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•
•

FEDERAL

-·

.
.
.

RESERVE

statistical

release

A!>SETS ANIJ LIBILITHS
CQMKERCIAL BANKS. BY ClASS Of ~ANKo_ft48'H 31
!AMOUNTS IN THOUSANDS Of DOLLARS!

1~1~

September ~· 1976

JNSUREIJ I
COMMERCIAL I

ASSETS

•

28o!io<:!>olll
27.~71,120

•

•

I

40o2b~

2o909 o5ll
42oll8o73D

l68o824
l4o010o48!>

I

223,8~!>.684

85o372o43D
32o945o990
1DOo142o929
5o404o335

••••

15.217.513
7o315o146
1173oD35
~.t.66o135

363,197

36oDllo886

•

•

lo3~5o1lD

11,217.6~2
~.063.176

I

6B,331,770
406.714
lo080,715

474o424o857

b~o844o281

138ol:88o937
15,932,741

8o178o098

~.uD.B92

bo453
3,953,&55
3o5D9,2b't

491,705.~95

•

•

91Bo15D
351.799
353,500

3o199o834

I

I

1o~84o049

31o44~o932

OTHER LOANS. GROSS
LESS: UNEARNED INCOME ~ LOANS
RESERVES FOR LOAN LOSSES
OTHER LOANS. NET
GROSS OTHER LOANS 9 BY CAT.AGORY:
REAL ESTATE LOANS--TOTAL •
.CONSTRilt:T!ON AND LAND DEVELOPMENT, ,
SECURED BY fARMLAND.
SECURED SY RESIDENTIAL • • •
ONE TO FOUR FAMILY RESIDENCES.
FHA INSURED •• I I I I • • I • I
CONVENTIONAL • •
•
MULTI-FAMILY RESIDENCES, ,
FHA INSURED. • • •
CONVENTIONAL • I I I • I
SECURED BY OTHER PROPERTIES,
LOANS TO FINANCIAL INSTITUTIONS. ,
LOANS TO REAL ESTATE INVEST TRUSTS ,
LOANS TO DOMESTIC COMMERCIAL BANKS 1
LOANS TO BANKS IN FOREIGN COUNTRIES.
LOANS TO OTHER DEPOSitORY INST., • ,
LOANS TO OTHER FINANCIAL INST, ,
LOANS TO SEto &ROKERS AND DEALERS, , •
OTHER LOANS 10 PURCH/CARRY SECURillES,
LOANS TO FARMERS--EXCEPT REAL ESTATE ,
COMMERCIAL AND INDUSTRIAL LOANS. ,
LOANS TO INOIVIDUALS--TOlALo o o o
INSTALMENT LOANS I • I I • • • I I I
PASSENGER AUlOMOBILES. I I I •
•••

•

I

76o347o8"2
73,85Bo4'fllt
8o212,355
65o646o139
4o489o348
43Do913
4o058o375
3.h8117o41>Z
37o462o7D2
1Do381o263
3oD68o957

3o203o2~

560,3~

OTHER INStALMENT LOANS I I I I I I
SINGLE PAYMENT LOANS To INDIVIDUALS,
ALL OTHER LOANS • • • • • • I I

Bo628o223
6o494o345
l6,103o.06
22o534o508
12t858o573

2o948o9:.t2
444o591
126o403
318ol88
lo6l4,5.U
13o064ob55
3,877,2.0
799,389
2o525o72:5
60Do545
5o2blo756
4o0B5o264
'o04o576
17o548
34,725,393
4o845o814
3t29Doi>03
488.890
26Do74l
loD79,61111
771o754
3D7,934
183oOD1
l06o544
76,4!>7
1o278o283
1o5'Mo271
2o350o362

TOTAL LOANS AND SECURITIES, NEl. , , • •

741,472.488

DIRECT LEASE FINANCING • • • •
FIXED ASSETS--BLDNGSo~UkNokEAL EST,. , ,
INVEST, IN UNCONSOLIDATED SUBSIDIARIES •
CUSTOMER ACCEPlANtES OUtSTANDING
OlHER USETS •

