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ANNOUNCEMENT
BOARD
FEDERAL

OF GOVERNORS
OF THE
RESERVE SYSTEM

H . 2 , 1 991, No. 28
A c t i o n s o f t h e B o a r d , i ts S t a f f , a n d
the F e d e r a l R e s e r v e Banks;
A p plications and Reports Received
D u r i n g t h e W e e k E n d i n g J u l y 13, 1 9 9 1

ACTIONS TAKEN BY THE BOARD OF GOVERNORS

TESTIMONY AND STATEMENTS
Monetary policy report to Congress.
Authorized, July 10, 1991.

Monetary policy objectives — statement by Chairman
Greenspan before the Subcommittee on Domestic
Monetary Policy of the House Committee on Banking,
Finance and Urban Affairs, July 16, 1991.
Authorized, July 12, 1991.
Lender liability for hazardous substance cleanup
costs
written statement submitted by Governor
Kelley to the Senate Committee on Banking, Housing,
and Urban Affairs, July 12, 1991.
Authorized, July 12, 1991.
BANK HOLDING COMPANIES
Fifth Third Bancorp, Cincinnati, Ohio — to acquire
Farmers Exchange Bank, Millersburg, Kentucky, and
Fifth Third Bank, Cincinnati, Ohio; Fifth Third
Bank, Columbus, Ohio, to purchase certain assets
and assume certain liabilities from several
branches of Chase Bank of Ohio, Columbus, Ohio; and
certain branches to be established by the banks.
Approved, July 12, 1991.
Swiss Bank Corporation, Basle, Switzerland — to
engage in trading in futures, options, and options
on futures based on U.S. government securities and
certain money market instruments through SBC
Government Securities, Inc., New York, New York.
Approved, July 12, 1991.
CHANGE IN BANK CONTROL




Fleet / Norstar Financial Group, Inc., Providence,
Rhode Island — change in bank control.
Permitted, July 12, 1991.
Union BancShares, Inc., Clayton, New Mexico -- change
in bank control.
Permitted, July 8, 1991.

H.2
JULY 8, 1991
PAGE 2

TO

JULY 12, 1991

ACTIONS TAKEN BY THE BOARD OF GOVERNORS

ENFORCEMENT
BCCI Holdings S.A., Luxembourg, Luxembourg, Bank of
Credit and Commerce International S.A., and related
companies — notice of intent to prohibit against
Ghaith R. Pharaon, Swaleh Naqvi, Agha Hasan Abedi,
and Kemal Shoaib.
Authorized, July 12, 1991.
Farmers Bancorp, Inc., Blytheville, Arkansas, and
Farmers Bank and Trust Company — administrative
hearing concerning cease and desist proceedings,
July 16, 1991.
Authorized, July 12, 1991.

FORMS
Report of Transaction Accounts, Other Deposits and
Vault Cash (FR 2900); Report of Certain
Eurocurrency Transactions (FR 2950/2951); Quarterly
Report of Selected Deposits; Vault Cash, and
Reservable Liabilities (FR 291Oq); Annual Report of
Total Deposits and Reservable Liabilities (FR
2910a); Allocation of Low Reserve Tranche and
Reservable Liabilities Exemption (FR 2930/2930a);
and Daily Advance Report of Deposits and Weekly
Advance Report of Deposits (FR 2000/2001 ) —
extension with revision.
Approved, July 12, 1991.
INTERNATIONAL OPERATIONS




State Street International Holdings, Boston,
Massachusetts — to make an investment in State
Street Aus+^alia Limited, North Sydney, NSW
Australia.
Permitted, July 12, 1991 .

H.2
JULY 8, 1991
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JULY 12, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY
ABBREVIATIONS: BS&R - Banking Supervision and Regulation) C&CA - Consumer and
Community Affairs; FOMC - Federal Open Market Committee; FRBO - Federal Rs^erve
Bank Operations; IF - International Finance; OSDM - Office of Staff Director
for Management
BANK BRANCHES* DOMESTIC
Atlanta

Flamingo Bank, Pembroke Pines, Florida — to
establish the Flamingo Bank private banking office,
813 Concorde Executive Suites, Concorde Center I,
2875 N.E., 191st Street, Aventura, Florida.
Approved, July 11, 1991.

Richmond

Hanover Bank, Mechanicsville, Virginia -- to
establish a branch at 300 England Street, Ashland,
Virginia.
Approved, July 9, 1991.

Philadelphia

Orrstown Bank, Orrstown, Pennsylvania — to establish
a remote service facility at the Cumberland Union
Building, Cumberland Drive, Shippensburg,
Pennsylvania.
Approved, July 8, 1991.

BANK HOLDING COMPANIES




GC

Atoka State Bancorporation, Inc., Atoka, Oklahoma —
control determination concerning the sale of real
estate by Atoka.
Granted, July 9, 1991.

H .2

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PAGE 4

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JULY 12, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES




Staff Director
BS&R

BankAmerica Corporation, San Francisco, California —
proposal that Bank of America Texas, N.A., Houston,
Texas, purchase the assets and assume the
liabilities of BAC Coyote Interim Federal Savings
Bank, which was formed to acquire certain assets
and assume deposit liabilities of Commerce Federal
Savings Association, San Antonio, Texas.
Approved, July 12, 1991.

Kansas City

Brooke Holdings, Inc., Jewell, Kansas — to acquire
Mid America Real Estate and Insurance,
Phillipsburg, Kansas.
Approved, July 10, 1991.

Chicago

Eastern Illinois Bancorp, Inc., Casey, Illinois — to
acquire The Casey National Bank, Casey, Illinois.
Returned, July 12, 1991.

Minneapolis

First Bank System, Inc., Minneapolis, Minnesota — to
engage in operating a savings association through
Central Savings & Loan, F.S.B., Denver, Colorado.
Approved, July 12, 1991.

Kansas City

First Laurel Security Company, Laurel, Nebraska, —
to acquire First Osmond Corporation, Osmond,
Nebraska, and Osmond State Bank.
Returned, July 9, 1991.

GC

First National Company, Storm Lake, Iowa — control
determination concerning the sale of real estate by
First National Company.
Granted, July 10, 1991.

Kansas City

Independent Colorado Bancshares, Inc., Philadelphia,
Pennsylvania — to acquire Berthoud National Bank,
Berthoud, Colorado.
Returned, July 11, 1991.

H.2
JULY 8, 1991
PAGE 5

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JULY 12, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES




Minneapolis

Merchants Holding Company, Winona, Minnesota — to
acquire the Bank of Melrose, Melrose, Wisconsin.
Returned, July 10, 1991.

S t . Louis

Midland States Bancorp, Effingham, Illinois — to
acquire State Bank of Farina, Farina, Illinois.
Approved, July 8, 1991.

Chicago

Old Kent Financial Corporation, Kalamazoo, Michigan
- to invest in a low-income housing project.
Returned, July 10, 1991.

Dallas

Security Bank, Flower Mound, Texas —
Security Bank.
Returned, J’
.ly 11, 1991.

