Full text of G.25 Automobile Loans by Major Finance Companies : February 25, 1966

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

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Page 1

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February

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25, 1966.

Supplement L.4.1 Automobile Loans by Major Sales Finance Companies
Seasonally Adjusted Data (1960-1965)

. Maturities - New Cars
Percentage distribution of contracts
24 months
25-30
31-36
Over 36 Balloon
months
months
paper
months
I960---January
February
March
April
. May
July
Augus t
September
October
November
December

.

20.2
20.2
20.7
20.7
20.6
20.9
20.7
21.0
20.9
20.1
20.8
20.8

9.0
8.7
9.2
8.8
8.4
8.4
8.4
8.1
8.0
7.8
8.1
7.9

69.0
69.4
68.6
68.9
69.2
69.1
69.1
69.2
69.5
70.6
69.669.7

1.0
1.0
0.9
1.0
1.1
0.9
1.2
1.2
1.1
1.0
1.0
1.0

100.0
0.8
100.0
0.7
0.6 ' 100.0
0.6
.100.0
100.0
0.7
100.0
0.7
0.6
100.0
0.5
100.0
100.0
0.5
0.5
100.0
100.0
0.5
0.6
100.0

*
0.9
1.0
0.9
0.8
0.7
0.6 ,
0.6
0.5
0.5
0.4
0.5
0.7

0.6
0.6
0.5
0.5
0.6
0.6
0.5
0.6
0.5
0.7
0.6
0.7

1961- -January
February
March
April
May
June
July
August
September
p October
November
December

21.1
21.8
21.8
'21.1
20.9
21.4
21.1
21.1
20.6
20.1
20.7
20.2

7.9
8.2
7.5
7.6
7.4
7.1
7.1
,7.2
7.1
6.8
6.7
6.5

69.5
68.4
69.3
70.0
70.4
70.3
70/7
70.6
71.3
72.0
71.5
71.9

1962- -January
February
March
April
May

19.3
19.0
18.7 .
18.9
18.7
18.6
18.9
18.4
17.9
19.4
18.0 18.3

6.4
6.0
5.9
5.7
5.7
5.7
5.6
5.5
5.3
5.4
5.5
5.3

• 72.9
73.574.0
73.9
74.1
73.9
73.9
. 74.6
75.3
73.8
75.2
75.1

July
August
September
October
November
December




Total

0.7
0.8
0.7
0.7 0.8
1.1
0.8
0.8
0.8
0.8
0.8
0.8

0.7
0.7
0.7
0.8
" 0.7
0.7
0.8
0.7
0.7
0.6
0.5
0.5

Total
contracts
reported (000)
107
129
123
123
» 119
118.
Ill
117
134
. 108
114
108

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100 . 0
100.0
100.0
100.0

93
80
89
79
92
97
92
94
91
103
109
104

.

100.0
100.0
100.0
100.0
100.0
100.0
lOQ.0
100.0
100.0
100.0
100.0
100.0

111
113
114
117
125
119,
114
130
110
123
136
- 125

February 25, 1966.
Supplement L.4/I Automobile Loans by Major Sales Finance Companies
Seasonally Adjusted Data (1960-1965)

Maturities - New Cars
Percentage distribution of contracts
25-30
31-36
24 months
Over 36
Balloon
months
paper
months. months
1963- -January
February
March
April
May
July
Augus t
September
October
November.
December
1964- -January
February
. March
April
May
July
Augus t
September
October
November"
December
1965- -January
February
March
April
May
July
August
September
October
November
December

18.5
18.3
18.1
18.5
18.4
17.1
1*1
16.9
17.0
17.4
17.3
16.4

.

'

16.3
15.8
16.2
15.6 ,
15.5
16.1
15.5
15.6
16.1
14.8
14.3
15.2
15.4
15 o 5
15.2
15.3
15.6
16.0
16.4
16.2
15.8
14.9
15.3
14.7

.




Total

contracts
reported(OOO)

