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July 1974 CONSUMER INSTALMENT CREDIT AT COMMERCIAL BANKS / MAY 1974 . Consumer instalment credit outstanding at commercial banks,passed the $70 billion level during May, up $777 million from April 30. Automobile credit and non-automotive consumer goods paper accounted for most of the gain. Instalment loans made to consumers in May were $6,536 million on ap unadjusted basis, $138 million above the April volume . Credit card usage dominated /the moderate increase. Consumer Instalment Credit at Commercial Banks (Estimates, in millions of dollars) Amounts outstanding Volume extended Changi2 from: Change from: Type of credit May 31, May Month Year Year Month 1974 1974 ago ago ago Automobile paper, total 31,137 202 l", 741 2,519 22 -278 19,037 12,100 .141 61 1,321 420 1,535 984 11 11 -165 -113 6,887 7,491 6,323 4,135 2,199 12,549 126 92 115 107 19 - 116 1,527 1,170 785 500 331 960 1,406 .312 572 289 301 1,137 70,721 777 7,014 6,536 Boston New York Philadelphia Cleveland Richmond Atlanta 2,736 7,953 4,212 - 5,401 2,201 8,166 43 57 49 ' 76 - 88 102 273 698 511 673 648 . 896 275 727 355 466 651 727 Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 9,474 3,701 2,061 4,070 4,359 11,387 1,164 294 159 262 268 1,168 863 330 179 394 444 1,125 Purchased Other consumer goods: Credit cards Mobile homes All other Home improvement loans Personal loans: Check-credit . All other Total . 105 26 - 9 40 - 4 - 42 325 -.31 19 , 65 36 44 138 180' - Federal Reserve District: Less than 0.5 million dollars . 117 . 48 . 34 2924 110 ! 9 19 24 8 37 . - 3 v - 22 9 -.14 14. 17 12 16 3 14 51 17 22 33 25 - 6 47 60
@FedFRASER