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ANNOUNCEMENT
BOARD OF GOVERNORS
OF THE
FEDERAL RESERVE SYSTEM

H.2, 1991, No. 6
A c t i o n s of t h e Board, its Staff, an d
t h e F e d e r a l R e s e r v e Banks;
Applications and Reports Received
D u r i n g t h e W e e k E n d i n g F e b r u a r y 9, 1991

ACTIONS TAKEN BY THE BOARD OF GOVERNORS

TESTIMONY AND STATEMENTS
Margin authority on stock - index futures and the
exclusivity provision of the Commodities Exchange
Act — statement by Chairman Greenspan before the
Senate Committee on Agriculture, Nutrition, and
Forestry, February 7, 1991.
Published, February 7, 1991.
BANK HOLDING COMPANIES
First Hawaiian, Inc., Honolulu, Hawaii — petition
for reconsideration of Board’s approval of
application to acquire First Interstate of Hawaii.
Denied, February 4, 1991.
First Marengo Financial Corporation, Marengo,
Illinois — petition for reconsideration for
Board’s approval of the application to acquire The
First National Bank of Marengo.
Denied, February 8, 1991.
ENFORCEMENT
River Rouge Savings Bank, River Rouge, Michigan —
order of prohibition against Michael Bonk, a former
director.
Authorized, February 8, 1991.
REGULATIONS AND POLICIES




Regulation C — exemption from the Home Mortgage
Disclosure Act for certain financial institutions
in Connecticut (Docket R-0719).
Approved, February 6, 1991.
Study of the feasibility of using testers to detect
mortgage lending discrimination.

Approved, February 8, 1991 .

H .2
FEBRUARY 4, 1991
PAGE 2

TO

FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

ABBREVIATIONS: BS&R - Banking Supervision and Regulation; C&CA - Consumer and
Community Affairs; FOMC - Federal Open Market Committee; FRBO - Federal Reserve
Bank Operations; IF - International Finance; OSDM - Office of Staff Director
for Management
BANK HOLDING COMPANIES




Chicago

Agri Bancorporation, Webster City, Iowa — to acquire
The Farmers National Bank of Webster City.
Returned, February 6, 1991.

Chicago

American Interstate Bancorporation, Inc., Walnut,
Iowa — proposal that Walnut Savings Association,
Atlantic, Iowa, purchase the assets and assume the
liabilities of the Atlantic, Iowa, Branch of
American Federal Savings Association, Des Moines,
Iowa.
Approved, February 8, 1991 .

Minneapolis

Anchor Bancorp, Inc., Wayzata, Minnesota — to
acquire Heritage National Bank, North St. Paul,
Minnesota.
Approved, February 8, 1991.

Chicago

Ankeny Investment Co., Ankeny, Iowa — proposal that
ASB Savings Bank purchase the assets and assume the
liabilities of the Ankeney, Iowa, branch of
American Federal Savings Association, Des Moines,
Iowa.
Approved, February 8, 1991.

Chicago

BancSecurity Corporation, Marshalltown, Iowa —
proposal that BSC-II Savings Bank, Newton, Iowa,
purchase the assets and assume the liabilities of
the Newton, Iowa, branch of American Federal
Savings Association, Des Moines, Iowa.
Approved, February 8, 1991.

Chicago

BancSecurity Corporation, Marshalltown, Iowa —
proposal that BSC-I Savings Bank, Ames, Iowa,
purchase the assets and assume the liabilities of
the Ames, Iowa, branch of American Federal Savings
Association, Des Moines, Iowa.
Approved, February 8, 1991.

H.2
FEBRUARY 4, 1991
PAGE 3

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FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES




Staff Director
BS&R

Bank of Montreal, Toronto, Ontario, Canada —
determination that BOM may engage in underwriting
and dealing in debt securities through Nesbitt
Thompson Securities, Inc., New York, New York, in
accordance with the conditions of the Board1s order
of June 18, 1990.
Granted, February 7, 1991.

Chicago

Brenton Banks, Inc., Des Moines, Iowa — proposal
that Brenton Savings Bank, Perry, Iowa, purchase
the assets and assume the liabilities of the Perry,
Iowa, branch of American Federal Savings
Association, Des Moines, Iowa.
Approved, February 8, 1991.

Chicago

Community Grain Co., Coon Rapids, Iowa — proposal
that ISB Savings Bank purchase the assets and
assume the liabilities of the Carroll, Iowa, branch
of American Federal Savings Association, Des
Moines, Iowa.
Approved, February 8, 1991.

Chicago

First Liberty Bancorp, West Des Moines, Iowa —
proposal that Liberty Savings and Loan Association,
Clear Lake, Iowa, purchase the assets and assume
the liabilities of the Clear Lake, Iowa, branch of
American Federal Savings Association, Des Moines,
Iowa.
Approved, February 8, 1991.

Chicago

First Michigan Bank Corporation, Holland, Michigan -to engage de novo in providing investment and
financial advice through FMB-Firiancial Advisory
Services, Inc.
Permitted, February 8, 1991.

Chicago

First State Bancorp of Monticello, Inc., Monticello,
Illinois — to acquire Atwood State Bank, Atwood,
Illinois.
Approved, February 6, 1991.

H.2
FEBRUARY 4, 1991
PAGE 4

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FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES




Chicago

F & M Bancorporation, Inc., Kaukauna, Wisconsin, and
F & M Merger Corporation — to acquire Lakeland
Financial Corporation, Woodruff, Wisconsin,
Lakeland State Bank, SBK Bancshares, Inc., Kiel,
Wisconsin, and State Bank of Kiel.
Approved, February 7, 1991.

Chicago

FSB Bancorp, Wever, Iowa — to acquire Farmers
Savings Bank.
Returned, February 8, 1991.

Dallas

Harrisburg Bancshares Nevada, Inc., Reno, Nevada -to acquire Harrisburg Bank, Houston, Texas.
Approved, February 8, 1991.

Chicago

Ida Grove Bancshares, Inc., Ida Grove, Iowa —
proposal that ICSB Savings Bank purchase the assets
and assume the liabilities of the Denison, Iowa,
branch of American Federal Savings Association, Des
Moines, Iowa.
Approved, February 8, 1991.

San Francisco

Kyowa Bank, Ltd., Tokyo, Japan — to acquire Saitama
Bank Trust Company of New York, New York, New York.
Approved, February 8, 1991.

Chicago

Marshall & Ilsley Corporation, Milwaukee, Wisconsin - to acquire M&I Data Services, Inc.
Permitted, February 5, 1991 .

Chicago

Metro Bancorporation, Waterloo, Iowa — proposal that
American Interim Savings Association purchase the
assets and assume the liabilities of the Cedar
Falls, Iowa, branch of American Federal Savings
Association of Iowa, Des Moines, Iowa.
Approved, February 8, 1991.

H.2
FEBRUARY 4, 1991
PAGE 5

TO

FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES




Chicago

Northwood Financial Services Corporation, Northwood,
Iowa — proposal that NSBM Savings Bank purchase
the assets and assume the liabilities of the Mason
City, Iowa, branch of American Federal Savings
Association, Des Moines, Iowa.
Approved, February 8, 1991.

