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F E D E R A L RESERVE B A N K O F N E W YORK Circular No. 361] April 9, 1921. J Daylight Saving Opening and Closing Time for Business Advanced One Hour To all Banks, Trust Companies, Savings Banks and Bankers in the Second Federal Reserve District: During the period beginning Monday, April 25, 1921, and ending Saturday, September 24, 1921, this bank will open and close for business in accordance with local time in New York City which will be advanced one hour at two o'clock Sunday morning. April 24, 1921. on This action is taken for the convenience of bank- ing institutions and the public generally. Clearings at the New York Clearing House will take place during the same period at ten o'clock a. m., local time, which will be the equivalent of 9 a. m . present time. Very truly yours, B E N J . STRONG Governor