Chicago

Southwest Company, Sidney, Iowa — to acquire
Standard Bancorporation, Inc., Lincoln, Nebraska,
and Standard Bank and Trust, Independence,
Missouri.
Returned, July 11, 1991.

Atlanta

Synovus Financial Corp., Columbus, Georgia, and TB&C
Bancshares, Inc. — to acquire CB Bancshares, Inc.
Fort Valley, Georgia, The Citizens Bank, and The
Citizens Bank of Cochran, Cochran, Georgia.
Approved, July 12, 1991.

Atlanta

Synovus Financial Corp., Columbus, Georgia, and TB&C
Bancshares, Inc. — to acquire Athens Federal
Savings Bank, Athens, Georgia, which will be known
as Athens First Bank and Trust Company, Athens,
Georgia.
Approved, July 12, 1991.

Atlanta

Trustmark Corporation, Jackson, Mississippi —
proposal that Trustmark National Bank purchase the
assets and assume the liabilities of Trustmark
Interim III, F.S.B.
Approved, July 12, 1991.

to acquire

H.2
JULY 8, 1991

PAGE

TO

JULY 12, 1991

6

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES
Atlanta

Trustmark Corporation, Jackson, Mississippi — to
establish Trustmark Interim III, F.S.B., which was
formed to acquire certain assets and assume certain
liabilities of First Jackson Federal Savings Bank,
and to facilitate its merger into Trustmark
National Bank.
Approved, July 12, 1991.

Minneapolis

Turtle Bancshares, Inc., Turtle Lake, Wisconsin —
continue to engage in lending activities.
Permitted, July 8, 1991.

to

BANK MERGERS
Richmond

Bank of Tidewater, Virginia Beach, Virginia — to
purchase certain assets and assume certain
liabilities of the Haygood and Kempsville branches
of Atlantic Permanent FSB, Norfolk, Virginia.
Approved, July 12, 1991.

Atlanta

Bernard Bank & Trust Company, Arabi, Louisiana —
merge with Commonwealth Federal Savings
Association, New Orleans, Louisiana.
Approved, July 12, 1991.

Minneapolis

Central Bank, N.A., Denver, Colorado —
Central Savings & Loan, F.S.B.
Approved, July 12, 1991.

Atlanta

Commercial State Bank Interim of Orlando, Orlando,
Florida — to merge with Commercial State Bank of
Orlando.
Approved, July 12, 1991.

to merge with

BANK PREMISES




to

Minneapolis

Commercial Trust & Savings Bank, Mitchell, South
Dakota — investment in bank premises.
Approved, July 11, 1991.

Richmond

Forest Hill State Bank, Bel Air, Maryland —
investment in bank premises.
Approved, July 8, 1991.

H.2
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PAGE 7

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JULY 12, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK PREMISES
Philadelphia

Orrstown Bank, Orrstown, Pennsylvania —
in bank premises.
Approved, July 8, 1991.

investment

New York

United States Trust Company of New York, New York —
investment in bank premises.
Approved, July 8, 1991.

BANKS* STATE MEMBER
Kansas City

BancFirst and Trust Company, Oklahoma City,
Oklahoma — payment of a dividend.
Approved, July 8, 1991.

Kansas City

First State Bank, Ness City, Kansas —
dividend.
Approved, July 11, 1991.

payment of a

CAPITAL STOCK
Chicago

Manhattan Bancshares, Inc., Manhattan, Illinois —
redemption of shares.
Approved, July 10, 1991.

CHANGE IN BANK CONTROL




Atlanta

Community Financial Corporation, Mableton, Georgia change in bank control.
Permitted, July 12, 1991.

Philadelphia

First Peoples Financial Corporation, Westmont, New
Jersey — change in bank control.
Permitted, July 9, 1991.

Chicago

Manhattan Bancshares, Inc., Manhattan, Illinois —
change in bank control.
Permitted, July 10, 1991.

Kansas City

Midwest Banco Corporation, Cozad, Nebraska —
in bank control.
Permitted, July 10, 1991.

change

H.2
JULY 8, 1991
PAGE 8

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JULY 12, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

COMPETITIVE FACTORS REPORTS




Minneapolis

American National Bank, Nashwauk, Minnesota, proposed
merger with First National Bank — re* ^rt on
competitive factors.
Submitted, July 11, 1991.

Kansas City

Bank of New Mexico, Albuquerque, Albuquerque, New
Mexico, proposed merger with The Bank of New
Mexico, Las Vegas, New Mexico — report on
competitive factors.
Submitted, July 8, 1991.

San Francisco

Bank of Orange County, Fountain Valley, California,
proposed acquisition of assets and assumption of
liabilities to pay deposits of the Mission Viejo
branch of Capital Bank of Carlsbad, Carlsbad,
California — report on competitive factors.
Submitted July 9, 1991.

Richmond

Cardinal State Bank, National Association, Beckley,
West Virginia, proposed merger with Beckley
National Bank, and Merchants & Miners National
Bank, Oak Hill, West Virginia — report on
compet it ive factors.
Submitted, July 8, 1991.

San Francisco

Central Pacific Bank, Honolulu, Hawaii, proposed
acquisition of assets and assumption of liabilities
of the Kona, Hawaii, branch of First Interstate
Bank of Hawaii — report on competitive factors.
Submitted, July 12, 1991.

San Francisco

ElDorado Bank, Tustin, California, proposed merger
with Bank of San Clemente, San Clemente, California
— report on competitive factors.
Submitted, July 9, 1991.

Chicago

First Bank of Channahon, Channahon, Illinois,
proposed purchase of assets and assumption of
liabilities of Westbank, Westchester, Illinois —
report on competitive factors.
Submitted, July 11, 1991.

H.2
JULY 8, 1991
PAGE 9

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JULY 12, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

COMPETITIVE FACTORS REPORTS




Secretary

First Federal Savings Bank, Salt Lake City, Utah,
proposed merger with FirstFed America Bank, A
Federal Savings Bank, Logan, Utah — report on
competitive factors.
Submitted, July 12, 1991.

Chicago

First of America Bank - Springfield, National
Association, Springfield, Illinois, proposed merger
with Morgan County Community Bank, Jacksonville,
Illinois — report on competitive factors.
Submitted, July 11, 1991.

Dallas

First State Bank of Mathis, Mathis, Texas, proposed
merger with Commercial National Bank of Beeville,
Beeville, Texas — report on competitive factors.
Submitted, July 10, 1991.

New York

GSL Savings Bank, S.L.A., Guttenberg, New Jersey,
proposed acquisition of the Netcong branch of
Crestmont Federal Savings and Loan Association,
Edison Township -- report on competitive factors.
Submitted, July 12, 1991.

Chicago

Merchants National Bank & Trust Company of
Indianapolis, Indianapolis, Indiana, proposed
assumption of certain military banking facility
assets and liabilities of American Express Bank,
Ltd., New York, New York — report on competitive
factors.
Submitted, July 10, 1991.