Chicago

Oakland Financial Services, Inc., Oakland, Iowa — to
acquire Otoe County Bancorporation, Inc., Lincoln,
Nebraska, and Otoe County Bank and Trust Company.
Returned, February 8, 1991.

Kansas City

Otoe County Bancorporation, Inc., Lincoln, Nebraska - to acquire Otoe County Bank & Trust Co., Nebraska
City, Nebraska.
Returned, February 5, 199T.

Dallas

Park Cities Bancshares^ Inc., Dallas, Texas, and Park
Cities Corporation, Wilmington, Delaware — to
acquire First National Bank of Park Cities, Dallas,
Texas.
Approved, February 6, 1991.

Kansas City

Prism Group, Inc., Hamilton, Missouri -- to acquire
The Hamilton Bank.
Approved, February 6, 1991.

San Francisco

Redwood Empire Bancorp, Santa Rosa, California —
* engage de novo in data processing activities
through Redwood Empire Datacorp.
Returned, February 8, 1991.

to

Dallas

SFC Delaware Corporation, Wilmington, Delaware —
acquire Silsbee State Bank, Silsbee, Texas.
Approved, February 8, 1991.

to

Chicago

Southwest Company, Sidney, Iowa — to acquire Otoe
County Bancorporation, Inc., Lincoln, Nebraska, and
Otoe. County Bank and Trust Company *
Returned, February 8, 1991.

H.2
FEBRUARY 4, 1991
PAGE 6

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FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES
Kansas City

Standard Bancorporation, Inc., Lincoln, Nebraska —
to acquire Standard Bank and Trust, Independence,
Missouri.
Returned, February 5, 1991.

Chicago

Valley Banc Services Corp., St. Charles, Illinois —
to acquire Anchor Bank, Lake Villa, Illinois.
Returned, February 4, 1991.

Chicago

Worthington Bancorporation, Farley, Iowa —
acquire State Bank of Worthington.
Approved, February 7, 1991.

to

BANK PREMISES
Richmond

Farmers and Miners Bank, Pennington Gap, Virginia —
investment in bank premises.
Approved, February 4, 1991.

New York

Manufacturers Hanover Trust Company, New York, New
York — investment in bank premises.
Approved, February 7, 1991.

BANKS» FOREIGN
San Francisco

Banca Serfin, S.N.C., Monterrey, N.L., Mexico — New
York agency to receive deposits permissible under
International Banking Act.
Approved, February 8, 1991.

BANKS. STATE MEMBER




Chicago

First of America Bank - Golf Mill, Illinois —
payment of a dividend.
Approved, February 4, 1991.

Richmond

Heritage Bank and Trust, Norfolk, Virginia —
of a dividend.
Approved, February 6, 1991.

payment

H.2
FEBRUARY 4, 1991
PAGE 7

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FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

CAPITAL STOCK
Chicago

Agri - Bank Corporation, Webster City, Iowa —
redemption of shares.
Returned, February 6, 1991.

Minneapolis

Anchor Bancorp, Inc., Wayzata, Minnesota -redemption of shares.
Approved, February 8, 1991.

Kansas City

First Central Nebraska Company, Broken Bow,
Nebraska — redemption of shares.
Approved, February 7, 1991.

Minneapolis

Lake Elmo Bancorp, Inc., Lake Elmo, Minnesota -redemption of shares.
Approved, February 4, 1991.

St . Louis

Security Bancshares, Inc., Paris, Tennessee -redemption of shares.
Approved, February 7, 1991.

CHANGE IN BANK CONTROL
St. Louis

Security Bancshares, Inc., Paris, Tennessee -- change
in bank control.
Permitted, February 7, 1991.

Chicago

State Financial Services Corporation, Hales Corner,
Wisconsin — change in bank control.
Permitted, February 4, 1991.

COMPETITIVE FACTORS REPORTS




Chicago

Citizens State Bank, Belleville, Wisconsin, proposed
merger with CSBB Bank, Belleville, Wisconsin —
report on competitive factors.
Submitted, February 6, 1991.

St. Louis

Community Bank, Inc., Erlanger, Kentucky, proposed
merger with The Fort Thomas Bellevue Bank, Fort
Thomas, Kentucky and The Florence Deposit Bank,
Florence, Kentucky — report on competitive
factors.
Submitted, February 8, 1991.

H.2
FEBRUARY 4, 1991
PAGE 8

TO

FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

COMPETITIVE FACTORS REPORTS




Boston

East Boston Savings Bank, Boston, Massachusetts,
proposed transfer of the majority of its assets and
all of its deposit liabilities to a subsidiary
savings bank that is being formed — report on
competitive factors.
Submitted, February 4, 1991.

New York

Eurobank and Trust Company, Hato Rey, Puerto Rico,
proposed purchase of certain assets and assumption
of certain liabilities of two branches of Banco
Financiero de Puerto Rico, Ponce, Puerto Rico —
report on competitive factors.
Submitted, February 6, 1991.

Kansas City

First Community Industrial Bank of Littleton,
Littleton, Colorado, proposed acquisition of
certain assets and assumption of certain
liabilities of Resources Industrial Bank, Denver,
Colorado — report on competitive factors.
Submitted, February 7, 1991.

Atlanta

First Guaranty Bank and Trust Company of
Jacksonville, Jacksonville, Florida, proposed
merger with Five Points Guaranty Bank — report on
competitive factors.
Submitted, February 4, 1991.

Chicago

First National Bank of Catlin, Catlin, Illinois,
proposed purchase of the Georgetown, Illinois,
branch of Champion Federal Savings and Loan
Association, Bloomington, Illinois — report on
competitive factors.
Submitted, February 7, 1991.

St. Louis

First National Bank of Wynne, Wynne, Arkansas,
proposed purchase of the assets and assumption of
the deposit liabilities of the Cherry Valley branch
of The First Arkansas Bank — report on competitive
factors.
Submitted, February 7, 1991.

H .2

FEBRUARY 4, 1991
PAGE 9

TO

FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

COMPETITIVE FACTORS REPORTS




Chicago

Hillsdale County National Bank, Hillsdale, Michigan,
proposed purchase of assets and assumption Pf the '
liabilities of the Hudson branch office of Standard
Federal Bank, Troy, Michigan — report on
competitive factors.
Submitted, February 6, 1991.

S t . Louis

Magna, Bank
proposed
Illinois
Submitted,

Boston

Mechanics Savings Bank, Hartford, Connecticut,
proposed acquisition of certain assets and
assumption of certain liabilities in the 2450
Street, Glastonbury, Connecticut, branch of '
Suffield Bank, Suffield, Connecticut
report on
competitive factors.
Submitted, February 8, 1991.

Dallas

Portland State Bank, Portland, Texas, proposed merger
with The Frost National Bank of San Antonio, San
Antonio, Texas — report on competitive factors.
Submitted, February 7> 1991.

Chicago

River Valley Savings Bank, F.S.B., Peoria, Illinois,
proposed merger with River Valley Savings Bank,
Rock Rapids, Illinois — report on competitive
factors.
Submitted, February 6, 1991.

Kansas City

Union Bank and Trust Company, Lincoln, Nebraska,
proposed assumption of the deposit liabilities of
the Wahoo, Nebraska, branch of FirsTier Bank, N.A.,
Omaha, Nebraska — report on competitive factors.
Submitted, February 7, 1991.