4o200o320
l7o832o584
1o982tD03

1o ...54o232
81Co088

9o73lo't3~

4t814o~

I

•

5o~B6o5~8

2,407.5113
1~o918o321

6o125o3D5
3o8~7o9~8

20o433o103
1~7.D12o82D

105o656o287
83.121.779
34o1lDo188
5o853o261
llo922 o356
9o215o707

I

CREDIT tAROS AND RELATED PLANS
CHARGE ACtT CREIJIT CARDS •
CHECK ' REVOLVING CREDIT PLANS ,
OTHER RETAIL CONSUMER ~ODDS--TOTAL
MOBILE HOMES • • • I • • I I • I
I

I

•

2o7D6o6~
15ol22o5~8

OTHER. • • • • • • • • • • • • •

4o723ol&7 .
9,811.~94

1o255ol21
Z9 611o:io50
855,~85
~.~65.7411

101.773,.:311
llo....Ool:74
.l.Bo!>25o21Z
17oZ..ao024
4,;<66,7'»3
Zo>3Do074
'oO o11>2t 1153

2o189o332

Z59o31:1.

~.~a7.381

3ol37o365
3;<3 o611
3o083ol91>
1 ...3.10~

5loo3oo950
zo,&39,956
5oB69o36o
24o089o670
&37,958

83o812o00b
30o014o24.'i

456,578

lt41l3o994
1o10'It533
3'>4o403
30o058

l3o32lo2111
10,489,615
2.007,864
B23o739

iOo654ol>llll
1Do23lo:I.D5
314 • ..aD
109,Dl4

Zlo143o9..C.
l.l.o809o103
3,018o546
lo31oo311

20o815o0111
82ol>l5
331o375
20,401,091

l43t842o263
2o74Do795
1o812o205
139 0 289o2b3

146 0 915ol35
4o599,D94
loo33o904

379,904,849
1t829o2111

1.0.~2.737

3C>7o.i.l7o372

2oOD6o811
502,227
14.738
923o287
827.053
51o858
175.195
9oo234
25,085
7lol49

36o407oBl~

51o317ol40
3o213oll•8
2t336oZ25
30od3lo094
.t9t308o14.t
.2o608o4113
26,700,2511
1o522o35Z
113o011
1...09.281
1 ......... , ... 7l

IIIIo 5t.9 t llo!>

~.171oDC>5

287oD50
2Do954oD11
19o709o'i69
3r888o066
15oll2lo.03
1o244o5't2
1DOo187

13oll'to8~D
38o544o97~.

2ol3799.tt

151o413oi15l.
61,3o6o71o
.l.OolBDoii7Z
12o3ii'to019
3o482olll5

'

4'78o041

4oll58o1~

l3o09bo408

;t,b'tlo ...oc.

·sc..~62,z ..7

"•354o5~8

7ol011o749
'tl>o245o77 ..
3o3D7o119
3b'tt7'11>
z •.9..lo973

15ol~IS

2o783o008
~27 ...... 9
314o57b
110o451>
10o641o~Z2

1o603o975
903ol97
156o925
35o399
510,713
480o57~

30o137
9lo90D
36o287
!o5oo13
108o.l.60
7DDol18
677o63~

lol44o35~

8o989obll0
14o7olo102
3o93Do274
1o06~o09D

2o299o363
.....95,109
5o970o866
1o182o305
lo618o8B1
2·o60~o609

!>lto514o06B
U,3o••a52
21o103ob58
bo895o071
lo739t168
6,031,175
4o8l1ol37
lo204o038
3oB3oo147
2o279o27l
1,556,876
3o2D1o497
5t601tl94
5o3B6t030

2o975o91~

1ZIItl68
430o78U
.08,111
170o380
1o238o317
1Z2.il3
899,~75

Bo~4o831
38o91~o600

41o:I.20,D31
32,777,125
14o9D2o234
2ol39o77C>
2.8~7.193

2ol90ol10
707,083
C.t379o732
3t764ol>l7
2o615o105
....58.19D
a,41tz,906
2o819o369

