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of uQj^V FEDERAL RESERVE statistical release [f[ LOAN COMMITMENTS AT SELECTED LARGE COMMERCIAL BANKS s 0.21(423) Table 1 UNUSED COMMITMENTS F o r I m m e d i a t e R e l e a s e BILLIONS OF DOLLARS, NOT SEASONALLY ADJUSTED To commercial and Industrial firms Month-end Total unused commitments 1 Formatized agreements Total 5 Term 2 Revolving 3 Other 4 Confirmed tines To nonbank WmcW instfeittons 1978—November December I 189.7 193.7 151.2 154.2 9.9 10.6 45.2 46.2 6.9 7.3 89.1 90.0 38.6 39.5 1979-—January February March April May June July August September October November December 198.9 200.1 203.8 203.6 207.2 209.7 211.0 215.7 218.7 22.4.0 232.3 235.6 158.2 158.7 162.0 162.6 165.5 167.5 169.1 174.2 181.0 188.1 190. k 10.9 10.8 11.2 11.1 11.5 11.6 11.4 12.0 12.5 12.8 13.2 13.1 47.9 48.2 49.3 49.6 49.7 49.1 50.0 52.2 52.9 56. 3 60.1 61.0 7.6 7.5 7.8 7.1 7.6 6.9 7.7 8.4 8.6 8.6 8.9 8.8 91.7 92.2 93.7 94.8 96.7 99.9 100.1 101.5 102.0 103.3 105.9 107.6 40.8 41.4 41.7 41.0 41.6 42.1 41.9 41.5 42.8 43.1 44.3 45.2 1980—January February March 240.7 248.5 261.4 195.3 203.2 214.2 12.8 13.5 14.8 62.5 66.2 72.8 9.5 9.8 10.1 110.5 113.8 116.6 45.4 45.2 47.2 175.3 1 Unused commitments are the amounts still available for lending under official promises to lend that are expressly conveyed to the bank's customers orally or in writing, usually in the term of a formally executed agreement signed by one of the bank's officers. ^Commitments for term loans are those for loans with an original maturity of more than 1 year. ^Revolving credits are commitment agreements whereby the borrower may draw and repay loans at will with no repayment penalty and under which the commitment rebounds by an equal amount after a takedown has been repaid. 4 0 t h e r commitments are expressions of willingness to lend, other than for term Joans and re- volving credits, that are made known to the customer and are characterized by detailed forma) agreements specifying the terms and conditions under which a loan is to be made. ^Confirmed lines of credit represent general expressions of willingness to lend, other than for term loans or revolving credits, that are made known to the customer but are not characterized b y detailed formal agreements specifying the terms and conditions-under which a loan is to be made. NOTE.-Included in this series are 134 weekly reporting banks; these banks account for approximately 85 per cent of commercial and industrial loans, and 95 per cent of nonbank financial loans. Individual items may not add to totals due to rounding. 0.21 ( 4 2 3 ) T*Ua2 OUTSTANDING LOANS MADE UNDER COMMITMENTS AT SELECTED LARGE BANKS BILLIONS OF DOLLARS, NOT SEASONALLY ADJUSTED To e< ynmercia! and InduaHil Urme Month-end Total loans made under commitments1 Formalized agreements Total Term2 Revolving 3 Other 4 Confirmed lines5 Tononbank finance institutions 1978—November December 114.9 116.7 96.7 98.3 36.1 36.7 24.2 25.1 9.0 9.2 27.4 27.2 18.2 18.4 197 9 — J a n u a r y February March April May June July August September October November December 115.1 116.6 119.1 121.5 122.0 125.8 126.1 129.1 132.6 134.4 134.1 139.2 97.5 99.3 101.9 103.8 104.4 107.3 108.0 110.2 114.4 115.6 115.2 119.6 37.5 37.7 38.4 38.9 39.1 39.5 40.2 40.6 41.3 41.9 42.4 43.3 25.2 25.9 26. 6 27.2 27.4 28.1 28.2 28.7 30.0 30.5 31.0 33.9 8.9 8.8 9.0 9.3 9.4 9.8 9.7 10.4 10.6 10.5 10.7 11.2 25.9 26.9 27.9 28.5 28.4 29.9 29.8 30.6 32.5 32.7 31.1 31.3 17.6 17.3 17.2 17.7 17.6 18.6 18.1 19.0 18.2 18.8 18.9 19.5 1980—January February March 138. 5 140.4 144.8 119.9 121.0 124.2 43.7 43.8 44.1 34.8 35.0 36.6 11*1 11.1 11.3 30*4 31.0 32.2 ms 1 Loans made under commitments are outstanding loans to commercial and industrial firms and flonbank financial institutions, less repayments of principal, made under commitments curFWi*t or previously in force. 