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RESEARCH ANNOUNCEMENT BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM No. 28 Actions of the Board, it Staff, and ,, t^e^Federah Reserve Banks; j/ idatiok^ airn Reports Received During the Week Ending July 14, 1990 FEUv actions taken by the board of governors aF UutVui. TESTIMONY AND STATEMENTS Financial structure and deposit insurance reform -statement by Chairman Greenspan before the Senate Committee on Banking, Housing, and Urban Affairs, July 12, 1990. Authorized, July 9, 1990. Monetary policy report to Congress. Authorized, July 13, 1990. BANK HOLDING COMPANIES Hongkong and Shanghai Banking Corporation, Hong Kong, Kellett, N.V., Curacao, Netherlands Antilles, and HSBC Holdings, B.V., Amsterdam, The Netherlands -to engage in certain securities brokerage and investment advisory activities and providing futures commission merchant services through James Capel Incorporated, New York, New York; and to engage through Wardley Incorporated in providing investment and financial advisory services. Approved, July 11, 1990. RESERVE BANK OPERATIONS Federal Reserve Bank of Minneapolis — computer. Approved, July 9, 1990. to purchase ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY ABBREVIATIONS: BS&R - Banking Supervision and Regulation; C&CA - Consumer and Community Affairs; FOMC - Federal Open Market Committee; FRBO - Federal Reserve Bank Operations; IF - International Finance; OSDM - Office of Staff Director for Management BANK BRANCHES, DOMESTIC Richmond Central Fidelity Bank, Richmond, Virginia — to establish a branch at the intersection of Davis Ford Road and Liberia Avenue, Manassas, Virginia. Approved, July 10, 1990. Cleveland Fifth Third Bank, Cincinnati, Ohio — to establish a branch at 6401 Colerain Avenue, and at 1500 Sherman Avenue. Approved, July 11, 1990. H .2 JULY 9, 1990 PAGE 2 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY BANK BRANCHES, DOMESTIC Secretary Meridian Bank, Reading, Pennsylvania — to establish a branch at University Square, New and Morton Streets, Bethlehem, Pennsylvania. Approved, July 11, 1990. Dallas Sulphur Springs State Bank, Sulphur Springs, Texas — to temporarily establish a branch at 5201 Wesley. Approved, July 12, 1990. New York United Jersey Bank, Hackensack, New Jersey — to establish an offsite electronic facility at Ramapo College, 505 Ramapo Valley Road, Mahwah, New Jersey. Approved, July 12, 1990. BANK HOLDING COMPANIES Kansas City Alpine Banks of Colorado, Glenwood Springs, Colorado — to acquire Alpine Bank, Clifton, Colorado. Returned, July 11, 1990. Kansas City Barrett Holding Company, Watonga, Watonga, Oklahoma — to acquire Watonga Bancshares, Inc., and the Watonga State Bank. Approved, July 10, 1990. GC Capital InterAmerica Bancorp, New York, New York — to acquire New York Capital Bank N.A. Approved, July 9, 1990. Chicago Capitol Bancorp, Ltd., Lansing, Michigan — acquire Ann Arbor Commerce Bank. Approved, July 13, 1990. Atlanta CNB Financial Corporation, Clewiston, Florida — acquire the Clewiston National Bank. Returned, July 9, 1990. Chicago Edville Bankcorp, Inc., Villa Park, Illinois — engage de novo in lending activities. Permitted, July 11, 1990. to to to H .2 JULY 9 , 1990 PAGE 3 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY BANK HOLDING COMPANIES Atlanta First Gwinnett Bancshares, Inc., Norcross, Georgia -to acquire First Gwinnett Bank. Approved, July 12, 1990. Chicago First Marengo Financial Corporation, Marengo, Illinois — to acquire First National Bank of Marengo. Returned, July 10, 1990. Kansas City F & M Bank Services, Inc., Wichita, Kansas — to acquire Farmers and Merchants State Bank, Derby, Kansas. Withdrawn, July 13, 1990. S r . Louis Hampton Family Partnership, Trenton, Kentucky — retain shares of Todd Bancshares, Inc. Approved, July 13, 1990. -r.ic KSAD, Inc., Council Bluffs, Iowa — in lending activities. Permitted, July 13, 1990. S r . Louis La Plata Bancshares, Inc., La Plata, Missouri — acquire La Plata State Bank. Approved, July 12, 1990. Fh iladelphia Meridian Bancorp, Inc., Reading, Pennsylvania — to engage de novo in data processing and consulting services to depository institutions. Permitted, July 11, 1990. Kansas City Minden Exchange Company, Minden, Nebraska — to acquire Minden Exchange Bank and Trust Company. Approved, July 13, 1990. Chicago Northern Trust Corporation, Chicago, Illinois — to engage de novo with transactions in futures contracts and related options through Northern Futures Corporation. Returned, July 13, 1990. to to engage de novo to H .2 JULY 9, 1990 PAGE 4 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY BANK HOLDING COMPANIES Minneapolis Norwest Corporation, Minneapolis, Minnesota, Norwest Financial Services, Inc., Des Moines, Iowa, and Norwest Financial, Inc. — to acquire American Credit Associates, Inc., City of Commerce, California, and engage in operating a collection agency. Approved, July 11, 1990. Minneapolis Norwest Corporation, Minneapolis, Minnesota — to engage in general insurance agency activities through American Land Title Co., Omaha, Nebraska. Returned, July 11, 1990. Chicago Palmer Bancorp, Inc., Danville, Illinois — to acquire The Citizens State Bank, Williamsport, Indiana. Approved, July 11, 1990. S t . Louis Peoples Bancorp, Inc., of Bullitt County, Shepherdsville, Kentucky — to acquire The Peoples Bank of Bullitt County. Approved, July 9, 1990. Dallas San Diego Bancshares, Inc., San Diego, Texas — acquire First State Bank of San Diego. Approved, July 13, 1990. Atlanta SouthTrust Corporation, Birmingham, Alabama — to acquire SouthTrust Bank of North Carolina, N.A., Raleigh, North Carolina, through charter conversion of First Capital Corporation, which will be operated as a bank. Approved, July 9, 1990. Kansas City Sunwest Financial Services, Inc., Albuquerque, New Mexico -- to engage de novo in data processing activities. Returned, July 11, 1990. Minneapolis Truman Bancshares, Inc., Truman, Minnesota — engage de novo in lending activities. Returned, July 10, 1990. to to H .2 JULY 9, 1990 PAGE 5 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY BANK HOLDING COMPANIES Chicago Valley Bancorporation, Appleton, Wisconsin — acquire Valley Bank, Milwaukee, Wisconsin. Approved,. July 13, 1990. Chicago West Suburban Bancorp, Inc., Lombard, Illinois — acquire Aurora Federal Savings Bank, F.S.B., Aurora, Illinois. Approved, July 13, 1990. to Boatmen’s Bank of Carthage, Carthage, Missouri — merge with Boatmen’s National Bank of Neosho, Neosho, Missouri. Approved, July 11, 1990. to to BANK MERGERS Kansas City BANK PREMISES Kansas City Boatmen’s Bank for Carthage, Carthage, Missouri — investment in bank premises. Approved, July 11, 1990. Chicago First - Citizens Bank and Trust Company, Greencastle, Indiana — investment in bank premises. Approved, July 9, 1990. Chicago Hawkeye Bank & Trust of Des Moines, Des Moines, Iowa — investment in bank premises. Approved, July 10, 1990. Chicago Marine Bank of Springfield, Springfield, Illinois — investment in bank premises. Approved, July 12, 1990. Staff Director BS&R Meridian Bank, Reading, Pennsylvania — bank premises. Approved, July 11, 1990. investment in H .2 JULY 9, 1990 PAGE 6 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY CAPITAL STOCK Atlanta American City Bancorp, Inc., Tullahoma, Tennessee — redemption of shares. Approved, July 13, 1990. CHANGE IN BANK CONTROL Atlanta American City Bancorp, Inc., Tullahoma, Tennessee — change in bank control. Permitted, July 13, 1990. Chicago Charter National Bancorp, Inc., Taylor, Michigan — change in bank control. Permitted, July 11, 1990. Kansas City N.B.C. Bancshares in Pawhuska, Inc., Pawhuska, Oklahoma — change in bank control. Permitted, July 13, 1990. COMPETITIVE FACTORS REPORTS San Francisco Bank of Verde Valley, Cottonwood, Arizona, proposed consolidation with Verde Valley Bancorp — report on competitive factors. Submitted, July 12, 1990. Chicago Citizens Banking Company, Anderson, Indiana, propose merger with Madison County Bank & Trust, Chesterfield, Indiana — report on competitive factors. Submitted, July 9, 1990. Richmond Community Bank & Trust Company, Rutherfordton, North Carolina, proposed purchase of the assets and assumption of certain liabilities of Colonial Bank Sylva, North Carolina — report on competitive factors. Submitted, July 9, 1990. Atlanta Decatur Federal Savings and Loan Association, Decatur, Georgia, proposed acquisition of the branch office and