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MEMBER BANK CALL REPORT NUMBER 123 CONDITION OF MEMBER BANKS MARCH 31, 1952 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON CONTENTS Assets and Liabilities: PAGE Of All Member Banks March 31, 1952, December 31, 1951, and April 9, 1951 1 Of All Member Banks on Selected Call Dates, 1946-1952 2 By Class of Bank 3 By Federal Reserve Districts 4—5 Classification of Loans and United States Government Direct Obligations: Of All Member Banks on Selected Call Dates, 1946-1952 6 By Class of Bank 6 By Federal Reserve Districts 7 Of Reserve City and Country Member Banks, by Federal Reserve Districts 8—9 Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country Banks in Each Federal Reserve District Assets and Liabilities of Member Banks, by States Deposits and Reserves by Class of Bank and Federal Reserve Districts Assets and Liabilities of State Member Banks, by Federal Reserve Districts 10—13 14—17 18 19 These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the combined statistics of national and State member banks in the Member Bank Call Report. Member banks are classified according to their reserve requirements as central reserve city banks, reserve city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch in a city where banks are subject to higher reserve requirements). The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. MEMBER BANK CALL REPORT ASSETS AND LIABILITIES OF MEMBER BANKS ON MARCH 31, 1952 COMPARED WITH DECEMBER 31, 1951 AND APRIL 9, 1951 [Amounts in thousands of dollars] Change since— Condition on— Dec. 31, 1951 Mar. 31, 1952 Dec. 31, 1951 110,996,937 49,428,768 50,160,164 14,212 7,960,083 3,114,369 319,341 112,247,105 49,560,596 51,605,887 15,260 7,527,790 3,223,252 314,320 105,705,343 46,318,042 48,853,862 6,644 6,925,878 3,297,618 303,299 -1,250,168 -131,828 -1,445,723 — 1,048 +432,293 —108,883 +5,021 +1,306,302 +7,568 + 1,034,205 -183,249 + 16,042 Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault • V V, / Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection 35,061,482 19,586,318 1,772,485 39,252,126 19,911,777 2,061,866 32,688,508 19,305,272 1,713,063 -4,190,644 -325,459 -289,381 +2,372,974 + 281,046 +59,422 6,348,172 « 7,289,453 7,435,198 27,582 48,608 9,767,095 5,503,914 29,290 110,301 6,026,668 -1,087,026 -3,651 -7,485 -2,477,642 +844,258 -5,359 -69,178 +1,262,785 Due from own foreign branches . Bank premises owned and furniture and fixtures Other real estate owned - - '' Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets 72,221 1,047,820 24,341 69,524 1,023,130 21,171 54,616 977,613 17,872 +2,697 +24,690 +3,170 + 17,605 +70,207 +6,469 86,888 349,790 266,140 158,155 91,017 325,456 268,162 141,478 86,815 277,793 229,729 149,545 -4,129 +24,334 -2,022 + 16,677 +73 +71,997 +36,411 +8,610 148,063,774 153,439,169 140,187,834 -5,375,395 +7,875,940 103,600,241 77,007,144 5,408,776 6,816,001 10,841,054 1,307,926 109,970,466 83,240,152 3,100,730 6,665,709 12,634,017 1,368,777 98,588,309 73,118,322 6,255,604 6,190,229 9,739,092 1,443,610 -6,370,225 -6,233,008 +2,308,046 +150,292 -1,792,963 —60,851 +5,011,932 +3,888,822 -846,828 +625,772 +1,101,962 -135,684 ASSETS Loans and i n v e s t m e n t s Loans (including overdrafts). United States Government direct obligations Obligations guaranteed by United States Government. . . Obligations of States and political subdivisions Other bonds, notes, and debentures • Corporate stocks (including Federal Reserve Bank stock) Total assets. LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations United States Government. . States and political subdivisions Banks in United States. Banks in foreign countries .. ............ Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits . Individuals, partnerships, and corporations. United States Government Postal savings States and political subdivisions Banks in United States. . . . . Banks in foreign countries Total deposits Due to own foreign branches. . . . . . . . . . . . . . . . . . . . . Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable. Income collected but not yet e a r n e d . . . . Expenses accrued and unpaid Other liabilities Total liabilities CAPITAL ACCOUNTS Capital.... Surplus Undivided profits Other capital accounts. Total capital a c c o u n t s Total liabilities and capital a c c o u n t s . MEMORANDA Net demand deposits subject to reserve (see page 18) Demand deposits a d j u s t e d 1 Pledged assets (and securities loaned) Number of banks A P 1 9519' f951 9 ' 2,219,340 2,961,081 1,841,452 -741,741 +377,888 31,564,857 29,555,889 255,067 16,770 1,291,221 24,168 421,742 31,045,022 29,128,499 243,210 13,557 1,237,846 22,357 399,553 29,640,388 27,891,436 182,487 7,449 1,200,923 24,689 333,404 +519,835 +427,390 + 11,857 +3,213 +53,375 + 1,811 +22,189 +1,924,469 135,165,098 141,015,488 128,228,697 -5,850,390 +6,936,401 728,389 714,706 412,288 + 13,683 +316,101 298,688 371,834 25,612 352,668 60,754 270,139 570,879 210,436 309,064 310,435 31,626 261,680 496,884 296,908 +273,076 +19,166 -7,480 +7,483 +14,993 -12,879 -10,376 +61,399 137,678,334 143,220,682 130,347,582 -5,542,348 +7,330,752 3,230,241 4,857,201 1,926,843 371,155 3,142,240 4,809,311 1,884,390 382,546 3,031,005 4,587,126 1,839,676 382,445 +88,001 +47,890 +42,453 -11,391 +199,236 +270,075 +87,167 -11,290 277)622 M +9,321 +90,298 -521 +88,338 i8:SS ±11;!!! 