, et. al., Canton,
Oklah o m a , for prior app r o v a l to
i n c r e a s e their o w n e r s h i p interest in
C a n t o n B a n c shares, Inc., Canton,
O k l a h o m a , by 23.955 p e r c e n t to 69.72
percent.

Not A v a i l a b l e

S E C T I O N III ~ A P P L I C A T I O N S S U B J E C T TO F E D E R A L R E G I S T E R
N O T I C E O NLY
APPLICATION

COMMENT PERIOD ENDING DATE

U n i t e d N e b r a s k a F i n a n c i a l Co., Ord,
N e b r a s k a , for prior app r o v a l to
a c q u i r e 100 p e r c e n t of the voting
s h a r e s of U n i t e d N e b r a s k a Savings and
L o a n A s s o c i a t i o n , Ogallala, Nebraska.

Not A v a i l a b l e

U n i t e d N e b r a s k a F i n a n c i a l Co., Ord,
Nebraska, for prior app r o v a l to
a c q u i r e 100 pe r c e n t of the voting
shar e s of U n i t e d N e b r a s k a Savings and
L o a n A s s o c i a t i o n , O'Neill, Nebraska.

Not A v a i l a b l e

W e s t Poi n t Bancorp, Inc., West Point,
Nebra s k a , for prior a pproval to
a c q u i r e 100 pe r c e n t of the voting
shar e s of West Point Savings
A s s o c i a t i o n , West Point, Nebraska.

Not A v a i l a b l e

M i d w e s t B a n c o Corporation, Cozad,
N e b r aska, for prior a pproval to
a c q u i r e 100 pe r c e n t of the voting
s h a r e s of Firs T i e r Savings Bank,
F.S.B., Imperial Branch, Imperial,
N e braska.

Not A v a i l a b l e

S E C T I O N IV - A P P L I C A T I O N S NOT S UBJECT TO F E D E R A L R E G I S T E R N O T I C E
OR N E W S P A P E R NO T I C E
APPLICATION
K a n s a s Bank Corporation, Liberal,
Kansas, for prior appr o v a l to redeem
26,757 shares of its own voting
c o m m o n stock.

♦ A p p l i c a t i o n is subject to CRA.




FEDERAL RESERVE BANK OF DALLAS APPLICATIONS BULLETIN
APPLICATIONS AND NOTIFICATIONS FILED DURING THE WEEK OF JULY 9, 1990

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER
NOTICE ONLY
NOTICE EXP

APPLICATION
♦Section 18(c) application received from
Sulphur Springs State Bank, Sulphur Springs, TX,
to acquire and merge certain assets and liabilities
of the failed American National Bank of Greenville,
Greenville, TX
♦Section 9 application received from
Sulphur Springs State Bank, Sulphur Springs, TX,
to establish a branch office facility, and to
operate temporarily at the location of the failed
American National Bank of Greenville, 5201 Wesley,
Greenville, TX

None required
due to emergency

None required
due to emergency

SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER ANO FEDERAL REGISTER NOTICE
** NOTICE EXP

APPLICATION
Change in Control Notice by
Artis Thompson Edzards, Paris, TX, to acquire an
interest in Lamar Bancorporation, Inc., Paris, TX

90/06/15

Change in Control Notice by
James Richmond Lightner, Dallas, TX, to acquire
an interest in Equitable Bankshares, Inc., Dallas, TX

90/07/23

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER
NOTICE ONLY
APPLICATION
Section 4(c)(8) de novo notification by
First Bancorporation of Cleveland, Inc., Cleveland, TX,
to provide to others financially related data processing
and data transmission services, facilities, and data bases
or access to them, through Bancorp Data Center, Inc.,
Cleveland, TX




NOTICE EXP

N/A

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
APPLICATION
None.

* SUBJECT TO CRA.
** EXPIRATION DATE IS THE DATE SPECIFIED IN THE NEWSPAPER NOTICE ONLY.
N/A - NOT AVAILABLE AT THIS TIME.




FEDERAL RESERVE BANK OF SAN FRANCISCO

Week ending 7/13/90
Section I - Applications Subject to Newspaper Notice Only
Application

Comment Period Endincr Date

Valley Bank of Nevada, Las Vegas, Nevada, to
establish a branch at 3680 E. Flamingo,
las Vegas, Nevada. *

Newspaper:

8/07/90

Valley Bank of Nevada, Las Vegas, Nevada, to
establish a branch at 3155 North Rancho,
Las Vegas, Nevada. *

Newspaper:

8/07/90

Valley Bank of Nevada, las Vegas, Nevada, to
establish a branch at 2250 S. Nellis, las
Vegas, Nevada. *

Newspaper:

8/07/90

Farmers & Merchants Bank, Spokane, Washington,
to establish a branch at N. 6622 Division
Street, Spokane, Washington. *

Newspaper:

7/26/90

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Philippine National Bank, Manila, Philippines,
to becctne a bank holding company through the
acquisition of Century Bank, San Francisco,
California. *

Fed. Rea.:

8/16/90

Newspaper:

Not available

Section III - Applications Subject to Federal Register Notice Only
The Mitsui Taiyo Kobe Bank, Limited, Tokyo,
Japan, to engage in certain interest rate
swaps, options on swaps, and related activities
through Mitsui Taiyo Kobe Global Capital, Inc.,
New York, New York.

Fed. Rea.: Not yet published

First Interstate Bancorp, Los Angeles,
California, to engage de novo in asset
management activities through a newly formed
corporation, FAES, Inc., Denver, Colorado.

Fed. Rea.:

8/13/90

Section IV - Applications Not Subject to Federal Register Notice
or Newspaper Notice
None

* Subject to CRA