transfer of the savings accounts of the Dalton branch of Southeast Federal Savings Bank, Rossville, Georgia — report on competitive factors. Submitted, July 11, 1990. H .2 JULY 9, 1990 PAGE 7 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY COMPETITIVE FACTORS REPORTS Boston First Capital Bank, Concord, New Hampshire, proposed merger with First Central Bank, Laconia; First NH White Mountain Bank, North Conway; The Exeter Banking Company, Exeter; First NH Banks Granite State, Rochester; and First NH Bank of Lebanon, Lebanon, New Hampshire — report on competitive factors. Submitted, July 9, 1990. Minneapolis First National Bank, Walker, Minnesota, proposed merger with Backus State Bank — report on competitive factors. Submitted, July 13, 1990. Atlanta Jeff Davis Bank & Trust Company, Jennings, Louisiana, proposed merger with Jeff Davis Interim Bank, Jennings, Louisiana — report on competitive factors. Submitted, July 13, 1990. New York New Jersey Savings Bank, Somerville, New Jersey, proposed acquisition of certain assets and assumption of certain liabilities to pay deposits made in the Finderne Branch of Hansen Savings Bank SLA — report on competitive factors. Submitted, July 13, 1990. Chicago Peoples Trust and Savings Bank, Grand Junction, Iowa, proposed merger with First National Bank, Rippey, Iowa — report on competitive factors. Submitted, July 12, 1990. Richmond SCNC Interim Federal Savings Bank I, Hilton Head Island, South Carolina, proposed merger with Atlantic Savings Bank, FSB — report on competitive factors. Submitted, July 10, 1990. Atlanta SouthTrust proposed Company, factors. Submitted, Bank of Dothan, N.A., Dothan, Alabama, merger with Wiregrass Bank and Trust Headland, Alabama — report on competitive July 11, 1990. H .2 JULY 9, 1990 PAGE 8 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY COMPETITIVE FACTORS REPORTS Dallas Sulphur Springs State Bank, Sulphur Springs, Texas, proposed purchase of assets and assumption of liabilities of American National Bank of Greenville, Greenville, Texas — report on competitive factors. Submitted, July 12, 1990. Atlanta Transflorida Bank, Cooper City, Florida, proposed purchase of the assets and assumption of the liabilities of the Boynton Beach and Wellington Branches of Transflorida Bank of Palm Beach County, Boynton Beach, Florida — report on competitive factors. Submitted, July 10, 1990. Dallas United Bank, National Association, Midland, Texas, proposed merger with Texas Commerce Bank - Midland, N.A. — report on competitive factors. Submitted, July 9, 1990. Richmond Unity Bank & Trust Company, Rocky Mount, North Carolina, proposed purchase of certain assets and assumption of certain liabilities of nine branches of Peoples Bank & Trust Company and two branches of Planters National Bank & Trust Company — report on competitive factors. Submitted, July 13, 1990. EXTENSIONS OF TIME San Francisco BankAmerica Corporation, San Francisco, California — extension to divest certain property. Granted, July 10, 1990. Atlanta Century National Corporation, Clearwater, Florida — extension to September 28, 1990, to acquire Security National Bank. Granted, July 13, 1990. Cleveland Fifth Third Bancorp, Cincinnati, Ohio — extension to September 1, 1990, to engage iii community development activities. Granted, July 10, 1990. H .2 JULY 9, 1990 PAGE 9 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY EXTENSIONS OF TIME Atlanta First Commerce Bancorp, Inc., Commerce, Georgia -extension to October 10, 1990, to engage de novo in credit related insurance activities through Commercial First Life Insurance Company, Phoenix, Alabama. Granted, July 13, 1990. San Francisco First Interstate Bancorp, Los Angeles, California — extensions to divest certain properties. Granted, July 9, 1990. San Francisco First Seven Day Financial, Inc., Lancaster, California — extension to October 27, 1990, to acquire Antelope Valley Bank. Granted, July 10, 1990. Atlanta North Georgia National Bancshares, Inc., Woodstock, Georgia — extension to October 10, 1990, to acquire North Georgia National Bank. Granted, July 13, 1990. Atlanta Walthall Capital Group, Ltd., Tylertown, Mississippi — extension to October 5, 1990, to accomplish change in bank control. Granted, July 9, 1990. Atlanta 1st Ambanc, Inc., Destin, Florida — extension to October 22, 1990, to acquire 1st American Bank of Walton County. Granted, July 13, 1990. Kansas City Alpine Bank, Clifton, Colorado — of the Federal Reserve System. Returned, July 11, 1990. MEMBERSHIP to become a member H .2 JULY 9, 1990 PAGE 10 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY RESERVE BANK OPERATIONS GC Federal Reserve Bank of New York — to act as fiscal agent for the proposed issuance of long-term securities by the International Bank for Reconstruction and Development. Approved,- July 11, 1990. RESERVE BANK SERVICES Director, FRBO Federal Reserve Bank of Cleveland — payor service group sort. Approved, July 11, 1990. to implement a H.2 ADDITIONS AND CORRECTIONS JULY 9, 1990 PAGE 11 TO JULY 13, 1990 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY BANK BRANCHES. DOMESTIC Chicago Comerica Bank - Detroit, Detroit, Michigan — to relocate the branch to 3501 Hamlin Road, Auburn Hills, Michigan, from 587 N. Squirrel Road. Returned, July 6, 1990. COMPETITIVE FACTORS REPORTS San Francisco Key Bank of Utah, Salt Lake City, Utah, proposed assumption of the liability to pay deposits of Citibank Utah — report on competitive factors. Submitted, July 6, 1990. Cleveland Mellon Bank, N.A. Greensburg, Pennsylvania — proposed merger with Mellon Bank (North), N.A., Oil City; Mellon Bank (Central), N.A., State College; Mellon Bank (East) PSFS, Bala Cynwyd; and The Commonwealth National Bank, Harrisburg, Pennsylvania — report on competitive factors. Submitted, July 6, 1990. FED ER A L R E S E R V E BANK OF BOSTON A P P L IC A T IO N S SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE ONLY Application Comment Period Ending Date Citizen's National Bancorp, Inc., Putnam, Connecticut 3(a)(1) application to acquire The Citizens National Bank, Putnam, Connecticut Newspaper 7-15-90 Federal Register Not Yet Established SECTION II - APPLICATIONS SUBJECT TO BOTH NEWSPAPER AND FEDERAL REGISTER NOTICE Application Comment Period Ending Date NONE SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE ONLY Application The Royal Bank of Scotland Group pic, Edinburgh, United Kingdom - 4(c)(8) application for prior approval to engage indirectly through its wholly owned subsidiaries Charterhouse Inc., Charterhouse North American Securities, Inc., and Charterhouse Properties, Inc., in certain nonbanking activities, to acquire a partnership interest in a de novo general partnership, Continental Partners, and to engage indirectly through Continental Partners in certain nonbanking actitivies Comment Period Ending Date Federal Register Not Yet Established SECTION XV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER OR NEWSPAPER NOTICE Application NONE ♦Subject to CRA F e d e r a l R e s e r v e B an k o f New Y o rk Comment Period Ending Date SECTION I Applications Subject to Newspaper __________ Notice Only_________ None. SECTION II Applications Subject to Both Newspaper and Federal Register Notice BanPonce Corporation, Hato Rey, Puerto Rico, to acquire Banco Popular de Puerto Rico, Hato Rey, Puerto Rico and Banco Popular de Puerto Rico, Hato Rey, Puerto Rico, to merge into Banco de Ponce, Ponce, Puerto Rico, a subsidiary of BanPonce Corporation. 1/ 7/24/90 2/ United Bank Corporation of New York, Dcwnsville, New York to increase its interest in shares of The Citizens National Bank of Hammond, Hammond, New York from 4.96 percent to 10.9 percent..!/ 7/25/90 2/ SECTION III Nonbanking Applications (Subject to Federal Register Notice Only) KeyCorp, Albany, New York, and Key Bancshares of Wyoming, Inc., Cheyenne, Wyoming to engage de novo through their subsidiary, Ihe Key Trust Company of the West, Cheyenne, Wyoming, in trust company activities. 7/23/90 Societe Generate, Paris, France to engage through its indirect subsidiary, FIMAT Futures USA, Inc., Chicago, Illinois, in the execution and clearance of certain stock-index futures contracts and options on such futures contracts. 