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R E S G.18 E R V E December 2 , 1971 CONSUMER INSTALMENT CREDIT'AT COMMERCIAL BANKS ' ' OCTOBER 1 9 7 1 Co n s u me r s - o w e d c o m m e r c i a l b a n k s $ 4 4 , 9 4 7 m i l l i o n on an i n s t a l m e n t b a s i s a t t h e end of O c t o b . e r . The $344 m i l l i o n i n c r e a s e d u r i n g t h e . month o c c u r r e d l a r g e l y i n a u t o m o b i l e and m o b i l e home c r e d i t . Instalment credit ' v o l u m e f o r a l l t y p e s of c r e d i t a c c o u n t -for a s u b s t a n t i a l p a r t i n a l l - s e c t i o n s of t h e c o u n t r y period . e x t e n d e d i n O c t o b e r was s l i g h t l y b e l o w t h e S e p t e m b e r except automobile papar.. Automobile paper continued to of t h e g a i n o v e r a y e a r e a r l i e r b u t most t y p e s of c r e d i t r e p o r t e d an i n c r e a s e i n volume of l e n d i n g o v e r t h e y e a r • Consumer I n s t a l m e n t C r e d i t a t Commercial Banks ( E s t i m a t e s i n m i l l i o n s of d o l l a r s ) i ' ! ' Automobile paper, total ; Other consumer goods: C r e d i t c a r d s Other: M o b i l e homes Other . Home r e p a i r and m o d e r n i z a t i o n l o a n s Personal loans: Check-credit Other y k 21,441 : +230 | +887 1 j Purchased Direct 12,932 8,509 i +101 I +129 1 | +108 |l,02(L +779] 728 1,748 + 64 +307 + 17 + 47 +140 +167 1 3,239 ; 17 I # 2 4 ! 528 - 55 + 41 i 6,062 | +591 351. 4,262 1 ,.800 | N.A. 1 222 - 55 35 - 1 | i + 8 3 | + 91 i 8 j |. 2,874 ! + 1 4 !' N.A. | + 8 9 I 145 - ! 1,286 +171 1 +775 | - 5 N.A./ N.A. 20 12 + 19 157 .-'17 + 18 71 129 10,045 1 + 2 9 823 -105 + j Total j I 1 44,947 j +344 ! 1 |+2,937|3,752 -180 +451 Federal Reserve D i s t r i c t : Boston • New York - Philadelphia Cleveland Richmond Atlanta • ' .Chicago S t . Louis Minneapolis K a n s a s City,.. . Dallas - San F r a n c i s c o Amounts o u t s t a n d i n g , Volume e x t e n d e d Change f r o m : j Chang e f r o m : Oct. Year Month I Month Year -1971 1971 ago ago ago i Oct.31, Type of c r e d i t ' | ; 1 1,849 | 6,051 | + 2,772 3,583 5 * ! 23 ; +319 + 28 + 36 i +166 +155 + | + 25 .151 - 25 - 17 + 13 484 212 281. ' 8 + 7 + + 32 24 4,289 +457 365 - 4 22 + 55 +341 403 - 8 6,209 + - 4 9 8 184 + 21 16 8 16 3 + 46 49 + 71 • N.A-.' Digitized forNot a v a i l a b l e . FRASER * Less than 0.5 m i l l i http://fraser.stlouisfed.org/ o n d o l l a r s . Federal Reserve Bank of St. Louis 22 +302 +273 1,481 - "" . " + 48 4,561 + 18 . +106 116 2,452 + 12 +191 210 2,690 + 34 +196 220 + 6,659 - +406 628 - 2,351 + 3 + 46 + 67 + 67 + 13 + 21 + 28 92
