The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
/$SS3f&\ F E D E R A L R E S E R V E statistical release LOAN COMMITMENTS AT SELECTED LARGE COMMERCIAL BANKS G.21 Table 1 UNUSED COMMITMENTS IN BILLIONS OF DOLLARS January, 1979 To commercial and industrial firms Month-end Total unused commitments 1 Formalized agreements Total Term2 Revolving 3 Other4 Confirmed lines 1977—June July August September October November December 159.5 160.8 162.9 163.3 165.5 169.3 171.2 126.7 128.1 129.7 129.8 131.3 134.9 136.3 7 .0 7.5 7.5 7.6 8.3 8.5 8.6 34.7 34.0 34.8 35.1 37.1 37.7 38.9 5.4 5.8 6.6 6.9 6.7 7.9 7.3 80.2 81.4 81.7 81.2 80.1 81.9 82.8 1978—January February March April May June July August September October November 173.1 174.2 170.5 173.3 173.3 174.4 179.4 184.2 185.1 185.6 190.2 137.4 137.1 133.4 135.9 136.1 136.8 141.7 146.5 146.7 147.5 151.5 8.6 8.7 8.6 8.8 8.6 8.8 9.2 9.8 9.3 9.4 9.9 39.1 38.3 36.5 37.4 37.6 37.7 40.4 42.9 43.7 43.5 45.4 7.9 7.7 7.9 6.9 6.5 5.9 6.3 6.7 6.5 6.5 6.9 83.5 83.7 81.4 82.8 83.2 84.3 85.9 87.1 87.2 88.0 89.3 1 Unused commitments are the amounts still available for lending under official promises to lend that are expressly conveyed to the bank's customers orally or in writing, usually in the form of a formally executed agreement signed by one of the bank's officers. ^Commitments for term loans are those for loans with an original maturity of more than 1 year. ^Revolving credits are commitment agreements whereby the borrower may draw and repay loans at will with no repayment penalty and under which the commitment rebounds by an equal amount after a takedown has been repaid. 40ther commitments are expressions of willingness to lend, other than for term loans and re- 5 To nonbank financial institutions • 32.8 32.7 33.3 33.5 34.2 34.3 34.9 35.7 37.1 37.1 37.4 37.1 37.6 37.7 37.7 38.4 38.1 38.7 volving credits, that are made known to the customer and are characterized by detailed formal agreements specifying the terms and conditions under which a loan is to be made. ^Confirmed lines of credit represent general expressions of willingness to lend, other than for term loans or revolving credits, that are made known to the customer but are not characterized by detailed formal agreements specifying the terms and conditions under which a loan is to be made. NOTE.—Included in this series are 134 weekly reporting banks; these banks account for approximately 85 per cent of commercial and industrial loans, and 95 per cent of nonbank financial loans. Individual items may not add to totals due to rounding. G 21 Table 2 OUTSTANDING LOANS MADE UNDER COMMITMENTS AT SELECTED LARGE BANKS IN BILLIONS OF DOLLARS To commercial and industrial firms Total loans made under commitments1 Month-end Formalized agreements 5 Total Term2 Revolving 3 Confirmed lines Other 4 To nonbank financial institutions 1977—June July August September Oc t ober November December 93.0 93.4 93.7 96.0 97.6 97.8 98.4 77.8 78.1 78.6 80.0 81.5 81.5 81.6 29.3 29.5 29.7 28.9 29.8 29.5 29.7 19.4 19.4 19.4 19.6 20.0 20.6 20.4 5.9 5.8 6.0 7.4 7.3 7.1 7.8 23.7 23.8 23.9 24.5 24.8 24.9 24.2 15.2 15.2 15.2 1978—January February March April May June July August September October November 97.2 98.9 101.2 104.5 108.0 109.4 109.6 109.8 111.9 113.8 115.4 81.6 83.4 85.2 88.5 91.4 92.3 92.0 92.2 94.2 95.3 97.1 29.6 30.9 30.5 32.6 34.1 34.2 34.1 35.3 35.7 36.0 36.1 20.4 20.7 21.4 21.6 22.3 22.6 23.1 22.7 23.2 23.5 24.5 7.8 7.7 7.9 8.4 8.4 8.6 8.2 8.4 8.4 8.8 9.1 24.4 24.9 25.7 25.9 26.5 27.0 26.7 25.8 26.9 27.1 27.4 15.6 15.5 16.0 15.9 16.6 17.1 17.6 17.6 17.7 18.4 18.2 1 Loans made under commitments are outstanding loans to commercial and industrial firms and nonbank financial institutions, less repayments of principal, made under commitments currently or previously in force. 2 j e r m loans are loans with an original maturity of more than 1 year. 3|_oans made under revolving credits are loans under agreements whereby the borrower may draw down and repay loans at will w i t h no repayment penalty and under which the commitment rebounds by an equal amount after a takedown has been repaid. 4 Loans made under other commitments are loans made under expressions of willingness to lend, other than for term loans and revolving credits, that are made known to the customer and are http://fraser.stlouisfed.org/ Federal Reserve Bank of St.* Louis e # # 16.0 16.1 16.3 16.9 characterized by detailed formal agreements specifying the terms and conditions under which a loan is to be made. 5Loans made under confirmed lines of credit are loans made under general expressions of willingness to lend, other than for term loans or revolving credits, that are made known to the customer but are not characterized by detailed formal agreements specifying the terms and conditions under which a loan is to be made. NOTE.-Included in this series are 134 weekly reporting banks; these banks account for approximately 85 per cent of all commercial and industrial loans, and 95 per cent of all nonbank financial loans. Individual items may not add to totals due to rounding. e # e e e