10,385,440 10,218,487 9,840,252 +166,953 +545,188 148,063,774 153,439,169 140,187,834 -5,375,395 +7,875,940 89,964,157 78,753,032 17,381,407 6,826 92,770,176 83,099,847 15,470,522 6,840 87,059,935 75,123,335 16,865,825 6,869 -2,806,019 -4,346,815 +1,910,885 +2,904,222 I Pcmand deposits other than interbank and United States Government, less cash items reported as in process of collection. A 1 2 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES DECEMBER 31, 1946 TO MARCH 31, 1952 [Amounts in thousands of dollars] 1946 Dec. 31 ASSETS Loans and i n v e s t m e n t s Loans (including overdrafts) United States Government direct obligations. Obligations guaranteed by United States Government Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) 1948 Apr. 12 1949 Apr. 11 1950 Apr. 24 1951 Apr. 9 1951 Dec. 31 96,361,989 95,895, 93,834,682 101,521,024 105,705,343 112,247,105 26,695,670 33,061, 34,905,095 36,784,591 46,318,042 49,560,596 63,030,370 48,853,862 51,605,887 •55,363,506 51,361,882 55,575,473 11,445 6,644 15,260 3,547,509 4,452, 4,636,598 5,954,395 6,925,878 7,527,790 2,803,256 2,738, 2,649,015 2,913,797 3,297,618 3,223,252 1952 Mar. 31 ,996,937 ,428,768 ,160,164 14,212 ,960,083 ,114,369 273,739 279,797 282,092 292,768 303,299 314,320 319,341 Reserves, cash, and bank balances 29,586,897 29,343,289 30,978,407 27,932,502 32,688,508 39,252,126 35,061,482 Reserve with Federal Reserve Banks 16,014,569 16,749,500 19,186,013 15,642,560 19,305,272 19,911,777 19,586,318 Cash in vault . 1,575,556 1,562,802 1,609,386 1,652,695 1,713,063 2,061,866 1,772,485 Demand balances with banks in United States (except private banks and American branches of foreign banks) 5,900,492 5,342,333 5,028,933 5,260,916 5,503,914 7,435,198 6,348,172 Other balances with banks in United States. . . 35,202 32,145 27,588 26,940 29,290 27,582 23,931 Balances with banks in foreign countries 56,143 19,489 21,185 36,110 110,301 48,608 41,123 Cash items in process of collection 6,004,935 5,637,020 5,105,302 5,313,281 6,026,668 9,767,095 7,289,453 Due from own foreign branches 6,353 11,829 40,758 35,519 54,616 69,524 72,221 Bank premises owned and furniture and fixtures. . . 789,239 836,586 887,672 922,994 977,613 1,023,130 1,047,820 Other real estate owned 14,235 13,056 14,427 16,847 17,872 21,171 24,341 Investments and other assets indirectly representing bank premises or other real estate 60,573 58,705 59,737 68,770 86,815 91,017 86,888 Customers' liability on acceptances 116,995 155,961 149,491 147,420 277,793 325,456 349,790 Income accrued but not yet collected 218,481 218,579 223,092 258,785 229,729 268,162 266,140 Other assets 85,964 141,002 162,200 128,133 149,545 141,478 158,155 Total assets. 127,240,726 126,674,770 126,350,466 131,031,994 140,187,834 153,439,169 148,063,774 LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations. U. S. Government: War Loan and Series E bond accounts Other States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations... United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital a c c o u n t s Total liabilities and capital a c c o u n t s . MEMORANDA Par or face value of capital Capital notes and debentures.First preferred stock Second preferred stock Common stock Retirable value of capital: First preferred s t o c k . . . , Second preferred stock., Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1). Pledged assets (and securities loaned) Number of banks 90,917,359 88,040,639 86,906,468 90,361,101 98,588,309 109,970,466 103,600,241 69,126,705 68,093,185 66,766,174 69,364,512 73,118,322 83,240,152 77,007,144 2,473,253 198,748 | 2,115,433 4,914,500 5,569,956 10,644,127 9,133,001 1,353,444 1,374,534 2,206,582 1,754,530 2,563,280 5,848,945 8,855,023 1,410,930 2,686,514 6,099,572 9,150,132 1,342,534 6,255,604 3,100,730 5,408,776 6,190,229 6,665,709 6,816,001 9,739,092 12,634,017 10,841,054 1,443,610 1,368,777 1,307,926 1,462,116 1,717,837 1,841,452 2,961,081 2,219,340 27,252,542 28,631,741 29,104,984 29,605,473 29,640,388 31,045,022 31,564,857 26,525,446 27,615,909 27,885,483 28,212,782 27,891,436 29,128,499 29,555,889 110,499 98,270 118,340 164,641 182,487 243,210 255,067 3,481 3,328 4,416 4,916 7,449 13,557 16,770 550,970 872,364 1,029,969 1,073,538 1,200,923 1,237,846 1,291,221 43,346 32,749 27,315 26,509 24,689 22,357 24,168 18,800 9,121 39,461 123,087 333,404 399,553 421,742 118,169,901 116,672,380 116,011,452 119,966,574 128,228,697 141,015,488 135,165,098 194,878 280,726 315,187 498,555 412,288 714,706 728,389 30,129 132,104 53,132 81,354 356,375 128,062 234,747 172,431 10,694 140,536 328,854 224,066 199,084 163,584 14,233 162,894 355,438 179,986 252,143 160,668 23,871 228,750 404,318 149,893 309,064 310,435 31,626 261,680 496,884 296,908 25,612 352,668 60,754 270,139 570,879 210,436 298,688 371,834 53,274 277,622 585,872 197,557 119,145,935 118,064,434 117,401,858 121,684,772 130,347,582 143,220,682 137,678,334 2,691,775 3,595,445 1,287,268 520,303 2,751,651 3,848,392 1,512,005 498,288 2,868,904 3,945,344 1,688,444 445,916 2,917,728 4,261,297 1,742,036 426,161 3,031,005 4,587,126 1,839,676 382,445 8,094,791 8,610,336 8,948,608 9,347,222 9,840,252 10,218,487 10,385,440 3,142,240 4,809,311 1,884,390 382,546 3,230,241 4,857,201 1,926,843 