.l.~ol66o144

35,574.811
10oD72oZ58
2,406,957
5o560o4'>1
.l.o281o20Z
15ol.53o9'o7
6o011o211
3o237oll0
llo379o444
138 oll51o 6b3
14o974o73Z
511o614o!>83
22o443ol:t:O
4o115o0h
10 0 !>19o369
Bo270ol17
2o24Yo192
10o490,71>0
6,18~o1l9

4o304tD51
u.o...... z3o
16o300o14'1
lloZ93o393

25o300o906

I

!/ MEMBER IWIKS EXCLUDE AND NON: INSURED NON-MEMBER
S NOR·
INSURED TRUST COMPANIES WHICH AilE HEMBE!IS
RESERVE SYSTEM.
http://fraser.stlouisfed.org/
?,./ IIOr AVAILABLE
Federal Reserve Bank of St. Louis

IWIKS INCLUDE
IS THE FEDERAL

7o940o4l3

129,40...
5o0olll>
152o230
35Do1i7
lo671o418

128,347,120

36,480o632

2blo245o75Z

27Bo,11o714

71lo5B5oZ1B

14.368

••••

I

NUMBER OF BANKS.

5~6.!>!>9

4o772o538
1o536o'o7o
110o698
327tlB8

919o545o824

I

TOTAL ASSETS • ,

•

lO.l.oOC><o
15o884
'>0o966
lo8D3,.,S4

31o929oOB~

86o352o3;<7

I

~ESIDENTJAL-REPAIRIMODERNIZE

•

z,o~s,3D<o

39o31llt 767
.to845o107
1lt'l... !>oBl0
3o186o98i.
1o593o0113
lo.W. ..,599
l8o.!83o16o

77lo~31

FEO FUNDS SOLD AND SEtUR RESALE AGRKJ, ,
CQNMERCIAL BANKS , •
BROKERS AND DEALERS.
OTHERS I • I • I • •
I

• ..eC.
157,.80&

'>olB~

•••••••

I

•

.ALL Ill
ME.M8EI<

•••

I

•

ALL OTHERI
MI:JI6~k I

8lo770

I

I

I

•

I

84t131o3~D

FED RES STOCK ' CORPORATE STOCK, , ,

•

____.1.

I

I

.

~.703,857

~.5B5o!>5D

llo21!>o9~4

TOTAL SECURITIES HELD--BOOK VALUE, • , ,
u.s. TREASURY--TOTAL .(~ I I • I I • •
OTHER u.s. GOVTo AGENCIES--TOTAL ,(i),
STATES AND POLilltAL SUBDIV--lOTAL (il o
ALL OTHER SECURITIES .<~ • •
UNCLASSIFIED TOlAL ~2· I I I • I
TRADING ACCOUNT SECURITIES I I • I
u.s. TREASURY,(7J • •
OTHER U.S. GOVl. AGENCIES. ( 2 ) , , , ,
STATES AND POLITICAL SUBDIVISIONS,24
ALL OTHER TRADING ACCT. SECURJTIES(7J
UNCLASSIFIED ,2~
BANK INVESTMENT PORTFOLIOS I • • I I I
u.s. TREASURY. • • • • • •
OTHER U.S, GOVTo AGENCIES. o • o o o
STATES AND POLITICAL SUBIJIVISIONS. ,
ALL OTHER PORTFOLIO SECURITIES ,
I

:<<>.339 ,898
714o072
4 9 702o394

119o02~o087

CASH BANK BALANLE S • 11 EMS IN PROCESS , •
CURRENt Y AND tO IN. • • • • • • • • • •
RESERVES WITH FEDERAL RESERVE BANKS,
OE~NO BALANCES WITH bANKS IN U.S. •
OTHER BALANCES WITH BANKS IN U.S,. , •
BALANCES WITH BANKS IN FRGN, COUNTRIES
CASH ITEMS IN PROCESS OF COLLECTION. •
1