Boston

United Bank, Bangor, Maine, proposed acquisition of
certain assets and assumption of certain
liabilities in the Route 15 and 43, East Corinth,
Penobscot County, Maine, branch of Maine National
Bank, Portland, Maine — report on competitive
factors.
Submitted, February 7, 1991.

of Centralia, Centralia, Illinois,
merger with Magna Bank of Sesser, Sesser,
-- report on competitive factors.
February 6, 1991.

H.2
FEBRUARY 4, 1991
PAGE 10

TO

FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

COMPETITIVE FACTORS REPORTS
San Francisco

World Savings and Loan Association, A FSLA, Oakland,
California, proposed merger with World Savings and
Loan Association of Ohio, Steubenville, Ohio —
report on competitive factors.
Submitted, February 8, 1991.

DISCOUNT RATES
Secretary

Discount rates — decrease to 6 percent from 6-1/2
percent by the Federal Reserve Bank of Atlanta.
Approved, February 4, 1991.

EXTENSIONS OF TIME




Richmond

Bank of Southside Virginia Corporation, Carson,
Virginia — extension to April 16, 1991, to acquire
additional shares of The Bank of McKenney,
McKenney, Virginia.
Granted, February 5, 1991.

San Francisco

First Interstate Bancorp, Los Angeles, California —
extension to divest certain property.
Granted, February 5, 1991.

San Francisco

GNW Financial Corporation, Bremerton, Washington —
extension to May 15, 1991, to retain Great
Northwest Bank, A Savings Bank, Bremerton,
Washington.
Granted, February 5, 1991.

Chicago

North Bancorp, Inc., Gaylord, Michigan — extension
to March 9, 1991, to acquire First National Bank of
Gaylord, Gaylord, Michigan.
Granted, February 7, 1991.

Chicago

Park Bancorporation, Inc., Madison, Wisconsin —
extension to May 19, 1991, to redeem shares.
Granted, February 8, 1991.

New York

Saban S.A., Panama city, Republic of Panama —
extension to May 7, 1991, to acquire shares of
Republic New York Corporation, New York, New York.
Granted, February 4, 1991.

I.2
f
FEBRUARY 4, 1991
PAGE 11

TO

FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

EXTENSIONS OF TINE
San Francisco

Security Pacific Corporation, Los Angeles, California
— extensions to divest certain properties.
Granted, February 5, 1991.

San Francisco

Wells Fargo & Company, San Francisco —
divest certain properties.
Granted, February 8, 1991.

San Francisco

Oak Valley Community Bank, Oakdale, California —
become a member of the Federal Reserve System.
Returned, February 5, 1991.

extensions to

MEMBERSHIP

REGULATIONS AND POLICIES




Secretary
FOMC

Federal Open Market Committee — policy record for
the meeting of December 18, 1990.
Published, February 8, 1991.

FOMC

Rules Regarding Availability of Information —
amendments to conform provisions concerning fees
for access to Federal Open Market Committee
documents to the requirements of the Freedom of
Information Act, and to update portions of the
Rules.
Proposed, February 7, 1991.

to

ADDITIONS AND CORRECTIONS

H.2
FEBRUARY 4, 1991
PAGE 12

TO

FEBRUARY 8, 1991

ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS
UNDER DELEGATED AUTHORITY

BANK HOLDING COMPANIES
Chicago

First Financial Bancorporation, Inc., Iowa City, Iowa
— to acquire First National Bank, Cedar Rapids,
Iowa, which will acquire the Cedar Rapids branch of
American Federal Savings Association, Des Moines,
Iowa.
Approved, February 1, 1991.

BANKS, STATE MEMBER
Richmond

Bank of Gassaway, Gassaway, West Virginia —
of a dividend.
Approved, January 30, 1991.

payment

COMPETITIVE FACTORS REPORTS
Atlanta

Founders National Trust Bank, Fort Myers, Florida,
proposed merger with Founders National Interim
Bank, Naples, Florida — report on competitive
factors.
Submitted, February 2, 1991.

RESERVE BANK OPERATIONS




Director, FRBO
Director,

Federal Reserve Bank of San Francisco —
computer equipment.
Approved, February 1, 1991.

to purchase

FEDERAL RESERVE BANK OF BOSTON APPLICATIONS
SECTION I - APPLICATIONS SUBJECT TO
NEWSPAPER NOTICE ONLY
Comment Period Ending Date

Application

NONE

S E C T I O N II - A P P L I C A T I O N S S U B J E C T T O B O T H
NEWSPAPER AND FEDERAL REGISTER NOTICE
Comment Period Ending Date

Application

NONE

S E C T I O N III ~ A P P L I C A T I O N S S U B J E C T T O
FEDERAL REGISTER NOTICE ONLY
Application

Comment P e r i o d Ending Date

NONE

SECTION IV - APPLICATIONS NOT SUBJECT TO
FEDERAL REGISTER OR NEWSPAPER NOTICE
Application

NONE

SECTION V - AVAILABILITY OF CRA PUBLIC EVALUATIONS
Bank

Examination Date

Fleet Bank of Maine,
Portland, M a i n e
Union Trust Company of
Ellsworth, Ellsworth,
Maine

♦ S ubject to CRA




07-16-90
10-01-90

Federal Reserve Bank of New York
Comment Period
Ending Date
SECTION I
Applications Subject to Newspaper
____________ Notice Only__________
None.
SECTION II
Applications Subject to Both
Newspaper and Federal Register Notice
Banco de Santander, S.A. de Credito, Santander, Spain
to retain 9.89% of the outstanding voting shares of
The Royal Bank of Scotland Group pic, Edinburgh,
Scotland, a bank holding company with respect to
Citizens Financial Group, Inc. (itself a bank
holding conpany) and Citizens Trust Company and
Citizens Savings Bank, both of Rhode Island, and
Fairhaven Savings Bank, Massachusetts. 1/

3/8/91

Huboo, Inc., Union City, New Jersey to acquire
Meadowlands National Bank, North Bergen, New Jersey.1/

3/11/91 3/

SECTION III
Nonbanking Applications
(Subject to Federal Register Notice Only)
The Chuo Trust and Banking Company, Ltd., Tokyo, Japan
to engage indirectly in investment advisory activities
through a joint venture between Chuo Trust and J. & W.
Seligman & Co. Incorporated, New York, New York.
KeyCorp, Albany, New York to engage de novo in
providing management consulting advice to nonaffiliated
bank and nonbank institutions.

1/
2/
3/

4/

N/A

N/A

Subject to provisions of Community Reinvestment Act.
Later of dates specified in newspaper and Federal Register notices.
Date specified in newspaper notice; a later date may be specified in
the Federal Register notice.
N/A - Not Available
Date specified in Federal Register notice; a later date may be
specified in the newspaper notice.




3/

Federal Reserve Bank of New York

SECTION IV
Applications Not Involving
________ Public Garment______
None.

SECTION V
Availability of CRA Public Evaluations
Julv 1. 1990 throudh February 8. 1991
NAME OF BANK
Bank of Alden,

EXAMINATION DATE
Alden, N.Y.

