Full text of E.4 Automobile Credit : April 15, 1981

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FEDERAL RESERVE statistical release
E.4(1111)

FOR IKKEDIATE REL3ASE
APRIL 15, 1981
AUTOKOBILE CREDIT -

FEBRUARY 1981

NEi-ClR I»STlLLKEHT LOAN KATDRITIES lT COKKERCIAL BANKS
(PUBLISHED KID-KONTH OF EACH QUARTER)

---------------------------------------------------------------------------------~----~--------------------------------------------1
PURCHASED PAPER
II
DIRECT LOANS
II
TOTAL LOANS
PBRCENi OF CONTRACTS KADE DURING 1--------------------------------11--------------------------------11-----------------------------19 a1
KONTH WI 1 H ~ATURITIES OF:
I
1980
I
1980
I
1981
II
1980
I
1980
I
1981
II
1980
I
1980
I
·I
FEB.
I
NOV.
I
FEB.
II
FEB.
I
HOY.
I
FEB.
II
FEB.
I
NOV.
1
FEe.

-----------------------------------------------------------------------------------------------------------------------------------II
II
1
30 KONTHS o~ LESS
31-36 KOIITHS
OYER 36 KOIITHS

10.4
19.8
69.9

11.9
18.9
69.2

11.5
14.7
73.8

II
II
II

16.0
39.5
411.5

18.5
34.6
46.9

16.3
31.1
52.7

II
II
II

12.0
25.9
62.1

13.9
25.6
60.5

1
t

1

12.7
2').0
67.3

-------------------------------------------------------------------------------------------------------------~---------------------AUTOKOBILE CREDIT AT FINANCE COMPANIES - FEBROARY 1981

---------------------------·--------------------------------------------------------------------------------------------------I
NEW CABS
II
USED CARS
·-----------------------------------------------------------------------------------------------1
SEASONALLY
I
NOT SEASONII
SEASONALLY
I
NOT SEASONCREDIT EXTENDED

I

I

ADJUSTED

ALLY ADJUSTED

II

I

ADJUSTED

ALLY ADJUSTED

l-----------------------l-----------------------11-----------------------l----------------------l 1980 1 1980 I 1981 I 1980 I 1980 I 1981 I I 1980 I 1980 I 1981 I 1980 1 1980 1 1981
I

FEB. I

!lOY. I

FEB. I

FEB. I

!lOY. I

FEB. II

FEB. I

!lOY. I

Fl'!B. I

FEB. I

!lOY. I

FEB.

------------------------------------------------------------------------------------------------------------------------------6,79711 3,6811 11,0271 11,0181 3, 7581 3,9951 II, 1t:l
I 6, 20 31 6,5861 6, 83 81 6, 1 o•q 6,6591
AVERAGE AMOUNT FINANCED ($)
I
I
I
AVERAGE MATDRITY (KOIITH~
I
PERCENTAGE WITH MATURITIES:
I
OYER 112 MOIITiiS
I
37-112 KO!ITHS
I
OYER 36 MONTHS
I
31-36 KONTHS
I
30 KONTHS OR LESS
I
25-30 MONTHS
I
2~ ftOIITHS OR LESS
I
AVERAGE LOAN-TO-VALUE RATIO(I) I
PERCENTAGE WITH L/Y RATIOS:
I
OYEI! 1101
I
101-ttOX
I
91-1001
I
90ll oa LESS
I

AY!RlGE FINANCE RATE

(~)

111.151
I
1111. 6 I
I
65.71
8.111
I
18.71

7. 0 I

I
I
I
87.71
I
3. 81
20.71
311.8 I
110.8 I

15.101

I

115.11
I
72.31
6.01
I
15.21
1. 11
I
I
I
88.11
I
3.31
19.71
35.61
41.31

15.501
I
ItS. 01

I

72.71
5. 81
I
111. 31
7. 11
I
I
I
86.51
I
2.71
17. 11
33.81
116.71

111. 121

15. 25 I

I

I

1111.51
I
66.01
8.61
I

18.31
1. 11
I
I
I
88.01
I
11.01
21. 11
35.01
110. t I

1111.81
I
68.21
7.01
I
15.81
9. 11
I
I
I
88.01
I
3.51
20.01
35.21
111.31

15.11911
II
115.01 I
II
72.811
5. 91 I
I
111.51
6. 91
I
I
I
87.01
I
2.91
17.91
33.91
115. 31

18.621

18.9111

I

I

311.71
I
I
I
41.51
110.91
I
8. 81
8.61
I
911.61
I
9.51
23.81
33.61
32.91

35. II I
I
I
I
50.41
37.111
I
5.91
7. 11
I
95.0 I
I
9. 11
25.31
33.91
31. 81

19.661
I
35.01
I
I
I
51. 91
311.71
I
II. 7 I
8.51
I
92.51
I
7.71
22.21
33.31
36.81

18.271

I

35. II I
I

I
I
51.111
35.71
I
5. 11
7. Bl
I
911.01
I
9. Ill

23.111
33.91
33.41

19.361
I
311.41

19.37
35.9

I
I

I
117.51
36.111
I

7-11
9. 1 I

I
95.01
I
8.91
211.81
33.51
32.81

57.0
31.5
3.8
7.8
92.0
7.7
22.0
33.5
36.9

-------------------------------------------------------------------------------------------------------------------------------

NOTE: FINANCE RATES A~E ANNUAL PERCENTAGE RATES AS SPECIFIED BY REGDLATIOII Z (TROTH-Ill-LENDING), AVERAGE
AKOUNT FINANCED EXCLUDES PRECOMPUTED FINANCE CHARGES. DATA ON AVERAGE MATURITY AND LOAN-TO-VALUE RATIO
COKE PROM DI~FERENT REPORT FORMS THAN THE KATURITY AND LOAN-TO-VALUE DISTRIBUTIONS. FOR USED-CAR LOlliS, THE
AVERAGE STATISTICS COYER ALL USED-CAB LOANS AND THE PERCENTAGE DISTRIBUTIONS APPLY ONLY TO CARS LESS THAN
THREE YEARS OLD.