371,155 127,240,726 126,674,770 126,350,466 131,031,994 140,187,834 153,439,169 148,063,774 2,691,986 21,642 77,382 6,045 2,586,917 2,751,727 15,585 56,950 4,215 2,674,977 2,868,904 9,993 53,165 3,081 2,802,665 2,917,728 9,298 45,759 2,894 2,859,777 3,031,005 9,081 40,323 2,578 2,979,023 3,142,240 9,025 32,978 2,386 3,097,851 3,230,241 8,975 30,722 1,706 3,188,838 133,945 10,558 107,542 8,085 101,697 6,250 89,406 5,781 79,327 5,465 70,835 5,243 67,786 3,925 76,540,041 77,062,588 76,773,757 79,789,023 87,059,935 92,770,176 89,964,157 70,242,852 69,780,651 68,971,933 71,868,640 75,123,335 83,099,847 78,753,032 11,764,847 11,174,295 12,390,765 13,552,424 16,865,825 15,470,522 17,381,407 6,900 6,932 6,913 6,891 6,869 6,840 6,826 8 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON MARCH 31, 1952 BY CLASS OF BANK [Amounts in thousands of dollars] Central reserve citymember banks 1 New York ASSETS 20,892,360 Loans and i n v e s t m e n t s 10,939,736 Loans (including overdrafts) ... . United States Government direct obligations. . 7,741,144 Obligations guaranteed by United States Government . . 1,516,715 Obligations of States and political subdivisions. 597,009 Other bonds, notes, and debentures Corporate stocks (including Federal Reserve 97,756 Bank stock) Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States. . . Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures. . Other real estate owned . , Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations... United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations... United States Government Postal savings States and political subdivisions Banks in United States. Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned .' Expenses accrued and unpaid Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital a c c o u n t s Total liabilities a n d capital a c c o u n t s . . MEMORANDA Par or face value of capital Capital notes and debentures.. First preferred stock Second preferred stock Common stock 8,018,807 5,348,521 137,168 1 All member banks All national member banks 5,224,481 42,241,694 42,638,402 110,996,937 2,403,142 19,555,131 16,530,759 49,428,768 2,276,373 18,682,228 21,460,419 50,160,164 74,171,793 32,241,878 33,855,934 14,212 7,960,083 3,114,369 9,670 5,596,969 2,282,059 356,431 175,705 9,774 2,670,012 1,218,277 4,438 3,416,925 1,123,378 12,830 106,272 102,483 319,341 185,283 1,568,385 13,726,518 11,747,772 7,664,001 5,420,419 552,801 1,055,723 35,061,482 19,586,318 1,772,485 23,258,595 12,741,809 1,202,791 21,501 860 1,992 363,862 2,066,346 12,033 16,572 3,414,765 3,998,542 8,500 2,178 1,262,410 6,348,172 23,931 41,123 7,289,453 4,712,508 16,376 20,611 4,564,500 68,451 155,377 347 15,525 3,770 383,269 14,476 493,649 9,518 72,221 1,047,820 24,341 71,521 697,718 19,551 1,895 219,875 63,867 28,260 436 5,638 18,030 6,341 72,047 117,660 128,330 70,688 12,510 6,617 55,913 52,866 86,888 349,790 266,140 158,155 59,383 186,809 170,817 98,863 29,449,239 6,838,836 56,758,452 55,017,247 148,063,774 98,735,050 23,777,333 17,033,103 1,582,789 311,955 2,942,935 1,072,026 5.064.355 39,724,582 35,033,971 103,600,241 68,484,857 2,779,480 28,834,240 28,360,321 77,007,144 50,512,078 3,415,124 5,408,776 074,260 1,296,574 455,153 5,035,361 6,816,001 3,665,677 252,454 2,585,915 7,525,994 1,453,510 5,396,347 1,048,262 10,841,054 1,307,926 672,055 13,383 187,958 34.559 649,754 2,219,340 1,324,245 1,118,607 12,565,097 15,807,241 1,098,807 11,633,970 15,157,363 83,301 119,596 4,300 14,085 2,685 503,107 751,553 10,500 12,590 8,428 3,000 500 2,000 85,160 31,564,857 29,555,889 255,067 16,770 1,291,221 24,168 421,742 21,571,231 20,064,666 221,266 12,619 1,002,410 19,413 250,857 25,851,245 6,182,962 52,289,679 50,841,212 135,165,098 90,056,088 624,370 104,019 728,389 714,670 157,600 125,178 23,589 125,974 268,254 74,298 298,688 371,834 53,274 277,622 585,872 197,557 247,937 198,007 35,156 186,555 380,676 142,395 6,323,064 53,168,591 51,180,783 137,678,334 91,961,484 834,525 2,073,912 1,665,749 47,870 26,061 150 334,082 525 233,902 20,401 32,027 150,998 92,428 27,005,896 703,774 1,260,185 459,925 19,459 2,443,343 29,449,239 89,199 79,250 6,040 4,283 7,176 34,718 8,635 645,862 1,128,454 1,703,734 638,475 119,198 1,200,513 1,664,907 787,728 183,316 3,230,241 4,857,201 1,926,843 371,155 2,175,326 3,116,406 1,223,771 258,063 515,772 3,589,861 3,836,464 10,385,440 6,773,566 6,838,836 56,758,452 55,017,247 148,063,77.4 98,735,050 1,200,513 7,025 20,033 1,706 1,171,749 3,230,241 8,975 30,722 1,706 3,188,838 2,175,326 56,514 3,925 67,786 3,925 10,418 826 4,678,992 34,244,071 29,773,960 89,964,157 2,757,271 28,651,252 31,413,342 78,753,032 885,886 7,593,640 6,292,329 17,381,407 6,826 6,471 320 13 59,207,849 52,307,184 12,583,004 4,926 197,500 1,500 1,128,454 450 9,189 702,274 196,000 1,118,815 1,500 9,772 21,267,134 15,931,167 2,609,552 22 61,313 6,714 5,001 112,445 131,902 22,196 197,500 228,375 40,715 49,182 703,774 1,500 See contents page for basis of classification of member banks. Countrymember banks 1 261,783 2,538 20,381 2,248,416 Retirable value of capital: First preferred stock Second preferred stock. . Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1). Pledged assets (and securities loaned) Number of banks Chicago Reserve city member1 banks 'in 2,168,419 4 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON MARCH 31, 1952 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total, all districts Boston ASSETS Loans and i n v e s t m e n t s 110,996,937 Loans (including overdrafts) 49,428,768 United States Government direct obligations. . 50,160,164 Obligations guaranteed by United States Government 14,212 Obligations of States and political subdivisions. 7,960,083 Other bonds, notes, and debentures 3,114,369 Corporate stocks (including Federal Reserve Bank stock) 319,341 Total assets 5,439,898 29,441,925 2,424,226 14,516,274 2,500,582 11,721,462 289 345,065 152,622 2,460 2,233,788 843,022 Philadelphia Cleveland Richmond Atlanta 6,055,483 2,515,731 2,740,430 9,613,689 3,897,745 4,694,765 5,007,053 2,051,298 2,538,430 5,137,562 1,996,974 2,621,251 96 489,039 287,323 413 657,283 339,623 1,583 255,488 148,872 117 426,452 81,662 17,114 124,919 22,864 23,860 11,382 11,106 1,586,252 841,474 125,278 9,963,681 6,336,295 331,572 1,735,053 941,123 124,752 2,669,434 1,470,961 185,458 1,678,915 816,782 136,366 1,889,333 904,139 116,963 225,022 1,126 4,436 388,916 634,654 4,021 22,494 2,634,645 373,934 1,474 766 293,004 513,543 554 1,142 497,776 398,468 326,066 - 547,318 1,340 136 319,437 72,221 1,047,820 24,341 3,770 67,647 420 68,451 266,718 2,010 64,301 1,605 93,034 202 63,288 1,243 70,010 1,679 86,888 349,790 266,140 158,155 1,728 47,976 12,200 12,405 5,349 221,488 84,833 43,473 7,348 7,527 10,553 12,040 19,126 2,126 21,693 9,154 3,106 1,224 7,428 9,133 1,339 7,325 10,777 7,445 Reserves, cash, and bank balances 35,061,482 Reserve with Federal Reserve Banks 19,586,318 Cash in vault 1,772,485 Demand balances with banks in United States (except private banks and American branches of foreign banks) 6,348,172 Other balances with banks in United States. . . 23,931 Balances with banks in foreign countries 41,123 Cash items in process of collection 7,289,453 Due from own foreign branches Bank premises owned and furniture and fixtures. . . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected New York 148,063,774 7,172,296 40,097,928 7,893,910 12,428,458 6,771,390 7,125,470 LIABILITIES D e m a n d deposits 103,600,241 Individuals, partnerships, and corporations.... 77,007,144 United States Government 5,408,776 States and political subdivisions 6,816,001 Banks in United States 10,841,054 Banks in foreign countries 1,307,926 Certified and officers' checks, cash letters of credit, and travelers' checks, etc 2,219,340 5,144,767 29,829,466 4,102,364 21,783,130 229,537 1,864,181 301,042 1,050,239 347,221 3,065,740 31,509 1,079,654 5,152,816 4,172,296 250,098 240,772 402,958 12,972 8,025,487 6,397,894 544,028 441,198 519,066 9,533 4,817,363 3,682,860 191,937 392,499 452,709 5,616 5,462,984 3,789,478 180,605 717,689 715,416 11,172 133,094 986,522 73,720 113,768 91,742 48,624 T i m e deposits Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries 1,320,769 1,292,514 12,497 2,148 7,496 114 6,000 5,816,497 5,323,060 57,816 20 98,865 2,654 334,082 1,967,855 1,896,955 6,373 648 63,180 199 500 3,380,747 3,199,046 2,569 1,193 176,839 1,100 1,414,531 1,278,900 51,131 1,557 65,250 1,193 16,500 1,172,319 1,125,079 22,724 4,045 16,952 3,519 7,120,671 11,406,234 6,231,894 6,635,303 2,130 2,126 1,806 21,370 48,894 18,628 25,705 1,224 910 12,259 23,181 18,135 6,250 8,410 1,909 17,597 21,900 3,401 7,185,589 11,501,188 6,313,308 6,694,770 192,496 372,813 127,071 15,941 287,692 482,381 140,794 16,403 128,171 223,600 82,751 23,560 133,469 200,436 72,479 24,316 708,321 927,270 458,082 430,700 7,893,910 12,428,458 6,771,390 7,125,470 128,171 100 455 15 127,601 133,469 464 22 138 4,092,829 3,841,035 968,304 475 4,596,229 4,236,354 1,302,038 357 Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital a c c o u n t s 31,564,857 29,555,889 255,067 16,770 1,291,221 24,168 421,742 135,165,098 6,465,536 35,645,963 728,389 624,370 298,688 371,834 53,274 277,622 „ 585,872 197,557 137,678,334 3,230,241 4,857,201 1,926,843 371,155 10,385,440 Total liabilities and capital a c c o u n t s . . . 148,063,774 MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock 3,230,241 8,975 30,722 1,706 3,188,838 Retirable value of capital: First preferred stock... . Second preferred stock.. 67,786 3,925 Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1). Pledged assets (and securities loaned) Number of banks 89,964,157 78,753,032 17,381,407, 6,826 7,339 50,283 1,771 15,530 29,815 8,806 23,865 235,585 21,658 63,128 182,786 99,403 6,579,080 36,896,758 173,274 264,645 109,440 45,857 958,608 1,596,335 598,854 47,373 593,216 3,201,170 7,172,296 40,097,928 173,274 12,791 7,943 2,430 14,258 24,143 3,353 958,608 7,656 13,554 1,231 936,167 1,250 195 191,051 46,398 3,443 4,050 195 4,530,964 26,560,167 4,147,584 21,185,246 508,792 3,634,994 732 324 4,485,878 4,193,784 942,691 628 885 172,389 1,513 192,496 287,692 152 287,540 7,014,168 6,455,084 1,652,480 682 138 133,331 5 ATT MEMEBER BANKS—ASSETS AND LIABILITIES ON MARCH 31, 1952 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district ASSETS Loans and i n v e s t m e n t s Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government. Obligations of States and political subdivisions Other bonds, notes, and debentures - Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United btates (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations