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W

F E D E R A L

RESERVE

statistical

release

LOAN COMMITMENTS AT SELECTED LARGE COMMERCIAL BANKS

G.21

Table 1

UNUSED COMMITMENTS
For immediate r e l e a s e
January 19, 1976

IN BILLIONS OF DOLLARS

Month-end

1975--January
February
March
April

To c o m m e r c i a l and i n d u s t r i a l f i r m s

Total
unused
commitments1

Formalized agreements
Revolving

142.4

109.4

o nonbank
financia
institutions

For rea
estate
loans

105.1
105.6
106.5

145.8
148.5

Other

Confirmed
lines 5

X5.2

112.3
July
August
September
October
November

149.8
152.8
152.0
153.4
153.1

114.4

116.8
116.5
117.0
117.2

det3i,ed f rmal

°

40

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,, rm

„ nd

Table 2

-G.21

OUTSTANDING LOANS MADE UNDER COMMITMENTS AT SELECTED LARGE BANKS
IN BILLIONS OF DOLLARS

Month-end

j^975—January
February
March

Total loans
made under 1
commitments

To commercial and industrial firms
Formalized agreements
Total

Revolving3

Term2

Other4

Confirmed
lines5

To nonbank
financial
institutions

Real
estate
loans

137.3
135.3
133.8

93.8
91.5
90.3

27,0
26.9
26.6

28.8
27.7
28.1

6.6
, 6.5
6,1

31.4
30.5
29.5

22.4
22.6
22.8

20.7

April
May
June

132.7
129.3
130,4

89.5
86.6
86.6

27.3
26.9
27.0

27.9
26.7
26.7

6.1
5.8
5.8

28.2
27.1
27.1

22.1
21.9
22.9

21.1
20.9
20.9

July
Augus t

128.4 125.6
127.5

85.2
83.1
85.0

26.0

22.1

21.1

25.2
26.2

84.4
84.7

26.3
25.3
25.9
r 25.1
2.4.7

5.5
5.2
5.4

125.8
126.1

27.5
27.3
27.6
r 27.9
28.1

5.4
5.6

26.0
26.2

21.5
21.3
19.9
20.3

21.0
21.2
21.6
21.1

September
October
'November

21.1

21.2

)

1 Loans made under c o m m i t m e n t s are all outstanding loans, less repayments
under c o m m i t m e n t s currently or previously »n force.

principal, made

2Term loans are loans w i t h an original m a t u r i t y of more than 1 year.
^Loans made under revolving credits are loans under agreements whereby the borrower may
draw d o w n and repay loans at w i l l w i t h no repayment penalty and under which the c o m m i t m e n t
rebounds by an equal amount after a t a k e d o w n has been repaid.
r __

under other c o m m i t m e n t s are loans made under expressions of willingness to

tend, other
than for term loans and revolving credits, that are made k n o w n t o the customer and are
characterized by
http://fraser.stlouisfed.org/ detailed formal agreements specifying the terms and conditions under w h i c h a loan
Federal Reserve Bank of St. Louis

k to be made.
SLoans made under c o n f i r m e d lines o f credit are loans made under general expressions of
willingness t o lend, other than for t e r m loans or revolving credits, that are made k n o w n t o the customer but are not characterized by detailed forma! agreements specifying the terms and c o n d i t i o n s
under which a loan is t o be made.
N O T E . - I n c l u d e d in this series are 138 weekly reporting banks; these banks account for ap
proximately 85 per cent of afi commercial and industrial loans, 95 per cent of all n o n b a n k financial
loans, and 75 per cent of all real estate loans of ail weekly reporting banks. Individual items may
not add t o totals due t o rounding.