4.9
5.0
4.9
4.8
4.9
5.0
4.6
4.5
4.3
4.6
4.5
4.6

75.3
75.3
75.6
• 75.2
75.1
' 76.5
76.9
77.2
77.1
76.6
76.8
77.5

0.8
0.8
0.8
0.7
0.7
0.6
0.7
0.6
0,7
0.6
0.7
0.7

0.5
0.6
0.6
0.8
0.9
0.8
0.7
0.8
0.9
0.8
0.7
0.8

100.0
100.0
100.0
100.0
100.0
100.0
100 . 0
100.0
100.0
100.0
100.0
100.0

133
126
119
133
131
116
136
125
120
144
125
136

4.4
4.4
4.3
4.2
4.2
4.0
3.9
3.9
3.9
3.7
3.5
3.5

77.7
78.3
78.1
78.6
78.8
78.4
79.3
79.1
78.5
80.1
80.6
79.8

0.7
0.6
C.u
0.7
0.7
0.6
0.6
0.6
0.6
0.6
0. 6
0.6

0.9
0.9
0.8
0.9
0.8
0,9
0.7
0.8
0.9
0.8
1.0
0.9

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0

133
133
132
133
129
137
133
127
143
123
89
131

79.6
3.8 .
79.5
3.8
3.8
79.8
3,8
79.5
79.2
3.8
3,6
79.0
78.9
3.5
3.5
79.1
3,4
79.7
3.3
80.6
3.3
. 80.1
80.6
3.3

0.4
0/4
0,5
0.6
0, 7
0.6
0.6
0.6
0. 6
0.5
0.6
0.6

0.8
0.8
0.7
0.8
0.7
0.8
;
0.6
0.6
0.5
0.7
0.7
0, 8

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0

125
133
140
132
124
138
138
142
150
131
144
139

•

February 25, 1966.
Supplement L.4.1 Automobile Loans by Major Sales Finance Companies
Seasonally Adjusted Data (1960-1965)
Dealer Cost Ratios - New Cars
(loan as per cent of dealer cost)
90
I--January
February
%March
April
May
July
August
September
October
November
December
--January
February
March
April
May
July
August"
September
October
November
December
--January
'February
March
April
May
July
August
September
October
November
December

50.4
51.0
51.2
51.2
51.3
51.5
51.8
52.2
53.2
52.4
53.2
51.8

Percentage distribution of contracts
91r„
101106Over
Total
100
105
110
110
27.8
28.1
28/6
28.8
" 28.9
29.1
29.3
29.3
29.5
30.2,
.
29.7
30.5

11.1
11.1
10.8
10.7
10.8
10.5
10.3
10.1
9.6
9.7
9.6
9.7

6.0
5.9
5.5
5.3
5.2
5.1
4.9
4.8
4.4
4.4
4.3
4.6

4.7
3.9
3.9
4.0
3.8
3.8
3.7
3.6
3.3
3.3
3.2
3.4

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0

52.0
50.9
51.4
50.7
50.2
50.9
50.5
49.7
49.5
48.1
48.9
48.7

30.5
30.8
30.7
30.9
31.2
30.7
30.7
31.3
31.1
31.4
31.2
31.1

9.6
9.8
9.9
10.3
10.4
10.3
10.6
10.6
10.6
11.1
10.9
11.4

4.5
4.5
4.6
4.6
4.7
4.7
4.8
4.9
5.0
5.5
5.3
5.2

3.4
4.0
3.4
3.5
3.5
3.4
3.4
3.5
3.8
3.9
3.7
3.6

47.9
47.7
47.0
47.1
47.6
47.1
47.6
47.0
46.5
48.8
47.7
46.9

31.2
31.5
31.6
31.6
' 31.3
31.2
31.0
30.7
30.8
30.1
30.1
30.2

11.6
11.5
11.7
11.6
11.4
11.8
r 11.6
12.0
12.2
10.7
11.9
12.0

5.4
5.5
5.7
5.6
5.6
5.7
5.7
5.9
5.9
5.9
5.9
6.1

3.9
3.8
4.0
4.1
4.1
4.2
4.1
4.4
4.6
' •4.5
4.4
4.8




IOO.O

Total
contract!
reported

"
.
^
'

100.0 '
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
ltfo.o
100.0

92
111
108
105
104 .
103
99
106
, 120
98
103
96
84
7480
68
81
86
81
, 84
79
94
102
92
99
99
' 103
102
112
105
101
117
98
98
127
109

February 25, 1966.
Supplement L.4.1 Automobile Loans by Major Sales Finance Companies
Seasonally Adjusted Data (1960-1965)

Dealer Cost Ratios - New Cars
(loan as per cent of dealer cost)
Percentage distribution of contracts
91101106Over
Total
100
&105
110
110

90
or less
3--January
February
April
May
June
July
August
September
October
November
December
-January
February

^ 46.2
45.9
46.0
46.4
45.9
45.6
45.0
44.7
44.2
44.9
- 45.7
44.8

. July '
August
September
October
November
December

44.9
45.1
44.8
44.2
44.0
44.1
42.6
44.3
44.8
43.2
42.1
44.6

--January
February
March
April
May
.. June
July
August
September
October
November
December