Dallas

New First State Bank, Columbus, Texas, proposed
merger with The First State Bank — report on
competitive factors.
Submitted, July 11, 1991.

Dallas

Northern Trust Bank of Texas National Association,
Dallas, Texas, proposed merger with Northern Trust
Company of Texas, Houston, Texas — report on
competitive factors.
Submitted, July 11, 1991.

H .2

JULY 8, 1991
PAGE 10

TO

JULY 12, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

COMPETITIVE FACTORS REPORTS
Secretary

Steuben Trust Company, Hornell, New York, proposed
purchase of assets and assumption of liabilities of
the Canaseraga branch of Norstar Bank, N.A.,
Canaseraga, New York — report on competitive
factors.
Submitted, July 12, 1991.

Kansas City

Stroud National Bank, Stroud, Oklahoma, proposed
merger with The Wellston State Bank, Wellston,
Oklahoma — report on competitive factors.
Submitted, July 11, 1991.

Cleveland

Union National Bank of Pittsburgh, Pittsburgh,
Pennsylvania, proposed acquisition of certain
assets and assumption of certain liabilities of
First Seneca Bank, Butler, Pennsylvania — report
on competitive factors.
Submitted, July 9, 1991.

EXTENSIONS OF TIME




Atlanta

CBW Bancorp, Crawfordville, Florida — extension to
October 24, 1991, to acquire Citizens Bank of
Wakulla.
Granted, July 11, 1991.

Richmond

First American Bankshares, Inc., Washington, D.C. —
extension to dispose of certain property.
Granted, July 12, 1991.

Staff Director
BS&R

First Bancorp, Inc., Ketchikan, Alaska — extension
to divest title insurance activities of First Bank.
Granted, July 10, 1991.

San Francisco

First Interstate Bancorp, Los Angeles, California
extension to divest certain property.
Granted, July 9, 1991.

San Francisco

First Interstate Bancorp, Los Angeles, California —
extension to divest certain property.
Granted, July 9, 1991.

H .2

JULY 8, 1991
PAGE 11

TO

JULY 12, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

EXTENSIONS OF TIME




Atlanta

Kislak Financial Corporation, Miami Lakes, Florida —
extension to October 14, 1991, to acquire Kislak
National Bank, North Miami, Florida.
Granted, July 11, 1991.

San Francisco

Puget Sound Bancorp, Tacoma, Washington —
to divest certain property.
Granted, July 8, 1991 .

Dallas

San Juan Bancshares, Inc., San Juan, Texas —
extension to August 28, 1991, to acquire San Juan
Delaware Financial Corp., Dover, Delaware, and San
Juan State Bank, San Juan, Texas.
Granted, July 12, 1991.

Dallas

San Juan Delaware Financial Corporation, Dover,
Delaware — extension to August 28, 1991, to
acquire San Juan State Bank, San Juan, Texas.
Granted, July 12, 1991.

San Francisco

Security Pacific Corporation, Los Angeles, California
— extension to divest certain property.
Granted, July 12, 1991.

Atlanta

SunTrust Banks, Inc., Atlanta, Georgia — extension
to October 27, 1991, to acquire BHC Holdings, Inc.,
Philadelphia, Pennsylvania, and engage in
securities brokerage activities.
Granted, July 11, 1991.

New York

U.S.B. Holding Company, Inc., Nanuet* New York —
extension to September 19, 1991, to acquire shares
of New Milford Bank and Trust Company, Inc., New
Milford, Connecticut.
Granted, July 10, 1991.

San Francisco

Wells Fargo & Company, San Francisco, California —
extensions to divest certain properties.
Granted, July 12, 1991.

extension

H.2
JULY 8, 1991
PAGE 12

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JULY 12, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

MEMBERSHIP
Atlanta

Commercial State Bank Interim of Orlando, Orlando,
Florida — to become a member of the Federal
Reserve System.
Approved, July 12, 1991.

RESERVE BANK SERVICES




Director, FRBO

Check collection pricing guidelines —
Approved, July 10, 1991.

revised.

FEDERAL RESERVE BANK OF BOSTON APPLICATIONS

SE C T I O N I ~ A P P L I C A T I O N S SU B J E C T TO
N E W S P A P E R N O T I C E ONLY
C o m m e n t P e r i o d E n ding Date

Application

NON E

SE C T I O N II - A P P L I C A T I O N S S U B J E C T TO B O T H
N E W S P A P E R A N D F EDERAL R E G I S T E R N O T I C E
C o m m e n t P e r i o d E n d i n g Date

Application
NON E

SE C T I O N III - A P P L I C A T I O N S S U B J E C T TO
F E DERAL R E G I S T E R N O T I C E O NLY
Application

C o m m e n t P e r i o d E n d i n g Date
NONE

SE C T I O N IV ~ A P P L I C A T I O N S N O T SU B J E C T TO
F E D E R A L R E G I S T E R OR N E W S P A P E R N O T I C E
Application
N ONE

SE C T I O N V - A V A I L A B I L I T Y OF CRA P U BLIC E V A L U A T I O N S
N ONE
♦Subject to CRA




Federal Reserve Bank of New York

Comment Period
Ending Date

SECTION I
Applications Subject to Newspaper
___________ Notice Only_________
None.
SECTION II
Applications Subject to Both
Newspaper and Federal Register Notice
Banco de Santander, S.A. de Credito, Santander, Spain
to acquire Santander National Bank, Bayamon, Puerto
Rico by means of converting its currently owned
subsidiary, Santander Federal Savings Bank, a savings
association, to a national bank.l/

8/7/91 3/

SECTION III
Nonbanking Applications
(Subject to Federal Register Notice Only)
The Chase Manhattan Corporation, New York, New York to
acquire through its subsidiary, Chase Home Mortgage
Corporation, Tampa, Florida, certain mortgage
servicing rights from Pacific Coast Savings, San
Francisco, California.

7/30/91

Letchworth Independent Banehsares Corporation, Castile,
New York to organize and control an interim Federal
savings and loan association, Letchworth Interim
Savings Bank, LeRoy, New York, to facilitate the
acquisition by its subsidiary bank, Ihe Bank of
Castile, Castile, New York, of certain assets and the
assumption of certain liabilities of a branch office
of Anchor Savings Bank, FSB, Hewlett, New York.

8/5/91

SECTION IV
Applications Not Involving
______ Public Comment______
None.




Federal Reserve Bank of New York

Comment Period
Ending Date

Availability of CRA Public Evaluations
Week Ending July 13. 1991

NAME OF BANK

EXAMINATION DATE

None.

1/

2/
3/

4/

Subject to provisions of Community Reinvestment Act.
later of dates specified in newspaper and Federal Register notices.
Date specified in newspaper notice; a later date may be specified in
the Federal Register notice.
N/A - Not Available
Date specified in Federal Register notice; a later date may be
specified in the newspaper notice.




FEDERAL RESERVE BANK OF PHILADELPHIA

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE ONLY
Comment Period Ending Date
None.

