Full text of G.19 Consumer Credit : January 11, 1982

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FEDERAL RESERVE statistical release
•.ffSmv?
G.19 (<;21)

?CE IMMEDIATE RELEASE
JANUARY 11, 1982

CONSUMER INSTALLMENT CBEDIT - NOVEMBER

1981

CONSUMES INSTALLMENT CBEDIT OUTSTANDING EXPANDED IN NOVEMBER BY $342 MILLION,
DOWN F A O M $1.01 BILLION IN OCTOBER,
THE ANNUAL PERCENTAGE RATE OF GROWTH WAS 1-1/4
PERCENT IN NOVEMBER, COMPARED WITH A ?-3/4 PERCENT RITE OF ADVANCE DURING THE FIBST 10
MONTHS OF THE YEAR.
AUTOMOBILE CREDIT GREW BY $274 MILLION FOLLOWING GAINS OP $962 MILLION IN
OCTOBER AND $2.28 BILLION IN SEPTEMBER.
REVOLVING CREDIT AND MOBILE HOME LOANS
EXPANDED BY ABOUND $50 MILLION AND THE LARGE "OTHER" CATEGORY CONTRACTED BY ABOUT THAT
AMOUNT.
EXTENSIONS OF INSTALLMENT CREDIT INCREASED TO $27.50 BILLION IN NOVEMBER, FROM
$26.95 BILLION THE PREVIOUS MONTH.
LIQUIDATIONS ROSE BY $1.22 BILLION, BEACHING A NEW
HIGH OF $27.16 BILLION.
THE PREVIOUS HIGH WAS $27.08 BILLION IN JUNE, 1981.

(IN MILLIONS OF DOLLARS)
INSTALLMENT CBEDIT

AMOUNT EXTENDED:
AUTOMOBILE
REVOLVING (1)
MOBILE H0H2
OTHER

AMOUNT

LIQUIDATED

NET CHANGE IN AMOUNT
OUTSTANDING;
AUTOMOBILE
REVOLVING (1)
MOBILE HOME
OTHER
AMOUNT OUTSTANDING,
END OF MONTH

NOV. 1981 J OCT. 1981 | NOV. 1981 | NOV. 1980 ILAIEST 12 MONTFS
(SEASONALLY ADJ.)
J
(NOT SEAS. ADJ.)
| (NOT SEAS.ADJ.)
I,.
27,499<
26,6631
24,918|
338,814
26,952J
I
I
I
J
6,7311
6,077|
93,580
7,748|
7,139|
12,293|
11,258|
144,187
11,861|
12,208|
461|
382|
5,940
498|
487|
7,178|
7,201|
95,107
7,392|
7,118|
I
I
I
I
I
I
I
I
24,088|
317,926
26,545|
27,157|
25,9381
I
I
I
I
I
I
I
I
20,888
(3)
8301
1181
3421
1,014|
<
I
I
I
(<*)
-141J
962J
-3061
274|
CO
390|
7061
515J
53|
(4)
135|
171
57|
58|
(*)
-473|
2481
-148J
-43|
I
I
I
I
I
I
I
I
(2)
(2)
!
308,051|
328,944|
U)
I