45.4
45.1
44.9
44.5
44.4
44.1
43.8
43.5
43.1
43.3
44.3
42.9

April
May

•

•




30.6
30.2
30.4
30.2
30.5
30.2
30.6
30.6
30.7
30.4
30.3
30.7

12.2
6.2
6. 6
12.1
6c 5
11.9
11.9 • 6.4
12.2
6.4
6. 6
12.3
12.2
6.7 '
12.4
6.8
7.1
12.3
12.5
6.6
12.2 ' 6.5
6- 6
- 12.4

30.9
30.7
30.5
30.5
30.4.
30.6
31.0
30.4
30.2
30.4
31.3
30.1

12.3
12.4
12.6
12.7
.12.9
12.7
13.2
12.9'
12.9
13.0.
13.3
13.1

29.8
30.2
30.4
30.5
30.6
30,6
30 7
30.4
30-6
31.1
30.0
30.8

Total
contracts
reported (000)

4.8
5,2
5.2
5. J
5.0
5,3
5.5
5.5
5.7
5.6
5,3
5.5 .

100.0
100.0 '
100.0
100.0
100.0
100.0
100.0
100.0
100, 0
100.0
100,0'
100.0

117
110
105
113
114
103
121
112
104
131
118
121

6.6
6.6
6.7
6.9
7.0
6.8
7.3
6.8
6.7
7.3
7,2
6.-9

5.3
5.2
5.4
5.7
5.7
5.8
5,9
5.6
5.4
6.1
6.1
5.3

100.0
100,0
100.0
100.0
100.0 •'
100,0
100.0
100,0
100.0
100.0
100.0
100.0

118
120
120
119
117
124
120
116
130
113
83
118

12.8
6.7
12.7
6.7
12.6
6,7
12.7
6.7
12.6
6.8
12.8
6.8
12.7
6.9
13.0
7,1
13.2
7,1
13.0 • 6.8
6.9
12.9
13.2
7.1

5.3
5.3
5.4
,5.6
5.6
5.7
5.9
6:0
6.0
5.8
5.9
6.0

1000
t 10C.0
' 100.0
100.0
100,0
100.0
100.0
100.0
100 0
100. 0
100.0
100 0

113
121
126
119
112
123
122
127
134
119
140
126

33
Page 5' '

'•

*
February 25, 1966.

Supplement L.4.1 Automobile Loans by Major Sales Finance Companies
' Seasonally Adjusted Data (1960-1965)

Maturities - Used Cars
Percentage distribution of contracts
19-24
25-30
Over 30
18 months
Balloon
paper
months months months
--January
February
March
April
May
July
Augus t
September
October
November
December
--J anuary
February
March
April
May
July
August
September
October
November
December
-January
February
March
April.
May
June
July
August
September
October
November
December

.

10.9
10.3
10.5 11.0
12.2
11.6
11.9
12.0
12.3
12.4
: 13.0
13.3

33.8
30.7
30.4
31.4
33.7
32.6
32.8
32.9
33.7
33.6
33.8
32.4

13.5 ;
13.7 '
14.0
13.6
13.7
13.1
13.1 12.9
12.6
12.2
12.2
11.8

31.4
33.5
33.6
33.4
32.5
31.1
30.9
29.9
29.7
29.2
29.5
29.2

34.1
36.0.
36.4
35.0
33.2
34.5
34.9
34.6
33.9
34.1
35.4
36.7 :
* 36.7
35.3
35.6
35.9
36.2
37.3
37.4
37.7
37.2
38.9
38,8
39.0

10.9
28.0
11.4
28.5
10.9
28.4,
10.7
27.3 "
26.4
10.5
9.7
27.0
10.0 i
24.3
10.0
- 26.1
24.7
10.0 i
" 9.1
•24.6
. 9..6
24.2
24.7
i-9.5




39.8
38.7
38.5
39.2
39.2
38.9
39.0
37.9
37.9
38.9
38.0
37.2

20.8
22.7
22.4
22.4
20.5
20.9
20.1
20.2
19.8
19.7
17.6
17.3
18.1
17.2
16.5
16,8
17.2
18.1
17.9
18.9
20.1
19.3
19.1
.19.3
21.0
• 21.1
21.8
22.4
23.5
24.0
26.1 .
25.5
26.9
26,8
27.7
28.2

0.4
0.3
0.3
0.2
0.4
0.4
0.3
0.3
0.3
0.2
0.2
0.3

Total

100 .0
100 .0
100 .0
100 ,0
100 .0
100 .0
100 .0
100.0
100 .0
100 .0
100 .0
100 .0

Total
contracts
reported (000)

