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• o* GOW '. * • f*4L FEDERAL RESERVE • statistical • release ." LOAN COMMITMENTS AT SELECTED LARGE COMMERCIAL BANKS G.21 Table 1 For immediate release February 11, 1976 UNUSED COMMITMENTS IN BILLIONS OF DOLLARS To commercial and industrial firms Total unused commitments1 Total 140. 7 142.4 142.7 April May June Month-end Formalized agreements Confirmed lines 5 To nonbank financial institutions For real estate loans Term 2 Revolving 3 105.1 105.6 106.5 6.2 6.1 6.0 27.9 28.8 29.4 4.4 4.4 4.2 66.6 66.4 66.9 29.6 31.0 30.7 6.0 5.7 5.5 145.8 148.5 147.7 109.4 111.9 112.3 6.3 6.2 6.1 30.5 31.0 31.2 4.3 4.5 4.4 68.3 70.3 70.6 31.1 31.4 30.3 5.2 July Augus t September 149.8 152.8 152.0 114.4 6.0 32.3 4.3 71.8 30.5 4.9 116.8 116.5 6.2 6.3 32.9 33.4 4.7 4.8 73.0 72.0 31.0 30.6 5.0 4.9 October 153.4 November December 153.1 155.7 117.0 117.2 119.4 6.5 6.4 6.2 33.8 34.5 35.3 5.0 4.8 4.9 71.7 71.5 73.0 31.8 31.3 31.7 4.6 4.5 4.6 1975—January February March vmuscu u u m m i i m e m s are m e amounts sun avaiiaoie ror lending under official promises t o lend that are expressly conveyed t o the bank's customers orally or in writing, usually in the f o r m o f a f o r m a l l y executed agreement signed by one of the bank's officers. ^Commitments for term loans are those for loans w i t h an original maturity of more than 1 year. ^Revolving credits are c o m m i t m e n t agreements whereby the borrower may draw and repay loans at w i l l w i t h no repayment penalty and under which the c o m m i t m e n t rebounds by an equal amount after a takedown has been repaid. 4 0 t h e r commitments are expressions o f willingness t o lend, other than for term loans and re- r = revised Other4 5.1 5.1 volving credits, that are made k n o w n t o the customer and are characterized by detailed' f o r m a l agreements specifying the terms and conditions under which a loan is t o be made. ^ C o n f i r m e d lines o f credit represent general expressions o f willingness t o lend, other than for term loans or revolving credits, that are made k n o w n to the customer b u t are not characterized b y detailed formal agreements specifying the terms and conditions under w h i c h a loan is t o be made. NOTE.—Included in this series are 138 weekly reporting banks; these banks account for approximately 85 per cent o f commercial and industrial loans, 95 per cent of nonbank financial loans, and 75 per cent o f real estate loans o f all weekly reporting banks. Individual items may not add t o totals due t o rounding. Table 2 G.21 OUTSTANDING LOANS MADE UNDER COMMITMENTS AT SELECTED LARGE BANKS IN BILLIONS O f DOLLARS To c o m m e r c i a l a n d i n d u s t r i a l f i r m s Month-end 1975--January February March Total loans made under commitments1 Formalized agreements Total Term2 Revolving3 Other4 137.3 135.3 133.8 93.8 91.5 90.3 27.0 26.9 26.6 28.8 28.1 April May June 132.7 129.3 89.5 86.6 86.6 27.3 26.9 27.0 27,9 26.7 26.7 July August 128.4 125.6 September 127.5 85.2 83.1 83.0 27.5 2 7..3 27.6 26.3 25.3 25.9 125.8 126.1 124.8 84.4 84.7 84.1 27.9 28.1 28.5 25.1 24.7 24.0 5.4 5.6 5.6 October 'November December 130.4 1 Loans made under commitments are all outstanding loans, less repayments of principal, made under commitments currently or previously in force. 2Jerm loans are loans with an original maturity of more than 1 year. 3Loans made under revolving credits are loans under agreements whereby the borrower may draw down and repay loans at will with no repayment penalty and under which the commitment rebounds by an equal amount after a takedown has been repaid. 4Loans made under other commitments are loans made under expressions of willingness to lend, other than for term loans and revolving credits, that are made known to the customer and are characterized by detailed formal agreements specifying the terms and condition® under which a loan http://fraser.stlouisfed.org/ # - revised # # # # Federal Reserve Bank of St. Louis 27.7 6.6 6.5 Confirmed lines5 To n o n b a n k financial institutions Real estate loans 22.4 6.1 31.4 30.5 29.5 22.6 22.8 20.7 6.1 28.2 22.1 5.8 5.8 21.1 27.1 27.1 21.9 22.9 20.9 20.9 5.5 26.0 22.1 5.2 5.4 25.2 21.5 21.3 21.1 21.0 21.2 21.6 21.1 26.2 26.0 26.2 26.1 19.9 20.3 20.0 21.1 21.2 20.7 is to be made. SLoans made under confirmed lines of credit are loans made under general expressions of willingness to lend, other than for term loans or revolving credits, that are made known to the customer but are not characterized by detailed formal agreements specifying the terms and conditions under which a loan is to be made. NOTE —Included in this series are 138 weekly reporting banks; these banks account for approximately 85 per cent of all commercial and industrial loans, 95 per cent of all nonbank financial loans, and 75 per cent of all real estate loans of all weekly reporting banks. Individual items may not add to totals due to rounding. e # * e #
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