7/20/90 Societe Generate, Paris, France to expand the activities of its subsidiary, Societe Generate Options-NOrth America, Inc., to include functioning as a Registered Options Trader on the Philadelphia Stock Exchange (the "Exchange") during both the Exchange's day and evening sessions with respect to options on Japanese Yen, Swiss Francs, British Pounds, Canadian dollars and Australian dollars, and functioning as a Registered Options Trader during the Exchange's evening trading session with respect to options on Deutsche marks. 7/23/90 Midland Bank pic, London, United Kingdom, to acquire from Deak International, Inc., indirect ownership through Thomas Cook Inc. of the voting shares of Deak International Limited, New York, New York, Deak International Goldline (U.S.) ltd. and its subsidiary, Deak & Co. AG Zurich. 7/24/90 CS Holding and Credit Suisse, both of Zurich, Switzerland to retain indirectly Winter Partners Inc., New York, New York and thereby to engage in data processing services. 8/2/90 SECTION IV Applications Not Involving _____ Public Comment_____ None. 1/ 2/ 3/ 4/ Subject to provisions of Community Reinvestment Act. Later of dates specified in newspaper and Federal Register notices. Date specified in newspaper notice; a later date may be specified in the Federal Register notice. N/A - Not Available Date specified in Federal Register notice; a later date may be specified in the newspaper notice. FED ER A L R E S E R V E BANK OF P H IL A D E L P H IA SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE ONLY Comment Period Ending Date First Sterling Bank, Devon, PA requests permission to establish a branch office to be located at 22 North Bryn Mawr Avenue, Bryn Mawr, PA. 8/13/90 SECTION II - APPLICATIONS SUBJECT TO BOTH NEWSPAPER AND FEDERAL REGISTER NOTICE Comment Period Ending Date Omega Financial Corporation, State College, PA ("Omega”), Notice of Change in Bank Control filed on behalf of Omega Employee Stock Ownership Plan Trust, State College, PA to acquire shares of Omega pursuant to the Change in Bank Control Act. 7/22/90 7/25/90 Newspaper: Federal Register: SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE ONLY Comment Period Ending Date None. SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE OR NEWSPAPER NOTICE None. 1/ Subject to provisions of Community Reinvestment Act * N/A - not yet available. F ed eral R eserv e Ban* o f C le v e la n d Applications Bulletin For Week Ending July 14, 1990 SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE ONLY NONE SECTION II - APPLICATIONS SUBJECT TO BOTH NEWSPAPER AND FEDERAL REGISTER NOTICE NONE SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE ONLY APPLICATION COMMENT PERIOD ENDING R e c e iv e d S e c t i o n 4 ( c ) ( 8 ) N o t i f i c a t i o n on J u l y 6 , 1 9 9 0 from C i t i z e n s F i d e l i t y C o r p o r a t i o n , L o u i s v i l l e , K e n tu c k y , a w h o lly -o w n e d s u b s i d i a r y o f PNC F i n a n c i a l C o r p . , P it t s b u r g h , P e n n s y lv a n ia , to engage in com m unity d e v e lo p m e n t a c t i v i t i e s , th ro u g h C i t i z e n s F i d e l i t y Community D evelopm ent C o r p o r a t i o n , p u r s u a n t t o S e c t i o n 2 2 5 . 2 5 ( b ) (6) o f R e g u la tio n Y . The a c t i v i t i e s a r e t o be c o n d u c te d p r i m a r i l y i n t h e S t a t e s o f I n d ia n a and K e n tu c k y . A u gu st 1 0 , 1990 SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE OR NEWSPAPER NOTICE NONE * # N F - S u b j e c t t o CRA E x p e c t e d t o end a p p r o x im a t e ly 30 d a y s from t h e d a t e o f r e c e i p t N ew sp a p e r Comment P e r io d F e d e r a l R e g i s t e r Comment P e r io d F e d e r a l R e s e r v e B an k o f Richm ond Section I - Applications Subject to Newspaper Notice Only Comment Period Ending Date Application Development Bank of Washington, Washington, D. C . , for membership in the Federal Reserve System.* Not yet available. Section II - Applications Subject to Both Newspaper and Federal Register Notice Application Comment Period Ending Date First Commercial Holding Corporation, Asheville, North Carolina, to acquire The Bank of Iredell, Statesville, North Carolina.* Ulysses G. Auger, Notice of Change in Control with respect to James Madison Limited, Washington, D. C. 8-8-90 Not yet available. Section III - Applications Subject to Federal Register Notice Application Comment Period Ending Date None. Section IV - Applications Not Subject to Federal Register Notice or Newspaper Notice Application None. *Application is subject to CRA. Federal Reserve Bank of Atlanta Applications Bulletin for Week Ending July 1 3 t 1990 Section II - Applications Subject To Both Newspaper and Federal Register Notice Application Comment Period Ending Date Auburn National Bancorporation 07-12-90 Auburn, Alabama Federal Register Change in control by Edward L. Spencer to acquire an additional A.25 percent of the outstanding shares of common stock that will increase his total ownership to 16 percent. Bank South Corporation 08-06-90 Atlanta, Georgia Federal Register To merge with Mickler Corporation, Clearwater, Florida, and thereby acquire its banking subsidiary, The First National Bank of Clearwater, Clearwater, Florida. North Fulton Bancshares, Inc. 07-23-90 Roswell, Georgia Federal Register 1-BHC formation, Milton National Bank, Roswell, Georgia (in organization). Banc One Financial Corporation 08-03-90 Jennings, Louisiana Federal Register 1-BHC formation, Jeff Davis Bank and Trust Company, Jennings, Louisiana. MC Bancshares, Inc. Morgan City, Louisiana 1-BHC formation, Morgan City Bank 6c Trust Company, Morgan City, Louisiana. Britton 6c Koontz Capital Corporation Employee Stock Ownership Stock Bonus Plan 07-31-90 Natchez, Mississippi Federal Register Change in control by Bazile R. Lanneau; William James Feltus, III; and Walter Page Ogden, as plan administrators of the ESOP, to acquire an additional 2.28 percent of the outstanding shares of Britton 6c Koontz Capital Corporation, Natchez, Mississippi. The acquisition will increase the ESOP's total ownership to 15 percent. Section III - Applications Subject To Federal Register Notice Only Application United Bank Corporation 07-30-90 Barnesville, Georgia To acquire First Federal Savings and Loan Association of Griffin, Griffin, Georgia, pursuant to section 225.25(b)(9) of Regulation Y. Week Ending July 13, 1990 Federal Reserve Bank of Atlanta Recently Approved Applications Application Approval Date SouthTrust Corporation 07-09-90 Birmingham, Alabama To acquire SouthTrust Bank of North Carolina, N.A. , Raleigh, North Carolina, through charter conversion of First Capital Corporation, Raleigh, North Carolina. First Gwinnett Bancshares, Inc. 07-12-90 Norcross, Georgia 1-BHC formation, First Gwinnett Bank, Norcross, Georgia. American City Bancorp, Inc. 07-13-90 Tullahoma, Tennessee After-the-fact notification to redeem 28,800 shares (31.9 percent) of the outstanding shares of common stock. American City Bancorp, Inc. 07-13-90 Tullahoma, Tennessee After-the-fact change in control by Sam Sawyer to retain 4.65 percent of the outstanding shares of common stock that increased his ownership from 9.80 percent to 14.45 percent. Mr. Sawyer's increase in ownership is the result of a stock redemption. F e d e r a l R e s e r v e B a n k o f C h ic a g o Section I - Applications Subiect to Newspaper Notice Onlv Comment Period Endinq Date Tvr>e Aoolication Branch Old Kent Bank - Southwest Niles, Michigan Contractual Branches (See attached list for exact locations)* N - 7-13-90 Branch Old Kent Bank Grand Rapids, Contractual (See attached and Trust Company Michigan Branches list for exact locations)* N - 7-13-90 Branch Old Kent Bank of Gaylord Gaylord, Michigan Contractual Branches (See attached list for exact locations)* N - 7-13-90 Branch Old Kent Bank of Hillsdale Hillsdale, Michigan Contractual Branches (See attached list for exact locations)* N - 7-13-90 Branch Old Kent Bank of Kalamazoo Kalamazoo, Michigan Contractual Branches (See attached list for exact locations)* N - 7-13-90 Branch Old Kent Bank of Ludington Ludington, Michigan Contractual Branches (See attached list for exact locations)* N - 7-13-90 Branch Old Kent Bank of Petoskey Petoskey, Michigan Contractual Branches (See attached list for exact locations)* N - 7-13-90 Branch Old Kent Bank of St. Johns St* Johns, Michigan Contractual Branches (See attached list for exact locations)* N - 7-13-90 EFT Davenport Bank and Trust Company Davenport, Iowa St* Ambrose University 518 W. Locust Street Davenport, Iowa* N - 7-13-90 F e d e r a l R e s e r v e B a n k o f C h ic a g o Section I - Applications Subject to Newspaper Notice Only Comment Period Ending Date