SECTION II - APPLICATIONS SUBJECT TO BOTH NEWSPAPER AND
FEDERAL REGISTER NOTICE
Comment Period Ending Date
Summit Bancorp, Inc., Johnstown, PA seeks approval 1 /
to acquire up to 16.6% of The First National Bank of
Lilly, Lilly, PA pursuant to Section 3(a)(3) of the
Bank Holding Company Act.
7/26/91
8/7/91

Newspaper:
Federal Register:

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER
NOTICE ONLY
Comment Period Ending Date
None.

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
County National Bank, Montrose, PA to convert from a national charter to a statechartered member in the Federal Reserve System, pursuant to Section 9 of the Federal
Reserve Act, and Section 208.4 of Regulation H.

1/

*

Subject to provisions of Community Reinvestment Act.
N/A - not yet available.




SECTION V - AVAILABILITY OF CRA PUBLIC EVALUATIONS

For week endina 7/12/91
Examination Date

Institutions




None.

Federal Reserve Bank of Cleveland
A p p lic a tio n s B u lle tin
F o r Week E n d in g J u l y 1 3 , 1 9 9 1

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER
NOTICE ONLY
R e c e i v e d a p p l i c a t i o n on June 27, 1991,
from T h e F i f t h T h i r d Bank, Columbus, Ohio,
for p e r m i s s i o n to e s t a b l i s h CBCT b r a nches
at: 5151 W e s t B r o a d Street, Columbus, Ohio;
1375 C h a m b e r s Road, Columbus, Ohio; and
548 C l i n t o n Avenue, W a s h i n g t o n Court House,
Ohio.

* J u l y 27, 1991

SECTION I I - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
NONE

SECTION I I I

- APPLICATIONS SUBJECT TO FEDERAL REGISTER
NOTICE ONLY

R e c e i v e d S e c t i o n 4(c)(8) n o t i f i c a t i o n on
J u l y 2, 1991 from C o m m u n i t y I n d e p endent
Bancorp, I n c . , W e s t Salem, Ohio, to form
a s u b s i d i a r y to engage de novo in cert a i n
n o n b a n k i n g g e neral insurance a ctivities
p e r m i s s i b l e u n d e r Section 2 2 5 . 2 5 (b ) ( 8 ) (iii)
of R e g u l a t i o n Y.

*
N
F
#

-

S u b j e c t to CRA
N e w s p a p e r C omment Period
F e d e r a l R e g i s t e r C o mment Period
E x p e c t e d to end a p p r o x i m a t e l y 30 days from
t h e d a t e of re c e i p t of the ap p l i c a t i o n




A u g u s t 7, 1991

A p p lic a tio n s B u lle tin
F o r Week E n d in g J u l y 1 3 , 1 9 9 1

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL
REGISTER NOTICE OR NEWSPAPER NOTICE

R e c e i v e d r e q u e s t on J u l y 11, 1991 from
Ohio Cit i z e n s Bank, Toledo, Ohio, for
p e r m i s s i o n to exce e d its limit of
investment in b a n k p r e m i s e s p e r m i t t e d
und e r S e ction 24A of the Federal R e s e r v e
Act. *

*
N
F
#

-




S u bject to CR A
N e w s p a p e r C omment P e r i o d
Federal R e g i s t e r C o m m e n t Pe r i o d
E x p e c t e d to end a p p r o x i m a t e l y 30 days from the
date of r e c e i p t of the ap p l i c a t i o n

AVAILABILITY OF CRA PUBLIC EVALUATIONS
(July 12, 1991)

T h e follo w i n g state m e m b e r ban k s h a v e b e e n e x a m i n e d by the
F ederal R e s e r v e B a n k of C l e v e l a n d for c o m p l i a n c e w i t h T h e C o m m u n i t y
R e i n v e s t m e n t Act.
A p u b l i c e v a l u a t i o n d o c u m e n t is a v a i l a b l e from
the bank(s) listed below.
If y o u are in t e r e s t e d in o b t a i n i n g a
copy
of
an
ev a l u a t i o n document,
please
c o n t a c t the bank(s)
directly.




NON E

Federal Reserve Bank of Richmond

Section I - Applications Subject to Newspaper
Notice Only

Application

Comment Period Ending Date

First Virginia Bank of Tidewater,
Norfolk, Virginia, to establish
a branch in Chesapeake Square Mall,
4200 Portsmouth Boulevard,
Chesapeake, Virginia.*

8-13-91

First Virginia Bank - Colonial,
Richmond, Virginia, to establish
a branch in the Virginia Center
Commons Mall, U. S. Route 1, Glen
Allen, Virginia.*

8-15-91

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Application

Comment Period Ending Date

None.

Section III - Applications Subject to Federal Register Notice
Application

Comment Period Ending Date

First Virginia Banks, Inc., Falls
Church, Virginia, to acquire certain
assets of Ferraro & Pinholster, Inc.,
Fairfax, Virginia.**

7-31-91

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice
Application
None.

*Application is subject to CRA.
**Expiration of comment period specified in the Federal Register.



Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations
Week ending July 12, 1991

Examination
Date

Bank of Carroll
145 N. Main Street
Hillsville, Virginia

24343

Dickinson-Buchanan Bank
P. 0. Drawer BB
Haysi, Virginia 24256




4-15-91

4-23-91

Federal Reserve Bank of Richmond

Section I - Applications Subject to Newspaper
Notice Only

Application

Comment Period Ending Date

First Virginia Bank of Tidewater,
Norfolk, Virginia, to establish
a branch in Chesapeake Square Mall,
4200 Portsmouth Boulevard,
Chesapeake, Virginia.*

8-13-91

First Virginia Bank - Colonial,
Richmond, Virginia, to establish
a branch in the Virginia Center
Commons Mall, U . S . Route 1, Glen
Allen, Virginia.*

8-15-91

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Application

Comment Period Ending Date

None.

Section III - Applications Subject to Federal Register Notice
Application

Comment Period Ending Date

First Virginia Banks, Inc., Falls
Church, Virginia, to acquire certain
assets of Ferraro & Pinholster, Inc.,
Fairfax, Virginia.**

7-31-91

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice
Application
None.

*Application is subject to CRA.
**Expiration of comment period specified in the Federal Register.



Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations
Week ending July 12, 1991

Examination
Date

Bank of Carroll
145 N. Main Street
Hillsville, Virginia

24343

Dickinson-Buchanan Bank
P. 0. Drawer BB
Haysi, Virginia 24256




4-15-91

4-23-91

A t t a c h e d is a c o r r e c t e d copy from R i c h m o n d of t h e w e e k l y b u l l e t i n
for the w e e k e n d i n g J u l y 5, 1991.




Federal Reserve Bank of Richmond

Section I - Applications Subject to Newspaper
Notice Only

Application

Comment Period Ending Date

None.

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Application

Comment Period Ending Date

None.

Section III - Applications Subject to Federal Register Notice
Application

Comment Period Ending Date

First Maryland Bancorp, Baltimore,
Maryland, to acquire 6.3% of the shares
of Internet, Inc., Reston, Virginia.*
First Virginia Banks, Inc., Falls
Church, Virginia, to acquire certain
assets of Ferraro & Pinholster, Inc.,
Fairfax, Virginia.

