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FED E R A ! " R E S E R V E
G. 18

March 6, 1964
CONSUMER INSTALMENl/cREDIT AT COMMERCIAL BANKS

••

JANUARY 1964
Consumer instalment paper held by commercial banks at the end
of January totaled $21,630 million, up $20 million from the December 1963
level. All major types of credit, except repair and modernization loans,
increased slightly during the month.
i
Extensions of instalment credit by the banks, totaled $1,825
million in January, down $64 million from the previous month but $71
million above the volume a year earlier. All types of loans shared in
the January decline in credit extensions.
Consumer Instalment Credit at Commercial Banks
(Estimates, in millions of dollars)
Change from:
Year
Month
ago
ago

11,262

-H3

+1,554

7,246
4,016

1/

,+13

+1,030
+524

+11
-28
+24

+273
+94
+580

21,630

+20

+2,501

1,062
3,395
1,384

- 4
+ 2
- 7

1,490
1,694
1,683

Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

Automobile paper, total
Purchased
-Direct
Other consumer goods paper
Repair and modernization loans
Personal loans
Total

Volume extended
Change from:
Year
-Month
.. ago
+35
886
- 4

9

o

Jan. 31,
1964

1

Amounts
Type of credit

-

Jan.
1964

+25
+10

551
335

+ 3

300
94
1)545,

-19
-12
-29

+ 1
+ 2
+33

1,825

-64

+71

+79
• +389
+118

86
289
97

- 5
-17
-17

- 4
+23
- I

- 3
+ 6
+ 2

+194
+208
+147

111
149
170

- 7
+ 4
- 8

+10
+ 2

3,198
1,029
633 -

- 2
1
- 3

+413
+131
+ 58

257
78
,51

- 7
- 4
-2

+20
- 3
> 2

1,082
1,270 3, 710

+ 5
+ 5
+18

+132
+182
+450

100
118
319

-.3
+ 6
- 4

+ 6 &
+ 8
+ 8"

3,134
2,333
4,901

.

-

7

Federal Reserve District:
Boston
New York
Philadelphia
Cleveland
• Richmond
Atlanta

1/ Less than 0.5 million.




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