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September 11, 1974 CONSUMER INSTALMENT CREDIT AT COMMERCIAL BANKS JULY 1974 Consumer i n s t a l m e n t c r e d i t o u t s t a n d i n g a t commercial banks amounted t o $72,384 m i l l i o n a t t h e end of J u l y , an i n c r e a s e of $769 m i l l i o n from June 3 0 . A l l major t y p e s of c r e d i t o u t s t a n d i n g i n c r e a s e d d u r i n g t h e month, led by a u t o m o b i l e p a p e r , w i t h c r e d i t card and p e r s o n a l lo a n h o l d i n g s expanding m o d e r a t e l y . I n s t a l m e n t l o a n s made to consumers i n J u l y were $359 m i l l i o n above t h e June volume. Automobile paper and c r e d i t c a r d lending^ each gained $133 m i l l i o n t o l e a d t h e advance. ^ Consumer I n s t a l m e n t C r e d i t a t Commercial ( E s t i m a t e s , in m i l l i o n s of d o l l a r s ) Amounts o u t s t a n d i n g Change from: Type of c r e d i t J u l y 31, Month Year 1974 ago ago 31,627 19,377 . 12,250 Volume extended Chang, Month Year ago ago July 1974 Other consumer goods: C r e d i t c a r d s Mobile homes All other Home improvement l o a n s Personal loans: Check-credit All other Total 1,165 2,553 133 T 80 - 938 227 1,553 1,000 107 26 - 52 - 28 146 59 64 92 36 134 1,619 994 669 542 332 998 1,503 272 532 278 . 320 1,156 133 -12 16 13 32 44 383 - 84 8 33 49 73 72,384 Purchased Direct 157 31 ' 7,222 7,623 6,4«4 4,316 2,266 12,846 Automobile p a p e r , t o t a l 238 Banks 769 6,319 £,614 359 382 2,795 8,178 4,336 5,543 7,332 8,304 28 115 74 67 51 42 241 666 467 604 465 773 285 750 328 472 607 716 26 • 52 12 26 9 -15 " 31 30 - 5 13 -47 16 9,705 3,811 2,138 4,174 4,448 11,620 110 . 66 38 56 51 71 1,055 277 175 252 248 1,096 887 " 357 182 433 421 1,176 53 51 15 44 1 85 66 52 28 62 28 108 F e d e r a l Reserve D i s t r i c t : Boston New York Philadelphia Cleveland Richmond Atlanta Chicago S t . Louis • Minneapolis Kansas C i t y Dallas San F r a n c i s c o j j j . j j -