Type Application EFT Davenport Bank and Trust Company Davenport, Iowa St* Luke's Hospital 1227 E* Rushholme Davenport, Iowa* N - 7-13-90 Branch American Trust & Savings Bank Dubuque, Iowa 3355 John F. Kennedy Road Dubuque, Iowa* N - 7-26-90 EFT Davenport Bank and Trust Company Davenport, Iowa 320 W* Kimberly Davenport, Iowa* N - 7-13-90 Section II - Applications Subject to Both Newspaper and Federal Register Notice Type Application CoC-HC Oswego Bancshares, Inc* Oswego, Illinois Oswego Community Bank Employee Stock Ownership Plan Oswego, Illinois Comment Period Ending Date FR - 6-29-90 N - 7-26-90 F e d e r a l R e s e r v e B a n k o f C h ic a g o Section II - Applications Subject to Both Newspaper and Federal Register Notice Continued Comment Period Ending Date Type Application Y-l ABN/Amro Holding N.V. FR - 7-13-90 Amsterdam, Netherlands N - 7-2-90 Algemene Bank Nederland N.V. Amsterdam, Netherlands The Exchange Bank of River Oaks Calumet City, Illinois Exchange National Bank of Chicago Chicago, Illinois Exchange Bank of DuPage Oak Brook, Illinois Exchange Bank of Lake County Vernon Hills, Illinois LaSalle National Bank Chicago, Illinois LaSalle Northwest National Bank Chicago, Illinois LaSalle Bank of Lisle Lisle, Illinois LaSalle Bank of Westmont Westmont, Illinois LaSalle Bank Northbrook Northbrook, Illinois LaSalle Bank of Lake View Chicago, Illinois Amsterdam-Rotterdam Bank, N.V. Amsterdam, Netherlands European American Bank New York, New York The Private Bank & Trust, National Association Miami, Florida* F e d e r a l R e s e r v e B a n k o f C h ic a g o Section II - Applications Subject to Both Newspaper and Federal Register Notice Continued Comment Period Ending Date TvPe Application Y-l Preferred Stichting FR - 7-13-90 Amsterdam, Netherlands N - 7-2-90 Algemene Bank Nederland N.V. Amsterdam, Netherlands The Exchange Bank of River Oaks Calumet City, Illinois Exchange National Bank of Chicago Chicago, Illinois Exchange Bank of OuPage Oak Brook, Illinois Exchange Bank of Lake County Vernon Hills, Illinois LaSalle National Bank Chicago, Illinois LaSalle Northwest National Bank Chicago, Illinois LaSalle Bank of Lisle Lisle, Illinois LaSalle Bank of Westmont Westmont, Illinois LaSalle Bank Northbrook Northbrook, Illinois LaSalle Bank of Lake View Chicago, Illinois Amsterdam-Rotterdam Bank, N.V. Amsterdam, Netherlands European American Bank New York, New York The Private Bank & Trust, National Association Miami, Florida* F e d e r a l R e s e r v e B an k o f C h ic a g o Section II - Applications Subject: to Both Newspaper and Federal Register Notice Continued Comment Period Ending Date Type Application Y—1 Priority Stichting FR - 7-13-90 Amsterdam, Netherlands N - 7-2-90 Algemene Bank Nederland N.V. Amsterdam, Netherlands The Exchange Bank of River Oaks Calumet City, Illinois Exchange National Bank of Chicago Chicago, Illinois Exchange Bank of DuPage Oak Brook, Illinois Exchange Bank of Lake County Vernon Hills, Illinois LaSalle National Bank Chicago, Illinois LaSalle Northwest National Bank Chicago, Illinois LaSalle Bank of Lisle Lisle, Illinois LaSalle Bank of Westmont Westmont, Illinois LaSalle Bank Northbrook Northbrook, Illinois LaSalle Bank of Lake View Chicago, Illinois Am8terdam-Rotterdam Bazik, N.V. Amsterdam, Netherlands European American Bank New York, New York The Private Bank & Trust, National Association Miami, Florida* F e d e r a l R e s e r v e B a n k o f C h ic a g o Section II - Applications Subject to Both Newspaper and Federal Register Notice Continued Type Application Y-2 First Financial Corporation Terre Haute, Indiana Ridge Farm State Bank Ridge Farm, Illinois* Y—2 Fort Wayne National Corporation Fort Wayne, Indiana Trustcorp Bank, Huntington, N.A* Hunt ington, Indiana* Comment Period Ending Date FR - 7-13-90 N - 7-14-90 FR - 7-25-90 N - ** Y-l Heartland Bankshares, Inc* Madrid, Iowa City State Bank Madrid, Iowa* Y-2 INB Financial Corporation FR - 7-25-90 Indianapolis, Indiana N - ** Peoples Savings Bank of Evansville, Indiana Evansville, Indiana* Y-2 Comerica Incorporated Detroit, Michigan Inbancshares City of Industry, California Bank of Industry City of Industry, California* Y-2 Plaza Commerce Bancorp San Jose, California Inbancshares City of Industry, California Bank of Industry City of Industry, California* FR - 7-25-90 N - ** FR - 8-6-90 N - ** FR - 8-6-90 N - ** Y-2 Comerica Incorporated Detroit, Michigan Plaza Commerce Bancorp San Jose, California Plaza Bank of Commerce San Jose, California* FR - 8-6-90 N - ** Y-l Community Bank Corporation Grant, Michigan The Grant State Bank Grant, Michigan* FR - ** N - 7-27-90 F e d e r a l R e s e r v e B an k o f C h ic a g o Section II - Applications Subject to Both Newspaper and Federal Register Notice Continued Comment Period Ending Date Type Application Y-2 First of America Bank Corporation FR - 8-6-90 Kalamazoo, Michigan N - ** Trustcorp Bank Columbus, National Association Columbus, Indiana* Y-l Boscobel Bancorp, Inc* Boscobel, Wisconsin Boscobel State Bank Boscobel, Wisconsin* FR - ** N - ** Y-2 Marshall & Ilsley Corporation Milwaukee, Wisconsin Rosendale Bancshares, Inc* Rosendale, Wisconsin Rosendale State Bank Rosendale, Wisconsin* FR N - ** - ** Y-l Bonduel Bancorp, Inc. Bonduel, Wisconsin Bonduel State Bank Bonduel, Wisconsin* FR N - ** - ** CoC-HC Northern States Financial Corporation Waukegan, Illinois Fred Abdula FR - ** N - ** CoC-HC Beverly Bancorporation, Inc• Chicago, Illinois J* Edward Mahoney FR - ** N - ** F e d e r a l R e s e r v e B an k o f C h ic a g o 1 YRe Section III - Applications Subject to Federal Register Notice Only Comment Period Application Ending Date Y-4 First of America Bank Corporation Kalamazoo, Michigan Shelby Federal Savings Bank Indianapolis, Indiana FR - 7-13-90 Y-4 Comerica Incorporated Detroit, Michigan Plaza Realty Advisors, Inc* San Jose, California FR - 8-6-90 Federal Reserve Bank of Chicago Ending Date Type Application Y-4 PR - 7-13-90 Priority Stichting N - 7-2-90 Amsterdam, Netherlands ABN Capital Markets Corporation New York, New York ABN Credit Corporation Chicago, Illinois Amsterdam Pacific Corporation San Francisco, California Exchange Securities Corp. Hallandale, Florida LaSalle Acquisition, Inc. Chicago, Illinois LaSalle Insurance Co. Chicago, Illinois LaSalle Management Co. Chicago, Illinois LaSalle National Mortgage Co., Inc. Chicago, Illinois LaSalle National Services Co., Inc. Chicago, Illinois LaSalle National Trust Company Chicago, Illinois LaSalle St. Capital Management Ltd. Chicago, Illinois Lease Plan Holding U.S.A. Atlanta, Georgia Netherlands Trading Society East Inc. Chicago, Illinois Amsterdam-Rotterdam Bank, N.V. Amsterdam, Netherlands Pierson Capital Management Inc. Philadelphia, Pennsylvania Pierson Heldring & Pierson (U.S.) Inc. New York, New York The Private Bank & Trust, National Association Miami, Florida Union Realty Mortgage Co. Chicago, Illinois Federal Reserve Bank of Chicago Ending Date Type Application Y-4 FR - 7-13-90 Preferred Stichting N - 7-2-90 Amsterdam, Netherland ABN Capital Markets Corporation New York, New York ABN Credit Corporation Chicago, Illinois Amsterdam Pacific Corporation San Francisco, California Exchange Securities Corp. Hallandale, Florida LaSalle Acquisition, Inc. Chicago, Illinois LaSalle Insurance Co. Chicago, Illinois LaSalle Management Co. Chicago, Illinois LaSalle National Mortgage Co., Inc. Chicago, Illinois LaSalle National Services Co., Inc. Chicago, Illinois LaSalle National Trust Company Chicago, Illinois LaSalle St. Capital Management Ltd. Chicago, Illinois Lease Plan Holding U.S.A. Atlanta, Georgia Netherlands Trading Society East Inc. Chicago, Illinois Amsterdam-Rotterdam Bank, N.V. Amsterdam, Netherlands Pierson Capital Management Inc. Philadelphia, Pennsylvania Pierson Heldring 6 Pierson (D.S.) Inc. New York, New York The Private Bank & Trust, National Association Miami, Florida Union Realty Mortgage Co. Chicago, Illinois Federal Reserve Bank of Chicago Ending Date Type Application Y-4 FR - 7-13-90 Priority Stichting N - 7-2-90 Amsterdam, Netherlands ABN Capital Markets Corporation New York, New York ABN Credit Corporation Chicago, Illinois Amsterdam Pacific Corporation San Francisco, California Exchange Securities Corp. Hallandale, Florida LaSalle Acquisition, Inc. Chicago, Illinois LaSalle Insurance Co. Chicago, Illinois LaSalle Management Co. Chicago, Illinois LaSalle National Mortgage Co., Inc. Chicago, Illinois LaSalle National Services