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New Bond Issue

Circular No. 640

(The full text of Secretary Mellon''s letters to bank presidents and to holders of
Third Liberty Loan bonds will be found on the last two pages)

Federal Reserve Bank of New York
Offering of
United States of America
Four Per Cent. Treasury Bonds of 1944-54
Dated and bearing interest from December 15, 1924. Due December 15, 1954.
Redeemable at the option of the United States at par and accrued
interest on and after December 15, 1944. Interest
payable June 15 and December 15.
To all Banks, Trust Companies, Savings Banks, Bankers, Investment Dealers, Principal
Corporations and Others Concerned in the Second Federal Reserve District:

The Secretary of the Treasury invites subscriptions, at par and accrued interest,
from the people of the United States, for four per cent. Treasury bonds of 1944-54, of
an issue of gold bonds of the United States authorized by the Act of Congress
approved September 24, 1917, as amended. The amount of the offering will be
$200,000,000 or thereabouts, with the right reserved to the Secretary of the Treasury
to allot additional bonds to the extent that Third Liberty Loan 4% per cent, bonds,
Treasury notes of Series A-1925, or Treasury certificates of indebtedness of Series
TM-1925 are tendered in payment.
i
DESCRIPTION OF BONDS
The bonds will be dated December 15, 1924, and will bear interest from that
date at the rate of four per cent, per annum payable June 15 and December 15 in
each year on a semiannual basis. The bonds will mature December 15,1954, but may
be redeemed at the option of the United States on and after December 15, 1944, in
whole or in part at par and accrued interest on any interest day or days, on four
months' notice of redemption given in such manner as the Secretary of the Treasury
shall prescribe. In case of partial redemption the bonds to be redeemed will be determined by such method as may be prescribed by the Secretary of the Treasury. From
the date of redemption designated in any such notice, interest on the bonds called
for redemption shall cease. The principal and interest of the bonds will be payable in United States gold coin of the present standard of value.
Bearer bonds with interest coupons attached will be issued in denominations
of $100, $500, $1,000, $5,000 and $10,000. Bonds registered as to principal and
interest will be issued in denominations of $100, $500, $1,000, $5,000, $10,000,
$50,000 and $100,000. Provision will be made for the interchange of bonds of different denominations and of coupon and registered bonds and for the transfer of
registered bonds, without charge by the United States, under rules and regulations
prescribed by the Secretary of the Treasury.
The bonds shall be exempt both as to principal and interest, from all taxation
now or hereafter imposed by the United States, any State or any of the possessions
of the United States, or by any local taxing authority, except (a) estate or inherit-




