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.J FEDERAL y* « RESERVE s t o t is t i c a I 2.3S' r el e a s e January 5, 1972 - . EDSwU. ^ ^ o ^ O N S i y E R INSTALMENT CREDIT AT COMMERCIAL BANKS o? NOVEMBER 1971 Consumer instalment credit outstanding at commercial banks at the end of November amounted to nearly $45.4 billion, an increase of $449 million from the amount owed a month earlier. All major types of credit rose during November with more than one-half of the total increase occurring in automobile paper. The volume of instalment credit extended by banks rose moderately from October to November and was substantially greater than a year earlier when extensions of auto credit were reduced by work stoppages in the industry. Consumer Instalment Credit at Commercial Banks (Estimates, in millions of dollars) Type of credit Automobile paper, total Purchased Direct Other consumer goods: Credit cards Other: Mobile homes . Other Home repair and modernization loans Personal loans: Check-credit Other Total Amounts outstanding Change from: Month Year ago ago Nov. 30, 1971 Volume extended Change Year Month ago ago Nov. 1971 21,695 +254 +1,413 1,794 + 46 +611 13,015 8,680 + 83 +171 + 387 +1,026 1,013 781 - 7 + 53 +295 +316 + 55 + 8 3,269 . + 30 6,143 + 81 + 86 4,348 1,795 - 5 2,875 + 1 1,300 - + 14 io;ii4 . + 69 410 703 N.A. N.A. + 96 + 182 + 852 583 359 222 137 136 167 892 + 8 - 9 + 10 + 69 +124 + 44 N.A. N.A. + 26 + 41 +200 45,396 • +449 +3,656 3,931 +179 +1,046 + + Federal Reserve District: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago StLouis Minneapolis • Kansas City Dallas San Francisco N.A. Not available. . * Less than 0.5 million dollars. 1,852 6,088 2,802 3,614 4,347 4,646 + + + + + + 3 37 30 31 58 85 + + + + + + 50 382 221 211 518 443 156 519 225 279 394 458 6,253 2,390 1,488 2,475 2,714 6,727 + + + + + + 44 + 39 ; + 7 + 23 + 24 + 68 + 417 324 118 232 238 502 491 203 133 224 217 • 652 + + + + + 5 35 13 2 29 55 + 31 +107 + 64 + 64 +121 +165 - 7 + 19 - 3 + 14 - 3 + 24 +133 + 64 + 17 + 60 + 63 +157