•

LARGE MEM!!Hs B4NI.S
NEW YOI\ll I
LilY OF I

------~L-----------L-~~BuAu.N&S__l_----'ll1 _ __Ji ____~t~HUI~t~A~M~Di-JI____~QuT.cH~taB~~·----~BuA~8K~>~I--~~p~A~N~K~>~

11

~

155

5o6D3

5o17ll

~36.086

5o43lo850
924,602
3o99lo83l
9o060o!>it5

1>03,558.
5o916t017
70,783
Z83o989
3o761o425

3.981,863
13o368o275
lo957o703
9o440o004
22o439oilll

2.~111,815

•

ASSETS AND LIBILiliES
¢DMMERCUL BANKS.a. BY

HA~S

Qf; BANK. NBLH 31 l9U

CAMDU'ITS Ill THIIUSAIIDS OF DOLLARS I

LIABILITIES AND CAPITAL ACCOUNtS
DEMAN> DEPDSilS. • •• • o • o • • •
MU1UAL SAVINGS BANK. • • • • • • •
OllER INDIV.,PABTNERSHIPS AND CORP •• •
u.s. GOVERNMENT • • • • • • • • • •
STATES AND POLITICAL SUBDIVISIONS.
FOREIGN GOVTS, CENTRAL BANKS,ETC •
COMMERCIAL BANKS IN UoSo • • • • •
BANKS IN FOREIGN COUNTRIES • • ••
CERTIFIED AND OFFICERS CHECKS Elt.

IIISURED ~~--------LLaAR~G~E~M~E~MO~E~B~BuA~NuK~S~----------~
COMMEBtiALI
NEN YORK I
tiT~ Of I
OTHER
BANkS I
cny
I
. 'HI,Aij(t I
29~,953,3~3

1t033,UO
2 28,650,868
2,:.73,705
1!1,860,203

52,202 ....1>7
432,3~

5,U2,249
10,1t10,,.72

29.201,1139
121o191
501,752
1,167,706
13,11>6 ,890
... oaa,a95
3,!>22,080

TIME DEPOSITS • • • • • • • • • ••
ACCUMULATED FOR PMT OF PERSONAL LOAIIS.
MUTUAL SAVINGS bANKS • • • • • • •
OTHER INDIV.,PARTNERSHIPS AND CORP
U.S. GOVERNMENT • • • • • • • • • •
STATES AND POLITICAL SUBDIVISIONS.
FOREIGN GOVTS, CENTRAL BANKS Elt
COMMERCIAL BANKS IN UoSo •
BANKS IN FOREIGN COUNTRIES

285,2~o91t7

33,200.137

SAVINGS DEPOSITS • • • o • o
MUTUAL SAVINGS BANKS • • •
INDIVID. t NON-PROFIT ORGANIZATIONS. •
CORPS. t OTHER PROFIT ORGANIZATIONS ••
U. S. GOVERNMENT • • • • • • • • • • •
STATE AND POLITICAL SUBDIVISIONS •
FOREIGN GVTS., CENTRAL 8AIIKS, ETC.
COMMERCIAL BANKS Ill UNITED STATES.
BANKS IN FOREIGN COUNTRIES o •

179.420,556
5o410
170, .. &9,29&
5,-.37,153
30,962

8,650,447
1>36
8,2..6,551
192, ...05

2,8~,581

161,088

TOTAL DEPOSITS • • • • • • •

759 ,61~.846

8,996,814
z,.,.15
6,577,479
25,1 ... 2
191.13!1>
16,1t>3
1,755,695
135,<;72
Z90,B13

1,~3~,305

29,608.~21

1•H,029
55<!,936
219,1~,067

618,499
~6.327.71t0
8,5~9,111-i

8,503,835
I ,3!Ho2l2

56,360
6o597
195

297,077
22,954.1'12
90,"101.0
1,032,136
5,122,001
3,ooo.s60
703.271

.(t;9

.,,,.,..a

2o150
9,460,199
7"t1
1,441,929
1ol3Soi>Z1
1o339o!>7b
111>,071

63,'i22o0"1
221.532
b5,1125,327
660,7~0

3,~71,009
171,9~1

10,215,205
lo010,929
2o5'oSo408
78o37l,7'o1
12,463
192ob65
58t504o211
200,670
14t1'o7,348
2o046o6ll<t
z,7B6, .. so

