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MONTHLY REVIEW
o f C r e d it a n d
S e c o n d
Federal Reserve Agent

B u s in e s s

F e d e r a l

I N D U S T R IA L output declined in A p ril reflecting
reduced activity both in mines and in factories.
Distribution of commodities by railroads and retail
trade increased, and the level of prices showed a further
slight decline.

PERCENT

Index Numbers of Production of Manufactures and Minerals,
Adjusted for Seasonal Variations. (1923-25
averager:: 100 per cent).

June 1, 1927

On the basis o f conditions on May 1, the Department
o f Agriculture forecasts a winter wheat crop of 594,000,000 bushels, or about 5 per cent less than in 1926. Con­
tinued wet cold weather over much o f the corn belt
and also in the spring wheat area has retarded the
planting of spring crops.
T

r o d u c t io n

Decreased output of industry in A pril, as compared
with March, was due chiefly to the coal m iners’ strike,
which caused a large decline in the production o f bi­
tuminous coal.
A m ong m anufacturing industries,
which as a whole were somewhat less active in A p ril
than during the previous month when allowance is made
fo r usual seasonal changes, reductions were reported
in the iron and steel and textile industries, as well as
in meat packing and in the production of building ma­
terials.
The m anufacture of motor cars, though it
showed the usual seasonal increase in A pril, continued
at a lower level than a year ago. Petroleum production
continued in record volume, notwithstanding large
stocks and declining prices. Value of building contracts
awarded declined slightly in A p ril from the record high
figure in March, but was larger than last year. The
decline in building between March and A p ril reflected
reduced activity in the construction o f commercial, in­
dustrial, and educational buildings, while contracts for
residential and public buildings increased.




D is t r ic t

Federal Reserve Bank, New York

B u s in e s s C o n d i t io n s in t h e U n i t e d S t a t e s

P

R e s e r v e

C o n d itio n s

rade

Commodity distribution at retail was larger in A pril
than at the same season o f any previous year, owing
in part to the lateness o f the Easter holiday. D epart­
ment store sales were approximately 7 per cent larger
than in A p ril o f last year, and sales o f mail order
houses and chain stores were also in large volume.
Wholesale trade showed about the usual decrease be­
tween March and A p ril and continued smaller than in
the corresponding month o f last year. Inventories of
merchandise carried by department stores were in about
the same volume at the end of A p ril as in March, while
stocks o f wholesale firms were smaller.
Railroad car loadings were larger in A p ril than is
usual at that season o f the year, reflecting chiefly large
shipments o f iron ore, coke, grain, and grain products,
but also increased movement o f miscellaneous freight
and o f merchandise in less-than-carload-lots. Coal ship­
ments were 27 per cent smaller in A p ril than in the
preceding month.

PERCENT

Index of Sales of 359 Department Stores, Adjusted for Seasonal
Variations and Unadjusted. (1919=100 per cent).

MONTHLY REVIEW, JUNE 1, 1927

42
TER CENT.

"B ILLIO N S o f DOLLARS

W holesa le P rice Indexes o f U nited S tates B ureau o f L a b or S ta tistics.
(1 9 1 3 a v e r a g e r r 100 p er c e n t ).

P rices

In A p ril there was a further slight recession in the
general level of wholesale prices, as measured by the
index of the Bureau of Labor Statistics, but in the first
three weeks of May price conditions were firmer. The
decline in A p ril reflected chiefly a decrease in the pricco f petroleum, lumber, and several of the non-ferrous
metals. There was little change in the level of agricul­
tural prices which have been fairly constant since the
beginning of the year. D uring the first three weeks of
M ay prices o f grain, cotton, iron and steel, petroleum,
lumber, and hides advanced, while those of livestock,
coke, and non-ferrous metal declined.
B

a n k

C

r e d it

Volume of credit o f weekly reporting member banks,
as measured by their total loans and investments, in­
creased by more than $300,000,000 during the month
ended May 18, and was on that date at the highest level
on record. This growth represented for the most part
an increase in the banks’ holdings of investments and in
the volume of their loans on stocks and bonds, while
commercial loans showed relatively little change.
A t the Reserve Banks there was a decrease during
the month in total volume of credit outstanding, owing
to the receipt of a considerable amount of gold from
abroad, in addition to the purchase abroad by these
banks of about $60,000,000 of gold that is now held
earmarked with a foreign correspondent. The banks’
holdings of acceptances and of Government securities
declined by about $85,000,000, while discounts for mem­
ber banks increased by about $45,000,000, apparently
in response to the increased reserve requirements arising
from the growth in the member bank deposits.
Conditions in the money market were comparatively
stable during the first three weeks of May and there
were no changes in rates quoted on prime commercial
paper and on acceptances.




