Mian, Atif and Sufi, Amir, 1977-. "Consumers and the Economy, Part II : Household Debt and the Weak U.S. Recovery, 2011-02," Economic Letter (Federal Reserve Bank of San Francisco) (January 18, 2011). https://fraser.stlouisfed.org/title/4960/item/633495, accessed on March 19, 2025.