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FEDERAL RESERVE statistical release

[f[

LOAN COMMITMENTS AT SELECTED LARGE COMMERCIAL BANKS

s

0.21(423)

Table 1

UNUSED COMMITMENTS F o r I m m e d i a t e R e l e a s e
BILLIONS OF DOLLARS, NOT SEASONALLY ADJUSTED
To commercial and Industrial firms
Month-end

Total unused
commitments 1

Formatized agreements
Total

5

Term 2

Revolving 3

Other 4

Confirmed tines

To nonbank
WmcW
instfeittons

1978—November
December

I

189.7
193.7

151.2
154.2

9.9
10.6

45.2
46.2

6.9
7.3

89.1
90.0

38.6
39.5

1979-—January
February
March
April
May
June
July
August
September
October
November
December

198.9
200.1
203.8
203.6
207.2
209.7
211.0
215.7
218.7
22.4.0
232.3
235.6

158.2
158.7
162.0
162.6
165.5
167.5
169.1
174.2

181.0
188.1
190. k

10.9
10.8
11.2
11.1
11.5
11.6
11.4
12.0
12.5
12.8
13.2
13.1

47.9
48.2
49.3
49.6
49.7
49.1
50.0
52.2
52.9
56. 3
60.1
61.0

7.6
7.5
7.8
7.1
7.6
6.9
7.7
8.4
8.6
8.6
8.9
8.8

91.7
92.2
93.7
94.8
96.7
99.9
100.1
101.5
102.0
103.3
105.9
107.6

40.8
41.4
41.7
41.0
41.6
42.1
41.9
41.5
42.8
43.1
44.3
45.2

1980—January
February
March

240.7
248.5
261.4

195.3
203.2
214.2

12.8
13.5
14.8

62.5
66.2
72.8

9.5
9.8
10.1

110.5
113.8
116.6

45.4
45.2
47.2

175.3

1 Unused commitments are the amounts still available for lending under official promises to
lend that are expressly conveyed to the bank's customers orally or in writing, usually in the term of
a formally executed agreement signed by one of the bank's officers.
^Commitments for term loans are those for loans with an original maturity of more than 1 year.
^Revolving credits are commitment agreements whereby the borrower may draw and repay
loans at will with no repayment penalty and under which the commitment rebounds by an equal
amount after a takedown has been repaid.
4
0 t h e r commitments are expressions of willingness to lend, other than for term Joans and re-




volving credits, that are made known to the customer and are characterized by detailed forma)
agreements specifying the terms and conditions under which a loan is to be made.
^Confirmed lines of credit represent general expressions of willingness to lend, other than for
term loans or revolving credits, that are made known to the customer but are not characterized b y
detailed formal agreements specifying the terms and conditions-under which a loan is to be made.
NOTE.-Included in this series are 134 weekly reporting banks; these banks account for
approximately 85 per cent of commercial and industrial loans, and 95 per cent of nonbank financial
loans. Individual items may not add to totals due to rounding.

0.21 ( 4 2 3 )

T*Ua2

OUTSTANDING LOANS MADE UNDER COMMITMENTS AT SELECTED LARGE BANKS
BILLIONS OF DOLLARS, NOT SEASONALLY ADJUSTED
To e<
ynmercia! and InduaHil Urme
Month-end

Total loans
made under
commitments1

Formalized agreements
Total

Term2

Revolving 3

Other 4

Confirmed lines5

Tononbank
finance
institutions

1978—November
December

114.9
116.7

96.7
98.3

36.1
36.7

24.2
25.1

9.0
9.2

27.4
27.2

18.2
18.4

197 9 — J a n u a r y
February
March
April
May
June
July
August
September
October
November
December

115.1
116.6
119.1
121.5
122.0
125.8
126.1
129.1
132.6
134.4
134.1
139.2

97.5
99.3
101.9
103.8
104.4
107.3
108.0
110.2
114.4
115.6
115.2
119.6

37.5
37.7
38.4
38.9
39.1
39.5
40.2
40.6
41.3
41.9
42.4
43.3

25.2
25.9
26. 6
27.2
27.4
28.1
28.2
28.7
30.0
30.5
31.0
33.9

8.9
8.8
9.0
9.3
9.4
9.8
9.7
10.4
10.6
10.5
10.7
11.2

25.9
26.9
27.9
28.5
28.4
29.9
29.8
30.6
32.5
32.7
31.1
31.3

17.6
17.3
17.2
17.7
17.6
18.6
18.1
19.0
18.2
18.8
18.9
19.5

1980—January
February
March

138. 5
140.4
144.8

119.9
121.0
124.2

43.7
43.8
44.1

34.8
35.0
36.6

11*1
11.1
11.3

30*4
31.0
32.2

ms

1 Loans made under commitments are outstanding loans to commercial and industrial firms
and flonbank financial institutions, less repayments of principal, made under commitments curFWi*t or previously in force.
2Term loans are loans with an original maturity of more than 1 year.
3Loans made under revolving credits are loans under agreements whereby the borrower may
draw down and repay loans at will with no repayment penalty and under which the commitment
rebounds by an equal amount after a takedown has been repaid.
4Loans made under other commitments are loans made under expressions of willingness to
lend, other than for term loans and revolving credits, that are made known to the customer and are