M o n th ly A v e ra g e s o f W e e k ly F igu res for M em ber B anks in 101
L ea d in g C ities.
(L a te s t F ig u re s are A v e ra g e s fo r
T h ree W e e k ly R e p o rt D ates in M a y ).

M o n ey M a rk et
Loans and investments o f commercial banks increased
in May to the highest level o f the year. The largest
element in this increase was an increase in investments
o f these banks during the fou r weeks ended May 18 to
new high levels. Nearly 90 millions o f the 165 million
dollar increase for all reporting banks occurred in this
district.
Loans to brokers and dealers in securities placed by
New Y ork City member banks increased over 50 millions
to the highest level since the beginning o f M arch 1926,
accom panying the further rise in security prices. Total
loans secured by stocks and bonds showed a correspond­
ing increase, and for all reporting banks were 120
millions higher on May 18 than a month previous and
360 millions higher than a year ago, and in the New
Y ork district were 60 millions higher than a month ago
and 105 millions higher than a year ago. Commercial
loans also held at a high level during the month, both
in this district and the country as a whole.
The accom panying rise in deposits resulted in an
increase in the required reserves o f member banks, which
is shown in the diagram on the follow ing page fo r 22
principal New Y ork City banks. Reserve requirements
of these banks have increased 35 m illion dollars from
the low point of the year, and are 25 millions higher
than a year ago whereas three months ago they were
lower than last year.
This increase in reserve requirements has been an
important factor in moderately firm money conditions
in recent weeks. A renewed inflow o f gold occurred in
May, but was offset by reductions in the bill and security
holdings o f the Federal Reserve Banks. Other influences
on the market included the purchase by the Reserve
Banks of nearly $60,000,000 of gold abroad and a sale
o f gold here to foreign account. As a consequence of
these different factors money rates remained at approx­
imately the same levels as in A pril, and were higher than
in the corresponding month o f any year since 1923. The

43

FEDERAL RESERVE AGENT AT NEW Y O R K

MILLIONS
OFDOLLARS

PER CENT

6

V
V / vL :
A

1927

19; 16
o LL LO»\NRA:~E We iklyAi ercLge

Required Reserves of 22 Leading New York City Banks.
M oney Rates at New York

Call m on ey...............................................
Time money— 90 d a y ............................
Prime commercial paper.......................
Bills— 90 day unendorsed.....................
Treasury certificates and notes
Maturing June 15..............
Maturing September 15...
Federal Reserve Bank of New Y ork rediscount ra te....................................
Federal Reserve Bank of New York—
buying rate for 90 day bills...........

M ay 28
1926

April 28
1927

*4
3M-4

*4
4%
4 -4 l/i

3%

4 % -4 H
4 -4 H
35
A

2.70
3.14

3.46
3.51

3.15
3.23

314
3H

4

4

3%

3*4

4

M ay 27
1927

*±y2

* = Prevailing rate for preceding week.

follow ing table compares rates prevailing near the end
of May with those of a month ago and a year ago.
Borrowing from the Federal Reserve Bank in May
was larger than in May last year as is shown in the ac­
companying diagram.
C

o m m e r c ia l

P

aper

M

a r k et

The commercial paper market was rather qniet during
the month due principally to a lack of demand from
interior institutions. Notwithstanding this condition,
rates on prime names were generally steady at 4-4*4
per cent. The demand for new loans in the open mar­
ket was only moderate, and dealers’ supplies of paper
remained limited. The amount of commercial paper
outstanding through 26 dealers at the end o f A p ril was
$599,000,000, a decrease of about 1 per cent during the
month, and of nearly 10 per cent from a year ago.
B

il l

M

a r k et

The supply of bills continued moderately large in
May and was enhanced by several substantial syndicate
offerings covering the storage of commodities. Demand
for bills was likewise moderately active, due chiefly to
buying of 90 day maturities fo r foreign account. In ­
vestment buying by local banks was rather light and
scattered. D ealers’ portfolios during the most of the
month remained near the high levels reached at the end
o f A pril. The rate for 90 day unindorsed bills was
unchanged at 3 % per cent on dealers’ sales, and rates
on other maturities were steady except for a decline in
the 6 months offered rate to 3 % per cent in the latter
part of the month.




Federal Reserve Bank of New York Loans to New Y ork City
Reporting Member Banks and Average Call
Loan Renewal Rates.

