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F E D E R A L R s t a t i s t i c a l E S E R V E r e l e a s e /G.18 February 7, 1974 CONSUMER INSTALMENT CREDIT A T COMMERCIAL BANKS DECEMBER 1973 ' Consumer instalment credit outstanding at commercial banks amounted to $69,495 million at the end of December, an increase of $334 million from November 30. The decline in automobile paper' holdings partially offset an increase in other types of credit. . Instalment loans made to consumers in December were $473 million below November extensions. The only notable increase was in bank credit card volume, which gained $245 million from November. Consumer Instalment Credit' at Commercial Banks Amounts outstanding Change from: Month Year ago Type of credit D e c . 31, 1973 Automobile paper, total Purchased Direct - Other consumer goods: Credit cards Mobile homes ' Other Home' improvement loans Personal loans: Check-credit Other Total „ , Volume extended Change from: Month Year 1973 ago ago Dec. 31,256 • -248 +4,160 1,758 -543 -212 • 19,038 12,218 -160 - 88 +2,718 +1,442 1,043 715 -347 -196 -106 -106 6,649 7,223 6,054 • 3,982 2,144 12^187 +478 + 15 '+ 19 + 3 + 59 + 8 +1,361 +1,437 + 932 + 438 + 355 +1,029 1,519 202 388 167 284 906 69,495 . +334 +9,712 .5,224 .+245 - 85 • - 27 - 21 + 16 - 58 -473 +313 -31 - 13 + 30 + 42 1 ' ' +128 Federal Reserve District: Boston 'New Y o r k Philadelphia • Cleveland Richmond Atlanta 2,688 7,899 4,116 5,281 7,160 7,995 . . Chicago St. Louis Minneapolis Kansas City Dallas San Francisco' • . 9,216 3,643 1,998 4,045 4,324 11,130 + + + + + 17 91 242 15 60 + 21 - 24 - 12 + 17 + 14 +121 + 345 + 956 + 687 + 851 +1,163 +1,248 214 - 21 636 - 13 249 ' - 45 3.65 - 26 476 - 78 630 - 56 + + + + + +1,355 + 450 + 187 + 508 + 508 +1,454 649 220 121 324 354 986 - 4 - 23 „ + 5 .A - 23 — + 8 v + 54 -100 - 41 . - 16 - 19 - 20 - 38 8 45 • 10 38 • 27 37
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