7-29-91

Not yet available.

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice
Application
None.

^Expiration of comment period specified in the Federal Register.






Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations
Week ending July 5, 1991

Examination
Date

Federal Reserve Bank of Atlanta
Applic a t i o n s Bulletin for Week Ending July 12.

1991

S e ction 1 - Applications Subject to Newspaper N o tice Only

Appl i c a t i o n

Comment

Period Ending D ate

None.
Section 2 - Applications Subject To Both
Newspaper and Federal Register Notice
Appl i c a t i o n

Comment

Period Ending Date

None.
Section 3 - Applications Subject to Federal
Register Notice Only
Application

Comment

Period Ending Date

None.
Section 4 - Applications Not Subject to
Federal Register Notice or Newspaper No t i c e
Applic a t i o n
None.

Section 10 - Availability of CRA Public Evaluations
The CRA p u b l i c evaluations of the institutions listed be l o w be c a m e
available d u r i n g the week ending July 19, 1991.
Information a b o u t
an i n stitution's CRA evaluation may be obtained d i r e c t l y from t h e
institution.
Bank
Gulf Bank of Dunedin
2200 B a y s h o r e Boulevard
Dunedin, Florida
34697
(813) 734-8800

Examination Date
04-15-91

Flamingo Bank
04-15-91
1 West Fla m i n g o Drive
Pembroke Pines, Florida
33027
(305) 437-2265

♦Subject to Provisions of Community R e i nvestment Act.



Federal Reserve Bank of Chicago

ffprrhinn I - Applications Subject to Newspaper
Notice Only
Application

Branch/24A

First of America Bank - Central
Lansing, Michigan
2530 Marfitt
East Lansing, Michigan*

Cement Period
Ending n a te
N

- **

Section II - Applications Subject to Both Newspaper and Federal
Register Notice

Cement Period
Type

Application

Y-2

NBD Bancorp, Inc.
Detroit, Michigan
FNW Bancorp, Inc.
Elgin, Illinois
Countryside Bank of Stratford
Bloatoingdale, Illinois
The First National Bank of Elgin
Elgin, Illinois
The Larkin Bank
Elgin, Illinois
First National Bank of Lake Zurich
Lake Zurich, Illinois
Heritage Bank of Latent
Latent, Illinois
Countryside Bank
Mount Prospect, Illinois
First National Bank of Mount Prospect
Mount Prospect, Illinois
Heritage Bank of Woodridge
Woodridge, Illinois




Ending n a te

FR - 7-29-91
N - 7-22-91

Federal Reserve Bank of Chicago
Section IT - Applications Subject to Both Newspaper and Federal
Register Notice

Ccranent Period
TSE§
Y-2

NBD Illinois, He.
Park Ridge, Illinois
ENW Bancorp, Inc.
Elgin, Illinois
Countryside Bank of Stratford
Blocmingdale, Illinois
The First National Bank of Elgin
Elgin, Illinois
The Larkin Bank
Elgin, Illinois
First National Bank of Lake Zurich
Lake Zurich, Illinois

Rndina n a te

Application

FR - 7-29-91
N - 7-22-91

Heritage Bank of Latent
Latent, Illinois

Countryside Bank
Mount Prospect, Illinois
First National Bank of Mount Prospect
Mount Prospect, Illinois
Heritage Bank of Woodridge

Wbodridge, Illinois
Y-2

Citizens Holding Co.
Sac City, Icwa
Union State Bank
Winterset, Iowa*

FR - 7-29-91
N

- **

CoC-HC

Hartwick Bancshares, Inc.
Grinnell, Iowa
Brian D. and Janice A. Veach;
Alan R. and Ann Marie Knaack

FR - 7-29-91
N - **

Y-l

First Iowa State Shares, Inc.
Albia, Iowa
First Iowa State Bank
Albia, Iowa*

FR - 7-17-91
N - 7-12-91

Y-l

Westchester Financial Corporation
Naperville, Illinois
First Bank of Channahon
Channahon, Illinois (in organization)*

FR - 7-29-91
N - 5-30-91

Y-2

Southwest Company
FR - 8-7-91
Sidney, Icwa
N - **
Standard Bancorporation, Inc.
Lincoln, Nebraska
Standard Bank and Trust
Independence, Missouri (in organization)*




Federal Reserve Bank of Chicago

Section I - Applications Subject to Newspaper
Notice Only
Garment Period
Ending Date
Application

Type

Branch/24A

Type

Y-2




First of America Bank - Central
Lansing, Michigan
2530 Marfitt
East Lansing, Michigan*

N

Section II - Applications Subject to Both Newspaper and Federal
Register Notice
Garment Period
Ending nate
Application

NBD Bancorp, Inc.
Detroit, Michigan
INW Bancorp, Inc.
Elgin, Illinois
Countryside Bank of Stratford
Bloaningdale, Illinois
The First National Bank of Elgin

Elgin, Illinois
The Larkin Bank

Elgin, Illinois
First National Bank of Lake Zurich
Lake Zurich, Illinois
Heritage Bank of Lanont
Lemont, Illinois
Countryside Bank
Mount Prospect, Illinois
First National Bank of Mount Prospect
Mount Prospect, Illinois
Heritage Bank of Woodridge
Woodridge, Illinois

FR - 7-29-91
N - 7-22-91

Federal Reserve Bank of Chicago
Section II - Applications Subject to Both Newspaper and Federal
Register Notice

Type

Application

Garment P eriod
Ending Hate

Y-2

NBD Illinois, Inc.
Park Ridge, Illinois
PNW Bancorp, Inc.
Elgin, Illinois
Countryside Bank of Stratford
Bloamingdale, Illinois
The First National Bank of Elgin
Elgin, Illinois
The Larkin Bank
Elgin, Illinois
First National Bank of lake Zurich
Lake Zurich, Illinois
Heritage Bank of Lanont
Latent, Illinois
Countryside Bank
Mount Prospect, Illinois
First National Bank of Mount Prospect
Mount Prospect, Illinois
Heritage Bank of Woodridge
Woodridge, Illinois

FR - 7-29-91
N - 7-22-91

Y-2

Citizens Holding Co.
Sac City, Iowa
Union State Bank
Winterset, Icwa*

FR - 7-29-91
N - **

CoC-HC

Hartwick Bancshares, Inc.
Grinnell, Icwa
Brian D. and Janice A. Veach;
Alan R. and Ann Marie Knaack

Y-l

Y-l

Y-2




First Icwa State Shares, Inc.
Albia, Iowa
First Icwa State Bank
Albia, Iowa*
Westchester Financial Corporation
Naperville, Illinois
First Bank of Channahon
Channahon, Illinois (in organization)*

FR - 7-29-91
N

- **

FR - 7-17-91

N

- 7-12-91

FR - 7-29-91
- 5-30-91

N

Southwest Canpany
FR - 8-7-91
Sidney, Iowa
N - **
Standard Bancorporation, Inc.
Lincoln, Nebraska
Standard Bank and Trust
Independence, Missouri (in organization)*