ance taxes, and (b) graduated additional income taxes, commonly known as surtaxes, and excess profits and war-profits taxes now or hereafter imposed by the
United States, upon the income or profits of individuals, partnerships, associations,
or corporations. The interest on an amount of bonds and certificates authorized by
said Act approved September 24, 1917, and amendments thereto, the principal of
which does not exceed in the aggregate $5,000 owned by any individual, partnership, association, or corporation, shall be exempt from the taxes provided for in
clause (b) above.
The bonds will be acceptable to secure deposits of public moneys, but do not
bear the circulation privilege and are not entitled to any privilege of conversion.
APPLICATION, ALLOTMENT, AND PAYMENT
Applications will be received at the Federal Reserve Banks, as fiscal agents of
the United States. Banking institutions generally will handle applications for subscribers, but only the Federal Reserve Banks are authorized to act as official agencies.
The right is reserved to reject any subscription and to allot less than the
amount of bonds applied for and to close the subscriptions at any time without notice.
The Secretary of the Treasury also reserves the right to make allotment in full upon
applications for smaller amounts and to make reduced allotments upon, or to reject,
applications for larger amounts, and to make classified allotments and allotments
upon a graduated scale: and his action in these respects will be final.
Payment at par and accrued interest for any bonds allotted must be made on or
before December 15, 1924, or on later allotment. Any qualified depositary will be
permitted to make payment by credit for bonds allotted to it for itself and its customers up to any amount for which it shall be qualified in excess of existing deposits,
when so notified by the Federal Reserve Bank of its district, except upon subscriptions for which Third Liberty Loan 4^4 per cent, bonds, Treasury notes of Series
A-1925, or Treasury certificates of indebtedness of Series TM-1925 are tendered in
payment. Treasury notes of Series A-1925, maturing March 15, 1925 (with coupon
dated March 15, 1925, attached), Treasury certificates of indebtedness of Series TD
and TD2-1924, maturing December 15, 1924 (with coupon dated December 15, 1924,
detached) and Series TM-1925 maturing March 15, 1925, (with coupon dated March
15, 1925, attached), and Third Liberty Loan 4% per cent, bonds, will be accepted
at the Federal Reserve Banks at par, with an adjustment of accrued interest, as of
December 15, 1924, in payment for any Treasury bonds of 1944-54, now offered
which shall be subscribed for and allotted. Third Liberty Loan 4 ^ per cent, bonds in
coupon form must have all unmatured coupons attached, and if in registered form
must be duly assigned to the Secretary of the Treasury for redemption, in accordance with the general regulations of the Treasury Department governing assignments.
As fiscal agents of the United States, Federal Reserve Banks are authorized and
requested to receive subscriptions and to make allotments thereon on the basis and
up to the amounts indicated by the Secretary of the Treasury to the Federal Reserve
Banks of the respective districts. Allotment notices will be sent out promptly upon
allotment, and the basis of allotment will be publicly announced.
FURTHER DETAILS
Bonds will be delivered after allotment and payment. Pending delivery of the
definitive bonds, Federal Reserve Banks may issue interim receipts.
Further details may be announced by the Secretary of the Treasury from time
to time, information as to which may be obtained from the Treasury Department,
Division of Loans and Currency, Washington, D. C, or from any Federal Reserve Bank.
Yours very truly,
BENJ. STRONG,
Governor.

New York, December 3, 1924.




Text of Secretary 3Vfellon's Letter to Banks and Trust Companies on
the Current Offering of 4 Per Cent. Treasury Bonds of 1944-1954

Washington, D. C.f December 3, 1924

Dear Sir:
The Treasury is offering" for subscription at par an issue of 20-30 year bonds
bearing interest at 4 per cent., dated
December 15, 1924, maturing December
15, 1954, and redeemable at the option
of the United States on and after December 15, 1944. The offering is for
1200,000,000, or thereabouts, of cash
subscriptions, with the right to allot
additional bonds to the extent that notes
or certificates maturing March 15, 1925,
or Third Liberty Loan bonds are tendered in payment. This is the first
offering of a long-term Government bond
since the issuance in October of 1922 of
Treasury 4*4 per cent, bonds of 1947-52,
which are now quoted on the market at
a very substantial premium. It is felt
that the banks and the investing public
generally will welcome the opportunity
to participate in a long-term Treasury
issue. The application of March maturities or Third Liberty Loan bonds in payment for the new Treasury bonds will
in part relieve the somewhat heavy
financing otherwise necessary in March
1925, and on the maturity of the Third
Liberties in September 1928, Such exchanges mean no withdrawal of funds
from the investment market, but merely
a change in the character of the investment from short to long-term.
The extent to which Government obligations in the hands of the public have
been reduced is remarkable. In the five
and one-half years since June 30, 1919,




the public debt has decreased from $25,484,506,160.05 to $21,241,535,138.28, a
total reduction of $4,242,971,021.77,
This reduction has been effected, first,
out of the sinking fund, foreign repayments and other similar items, the total
of which for the current fiscal year is
estimated at $471,806,401, and which
items are chargeable against the ordinary Government expenditures before
the budget will balance; second, from
reduction in the working balances; and,
third, from surplus.
Through the orderly and continuous
reduction in our National debt out of the
sinking fund and other items, upon
which the public may rely, Treasury obligations should increase in value. Their
supply is rapidly decreasing and the
demand for such a type of investment
has increased.
I am enclosing copy of the formal circular offering these bonds. I trust that
I may have your assistance in making
the present offering a success, and that
you will, as in the past, give your best
efforts to the distribution of the new
bonds among investors.
Cordially yours,
A. W. MELLON,

