Full text of G.19 Consumer Credit : September 8, 1982
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FEDERAL RESERVE statistical release FOP IMMEDIATE RELEASE Septeaber 8, 1982 G.19 (421) CONSUHER INSTALLHENT CREDIT - JULY 1982 Consumer installment credit outstanding increased by $570 nillion in July, after seasonal adjustaent, coapared with a $1.35 billion gain in June. The annual rate of growth was 2 percent in July, down froa the 4-3/4 percent rate during the second quarter. Hach of the slower growth was attributable to the autoaobile credit category, which rose $61 aillion in July after a $655 aillion increase in June. Extensions in July fell to $27*51 billion seasonally adjusted, froa the record $29.74 billion total in June. Liquidations were also lower, dropping to $26.94 billion in July froa $28.39 billion the previous aonth. (Millions of dollars) Installment credit July 1982 | June 1982 I July 1982 | July 1981 |Latest 12 aonths | (Wot seas adj.) (Seasonally adj.) | (Wot seas. adj.) , Aaount extended: Autoaobile Revolving (1) Hobile Hoae Other Aaount liquidated: Net change in aaount outstanding: 27,514! I 7,3321 12,551| 441| 7,190! I 1 26,944! I I 570| 29,737! I 8,182| 13,361| 459! 7,735! 1 1 28,388! ! I 1,349! j 27,415| I 7,233| 12,202! 4651 7,515J I 1 26,7921 I I 623J 28,750! ! 8,339! 11,206f 470| 8,735J I 332,724 26,885! I I 1,865| 320,916 1 93,188 143,694 5,590 90,252 11,808 I I 1 1 (*) 61! 655! "55! 1#077| (4) 612! 507! 522! "34! 63| 67! 59! 56| -166» 120! 97J 766! I I 1 1 Aaount outstanding, (2) I I I 1 end of aonth (2) ! (2) • ! 332,4711 320,656J f NOTE: The Board s series covers aost short-and interaediate-tera credit extended to individuals through regular business channels, usually to finance the purchase of consuaer goods and services or to refinance debts incurred for such purposes, and scheduled to be repaid (or with the option of repayment) in two or more installments. Details Bay not add to totals due to rounding. cards at retailers, gasoline companies and commercial banks, and (D Credit check credit at coaaercial banks. Not applicable or not available. (2) A value for the unadjusted net change in outstandings appears also on the next (3) to last column on the next page, but may vary slightly, due to different aggregation nethods. For values see the next to last coluan on the next page under the heading (*) "change froa end of July 1981 aaount n.s.a." Aatoaobile Revolving (1) Hobile Hoae Other (3) CONSOMER INSTALLMENT CREDIT BY HOLDER AND TYPE - July 1982 (Millions of dollars) E x t e n d e d holder and type July 1982 s. a. ! | June 1982 s.a. 1 July 1981 s.a. | ! | July » 1 I 1982 | ! | n.s.a. | j L i g a i d a t e d Installaent credit by July I 1 July 1 1982 I | 1982 | j n. s. a. | ! s.a. I June 1982 s.a. 1 | July 1981 s.a. 1 Total 27,514 29,737 Net !! 0 u t s t a n d i n g chg j July! J End of Change from end 19821 1 July of July 1981 peramount1 s.a. j! 1982 cent C D i 1 n.s.a. i n.s.a. 28,290| 27,415f 26,944] 28,388 26,739! 26,792| ! 570!1 332,471 11,973! 