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R

E

S

G.18

E

R

V

E

December 2 ,

1971

CONSUMER INSTALMENT CREDIT'AT COMMERCIAL BANKS
'

'

OCTOBER 1 9 7 1

Co n s u me r s - o w e d c o m m e r c i a l b a n k s $ 4 4 , 9 4 7 m i l l i o n on an i n s t a l m e n t b a s i s a t
t h e end of O c t o b . e r . The $344 m i l l i o n i n c r e a s e d u r i n g t h e . month o c c u r r e d l a r g e l y i n
a u t o m o b i l e and m o b i l e home c r e d i t .
Instalment credit
' v o l u m e f o r a l l t y p e s of c r e d i t
a c c o u n t -for a s u b s t a n t i a l p a r t
i n a l l - s e c t i o n s of t h e c o u n t r y
period .

e x t e n d e d i n O c t o b e r was s l i g h t l y b e l o w t h e S e p t e m b e r
except automobile papar.. Automobile paper continued to
of t h e g a i n o v e r a y e a r e a r l i e r b u t most t y p e s of c r e d i t
r e p o r t e d an i n c r e a s e i n volume of l e n d i n g o v e r t h e y e a r •

Consumer I n s t a l m e n t C r e d i t a t Commercial Banks
( E s t i m a t e s i n m i l l i o n s of d o l l a r s )

i

'

!

'

Automobile paper,

total

Purchased
Direct
Other consumer goods: C r e d i t c a r d s
Other:
M o b i l e homes
Other
. Home r e p a i r and m o d e r n i z a t i o n l o a n s
Personal loans: Check-credit
Other
Total

y

k

;

21,441

: +230

|

+887

1
j

12,932
8,509

i +101
I +129

1
|

+108 |l,02(L
+779]
728

.Chicago
S t . Louis
Minneapolis
K a n s a s City,..
. Dallas
- San F r a n c i s c o

•

N.A-.'forNot
available.
Digitized
FRASER
* Less than 0.5 m i l l i o n d o l l a r s .


+307
+140
+167

3,239

;

17

I

# 2 4 !

528

-

55

+ 41

|

+591

351.

4,262
1 ,.800

|

N.A.

1

222

-

55
35

-

1
|

i + 8 3
| + 91
i 8

j

|.

2,874

! + 1 4

!'

N.A. |
+ 8 9 I

145

-

!

1,286

+171 1
+775 |

-

5
N.A./

N.A.

20
12

+

19

157

.-'17

+

18
71

129

j

10,045

1 + 2 9

I
1

823

-105

+

j

44,947

j +344

!
1
|+2,937|3,752

-180

+451

*

!

.151

-

13

23

;

+319

25

i

+166
+155

484
212
281.

-

+ 28
+ 36

-

17

'

1

1,849

|

6,051

|

2,772
3,583

"

64

+ 17
+ 47

6,062

;

- ""

+

i

|

.

1,748

1

Federal Reserve D i s t r i c t :
Boston
• New York
- Philadelphia
Cleveland
Richmond
Atlanta • ' -

Amounts o u t s t a n d i n g
, Volume e x t e n d e d
Change f r o m :
j Chang e f r o m :
Oct.
Year
Month
I Month Year
-1971
1971
ago
ago
ago

i Oct.31,

Type of c r e d i t

+

+

5

|

+

25

+
'

8

+

7

+
+

32
24

4,289

+ 48

+457

365

-

4
22

4,561

+ 55

+341

403

-

8

6,209

+

- 4 9 8
184

+

21
16
8
16
3

+ 46

49

+

71
22

+302
+273

1,481

+

18

. +106

116

2,452

+

12

+191

210

2,690

+ 34

+196

220

+

6,659

-

+406

628

-

2,351

+

3

+ 46
+

67

+ 67
+ 13
+

21

+

28
92