Federal Reserve Bank of Atlanta. "Should Microbusinesses Matter to Your Local Community? : Transcript," Economic Development (July 28, 2014). https://fraser.stlouisfed.org/title/7183/item/655977/content/pdf/frbatl_econDev_20140728-should-microbusinesses-matter-to-your-local-community, accessed on February 11, 2026.