S e c u r it y M a r k e t s
The advance in stock prices continued in May fo l­
lowing a tem porary reaction in the latter part of A pril.
Industrial stock averages rose on the average to about
5 points above the previous high level and about 10
points above the highest level of 1926. Railroad shares
also were strong, with representative price averages
the highest in more than 20 years. A ctivity on the E x ­
change decreased slightly in May, but sales averaged
nearly 2,000,000 shares a day.
In the bond market, further strength in corporation
issues early in the month carried prices about ^2 point
higher and, notwithstanding a subsequent slight de­
cline, representative averages remained higher than at
any previous time since the early months o f 1913.
United States Treasury bond issues were strong. The
Treasury 3 % ’s and 4 ’s rose to new high points since
issuance, but Liberty issues remained below the high
levels of March. Foreign bonds, which showed a de­
clining tendency in A pril, were firmer in May.
New security offerings during May were considerably
larger in the aggregate than a year ago, and not far
short of those o f A pril, which, with the exception of
February, were the heaviest fo r any month on record.
The principal new issue of the month was the offering
o f $60,000,000 o f corporate stock and serial bonds of
the City of New York. This issue was floated at an in­
terest cost of 3.94 per cent, com pared with 4.12 per
cent fo r a similar issue in January, the most favorable
terms on which the City has borrowed since 1909.
The amount of railroad financing about equaled
that of February and included two large issues, one of
$50,000,000 by the Erie Railroad Company and the
other of $48,000,000 by the Chesapeake Corporation.
Industrial and public utility offerings also included

44

MILLIONS
OrDOLLARS

MONTHLY REVIEW, JUNE 1, 1927

In the F ar East, the Indian rupee rose from 35.94
cents at the opening of the month to 36.13 cents on the
11th, a figure thereafter maintained. The yen, which,
after its abrupt drop to 46.62 cents on the 21st o f A pril,
had recovered to 47.70 cents on the 30th, fell slowly to
46.18 cents on May 20, but steadied slightly above that
figure. Bar silver continued firm, the range for May
from 55.88 cents to 57.75 cents being almost the same
as for A pril. The silver exchanges were similarly steady
wTith narrow fluctuations.
C en tra l B a n k R a te s
On May 12, the Bank of Poland reduced its discount
rate from %y2 per cent to 8 per cent. F or this insti­
tution, this is the third reduction this year, as the rate
was reduced from 9*4 per cent to 9 per cent on Febru­
ary 11, and from 9 per cent to 8y2 per cent a month later.
G o ld M o v e m e n t
Amount o f Foreign Security Offerings in the United States,
Exclusive o f Refunding Issues.

some very large issues, and were somewhat larger than
in A pril. Flotations of foreign loans in this market, on
the other hand, showed a decline in May from the large
totals o f recent months. A s the accom panying diagram
shows, the volume o f foreign securities offered in this
country during the first four months of this year was
larger than in the corresponding period of any of the
past five years.
T h e F o r e ig n E x c h a n g e s
Sterling exchange, which had been as low as $4.851/s
in the third week of A pril, rose rapidly to $4.85% on
May 4 ; and then dropped to $4.85 on the 18th, a level
low enough to move a small amount of gold to New
Y ork from London. From this point it rallied to above
$4.85% .
Throughout A pril, the German mark was quoted at
about 23.70 cents; early in May it weakened, falling to
23.65 cents on the 10th, but rallied from this level to
23.69 cents. A t its low, it was below the gold point on
London, and gold movements from Germany to London
were reported.
The Italian lira was strong. A fter crossing 5 cents
in the middle of A pril, it touched 5.66 cents on the 25th,
reacted to 5.09 on May 2, rose to 5.51 on the 9th, and
steadied just under 5 % cents fo r the remainder o f the
month. Other European rates were quiet except for
a small decline in pesetas, which at 17.50 cents in the
middle of May, were off about one-half cent from the
highest figure of A pril. Swedish crowns were some­
what heavy, but Swiss francs and Netherlands florins
were firm. Fluctuations in French and Belgian francs
were nominal.
A m ong the American rates, Canadian dollars were
strong, being quoted at a premium throughout the
month. Argentine pesos were steady slightly under
parity, while Brazilian milreis scarcely fluctuated from
the quotation of 11.84 cents.




The inflow of gold was resumed in May, and prelim i­
nary reports indicated that the net excess o f imports
since January 1 has been close to $120,000,000.
Receipts o f gold during A p ril totaled $14,500,000, and
included $6,000,000 each from England and Japan.
Exports were only $2,600,000, of which $1,200,000 went
to Brazil, $600,000 to Mexico, and $500,000 to China.
D uring May the chief movement o f gold at New Y ork
was the arrival o f approximately $24,000,000 from E n g­
land. The receipt o f an additional $2,000,000 at San
Francisco was reported, which brings the total receipts
from Japan this year to $20,000,000. E xports from the
Port o f New Y ork were very small in May.
The follow ing table summarizes the chief movements
o f gold in the first five months of the year.
(In thousands of dollars)
January to
April 1927
Source or Destination

C anada............................
E ngland..........................
France..............................
Germ any.........................
M e x ico .............................
C hile................................
China & H ong K o n g ...
Japan...............................
A ustralia.........................
British M a la ya ..............
All other..........................