Federal Reserve Bank of Chicago

Section II - Applications Subiect to Both Newspaper and Federal
Recrister Notice
Continued
Comment Period
Endina Date
Application
CoC-BK

Y-2

Y-2

Y-l

The Kingston State Bank
Kingston, Michigan
Peter M. Mott
First of America Bank Corporation
Kalamazoo, Michigan
Morgan Ccmmunity Bancorp, Inc.
Jacksonville, Illinois
Morgan County Community Bank
Jacksonville, Illinois*
Morgan Ccmnunity Bancorp, Inc.
Jacksonville, Illinois
First of America Bank-Springfield,
National Association
Springfield, Illinois*
West Bend Bancorp.
West Bend, Icwa
Iowa State Bank
West Bend, Icwa*

FR - 7-29-91

N

- **

FR - 7-29-91

N

- **

FR - 7-29-91

N

- **

FR - 7-29-91

N

- 7-15-91

Y-2

First Colonial Bankshares Corporation
FR - 7-29-91
Chicago, Illinois
N - 6-30-91
First Colonial Bank of McHenry County
Crystal Lake, Illinois (in organization)*

Y-l

Mid-America National Bancorp, Inc.
Chicago, Illinois
Mid-America National Bank of Chicago
Chicago, Illinois*

Y-2

CoC




River Forest Bancorp, Inc.
Chicago, Illinois
Aetna Bancorp, Inc.
Chicago, Illinois
Aetna Bank
Chicago, Illinois*
Byron Bancshares, Inc.
Byron, Illinois
Ben and f a l Barton
li

FR -

N

8-7-91
- **

FR - 7-29-91

N

- 6-10-91

FR -

N

8-7-91
- **

Federal Reserve Bank of Chicago

Type

Section II - Applications Subject to Both Newspaper and Federal
Register Notice
Continued
Comment Period
Ending Hate
Application

Y-2

F.W.S.F. Corporation
Milwaukee, Wisconsin
Cumberland Financial Services, Inc.
Edina, Minnesota
Northwestern State Bank
Cumberland, Wisconsin*

FR - **
N - **

Y-2

Firstar Corporation
Milwaukee, Wisconsin
Cumberland Financial Services, Inc.
Edina, Minnesota
Northwestern State Bank
Cumberland, Wisconsin*

FR - **
N - **

CoC-HC

FR - * *
Empire Banc Corporation
N - **
Traverse City, Michigan
Empire National Bank of Traverse City ESOT
Traverse City, Michigan

CoC-HC

Water Tcwer Bancorp, Inc.
Chicago, Illinois
Robert Dunn Glick, Voting Trustee

FR - **
N - **

CoC-HC

J. Carl H. Bancorporation
Earling, Iowa
Todd M. Langenfeld

FR - **
N - 7-25-91

Section III - Applications Subject to Federal Register
Notice Only
Comment Period
Ending n a te

Tffie

Application

Y-4

NBD Bancorp, Inc.
Detroit, Michigan
PNW Capital, Inc.
Mount Prospect, Illinois

FR - 7-29-91

Y-4

NBD Illinois, Inc.
Detroit, Michigan
FNW Capital, Inc.
Mount Prospect, Illinois

FR - 7-29-91

4(c)(8)

Salin Bancshares, Inc.
Indianapolis, Indiana
Admiral Insurance Co.
Indianapolis, Indiana

FR - 7-29-91




Federal Reserve Bank of Chicago

Section III - Applications Subject to Federal Register
Notice Only
Continued
Ccmnent Period
Ending Date

Type

Application

Y-4

CNBC Bancorp, Inc.
Chicago, Illinois
Fort Dearborn Federal Savings &
Loan Association
Chicago, Illinois*

FR - 7-29-91

Y-4

Honor Bancorp, Inc.
Honor, Michigan
Honor Consultive Services, Inc.
Lake Orion, Michigan

FR - 7-17-91

4(c)(8)

Edgemark Financial Corporation
Chicago, Illinois
Edgemark Mortgage Corporation
Downers Grove, Illinois

FR - 7-17-91

Y-4

ABN/AMRO Holding N.V.
Amsterdam, The Netherlands
Lease Plan U.S.A., Inc.
Atlanta, Georgia

FR - 7-29-91

Y-4

Algemene Bank Nederland N.V.
Amsterdam, The Netherlands
Lease Plan U.S.A., Inc.
Atlanta, Georgia

FR - 7-29-91

Y-4

Stichting Administratiekantoor ABN AMRO
Holding
Amsterdam, The Netherlands
Lease Plan U.S.A., Inc.
Atlanta, Georgia

FR - 7-29-91

Y-4

Stichting Prioriteit ABN AMRO Holding
Amsterdam, The Netherlands
lease Plan U.S.A., Inc.
Atlanta, Georgia

FR - 7-29-91

4(c)(8)

Old Rent Financial Corporation
Grand Rapids, Michigan
To invest in a low-inccme housing project

FR - 7-31-91

Y-4

Seaway Bancshares, Inc.
Chicago, Illinois
Seaway Investment Management Conpany
Chicago, Illinois

FR - 7-30-91




Federal Reserve Bank of Chicago

Section IV - Applications Not Subject to Federal Register or Newspaper
Notice

Type

Application

RoS

Hartwick Bancshares, Inc.
Grinnell, Iowa

To redeem 5,620 shares of its voting cannon stock
Byron Bancshares, Inc.
Byron, Illinois

RoS

To redeem 2,020 shares of stock from Vale & Carol Nortridge
J. Carl H. Bancorporation
Earling, Icwa

RoS

To redeem 200 shares of stock

N
FR
*
**

_
_

Newspaper
Federal Register
Subject to Provisions of Cattmunity Reinvestment Act
Not available at this time




AVAILABILITY OF CRA PUBLIC EVALUATIONS
The follow ing in s titu tio n s were examined fo r CRA. The 30-b u sin ess day
period th e bank has t o make th e evaluation public has lapsed during th e
week ending Ju ly 12, 1991.

BANK NAME/LOCATION

EXAMINATION DATE

- F i r s t S ta te Bank o f Maple Park
P.O. Box 218
Maple Park, I l l i n o i s
60151

4 /0 8 /9 1

-Comerica Bank - D e tro it
211 West F o rt S tr e e t
D e tro it, Michigan
48226

3 /1 1 /9 1




Federal Reserve Bank of St. Louis
FOR THE WEEK ENDING JULY 12, 1991

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE
Application

End of Comment Period

None.

SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
Application

End of Comment Period

None.

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE
Application

End of Comment Period

None.