United States Government. . States and political subdivisions Banks in United States. Banks in foreign countries . ; • • • •: • Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations. United States Government Postal savings States and political subdivisions Banks in United States. Banks in foreign countries Total deposits Due to own foreign branches. . . . . . . . • V '' Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities CAPITAL ACCOUNTS Capital. . Surplus Undivided profits Other capital accounts Total capital a c c o u n t s Total liabilities and capital a c c o u n t s . . MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock Retirable value of capital: First preferred stock.. Second preferred stock... . Net demand deposits subject to reserve (see page 18). Demand deposits adjusted (see footnote on page 1). . . Pledged assets (and securities loaned) Number of banks San Francisco Minne- Kansas City Dallas 4,182,659 1,888,544 1,904,701 663 264,645 112,004 2,900,345 1,229,249 1,384,159 60 184,127 97,294 4,995,375 2,051,850 2,436,360 403 390,008 107,361 5,269,631 2,582,433 2,288,476 12,102 5,456 9,393 12,485 36,227 3,905,265 2,306,925 186,988 Chicago St. Louis 17,252,906 6,496,422 8,966,845 192 1,268,888 488,126 32,433 325,879 60,351 15,700,411 7,778,022 6,362,703 7,929 1,119,421 396,109 5,002,002 2,920,226 269,663 1,394,819 699,921 73,673 889,308 440,049 44,303 1,964,077 920,927 75,662 2,383,343 987,496 101,807 905,056 1,887 3,078 902,092 357,545 447 149 263,084 239,014 515 495 164,932 660,385 1,678 128 305,297 999,563 4,370 1,902 288,205 493,670 5,563 6,120 905,999 104,023 678 34,408 2,281 36,817 801 71,537 10,300 156,363 2,560 5,251 5,994 39,565 21,980 192 2,341 7,726 6,126 7,668 2,090 1,624 563 8,375 5,049 11,581 19,363 6,609 6,162 26,628 33,105 48,713 23,098 22,432,399 5,630,552 3,824,021 7,012,681 7,778,526 19,896,143 14,693,326 10,202,939 1,020,459 1,116,054 2,044,376 41,427 4,203,728 3,036,737 186,813 280,258 663,813 2,242 2,604,643 1,854,433 97,896 268,228 350,255 2,805 5,709,743 3,948,647 190,615 625,862 892,361 1,450 6,497,017 4,824,753 199,434 507,907 876,592 12,227 11,458,901 'US 9 M 874,253 510,547 97,319 268,071 33,865 31,026 50,808 76,104 311,996 6,096,404 5,926,773 20,556 3,888 138,739 4,448 2,000 1,010,490 950,047 7,755 686 51,584 418 936,163 925,149 2,246 168 8,411 189 811,641 770,965 12,260 225 27,191 1,000 732,247 609,984 19,439 Ml 97,714 4,229 6,905,194 6 'MI 1,311 539,000 5,105 62,660 20,789,730 5,214,218 3,540,806 6,521,384 7,229,264 18,364,095 124,410 6,396 5,052 46,811 76,806 16,447 7,453 2,628 1,494 9,626 17,093 3,104 14,000 758 146 12,347 13,876 1,998 33,108 563 763 6,040 16,828 929 7 20,872 1,553 5,851 22,503 206 41,630 35,046 13,782 52,805 108,047 23,147 21,065,652 5,255,616 3,583,931 6,579,615 7,280,256 18,742,571 447,794 595,475 224,549 98,929 123,847 158,956 79,162 12,971 69,351 112,471 41,869 16,399 134,048 172,332 104,827 21,859 188,909 203,404 83,842 22,115 392,582 474,353 261,205 25,432 1,366,747 374,936 240,090 433,066 498,270 1,153,572 19,896,143 104,019 22,432,399 5,630,552 3,824,021 7,012,681 7,778,526 447,794 548 6,804 90 440,352 123,847 480 370 150 122,847 69,351 134,048 13 188,909 39 200 392,582 75 25 69,251 134,035 188,670 385,604 6,819 90 370 150 75 25 13 400 7,546 12,886,830 10,684,972 2,177,138 1,012 3,583,099 3,087,776 584,424 495 2,200,697 1,988,755 561,187 476 4,744,061 4,320,020 1,114,331 751 5,209,249 5,120,559 1,093,387 633 10,059,986 9,491,863 2,831,641 261 "6)978 6 ALL MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] All member banks on selected call dates 1946 Dec. 31 1947 Dec. 31 1948 Dec. 31 1949 Dec. 31 1951 Apr. 9 1951 Dec. 31 26,695,670 32,627,985 36,060,317 363,012 36,423,329 36,230,459 484,328 36,714,787 46,318,042 617,073 46,935,115 49,560,596 720,038 50,280,634 49,428,768 741,683 50,170,451 13,154,271 74,303 809,938 1,505,534 16,962,393 43,548 1,002,663 810,737 17,630,827 582,390 1,217,300 1,324,123 15,856,820 700,704 1,244,047 1,736,674 22,157,817 127,158 1,719,172 1,275,703 24,346,546 153,615 1,986,539 1,550,667 24,275,968 105,031 2,049,539 1,201,632 1,466,920 1,064,666 834,381 757,517 891,833 850,547 837,033 385,049 447,431 476,332 497,681 541,880 544,088 553,575 3,903,481 5,380,658 6,263,724 6,758,420 8,387,040 1,068,778 1,302,410 1,503,928 1,577,809 1,791,068 ( 2,893,028 2,448,040 ( 3,536,461 1,912,776 2,897,404 2,450,069 3,578,202 1,925,679 392,006 281,449 268,246 503,594 756,608 479,516 479,017 711,897 1,143,320 692,214 628,165 815,677 1,862,259 i,234,633 2,305,170 1,549,461 876,780 796,538 891,412 I 662,580 2,161,764 1,219,492 917,199 1,049,263 767,690 2,175,602 1,123,250 1,007,389 1,118,180 771,017 2,180,802 1,107,695 995,128 1,176,736 775,605 79,473 940,369 113,026 838,782 119,962 885,816 1,774,644 96,814 936,886 2,226,678 346,723 1,354,635 2,328,146 147,531 1,387,212 2,380,225 303,686 1,376,442 United States Government direct obligations 63,030,370 Treasury bills 1,166,986 Treasury certificates of indebtedness.. . 10,042,725 Treasury notes 5,601,684 1 Nonmarketable bonds 725,447 Other bonds maturing in 5 years or less. 10,939,012 Other bonds maturing in 5 to 10 years.. 26,333,697 Other bonds maturing in 10 to 20 years. 