T o ta l.....................

M ay 1 to 26

United States
Imports

Exports

45,274
13,317
21,000

3,224
6

N ew York District
Imports

Exports

26,051

13,787
2,323

46
460

' 2,170
3,644
647
18,000
4,874

’ 1,891

* ’3,614

1,377
2,912

365

150
67

112,540

25,520

26,429

723

13

T im e a n d D e m a n d D e p o s its
The results o f the Com ptroller o f the C u rren cy’s call
fo r statements o f the condition o f National banks on
March 23 indicate that the tendency fo r time deposits
to increase much more rapidly than demand deposits
has continued during the past year. Demand deposits
were slightly smaller than on A p ril 12, 1926, but time
deposits increased 14 per cent during the year.

FEDERAL RESERVE AGENT AT NEW YORK

45

MILLI0N5 o f
'3ALE 5

10

1926 - 2 7

50
/*

V *'

1 9 2 i > -2 6

/
r S
? .....

TJME

//
//

•H;

•CENTRALRESERVE!
^RESERVECITYBANKS

F o r e ig n T r a d e
E xports of merchandise, valued at $415,000,000,
were slightly larger than in March and $27,000,000
above a year ago, and were the largest in any A p ril
since 1920. Imports valued at $378,000,000 were about
the same as in March, and $20,000,000 less than in
A p ril 1926.
Quantity receipts of both crude rubber and raw silk
were considerably larger than in March and nearly 50
per cent larger than a year ago. Rubber imports, ac­
cording to available data, were the largest ever recorded
fo r a single month, but as prices were about 30 per
cent less than a year ago, the total value was not much
larger than in A p ril 1926.
The increase in value of exports of grain and raw
cotton accounts for the gain over A p ril 1926 in total
exports. Shipments abroad o f grains, valued at $34,000,000, were approximately double the value of ship­
ments a year ago and were $13,000,000 more than in
the previous month, contrary to the usual seasonal ten­
dency. Cotton exports showed the usual decline from
March, but were the largest in volume in any A p ril in
the past twenty-five years. The accom panying diagram
of cumulated cotton exports for the crop year 1925-1926
and thus far in 1926-1927 indicates the large increase
in export demand for cotton that has follow ed the low
prices of the past year. Of last yea r's cotton crop 54
per cent was exported between August 1 and A p ril 30,
whereas in the corresponding period o f 1925-1926 only
44 per cent o f the smaller 1925 crop was exported.

0
A.

5-

O.

N.

0

J.

F.

M.

A.

M.

J.

J.

Cumulative Cotton Exports in 1925-26 and 1926-27 Crop Years.

P r o d u c tio n
A high level o f productive activity was maintained
in A pril, although in some lines there was a slight re­
duction from the M arch level, even after allowance
fo r the usual seasonal change. Anthracite coal produc­
tion increased substantially, and a further increase
occurred in the first half o f May, so that the output was
higher than a year previous fo r the first time since
February. Motor vehicle output in A p ril showed less
than the usual seasonal expansion over March, but has
been well maintained in May, according to the indica­
tion o f employment data, whereas last year a steady
decline occurred from March to June. A ctivity in the
iron and steel industries was well maintained in A pril,
and trade reports indicate slight curtailment in May.
Textile mill activity showed some reduction in A pril,
but operations in the cotton goods and silk goods in ­
dustries continued fairly high.
The accom panying
diagram, based on reports issued by the Association
o f Cotton Textile Merchants o f New Y ork, indicates
that the volume of business in cotton goods has so in-

nILLION5

o f YARDS
500r

r'
UNFILLEDii
ORDERS

400

300

\\
\
\
\ ^
\ /s
V ' N'

STOC
//

ZOO

^

^

/

/

\(
i
i
iiI
i

A s the accom panying diagram shows, time deposits
constituted more than half o f the total deposits o f coun­
try banks fo r the first time on a call date. The increase
in time deposits during the year was much more rapid
in central reserve and reserve cities, however, amount­
ing to 34 per cent, as com pared with 5 per cent in coun­
try banks. Since 1915, time deposits have increased
from 28 per cent to 51 per cent o f the total deposits o f
country banks, and from 8 % to 28 per cent of the total
deposits o f central reserve and reserve cities, while the
proportion o f demand deposits has been correspond­
ingly reduced.