Co., Inc. Chicago, Illinois LaSalle National Trust Company Chicago, Illinois LaSalle St. Capital Management Ltd. Chicago, Illinois Lease Plan Holding U.S.A. Atlanta, Georgia Netherlands Trading Society East Inc. Chicago, Illinois Amsterdam-Rotterdam Bank, N .V . Amsterdam, Netherlands Pierson Capital Management Inc. Philadelphia, Pennsylvania Pierson Heldring & Pierson (U.S.) Inc. New York, New York The Private Bank & Trust, National Association Miami, Florida Union Realty Mortgage Co. Chicago, Illinois Federal Reserve Bank of Chicago Section III - Applications Subject to Federal Register Notice Only Comment Period Ending Date Application Type 4(c)(8) Fort Wayne National Corporation FR - 7-27-90 Fort Wayne, Indiana Fort Wayne National Life Insurance Company Fort Wayne, Indiana 4(c)(8) First Oak Brook Bancshares, Inc* FR - ** Oak Brook, Illinois Act as agent for credit insurance directly related to extension of credit for any of its subsidiaries Section IV - Applications Not Subject to Federal Register Notice Or Newspaper Notice Type Application None N FR * ** - Newspaper Federal Register Subject to Provisions of Community Reinvestment Act Not available at this time CONTRACTUAL BRANCHES FOR OLD KENT BANK & TRUST CO.; GRAND RAPIDS, HI; OLD. KENT BANKi OF GAYLORD, GAYLORD, MI; OLD KENT:BANK OF HILLSDALE, HILLSDALE, MI; OLD KENT BANK OF KALAMAZOO, KALAMAZOO, MI; OLD KENT BANK. OF LUDINGTON, LUDINGTON, MI; OID KENT BANK OF PETOSKEY, PETOSKEY, MI; OLD KENT BANK OF ST. JOHNS. .ST. JOHNS, MI & OLD KENT BANK -r. SOUTHWEST, NILES, MI 0 ~ ri- J O L D KENT FINANCIAL CORPORATION AFFILIATES «rv’V ? q ^ 9 = 2 8 ____ SCHEDULE OF CONTRACT BRANCHES AND OFFSITE ATMS r -r = A c t i o n B a n k 24 A T M s a t site) O L D KENT B A N K AND TRUST COMPANY T (Member) 1 2001 S o u t h D i v i s i o n A v e n u e Grand R a p i d s , MI 4 9 5 0 7 (616) 7 7 1 - 5 7 4 4 (Kent County) One V a n d e n b e r g Center G r a n d Rapids, MI 49503 | (616) 7 7 1 - r > f5469) (Kent County) (AB24/2) 72 M o n r o e C e n t e r , N.W. G r a n d Rapids, MI 49503 (616) 7 7 1 - 5 7 1 1 (Kent County) (AB24) 1500 G r a n d v i l l e A v enue, Grand R a p i d s , MI 4 9 5 0 9 (616) 7 7 1 - 5 7 4 7 (Kent County) 7 0 0 B r i d g e S t r e e t , N.W. G r a n d Rapids, MI 49504 (616) 7 7 1 - 5 7 1 2 (Ke n t County) (AB24) 259 M i c h i g a n Street, N.E. Grand R a p i d s , MI 49503 (616) 7 7 1 - 5 7 5 1 (Kent County) 754 F r a n k l i n Street, S.E. G r a n d Rapids, M I 49507 (616) 7 7 1 - 5 7 1 5 (Ke n t County) (AB24) 2012 E a s t e r n A venue, S.E. Grand R a p i d s , MI 49507 (616) 7 7 1 - 5 7 6 0 (Kent C ounty) (AB24) 3 1 0 L e o n a r d St r e e t , N.W. G r a n d Rapids, M I 49504 (616) 7 7 1 - 5 7 2 0 (Kent County) 2209 P l a i n f i e l d A venue, Grand R a p i d s , MI 4 9 5 0 5 (616) 7 7 1 - 5 7 6 2 (Kent C ounty) (AB24) 1 5 6 0 P l a i n f i e l d Avenue, G r a n d Ra p i d s , MI 49505 (616) 7 7 1 - 5 7 2 2 (Kent County) N.E. S.W. N.E. 2201 W e a l t h y Street, S.E. East G r a n d Rapids, M I 4 9 5 0 6 (616) 7 7 1 - 5 7 6 6 (Kent C o u n t y ) (AB24) 758 W e s t F u l t o n Street G r a n d Rapids, MI 49504 (616) 7 7 1 - 5 7 2 6 (Kent County) 4069 L a k e M i c h i g a n Drive, Grand R a p i d s , MI 4 9 5 0 4 (616) 7 7 1 - 5 7 7 0 (Kent C o unty) (AB24) 805 L e o n a r d St r e e t , N.W. G r a n d Rapids, MI 49504 (616) 7 7 1 - 5 7 3 0 (Kent County) (AB24) 6708 S o u t h D i v i s i o n A v e n u e Grand R a p i d s , MI 49508 (616) 7 7 1 - 5 7 7 2 (Kent C ounty) (AB24) 1300 Madison, S.E. G r a n d Rapids, MI 4 9507 (616) 7 7 1 - 5 7 3 8 (Kent County) 1340 L a k e Drive, S.E. Grand R a p i d s , MI 4 9 5 0 6 (616) 7 7 1 - 5 7 7 4 (Kent Co u n t y ) (AB24/2) N.W. 4 2 5 5 K a l a m a z o o A v e n u e , S.E. G r a n d Ra p i d s , M I 4 9 5 0 8 (616) 7 7 1 - 5 7 8 1 ( K e n t county) (AB24/2) 1750 L e o n a r d S t r e e t , N.E. Grand Rapids, MI 49505 (616) 7 7 1 - 5 5 2 1 (Kent County) (AB24) 6 4 8 5 28th S t r e e t , S.E. G r a n d R a pids, M I 4 9 5 0 6 (616) 7 7 1 - 5 7 8 4 (K e n t County) (AB24) 9 0 0 2 8 t h S t r e e t , S .W . W y o m in g , M I 4 9 5 0 9 (6 1 6 ) 7 7 1 -5 1 1 7 (K e n t C o u n ty ) (A B 2 4 /3 ) 1 8 4 0 B r e t o n R o a d , S.E. G r a n d Rapids, M I 4 9 5 0 6 (616) 7 7 1 - 5 7 8 8 ( K e n t County) (AB24/2) 5 4 0 0 N o r t h la n d D r iv e , N .E . G r a n d R a p id s , M I 4 9 5 0 5 (6 1 6 ) 7 7 1 -5 1 0 8 (K e n t C o u n ty ) (A B 2 4 ) 3 9 0 0 C h i c a g o Drive, S.W. G r a n d v i l l e , M I 49418 (616) 7 7 1 - 5 7 9 0 ( K e n t County) (AB24) 1 9 6 3 B a l d w i n D r i v e , S .W . J e n is o n , M I 4 9 4 2 8 (6 1 6 ) 7 7 1 -5 1 2 4 ( O t ta w a C o u n t y ) ( A B 2 4 ) 3360 Prospect Hudsonville, MI 49426 (616) 6 6 9 - 1 8 0 0 ( O t t a w a C o u n t y ) (AB24) 1 3 1 9 M ic h ig a n S t r e e t , N .E . G r a n d R a p id s , M I 4 9 5 0 3 (6 1 6 ) 7 7 1 -5 6 1 2 (K e n t C o u n ty ) (A B 2 4 /2 ) 3 7 8 5 P l a i n f i e l d Av e n u e , G r a n d Ra p i d s , MI 4 9 5 0 5 (616) 7 7 1 - 5 7 9 3 ( K e n t County) (AB24/2) N.E. 765 6 8 th S t r e e t , S .E . G ra n d R a p id s , M I 4 9 5 0 8 (6 1 6 ) 7 7 1 -5 6 5 3 (K e n t C o u n ty ) 3 5 1 C o v e l l R o a d , N.W. G r a n d R a p i d s , MI 4 9504 (616) 7 7 1 - 5 7 9 5 (Ke n t County) (AB24) 4 4 6 0 C a s c a d e R o a d , S .E . G ra n d R a p id s , M I 4 9 5 0 6 (6 1 6 ) 7 7 1 -5 6 5 6 (K e n t C o u n ty ) (A B 2 4 ) 3 7 1 5 28th S t r e e t , S.E. G r a n d R a p i d s , MI 4 9 5 0 8 (616) 7 7 1 - 5 7 4 6 (Kent County) (AB24/2) 7530 S o u th D iv is io n A v e n u e G ra n d R a p id s , M I 4 9 5 0 8 (6 1 6 ) 7 7 1 -5 6 7 4 (K e n t C o u n ty ) 3 0 0 0 E a s t e r n A v e n u e , S.E. G r a n d R a pids, MI 4 9 5 0 8 (616) 7 7 1 - 5 7 5 0 (Ke n t County) (AB24) 475 A da D r iv e Ada, M I 49301 (6 1 6 ) 7 7 1 -5 6 9 0 (K e n t C o u n ty ) (A B 2 4 ) 4 5 6 0 A l p i n e Av e n u e , N.W. C o m s t o c k P a r k , MI 4 9 3 2 1 (616) 7 7 1 - 5 7 5 7 (Kent County) (AB24) 4985 T e n M ile R oad R o c k fo rd , M I 4 9 3 4 1 (6 1 6 ) 7 7 1 -5 8 4 5 (K e n t C o u n ty ) (A B 2 4 ) 2041 Eastern Avenue, S.E. 4404 Clyde Park Avenue, S.W. Wyoming, MI 49509 (616) 771-5302 (Kent County) (AB24) Grand R a p i d s , M I 4 9 5 0 7 (616) 7 7 1 - 5 7 6 0 (Kent County) 4 4 6 0 W i l s o n Avenue, S.W. G r a n d v i l l e , M I 49418 (616) 7 7 1 - 5 3 1 1 (Kent County) (AB24) 2505 A l p i n e A venue, N.W. Grand R a p i d s , MI 4 9504 (616) 7 7 1 - 5 1 8 7 (Kent County) (AB24) 55 W e s t M a i n S t r e e t F remont, MI 49412 (616) 9 2 4 - 3 4 0 0 ( Newaygo County) 1465 4 4 t h Street, S.E. Grand R a p i d s , MI 4 9508 (616) 7 7 1 - 5 7 8 1 (Kent County) 921 W e s t M a i n Str e e t Fre m o n t , MI 49412 (616) 9 2 4 - 0 4 5 0 (Newaygo C ounty) (AB24) 449 K i n n e y Road, N.W. Grand R a p i d s , MI 49504 (616) 7 7 1 - 5 7 7 0 (Kent County) 301 South Lafayette G r e e n v i l l e , M I 48838 (616) 7 5 4 - 5 6 1 1 S w i t c h b o a r d (Mont c a l m County) 301 S o u t h F r a n k l i n Greenville, MI 4 8 8 3 8 (616) 7 5 4 - 5 6 1 1 S w i t c h b o a r d (Montcalm County) (AB24) 1210 North Lafayette G r e e n v i l l e , M I 48838 (616) 7 5 4 - 5 6 1 1 S w i t c h b o a r d (Montcalm County) TNEW: 4910 - 6 0 t h S t reet. S.E. Caledonia. M I 4 9 3 1 6 no p h o n e v e t Kent C o u n t v (AB24) 5300 Eastern Avenue Kentw o o d , M I 49508 (616) 7 7 1 - 5 3 2 1 (Kent County) (AB24) 4 4 3 3 B r e t o n Road, S.E. Kentwood, M I 49508 (616) 7 7 1 - 5 8 4 4 (Kent County) (AB24) 2 4 6 5 B u r t o n Street, S.E. G r a n d Ra p i d s , MI 4 9 5 0 6 (616) 7 7 1 - 5 7 8 8 (Kent County) (AB24) 1635 L e o n a r d Street, N.E. G r a n d R apids, MI 4 9 5 0 5 (616) 7 7 1 - 5 5 2 1 (Kent County) (AB24) NEW: 9325 C h e r r y V a l i e v A v e n u e Caledonia. M I 4 9 3 1 6 1616^ 8 9 1 - 9 9 5 5 Kent C o u n t v (AB2411 Offsite A T M (Cash D i s p e n s e r ) Meijer, Inc. 1220 N. L a f a y e t t e Gree n v i l l e , M I 4 8 8 3 8 (Montcalm County) Offsite A T M (Full Service) Calvin C o l l e g e C o m m o n s B u i l d i n g 3201 Bu r t o n , S.E. Grand R a p i d s , MI 49506 (Kent C o u n t y ) O f f s i t e A T M (Full S e r v i c e ) Grand Valley State University Kirkoff Center Camp u s Drive A l l e n d a l e , M I 4 9401 ( O t t a w a Coun t y ) O f f s i t e A T M (Cash D i s p e n s e r ) Grand Valley State University Eberhard Center 3 0 1 W. F u l t o n G r a n d Rapids, MI 49503 (K e n t County) OTJ) KENT BANK O F BIG RAPIDS f fNonmember) 1 101 North Michigan B i g Rapids, M I 4 9307 (616) 5 9 2 - 4 1 0 0 (Mecosta