•

39
41,
40
42
41
41
38
37
41
33
36
35

36
0,3
100,.0 '
100,.0
35
P.3
" 38
100,.0
0.3
100,.0
33
; 0.3
36 ,
100,.0
0.4
0.4 . 100..0
37
100.,0
36
0.7
100. 0
- 37
0.&
0o"4
100.,0
• 37 :
38
100.
0
0.4
38,
100. 0
0.4
l'OO.O
370.4
0.3
0.3
0.4
0.4
0,4
0.4
- 0.6
0.5
0.5
. 0.6
0.5
0.4

100. 0
100. 0
100. 0
100. 0
100. 0
100. 0
100. 0
100.0
100. 0
100. 0
100.0
100. 0

37
39
39
39
42
40
39
44
40
45
46
41

/

;

Page 6

February 25, 1966,

Supplement L. 4.1 Automobile Loans by Major Sales Finance Companies
Seasonally Adjusted Data (1960-1965)

Maturities - Used Cars
Total
contracts
reported(OOO)

Percentage distribution of contracts
18 months
19-24
25-30
Over 30
Balloon
months months months
3--January
February
March
April
May
July
August
September
October
November
December
r--January
February
March
- April
May
July
August
September
October
November
December
—January
February
March
April
May
July
August
September
October
November
December

25 .2
22.8
21 .7
21 .5
21 .3
20.9
20 .7
20 .3
20 .3
20 .4
20 .5
20 .6

34 .4
. 35.3
35 .3
34 .8
34 .5'
34 .2
33.9
34 .0
.33.5
35 .4
35 .6
35 .3

7.7
7.8
8.0
7.9
7.8 t
8.0
7.9
7.8
7.7
7.2
7.3
6.9

19.5
20 .4
19 .6
19 .9
19 .2
19,.2
19,.3
19.,2
19..7
17. 0
17. 1
16. 4

33 .9
33 .5
33 .8
33 .8
34,.1
33,.5
33,.4
33..4
32.,8
29.,3
28.,6
28. 9

7.6
7.8
7.7
7.7
7.8
7.8
7.7
7.7
7.9
7.5
6.9
6.8

17. 9
18. 4
18. 7
18. 5
18. 8
18.5
19. 1
18. 7
19. 2
17. 8
17. 1
16. 9

32. 8
41. 1'
33. 8
39. 5
33.5
39. 5
32. 9 . 40. 5
32. 9
39. 9
33. 0
40. 0
33, 1
39. 4
32. 3
40. 8
32. 1
40. 4
45 o1
29.1
28. 9
46. 6
29. 0
46. 9

10.3
9.7
9.2
9.1
8.8
9.1
8.8
8.6
8.5
9.0
8.6
8.6




!

•

29 .7
31 .7
33 .4
34 .2
34 .8
35 .2
36 .0
36 .5
37 .1
34 .7
34 .8
35 .0
38 .3
37 .8
38 .0
38,,0
38 .3 •
38.6
38, .7
39..1
39.,4 .
46.046. 5
47. 4

0.4
0.5
0.4
0.4
0.6
0,6
0.6
0.6
0.6
0,5 .
0.5
0.5
. 0.6
0.5
0,6
0.4
0.6
0.7
0.7
o:5
0.4
0.5
0,5
0.4
0.6
0.5
0.6
0.4
0.6
0.7
0.7
0,5
0,4
0.5
0.5
0,4

100.0
100.0
100.0
loo.o
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0

46
43
39
43
43
40
46
42
43
46
43
45

100.0
100.0
.100.0
100.0
100.0
. 100.0
100.0
100.0
100.0
100.0
100.0
100.0

46
47
46
47
45
46
47
41
45
' 40
35
40

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0'
100.0
100.0
100.0

42
46
49
47
45
49
46
' 47
47
36
44
45

February 25,

1966.

Supplement L.4.1 Automobile Loans by Major Sales Finance Companies
Seasonally Adjusted Data (1960-1965)

Drealer Cost Ratios - Used Cars
(loan as per cent of wholesale value)

Percentage distribution of contracts
91101Total
Over
111100
110
120
120

90

I960---January
February
March
April
May

41.9
43.9
44.2
42.6
39.7
39.2
39.0
39.2
38.5
36.9
37.4
36.3

July
August
September
October
November
December
1961- -January
February
March
April
May
July
Augus t
September
October
November
December
1962- -January
February
March
April
May
July
August
September
October
November
December

'

.