First State Bank, Canisteo, N.Y.




July 9, 1990
July 23, 1990

FEDERAL R E S E R V E BANK OF PHI L A D E L P H I A

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE ONLY

Comment Period Ending Date
None.
SECTION II - APPLICATIONS SUBJECT TO BOTH NEWSPAPER AND
FEDERAL REGISTER NOTICE
Comment Period Ending Date

Community Financial Holding Corn., Westmont,
NJ request permission to become a bank holding
company by acquiring 100% of Community National
Bank of New Jersey, Westmont, NJ, pursuant to
Section 3(a)(1) of the Bank Holding Company Act.
Federal Register:
Newspaper:

2/22/91
2/26/91

Montour Bank, Danville, PA change in bank control
notice filed by Charles Keiter.
Federal Register:
Newspaper:

N/A
2/20/91

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER
NOTICE ONLY
Comment Period Ending Date

None.

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE

None.

1/ Subject to provisions of Community Reinvestment Act.
* N/A - not yet available.




SECTION V - AVAILABILITY OF CRA PUBLIC EVALUATIONS
For the Period 7/1/90 through week ending 2/8/91

Institutions

Examination Date

Kiners Bank of Lykens
Lykens, PA

7/9/90

Commonwealth State Bank
Newtown, PA

8/6/90

Madison Bank
Blue Bell, PA

7/23/90

First Bank of Philadelphia
Philadelphia, PA

8/20/90

Fidelity Bank Delaware
New Castle, DE

9/24/90

First Bank of Troy
Troy, PA

9/4/90

First Capitol Bank
Springettsbury, PA

10/1/90




Federal Reserve Bank of Cleveland

Applications Bulletin
For Week Ending February 2, 1991

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER
NOTICE ONLY
NONE

SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
NONE

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER
NOTICE ONLY
R e c e i v e d S e c t i o n 4(c)(8) a p p l i c a t i o n o n
D e c e m b e r 27, 19 9 0 f r o m B a n c O n e C o r p o r a t i o n ,
C o l u m b u s , Ohio, t o e n g a g e in a s s e t
management activities through a newly-formed
subsidiary.

F e b r u a r y 27,

1991

SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
NONE

*
#
N
F

-

Subject to CRA
E x p e c t e d t o e n d a p p r o x i m a t e l y 30 d a y s f r o m t h e d a t e of r e c e i p t
Newspaper Comment Period
Federal Register Comment Period




Federal Reserve Bank of Richmond

Section I - Applications Subject to Newspaper
Notice Only
Application

Comment Period Ending Date

None.

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Application

Comment Period Ending Date

None.

Section III - Applications Subject to Federal Register Notice
Application

Comment Period Ending Date

None.

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice
Application
None.




Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations
July 1, 1990 through February 8* 1991

Examination
Date

The George Mason Bank, Fairfax, Va.
The Traders Bank, Spencer, West Va.
The Bank of Romney, Romney, West Va.
Community Bank & Trust Company of Virginia, Sterling, Va.
The State Bank of the Alleghenies, Covington, Va.
Bank of Hampton Roads, Chesapeake, Va.
Bank of Annapolis, Annapolis, Md.
The Commonwealth Bank, Richmond, Va.
Heritage Bank, McLean, Va.
Piedmont Trust Bank, Martinsville, Va.
Bank of Clarke County, Berryville, Va.
Peninsula Trust Bank, Inc., Gloucester, Va.
First Commercial Bank, Arlington, Va.
Commerce Bank Corporation, College Park, Md.
Northern Neck State Bank, Warsaw, Va.
Peoples Bank of Charles Town, Charles Town, West Va.
King George State Bank, Inc., King George, Va.
Union Bank and Trust Company, Bowling Green, Va.
Mellon Bank (MD), Rockville, Md.
Consolidated Bank and Trust, Richmond, Va.
Chase Bank of Maryland, Baltimore, Md.
Pamplico Bank and Trust Company, Pamplico, S. C.
The Peoples Bank of Mullens, Mullens, West Va.
State Bank of Remington (Incorporated), Remington, Va.
Bank of Greenville, Greenville, West Va.
Bank of Gassaway, Gassaway, West Va.
Bank of Suffolk, Suffolk, Va.
People's Bank of Virginia Beach, Virginia Beach, Va.
United Bank and Trust Company of Maryland, Upper
Marlboro, Md.
Citizens Bank of Virginia, Arlington, Va.
Bank of Ripley, Ripley, West Va.
The Pleasants County Bank, St. Marys, West Va.
Miners and Merchants Bank and Trust Company, Grundy, Va.
Pace American Bank, Lawrenceville, Va.
The Commercial Bank, Bel Air, Md.
Peoples Bank of Virginia, Chesterfield, Va.
The Capon Valley Bank, Wardensville, West Va.




7- 9-90
7-10-90
7-16-90
7-16-90
7-23-90
7-23-90
7-30-90
730-90
86-90
86-90
8- 13-90
8-13-90
8-20-90
8-20-90
8-27-90
827-90
94-90
9-4-90
910-90
9-17-90
9-17-90
9-25-90
925-90
101-90
10-1-90
10-2-90
10-9-90
10-9-90
10-15-90
10-15-90
10-23-90
10-23-90
10-23-90
1029-90
11-5-90
1113-90
11-13-90

Federal Reserve Bank of Atlanta
Applications Bulletin for Week Ending February 8. 1991

Section I - Applications Subject to Newspaper Notice Only
Application
Bank of Alabama
Fultondale, Alabama
To establish a branch office at 2801
Cahaba Road, Birmingham, Alabama, to be
known as Bank of Alabama - Mountain Brook Office.
Section II - Applications Subject To Both
Newspaper and Federal Register Notice
Application

Comment Period Ending Date

City Banc Corporation
Childersburg, Alabama
After-the-fact change in control by
Robert 0. Ray to retain 4.92 percent of
the outstanding shares of common stock
that increased his total ownership to
15.1 percent.

CNB, Inc.
Lake City, Florida
To acquire 25.02 percent of Ocala National Bank,
Ocala, Florida.

The Prosperity Banking Company
Saint Augustine, Florida
1-BHC formation, Prosperity Bank of Saint
Augustine, Saint Augustine, Florida.

02-19-91
Federal Register

Mountain Holding Corporation
Tucker, Georgia
1-BHC formation, Mountain National Bank,
Tucker, Georgia.

02-19-91
Federal Register

Peoples Preferred Bancshares, Inc.
Colquitt, Georgia
1-BHC formation, The Peoples Bank, Colquitt,
Georgia.




SB Holdings, Inc.
Douglasville, Georgia
1-BHC formation, Southern National Bank,
Douglasville, Georgia (in organization).

Tifton Banks, Inc.
Tifton, Georgia
1-BHC formation, Tifton Bank & Trust Company,
Tifton, Georgia.

02-09-91
Newspaper

02-19-91
Federal Register

Section III - Applications Subject to Federal
Register Notice Only
Application
East Ridge Bancshares, Inc.
East Ridge, Tennessee
To acquire Mortgage South of Tennessee,
Inc., East Ridge, Tennessee, and engage
in mortgage loan brokerage activities,
pursuant to Section 225.25(b)(1)(iii) of
Regulation Y.