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
Application
End of Comment Period
Stock redemption notification by
Capital Bancorporation, Inc.,
Cape Girardeau, Missouri




Not applicable

Federal Reserve Bank of St. Louis
FOR THE WEEK ENDING JULY 12, 1991

AVAILABILITY OF CRA PUBLIC DISCLOSURES

Bank Name
None




Bank Address

Examination Date

FEDERAL RESERVE BANK OF MINNEAPOLIS
Section I - Applications Subject to
Newspaper Notice Only
Comment Period
Ending Date

Application
None.
Section II - Applications Subject to Both
Newspaper and Federal Register Notice

Application

Comment Period
Ending Date

Kenneth J. Kopp and Scott A. Kopp
To increase their ownership from
24.99% to 29.75% of the voting
shares of Gale Bank Holding Co.,
Inc., Galesville, Wisconsin.

8-5-91
(Federal Register)

Community First Bankshares, Inc.
Fargo, ND
To acquire, via merger, Community
First North Dakota Bankshares, Inc.,
Fargo, ND, a mbhc owning the Community
First State Bank of Cooperstown,
Cooperstown, ND; Community First
National Bank of Lidgerwood, Lidgerwood, ND; Community First National Bank
of Wahpeton, Wahpeton, ND; and Commun­
ity First National Bank and Trust Co.
of Dickinson, Dickinson, ND*

8-5-91
(Federal Register)

Mary F. Lindsay
To acquire control of 32.3% of the
voting shares of Tri-County Investment
Company, Pine Island, MN

Not yet available

^Subject to CRA




FEDERAL RESERVE BANK OF MINNEAPOLIS
Section III - Applications Subject
to Federal Register Notice Only
Comment Period
Ending Date

Application
Norwest Corporation, Mpls, MN;
Norwest Financial Services, Inc.,
Des Moines, IA; and Norwest
Financial, Inc., Des Moines, IA
To engage in consumer finance
activities through the acquisition
of certain assets of AVCO Financial
Services of Madison Heights, Inc.,
Irvine, CA, and AVCO Mortgage and
Acceptance, Inc., Irvine, CA.

Not yet available

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice
Application
Exchange State Bancorporation, Inc.
Hills, MN
To redeem 30.8% of its voting shares




FEDERAL RESERVE BANK OF MINNEAPOLIS
Section V - Availability of
CRA Public Evaluations
week ending July 12, 1991

Bank Name

None




Address/
City/State

Phone Number/
Examination Date

Federal Reserve Bank of Kansas City

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE ONLY
APPLICATION

COMMENT PERIOD ENDING DATE

None.

SECTION I I - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
APPLICATION

COMMENT PERIOD ENDING DATE

P a t r i c i a A. G a r n e y , K a n s a s C i t y ,
M i s s o u r i , f o r p r i o r a p p r o v a l to
a c q u i r e 26 p e r c e n t of t h e v o t i n g
s h a r e s o f N K C B a n c s h a r e s , Inc., N o r t h
K a nsas City, Missouri, and
C h a r l e s A. G a r n e y , K a n s a s Cit y ,
M i s s o u r i , f o r p r i o r a p p r o v a l to
a c q u i r e 24 p e r c e n t of t h e v o t i n g
shares.

Not

Available

G a r y a n d P e g g y Kay, et. al.,
L a C r o s s e , K a n s a s , for p r i o r a p p r o v a l
to i n c r e a s e their p r o p o r t i o n a t e
o w n e r s h i p i n t e r e s t in N S B B a n c s h a r e s ,
I n c . , L a C r o s s e , K a n s a s , by 7 5 . 8
p e r c e n t to 1 0 0 p e r c e n t .

Not

Available

A l e x E. C r e i g h t o n R e s i d u a r y T r u s t ,
A t w o o d , K a n s a s , for p r i o r a p p r o v a l to
i n c r e a s e its p r o p o r t i o n a t e o w n e r s h i p
i n t e r e s t in F l a g l e r B a n k s h a r e s , Inc.,
A t w o o d , K a n s a s , b y 2 9 . 9 p e r c e n t to
4 4 . 1 7 p e r c e n t ; R o b e r t A. C r e i g h t o n ,
A t w o o d , K a n s a s for p r i o r a p p r o v a l to
c o n t r o l u p to 5 6 . 4 p e r c e n t ; a n d
T h o m a s L. C r e i g h t o n , A t w o o d , K a n s a s ,
f o r p r i o r a p p r o v a l to c o n t r o l u p to
54.4 percent.

Not

Available

O r e n L. B e n t o n , A u r o r a , C o l o r a d o for
p r i o r a p p r o v a l to a c q u i r e 90 p e r c e n t
o f t h e v o t i n g s h a r e s of T h e
P r o f e s s i o n a l Bank, Englewood,
Colorado.

Not

Available

U n i t e d M i s s o u r i B a n c s h a r e s , Inc.,
K a n s a s C i t y , M i s s o u r i , to a c q u i r e 100
p e r c e n t of t h e v o t i n g s h a r e s of
N a t i o n a l B a n k of t h e W e s t , C o l o r a d o
Springs, Colorado.

Not

Available




Federal Reserve Bank of Kansas City

C e n t r a l B a n k i n g G r o u p , Inc., O k l a h o m a
C i t y , O k l a h o m a , f o r p r i o r a p p r o v a l to
a c q u i r e 9 9 . 9 p e r c e n t of the v o t i n g
s h a r e s o f L a k e s h o r e Bank, N.A.,
Oklahoma City, Oklahoma.*

July

30,

1991

C h a r l e s D. M a x w e l l , et. al., C a m e r o n ,
M i s s o u r i , f o r p r i o r a p p r o v a l to
c o n t r o l 3 6 . 5 1 p e r c e n t of the v o t i n g
s h a r e s o f F S C B a n c s h a r e s , Inc.,
Cameron, Missouri.

July

29,

1991

Scott S t uart F a m i l y Partnership,
L i n c o l n , N e b r a s k a , for a p p r o v a l to
r e t a i n its 31.60 p e r c e n t o w n e r s h i p
i n t e r e s t in t h e S t u a r t F a m i l y
Partnership, Lincoln, Nebraska.*

July

30,

1991

S t a n d a r d B a n c o r p o r a t i o n , Inc.,
L i n c o l n , N e b r a s k a , for p r i o r a p p r o v a l
to b e c o m e a b a n k h o l d i n g c o m p a n y
t h r o u g h t h e a c q u i s i t i o n of 100
p e r c e n t o f t h e v o t i n g s h a r e s of
S t a n d a r d S t a t e B a n k a n d Trus t ,
Independence, Missouri.*

July

30,

1991

E x c h a n g e B a n k s h a r e s C o r p o r a t i o n of
K a n s a s , A t c h i s o n , K a n s a s , for p r i o r
a p p r o v a l t o a c q u i r e 100 p e r c e n t of
the v o t i n g s h a r e s of F i r s t N a t i o n a l
B a n k & T r u s t of L e a v e n w o r t h ,
Leavenworth, Kansas.*

July

31,

1991

First L a u r e l S e c urity Company,
L a u r e l , N e b r a s k a , for p r i o r a p p r o v a l
to a c q u i r e 1 0 0 p e r c e n t of the v o t i n g
shares of First Osmo n d Corporation,
p a r e n t of O s m o n d S t a t e Bank, b o t h of
Osmond, Nebraska.*