2Term loans are loans with an original maturity of more than 1 year. 3Loans made under revolving credits are loans under agreements whereby the borrower may draw down and repay loans at will with no repayment penalty and under which the commitment rebounds by an equal amount after a takedown has been repaid. 4Loans made under other commitments are loans made under expressions of willingness to lend, other than for term loans and revolving credits, that are made known to the customer and are ISirS 20:5 characterized by detailed formal agreements specifying the terms and conditions under which a loan is to be made. SLoans made under confirmed lines of credit are loans made under general expressions of willingness to lend, other than for term loans or revolving credits, tfiat are made known lo the customer but are not characterized by detailed formal agreements specifying the terms and conditions under which a loan is to be made. > NOTE.-Included in this series are 134 weekly reporting banks; ttwte banfcsa«count for approximately 85 per cent of all commercial and industrial k*n% and 86 j m etn^M'ndbbmk financial loans. Individual items may not add to totals due to rounding. G.21(423) Table 3 UNUSED COMMITMENTS B i l l i o n s of d o l l a r s , s e a s o n a l l y a d j u s t e d To commercial and i n d u s t r i a l f i r m s F o r m a l i z e d agreements Month-end T o t a l unused commitments ^ Total Term ^ Revolving 3 Other ^ Confirmed l i n e s ^ To nonbank financial institutions 1978—November December 189.6 192.8 150.5 153.2 9.6 10.4 44.3 44.8 6.8 7.2 89.5 90.4 39*0 39.6 197 9 — J a n u a r y February March Apr 11 g May B June July August September October November December 196.4 199.6 202.8 204.7 208.8 212.3 213.5 215.9 220.1 224.6 231.7 234.0 155.6 158.4 161.5 163.9 167.1 170.2 171.1 174.1 176.9 181.5 186.9 188.8 10.7 10.8 11.2 11.2 11.8 11.8 11.9 12.1 12.5 12.5 12.7 12.8 47.0 47.8 49.1 49.9 50.9 50.4 51.2 52.8 53.4 56.0 58.9 59.1 7.2 7.3 7.4 7.2 7.6 7.6 8.1 8.4 8.6 8.7 8.8 8.7 91.1 92.1 94.1 95.5 96.9 100.2 99.8 101.0 102.6 104.5 106.0 107.8 40.7 40.9 41.3 40.7 41.7 42.5 42.5 41.9 43.1 43.5 44.6 45.2 1980—January February March 237.1 247.3 259.6 191.8 202.4 213.2 12.6 13.5 14.7 61.2 65.5 72.4 9.0 9.4 9.6 109.5 113.4 . 116.7 45.2 44.6 46.6 G.21(423) Table 4 OUTSTANDING LOANS MADE UNDER COMMITMENTS AT SELECTED LARGE BANKS B i l l i o n s of d o l l a r s , s e a s o n a l l y a d j u s t e d Month-end Total loans made under commitments^ To commercial and i n d u s t r i c a l f i r m s Formalized agreements Total Term^ Revolving^ Other^ Confirmed l i n e s ^ To nonbank financial institutions 197 8—November December 113.8 115.3 95.9 97.5 36.4 37.0 24.1 25.0 8.8 9.0 26.7 26.5 17.9 18.1 1979—January February March April May June July August September October November December 1 116.5 118.4 120.2 122.4 123.5 125.6 127.3 130.6 132.0 133.1 132.3 137.1 98.4 100.5 102.8 104.2 105.6 107.2 109.1 111.6 114.0 114.7 113.9 118.3 37.5 37.9 38.8 39.0 39.5 39.7 40.2 40.8 41.3 41.8 42.6 43.4 25.3 26.0 26,5 27.3 27.5 28.1 28.4 29.2 30.0 30.5 30.8 33.6 8.9 9.0 9.0 9.2 9.5 9.6 10.2 10.7 10.7 10.4 10.4 10. 9 26.7 27.4 28.1 28.8 29.0 29.8 30.1 31.2 32.1 32.1 30.2 30.4 18.1 17.7 17.5 18.1 17.9 18.4 18.1 19.0 18.1 18.4 18. 5 19.1 Pi 980—January February March 139.7 142.0 145.4 120.6 121.9 124.8 43.5 43.8 44.3 34.8 35.1 36.4 11.0 11.3 11.2 31.3 31.5 32.3 19.0 19.9 20.8 Note: H i s t o r i c a l d a t a f o r t h e s e a s o n a l l y a d j u s t e d s e r i e s b e g i n n i n g J a n u a r y 1975, w i l l be i n c l u d e d on t h e next r e l e a s e .
