Federal Reserve Bank of Atlanta. "The Accumulation of Bank-Owned Homes : Transcript," Foreclosure Response (October 30, 2009). https://fraser.stlouisfed.org/title/7189/item/656003/content/pdf/frbatl_foreclosureResponse_20091030-The_Accumulation_of_Bank-Owned_Homes, accessed on March 16, 2025.