Full text of G.19 Consumer Credit : December 7, 1982
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FEDERAL RESERVE statistical release
tOE
G. 19 (421)
IMMEDIATE BELEASE
December 7, 1S82
CONSUME* INSTALLMENT CBEDIT - QCTCBEB 1982
Consumer installment credit outstanding declined $324 million in October on a
seasonally adjusted basis, following a $1.09 billion increase in September. The drop
in outstanding debt was the first since a $33 million decline in December 198 1. Credit
outstanding declined at a 1.2 percent annual rate in October compared with a 4 percent
increase in September and 2 percent increase for the third quarter.
The "other" category of consumer credit, which includes personal cash loans
and sales finance contracts on nonauto consumer goods fell $350 million and auto and
mobile home loans also posted declines. All of the categories had registered gains
during September.
Extensions in October totaled $28.06 billion, seasonally adjusted, compared
with $28.27 billion in September. Liguidations rose to $28.39 billion in Octoner
from $27.18 billion a month earlier.
(Millions of dollars).
Installment credit
Amount extended:
Automobile
devolving (1)
Mobile Home
Other
Amount
liquidated:
Oct. 1982 | Sep. 1982 1 Oct. 1982 J Oct. 1981 JLatest 12 months
(Mot seas.adj.)
j (Not seas adj.)
(Seasonally adj.)
j
,
...
'I27,680!
28,0.62!
27,158|
332,385
28,268!
I
I
I
I
7,650!
7,970!
7,46S|
91,233
7#546|
12,210!
12,340|
11,7504
145,559
12,464|
516J
476!
548J
5,504
4521
7,304!
7#276|
7,391J
90,089
7,806|
I
I
I
I
I
I
1
I
28,650!
26,693|
326,061
27,176|
!
Net change in amount
J
I
6,324
!
outstanding:
1
I
-9701
465|
1,092|
(<0
Automobile
!
I
I
(4)
.Revolving (1)
-465J
641|
(<0
505J
Mobile Home
133|
-13|
(4)
210|
Other
176J
36|
10|
-485|
-528J
367|
Amount outstanding,
J
I
(2)
1
(2)
end of month
I
I
I
328,652J
334,871! credit extended
NOTE: Tne Board 1 s series covers most short- and intermediate-term
I
to individuals through regular business channels, usually to finance the
purchase of consumer goods and services or to refinance debts incurred for
such purposes, and scheduled to be repaid (or with the option of repayment)
in two or more installments. Details may not add to totals due to rounding*
Credit cards at retailers, gasoline companies and commercial banks, and
(1)
check
credit at commercial banks.
Not applicable or not available.
(2)
A value for the unadjusted net change in outstandings appears also on the next
(3)
to last column on the next page, but may vary slightly, due to different
aggregation methods.
For values see the next to last column on the next page under the heading
<«)
"change from end of October 1981 amount n.s.a."
28,386!
!
!
-324!
J
-78!
108!
-4|
-350!
!
12)
i!
(3)
CONSUMER INSTALLMENT CBEDIT BY HOIDEfl AND TYPE -
Oct. 1982
(Millions of dollars)
E x t e n d e d
installment
credit
h o l d e r and t y p e
1
Oct.
1982
s . a.
I
|
j
28,0621
Total
By major
1I
Sep.
1982
s.a.
1
1
1
1
28,2681
1
Oct.
1981
s.a.
Oct.
1982
j xi. s . a .
