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F E D E R A L

III!

'A"

R E S E R V E

statistical

release

I G.18

A p r i l 7,

1975

CONSUMER INSTALMENT CREDIT AT COMMERCIAL BANKS
FEBRUARY 1975
Consume.rs owed c o m m e r c i a l b a n k s $ 7 1 , 1 5 1 m i l l i o n on an i n s t a l m e n t b a s i s a t
the" end of F e b r u a r y . T o t a l i n s t a l m e n t c r e d i t d e c 1 inert $625 m i l l i o n d u r i n g t h e m o n t h .
I n s t a l m e n t c r e d i t e x t e n d e d d u r i n g F e b r u a r y was w e l l be low t h $ J a n u a r y
volume, r e f l e c t i n g , in p a r t , f e w e r t r a d i n g d a y s i n F e b r u a r y . A d e c r e a s e of $473 m i l l i o n '
i n c r e d i t c a r d l e n d i n g c o n t r i b u t e d most h e a v i l y t o t h e n e t r e d u c t i o n of $354 m i l l i o n i n
extensions.
•
Consumer I n s t a l m e n t C r e d i t a t Commercial Banks

Type. of. c r e d i t

Automobile, p a p e r ,

total

Purchased
Direct
Othe^consumer goods: C r e d i t cards
M o b i l e homes
All other
Home improvement l o a n s
P e r s o n a l loans.: C h e c k - c r e d i t .
All other
Total

Amounts o u t s t a n d i n g
Changi2 f r o m :
Month
Year
ago

Volume e x t e n d e d
Change f r o m :
Month

F e b . 28,
1975

Feb .
1975

29,601

-210

-1,197

1,850

230

-10

18,104
11,497

-126
- 84

666
531

1,100
750

140
90

- 11
21

8,149
7,522
6,272
- 4,359
2,447
12,801

-176
- 65
- 51
- 40
- 1
- 82

1,379
237
209
422
274
581

1,202
124
354
126
275
815

-473
- 3
15
4
- 47
- 80

146
-105
- 43
- 23
16
- 92

71,151

-625

1,905

4,746

-354

- 91

. 2,790
8,294
4,185
5,447
6,837
7,945

- 32
- 66
- 36
- 45
-114
-122

121
454
53
210
234
45

182
521
225
325
387
511

- 37
- 98
- 13
9
- 24
- 47

-

3
5
- 28
3
- 51
- 61

9,562
3,758
2,165
4,120
4,311
11,737

- 77
- 16
5
- 44
- 36
- 42

655
258
150
300
322
910

- 27

- 10
27
31
- 16
- 17
29

-

•

F e d e r a l Reserve D i s t r i c t :
Boston
• New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
S t . Louis
Minneapolis
Kansas C i t y
Dallas
San F r a n c i s c o
*Less than 0.5 m i l l i o n d o l l a r s .


http://fraser.stlouisfed.org/
I
I
Federal Reserve Bank of St. Louis

-

363
166
182
94
13
528

•

30
- 34
- 27
- 86