ALL ollteERI
MENIER I
DANKS, I

231o622oWT
MO,Mz
1T3oB01.413
1t797t!>Z6
11,162,736

3,~12.566

za,550,3S6
5o352o!>n
8o609,8b1

uo,755
2o25lt560
aa.~z

...sz

139r\3S
44,801
llt0bllo1~0

165,583
16.197,629
3.Zo5911
716.~73

~82,450

16,593
70o201tl06
lto1lb
l>bo7611ob60

150
.,,,,.30o<tl0
l,t>77,286
3,646
~14o293

DWS.

86,!>01o.Z35
Z84,:Jtal
72o396o96B
9911o'OS3
7 1 01B,8<t0
29o73Z

~7.!>33,e.09

2,t>l5o837
1111,3.. t>
.,,98t>
l6o332

ALL CU •
NEIIIU.

z,o.r,z,U96

9t101t
lo376,1Z3

6,861
953

1o367o~

213oltlti.817
151,898
!>311o693
161o987,l.U
471,914
32o819o242
Bo33lo1~

7,642.159
1,288,385
129,090,715
4,902
123,059,468
3o976o11t5
20,005
1,967,836
S6o359
3,925
35

209oll28o441

u,73z,o;7"
6o62So2&6
750,614

7o53o,12;i.
5o2«>lt41(1
1,001,4511

27,819,315

7,516!>,570
3,9~o854

.. ,967,19b

«>89,368

1t273o2~

6o46~o't71

2tllli1o3~d

1ito976,l47

!>8,:.:91
11>,133
352,11•
696,930

1,871,823
303,712
4,025,764
!'>ti63,590

320,6112
181o649
28!>,121
2,1197,318

~,163,5!>5

769,8B6
10,385,115
15.211.863

1,912,759
52,560
5,430,672
'":tll5,6l4
117, ....7,61>0

9t983,29to

2,3i.ll,322

17,!>35,319

ll.178o<t91
l3o500

•

~ • .U.9t198

~.357,07~

•

s....•s3,ftl

18,387,11~8

67,299,7o0
53.298
15,699,132
27,111,822
22t710oZ18
1 ..125,290

TOTAL LIABILITIES.

.25,166,852

847,697,289

FED FUNDS PUR AND SECUR REPURCH AGAMT • •
COMMERCIAL BANKS • • o • • •
BROKERS AND DEALERS. • • • •
OTHERS • • • • • • • • • • •
OTHER LIABILITIES FOR SORROWED MONEY
MORTGAGE INDEBTEDNESS. o • •
BANK ACCEPTANCES OUTSTANDING
OTHER LIABILITIES.

•

57,2U,3t2
35,330.~20

5,110&,851
16,309,031
~.467,277

.1~5,10~,795

5~o155,1~

s.~a,636

5S..,Q5"t
10o093,o71
13,i~.~L

e

SUBORDINATED NOTES AND DEBENTURES. •
EQUITY CAPITAL o •
PREFERRED STOCK.
COMMON STOCK • •
SURPLUS. • • • •
UNDIVIDED PROFITS.
OTHER CAPITAL RESERVES

lO,Oll

Zt25B,Sl2
3,..05,571
3,744.1>111
74,532

J3J

3,87!>,08!>
7,278,!>57
s,96o~,o.. s

51,06~·4-'8

33,!>1.<
11,631,.&1>

2o,;nc.,1o.

~9.7~3

~·1,620

7o91t3,1103
7,599,5011
68<tt0lll

36o~80o63:t

TOTAL LIABILITIES AND EQUITY CAPITAL ••
DENARD DEPOSITS AD~USTED

!>70,237
1o1<t8,773
59 .. ,!>t>'>l

._.,,zt,c.s;~.