Secretary of the Treasury.
To ike President of the
Bank or Trust Company Addressed,

Secretary Mellon's Letter to Holders of Third Liberty Loan Bonds
Washington, December 3, 1924

Sir (or Madam):
I am sending you herewith a copy of
the official Treasury Department circular announcing a new offering of 4 per
cent. Treasury bonds of 1944-1954. The
subscription books open today and Third
Liberty Loan A% per cent, bonds, Treasury certificates of indebtedness of Series
TD and TD2-1924, maturing December
15, 1924, Treasury notes of Series A1925, and Treasury certificates of indebtedness of Series TM-1925, both maturing
March 15, 1925, will be accepted in payment on the terms stated in the circular.
The new bonds will be 20/30 year bonds,
dated December 15, 1924, maturing December 15, 1954, and redeemable at the
option of the United States on and after
December 15, 1944. The bonds will be
issued in both coupon and registered
form in denominations of $100 and upwards. The Treasury is prepared to
make delivery promptly upon allotment
and payment.

bonds maturing in 1928, and which are
now a short term security, to acquire a
long term Government bond on attractive terms. Third Liberty Loan bonds
tendered in payment, if in registered
form, must be duly assigned to "Secretary of the Treasury for redemption"
before some officer authorized to witness
assignments of United States registered
bonds, in accordance with the general
regulations of the Treasury Department
governing assignments. Coupon Third
Liberty Loan bonds must have all unmatured coupons attached. Holders of
Third Liberty Loan bonds who wish to
invest in the new bonds should make
prompt application through their own
banks, or, if desired, direct to the Federal Reserve Bank of the district.
Very truly yours,
-.••.* ri3.v£ • .,>

A. W . MELLON,

Secretary of the Treasury.

This offering of Treasury bonds affords a particularly favorable oppor- To the Holder of
Third Liberty Loan Bonds Addressed.
tunity to holders of Third Liberty Loan




G. D . IB

TO BE USED IN REPORTING PAYMENTS FOR TREASURY BONDS ONLY

(Name of bank or trust company)

4% TREASURY BONDS OF 1944-54

-5=5

Dated December 15, 1924—Due December 15, 1954.

——
, 19

(Date>

I HEREBY CERTIFY that there has been deposited this day with the above bank or trust company, to the credit of the
Federal Reserve Bank of New York, as Fiscal Agent of the United States War Loan Deposit Account, to be held subject to
withdrawal on demand, the sum of




—

,
$_
Cashier or Vice-President

Dollars,

INSTRUCTIONS
Make reports on this form when payments for Treasury

bond subscriptions are made through credit in

the FEDERAL RESERVE BANK OP NEW YORK as FISCAL AGENT OF THE UNITED STATES WAR LOAN DEPOSIT ACCOUNT

in your books, forwarding to the Federal Reserve Bank of New York.
Demands for withdrawal of deposits in the above account will be made through the Federal Reserve Bank of
New York as fiscal agent of the United States.




NOTE—See reverse

TO

Subscription by Bank or Trust Company

Lot Number

Application Number

By Cash, by Book Credit, or by Exchange
To 4 Per Cent. Treasury Bonds of 1944-1954
Dated December 15, 1924. Due December 15, 1954
Dated at.
.1924
\ Interest on 4 per cent. Treasury bonds of 1944-54 will be on semiannual basis:
For first period 182 days decimal for one day's interest on $1,000 $0.10989011.
^EDEBAL R E S E B V E B A N K OF N E W YORK

Fiscal Agent of the United States
New York, N. Y.
JAR SIRS:

Pursuant to the terms stated in the offering of the Secretary of the Treasury dated December 3, 1924, please enter our subscription
par and accrued interest for $
(par value) United States of America 4 per cent. Treasury bonds of
44-1954 dated December 15, 1924, due December 15, 1954.
The above amount includes subscriptions for our customers and for our own account. The subscriptions are classified as follows:

>

100 to 10,000
Amount
Leave Blank

.