1
1
Commercial banks
F i n a n c e companies
C r e d i t unions
B e t a i l e r s (2)
Savings and l o a n s
G a s o l i n e companies
M u t u a l s a v i n g s tanks
|
1
13,3221
4,4271
2,8971
4,4311
961|
1,835|
1891
12,7501
4,894|
3,0921
4,6841
7861
1,8761
186j
13,0771 |
4,2641
2,6851 |
4,6591 I
1,0581
1,7491
1881
1
1
1
7,6501
13,371
4,820
2,929 1
4,519
633 |
1,950
164
12,2691
4,7791
2,7461
4,6241
605|
1,9911
162|
11,6861
4,1231
2,8301
4,455J
521|
2,0631
1561
8,048
7,0411
6,4661
4,2131
2,686|{
1,527U
1,3781
2,059|j
11
12,2101
4,244
2,713|
1,531
1,5261
2,278
3,2671
1,7451
1,5221
1,4201
2,3541
3,4891
1,9501
1,5391
1,4061
1,5711
13,3231 i
- 4 9 1 I 147,926 I
1,037
5,0801 1 -3931 |
9 2 , 5 4 1I
2,958 |
2,8851 1 - 3 2 | 1
46,645 |
229 1
4,4421 1 -8811
27,046 |
124 1
6541
328| 1
13,457 I
2,109 I
2,0961
-115J I
4,322 I
-391
1701
251 »
2,934
153
1
1
1
-781 1 128,619
8,1151
2,275
1
4,179U
521 1
58,796
-446
2,6451
721 1
35,490
8391
1,5341
-201 I
23,3061 - 1 , 2 8 5
1,474J
-121 1
22,305
109
-1181 1
2,4621
47,518
2,612
12,2541
11,4291
3,2631
1,9661
1,2971
1,3081
2,9191
12,340|
11,7531
i
6,455|
4,0501
1,835|
6,3361
4,2521
1,876|
5,5781
4,1541
2,0211
6,2331
4,2281j
1,7491
6,209
4,0731
1,950
6,0931
4,1701
1,9911
|
4761
4751
480,
i
1741
811
207J
141
5161
1
183|
1071
2I41J
121
27 1 j
88]
107|
14
Commercial banks
F i n a n c e companies
C r e d i t unions
Retailers
Savings and l o a n s
M u t u a l s a v i n g s hanks
(1)
(2)
1
4521
1
19 1J
1051
1401
161
2541
1231
891
9|
7,2761
7,8061
7,1181
2,3971
2 , 1861
1,3691
381|
7541
1891
2,521j
2,524|
1,4971
4321
6461
1861
2,515|
2,2851
1,304J
4051
4641
I45|
1
1
7,3041
II
2,4481
2,0981
1,2951
4311
8441
1881J
-3241 1 334,871
6,219
12,232
1
12,2231
5,3961
3,9701
2,063|
6,1441
3,9831
2,09611
4421
3531
258|
851
861
131
226|
491
66|
121
480H
11
275J1
89H
10211
141
7,626
7,4391
7,586|
2,647
2,4541
1,3891
4461
526|
1641
2,6511
2,3401
1,3131
454|
5191
1621
2,5751
2,5031
1,4121
4851
4551
1561
1
.7
3.3
*5
-5
18.6
-8.3
5.5
1.8
-.8
2.4
-5.2
.5
5.8
60,811
2,360
4.0
246| |
-231 )
-1151 1
33,085
23,404]
4,322
2,322
429
-391
7.5
1.9
-8.3
-41 1
18,814|
514]
2.8
-971 1
-7J 1
1001 1
01 1
9,631
4,971
3,716
496
-657,
587
582|
2
-6.4
13.4
18.6
.5
108| 1
-3501 1 126,627
7,8321
11
-250| |
46,414
2,7251
-2681 t
40,052]
2,529(
1,3971
-20J (
23,844]
459J
-651 1
3,642|
228] 1
9,741]
5521
17011
251 1
2,9341
1,070
-182
-241]
118]
-305]
1,5271
153|
Net changes for all months egual extensions minus liquidations (repayments, chargeoffs, and other credits).
Includes auto dealers and excludes 30-day charge credit held fcy retailers and by travel and entertainment companies.
NOTE:
1.9
•
3,7021
2,077|
1,6251
1,5791
2,265|
1
12,4641
1
n g
I Change from end
| of
O c t . 1981
I amount
pern.s.a.
cent
11,610]
5,3271
2,6211
4,5591
5531
2,021|
1451
4,296|
2,7851
1,5111
1,5141
2,160|
Revolving
1 Cct.
|
1982
l n.s.a.
28,6501
1
1
J
7,4901
1
Oct.
198 1
s.a.
25,8341
7,546J
Commercial hanks
I n d i r e c t paper
Direct loans
C r e d i t unions
Finance coapanies
Other
1
1
1
27,1761
i
Commercial banks
F i n a n c e companies
Savings and l o a n s
C r e d i t unions
Sep.
1982
s.a.
7,9701
Automobile
M o b i l e home
I
t a n d i
28,386
i
Commercial hanks
Betailers
•Gasoline companies
Oct.
1982
s.a.
Net | ( O u t s
chg 1
C c t . | 1 End o f
19821 I
Oct.
1982
s.a. | 1
(1) 1 1 n . s . a .
27,6801
1
J
1
1
J
type
1 I
1 !
j I
1
11
i
|
1
| i
11
26,8361
1
i1
holder
By major c r e d i t
l i q u i d a t e d
by
s»a» and n.s.a. denote seasonally adjusted and not seasonally adjusted data, respectively.
Details may not add to totals due to rounding.
.9
-.4
-.6
.5
-7.7
18.6
5.5
@FedFRASER