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F E D E R A L R E S E R V E s t a t i s t i c a l \ 2 & r e l e a s e CONSUMER INSTALMENT CREDIT AT COMMERCIAL BANKS APRIL 1974 Consumer i n s t a l m e n t c r e d i t o u t s t a n d i n g a t commercial banks amounted t o $ 6 9 , 9 4 4 m i l l i o n a t t h e end of A p r i l , an i n c r e a s e of more t h a n $700 m i l l i o n from March 3 1 . A l l m a j o r t y p e s of o u t s t a n d i n g c r e d i t i n c r e a s e d d u r i n g t h e month w i t h p e r s o n a l c r e d i t and a u t o c r e d i t a c c o u n t i n g f o r n e a r l y o n e - h a l f t h e t o t a l g a i n . I n s t a l m e n t l o a n s extended to consumers i n A p r i l were $786 m i l l i o n above t h e March volume, w i t h m a j o r advancement a g a i n r e f l e c t e d i n t h e a u t o and p e r s o n a l l o a n sectors . " Consumer I n s t a l m e n t C r e d i t a t Commercial Banks Amounts o u t s t a n d i n g Change Month Year ago ago Type of c r e d i t A p r . .30, 1974 30,935 ' O t h e r consumer goods: • . . . ^ Credit cards Mobile homes Other Home improvement l o a n s Personal loans: Check-credit Other Total 1 +175 +2,172 2,497 +294 -146 18,896 12,039 Automobile p a p e r , t o t a l Purchased Direct Volume e x t e n d e d Change f r o m : Month Year ago ago Apr. 1974 +121 + 54 +1,569 + 603 1,524 973 +195 + 99 - 61 - 85 6,761 7,399 6,208 4,028 2,180 12,433 + 94 + 66 +126 + 70 + 11 +170 +1,471 +1,236 + 807 + 447 + 343 +1,009 1,301 286 581 249 305 1,179 +145 + 37 + 95 + 60 + 29 +126 • +326 - 21 + 49 + 46 + 50 +121 69,944 +712 +7,485 6,398 +786 +425 + + + + + + + + •+ + + + 273 758 551 722 762 919 266 708 331 458 614 730 + 45 + 76 + 45 + 65 + 97 +105 + + + + + + . +1,214 + 297 + 153 + 323 + 306 +1,207 885 321 165 380 427 1,113 +128 + 36 + 10 + 26 + 39 +114 +124 + 18 + 12 + 10 + 29 + 93 Federal Reserve D i s t r i c t : Boston . New York ^Philadelphia Cleveland Richmond Atlanta . 2,693 7,896 4,163 5,325 7,113 8,064 Chicago S t . Louis v Minneapolis Kansas C i t y Dallas ' San F r a n c i s c o 9,357 3,653 2,027 4,041 . 4,335 11,277 26. 69 45 74 44. 65 +143 + 46 + 18 + 19 + 39 +124 17 43 9 39 1 30
