Full text of G.20 Finance Companies : November 1978

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T:

FEDERAL
mil

statistical

RESERVE
release

November 1978
G. 20
Finance Companies-September 1978
Outstanding Consumer Credit Held by Finance Companies
(In millions of dollars)

Type of credit

September 30,
1978

Seasonally adjusted
increase or decrease (-) during:
1978
September
August
July

Consumer instalment credit
Retail automotive (passenger
cars)

49,673

605

607

877

17,069

371

260

348

Mobile homes
Other retail consumer goods
Home improvement loans
Personal loans

3,152
5,680
203
23,569

14
-28
10
238

7
93
11
236

2
141
14
372

#

Consumer Credit Extended and Repaid at Finance Companies
(Seasonally adjusted, in millions of dollars)

Type of credit

Extended by finance cos.
1978
Sept.
July
Aug.

Repaid to finance cos.
1978
July
Sept.
Aug.

Consumer instalment credit
Retail automotive (passenger
cars)

4,078

4,214

4,281

3,473

3,607

3,404

1,208

1,324

1,279

837

1,064

931

Mobile homes
Other retail consumer goods
Home improvement loans
Personal loans

81
562
16
2,211

78
599
19
2,194

72
628
24
2,278

67
590
6
1,973

71
506
8
1,958

70
487
10
1,906

Note:

Components may not add to totals due to rounding.




G.20

-2-

Outstanding Business Credit Held by Finance Companies
(In millions of dollars)
Seasonally adjusted
increase or decrease (.-) during:
1978
July
August
September

!

Type of credit
Business credit
Retail automotive (commercial
vehicles
Wholesale automotive
Retail paper on business, industrial and farm equipment
Loans on commercial accounts
receivable
Factored commercial accounts
receivable
All other business credit

September
30, 1978
58,324

284

716

-234

13,732
10,150

111
103

247
-77

209
-506

15,647

210

295

-154

4,316

-140

-19

150

2,472
12,007

-11
11

55
215

I
1

j
:

83
-16

Business Credit Extended and Repaid at Finance Companies
(Seasonally adjusted, in millions of dollars)

Type of credit
Business credit
Retail automotive (commercial
vehicles)
Wholesale automotive
Retail paper on business, industrial and farm equipment
Loans on commercial accounts
receivable
Factored commercial accounts
receivable
All other business credit




Extended by finance cos.
1978
July
Aug.
Sept.
14,688

15,417

15,530

1,073
6,148

1,222
6,314

1,324

1,225

2,748

3,269

#

Repaid to finance cos.
1978
Sept.
July
Aug.
15,764

975
6,391

993
6,625

1,198
I

14,701

1,202
6,119

i 14,404
I
! •
i
962
| 6,045
!
1,114

930

1,352

2,888

3,288

3,304

1,727
1,668

1,426
1,691

1,501
1,989

3,454
1

1,716
1,679

1,481
1,906

1,584
1,973

~3"

G.20

Change in Extensions and Repayments
(Seasonally adjusted, in millions of dollars)
Change in repayments from:
Year ago
Month ago

Chanee in extensions from:
Year ago
Month ago

Type of credit
Consumer instalment credit
Retail automotive (passenger
car)

67

767

-203

269

-45

266

-133

46

Mobile homes
Other retail consumer goods
Home improvement loans
Personal loans

-6
29
5
84

21
126
13
340

-1
-19
2
-52

16
12
2
192

113

3,828

1,063

3,822

-20
-195

198
1,886

18
234

228
1,432

-27

101

422

624

185

955

16

824

103
67

107
581

75
298

-34
748

Business credit
Retail automotive (commercial
vehicles)
Wholesale automotive
Retail paper on business, industrial and farm equipment
Loans on commercial accounts
receivable
Factored commercial accounts
receivable
All other business credit

Number of Motor Vehicles Financed at Retail by Finance Companies
(In thousands)
Type of vehicle

September 30,
1978

Total financed at retail

-49

33

124
96
154

i

-31
-25
7

4
1
28

Selected Liabilities of Finance Companies
(In millions of dollars)

Type of liability
Bank loans (excl. commercial
paper)
Commercial paper
Directly placed
Dealer placed




Change from:
Year
ago

374

New passenger
Used passenger
New and used commercial

*

Month
ago

Seasonally adjusted increase or decrease
(-) during:
September 30,
1978
September
August
July
5,409
29,289
26,583
2,706

127
-494
-784
290

129
"2,795
-2,631
-164

342
2,691
3,505
-814

-4-

G.20

Outstanding Assets and Liabilities of Domestic Finance Companies
(Millions of dollars)

Sept.
30,
1978
Assets
Gross accounts receivable
Consumer credit
Business credit
Less: Reserves for unearned income and losses
Net accounts receivable

Seasonally adiusted increase or decrease (-) during;
1977
1978
IIIQ
IVO
10
HQ
IIIQ

107,997
49,673
58,324

4,055
1,224
2,831

4,454
1,527
2,927

3,580
1,532
2,048

4,029
2,097
1,932

2,855
2,089
766

14,296
93,701

548
3,507

1,000
3,454

273
3,307

918
3,111

179
2,676

2,394
301
91
1,686
17,098

12
-150
-145
618
681

103
13
23
-879
280

-95
-24
-23
172
300

173
179
46
132
626

-202
-36
-69
359
1,122

115,271

2,814

4,479

3,308

4,090

3,390

Bank loans (excl. Com'1
paper)
Commercial paper
Directly placed
Dealer placed
Short-term debt, nec.

5,409
29,289
26,583
2,706
6,752

-1
-1,491
-1,606
115
13

41
3,476
2,876
600
677

482
203
221
-18
-937

-705
1,902
1,767
135
1,180

598
-598
90
-688
275

Long-term debt, nec.
All other liabilities

41,282
15,247

164
3,554

913
-1,016

2,100
838

1,982
82

1,705
648

Capital, surplus, and
undivided profits

17,292

125

707

810

303

1,329

115,271

2,814

4,479

3,308

4,090

3,390

Cash and non-interestbearing deposits
Time deposits (incl. cd.'s)
U.S. Government securities
Other marketable securities
All other assets
Total assets
Liabilities

Total liabilities and
capital