5,439| 3,299| 4,826| 383| 2,2521 118| 12,577| 4,749! | 2,6531 I 4,334! | 821! I 2,098| I 183] I 12,551! 4,412 2,780J 4,488| 6071 1,941 165 13,560 4,826 1 2,849 1 4,4581 598 1 1,931 1 166 1 11,9441 4,4911 2,767| 4,561! 558! 2,2481 170! 12,607! ! 4,405! 1 2,836! 1 4,269| « 611! 1 1,8961 1 168| | -66J 1 146,745 195! ! 93,353 I 45,698 -69! ! 297! ! 26,710 12,520I 196| ! 4,600| 3| ! 14|! 2,845 61|! 128,359 11,815 3.7 By major holder Commercial banks Finance companies Credit unions Retailers (2) Savings and loans Gasoline companies Mutual savings banks 1 | | t 12,485 13,460 5,700 4,607 | 2,8871 2,711 | 4,785|. 4,762 1 803| 7851 1,944 | 1,9691 174 | 179 1,363 9,429 | -398 I 314 I 1,561 | -478I 24 1 .9 11.2 -.9 1.2 14.2 -9.4 .9 By major credit type Automobile Commercial banks Indirect paper Direct loans Credit unions Finance companies 8,1821 8,059! 7,233! I 7,271 7,527 I 7,003J 7,288| ! | I | 3,687 | 2,324 1,363| 1,389 I 2,256 I 3,404 1 2,036 I 1,3681 1,497 I 3,281 3,755| 2,268| 1,487! 1,6631 2,641| 3,615! I 2,186! I 1,429! I 1,3421 I 2,276| 1 3,586 2,099| 1,487 I 1,415! 2,270 3,644 I 2,088 I 1,556 I 1,469 I 2,414 3*708! 2,072! 1,636! 1,4001 1,895| 3,624! ! 101!! 2,110| 1 225! ! 1,514! ! -124|1 1,429! 1 -26! ! 2,235! 1 -14! I 12,854 1 11,590! 11,680| 1 612| ! 59,824 3,060 5.4 6,922 4,001 I 1,931 5, 2781 4,064] 2,248! 5,966| | 3,8181 I 1,896| 1 266!! 343! ! 3|! 32,205 23,019 4,600 2,915 -478 10.0 2.8 -9.4 18,601 841 4.7 1 12,551 [ Mobile home Commercial banks Finance companies Savings and loans Credit unions Other Commercial banks \ Finance companies i Credit unions Retailers Savings and loans Mutual savings banks (1) (2) 1 6,237 4,370| 1,944 13,361 7,141 I 4,2511 1,969 11,706| 5,073| 4,381! 2,252| 12,202! 6,197! 3,907| 1 2,0981 11,939 5 r 971| 4,0271 1,941 441 459 445| 465! 378 392 386! 4061 1 63! | 173 1331 180 129| 1 137 I 276! 116] 30| 170! I 146! I 139! I 230 60| 761 238 2641 13 23| 10! *2 237f « 76J 1 81| 1 12J I -571 1 73! 1 47| ! 01 1 7,190 7,735 8,080! 7,515* 7,356) 7,6T5 7,760J 2,388 2,2181[ 1,310| 415| 680| 179{ 2,735 2,290 1,377J 2,869! 2,682! 1,613! 445| 353! 118! 2,595! 2,327| I 1,301|| 427! 1 682| 183! 2,764 2,0821 1.353| 4611 531| 1651 2,756| 2,347 1,368 1 2,694! 2,561! 1,354! 497! 484! 170| 123 12 511 648 1741 65] 77 1 12 457 521! 166 I 35| 74! 13! 58,131 -1,777 ! -3.0 4741 34,979| 1-4 23,152 -2,251 | -8.9 -191 I 21,852 -.9 8,851 22.4 48,376 623 | -311 725J 431! -3.1 17.8 14.2 -4 -.9 7,418! ! -166!! 125,6871 1,031 .8 2,7801 ! -3761 ! 2,094| ! 1361 1 1,395! ! -43|| 451| ! -46|1 530! ! 149|I 168! 1 14| 1 536| -147! -2031 -3091 1,130! -7.7 14.2 241 .9 9,857 4,801| 3,457| 486 46,552 40,1761 23,360] 3,691! 9,063| 2,8451 Net changes for all months egual extensions minus liquidations (repayments', chargeoffs, and other credits). Includes auto dealers and excludes 30-day charge credit held by retailers and by travel and entertainment companies. NOTE: 5.7 7,332 [ Revolving Commercial banks Retailers Gasoline companies 6,883 I s.a. and n.s.a. denote seasonally adjusted and not seasonally adjusted data, respectively. Details may not add to totals due to rounding. 1.2 -.4 -.9