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J- . ^ 0* CQVR'• . F E D E R A L („?<" R E S E R V E statistical release February 5,1973 CONSUMER INSTALMENT CREDIT AT COMMERCIAL BANKS . - ^ DECEMBER 1972 Consumer i n s t a l m e n t c r e d i t o u t s t a n d i n g a t commercial banks amounted t o n e a r l y $ 6 0 b i l l i o n a t t h e end of 1 9 7 2 , an i n c r e a s e o f $905 m i l l i o n from November 3 0 , and more than $ 8 . 5 - b i l l i o n from y e a r - e n d 1 9 7 1 . I n s t a l m e n t c r e d i t volume r o s e o n l y m o d e r a t e l y i n December a s r e d u c e d b o r r o w i n g fo-r a u t o m o b i l e s o f f s e t most o f t h e s e a s o n a l i n c r e a s e i n c r e d i t card u s e . Consumer I n s t a l m e n t C r e d i t a t Commercial Banks Type o f c r e d i t Automobile paper, Amounts o u t s t a n d i n g Chang,e from: Month Year ago ago Dec. 31, 1972 Volume e x t e n d e d Change from: Year Month ago ago Dec. 1972 Total +242 +3,982 1,970 -208 +306 +140 +102 +2,483 +1,499 1,149 821 -138 - 70 +186 +120 5,288 5,786 5,122 3,544 1,789 11,158 +420 + 96 + 59 - 13 + 47 + 54 + 869 +1,363 + 621 + 308 + 292 +1,108 1 , 2 0 6 , +268 233 - 27 4 0 1 + 31 137 - 31 242 + 26 907 - 22 +160 + 37 - 33 + 4 + 26 + 10 59,783 Other consumer g o o d s : C r e d i t c a r d s Mobile homes Other Home r e p a i r and m o d e r n i z a t i o n l o a n s Personal loans: Check-credit . Other 27,096 16,320 10,776 total Purchased Direct +905 +8,543 5,096* + 37 +510 + 27 + 89, + 28 + 50 + 99 +110 + 227 + 621 + 459 + 470 +1,030 +1,135 206 591 .239 327 503 593 + + + 85 + 41 + 5 + 82 + 45 +244 + 782 + 548 + 244 + 660 + 516 +1,851 653 243 116 347 346 932 + 4 - 5 - 5 + 16 + 10 + 53 Federal Reserve D i s t r i c t : 2,343^ 6,943 3,429 4,430 5,997 6,747 Boston NPW York Philadelphia Cleveland , Richmond Atlanta Chicago S t . Louis Minneapolis Kansas C i t y Dallas San F r a n c i s c o . -7,861. 3,193 1,811 3,537 3,816 9,676 11 15 32 10 17 19 + + + +. + + 16 24 15 19 65 55 + 64 ; + 8 ' + 2 + 63 + 68 +111
