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FEDERAL RESERVE BANK OF NEW YORK

Teacher's Curriculum Guide

To
LIFE OF A DOLLAR BILL
Intr oduction:
This teaching packet has been designed to stimulate student interest and enhance classroom instruction
in economics. The packet can best be used as a teacher introduces a unit of study on money. The packet
consists of a poster and twenty-five copies of a four-page illustrated booklet.

Goals:
The general goals of the packet are to develop in students an economic understanding of how the currency
component of the money supply gets into circulation and how money flows in generating Gross National
Product. More specific goals are to familiarize students with the following economic concepts: the three
kinds of money, the purposes money serves, and how money, resources and goods flow between
households, businesses, governments, and banks.

Vocabulary:
Currency
Checking account
Bank
Federal Reserve Bank

Households
Business
Government
Income

Goods
Services
Economic Resources
Gross National Product

Introducing the Lesson:
Teacher(holding a dollar bill in froritoftheclass):"Whatisthis in my hand?Whatwill itdoforyou?Where
was it before I got it? Where did it originally come from?" After discussion the teacher tells the students
that they are going to learn more about the life of a dollar bill. ,

Discussion and Reading Booklet:
Teacher (while distributing booklets to students): "This is a special booklet aboutmoneythatwewill read
and share together." The teacher should begin reading the booklet to the students as they follow along in
their own booklets. The booklet should be used as a discussion tool and should not be read straight through
without stopping. For example, when the booklet states, "Throughout history money has taken many
forms", the teacher should use this as an opportunity to discuss other items (animal skins, grain, shells,
pots, rings) which historically have been used as money.
In the course of the reading activity, delay putting up the poster until the booklet states, "Dollars like me
are printed by theTreasury'sBureauofEngravingandPrintingin Washington, D. C." Atthistimeputup
the poster and point to the top, showing the beginning of the life of a dollar bill. As the teacher proceeds
through the booklet the reading should be correlated with the poster, pointing to various concepts, terms,
etc.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

After the discussion activity the booklets should be placed in the classroom where they are readily
available for students to reread and review.
1.

Set up a barter game and allow students to trade objects. Afterwards, discuss complications that
were encountered in trading, such as the fact that many trades were required before getting what
you want or that values were hard to compare. Discuss how money makes trading easier.

2.

Take a field trip to a bank to find out how a checking account works. Back in the classroom display a
large copy of a check on a chart and have students practice writing checks on blank forms. Discuss
why most money used is in the form of checks.

3.

Have students research information on Federal Reserve Banks. For example, find the location of the
Federal Reserve Bank nearest you. Find out if it burns o·r shreds worn-out bills? If shredded, is it
recycled?

4.

As art activities, students could design their own dollar bills using appropriate symbols or draw
sequential cartoon illustrations tracing the paths in the life of a dollar bill.

5.

A creative writing experience could involve students personifying"Bill.... Dollar Bill."Theirstories
of Bill could describe his lifespan of approximately 18 months, being refolded atleast4000times, and
living in dirty, cramped pockets or clean metal vaults.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Polly Gray
School Services Consultant
Arkansas State Council on Economic Education