35.7
33.4
32.1
32.9
34.4
33.5
33.4
33.9
,33.2
33.3
32.2
32.5
32.6
32.1
30.1 .
29.8
30.8
31.5
32.7
29.8
30.0
30.3
31.3
30.6




24.9
26.4
26.5
26.3
26.4
25.6
26.2
25.9
25.7
26.3
25.9
26.9

18.4
17.6
17.2
17.9
18.4
18.4
18.6
19.0
19.4
19.3
19.2
19.3

26.0
25.6
25.5
26.3
26.8
27.3
26.9
27.2
28.0
28.0
27.5
26.8

19.8
20.2
20.8
20.6
20.6
20.8
21.1
20.9
20.5
20.8
21.4 :
21.6

26.8
21.3
26.6
21.2
26.7
21.8
26.3
21.6
26.4
21.7
26.6
21.7
28.3
22.1
26.1 . 21.8
25.5
22.1
26.3
22.2
26.2
21.8
25.8
22.0

8.5
6.3
7.5 . 4.6
7.2
4.9
5.6
7.6
6.6
8.9
9.1
7.7
9.0
7.2
8.6
7.3 8.9
7.5
8.1
9.4
9.6
7.9 .
9.8
7.7

Total *
contracts
reported (000)

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0

9.9
10.9
11.1
10.7
10.0
10.1
10.2
10.2
10.5
10.2
10.6
10.9

8.6
9.9
10.5
9.5
8.2
8.3
8.4
7.8
7.8
7.7
8.3
8.2

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100:0
100.0
100.0

11.0
'11.1
11.9
12.0
11.6
11.2
10.4
12.1
12.2
11.7
11.5
11.8

8.3
9.0
9.5
10.3
9.5
9.0
6.5
10.2
10.2
" 9.5
9.2
9.8

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100..0
100.0

30
36
35
36
35
35
32
33
35
29
, 31
32
1

1

29
30
32
28
31
34
28
32
29
33 '
33
'<
31

.

30
32
32
33
34
33
29
35
32
36 „
38
34

.

Page 8
February 25, 1966.

Supplement L-. 4.1 Automobile Loans by Major Sales Finance Companies
Seasonally Adjusted Data (1960-1965)

Dealer Cost Ratios - Used Cars
(loan as per cent of wholesale value)
Percentage distribution of contracts
90
91101111Total
120
120
100
110 '
less
1963-• -Japuary
February
March
April
May
July
August
September
October
November
December
1964- -January
February
March
April
May
July
August
. September
October
November
December
1965- -January
February
April
May
July
August
September
October
November
December

.

28.4
27.0
29 .7
29 .3
28 .8
28 .8
27 .8
28 .0
27 .1
27 .4
27 .2
27 .2

26.2
22.5
12.3
25. ,4
22.9
13.0
26.3
11.9
22.7
22.9
26.1
12.3
23.0
25.9
12.4
26.1
23.1
.12.3
26.4
22.9
12.8
26.1
12.6
23.1
23.2
25.7
13.3
25.0 , • 23.6 • 13.3
25.7
23.6
13.2
25.9
23.1
13.0

10.6
11.7
9.4
! 9.4
9.9
9.7
10.1
10.2
10.7
10.7
10.3
10.8

26 .8
28.2
26 .7
27..4
25.,9
25..1
25..4
26.,6
27. 0
27. 9
26. 0
26. 9

25.6
25.7
24.5
26.1
24.1
24.6
24.9
24.9
25.7
25.9
25.6
25.3

23.7
23.4
23.7
24.1
24.0
24.1
24.6
' 24.1
24.2
23.7
24.3
24.7

13.2
12.7
13.7
12.8
14.1
14.2
13.5
13.5
13.0
12.6
13.0
13.0

10.7
10.0
11.4
9.6
11.9
12.0
11.6
10.9
10.1
9.9
11.1
10.1

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0

28.5
28. 5
28. 3
27. 2
27. 0
26. 5
26. 0
25. 6
25. 1
23, 8
24. 8
24. 3

25.5
26.7
26.5
26.0
25.9,
25.5
24.9
24.8
23.7,
23.6
23.5
23.5

23.9
24.1
23.8
23.8
24.2
24.1
24.5
24.8
24.4
24.4
24.4
24.5

12.7
12.3
12.2
12.6
12.9
13.3
13.5
13.7
14.4
14.7
14.5
15.0

9.4
8.4
9.2
10.4
10.0
10.6
11.1
11.1
,12.4
13.5
12.8
12.7

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0




•

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0

Total
contracts
reported (000)
36
34
32
37
36

/

/

t—— ^

'

37
, 34
34
37
34
37
38
38
40
35
38
38
39
34
36
34
28
33

36
38
40
41
37
39
36
38
38
31
35
* 38

.