03-01-91
Federal Register

Section IV - Applications Not Subject to Federal
Register Noticeor Newspaper Notice
Application
Atico Financial Corporation
Miami, Florida
Commitment waiver request.

Central National Corporation
Winter Park, Florida
Commitment waiver request.




Federal Reserve Bank of Chicago

Tj/pe
Branch

Section I - Applications Subject to Newspaper
Notice Only
Comment Period
Ending Date
Application
Midwest Guaranty Bank
Trey, Michigan
32800 Southfield Road
Beverly Hills, Michigan*

N

- **

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
Comment Period
Ending Date

Type

Application

CoC-HC

GNB Bancorporation
Grundy Center, Icwa
GNB Bancorporation Employee Stock
Grundy Center, Icwa

FR - 1-29-91
N - 2-13-91

Y-l

First National Bancorporation of
Stoughton, Inc
Stoughton, Wisconsin
The First National Bank of Stoughton
Stoughton, Wisconsin*

FR - 2-19-91
N - 2-25-91

Y-2

Oakland Financial Services, Inc.
FR - 2-22-91
Oakland, Iowa
N - 2-24-91
Oboe County Bancorporation, Inc.
Lincoln, Nebraska
Otoe County Bank and Trust Company (in organization)
Lincoln, Nebraska*

Y-2

Southwest Company
FR - 2-22-91
Sidney, Iowa
N - 2-24-91
Otoe County Bancorporation, Inc.
Lincoln, Nebraska
Otoe County Bank and Trust Company (in organization)
Lincoln, Nebraska*

Y-l

Illinois State Bancorp, Inc.
Chicago, Illinois
First National Bank of Wheaton
Wheaton, Illinois*

FR - 3-1-91
N - **

CoC-HC

First Hanover Bancorp, Inc.
Hanover, Illinois
Harley L. Zeal

FR - 2-27-91
N - **




Federal Reserve Baric of Chicago

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
(Continued)
Comment Period
Fnriincr nate

Type

Application

Y-l

First Berlin Bancorp, Inc.
Berlin, Wisconsin
The First National Bank of Berlin
Berlin, Wisconsin*

FR - **
N - **

Y-l

First Business Bancorp Co.
Chicago, Illinois
South Central Bank and Trust Gcnpany
Chicago, Illinois*

FR - **
N - 2-28-91

Y-l

Jefferson County Bancorp, Inc.
Jefferson, Wisconsin
Jefferson County Bank
Jefferson, Wisconsin*

FR - **

Type

N

- 2-15-91

Section III - Applications Subject to Federal Register Notice
Only
Comment Period
Application
Enriinrr nate

Y-4

Great Tates Financial Resources, Inc.
Hcmewood, Illinois
Allied Mortgage Corporation
Chicago, Illinois

FR - 2-25-91

Y-4

Great Tates Financial Resources, Inc. ESQP
Homewood, Illinois
Allied Mortgage Corporation
Chicago, Illinois

FR - 2-25-91

4(c)(8)

ABN Amro USA, Inc. (ABN Amro North
America, Inc.)
Chicago, Illinois
Chemical Investment Group, Inc.
Chicago, Illinois

FR - **

4(c)(8)

ABN Amro USA, Inc. (ABN Amro North
America, Inc.)
Chicago, Illinois
Investment and Capital Management Corp.
Chicago, Illinois

FR - **

4(c)(8)

ABN Amro Holding, N.V.
Amsterdam, The Netherlands
Chemical Investment Group, Inc.
Chicago, Illinois

FR - **




Federal Reserve Bank of Chicago

Section III - Applications Subject to Federal Register Notice
Only
Continued1
Comment Period
Type

Application

4(c)(8)

ABN Amro Holding, N.V.
Amsterdam, The Netherlands
Investment and Capital Management Corp.
Chicago, Illinois

4(c)(8)

Algemene Bank Nederland, N.V.
Amsterdam, The Netherlands
Chemical Investment Group, Inc.
Chicago, Illinois

FR - **

4(c)(8)

Algemene Bank Nederland, N.V.
Amsterdam, The Netherlands
Investment and Capital Management Corp.
Chicago, Illinois

FR - **

4(c)(8)

LaSalle National Corporation
Chicago, Illinois
Chemical Investment Group, Inc.
Chicago, Illinois

FR - **

4(c)(8)

LaSalle National Corporation
Chicago, Illinois
Investment and Capital Management Corp.
Chicago, Illinois

FR - **

4(c)(8)

Stichting Administratiekantoor
ABN AMRO Holding
Amsterdam, The Netherlands
Chemical Investment Group, Inc.
Chicago, Illinois

FR - **

4(c)(8)

Stichting Administratiekantoor
ABN AMRO Holding
Amsterdam, The Netherlands
Investment and Capital Management Corp.
Chicago, Illinois

FR - **

4(c)(8)

Stichting Prioriteit ABN AMRO Holding
Amsterdam, The Netherlands
Chemical Investment Group, Inc.
Chicago, Illinois

FR - **

4(c)(8)

Stichting Prioriteit ABN AMRO Holding
Amsterdam, The Netherlands
Investment and Capital Management Corp.
Chicago, Illinois

FR - **




Ending Date

FR - **

Federal Reserve Bank of Chicago

SECTION IV - Applications Not Subject to Federal Register Notice
Or Newspaper Notice
Type

Application

None

N
FR
*
**




-

Newspaper
Federal Register
Subject to Provisions of Ccnnunity Reinvestment Act
Not available at this time

A V A IL A B IL IT Y OF CRA PUBLIC EVALUATIONS

Hie following institutions were examined far CRA. Hie 30-business day
period the bank has to make the evaluation public has elapsed. This list
covers the period from July 01, 1990, through the week ending Friday,
February 08, 1991.
BANK NAME/LOCATION

EXAMINATION DATE

-Firstar North Shore Bank
Northbrook, Illinois

7/02/90

-Bank of Lakeview
Lakeview, Michigan

7/09/90

-Hie Rock Island Bank
Rock Island, Illinois

7/16/90

-State Bank of Caledonia
Caledonia, Michigan

7/09/90

-Bankers Trust Company
Des Moines, Iowa

7/30/90

-FMB Commercial Bank
Greenville, Michigan

7/23/90

-Citizens Commercial & Savings Bank
Flint, Michigan

7/30/90

-Friendship State Bank
Friendship, Indiana

7/16/90

-Bank of Reynolds
Reynolds, Indiana

7/23/90

-Security Bank of Commerce
Hamtramck, Michigan

8/20/90

-BankOne Sturgis
Sturgis, Michigan

8/13/90

-State Bank of Viroqua
Viroqua, Wisconsin

8/27/90

-Old Kent Bank of Kalamazoo
Kalamazoo, Michigan

8/27/90

-Security Bank of Monroe
Monroe, Michigan

8/14/90

-Hie People Bank
Bloomington, Illinois

8/27/90

-Countryside Bank of Stratford
Bloomingdale, Illinois

8/07/90

-Hartsburg State Bank
Hartsburg, Illinois

9/24/90

-Pioneer Bank
North Branch, Michigan

9/17/90




A V A IL A B IL IT Y OF CRA PUBLIC EVALUATIONS

The following institutions were examined for CRA. The 30-business day
period the bank has to make the evaluation public has elapsed. This list
covers the period from July 01, 1990, through the week ending Friday,
February 08, 1991.
BANK NAME/ICCATTCN

EXAMINATION DATE

-Rushville State Bank
Rushville, Illinois

9/20/90

-The Farmers Bank
Mount Pulaski, Illinois

9/04/90

-Chemical Bank & Trust Company
Midland, Michigan

10/08/90

-Marine Bank of Champaign
Champaign, Illinois

10/15/90

-The Ccmmunity State Bank
Avilla, Indiana

10/29/90




Federal Reserve Bank of St. Louis

February 8, 1991

SECTION 1 - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE
None.

SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
None.

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE
Application

End of Comment Period

Section 4(c)(8) notification by
First Bank Corp., Fort Smith,
Arkansas to engage de novo,
indirectly, in real estate
appraising

(Not available)




SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE

OR NEWSPAPER NOTICE

Federal Reserve Bank of St. Louis

July 1, 1990 to February 8, 1991

AVAILABILITY OF CRA PUBLIC DISCLOSURES

Bank Name

Citv and State

The State Bank of Salem

Salem, Indiana

7-9-90

The Scott County State Bank

Scottsburg, Indiana

7-23-90

United Missouri Bank Northeast

Monroe City, Missouri

7-30-90

Lindell Bank & Trust Company

St. Louis, Missouri

8-6-90

English State Bank

English, Indiana

8-20-90

Landmark Bank of Carbondale

Carbondale, Illinois

9-4-90

Mid-America Bank of Louisville
& Trust Company

Louisville, Kentucky

9-4-90

Landmark Bank of Madison County

Highland, Illinois

10-1-90

First Farmers State Bank

Sullivan, Indiana

10-15-90

Bank of Cairo and Moberly

Moberly, Missouri

10-22-90

The First State Bank of Dongola

Dongola, Illinois

10-29-90

Boatmen's Bank of Vandalia

Vandalia, Missouri

11-5-90




Examination Date

FEDERAL RESERVE BANK OF MINNEAPOLIS

Section I - Applications Subject to
Newspaper Notice Only
Comment Period
Ending Date

Application
Norwest Bank Minnesota, N.A.
Minneapolis, MN
For new Edge Act subsidiary,
Norwest Bank International, Iowa,
Minneapolis, Minnesota, to establish
branches in Des Moines and Cedar
Rapids, Iowa

2-5-91

First Bank System, Inc.
Minneapolis, MN
To engage in general insurance agency
activities through the acquisition
of Fairmont Lakes Insurance Agency,
Fairmont, MN

12-11-90

Section II - Applications Subject to Both
Newspaper and Federal Register Notice

Application

Comment Period
Ending Date

Hansen Freeborn, Inc.
Freeborn, MN
To acquire 100% of First State Bank
of Freeborn
Freeborn, MN*

3-1-91
(Federal Register)

Mid America Banshares, Inc.
Newport, MN
To indirectly acquire 100% of
The Battle Creek Bank
St. Paul, MN*

3-1-91
(Federal Register)

*Subject to CRA




FEDERAL RESERVE BANK OF MINNEAPOLIS
Section II - Applications Subject to Both
Newspaper and Federal Register Notice (Continued)

Application
United Banks of Colorado, Inc.
Denver, CO
To acquire 100% of the following Colorado
banks: United Bank of Boulder, N.A., Boulder;
United Bank of Colorado Springs, N.A., Colorado
Springs; United Bank of Denver, N.A., Denver;
United Bank of Fort Collins, N.A., Fort Collins;
United Bank of Greeley, N.A., Greeley; United Bank
of Montrose, N.A., Montrose; United Bank of
Steamboat Springs, N.A., Steamboat Springs; United
Bank of Sterling, N.A. , Sterling; United Bank of
Grand Junction - Downtown, N.A., Grand Junction;
United Bank of Brighton, N.A., Brighton; United
Bank of Aurora, N.A. , Aurora; United Bank of
Ignacio, N.A., Ignacio; United Bank of Pueblo,
N.A. , Pueblo; United Bank of Littleton, N.A. ,
Littleton; United Bank of Broomfield, N.A. ,
Broomfield; United Bank of Sunset Park, N.A. ,
Pueblo; United Bank of Lakewood, N.A. , Lakewood;
United Bank of Northglenn, N.A., Northglenn; United
Bank of Lasalle, N.A. , Lasalle; United Bank of
Grand Junction, N.A., Grand Junction; United Bank
of Delta, N.A., Delta; United Bank of Bear Valley,
N.A. , Denver; United Bank of Colorado Springs - East,
N.A. , Colorado Springs; United Bank of Southglenn,
N.A. , Arapahoe County; United Bank of Longmont, N.A. ,
Longmont; United Bank of Durango, N.A, Durango;
United Bank of Skyline, N.A., Denver; United Bank of
Buckingham Square, N.A., Aurora; United Bank of Monaco,
N.A. , Denver; United Bank of Garden of the Gods, N.A. ,
Colorado Springs; United Bank of Arvada, N.A., Arvada;
United Bank of Fort Collins - South, N.A. , Arvada;
United Bank of Arapahoe, N.A. , Englewood; United Bank of
Southwest Plaza, N.A., Jefferson County; United Bank
of Cherry Creek, N.A., Denver; United Bank of Highland
Ranch, N.A. , Highland Ranch; United Bank of Academy
Place, N.A., Colorado Springs; United Bank of Aurora City Center, N.A., Aurora; United Bank of Aurora - South,
N.A. , Aurora; United Bank of Westminster, N.A. , West­
minister.*

^Subject to CRA




Comment Period
Ending Date
Not yet available

FEDERAL RESERVE BANK OF MINNEAPOLIS

Section II - Applications Subject to Both
Newspaper and Federal Register Notice (Continued)
Comment Period
Ending Date

Application
Minnesota-Wisconsin Bancshares, Inc.
Newport, MN
To indirectly acquire 100% of
The Battle Creek Bank
St. Paul, MN*

3-1-91
(Federal Register)

Mid America Bank Maplewood
Maplewood, MN
To acquire 100% of The Battle Creek
Bank, St. Paul, MN*

3-1-91
(Federal Register)

Evan A. Tessier Trust
To increase ownership interest from
9.81% to 10.50% of Commercial Banshares, Inc., Mitchell, SD

Not yet available

Haugo Bancshares, Inc.
Elk Point, SD
To acquire Valley Bank
Elk Point, SD*

Not yet available

James Jorstad
To acquire control of 50% of
Ashby Bancshares, Incorporated,
Ashby,
Minnesota

Not yet available

Section III - Applications Subject
to Federal Register Notice Onlv

Application
Commercial Banshares, Inc.
Mitchell, SD
To acquire Spectrum Life Insurance
Company, Mitchell, SD

^Subject to CRA




Comment Period
Ending Date
Not yet available

FEDERAL RESERVE BANK OF MINNEAPOLIS
Section III - Applications Subject
to Federal Register Notice Only (Continued)
Comment Period
Ending Date

Application

Norwest Corporation
Minneapolis, MN
To engage in the activities of securities
brokerage and underwriting and dealing in
government obligations and money market
instruments through the acquisition of
UBC Investment Corp., Denver, CO and the
bond department of United Bank of Denver,
N.A., Denver, Co.

