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FEDERAL

RESERVE

G.18

September 6 , 1973
CONSUMER; INSTALMENT CREDIT AT. COMMERCIAL BANKS
JULY 1973

-

Consumers owed c o m m e r c i a l b a n k s $ 6 6 , 0 6 5 m i l l i o n on a n i n s t a l m e n t b a s i s a t
t h e end of J u l y . The $ 1 , 0 6 6 m i l l i o n i n c r e a s e d u r i n g t h e month was d i s t r i b u t e d among
a l l t y p e s of c r e d i t .
I n s t a l m e n t c r e d i t e x t e n d e d i n J u l y was s l i g h t l y above t h e J u n e volume,
w i t h g a i n s i n p e r s o n a l l o a n s and m o b i l e home c r e d i t o f f s e t t i n g d e c l i n e s i n a u t o m o b i l e
p a p e r and n o n - a u t o m o t i v e consumer goods c r e d i t .
Consumer I n s t a l m e n t C r e d i t a t Commercial Banks
( E s t i m a t e s , i n m i l l i o n s of d o l l a r s )
Amounts o u t s t a n d i n g
Volume e x t e n d e d
Change f r o m :
Change f r o m :
Type of c r e d i t
July
J u l y 31,
Month
Year
Month Year
1*973 1
1973
ago
ago • ^
ago
ago
Automobile paper,

total

Purchased
Direct
O t h e r consumer g o o d s : C r e d i t c a r d s
M o b i l e homes
Other
Home r e p a i r and m o d e r n i z a t i o n l o a n s
Personal loans: Check-credit
Other
Total

30,462

4458

+5,025

2,633

-48

+434 .

18,43.9
12,023

+301
+157

+3,195
+1,830

1,605
1,028

-30
-18

+256
+178

5,603
6,629
5,815
3,774
1,934
11,848

+101
+156
+127
+ 74
+ 25
+125

+1,086 1,120
+ 1 , 4 8 5 . 356
+ 912
524
+ 364
245
+ 297
271
+1,208 1,083

+16
+27
-25
+13
+ 6
+24

+294
+ 72
+101
+ 43
+ 69
+116

+13

+1,129

66,065

+1,066 +10,377

6,232

Federal Reserve D i s t r i c t :
Boston
New York
Philade1phis
Cleveland
Richmond
Atlanta
Chicago
S t . Louis
Minneapolis
Kansas C i t y
Dallas
San F r a n c i s c o




2 , 5 5 4 . + 46
+110
7,512
+ 64
3,869
4 , 9 3 9 v +109
+146
6,867
+125
7,531

+ 344
+ 925
+ 663
.+ 741
+1,358
+1,275

254
720
333
459
654
700

- 3
- 6
-10
+30
+ 6
+ 2

+ 38
+157
+ 65
+109
+147
+ 98

+164
+ 56
+ 21
+ 42s
+ 26
+157

+1,153
+ 567
+ 253
+ 731
+ 609
+1,758

821
305
154
371
393
1*068

- 7
- 2
- 7
- 3
-11
+24

+200
+ 41
+ 9
+ 52
+ 62
+151

8,650
3,534
1,963
3,922
4,200
10,524