ISirS

20:5

characterized by detailed formal agreements specifying the terms and conditions under which a loan
is to be made.
SLoans made under confirmed lines of credit are loans made under general expressions of
willingness to lend, other than for term loans or revolving credits, tfiat are made known lo the customer but are not characterized by detailed formal agreements specifying the terms and conditions
under which a loan is to be made.
>
NOTE.-Included in this series are 134 weekly reporting banks; ttwte banfcsa«count for
approximately 85 per cent of all commercial and industrial k*n% and 86 j m etn^M'ndbbmk
financial loans. Individual items may not add to totals due to rounding.

G.21(423)

Table 3

UNUSED COMMITMENTS
B i l l i o n s of d o l l a r s , s e a s o n a l l y a d j u s t e d

To commercial and i n d u s t r i a l f i r m s
F o r m a l i z e d agreements
Month-end

T o t a l unused
commitments ^

Total

Term ^

Revolving 3

Other ^

Confirmed l i n e s ^

To nonbank
financial
institutions

1978—November
December

189.6
192.8

150.5
153.2

9.6
10.4

44.3
44.8

6.8
7.2

89.5
90.4

39*0
39.6

197 9 — J a n u a r y
February
March
Apr 11
g
May
B
June
July
August
September
October
November
December

196.4
199.6
202.8
204.7
208.8
212.3
213.5
215.9
220.1
224.6
231.7
234.0

155.6
158.4
161.5
163.9
167.1
170.2
171.1
174.1
176.9
181.5
186.9
188.8

10.7
10.8
11.2
11.2
11.8
11.8
11.9
12.1
12.5
12.5
12.7
12.8

47.0
47.8
49.1
49.9
50.9
50.4
51.2
52.8
53.4
56.0
58.9
59.1

7.2
7.3
7.4
7.2
7.6
7.6
8.1
8.4
8.6
8.7
8.8
8.7

91.1
92.1
94.1
95.5
96.9
100.2
99.8
101.0
102.6
104.5
106.0
107.8

40.7
40.9
41.3
40.7
41.7
42.5
42.5
41.9
43.1
43.5
44.6
45.2

1980—January
February
March

237.1
247.3
259.6

191.8
202.4
213.2

12.6
13.5
14.7

61.2
65.5
72.4

9.0
9.4
9.6

109.5
113.4 .
116.7

45.2
44.6
46.6




G.21(423)

Table 4

OUTSTANDING LOANS MADE UNDER COMMITMENTS AT SELECTED LARGE BANKS
B i l l i o n s of d o l l a r s , s e a s o n a l l y a d j u s t e d

Month-end

Total loans
made under
commitments^

To commercial and i n d u s t r i c a l f i r m s
Formalized agreements
Total

Term^

Revolving^

Other^

Confirmed l i n e s ^

To nonbank
financial
institutions

197 8—November
December

113.8
115.3

95.9
97.5

36.4
37.0

24.1
25.0

8.8
9.0

26.7
26.5

17.9
18.1

1979—January
February
March
April
May
June
July
August
September
October
November
December
1

116.5
118.4
120.2
122.4
123.5
125.6
127.3
130.6
132.0
133.1
132.3
137.1

98.4
100.5
102.8
104.2
105.6
107.2
109.1
111.6
114.0
114.7
113.9
118.3

37.5
37.9
38.8
39.0
39.5
39.7
40.2
40.8
41.3
41.8
42.6
43.4

25.3
26.0
26,5
27.3
27.5
28.1
28.4
29.2
30.0
30.5
30.8
33.6

8.9
9.0
9.0
9.2
9.5
9.6
10.2
10.7
10.7
10.4
10.4
10. 9

26.7
27.4
28.1
28.8
29.0
29.8
30.1
31.2
32.1
32.1
30.2
30.4

18.1
17.7
17.5
18.1
17.9
18.4
18.1
19.0
18.1
18.4
18. 5
19.1

Pi 980—January
February
March

139.7
142.0
145.4

120.6
121.9
124.8

43.5
43.8
44.3

34.8
35.1
36.4

11.0
11.3
11.2

31.3
31.5
32.3

19.0
19.9
20.8

Note:

H i s t o r i c a l d a t a f o r t h e s e a s o n a l l y a d j u s t e d s e r i e s b e g i n n i n g J a n u a r y 1975, w i l l be i n c l u d e d on t h e
next r e l e a s e .