NOTE: THE BOARD'S SERIES COVERS HOST SHORT- AND INTERMEDIATE-TERM CREDIT EXTENDED
TO INDIVIDUALS THBOUGH REGULAR BUSINESS CHANNELS, USUALLY TO FINANCE THE
PURCHASE OF CONSUMER GOODS AND SERVICES OR TO REFINANCE DEBTS INCURRED FOR
SUCH PURPOSES, AND SCHEDULED TO BE REPAID (OR WITH THE OPTION OF REPAYMENT)
IN TWO OR MORE INSTALLMENTS.
DETAILS HAY NOT ADD TO TOTALS DUE TO ROUNDING.
(1)
CREDIT CARDS AT RETAILERS, GASOLINE COMPANIES AND COMMERCIAL BANKS, AND
CHECK CREDIT AT COMMERCIAL BANKS.
(2)
NOT APPLICABLE OR NOT AVAILABLE.
(3)
A VALUE FOR THE UNADJUSTED NET CHANGE IN OUTSTANDINGS APPEARS ALSO ON THE NEXT
TO LkSI COLUMN CN THE NEXT PAGE, BUT MAY VARY SLIGHTLY, DUE TO DIFFERENT
AGGREGATION METHODS.
(4)
FOR VALUES SEE THE NEXT TO LAST COLUMN ON THE NEXT PAGE UNDER THE HEADING
"CHANGE FROM END OF NOVEMBER 1980 AMOUNT N.S.A."




CONSUMER INSTALLMENT CREDIT BY HOLDER AND TYPE -

NOV. 1981

(IN MILLIONS OF DOLLARS)

E X T E N D E D

L I Q U I D A T E D

1

INSTALLMENT CREDIT BY
HOLDER AND TYPE

|
|
i

NOV.
1981
S.A.

|
|
|

27,499|

TOTAL

OCT.
1981
S.A.

J
|
i

26,952|

NOV.
1980
S.A.

|
NOV.
|
1981
| NiS.A.

25,991

||
||
| I

1

1

J
1
J
1

26,663| 1
1

27,1571
1

25,9381
1

1
1
J

1
I
1

11,922|
4,6251
2,7951
<*,619|
5471
2,292|
157|
1
1
1
7,4741
1
3,724|
2,1291
1,595|
1,4191
2,3311
I

11,419|
4,123|
2,830."
4,628!
521|
2,261|
156|

1
1
1

BY MAJOR HOLDER
COMMERCIAL BANKS
FINANCE COMPANIES
CREDIT UNIONS
RETAILERS (2)
SAVINGS AND LOANS
GASOLINE COMPANIES
MUTUAL SAVINGS BANKS

1
1
1
|
1

12#043|
5,287|
2,571|
4,405|
668|
2,353|
172|

11,244|
5,327|
2,621|
4,729|
553J
2,333|
145|

11,432
4,852
2,795
4,250 1
444 1
2,024 I
194|

7,748|

7,139|

7,117

1
1
1
1
|
1
1
1
1
6,731| 1

3,654|
2,189|
1,465|
1,342|
2,752|

2,912|
1,627J
1,285|
1,308]
2,919|

3,552
1,9621
1,590
1,402]
2,163

3,115| 1
1,827|
1,288| 1
1,236|
2,380|

BY MAJOR CREDIT TYPE
AUTOMOBILE
COMMERCIAL BANKS
INDIRECT PAPER
DIRECT LOANS
CREDIT UNIONS
FINANCE COMPANIES

1
I

11,861|

REVOLVING

10,868|
4,967|
2,382|
5,345|
7*1|
2,226]
164J

12,208|

10,953

12,293|
1

COMMERCIAL BANKS
RETAILERS
GASOLINE COMPANIES
MOBILE HONE
COMMERCIAL BANKS
FINANCE COMPANIES
SAVINGS AND LOANS
CREDIT UNIONS
OTHER
COMMERCIAL BANKS
FINANCE COMPANIES
CREDIT UNIONS
I
RETAILERS
SAVINGS AND LOANS
MUTUAL SAVINGS BANKS j

(1)
(2)

5,555|
3,953|
2,353|

5,555|
4,320|
2,333|

498|

487|

5,155
3,774|
2,024,
424
243
93]
74|
14,

5,221|
4,846|
2,226|
461|

254|
106|
127|
9|

266J
123|
89|
9|

7,3921

7,118|

7,497

7,178|

2,580|
2,427|
1,220|
452|
541|
172J

2,511|
2,285|
1,304|
409J
464|
145|

2,482^
2,596|
1,379]
476|
370|
194]

2,319|
2,476||
1,137(1
499||
583||
1641]

213|
111]]
128|]
9||

NOV.
1981
S.A.

