Federal Reserve Bank of Atlanta. "Employer and Lower-Wage Employee Perspectives on Training and Advancement : Transcript," Economic Development (April 29, 2013). https://fraser.stlouisfed.org/title/7183/item/655962/content/pdf/frbatl_econDev_20130429-employer-and-low-wage-employee-perspectives-on-training-and-advancement, accessed on July 13, 2026.