County) AB24/1) 1 r(NEW: 103 P e r r y S t r e e t B i g Rapids, M I 49307 (616) 5 9 2 - 4 1 8 7 ( M e c o s t a County) (AB24/2) 220 Wes t Wheatland R e m u s , MI 4 9 3 4 0 (517) 9 6 7 - 3 6 1 9 (Mec o s t a County) 240 East Northern B a r r y t o n , MI 4 9 3 0 5 (517) 3 8 2 - 7 7 9 4 ( M e c o s t a County) 8 5 2 9 100th A v e n u e s t a n w o o d , MI 4 9 3 4 6 (616) 9 7 2 - 7 1 4 1 (Mec o s t a County) 2 4 5 1 E a s t U.S. 10 E v a r t , MI 4 9 6 3 1 (616) 7 3 4 - 5 5 3 2 (Os c e o l a County) 115 W e s t M a i n M e c o s t a , MI 4 9 3 3 2 (616) 9 7 2 - 7 1 3 2 (Mecosta County) 228 S o u t h M i c h i g a n B i g Rapids, M I 49307 (616) 5 9 2 - 4 1 8 5 (Mecosta C o u n t y ) O f f s i t e ATM (Full S e r v i c e ) F e r r i s Sta t e C o l l e g e Rankin Center 901 S. Sta t e S t r e e t Big Rapids, M I 49307 (Mecosta Coun t y ) OLD K EN T BAN K O F BRIG H TO N f (N o n m e m b e r) 1 300 West N o r t h Street Brighton, H I 48116 (313) 2 2 9 - 9 5 3 1 ( L i v i n g s t o n County) (AB24) 8393 W e s t G r a n d R i v e r Brighton, M I 48116 (313) 2 2 9 - 9 5 3 1 ( L i v i n g s t o n County) 10011 East G r a n d River Brighton, MI 48116 (313) 2 2 9 - 9 5 3 1 ( L i v i n g s t o n C ounty) (AB24) 140 W e s t H i g h l a n d Highland, M I 48031 (313) 8 8 7 - 4 1 8 1 ( O a k l a n d C o u n t y ) (AB24) 7 5 0 0 E a s t M — 36 Hamburg, MI 48139 (313) 2 2 9 - 9 5 3 1 ( L i v i n g s t o n County) (AB24) 6 5 0 0 Dix i e H i g h w a y C l a r k s t o n , M I 48016 (313) 6 9 5 - 0 0 2 0 ( O a k l a n d C o u n t y ) (AB24) TNEWt Suite J 400 East E i s e n h o w e r Parkway A n n Arbor. M I 48108 (313) 6 6 2 - 8 6 6 6 (Washtenaw C o u n t v ) 1 O LD KEN T BANK O F C A D IL L A C 123 South Mitchell Cadillac, MI 49601 (616) 775-1283 (Wexford County) (AB24) 1219 North Mitchell Street Cadillac, MI 49601 (616) 775-1283 (Wexford County) 1980 South Morey Road Lake City, MI 49651 (616) 839-7251 (Missaukee County) 115 East Cass Street Cadillac, MI 49601 (616) 775-1283 (Wexford County) T (N o n m em b er^ 1 O LD KEN T BA N K - C EN TRA L f ( N o ro n e m b e r) 123 North W a s h i n g t o n Owosso, HI 4 8 8 6 7 (517) 7 2 3 - 8 8 1 1 ( S h i a w a s s e e C o u n t y ) (AB24) j {*) ri3051 South Street O W O S S O , MI 4 8 8 6 7 (517) 7 2 3 - 8 8 1 1 (Shiawassee County) 1 G-5232 M i l l e r R o a d Flint, M I 4 8 5 0 7 | (313) {*} T 7 6 2 - 4 8 4 4 1 (Genesee County) Shiawassee G-3302 C o r u n n a R o a d Flint, M I 4 8532 | (313) (~) T 7 62-48441 (Genesee County) (AB24) 1637 West M a i n Street O w o s s o , MI 4 8 8 6 7 (517) 7 2 3 - 8 8 1 1 (Shiawassee County) 124 N o r t h S h i a w a s s e e S t r e e t Corunna, M I 4 8817 (517) 7 2 3 - 8 8 1 1 ( S h i a w a s s e e County) 1 4 8 4 N o r t h M — 52 O w o s s o , MI 4 8 8 6 7 (517) 7 2 3 - 8 8 1 1 (Shiawassee County) G-6530 W e s t Pierson Road Flushing, M I 48433 | (313) {*} T762- 4 8 4 4 1 (Genesee County) (AB24) 428 Corunna Avenue O w o s s o , MI 4 8 8 6 7 (517) 7 2 3 - 8 8 1 1 ( S h i a w a s s e e Coun t y ) 12900 S o u t h S a g i n a w G r a n d B l a n c , MI 4 8 4 3 9 I (313) (~) T762-48441 (Genesee County) (AB24) 2350 East M — 21 Corunna, MI 48817 (517) 7 2 3 - 8 8 1 1 ( S h i a w a s s e e Co u n t y ) G-5030 S o u t h Sag i n a w Flint, M I 4 8 5 0 7 | (313) (~) T 7 6 2 - 4 8 4 4 1 (Genesee County) (AB24) 318 North M a i n Street Morrice, MI 48857 (517) 7 2 3 - 8 8 1 1 (Shiawassee County) 3095 Sheridan Road L e n n o n , MI 4 8 4 4 9 (517) 7 2 3 - 8 8 1 1 (Genesee County) 5300 South D u r a n d Road D u r a n d , MI 4 8 4 2 9 (517) 7 2 3 - 8 8 1 1 ( S h i a w a s s e e C o unty) (AB24) O LD KENT BANK O F GAYLORD 123 W e s t M a i n S t r e e t G a y l o r d , MI 4 9 7 3 5 (517) 7 3 2 - 2 4 1 1 ( O t s e g o County) (AB24) 719 W est Main Street G a y l o r d , MI 4 9 7 3 5 (517) 7 3 2 - 2 4 1 1 ( O t s e g o County) 2 0 0 5 Sou t h O l d U.S. G a y l o r d , MI 4 9 7 3 5 (517) 7 3 2 - 2 4 1 1 (O t s e g o County) 27 528 E a s t M a i n S t r e e t V a n d e r b i l t , M I 49795 (517) 9 8 3 - 3 3 5 1 ( O t s e g o County) 381 South Grayling Road Grayling, MI 49738 (517) 3 4 8 -5 435 (Crawford County) f (M em ly g r) 1 O LD K EN T BANK O F GRAND HAVEN f fN o n m e m b e rM 233 W a s h i n g t o n S t r e e t G r a n d Haven, M I 4 9417 (616) 8 4 2 - 3 1 0 0 (O t t a w a C o unty) (AB24) 430 North Beacon Boulevard G r a n d Haven, M I 49417 (616) 8 4 2 - 3 6 7 0 ( O t t a w a C ounty) (AB24) 1001 South Beacon Boulevard G r a n d Haven, M I 49417 (616) 8 4 2 - 0 9 0 0 ( O t t a w a Co u n t y ) (AB24) 4300 Grand H a v e n Road N o r t o n S hores, MI 4 9 4 4 1 (616) 7 9 8 - 4 5 0 2 ( M u s k e g o n Co u n t y ) (AB24) 12409 Stafford Street Ravenna, MI 49451 (616) 8 5 3 - 2 2 4 1 ( M u s k e g o n Coun t y ) 50 N o r t h P a r k F r u i t p o r t , M I 49415 (616) 8 6 5 - 3 1 8 2 ( M u s k e g o n County) 710 Seminole Road N o r t o n S h ores, MI 4 9 4 4 1 (616) 7 3 9 - 9 3 3 3 ( M u s k e g o n Co u n t y ) (AB24) 100 Third Street F e r r y s b u r g , M I 49409 (616) 8 4 2 - 3 0 8 0 ( Ottawa Coun t y ) 201 C o l u m b u s S t r e e t G r a n d Haven, M I 4 9417 (616) 8 4 2 - 3 1 0 0 (Ottawa County) P U P KEN T BANK - GRAND T R A V E R SE 102 W e s t F r o n t S t r e e t T r a v e r s e City, M I 49684 (616) 9 2 2 - 4 2 2 5 ( G r a n d T r a v e r s e County) (AB24) f fN o n m e m b e rl 1 111 N o r t h B r o w n s o n A v e n u e Kingsley, M I 4 9649 (616) 2 6 3 - 5 2 6 3 (Grand T r a v e r s e County) 3 5 3 5 W e s t S o u t h A i r p o r t R oad T r a v e r s e City, M I 49684 (616) 9 2 2 - 4 3 7 8 ( G r a n d T r a v e r s e County) (AB24) 120 N o r t h J o s e p h S u ttons Bay, MI 4 9 6 8 2 (616) 2 7 1 - 3 0 3 1 (Leelanau County) (AB24) 1 0 2 8 East 8 t h S t r e e t T r a v e r s e City, MI 49684 (616) 9 2 2 - 4 3 2 9 ( G r a n d T r a v e r s e County) (AB24) 205 N o r t h U n i o n T r a v e r s e City, MI 49684 (616) 9 2 2 - 4 0 0 0 (Grand T r a v e r s e County) 2425 Holiday Hills Road T r a v e r s e City, MI 49684 (616) 9 2 2 - 4 3 1 5 ( G r a n d T r a v e r s e County) (AB24) 630 Fourteenth Street T r a v e r s e City, MI 49684 (616) 9 2 2 - 4 3 3 4 ( G r a n d T r a v e r s e County) (AB24) 746 Munson T r a v e r s e City, MI 49684 (616) 9 2 2 - 4 3 0 7 ( G r a n d T r a v e r s e County) 5955 Oak Street G l e n Arbor, M I 49636 (616) 3 3 4 - 3 0 6 7 ( L e e l a n a u County) 120 Ames S t r e e t E l k Rapids, M I 49629 (616) 2 6 4 - 5 6 2 1 ( A n t r i m County) (AB24) 2 1 1 2 M-137 I n t e r l o c h e n , MI 49643 (616) 2 7 6 - 9 0 8 1 or 2 7 6 - 9 0 6 4 ( G r a n d T r a v e r s e County) T fN E W : A B 2 4 1 1 QTjD KEN T BANK O F HTT.T-<;nAT.F r ( M e m b e r ! 1 10 S o u t h B r o a d S t r e e t H i l l s d a l e , M I 49242 (517) 4 3 7 - 4 4 2 6 (H i l l s d a l e C o unty) (AB24) 412 W e s t C a r l e t o n R o a d H i l l s d a l e , M I 49242 (517) 4 3 7 - 4 4 2 6 ( H i l l s d a l e County) 6151 Concord Road J o n e s v i l l e , M I 49250 (517) 8 4 9 - 9 9 5 2 (H i l l s d a l e County) O LD KEN T BANK O F HOLLAND f (N p n ffl?ffb ?rl..1 O ffsite A T M (Cash Dispe n s e r ) Meijer, Inc. 91 D o u g l a s A v e n u e | Holland, M I {*} T49 4 2 4 1 (Ottawa County) 36 E a s t 8 t h S t r e e t Holland, MI 49423 j (616) 39 4 - { ~ ) r74001 ( O t t a w a Coun t y ) 177 N o r t h R i v e r A v e n u e J H o l l a n d , MI < “ } r494241 (616) 3 9 4 - 7 3 0 3 (O t t a w a C o unty) (AB24) Offsite A T M (Cash Dispenser) Meijer, Inc. 746 E a s t 1 6 t h S t r e e t Holland, M I 49423 (Ottawa County) 701 Maple Aven u e Holland, MI 49423 (616) 3 9 4 - 7 3 1 3 ( Ottawa C ounty) (AB24) 510 West 17th Street H o l l a n d , MI 4 9 4 2 3 (616) 3 9 4 - 7 3 2 5 ( Ottawa C o u n t y ) rfNEWt AB24T1 770 East 16th Street H o l l a n d , MI 4 9 4 2 3 j (616) 394-( *“} T73191 (Ottawa County) (AB24) 969 B u t t e r n u t D r i v e J Hol l a n d , M I { “ } r494241 (616) 3 9 4 - 7 4 3 3 ( O ttawa Co u n t y ) (AB24) 501 West M a i n Street Zeel a n d , M I 4 9 4 6 4 (616) 7 7 2 - 2 3 3 3 ( O ttawa C ounty) (AB24) 46 E a s t 9 t h S t r e e t Holland, MI 49423 (616) 3 9 4 - 7 3 4 7 (O tta w a C o u n ty ) fN E W : (A B 2 4 1 1 TNEW : 2 8 2 2 W e s t S h o re D r iv e H o lla n d . M I 4 9 4 2 4 (6 1 6 ^ 3 9 4 -7 4 3 5 ( O t t a w a C o u n t y ^ ( A B 2 4 )1 QML P BANK O F KALAMAZOO f(Member) 1 1 3 6 E a s t M i c h i g a n Ave. Kalamazoo, M I 49007 (616) 3 8 3 - 6 7 8 8 (Kalamazoo County) 3311 G r e e n l e a f B o u l e v a r d Kalamazoo, M I 4 9 0 0 8 (616) 3 8 3 - 6 9 8 0 (Kalamazoo County) 101 East Crosstown