V

\

Percentage o f Time Deposits and Demand Deposits to Total Deposits
in National Banks (E xclusive o f Deposits
o f Correspondent Banks).




/

1915 1917 1919 1921 1923 1925 1927

!*
(j\
>

1915 1917 1919 1921 1923 1925 1927

>s
/

ii*
PRC'DUCTION

100 ---1-- 1 1
S O N D J

1925

__i__i__ i__
F M A M J

J A 5 0 N D J

1926

F M A

1327

Mill Production, Unfilled Orders, and Stocks of Cotton Goods,
Reported by the Association of Cotton Textile
Merchants o f New York.

MONTHLY REVIEW,

46

creased follow ing last y e a r’s drop in raw cotton prices,
that despite moderately high levels of production, mill
stocks of goods have been reduced to small proportions
and unfilled orders have increased from less than one
m onth’s production last summer to over two m onths’
output at the end of A pril. Current reports indicate
a continued high level of production and new business
in May, although the sharp advance in raw cotton is
reported to have unsettled the market somewhat at the
end of the month.
This ban k ’s production indexes in which allowance
has been made for seasonal change and year-to-year
growth, are shown below.

J U N E 1, 1927

PERCENT

PER CENT.

(Compound trend of past years=100 per cent)
1927

1926

Producers’ Goods
Pig iro n .........................
Steel ingots ...............
Bituminous coa l..........
Copper, U. S. mines. .
Tin deliveries/’ .............
Z in c................................
Petroleum r ...................
Gas and fuel o il...........
Cotton con sum ption..
W oolen mill activity*.
C em ent..........................
Lum ber.........................
Leather, sole................
Silk consumption*.
Consumers' Goods
Cattle slaughtered.................
Calves slaughtered...............
Sheep slaughtered.................
Hogs slaughtered...................
Sugar meltings, U. S. ports.
W heat flour............................
C igars............... .......................
Cigarettes................................
Tobacco, m anufactured. . . .
Gasoline...................................
T ires.........................................
N ewsprint...............................
Paper, to ta l............................
Boots and shoes.....................
Anthracite co a l......................
Automobile, a ll......................
Automobile, passenger.........
Automobile, truck.................
*Seasonal variation not pllowed for

Apr.

Feb.

Mar.

117
113
109
107
114r

108

114

130
108
94r
98
125r
108
108
92
99
92
84
114

133
96r
97r
98
120r
106
115
91
124
85
88r
130

106
109
116
75
92
90
99

111
102
112

101
105r
101
100
86
112
111

67
105
116
93
113
92
93
97
105
81
107
139
124
129
99
90
108
129
133

110

p ~ Preliminary

111

66

107
157
131
118
95
96r
85
118
119
115

112

98
108
98
107
75
107
157
130
119
95
96
73
118
125
91

Apr.

115

111
94
101
104
94

106
86 p

122
*84
126

111
86

109
96

ios

98
78
103

116
*92 p
93

112
118
86

r=R evised

E m p lo y m e n t
Employm ent reports for A p ril from both State and
Federal Labor departments indicated some reduction
in factory activity from the March level, especially in
seasonal lines such as apparel and shoes. The principal
increases during the month were in the production of
building materials. The automobile industry showed
some further increase, but working forces in most of
the other metal industries were reduced.
In view of the d rift in population from the farms
to the cities, which has been reported in recent years, it
is interesting to note the tendencies of factory em ploy­
ment and farm labor supply that are shown in the ac­
com panying diagram. F actory output has been main­
tained with gradually diminishing working forces dur­
ing recent years, and labor has been released fo r other
industries. Accom panying this decline in factory em­
ployment, the supply of farm labor has increased, and
on A p ril 1 was slightly in excess of the demand in the




Employment^ in F a cto rie s and F arm L a b o r S upply in N ew Y o r k
S tate and in the U nited S ta tes. (F a c t o r y E m p loy m en t, 1919 =
100 p er ce n t; F arm L a b o r S upply in P e r Cent o f D em and,
as R ep orted b y U . S. D ep a rtm en t o f A g r ic u ltu r e ).