5,853,030 Bonds maturing after 20 years 2,367,789 57,904,405 1,987,334 5,816,421 4,814,950 1,101,937 15,727,684 19,674,381 6,673,306 2,108,392 52,148,672 2,587,686 7,999,315 2,800,214 1,348,923 16,515,388 13,388,994 5,859,845 1,648,307 56,879,051 3,388,597 10,408,817 5,085,145 1,383,781 23,704,246 6,895,477 3,955,049 2,057,939 48,853,862 2,693,732 51,605,887 6,398,840 6,009,989 9,596,163 1,695,398 16,862,676 6,431,828 2,594,077 2,016,916 50,160,164 5,115,403 6,125,192 9,499,012 1,704,264 16,363,166 6,777,254 2,627,577 1,948,296 Loans—net Reserves Loans—gross 1 ''!! Commercial and industrial loans, including open-market paper Loans to farmers directly guar, by CCC. Other loans to farmers Loans to brokers and dealers in sees. . . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not ins. or guar, by FHA or VA. . . On other properties Consumer loans to individuals: Retail automobile instalment paper. . Other retail instalment paper Repair and modernization instalment Instalment cash loans. Single-payment less than $3,000. . . . Other loans to individuals: Single payment loans of $3,000 and over Loans to banks. All other loans (including overdrafts). . ii;665;i75' 1,633,907 18,901,153 6,999,596 2,597,045 2,023,254 1952 Mar. 31 By class of bank March 31, 1952 Central reserve city member banks 3 Loans—net Reserves Loans—gress Commercial and industrial loans, including open-market p a p e r . . . . . . . Loans to farmers directly guar, by CCC Other loans to farmers Loans to brokers and dealers in sees.. . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not ins. or guar, by FHA or VA. . On other properties Consumer loans to individuals: Retail automobile instalment paper. . Other retail instalment paper Repair and modernization instalment Instalment cash loans Single-payment less than $3,000. . . . Other loans to individuals: Singlepayment loans of $3,000 and over.. . Loans to banks All other loans (including overdrafts). . United States Government direct obligations Treasury bills Treasury certificates of indebtedness.. . Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less. Other bonds maturing in 5 to 10 years. . Other bonds maturing in 10 to 20 years. Bonds maturing after 20 years For footnotes, see opposite page. New York Chicago Reserve city member banks 3 10,939,736 173,970 11,113,706 2,403,142 45,436 2,448,578 19,555,131 301,116 19,856,247 16,530,759 221,161 16,751,920 49,428,768 741,683 50,170,451 32,241,878 487,140 32,729,018 17,186,890 254,543 17,441,433 7,913,584 442 954,334 1,927,320 156 12,255 73,028 10,021,492 10,397 476,107 148,790 4,413,572 94,478 1,560,735 25,480 24,275,968 105,031 2,049,539 1,201,632 15,624,047 75,757 1,610,283 474,282 8,651,921 29,274 439,256 727,350 242,782 79,966 333,074 181,211 837,033 494,207 342,826 646 95,294 457,635 553,575 389,921 163,654 .349,682 4,243 41,867 76,187 10,892 5,747 30,877 21,664 1,470,836 1,150,103 1,214,985 747,533 1,065,994 1,289,976 2,290,473 1,080,295 2,897,404 2,450,069 3,578,202 1,925,679 1,835,765 1,818,310 2,274,821 1,244,742 1,061,639 631,759 1,303,381 680,937 82,610 145,805 122,074 153,599 13,994 42,019 28,209 24,102 10,925 3,573 962,331 450,543 497,514 395,664 201,356 1,093,842 483,138 351,438 616,548 556,682 2,180,802 1,107,695 995,128 1,176,736 775,605 1,545,092 800,881 699,708 826,495 559,249 635,710 306,814 295,420 350,241 216,356 411,998 181,308 419,197 64,427 1,021 111,751 1,015,084 118,801 546,343 888,716 2,556 299,151 2,380,225 303,686 1,376,442 1,441,364 147,710 866,384 938,861 155,976 510,058 7,741,144 927,099 670,774 1,410,576 56,047 2,449,614 1,696,638 445,483 84,913 2,276,373 87,348 207,257 496,786 15,891 684,443 418,286 332,162 34,200 18,682,228 2,023,065 2,550,113 3,594,298 251,970 6,273,612 2,325,970 978,144 685,056 21,460,419 2,077,891 2,697,048 3,997,352 1,380,356 6,955,497 2,336,360 871,788 1,144,127 50,160,164 5,115,403 6,125,192 9,499,012 1,704,264 16,363,166 6,777,254 2,627,577 1,948,296 33,855,934 3,521,352 4,144,077 6,621,389 1,278,608 11,148,796 3,996,178 1,748,363 1,397,171 16,304,230 1,594,051 1,981,115 2,877,623 425,656 5,214,370 2,781,076 879,214 551,125 Country member banks 3 All member banks All national member banks All State member ALL MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] By Federal Reserve districts, March 31, 1952 Total, all districts Boston New York Philadelphia Cleveland Richmond Atlanta 2,051,298 24,591 2,075,889 1,996,974 29,883 2,026,857 Loans—net 49,428,768 741,683 Reserves Loans—gross 50,170,451 Commercial and industrial loans, including 24,275,968 open-market paper Loans to farmers directly guaranteed by CCC. 105,031 2,049,539 Other loans to farmers .. Loans to brokers and dealers in securities. . . , 1,201,632 Other loans for purchasing or carrying se837,033 curities Real estate loans: 553,575 On farm land On residential property: 2,897,404 Insured by FHA 2,450,069 Insured or guaranteed by VA 3,578,202 Not insured or guaranteed by FHA or VA 1,925,679 On other properties. Consumer loans to individuals: 2,180,802 Retail automobile instalment paper 1,107,695 Other retail instalment paper 995,128 Repair and modernization instalment loans 1,176,736 Instalment cash loans 775,605 Single-payment loans of less than $3,000. . Other loans to individuals: Single-payment 2,380,225 loans of $3,000 and over 303,686 Loans to banks 1,376,442 All other loans (including overdrafts) 2,424,226 14,516,274 43,190 242,499 2,467,416 14,758,773 2,515,731 41,598 2,557,329 3,897,745 65.650 3,963,395 1.288.581 78 22,313 14,508 9,051,461 192 68,166 968,707 1,081,324 405 48,486 35,581 1,718,358 2,893 66,042 33,043. 