Parkway Kalamazoo, MI 49001 (616) 3 8 3 -6833 ( K a l a m a z o o C o u n t y ) (AB24) 37687 R e d A r r o w H i g h w a y Paw Paw, M I 4 9 0 7 9 (616) 6 5 7 - 6 0 6 1 (Van B u r e n County) 3 4 2 0 East M a i n S t r e e t Kalamazoo, MI 49001 (616) 3 8 3 - 6 9 0 5 (Kalamazoo County) 140 East B r i d g e S t r e e t Plainwell, MI 49080 (616) 6 8 5 - 6 8 7 7 (Allegan C o unty) (AB24) 3 6 3 0 Gull R o a d Kalamazoo, M I 49001 (616) 3 8 3 - 6 9 1 3 ( K a l a m a z o o C o u n t y ) (AB24) 8020 N o r t h 3 2 n d S t r e e t Richland, M I 4 9083 (616) 6 2 9 - 9 7 3 8 (Kalamazoo County) 1 2 1 E a s t St. J o s e p h Lawrence, MI 49065 (616) 6 7 4 - 8 0 6 1 (Van Buren C o u n t y ) 3205 S o u t h W e s t n e d g e A v e n u e Kalamazoo, M I 4 9 0 0 8 (616) 3 8 3 - 6 8 4 3 (Kalamazoo County) 104 N o r t h M a i n S t r e e t L a w t o n , MI 4 9 0 6 5 (616) 6 2 4 - 4 5 1 1 (Van Buren C o u n t y ) 2423 S p r i n k l e R o a d Kalamazoo, M I 4 9 0 0 1 (616) 3 8 3 - 6 9 1 0 ( K a l amazoo County) f(NEW: AB24)1 5931 Oakland Drive P o r t a g e , MI 4 9 0 0 2 (616) 3 8 3 - 6 9 3 6 (Kalamazoo County) 4109 Portage Roa d Kalamazoo, M I 49001 | (616) 383— (*) f68631 ( K a l a m a z o o C o u n t y ) (AB24) 405 North Bu r d i c k K a l a m a z o o , M I 49007 (616) 3 8 3 - 6 8 9 0 (K a l a m a z o o County) M - 8 9 at C r o s s O a k s Shopping Center Otsego,'MI 49078 (616) 6 8 5 - 9 5 8 1 ( A l l e g a n Coun t y ) 6488 S o u t h W e s t n e d g e (A v e .1 Portage, M I 4 9 0 0 2 (616) 3 8 3 - 6 8 0 4 (K a l a m a z o o C ounty) (AB24) 8910 P o r t a g e Portage, M I 4 9 0 0 2 (616) 3 8 3 - 6 7 0 1 ( K a l a m a z o o County) 4705 W e s t M a i n S t r e e t Kalamazoo, M I 4 9 0 0 7 (616) 3 8 3 - 6 9 0 0 ( K a l amazoo Co u n t y ) (AB24) 216 N o r t h M a i n S t r e e t Three R i v e r s , MI 4 9 0 9 3 (616) 2 7 3 - 8 4 1 1 (St. J o s e p h C o u n t y ) (AB24) 815 West Michigan Avenue T h r e e Rivers, M I 4 9 0 9 3 (616) 2 7 3 - 8 4 1 1 (St. J o s e p h C ounty) (AB24) 136 N o r t h N o t t a w a M e n d o n , MI 4 9 0 7 2 (616) 4 9 6 - 2 1 4 5 (St. J o s e p h County) 67 W e s t M i c h i g a n M a l l B a t t l e Creek, M I 4 9 0 1 7 (616) 9 6 8 - 2 2 5 1 ( C a l h o u n County) 100 W e s t B u r r O a k S t r e e t A t h e n s , MI 4 9 0 1 1 1 (616) 7 2 9 - { ~ ) T54161 ( C a l h o u n County) 6 3 0 Ca p i t a l Av e n u e , S.W. B a t t l e Creek, MI 4 9 0 1 7 (616) 9 6 5 - 3 9 6 2 ( Calhoun C o u n t y ) rfNEW: A B 2 4 ) 1 4651 West Dickman Road J B a t t l e Creek, MI <~) T490151 (616) 9 6 8 - 9 4 1 1 (Calhoun County) 601 P h o e n i x S t r e e t S o u t h Haven, M I 4 9 0 9 0 (616) 6 3 7 - 1 1 6 4 (Van Buren C o u n t y (AB24) 1511 Lincoln Road Allegan, MI 49010 (616) 6 7 3 - 8 4 3 7 (Allegan County) 1256 L i n c o l n R o a d All e g a n , MI 4 9010 (616) 6 7 3 - 5 4 5 1 (Allegan County) 236 H u b b a r d Allegan, MI 4 9 0 1 0 (616) 6 7 3 - 5 5 3 1 (Allegan County) (M-40) O LD K EN T BANK O F IA N S IN G . 232 South Capitol Suite 2000 Lansing, MI 48901-7311 (517) 372-7500 (Ingham County) H .A . f (N a tio n a l Bank - M em b er) 1 O LD KENT BANK O F UJDTNGTON 124 S o u t h J a m e s S t r e e t L u d i n g t o n , M I 4 9431 (616) 8 4 5 - 5 1 4 4 ( M a s o n County) 5828 West Ludington Avenue L u d i ngton, M I 4 9431 (616) 8 4 3 - 8 9 8 8 ( M a s o n County) (AB24) T (M em b er! 1 OLD K EN T BAN K O F P E T O SK E Y J f M e p b e D l 300 East M i t c h e l l Petoskey, M I 49770 (616) 3 4 7 - 5 0 5 0 ( E m m e t C o u n t y ) (AB24) 500 M a d ison Petoskey, MI 49770 (616) 3 4 7 - 5 0 5 0 ( E m m e t C o u n t y ) (AB24) 2318 - M-119 Petoskey, M I 49770 (616) 3 4 7 - 5 0 5 0 (Emmet County) | {*) r62301 R i v e r S t r e e t Alanson, MI 49706 (616) 5 4 8 - 2 2 5 1 (Emmet County) 2149 State S t r e e t W a l l o o n Lake, M I 4 9 7 9 6 (616) 5 3 5 - 2 5 0 1 (Charlevoix County) O I D KEN T BANK O F S T . JO H N S 201 East W a l k e r St. Johns, M I 4 8879 (517) 2 2 4 - 6 8 7 1 ( C l i n t o n County) 9 0 2 S o u t h U . S . 27 St. Johns, M I 48879 (517) 2 2 4 - 6 8 7 1 ( C l i n t o n C ounty) (AB24) 101 State S t r e e t P e w a m o , MI 4 8 8 7 3 (517) 5 9 3 - 2 6 0 0 (Ionia County) 101 South M a i n Street Ovid, MI 4 8 8 6 6 (517) 8 3 4 - 5 2 0 0 (Cli n t o n County) \ fM e m b e r l 1 OU> KENT BANK - SO U TH EA ST T fN o n m e m b e r) 1 2674 West J e f f e r s o n T r e n t o n , MI 4 8 1 8 3 (313) 6 7 1 - 2 4 0 0 (Wayne County) 2040 West R o a d T r e n t o n , MI 4 8 1 8 3 (313) 6 7 1 - 2 5 3 9 (Wayne County) (AB24) 22475 Huron R i v e r Drive Rockwood, MI 48173 (313) 3 7 9 - 9 5 5 5 (Wayne County) (AB24) 1 7 8 2 5 Fort S t r e e t Riverview, M I 48192 (313) 2 8 2 - 6 8 4 1 (Wayne County) (AB24) 2 6 3 5 0 East H u r o n R i v e r D r i v e Flatrock, M I 4 8 1 3 4 (313) 7 8 2 - 2 4 2 7 (Wayne County) (AB24) 1 9 5 5 5 West R o a d Woodhaven, M I 48183 (313) 6 7 1 - 2 5 0 8 ( W ayne County) (AB24) 2 8 1 0 6 Waltz R o a d w a ltz, MI 4 8 1 6 4 (313) 6 5 4 - 6 2 3 2 (Wayne County) 14241 Pennsylvania R i v e rview, M I 4 8 1 9 2 (313) 2 8 5 - 7 7 1 0 (Wayne County) 138 8 0 M i d d l e G i b r a l t a r R o a d Gibraltar, M I 4 8 1 7 3 (313) 6 7 1 - 2 5 4 1 (Wayne County) 2 2 9 9 0 Hall R o a d W o o d haven, M I 4 8183 (313) 6 7 1 - 2 5 1 6 (Wayne County) 7799 M a c o m b Grosse Isle, MI 4 8 1 3 8 (313) 6 7 1 - 2 5 1 7 (Wayne County) (AB24) OT.D KEN T BANK - SOUTHWEST 2 1 0 E a s t M a i n Street N i les, MI 4 9 1 2 0 (616) 6 8 3 - 4 0 0 0 (Ber r i e n C o unty) (AB24) T (M e m b e r) 1 1844 C o l f a x A v e n u e Benton Ha r b o r , MI 49022 (616) 9 2 5 - 3 2 5 3 (Berrien County) ( TNEW: A B 2 4 ) 1 1012 S o u t h 1 1 t h Street Niles, MI 4 9 1 2 0 | (616) ( ~ 1r6 8 4 — 93971 ( Berrien County) 4009 R e d A r r o w H i g h w a y St. Joseph, MI 4 9 0 8 5 (616) 4 2 9 - 1 5 5 1 (Berrien County) 1937 O a k S t r e e t Niles, MI 4 9 1 2 0 | (616) J ~ 1r6 8 4 — 93871 (Berrien County) (AB24) 116 S o u t h B r o a d w a y Cassopolis, MI 4 9 0 3 1 (616) 4 4 5 - 3 8 6 6 (Cass County) (AB24) 3 1 5 8 S o u t h 1 1 t h St r e e t Niles, MI 4 9 1 2 0 | (616) f ~ )T6 8 4 — 93921 (Be r r i e n County) (AB24) 322 B r o a d w a y Niles, MI 4 9 1 2 0 (616) 6 8 3 - 4 0 0 0 (Berrien County) 1516 L a k e S t r e e t Niles, MI 4 9 1 2 0 | (616) ( ‘ U 6 8 4 - 9 3 9 7 1 (Berrien County) 715 S h i p S t r e e t St. J oseph, MI 4 9 0 8 5 (616) ( M T983-18101 (Berrien County) (AB24) 15 S o u t h L i n c o l n Niles, MI 4 9 1 2 0 1 (616) f **1 T6 8 4 — 94041 ( Berrien County) FORMERLY: 1200 N i l e s - B u c h a n a n R o a d Buchanan, M I 4 9107 (616) 6 9 5 - 1 1 0 0 (Berrien County) W I L L M O V E O N 7 / 1 / 9 0 TO: T702 E a s t F r o n t S t r e e t B u c h a n a n . M I 49107 (Berrien County) (AB24)1 2 2 4 0 5 U.S. 12 East A d a m s v i l l e , M I 49112 (616) 6 9 9 - 5 1 2 1 (Cass County) 4050 Pipestone S o dus, MI 4 9 1 2 6 (616) 9 2 7 - 3 5 5 5 (Be r r i e n C o u n t y ) 201 W e s t M a r s Street B e r r i e n S p r i n g s , MI 4 9022 (616) 4 7 3 - 4 3 1 1 (Be r r i e n Co u n t y ) (AB24) 205 S o u t h F r o n t St r e e t Dowagiac, M I 49047 (616) 7 8 2 - 3 4 1 1 (Cass County) (AB24) CLOSED: [1220 E a s t N a p i e r Benton Harbor, MI 49022 (616) 9 2 6 - 1 1 9 1 (Berrien C o u n t y ) ] July 13, 1990 Federal Reserve Bank of St. Louis SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE None. SECTION II - APPLICATIONS SUBJECT TO BOTH NEWSPAPER AND FEDERAL REGISTER NOTICE Application End of Comment Period * Section 3(a)(1) application by The Jonesboro Bancompany, Inc., Jonesboro, Illinois, to acquire The First National Bank of Jonesboro, Jonesboro, Illinois (Newspaper 8-4-90) * Section 3(a)(1) application by Wayne City Bancorp, Inc., Springfield, Illinois, to acquire First National Bank of Wayne City, Wayne City, Illinois (Newspaper 7-31-90) SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE Section 4(c)8) application by Trans Financial Bancorp, Inc., Bowling Green, Kentucky, to engage in operating a savings association by acquiring First Financial of Russellville, Inc., Russellville, Kentucky (Not available) SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE OR NEWSPAPER NOTICE None. * This application is subject to CRA. FEDERAL RESERVE BANK OF MINNEAPOLIS Section I - Applications Subject to Newspaper Notice Only Comment Period Ending: Date Application None. Section II - Applications Subject to Both Newspaper and Federal Register Notice Application Comment Period Ending Date Garfield County Bancshares, Inc. Jordan, MT To acquire Garfield County Bank Jordan, MT* 