country as a whole fo r the first time on that date in
the last five years.
This increase in the supply o f farm labor has oc­
curred without the inducement of high wages— farm
wages have increased less than factory wages in recent
years. A dditional evidence of reduced opportunities
fo r securing industrial employment appears in labor
turnover records; the “ voluntary quit ra te” for A pril,
com puted by the M etropolitan L ife Insurance Company,
was the lowest for that month since 1921, which indi­
cates that factory workers are in general finding it
difficult to better themselves and are holding closely to
their present employment.
B u ild in g
The volume oc building contracts awarded in A p ril
continued large, according to the F. W . D odge Corpora­
tion reports for 37 states east o f the Rockies. The total
was 6 per cent larger than fo r A p ril 1926 and only 3
per cent below the record volume o f M arch o f this year.
F or the first fou r months o f this year, building contract
awards have been less than 1 per cent below the total for
the same period o f last year. Residential building in­
creased in A p ril and was slightly larger than a year ago
for the first time since June 1926 and public works and
utility projects showed a large increase over a year ago,
but contracts for commercial, industrial, and educational
buildings were smaller than in the previous month or
A p ril of last year.
The New Y ork district continued to show a decrease
from a year ago, due chiefly to smaller awards for resi­
dential and commercial buildings. The Southeastern
district was considerably below last y e a r’s level, but
large increases in activity were reported in the Phila­
delphia, Pittsburgh, and Chicago districts.
I n d e x e s o f B u s in e s s A c t i v i t y
This ban k ’s indexes o f business activity generally
reflect a large volume o f trade in A pril. Bank debits
outside New Y ork City were approxim ately the largest
in recent years after allowance fo r seasonal variation,
year-to-year growth, and price changes, and debits in
New Y ork City remained high. Retail trade was larger

FEDERAL RESERVE AGENT AT NEW Y O R K

47
A P R IL
19 Z 6 -1 0 0 ° /o

than last year even after adjustment of the figures to
make allowance for the late Easter. Car loadings of
the bulk commodities were affected to some extent by
the bituminous coal strike, but total freight car loadings
were the largest ever reported fo r the month of A pril.
In the follow ing table are given A p ril indexes of
business activity in per cent of trend with allowance
for seasonal variations, and, where necessary, fo r price
changes,
(Computed trend of past years=100 per cent)
1927

1926
Apr.
Primary Distribution
Car loadings, merchandise and m isc..
Car loadings, other................................
E xports.....................................................
Im ports.....................................................
Grain exports..........................................
Panama Canal trafficr..........................

108

111

Distribution to Consumer
Department store sales, 2nd Dist..
Chain store salesr..............................
Mail order salesr. ..............................
Life insurance paid fo r r ...................
Real estate transfers/*.......................
Magazine advertising.......................
Newspaper advertising?*...................

General price level.......................................
*=Seasonal variation not allowed for

Mar.

Apr.

110

108
106
98
117
71
97r

109
107
104p
127p
135
96
81
103

94
129
75
97r

107
94
105
57
94r

89
98r
99r
112r
107r

105
106r
99r
HOr
102r

100

102

103r

98
102r
99r
119r
lOOr
97
98r

115
130
105

116
134
105

115
141
109

119
137
109

105
124
144
lO lr

108
134
204
98r
113

106
135
227
97r
117

107
134
229
97

107
153
116

119
130

120

129
114

184

184

183

105r

General Business Activity
Bank debits, outside of N. Y . C it y .........
Bank debits, New Y ork C it y ....................
Bank debits, 2nd Dist. excl. N. Y . C it y .
Velocity of bank deposits, outside
N. Y . C it y .................................................
Velocity of bank deposits, N. Y . C it y .. .
Shares sold on N. Y . Stock E xch an ge*..
Postal receiptsr.............................................
Electric p ow er...............................................
Employment in the United States...........
Business failures...........................................
Building perm its............... ...........................
New corporations formed in N, Y. State.

Feb.

111
103
121
147
112
186

100

v —Preliminary

100

102
114
96
98

101

100
121

April 1927 Average Sales Per Store in Leading Chain Store
Systems Compared with April 1926.

W h o le s a le T r a d e
Sales o f reporting wholesale dealers in this district
in A p ril continued to average less than a year ago, but
the decrease was the smallest since last June. Smaller
sales in value, though perhaps not in quantity in all
cases, continued to be reported in groceries, m en ’s
clothing, w om en’s coats and suits, silk goods, drugs,
machine tools, stationery, paper, and jew elry, but sub­
stantial increases were reported in dresses, shoes, and
diamonds.
Commission house sales o f cotton goods
were also slightly larger than a year ago, notwithstand­
ing the decline in prices during the year, and hardware
sales were practically the same as a year ago.

r = Revised

C h a in S t o r e S a le s
Total sales of reporting chain store systems showed an
unusually large increase over a year previous in A pril.
Sales o f variety stores were nearly 50 per cent larger
than in A p ril 1926, and the increases in grocery, ten cent
store, shoe, and candy chains were larger than in other
recent months.
Percentage Change
April 1927 from April 1926

T yp e of Store
G rocery.................................................................................
Ten cen t................................................................................
T o b a cco.................................................................................
Variety.............................................................................. .. .
C an d y....................................................................................
T o ta l.............................................................................

