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FEDERAL

RESERVE

statistical
G. 18

,.
4
\

releas e

\

®

May 5, 1972

GONSUHEI^aNSf^LMENT CREDIT AT COMMERCIAL BANKS
\

"

MA^CH 1972

Extensions of congjunet'^instalment credit at commercial banks increased
$698 million from February;to March. One-half of the increase was in automobile paper
and the remainder was about equally divided between other consumer goods and personal
loans . *®The total volume of new loans made during March--nearly $4.24 b i l l i o n — e x ceeded the previous high reached last June by $30 million.
Instalment credit outstanding at the end of March totaled more than
$46.4 billion, up $452 million from the month-earlier figure. Outstandings were
higher for all types of credit except credit cards, and in all Federal Reserve
Districts .
Consumer Instalment Credit at Commercial Banks

Type of credit

Automobile paper, total
Purchased
Direct
Other consumer goods: Credit cards
Other
Mobile homes
Other
Home repair and modernization loans .
Personal loans: Check-credit
Other
Total

Amounts outstanding
Chang e from:
Month Year
ago
ago

Mar. 31,
1972

Volume extended
Change
Month
Year
ago
ago

Mar.
1972

22,070

+300

+2,256 1,945

+347

+210

13,167
8,903

+160
+140

+1,020 1,127
+1,236
818

+181
+166

+126
+ 84

3,423
6,410
4,602
1,808
2,835
1,374
10,303

+
+
+
+
+
+

+
+

+ 85
+ 78
+ 45 .
+ 33
+ 34
+ 21
+133

+103
- 7 ,
N.A.
N.A.
+ 24
+ 42
+ 82

+4,852 4,237

+698

+454 -

+
94
+ 357
+
288
+ 274
+ 612
+ "682

168
534
234
291
428
455

+ 34
+105
+ 55
+ 60
+ 76
+ 61

+
+
+
+
+

+
+
+
+
+
+

544
222
126
251
255
729

+
+
+
+
+
+

+ 62
+ 19
+ 15
+ 42
+ 40
+102

22
86
83
3
11
7
70

46;415 . +452

418
916
N.A.
N.A.
+
143
+
215
+
904

591
395
234
161
148
190
968

Federal Reserve District:
Boston
New York
Philadelphia
Cleveland
RichmondAtlanta

1,852
6,053
2,837
3,608
4,499
4,866

+
+
+
+
+
+

7
5
24
18
61
64

Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

6,313
2,495
1,504
2,543
2,801
7,044

+
+
+
+
+
+

64
41
18
26
17
87

N.A.

Not available.




565
382
149
297
331
821

94
33
22
43
40
75

13
16
20
I
54
72