CLASSIFICATION OF SUBSCRIPTIONS
10,100 to 50,000
50,100 to 100,000
Amount
Leave Blank No. | Amount
Leave Blank

No. |

Leave Blank

j

j

100,100 to 500,000
Amount
Leave Blank

No. |

500,100 to 1,000,000
Amount
Leave Blank

No. |

Over 1,000,000
Amount
Leave Blank

No.

Leave Blank
Total Subscription
Allotted

1

@-

if

®

||
L
f

li

||

1!

1

i

We agree to pay you on December 15, 1924, at par and accrued interest for any bonds allotted on account of this subscription, and
payment will be made by the method indicated below:
E !y debit to our r e s e r v e a c c o u n t

.

.

.

- $

B y Dec. 15, 1924 T r e a s u r y certificates. Series T D - 1 9 2 4

-

-

-

- $

By Dec. 15, 1924 Treasury certificates, Series T D 2 - 1 9 2 4 - $

-

-

-

- $

By Mar. 15, 1925 T r e a s u r y n o t e s , Series A - 1 9 2 5

B; f Third Liberty Loan 4 % % coupon bonds -

-

-

- $

B y Mar. 15, 1925 T r e a s u r y certificates, Series T M - 1 9 2 5

registered bonds -

-

E !y check

-

-

-

-

-

-

-

.
-

-

B y credit to War Loan D e p o s i t A c c o u n t

B y Third Liberty Loan iV*%

.

.

-

-

.

.

- $

.

$
- $

This is a confirmation of a previous subscription
write yes

write no

Subscriber
Town

State...

Official signature
THIS SPACE IS FOE THE USE OF THE FEDEEAL EESEEVE BANK OF NEW YOBK
FIGURED

CARD

CLASSIFIED

LEDGER

GOVERNMENT DEPOSIT

ACKNOWLEGED

DISPOSITION

Deliver
Free
^

Allotment

Figured Checked Advised

Payment
War Loan Deposit

Released

Date

S

$

Reserve Account Charged
—

Date of Charge
By Exchange of

By Check

Received

Checked




Recorded

Window

Custody-

Mail

Other Depts.

3-BL

SUBSCRIPTION

Lot Number

Application Number

To 4 Per Cent. Treasury Bonds of 1944-1954
Dated December 15, 1924. Due December 15, 1954
Dated at.
.1924.
Interest on 4 per cent. Treasury bonds of 1944-54 will be on semiannual basis:
For first period 182 days decimal for one day's interest on $1,000 $0.10989011.
PI5DEEAL EESEBVE BANK OP NEW

YORK,

Fiscal Agent of the United States,
New York, N. Y.
DE:AB SIKS:

Pursuant to the terms stated in the offering of the Secretary of the Treasury dated December 3, 1924, please enter our (my)
Bub scription at par and accrued interest for $
(par value) United States of America 4 per cent. Treasury
bonds of 1944-1954, dated December 15, 1924, due December 15, 1954.
We (I) agree to pay to you on December 15, 1924, at par and accrued interest for any bonds allotted on account of this
subscription, and payment will be made by the method indicated below:
$...

By Dec. 15, 1924 Treasury certificates. Series TD-1924

B y cash

$...

By Dec. 15, 1924 Treasury certificates. Series TD2-1924 - $..

B y Third Liberty Loan 4 % % coupon bonds

$...

By Mar. 15, 1925 Treasury notes, Series A-1925

By

check

-

-

-

-

-

-

.

.

.