Number
of
Stores

T otal
Sales

Sales
Per
Store

+ 8 .4
+ 8 .3
+ 2 2 .5
+ 3 .8
+ 1 0 .7
+ 1 5 .8
+ 2 .2

+ 1 8 .6
+ 2 1 .0
+ 1 5 .8
+ 4 .4
+ 2 1 .6
+ 4 9 .0
+ 8 .5

+ 9 .3
+ 1 1 .7
— 5 .5
+ 0 .4
+ . 9. 9
+ 2 8 .7
+ 6 .2

+ 8 .3

+ 2 0 .4

+ 1 1 .2

Average sales per store showed the largest increase
for any month in at least three years. A considerable
part o f the increase was probably due to Easter trade,
but some of the increase reflected the less rapid expan­
sion in the number o f stores operated in several lines
during the past year than in the preceding year.




Comm odity

Percentage
Change
April 1927
from
March 1927

Net
Sales

— 6.0

Groceries....................
M en’s clothing..........
W om en’s dresses. .. .
W om en’s coats and suits
C otton goods— Jobbers
C otton goods— Com
mission........................
Silk good s.......................
Shoes................................
D rugs..............................
Hardware.......................
Machine tools**...........
Stationery......................
P ap er...............................
Diam onds.......................
Jewelry............................

— 4 .8

Weighted Average.. .

-1 8 .4

Stock
end of
M onth
9 .0

— 38.4
— 9 .7
— 52.4
— 13.4
— 22.5
— 31.6
— 7 .3
— 10.3

+ 2.8

+ 0 .7 *
— 5 .6
— 14.4
— 3 .4

+12.1

+ 0 .7

— 16.8
— 9 .6
— 3 .6

Percentage
Change
April 1927
from
April 1926

Net
Sales
— 3 .7
— 6 .5
+ 16.7
— 14.9
— 4 .7

+ 2.1
— 6.6

+ 1 6 .4
— 3 .3
— 0 .4
— 5 .7
— 10.6
— 1 .7
+ 8 .7
— 1 .7

— 1.4

Per cent of
Accounts
Outstanding
March 31
Collected
in April

Stock
end of
M onth
6 .4

1926
79.
36.

65.4
35.6

+ 1.6
— 1.7*
+ 17.3
— 14.9
— 4 .0

+ 4.9

8 2.3
3 9.4

46
49
44
47.

4 8.5
4 4.9
50.1
4 1 .4

77.8
71.9

67! 6

2 9.4

69.5
2 7.2

5 5.7

5 5.7

* = Quantity not value. Reported by the Silk Association of America.
* * = Reported by the National Machine T ool Builders’ Association.

D e p a r tm e n t S to re T r a d e
Sales o f leading department stores in this district in
A pril showed the largest increase over a year previous
since last August, due largely to the fa ct that a larger
part o f the Easter trade came in A p ril this year. In-

48

MONTHLY REVIEW , JUNE 1, 1927

creases in the first quarter were comparatively small, but
the large A p ril sales brought the total fo r the first four
months of the year about 3 % per cent above that for
the corresponding period last year.
A pparel stores also reported a substantial increase in
A pril, and mail order sales compared more favorably
with those o f a year previous than in any month since
last November.
Stocks o f merchandise on hand in department stores
were smaller than in A p ril 1926, so that the rate of
stock turnover was considerably higher. F o r the first
fou r months o f this year the ratio o f sales to average
stocks carried was about 4 per cent higher than in the
corresponding period last year. The ratio o f collections
to accounts outstanding at the beginning o f the month
was slightly higher than a year ago fo r the second con­
secutive month, whereas in each month of the preceding
year the ratio o f collections had been running lower
than a year previous.

Business Profits
Earnings reports of 164 m anufacturing and mercan­
tile companies showed net profits for the first quarter of
this year about 1 per cent larger than in the correspond­
ing months o f 1926, which was a period of exception­
ally large profits. These same concerns in the first quar­
ter o f 1926 reported an increase of 25 per cent over
1925. There was, however, much irregularity of earn­
ings as between different kinds o f industries, probably
reflecting the downward tendency in prices o f industrial
products while labor and other costs remain at high
levels.
FIRST QUARTER

1926-100°/a

Cdemical
|
Timing&Smelting |
Motor
|
food&FoodFroduds|
O il

Percentage Change
April 1927 from
April 1926
Locality

Net
Sales
New Y o r k ..........................................
B uffalo................................................
R ochester...........................................
Syracuse.............................................
N ewark...............................................
B ridgeport.........................................
Elsewhere...........................................
Northern New York State........
Central New Y ork State............
Southern New York State........
Hudson River Valley D ist.........
Capital D istrict............................
Westchester D istrict...................