July

29,

1991

First M e d i c i n e Lo d g e Bancshares,
Inc., M e d i c i n e L o d g e , K a n s a s , for
p r i o r a p p r o v a l to a c q u i r e 100 p e r c e n t
o f t h e v o t i n g s h a r e s of T h e I s a b e l
State Bank, Isabel, Kansas,
s u b s i d i a r y o f T h e C - M C o m p a n y , Inc.,
Medicine Lodge, Kansas.*

July

30,

1991

1st P r e m i e r B a n c o r p , G o l d e n ,
C o l o r a d o , f o r p r i o r a p p r o v a l to
become a bank holding company through
t h e a c q u i s i t i o n of 90 p e r c e n t of the
v o t i n g s h a r e s of D e n v e r W e s t Ban k &
Trust, Golden, Colorado.*

July

17,

1991




Federal Reserve Bank of Kansas City

B u s h t o n I n v e s t m e n t C o m p a n y , Inc.,
H a y s , K a n s a s , f o r p r i o r a p p r o v a l to
a c q u i r e 1 0 0 p e r c e n t of the v o t i n g
s h a r e s of T h e B a n k of I n m a n , Inman,
K a n s a s .*

July

17,

1991

Lawrence Financial Corporation,
L a w r e n c e , K a n s a s , for p r i o r a p p r o v a l
to b e c o m e a b a n k h o l d i n g c o m p a n y
t h r o u g h t h e a c q u i s i t i o n o f 100
p e r c e n t o f t h e v o t i n g s h a r e s of
U n i v e r s i t y N a t i o n a l Bank, Lawrence,
Kansas (proposed).

July

15,

1991

N i e r B a n c Corporation, Denver,
C o l o r a d o , for p r i o r a p p r o v a l to
b ecome a bank holding company through
t h e a c q u i s i t i o n of 1 0 0 p e r c e n t of the
v o t i n g sh a r e s of C a s t l e Rock
I n d u s t r i a l B a n k , C a s t l e Ro c k ,
Colorado.*

July

10,

1991

S a m L. M o y e r , A u r o r a , N e b r a s k a , as
t r u s t e e , to c o n t r o l 5 6 . 8 p e r c e n t of
the v o t i n g sh a r e s of A u r o r a First
N a t i o n a l Company, Aurora, Nebraska.

July

29,

1991

D o r o t h y W h i t n e y , U t i c a , K a n s a s , to
i n c r e a s e h e r o w n e r s h i p i n t e r e s t in
F i r s t N a t i o n a l B a n c s h a r e s of S c o t t
C i t y , S c o t t C i t y , K a n s a s , by 7 . 0 3
p e r c e n t to 1 6 . 9 9 p e r c e n t .

July

29,

1991

MidAmerican Corporation, Prairie
V i l l a g e , K a n s a s , for p r i o r a p p r o v a l
to a c q u i r e 9 9 . 5 p e r c e n t of t h e v o t i n g
s h a r e s of K a w V a l l e y B a n k , O v e r l a n d
Park, Kansas.

July

17,

1991

SECTION I I I

- APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE ONLY

APPLICATION

Y u t a n Ba n c o r p , Inc., Yutan, Nebraska,
f o r p r i o r a p p r o v a l to a c q u i r e 10 0
p e r c e n t of the vo t i n g shares of Yutan
I n s u r a n c e A g e n c y , I nc., Y u t a n ,
N e b r a s k a , a n d t h e r e b y e n g a g e in
insurance activities.




COMMENT

PERIOD

July

29,

ENDING

1991

DATE

Federal Reserve Bank of Kansas City

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
APPLICATION
N o r t h P l a z a B a n c s h a r e s , Inc., T o p e k a ,
K a n s a s , f o r p r i o r a p p r o v a l to r e d e e m
9 , 3 4 5 s h a r e s o f its o w n v o t i n g c o m m o n
stock.

SECTION X - AVAILABILITY OF CRA PUBLIC EVALUATIONS
BAN K/LOCATION

EXAMINATION

DATE

F i r s t S t a t e B a n k of N e w c a s t l e
Newcastle, WY
82721-0460

April

1,

1991

C u s t e r C o u n t y Bank
P . O . B o x 4 20
Westcliffe, CO
81252-0420

April

8,

1991

*Application is subject to CRA




FEDERAL RESERVE BANK OF DALLAS APPLICATIONS BULLETIN
APPLICATIONS AND NOTIFICATIONS FILED DURING THE WEEK OF JULY 8, 1991
SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER
NOTICE ONLY

APPLICATION

NOTICE EXP

None.
SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE

APPLICATION

** NOTICE EXP

None.
SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER
NOTICE ONLY

APPLICATION

NOTICE EXP

Section 4(c)(8) de novo notification by
The First National Bankshares, Inc., Tucumcari, NM, to
acquire First Security Trust Company, Tucumcari, NM
(to engage in trust activities)

08-07-91

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE

APPLICATION
None.
SECTION V - AVAILABILITY OF CRA PUBLIC EVALUATIONS
FOR THE WEEK OF JULY 8, 1991

Bank
State Bank and Trust Company
P. 0. Box 649
San Marcos, Texas 78667-0649

Date of Examination

04/08/91

* SUBJECT TO CRA.
** EXPIRATION DATE IS THE DATE SPECIFIED IN THE NEWSPAPER NOTICE ONLY
N/A - NOT AVAILABLE AT THIS TIME.




FEDERAL RESERVE BANK OF DALLAS APPLICATIONS BULLETIN
APPLICATIONS AND NOTIFICATIONS APPROVED DURING THE WEEK OF JULY 8, 1991

APPLICATION




DATE

FEDERAL RESERVE BANK OF SAN FRANCISCO

Week ending 7/12/91
Section I - Applications Subject to Newspaper Notice Only
Application

Comment Period Ending Date

None
Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Central Pacific Bank ESOP, Honolulu, Hawaii,
to increase its ownership in CPB, Inc.,
Honolulu, Hawaii, from 8.34 to 10.56 percent.

Newspaper:

Not available

Fed. Rea.:

7/29/91

Susan C. Bavo, Nevada City, California, to
retroactively retain 16.5 percent of common
stock and 17.7 percent of preferred stock in
Levy Bancorp, Ventura, California.

Newspaper:

Not available

Fed. Rea.:

Not available

FNB Bancorp, Los Angeles, California, to become
a bank holding company by acquiring Founders
National Bank of Los Angeles, Los Angeles,
California. *

Newspaper:

Not available

Fed. Reg.:

Not available

Section III - Applications Subject to Federal Register Notice Only
None
Section IV - Applications Not Subject to Federal Register Notice
or Newspaper Notice
None
Section V - Availability of CRA Public Evaluations
Information about a particular institution's CRA evaluation may be obtained
directly from the institution.
Institution

Location

Valley Community Bank

733 N. Baker
P.0. Box 807
McMinnville, OR 97128
Tel: (503) 472-0534

* Subject to CRA




Examination Date
4/08/91


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102