268o24So752

278,5llo714

711,565,218

S,~l:.:,5Z3

5~,lt>2,980

75,1t32o4toa

160oS11o892

38,93!>,350
llo855t632
1<t0o865o548

31o036,!!>15
u,403o62B
14Z 0 07t>,55B
2Bo!>73o«>13
l43o!>92o!>611
7,7lito6!>3

101,147,181
27 olt05ob69
371,737,'087

220,752,4B7

24,903,921

117,~59,791

36,716,105
486,100,581
144,426,591
751,436,691
59,31B,302
.,,093o229

26.918,479
1 ..167,253
68,027,122
30,151,707
91,522,136
14o503,4.t9
1,6&!>,573

4,254,837
1.379,15«>
20,7118,259
11,155,64;<
25,125,28!>
7,311,718
4«>,61(.

9,755,700

'otBDO,Ot>9

950,435

123,9~5,8711

Zbo371,!>33
24.705,960
s,253,:ns

9,097,920
9,051,310
2o159o013

~.z.ao7,l411
~,99Zo4b9

"'••31tol01

., ..78,224

3,1>}0,~7

CASH AND BALANCES NITH OlHER BANKS

12.9

20.5

u.s

14.7

u.s

TOTAL SECURitiES HELD. o o o • • •
TRADING ACCOUNT SECURITIES o • • o •
U. S. TREASURY • • • • • • • •
STATES AND POLITICAL SUBDIVo • • •
ALL OTHtR tRADING ACNT SECURITIES.
BANK INVEStMENT PORTFOLIO. • • •
u. S. TREASURY • • • • • • • • • •
STATES AND POLITICAL SUBDIVo •
ALL OTHER PORtFOLIO SECURITIES

25.0

20.4
2.1

20ol

30.2

U..3
8.·6
&.5

.3

.4

19.2
7.11
9.0
.3

OTHER LOANS AIID FEDERAL FUNDS SOLD
ALL OTHER ASSETS o • o • • • o
TOTAL LOANS AND SECURITIES • o
EQUITY CAPITAL - TOTAL •• • o
EQUITY CAPITAL AND SU&OROJATED NOTES •

55.5
11.6
80.6
7.3
7.8

53 ...
12.4
87.3
7.8

c.o.o

!>6.9

14.368

11

•

2,940,071

119,852,647
23o301o443

l7 0 110!>tlo03
1.217,9.t3

AVERAGE FOR LASt 15 DR 30 DAYS•
AVG CASH AND DUE FROM BANKS. o
AVG FED FUNDS SOLD t SECUR RESALE AGilMT
AVG TOTAL LOANS. • o • • • • • • • • •
AVG TIME DEPOSITS OF S100,000 OR MORE.
AVG TOTAL DEPOSITS • • • • •• • • • •
AVG FED FUNDS PUR AND SECUR RfPUR AGRMT
AV~ OTHER LIAB FOR BORROWED NDNEYo ••
STAND BY LETTERS OF CREDit DU1S1ANDING o
liME DEPOSITS OF SlOO,OOO OR MORE ••
CERTIFICATES OF DEPOSIT. o
OTHER TIME DEPOSITS • • • •

!>0,76~.2~2
l07,t>76,27~

.i.7t223o488
1t81~o657

211o,:no

2!>,1~7.771

120oll4!>o~

!'>67,916,261 •
56,753, ....
3olll3,UO

103,U0,700
99 ,a9·r' 530
zo,soo,Y59

•

SELECTED RATIOS•
PERCENTAGE OF TOTAL ASSETS

!lUMBER OF BANKS.




.6

11.9
5.7
5.2

a.s

8o1
80.7
6oS
6.7

.a

a • .-.

77.1
llo!J
7.2
155

o1

30.1
10.8

l3o6

.a

!>'tol
4.0

a..-..7
Tot>
8.(;

22 ...

••

22.1
Do6.
10.2
.5

55.4
1 ••
T6o5
lo.Z
loT