.

-

-

-

.

B y Third Liberty Loan 4 %A % registered bonds -

-

-

-

-

-

- $..

- $..

By Mar. 15, 1925 Treasury certificates, Series TM-1925 - $..

- $....

Payment will be made by (name)
\

This is a confirmation of a previous subscription.
Write Yes

Write No

Subscriber....
Street address.
State

Town

THIS SPACE IS FOR THE USE OF THE FEDERAL RESERVE BANK OF NEW YORK
FIGURED

Allotment

CARD

CLASSIFIED

LEDGER

: Figured Checked Advised

Payment

Released
1

S

i

Date

i

By Exchange of
i

DISPOSITION

ACKNOWLEDGED

1

$

By Cash
*\
By Check

\

Drawn on

Check No.

Received

Checked




Interest

Checked

Recorded

Window

Custody-

Mail

Original

FEDERAL RESERVE

Li>t Number

BANK
Application Number

OF N E W YORK

NOTICE OF ALLOTMENT
on

Subscription to 4 Per Cent. Treasury Bonds of 1944-1954
Dated December 15, 1924.

Due December 15, 1954

;
December
, 1924
Referring to yoiur subscription to $
,
(par value)
nited States of Anlerica 4 per cent. Treasury bonds of 1944-1954, dated December 15, 1924, due December 15, 1954,—you
ha ye been allotted $
i
:
, as follows:
j
1

:
:

•

!

CLASSIFICATION

$100 to $10,000
$
:
10,100 to 50,000
50,100 to 100,000
•
100,100 to 500,000
.
500,100 to 1,000,000
Over
1,000,000
,
•
Total,
$
,
TO OBTAIN DELIVERY O-P THE SECURITIES THE ORIGINAL OF THIS NOTICE, PROPERLY FILLED
OUT AND SIGNED IN TI1E SPACES PROVIDED BELOW, MUST BE RETURNED IMMEDIATELY TO US.
I F REGISTERED BONDS ARE DESIRED THE LIST ON THE REVERSE SIDE OF THIS ORIGINAL
SHOULD BE USED, GIVING THE NAMES IN WHICH BONDS SHALL BE REGISTERED, AMOUNTS, ETC.
i

FEDERAL RESERVE BANK OP NEW YORK,

Checked by
;•
.

'
,

,

Fiscal Agent of the United States.
Instructions to Federal Reserve Bank of New York

ISSUE SECURITIES IN THE
FOLLOWING DENOMINATIONS

Pieces

Denominations

LEAVE BLANK

Par Amount

DISPOSE OP SECURITIES AS INDICATED BELOW

Numbers

' $ 100
500
1,000
5,000
10,000
50,000*;
100,000*
Total

Deliver to Government Deposit Div.
Hold for Safekeeping (For members only)
Deliver Over Counter
Deliver to Loan Department
Ship Definitive Securities
Special Instructions

The method of payment is indicated below:
By debit t o o u r reserve account

-

-

-

-

-

-

-

-

By check - - . - - - - > - - By credit t o W a r Loan Deposit Account

-

-

-

-

-

-

$

By D e c . 1 5 , 1924 T r e a s u r y c e r t i f i c a t e s . S e r i e s T D 2 - 1 9 2 4 - $.

$

By M a r . 15, 1925 T r e a s u r y notes, Series A-1925

$

-

- $..

By M a r . 1 5 , 1 9 2 5 T r e a s u r y c e r t i f i c a t e s , S e r i e s T M - 1 9 2 5

- $.

-

-

-

- $

Subscriber

B y ^Third L i b e r t y L o a n 4 ^ % r e g i s t e r e d b o n d s -

-

-

- S

Street address

B y T h i r d L i b e r t y L o a n 4 % % coupons b o n d s -

By Dec. 15, 1924 T r e a s u r y certificates, Series TD-1924

-

- $
Town

Paid Stamp

Checked to App.
Released
Prepared

Amount

State

DO NOT USE THESE SPACES
Government Deposit

Delivery Receipt
•Received %-

Deliver to us

Checked

ByDelivered
http://fraser.stlouisfed.org/
Federal Reserve Bank of St. *Louis
Registered

Free
only.

