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FEDERAL statistical RESERVE release January 4, 1968 CONSUMER INSTALMENT CREDIT A T COMMERCIAL BANKS dA(.d*Jf NOVEMBER 1967 Balances owed on personal loans and other consumer goods paper increased at commercial banks in November, but this was partially offset by declines in the auto and home repair categories. At the end of the month, total consumer instalment credit outstanding at the commercial banks amounted to $33,819 million, or . close to 45 per cent for the total of all holder groups. New credit extensions during the month were generally lower than in the previous month. A u t o extensions were down $97 million, largely because of reduced activity in purchased paper. For all instalment loans combined, the November volume was off $136 million from October but was up $ 1 3 8 million from November 1966. Consumer Instalment Credit at Commercial Banks (Estimates, in millions of dollars) Type of credit Automobile paper, total Purchased Direct Other consumer goods Home repair and modernization Personal loans TOTAL Amounts outstanding Change from: Year Month Nov. .30, 1967 Volume extended Change from: Year Month ago Nov-. 1967 17,973 - 5 + 438 1,309 - 97 - 30 11,428 6,545 - 35 + 30 + + 50 388 797 512 - 64 - 33 - 51 + 21 5,696 + 40 + 729 471 - 1 + 57 2,534 7,616 - 5 + 66 + 49 723 111 742 - 5 - 33 + 9 +102 33,819 + 96 +1,841 2,633 -136 +138 Federal Reserve District: Boston • New York Philadelphia 1,480 4,323 2,011 + + 1 3 8 + + + 67 88 103 "- 12 112 328 - 15 148 , - 4 + -'5 + 20 + 12 Cleveland Richmond Atlanta 2,772 2,554 3,269 + 13 + 11 + 33 + + + 230 97 434 191 200 295 - 16 - 11 - 28 7 + 10 + 26 4 6 3 + + + 23 123 96 357 120 95 - 26 + 1 - 5 + 2 + 19 + 20 + 12 - 8 + + + 257. 143 180 160 187 440 8 + 6 - 23 • Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 1/ Less than 0.5 million. 4,976 . + 1,602 + 1,094 1,886 2,120 5,732 /#2» 1/ + -22 + 28 + 6