2-20-91

Ashby Bancshares, Incorporated
Ashby, Minnesota
To engage in general insurance agency
activities through the acquisition of
Rylander Insurance Agency, Ashby,
Minnesota.

Not yet available

Haugo Bancshares, Inc.
Elk Point, SD
To engage in general insurance agency
activities through the acquisition of
Union County Insurance Agency, Elk
Point, SD.

Not yet available

Norwest Bank Minnesota, N.A.
Minneapolis, MN
To establish a new Edgfe Act
subsidiary, Norwest Bank Inter­
national, Iowa, Minneapolis, MN

2-19-91

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice

Application
M r f e t Bank Minnesota, N.A.
Otts
MMfteaffelil, MN
Tb make an investment in Minnesota
AStit ManOgettent, Inc., George fofn,
I
British Best Indies.




FEDERAL RESERVE BANK OF MINNEAPOLIS

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice (Continued)
Application
Norwest Bank Minnesota Central, N.A.
St. Cloud, MN
To make an investment in Central
Asset Management, Inc., George Town,
Grand Cayman, British West Indies.
Norwest Bank Minnesota Mesabi, N.A.
Eveleth, MN
To make an investment in Mesabi
Asset Management, Inc., George Town,
Grand Cayman, British West Indies.
Norwest Bank Minnesota North, N.A.
Duluth, MN
To make an investment in North
Asset Management, Inc., George Town,
Grand Cayman, British West Indies.
Norwest Bank Minnesota South, N.A.
Owatonna, MN
To make an investment in South
Asset Management, Inc., George Town,
Grand Cayman, British West Indies.
Norwest Bank Minnesota South Central, N.A.
Mankato, MN
To make an investment in South Central
Asset Management, Inc., George Town,
Grand Cayman, British West Indies.
Norwest Bank Minnesota Southeast, N.A,
Rochester, MN
To make an investment in Southeast
Asset Management, Inc., George Town,
Grand Cayman, British West Indies.
Norwest Bank Minnesota Southwest, N.A.
Marshall, MN
To make an investment in Southwest
Asset Management, Inc., George Town,
Grand Cayman, British West Indies.




FEDERAL RESERVE BANK OF MINNEAPOLIS

Section IV - Applications Not Subject to
Federal Register Notice or Newspaper Notice (Continued)
Application
Norwest Bank Minnesota West, N.A.
Moorhead, MN
To make an investment in West
Asset Management, Inc., George Town,
Grand Cayman, British West Indies.
Norwest Bank Red Wing, N.A.
Red Wing, MN
To make an investment in Red Wing
Asset Management, Inc., George Town,
Grand Cayman, British West Indies.




FEDERAL RESERVE BANK OF MINNEAPOLIS
Section V - Availability of
CRA Public Evaluation
July 1, 1990 through February 8, 1991
Bank Name

City/State

Examination Date

Marquette Bank Cannon Falls

Cannon Falls, MN

July 2, 1990

Yellowstone Bank

Laurel, MT

July 16, 1990

Ronan State Bank

Ronan, MT

July 23, 1990

Montana Bank

Livingston, MT

July 30, 1990

Victoria State Bank

Victoria, MN

August 6, 1990

Kanabec State Bank

Mora, MN

August 13, 1990

The Onida Bank

Onida, SD

August 20, 1990

State Bank of Ewen

Ewen, MI

August 27, 1990

Liberty State Bank

St. Paul, MN

September 4, 1990

American State Bank

Pierre, SD

September 10, 1990

Citizens State Bank

Arlington, SD

September 17, 1990

First State Bank

Warner, SD

October 9, 1990

The Peninsula Bank

Ishpeming, MI

October 9, 1990

Cheyenne Western Bank

Ashland, MT

October 22, 1990

Marquette Bank Apple Valley

Apple Valley, MN

October 22, 1990

Root River Bank

Chatfield, MN

November 12, 1990

Farmers State Bank

Viborg, SD

November 5, 1990




Federal Reserve Bank of Kansas City

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER NOTICE ONLY
APPLICATION

COMMENT PERIOD ENDING DATE

None.
SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
APPLICATION

COMMENT PERIOD ENDING DATE

Bancshares of Jackson Hole,
Incorporated, Jackson, Wyoming, for
prior approval to become a bank
holding company through the
acquisition of 83.91 percent of the
voting shares of Bank of Jackson
Hole, Jackson, Wyoming.*

Not Available

Robert J. O'Halloran, Trustee,
Overland Park, Kansas, for prior
approval to control as trustee 51.42
percent of the voting shares of MBI
Bancshares, Inc., Kansas City,
Missouri.

February 27, 1991

Otoe County Bancorporation, Inc.,
Lincoln, Nebraska, for prior approval
to become a bank holding company
through the acquisition of 100
percent of the voting shares of Otoe
County Bank & Trust Company, Nebraska
City, Nebraska.*

March 1, 1991

Judy L. Svajgr, Cozad, Nebraska,
Christopher J. Smith, Cozad,
Nebraska, and Virginia M. Olson,
Colorado Springs, Colorado, for prior
approval to increase their combined
ownership in Midwest Banco
Corporation, Cozad, Nebraska, by .3
percent to 50 percent.

March 1, 199L

Texhoma Bancshares, Inc., Texhoma,
Oklahoma, for prior approval to
become a bank holding company through
the acquisition of 80 percent of1 the
voting shares of First National Bank
of Texhoma, Texhoma, Oklahoma.*

March 1, 1991




Federal Reserve Bank o f Kansas City

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER NOTICE ONLY
APPLICATION

COMMENT PERIOD ENDING DATE

None.
SECTION IV - APPLICATIONS NOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
APPLICATION
None.

*Application is subject to CRA.