1
I
1

11,8081
1
5,3771
4,1391
2,292|
1
4401
1
2801
661
82|
121

1

7,435|
1
2,5411
2,4281
1,364|
480)
4651
157(

OCT.
1981
S.A.

NOV.
1980
S.A.

1
NOV.
|
1981
I N.S.A.

25,1521

26,545| I

3421 |

328,944 |

20,893|

6.8

144,560 1
-587!
89,956| 14,266|
46,092 1
2,4861
2,094|
28,563I
11,5291
1,842|
790|
5,452 |
2,792 1
2|

-.4
18.8
5.7
7.9
19-0
16.9
.1

1
J
1
1
11,552|
4,258|
2,5771
4,198|
4581
1,952|
1571

11,398|
4,5941
2,7071
4,828|
530|
2,3361
1521

i

1
1
1
6,1771
1
3,2001
1,6711
1,529|
1,4061
1,571]
1
11,8181
1
5,417J
4,1401
2,2611
1
352J
J
2251
49 j
66|
121
1
7,591|
1
2,5771
2,5031
1,412|
4881
4551
156!

1 I NET 1 1 0 U T S T A N D I N G
1 I CHG 1
| 1 NOV.] | END OF (CHANGE FROM END
| | 19811 |
NOV.
1 OF NOV. 1980
1981
1 1 S.A.I |
| AMOUNT! PER1 1 (D I | N . S . A . | N. S . A . I CENT

i

6,8721
3,690|
2,0061
1,684|
1,301|
1,8811
10,6881
5,0341
3,702|
1,952|

I
1211 |
1
4621 |
1 -2241 I
1 -2141 |
1
121| |
1
611 I
1
15| I

1
1
J
274J
7,0371
1
3,5791
-70|
2,044|
601
1,5351 1 - 1 3 0 |
1,3911 1
-77|
2,0671
421|

9,4121

8.1

58,669 1 -3,1791
-863|
34,421 |
<24,248 1 - 2 , 3 1 6 1
22,041 1
1,1891
45,219 11,402|

-5.1
-2.4
-8.7
5.7
33.7

531

61,166 1

5,8621

10.6

178|
-186J
611

31,125
24,589 1
5,452

2,7651
2,3071
790|

9.7
10.4
16.9

58|

18,385

1,0921

6.3

-26|
421
451]
-3|

10,272!
4,4391
3,1841
490|

-180!
737!
508|
26|

-1.7
19.9
19.0
5.7

7,32611
123,464]
-43||
11
44,494|
39||
2,45311
2,47111
40,298|
-Hi
1,304H -144J|
23,561|
3,974|
4941 1
-28U
452H
76 J |
8,345|
152H
2,792|
15||

4,527|

3.8

7|
2,1271
1,2711
-2131
1,333|
2|

.0
5.6
5.7
-5.1
19.0
.1

11,7781
1
5,1081
4,334|1
2,336|1
I

4001

404|

276|
49|
631
121

11
2584 J
56||
78||
12||

I 125,929 1
|
|
I
|

1 ,

7,192|
2,552|
2,328|
1,2641
4961
395(
1571

NET CHANGES FOR ALL MONTHS EQUAL EXTENSIONS MINUS LIQUIDATIONS (REPAYMENTS, CHARGEOFFS, AND OTHER CREDITS).
INCLUDES AUTO DEALERS AND EXCLUDES 30-DAY CHARGE CREDIT HELD BY RETAILERS AND BY TRAVEL AND ENTERTAINMENT COMPANIES.
NOTE:




S.A. AND N.S.A. DENOTE SEASONALLY ADJUSTED AND NOT SEASONALLY ADJUSTED DATA, RESPECTIVELY.
DETAILS MAY NOT ADD TO TOTALS DUE TO ROUNDING.