Full text of G.20 Finance Companies : December 1985

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FEDERAL RESERVE statistical release

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December 1985
Finance Companies — October 1985
G.20(422)
RECEIVABLES OUTSTANDING AT FINANCE COMPANIES1
M i l l i o n s of d o l l a r s
Type of C r e d i t

Not s e a s o n a l l y
adjusted
October 31,
1985

Seasonally adjusted
i n c r e a s e or d e c r e a s e ( - ) :
1985
August
September
October

R e t a i l f i n a n c i n g of i n s t a l l m e n t s a l e s
Automotive
1,844
72,607
Passenger c a r s
5,976
2,595
Commercial v e h i c l e s 2
14,341
389
660
586
9,177
-13
-19
Mobile homes^
32
13,592
248
Other consumer goods^
116
86
20,297
-37
-329
—46
Equipment
Wholesale f i n a n c i n g
759
-4,746
Auto
18,923
3,716
4,450
Equipment
—80
6
32
7,139
118
45
All o t h e r
59
Lease f i n a n c i n g
Auto
15,847
461
409
417
Equipment
38,252
231
271
381
Personal cash l o a n s t o i n d i v i d u a l s
23,470
427
292
334
-354
Other s h o r t - t e r m b u s i n e s s c r e d i t 5
15,462
677r
-662
11,346
2
Other i n t e r m e d i a t e - t e r m b u s i n e s s c r e d i t
-446
643
Loans secured by r e a l e s t a t e *
29,395
308
—667
359
MEMO: Consumer c r e d i t and r e a l e s t a t e
loans7
148,241
2,679
5,740
3,499
-3,380?
Business c r e d i t ®
146,057
1,430
5,112
1. Includes f i n a n c e company s u b s i d i a r i e s of bank h o l d i n g companies but not of r e t a i l e r s and
banks. Data a r e shown b e f o r e d e d u c t i o n s f o r unearned income and l o s s e s . Components
may not add t o t o t a l s due t o r o u n d i n g .
2. Passenger c a r f l e e t s and commercial land v e h i c l e s f o r which l i c e n s e s a r e r e q u i r e d .
3. Complete d w e l l i n g u n i t s b u i l t on a c h a s s i s and capable of being towed over t h e highway by
t r u c k but not by c a r .
4 . General merchandise, a p p a r e l , f u r n i t u r e , household a p p l i a n c e s , r e c r e a t i o n a l v e h i c l e s ,
motorcycles, auto r e p a i r , and home m o d e r n i z a t i o n .
5. Loans on commercial a c c o u n t s r e c e i v a b l e and f a c t o r e d commercial a c c o u n t s r e c e i v a b l e s .
6. Mainly j u n i o r mortgages.
7. Consumer c r e d i t i n c l u d e s p e r s o n a l cash loans t o i n d i v i d u a l s and r e t a i l f i n a n c i n g of
passenger c a r s , mobile homes, and o t h e r consumer goods.
8. R e t a i l f i n a n c i n g of equipment, wholesale f i n a n c i n g , l e a s e f i n a n c i n g , and o t h e r s h o r t - and
intermediate-term business c r e d i t .
r—revised.




CREDIT EXTENDED AND LIQUIDATED AND CHANGE IN EXTENSIONS AND LIQUIDATIONS AT FINANCE COMPANIES1

Type of r e c e i v a b l e
R e t a i l f i n a n c i n g of
installment s a l e s
Automotive
Passenger cars
Commercial
vehicles^
Mobile homes3
Other consumer
goods&
Equipment
Wholesale f i n a n c i n g
Auto
Equipment
All other
Lease f i n a n c i n g
Auto
Equipment
Personal cash loans
to i n d i v i d u a l s
Other s h o r t - t e r m
business c r e d i t 5
Other i n t e r m e d i a t e term business c r e d i t
Loans secured by
real estate?
MEMO: Consumer c r e d i t
and r e a l e s t a t e
loans7
Business credit®

Aug.

Liquidated
1985
Oct.
Sept.
Aug.

Extended
1985
Sept.
Oct.

Change i n
Change i n
extensions liquidations
from a from a from a from a
month year
year
month
ago
ago
ago
ago
.

-

4,584

9,736

6,009

2,740

3,760

3,414

-3,727

2,850

—346

1,115

1,212
184

1,488
189

1,441
171

823
197

828
208

855
139

-47
—18

651
—60

27
-69

127
-473

1,599
1,105

1,477
1,180

1,617
1,222

1,351
1,142

1,361
1,509

1,531
1,268

140
42

105
174

170
-241

314
245

10,471
882
1,695

7,853
508
1,751

12,252
494
1,815

9,712
962
1,636

12,599
502
1,633

8,536
462
1,770

4,399
-14
64

1,944 - 4 , 0 6 3
—66
-40
137
176

—620
-135
154

1,117
1,048

1,119
1,215

972
1,178

656
817

710
944

555
797

-147
-37

87
14

-155
-147

43
164

2,527

2,842

2,731

2,235

2,508

2,304

-111

974

-204

171

9,994

9,654

9,749

10,348

8,977 r 10,411

95

637

1,434

1,643

1,418

1,343

1,976

1,416

1,789

1,333

633

685

-456

573

1,161

1,388

1,501

853

2,055

1,142

113

410

-913

294

10,055
28,942

15,632
26,111

12,029
31,099

7,376
27,512

9,892
8,530
29,491 r 25,987

-3,603
4,988

4,279 -1,362
4,302 -3,504

1,421
2,194

See footnotes on page 1.
SELECTED LIABILITIES OF FINANCE COMPANIES1
Millions of d o l l a r s
Type of l i a b i l i t y
Bank loans ( s h o r t - and long-term)
Commercial paper ( d i r e c t l y placed
and d e a l e r p l a c e d )




Not s e a s o n a l l y
adjusted
October 31,
1985

Seasonally a d j u s t e d i n c r e a s e
or decrease ( - ) :
1985
August
September
October

17,283

-444

-345

-560

94,416

4,908

5,032

1,083