Stock on
hand end
of month

Per cent of
Charge Accounts
Outstanding
March 31
Collected in April

1927

1926

+ 6 .7
+ 0 .9
+ 3 .6
- f 7 .7
+ 1 7 .2
+ 7 .6
+ 8 .1
+ 2 1 .6
+ 6 .6
+ 8 .0
— 5 .0
+ 11.6
+ 1 9 .1

— 0 1
— 10.6
+ 1.1
— 19.5
+ 3 .3
— 9 4
— 3 .7

All department stores.....................

+ 7 .7

— 1 .6

50.1

4 8.7

Apparel stores...................................
M ail order houses............................

+ 7 .0
+ 5 .0

+ 5 .9

4 4.5

4 1 .0

5 2.9
5 4.0
55 7

5 1.0
4 7.6
5 9.8

‘ 47! 6

“ 47.2

’ '35.0

' '35.5

The apparel and shoe departments accounted fo r most
o f the increase in sales, reflecting Easter business in
the first half o f the month, and an earlier spring than
last year. Sales of furniture and o f home furnishings
and supplies showed relatively small increases, and
textile sales continued smaller than a year ago.

M en’s and B oys’ w ear..............................
Books and stationery................................
Shoes..............................................................
Silverware and jew elry..............................
Toys and sporting good s..........................
M en’s furnishings.......................................
H osiery.........................................................
W om en’s and Misses’ ready-to-wear. . .
Luggage and other leather good s...........
W om en’s ready-to-wear accessories. . . .
Hom e furnishings.......................................
Toilet articles and drugs..........................
Furniture......................................................
Linens and handkerchiefs.........................
Musical instruments and rad io...............
W oolen good s..............................................
Silks and velv ets........................................
Cotton good s...............................................
Miscellaneous..............................................




N et Sales
Percentage Change
April 1927
from
April 1926

Stock on Hand
Percentage Change
April 30, 1927
from
April 30, 1926

+ 2 6 .1
+ 2 3 .1
+ 2 0 .6
+ 1 8 .6
+ 1 7 .8
+ 1 5 .7
+ 1 5 .7
+ 1 4 .7
+ 1 3 .3
+ 7 .4
+ 4 .4
+ 2 .8
+ 1 .7
+ 0 .8
+ 0 .7
+ 0 .4
— 3 .6
— 10.7
— 1 .4

— 0 .5
+ 0 .4
+ 6 .0
— 2 .4
+ 1.9
+ 6 .9
+ 10.8
+ 8 .6
+ 1.4
— 4 .1
+ 0 .6
— 0 .5
+ 4 .9
+ 4 .7
— 16.1
— 18.8
— 7 .7
— 4 .0
— 3 .0

Ism

I

Steel
|
BuildingSupplies I

ESI

Hotoraccessories
Industrial Group
Telephone
|
OifwrJiddicUtilities^
ClassIRailroads |
Profits of Industrial and Public Utility Corporations and Earnings
of Class I Railroads, First quarter of 1927
Compared with 1926.

The largest percentage gains over 1926 were made by
the chemical, and mining and smelting companies, and
corporations engaged in the production o f food and
food products. The motor g ro u p ’s earnings as a whole
were ahead of last year, but, if the General Motors Cor­
poration were excluded, profits in the m otor industry
would be smaller than a year previous, as were total
profits fo r the year 1926. As the accom panying dia­
gram shows, other groups o f industrial corporations
generally reported a smaller net return than in 1926.
(Net Profits in thousands of dollars)
1925

1926

1927

No. of
C orpo­
rations

First
Quarter

First
Quarter

First
Quarter

17
8
24
16
20
15
19
4
7
8
26

48,247
6,146
30,425
34,963
16,358
7,433
10,282
942
7,119
4,196
14,484

71,979
6,625
29,993
43,597
20,921
8,106
12,777
190
9,682
4,191
18,027

77,604
4,807
29,541
41,322
22,434
6,635
13,899
733
11,276
3,675
16,054

Total 11 groups.............................................

164

180,595

226,088

227,980

Other Public U tilities.......................................

70
15

44,400
26,798

50,500
29,327

M otor Accessories.............................................
O il.........................................................................
Food and F ood P roducts................................
Machine and Machine M fg ............................
Mining and Sm elting.......................................
Building Supnlies..............................................

Total Public U tilities...................................

85

71,198

79,827

Class I R ailroads...............................................

184

205,000

224,000

57,500*
30,054
87,554*
227,000