COMMUNITY REINVESTMENT ACT
PUBLIC PERFORMANCE EVALUATION RECORD
JULY 1, 1990 - FEBRUARY 8, 1991

Bank/Location

Current
Exam Date

Tri-State Bank
Denver, CO

07/09/90

Citizens Bank
Bancroft, NE

07/09/90

Central Bank of Oklahoma City
Oklahoma City, OK

07/09/90

Friendly Bank of Oklahoma City
Oklahoma City, OK

07/09/90

Vectra Bank
Denver, CO

07/16/90

Vectra Bank-Englewood
Englewood, CO

07/16/90

Bank of Hartington
Hartington, NE

07/16/90

The Bankers Bank
Oklahoma City, OK

07/16/90

The Stock Exchange Bank
Caldwell, KS

07/23/90

Lusk State Bank
Lusk, WY

07/30/90

Mercantile Bank of Kansas City
Kansas City, MO

07/30/90

The St. Marys State Bank
St. Marys, KS

08/06/90

Jackson State Bank
Jackson, WY

08/06/90

Century Bank
Sterling, CO

08/13/90

FirstBank At Arapahoe/Yosemite
Englewood, CO

08/20/90

Star Valley State Bank
Afton, WY

08/27/90

Current
Bank/Location

Exam pats

Platte Valley Bank
Brighton, CO

08/27/90

Rio Grande County Bank
Del Norte, CO

08/27/90

The First State Bank
Ness City, KS

08/27/90

Pioneer Bank of Longmont
Longmont, CO

09/10/90

The First State Bank
Fairfax, OK

09/10/90

Bank of Garber
Garber, OK

09/10/90

First State Bank in Temple
Temple, OK

09/10/90

The Bank of Woodward
Woodward, OK

09/10/90

Deuel County State Bank
Chappell, NE

09/17/90

Greenhorn Valley Bank
Colorado City, CO

10/01/90

Century Bank at Orchard Road
Englewood, CO

10/01/90

BANQUEST/First State Bank of Taos
Taos, NM

10/02/90

Citizens Bank
Lawton, OK

10/09/90

First Nebraska Bank
Valley, NE

10/09/90

Alpine Bank
Snowmass Village, CO

10/22/90

Alpine Bank
Carbondale, CO

10/22/90

Alpine Bank & Trust
Glenwood Springs, CO

10/22/90







Current

Bank/Location

txm Pat?

Alpine Bank
Basalt, CO

10/22/90

Alpine Bank
Eagle, CO

10/22/90

Alpine Bank
Aspen, CO

10/22/90

Pitkin County Bank
Aspen, CO

10/22/90

Western Bank of Cody
Cody, WY

10/24/90

The First State Bank
& Trust Co. - Larned
Larned, KS

10/29/90

Boatmen’s Bank of
Southwest Missouri
Carthage, MO

10/29/90

The Bank of Holyrood
Holyrood, KS

10/29/90

Uinta County Bank
Mountain View, WY

10/30/90

Country Hill Bank
Lenexa, KS

11/13/90

Independent State Bank
of Colorado
Denver, CO

11/13/90

Pueblo Boulevard Bank
Pueblo, CO

11/13/90

Bank of Louisville
Louisville, CO

11/13/90

FEDERAL RESERVE BANK OF DALLAS APPLICATIONS BULLETIN
APPLICATIONS AND NOTIFICATIONS FILED DURING THE WEEK OF FEBRUARY 4, 1991

SECTION I - APPLICATIONS SUBJECT TO NEWSPAPER
NOTICE ONLY

APPLICATION

NOTICE EXP

None.

SECTION II - APPLICATIONS SUBJECT TO BOTH
NEWSPAPER AND FEDERAL REGISTER NOTICE
APPLICATION

** NOTICE EXP

♦Section 3(a)(1) application by
LNB Financial Corporation, Austin, TX, to acquire
Liberty Delaware, Inc., Wilmington, DE, and Liberty
National Bank, Austin, TX

02/24/91

♦Section 3(a)(1) application by
Liberty Delaware, Inc., Wilmington, DE, to acquire
Liberty National Bank, Austin, TX

02/24/91

Change in Control Notice by
Johnny Ray Cody, Ennis, TX, to acquire an interest in
First National Bancorporation of Ennis, Inc., Ennis, TX
Change in Control Notice by
Mark Alan Workman, and David Don Workman, Lubbock, TX,
to acquire an interest in Caprock Bancshares, Inc.,
Shallowater, TX

N/A

02/22/91

SECTION III - APPLICATIONS SUBJECT TO FEDERAL REGISTER
NOTICE ONLY
APPLICATION
None.




NOTICE EXP

SECTION IV - APPLICATIONS WOT SUBJECT TO FEDERAL REGISTER NOTICE
OR NEWSPAPER NOTICE
APPLICATION
None.

* SUBJECT TO CRA.
** EXPIRATION DATE IS THE DATE SPECIFIED IN THE NEWSPAPER NOTICE ONLY.
N/A - NOT AVAILABLE AT THIS TIME.




FEDERAL RESERVE BANK OF DALLAS APPLICATIONS BULLETIN

SECTION X - AVAILABILITY OF CRA PUBLIC EVALUATIONS
FOR THE PERIOD JULY 1, 1990 THROUGH FEBRUARY 8, 1991

Name of Bank
First State Bank of Mathis
Oiton State Bank
Midland American Bank
United New Mexico Bank at
Mimbres Valley
Alief Alamo Bank
First Bank of Muleshoe
Citizens State Bank
Security State Bank of Pecos
The First State Bank
The First State Bank
Central Bank
Interstate Bank North




City & State

Date of Examination

Mathis, Texas
Oiton, Texas
Midland, Texas

07/16/90
07/30/90
08/13/90

Deming, New Mexico
Houston, Texas
Muleshoe, Texas
Royse City, Texas
Pecos, Texas
Brackettville, Texas
Granger, Texas
Garland, Texas
Houston, Texas

08/13/90
08/27/90
08/27/90
09/04/90
09/24/90
09/24/90
10/09/90
10/09/90
10/22/90

FEDERAL RESERVE BANK OF SAN FRANCISCO
Week ending 2/08/91
Section I - Applications Subject to Newspaper Notice Only
A d d !ication

Comment Period Ending Date

Farmers & Merchants Bank of Central California,
Lodi, California, to establish a branch office
at 901 Carpenter Road, Modesto, California. *

Newspaper:

Not available

Section II - Applications Subject to Both
Newspaper and Federal Register Notice
None

Section III - Applications Subject to Federal Register Notice Only
The Sanwa Bank, Limited, Osaka, Japan, to
engage in financial advisory activities with
respect to mergers, acquisitions and other
transactions through a general partner
interest in Sanwa Duval L.P., New York,
New York.

Fed. Reg.:

3/04/91

Section IV - Applications Not Subject to Federal Register Notice
or Newspaper Notice
None

Section V - Availability of CRA Public Evaluations

*

In accordance with the 1989 amendments of the Community Reinvestment Act, the
CRA evaluations of the institutions listed below are now available. Informa­
tion about an institution's CRA evaluation may be obtained from the
institition.
Each institition listed below has been examined by the Federal Reserve Bank of
San Francisco since July 1, 1990, and 30 business days have lapsed since the
examination report and public evaluation was received by the institution.
(The amendments to the CRA allow the institution 30-business days from date of
receipt to make the evaluation public.)




FEDERAL RESERVE BANK OF SAN FRANCISCO
Week ending 2/08/91

Section V - Availability of CRA Public Evaluations - continued... )

*

Institution

lQQ3tiQ_
n

Pacific Western Bank
Sierra Bank of Nevada
Fanners and Merchants Bank of
Long Beach
First Interstate Bank of California
Idaho State Bank
Tehama County Bank
Harris Trust Bank of Arizona
Ireland Bank
Valley Bank of Nevada
Bank of Utah
Caliber Bank (Formerly First
Business Bank of Arizona)

San Jose, California
Las Vegas, Nevada

7/09/90
7/23/90

Long Beach, California
Los Angeles, California
Glenns Ferry, Idaho
Red Bluff, California
Scottsdale, Arizona
Mai ad City, Idaho
Las Vegas, Nevada
Salt Lake City, Utah
Phoenix, Arizona

8/06/90
8/20/90
9/10/90
9/17/90
9/17/90
9/24/90
10/15/90
10/29/90
11/05/90

* Subject to CRA




Examination Date


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102