By-

LIST FOR 4 PER CENT. REGISTERED TREASURY BONDS OF 1944-54
DATE

BANK

_.._

-1924

STATE...

(Use typewriter if possible, otherwise print names carefully)
Vame lit Which Bonds Shall Be Registered, and PostOffice Address For Interest Checks and Mail.


TOTAL FORWARD


Indicate Under Appropriate Denominations, Number of Bonds Desired.
Amount

$100

$500

$1,000

$5,000

$10,000

$50,000

$noo,

Duplicate

FEDERAL RESERVE BANK
Application Number

OP NEW YORK

NOTICE OF ALLOTMENT
on

Subscription to 4 Per Cent. Treasury Bonds of 1944-1954
Dated December 15, 1924.

Due December 15,1954

December
, 1924
Referring to your subscription to $
(par value)
U'nited States of America 4 per cent. Treasury bonds of 1944-1954, dated December 15, 1924, due December 15, 1954,—you
ha ve been allotted $
, as follows:
CLASSIFICATION

$100 to $10,000
10,100 to
50,000
50,100 to 100,000
100,100 to 500,000
500,100 to 1,000,000
Over
1,000,000
Total,
TO OBTAIN DELIVERY OF THE SECURITIES THE ORIGINAL OF THIS NOTICE, PROPERLY FILLED
>UT AND SIGNED IN THE SPACES PROVIDED BELOW, MUST BE RETURNED IMMEDIATELY TO US.
I F REGISTERED BONDS ARE DESIRED THE LIST ON THE REVERSE SIDE OF THIS ORIGINAL
SHOULD BE USED, GIVING THE NAMES IN WHICH BONDS SHALL BE REGISTERED, AMOUNTS, ETC.
FEDERAL RESERVE BANK OF NEW YORK,

Cheeked by

Fiscal Agent of the United States.

Instructions to Federal Reserve Bank of New York
ISSUE SECOKITIES IN THE
FOLLOWING DENOMINATIONS

Pieces

Denominations

LEAVE BLANK

Par Amount

DISPOSE OF SECURITIES AS INDICATED BELOW

Numbers

$ 100
500

Deliver to Government Deposit Div.
Hold for Safekeeping (For members only)

1,000

Deliver Over Counter

5,000
10,000
50,000*
100,000*
Total

Deliver to Loan Department
Ship Definitive Securities
Special Instructions

The method of payment is indicated below:
B y

d e b i t t oo u r r e s e r v e a c c o u n t

By

check

-

-

B y credit t o W a r Loan D e p o s i t A c c o u n t

-

-

-

.

_

.

-

-

-

B y Third L i b e r t y Loan AY*% c o u p o n bonds -

-

-

B y Third L i b e r t y Loan 4 M % r e g i s t e r e d bonds -

-

_

-

-

$

B y D e c . 15, 1 9 2 4 T r e a s u r y certificates. Series T D 2 - 1 9 2 4 - $.

%

B y Mar. 15, 1 9 2 5 T r e a s u r y n o t e s . Series A - 1 9 2 5

- $

B y D e c . 15, 1 9 2 4 T r e a s u r y certificates. Series T D - 1 9 2 4

- $

- $
- %.

Subscriber

$

-

-

B y Mar. 15, 1 9 2 5 T r e a s u r y certificates. Series T M - 1 9 2 5

$
-

-

Street address
State

DO NOT USE THESE SPACES
Paid Stamp

Checked to App.

Government Deposit

Delivery Receipt

Released
Prepared

Amount-

Received $Deliver to us

Checked
By
Delivered
http://fraser.stlouisfed.org/
Registered only.
Federal Reserve Bank of St.*Louis

Free

By