Full text of G.18 Consumer Instalment Credit at Commercial Banks : September 1, 1972

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FEDERAL

RESERVE

st a f i s t i c a I
G.18

33

f

re l e a s e
September 1, 1972

•

CONSUMER INSTALMENT. CREDIT AT. COMMERCIAL BANKS
' JULY 1972
Consumers owed commercial banks $49,879 m i l l i o n on an i n s t a l m e n t b a s i s a t
t h e end of J u l y . The $712 m i l l i o n i n c r e a s e d u r i n g t h e month o c c u r r e d l a r g e l y i n a u t o mobile c r e d i t , w i t h g a i n s r e g i s t e r e d , i n a l l D i s t r i c t s .
The volume of i n s t a l m e n t c r e d i t e x t e n d e d by; banks i n J u l y d e c r e a s e d by
$458 m i l l i o n , b u t was $593 m i l l i o n above t h e y e a r - a g o f i g u r e . The d e c r e a s e was n o t e d
i n a l l s e c t i o n s of t h e c o u n t r y , w i t h a u t o m o b i l e p a p e r a c c o u n t i n g f o r n e a r l y o n e - h a l f
the d e c l i n e .
• ,
Consumer I n s t a l m e n t C r e d i t a t Commercial Banks
( E s t i m a t e s , i n m i l l i o n s of d o l l a r s )
Volume e x t e n d e d
Amounts o u t s t a n d i n g
Change from:
Change f r o m :
July
J u l y 31,
Type of c r e d i t
Year
Month
Month Year
1972
1972
ago
ago
ago
ago.
Automobile p a p e r , t o t a l
Purchased
Direct
Other consumer goods: C r e d i t c a r d s
Mobile homes
Other
Home r e p a i r and m o d e r n i z a t i o n l o a n s
C
h
e
c
k
credit
Personal loans:
Other
Total

23 ,927

+4.12

+3,093' 2,065

-219

+311.

14 ,315
9, ,612

+287
+125

, +1 , 7 0 1 1,265
+1 ,392
800

-109
-110

+228
+ 83

3.,635
5 ;,144
1 . ,865
3.,019
1,47.7
10,812

+ 46
+121
- 9
+ 34
+ 17
+ 91

+ 483
+1 ,190
+
40
+ 216
+ 253
+1 ,095

49 =,879

+712

44
44
34
24
20
73

+131
+ 59
- 38
+ 13
+ 33
> 84

+6 ,370 4 , 5 1 0

-458

+593

+
+
+
+
+
+

188
538
253
314
445
492

-

+
+
+
+
+
+

555
239
129
271
267
819

+ 18
-100
+ 40
- 20
- 20 . + 20
+ 38
- 34
+ 29
- 7,
+205
- 60

669
284
150
178
183
981

-

Federal Reserve D i s t r i c t :
Bos ton
New York
Philadelphia
Cleveland
Richmond
Atlanta

1,,957
6,,385
3,,055
3, ,852
4, 869
5, ,267

+
+
+
+
+
+

Chicago
S t . Louis
Minneapolis
Kansas C i t y

6, 701
2, 704
1 , 627
2, 780
2, 987
7, 695

+ 51
+ 54
+ 27
+ 59
+ 48
+141

San F r a n c i s c o




28
61
49
52
53
89

137
481
382
372
762
897

+ 692 r
+ 442
+ 195
+ 408
+ 387
+1,,215

17
65
23
26
41
45

29
17
35
25
50
87