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FED ER A L RESER VE BANK
O F N EW YORK

I- Circular No. 7 6 4 5 1
L
June 3, 1975
J

PROPOSED AMENDMENT TO MARGIN REGULATION T
Assistance by Brokers and Dealers in Private Placement of Securities

To A ll Brokers and Dealers, and Members of National
Securities Exchanges, in the Second Federal Reserve D istrict:

The Board of Governors of the Federal Reserve System has proposed an amendment to
its Regulation T, “Credit by Brokers and D ealers,” that would permit brokers and dealers to
assist in the private placement of securities.
Printed below is the text of the proposal. Comments thereon should be submitted by June 30
and may be sent to our Bank Regulations Departm ent.
A l fr ed

H a y e s,

President.

(Reg. T)
CREDIT BY BROKERS AND DEALERS
Notice of Proposed Rulemaking
Notice is hereby given that the Board of Governors
proposes to amend, pursuant to authority of sections
7 and 23 of the Securities Exchange Act of 1934
(15 U.S.C. 78g and w ), paragraph (a) of §220.7 of
Regulation T “Credit by Brokers and Dealers” (12
C FR 220) so that the limitations that ordinarily apply
to the “arranging” of credit by a broker or dealer for
a customer will not apply when the credit is extended
or maintained through the medium of the private place­
ment of a security and the credit also meets certain
other tests. A broker or dealer when arranging credit
for a customer is at present generally limited by
§220.7(a) to those terms and conditions which he is
allowed to give when extending or maintaining credit
to that customer. The Board has had an increasing
number of requests for advice as to whether a broker
or dealer may arrange for credit in circumstances which
do not appear contrary to the purposes of the Act
although they may be contrary to the literal application
of §220.7(a). This proposed amendment codifies earlier
Board interpretations and sets forth certain circum­
stances under which a broker or dealer may arrange
for credit which he cannot extend, but which the Board
views as consistent with the purposes of the Act. This
amendment is intended to cover two basic types of
transactions in which a broker or dealer assists in pri­
vately placing securities. In one, the security privatelyplaced is a debt security and the proceeds are used to
purchase stock which is not publicly-held. In the other,



the security privately-placed is an investment contract
with built-in instalment or other credit features.
The proposed amended paragraph is set forth below :
S E C T IO N 220.7— M IS C E L L A N E O U S
P R O V IS IO N S
(a)
A rranging for loans by others. A creditor may
arrange for the extension or maintenance of credit to
or for any customer of such creditor by any person
upon the same terms and conditions as those upon
which the creditor, under the provisions of this Part,
may himself extend or maintain such credit to such
customer, but only upon such terms and conditions,
except that this limitation shall not apply to arranging
by a creditor:
(1) for a bank subject to P art 221 of this Chapter
(Regulation U ) to extend or maintain credit on margin
securities or exempted securities, or
( 2 ) for any person to extend or maintain credit for
the purpose of purchasing or carrying a security (in ­
cluding sale of a security with instalment payments or
other credit features) in a transaction which is exempt
from the registration requirements of the Securities Act
of 1933 by virtue of section 4 (2 ) of that Act (15 U.S.C.
7 7 d (2 )) Provided, that:
(i) the credit extended or maintained will not vi( over )

olate the provisions of Parts 207 or 221 of this Chapter;
and
(ii)
the credit will not be used to purchase or carry
a security that is publicly-held, or, in the case of the
refinancing of an existing debt, will not be used to carry
a security that was publicly-held at any time during the
past two years. For the purpose of this paragraph, a
security shall be deemed to be “publicly-held” if it is
either (a ) a security of a class that is registered, or
is required to be registered at the close of the current
fiscal year of the issuer, under section 12 of the Act or
would be required to be registered except for the ex­
emptions provided by paragraphs ( 2 ) ( B ) and (G )
df Subsection 1 2(g), or (b) a security of a class any
portion of w’hich was registered under section 5 of the




Securities Act of 1933 (15 U.S.C. 77e) and in con­
nection with which the issuer is required to file periodic
reports under section 15(d) of the Act.
To aid in consideration of this matter by the Board,
interested persons are invited to submit relevant data,
views, or arguments concerning the proposed amend­
ment. Any such material should be submitted in writing
to the Secretary, Board of Governors of the Federal
Reserve System, W ashington, D. C. 20551, to be re­
ceived not later than June 30, 1975. Such material will
be made available for inspection and copying upon re­
quest, except as provided in §261.6(a) of the Board’s
Rules Regarding Availability of Information (12 CFR
2 6 1 .6 (a)).