Cordell, Lawrence R. , Dynan, Karen E. , Lehnert, Andreas , Liang, J. Nellie (Jean Nellie) and Mauskopf, Eileen. "Designing Loan Modifications to Address the Mortgage Crisis and the Making Home Affordable Program, 2009-043," Finance and Economics Discussion Series (October 2009). https://fraser.stlouisfed.org/title/1491/item/723251, accessed on May 20, 2026.