7-27-90 (Federal Register) First State Bancorp, Inc. LaCrosse, WI To acquire State Bank of LaCrosse LaCrosse, WI* 7-30-90 (Federal Register) The Merchants Holding Company Winona, MN To acquire LaCrescent State Bank LaCrescent, MN* 8-2-90 (Federal Register) Norwest Corporation Minneapolis, MN To acquire Chalfen Bankshares, Inc. Anoka, MN, a one-bank holding company owning The First National, Anoka, MN* Not yet available Jackson Bancorporation Jackson, MN To acquire Fairmont Bancorporation, Fairmont, MN, a obhc owning Bank Midwest, Minnesota Iowa, N. A . , Jackson, MN* Not yet available ^Subject to CRA FEDERAL RESERVE BANK OF MINNEAPOLIS Section II - Applications Subject to Both Newspaper and Federal Register Notice (continued) Comment Period Ending Date Application Dennis J . Zaun and Thomas J . Sexton To acquire control of 100% of Eden Valley Bancshares, Inc., Eden Valley, MN Not yet available Section III - Applications Subject to Federal Register Notice Only Comment Period Ending Date Application Garfield County Bancshares, Inc. Jordan, MT To engage in general insurance agency activities through the acquisition of Jordan Insurance Service, Jordan, MT 7-27-90 Newberry Bancorp, Inc. Sault Ste. Marie, MI to engage in operating a savings and loan institution through the acquisition of Equitec Savings Bank, Oakland, CA 8-2-90 Bank Shares Incorporated Minneapolis, MN To engage de novo in furnishing employee benefit services to third parties. 8-2-90 Section IV - Applications Not Subject to Federal Register Notice or Newspaper Notice Application Peoples Bankshares, Inc. Parshall, ND To redeem 24.5% of its voting shares. Federal Reserve Bank o f Kansas City S E C T IO N I - A P P L IC A T IO N S S U B JE C T TO NEW SPAPER N O T IC E ONLY A P P L IC A T IO N COMMENT P E R IO D E N D IN G D A T E N one. S E C T IO N I I - A P P L IC A T IO N S S U B JE C T TO BOTH NEW SPAPER AND FE D E R A L R E G IS T E R N O T IC E A P P L IC A T IO N U n ite d N e b ra s k a F in a n c ia l C o ., O rd , N e b ra s k a , f o r p r io r a p p ro v a l to a c q u ir e 100 p e r c e n t o f th e v o tin g s h a re s o f U n ite d N e b ra s k a B a n k , O 'N e ill, N e b ra s k a .* M e l v i n a n d M o n a W in g e r , J o h n s o n , K a n s a s , a n d R .D . a n d E v e ly n F l o y d , J o h n s o n , K a n s a s , t o in c r e a s e e a c h o f t h e i r p r o p o r t i o n a t e o w n e r s h ip in t e r e s t s in K a n s a s B a n k C o r p o r a tio n , L i b e r a l , K a n s a s , b y 5 .1 8 p e r c e n t t o 2 5 .5 8 p e r c e n t . W e st P o in t B a n c o rp , I n c . , W e st P o in t, N e b ra s k a , f o r p r io r a p p ro v a l to a c q u ir e 100 p e r c e n t o f th e v o tin g s h a re s o f F a rm e rs & M e rc h a n ts S ta te B a n k , W e st P o in t, N e b ra s k a .* P a rk In v e s tm e n ts , I n c . , K a n sa s C it y , M is s o u r i, f o r p r io r a p p ro v a l to b e com e a b a n k h o ld in g co m p a n y th r o u g h th e a c q u is it io n o f 100 p e rc e n t o f th e v o t in g s h a re s o f T he P a rk N a tio n a l B ank o f K ansas C ity , K ansas C ity , M is s o u r i.* C o u n try B ank S h a re s , I n c . , M ilf o r d , N e b ra s k a , f o r p r io r a p p ro v a l to a c q u ir e 100 p e r c e n t o f th e v o tin g s h a re s o f N e b ra s k a S ta te B a n k , W e e p in g W a t e r , N e b r a s k a . * COMMENT P E R IO D E N D IN G D A T E N o t A v a ila b le N o t A v a ila b le N o t A v a ila b le N o t A v a ila b le N o t A v a ila b le Federal Reserve Bank o f Kansas City A. G. Bond, et. al., Canton, Oklah o m a , for prior app r o v a l to i n c r e a s e their o w n e r s h i p interest in C a n t o n B a n c shares, Inc., Canton, O k l a h o m a , by 23.955 p e r c e n t to 69.72 percent. Not A v a i l a b l e S E C T I O N III ~ A P P L I C A T I O N S S U B J E C T TO F E D E R A L R E G I S T E R N O T I C E O NLY APPLICATION COMMENT PERIOD ENDING DATE U n i t e d N e b r a s k a F i n a n c i a l Co., Ord, N e b r a s k a , for prior app r o v a l to a c q u i r e 100 p e r c e n t of the voting s h a r e s of U n i t e d N e b r a s k a Savings and L o a n A s s o c i a t i o n , Ogallala, Nebraska. Not A v a i l a b l e U n i t e d N e b r a s k a F i n a n c i a l Co., Ord, Nebraska, for prior app r o v a l to a c q u i r e 100 pe r c e n t of the voting shar e s of U n i t e d N e b r a s k a Savings and L o a n A s s o c i a t i o n , O'Neill, Nebraska. Not A v a i l a b l e W e s t Poi n t Bancorp, Inc., West Point, Nebra s k a , for prior a pproval to a c q u i r e 100 pe r c e n t of the voting shar e s of West Point Savings A s s o c i a t i o n , West Point, Nebraska. Not A v a i l a b l e M i d w e s t B a n c o Corporation, Cozad, N e b r aska, for prior a pproval to a c q u i r e 100 pe r c e n t of the voting s h a r e s of Firs T i e r Savings Bank, F.S.B., Imperial Branch, Imperial, N e braska. Not A v a i l a b l e S E C T I O N IV - A P P L I C A T I O N S NOT S UBJECT TO F E D E R A L R E G I S T E R N O T I C E OR N E W S P A P E R NO T I C E APPLICATION K a n s a s Bank Corporation, Liberal, Kansas, for prior appr o v a l to redeem 26,757 shares of its own voting c o m m o n stock. ♦ A p p l i c a t i o n is subject to CRA. FEDERAL RESERVE BANK OF DALLAS APPLICATIONS BULLETIN APPLICATIONS AND NOTIFICATIONS FILED DURING THE WEEK OF JULY 9, 1990 SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE ONLY NOTICE EXP APPLICATION ♦Section 18(c) application received from Sulphur Springs State Bank, Sulphur Springs, TX, to acquire and merge certain assets and liabilities of the failed American National Bank of Greenville, Greenville, TX ♦Section 9 application received from Sulphur Springs State Bank, Sulphur Springs, TX, to establish a branch office facility, and to operate temporarily at the location of the failed American National Bank of Greenville, 5201 Wesley, Greenville, TX None required due to emergency None required due to emergency SECTION II - APPLICATIONS SUBJECT TO BOTH NEWSPAPER ANO FEDERAL REGISTER NOTICE ** NOTICE EXP APPLICATION Change in Control Notice by Artis Thompson Edzards, Paris, TX, to acquire an interest in Lamar Bancorporation, Inc., Paris, TX 90/06/15 Change in Control Notice by James Richmond Lightner, Dallas, TX, to acquire an interest in Equitable Bankshares, Inc., Dallas, TX 90/07/23 SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE ONLY APPLICATION Section 4(c)(8) de novo notification by First Bancorporation of Cleveland, Inc., Cleveland, TX, to provide to others financially related data processing and data transmission services, facilities, and data bases or access to them, through Bancorp Data Center, Inc., Cleveland, TX NOTICE EXP N/A SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE OR NEWSPAPER NOTICE APPLICATION None. * SUBJECT TO CRA. ** EXPIRATION DATE IS THE DATE SPECIFIED IN THE NEWSPAPER NOTICE ONLY. N/A - NOT AVAILABLE AT THIS TIME. FEDERAL RESERVE BANK OF SAN FRANCISCO Week ending 7/13/90 Section I - Applications Subject to Newspaper Notice Only Application Comment Period Endincr Date Valley Bank of Nevada, Las Vegas, Nevada, to establish a branch at 3680 E. Flamingo, las Vegas, Nevada. * Newspaper: 8/07/90 Valley Bank of Nevada, Las Vegas, Nevada, to establish a branch at 3155 North Rancho, Las Vegas, Nevada. * Newspaper: 8/07/90 Valley Bank of Nevada, las Vegas, Nevada, to establish a branch at 2250 S. Nellis, las Vegas, Nevada. * Newspaper: 8/07/90 Farmers & Merchants Bank, Spokane, Washington, to establish a branch at N. 6622 Division Street, Spokane, Washington. * Newspaper: 7/26/90 Section II - Applications Subject to Both Newspaper and Federal Register Notice Philippine National Bank, Manila, Philippines, to becctne a bank holding company through the acquisition of Century Bank, San Francisco, California. * Fed. Rea.: 8/16/90 Newspaper: Not available Section III - Applications Subject to Federal Register Notice Only The Mitsui Taiyo Kobe Bank, Limited, Tokyo, Japan, to engage in certain interest rate swaps, options on swaps, and related activities through Mitsui Taiyo Kobe Global Capital, Inc., New York, New York. Fed. Rea.: Not yet published First Interstate Bancorp, Los Angeles, California, to engage de novo in asset management activities through a newly formed corporation, FAES, Inc., Denver, Colorado. Fed. Rea.: 8/13/90 Section IV - Applications Not Subject to Federal Register Notice or Newspaper Notice None * Subject to CRA