35,558 285,355 22,352 14,075 34,561 38,024 51,511 *7,955 223,719 149,111 717,796 412,596 498,388 289,481 89,205 45,447 35,963 77,353 54,038 197,181 11,731 69,089 50,160,164 5,115,403 6,125,192 9,499,012 1,704,264 16,363,166 6,777,254 2,627,577 1,948,296 United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years. 757,355 2,337 , 55,707 \ 10,394 938,905 3,048 80,456 11,687 90,342 66,633 46,531 75,931 46,057 27,845 83,106 181,058 260,841 138,191 159,841 240,355 510,205 210,956 59,665 98,114 232,616 147,481 38,402 27,697 112,521 96,642 254,833 260,502 223,030 310,612 93,771 126,301 58,902 67,122 90,873 47,043 189,708 74,601 79,831 97,402 65,655 118,722 45,276 26,599 79,990 87,420 152,834 57,187 52,895 67:, 830 78,041 610,831 181,412 497,079 173,048 23,170 81,502 217,583 46.651 83,998 176,792 3,005 61,726 148,449 3,537 82,350 2.500.582 11,721,462 309,975 1,208,008 263,965 935,891 320,879 2,006,409 92,181 247,047 702,354 3,821,152 415,624 2,359,802 283,148 677,118 112,456 466,035 2,740,430 209,190 236,222 414,992 162,079 828,702 423,398 244,906 220,941 4,694,765 507,146 638,654 919,362 152,294 1,516,371 493,208 261,574 206,156 2,538,430 354,124 303,822 433,460 135,031 846,468 285,298 102,475 77,752 2,621,251 305,958 525,212 567,404 80,919 773,998 151,429 45,392 170,939 By Federal Reserve districts, March 31, 1952—Continued San Francisco St. Louis Minneapolis Kansas City Dallas 6,496,422 Loans—net 107,956 Reserves. Loans—gross - — - 6,604,378 Commercial and industrial loans, including open-market 3,207,973 paper 12,321 Loans to farmers directly guaranteed by CCC 282,218 Other loans to farmers 80,845 Loans to brokers and dealers in securities. . . . 121,894 Other loans for purchasing or carrying securities Real estate loans: 89,637 On farm land On residential property: 359,091 Insured by FHA 308,286 Insured or guaranteed by VA 609,938 Not insured or guaranteed by FHA or VA 252,495 On other properties Consumer loans to individuals: 313,315 Retail automobile instalment paper 158,945 Other retail instalment paper 157,210 Repair and modernization instalment loans 98,663 Instalment cash loans 90,499 Single-payment loans of less than $3,000 •••••• Other loans to individuals: Single-payment loans of $3,000 268,847 and over 12,742 Loans to banks 179,459 All other loans (including overdrafts). 1,888,544 22,000 1,910,544 1,229,249 16,763 1,246,012 2,051,850 17,863 2,069,713 2,582,433 28,120 2,610,553 7,778,022 101,570 7,879,592 814,301 3,450 113,927 410,927 39,739 145,149 2,649 12,761 807,901 25,942 490,466 6,887 22,597 1,360,862 10,041 277,657 7,730 71,299 2,838,020 4,585 398,952 21,473 30,684 8,966,845 530,697 1,086,266 1,950,485 321,923 2,986,131 1,374,637 497,364 219,342 Chicago United States G o v e r n m e n t direct obligations Treasury bills. . . . Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years 8,128 31,027 38,654 22,272 35,128 26,787 104,604 137,869 58,561 159,110 86,992 93,417 91,549 92,713 47,944 72,060 44,580 79,175 77,818 22,517 30,293 87,372 82,326 1,102,129 869,025 711,604 346,242 84,190 46,335 47,719 35,442 51,561 67,212 43,830 53,112 24,263 22,889 99,586 38,684 29,115 34,633 43,877 163,297 65,857 39,070 77,690 72,600 521,599 212,129 183,462 181,985 68,211 148,124 4,206 40,948 31,218 1,006 43,362 105,233 1,334 54,697 156,323 2,821 56,011 146,596 12,071 126,221 1,904,701 169,675 383,579 355,017 94,789 597,410 201,152 55,133 47,946 1,384,159 122,583 187,130 278,284 126,552 481,707 134,302 32,145 21,456 2,436,360 402,751 504,432 496,751 112,735 637,145 146,390 90,494 45,662 2,288,476 431,162 414,283 422,435 60,305 702,202 138,464 44,034 75,591 6,362,703 564,134 645,736 1,333,534 118,409 2,469,526 653,550 293,794 284,020 i Beginning June 30, 1948, figures for various loan items are shown gross (i.e., before deduction of valuation reserves) and arc not entirely comparable w i ^ ^ m b e f 3 lT 1947, this item included United States savings bonds only; depositary bonds were included with other United States bonds3 according to maturity. See contents page for basis of classification of member banks. 8 RESERVE CITY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] Total, all reserve city banks By Federal Reserve districts, March 31, 1952 Boston New York Philadelphia Cleveland Richmond 2 Atlanta * Loans—net Reserves Loans—gross . Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities. . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans of less than $3,000. . Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) 19,555,131 301,116 19,856,247 991,966 20,156 1,012,122 522,858 18,264 541,122 ,136,619 24,128 ,160,747 2,442,634 47,143 2,489,777 902,276 12,335 914,611 939,359 15,874 955,233 10,021,492 10,397 476,107 148,790 709,629 321,593 706,880 1,436,754 436,515 100 11,654 1,578 2,837 32,532 691 32,812 1,082 7,593 514,541 977 10,630 9,287 333,074 19,065 11,294 5,178 71,328 46,246 28,904 95,294 63 1,958 126 3,703 2,566 2,812 1,470,836 1,150,103 1,214,985 747,533 19,808 10,781 15,044 39,044 33,551 23,617 30,181 27,046 12,625 3,887 23,191 14,251 90,681 98,026 193,871 92,687 21,187 26,744 72,484 59,784 16,907 5,775 22,813 37,020 962,331 450,543 497,514 395,664 201,356 23,797 9,280 9,588 10,824 8,970 11,357 13,252 9,052 13,086 3,739 64,284 29,531 41,197 67.941 34,268 50.942 42,400 11,715 51,547 17,940 12,825 24,957 17,809 69,697 27,516 25,411 23,964 28,215 1,015,084 118,801 546,343 75,302 10,741 38,432 26,564 10,417 111,469 23,170 52,819 151,549 46,636 63,761 79,917 2,940 32,475 73,591 2,662 54,511 United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years 18,682,228 2,023,065 2,550,113 3,594,298 251,970 6,273,612 2,325,970 978,144 685,056 807,165 142,991 148,640 81,153 9,645 158,324 120,266 142,201 3,945 399,987 33,691 22,008 45,688 5,045 179,204 60,594 34,310 19,447 820,071 69,599 49,385 130,093 4,810 255,300 158,640 101,116 51,128 2,630,802 318,444 411,368 509,244 20,231 756,993 313,427 182,767 118,328 1,176,994 188,287 136,912 214,551 28,448 358,030 172,800 58,214 19,752 1,083,319 140,877 246,170 196,056 10,311 321,879 68,834 21,003 78,189 "fMl 12 By Federal Reserve districts, March 31, 1952—Continued Chicago St. Louis Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans of less than $3,000 Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) 1,824,478 29,715 1,854,193 1,097,075 13,992 1,111,067 830,114 1,135 13,782 7,201 19,418 644,493 156 15,553 7,848 19,516 United States Government direct obligations. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years 1 1 See contents page for basis of classification of member banks. See note 3, page 11. Minne- Kansas City Dallas 499,643 6,432 506,075 1,193,258 10,756 1,204,014 1,411,539 15,233 1,426,772 6,593,426 87,088 6,680,514 270,212 3,784 4,267 2,569 7,592 639,250 3,895 150,459 6,652 18,019 944,882 219 26,199 7,096 58,523 2,566,629 219 251,766 20,709 27,991 San Francisco2 3,781 1,779 131 6,059 3,809 68,507 187,879 113,988 162,235 70,081 58,123 15,877 51,601 42,269 28,010 26,869 15,505 13,544 46,699 19,737 31,737 49,572 8,928 12,073 28,871 43,238 946,438 792,729 567,452 258,997 109,065 45,280 80,712 28,985 20,853 34,477 26,228 34,743 13,159 14,685 15,499 21,323 35,701 8,708 3,506 42,293 21,648 21,969 15,928 14,083 50,513 35,336 23,455 34,561 21,744 421,861 168,941 151,919 146,940 48,582 111,436 11,250 36,998 96,734 4,190 29,636 15,406 1,006 32,443 69,971 1,314 44,729 88,110 2,821 36,394 115,035 12,071 113,728 3,180,924 209,078 433,959 669,745 54,311 1,080,483 586,252 86,613 60,483 809,122 64,465 188,473 130,612 15,526 270,646 109,674 19,266 10,460 377,469 42,923 38,203 73,590 5,202 139,890 51,719 18,280 7,662 1,310,840 242,129 252,914 268,464 20,857 342,132 93,129 71,518 19,697 954,297 165,590 118,713 149,274 13,938 356,084 77,177 23,302 50,219 5,131,238 404,991 503,368 1,125,828 63,646 2,054,647 513,458 219,554 245,746 9 COUNTRY BANKS1—CLASSIFICATION OF LOANS A N D UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] »• Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC. Other loans to farmers .. Loans to brokers and dealers in securities. . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties. Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans of less than $3,000. . Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes/ Nonmarketable bonds. Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years. Bonds maturing after 20 years By Federal Reserve districts, March 31, 1952 Total, all country banks Boston New York Philadelphia Cleveland Richmond 16,530,759 221,161 16,751,920 1,432,260 23,034 1,455,294 3,053,680 50,265 3,103,945 1,379,112 17,470 1,396,582 1,455,111 18,507 1,473,618 1,149,022 12,256 1,161,278 4,413,572 94,478 1,560,735 25,480 578,952 78 22,213 2,854 816,284 192 66,146 11,536 374,444 405 48,486 3,049 281,604 320,840 2,337 54,625 2,801 2,881 65,351 231 181,211 16,493 31,279 17,174 19,014 20,387 457,635 14,012 32,603 37,898 72,228 43,491 1,065,994 1,289,976 2,290,473 1,080,295 31,703 77,174 208,675 110,067 334,563 384,736 426,340 186,248 70,481 177,171 237,650 123,940 69,160 142,329 316,334 118,269 38,478 71,370 160,132 87,697 1,093,842 483,138 351,438 616,548 556,682 65,408 36,167 26,375 66,529 45,068 160,866 101,445 91,904 143,927 76,038 62,017 29,371 25,925 58,721 39,588 121,767 40,333 28,889 55,002 53,940 67,175 27,336 13,774 55,033 69,611 888,716 2,556 299,151 121,879 990 30,657 172,269 104 67,465 61,579 28,683 66,034 15 20,237 96,875 65 29,251 21,460,419 2,077,891 2,697,048 3,997,352 1,380,356 6,955,497 2,336,360 871,788 1,144,127 1,693,417 166,984 115,325 239,726 82,536 544,030 295,358 140,947 108,511 3,580,331 247,218 243,109 550,145 185,955 1,192,334 602,570 197,325 361,675 1,920,359 139,591 186,837 284,899 157,269 573,402 264,758 143,790 169,813 2,063,963 188,702 227,286 410,118 132,063 759,378 179,781 78,807 87,828 1,361,436 165,837 166,910 218,909 106,583 488,438 112,498 44,261 58,000 By Federal Reserve districts, March 31, 1952—-Continued Chicago Loans—net Reserves Loans—gross i *'' Commercial and industrial loans, including open-market Loans to farmers directly guaranteed by CCC Other loans to farmers _ . Loans to brokers and dealers in securities. . . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans of less than $3,000. •••••• Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks •• All other loans (including overdrafts) United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years l See contents page for basis of classification of member banks. St. Louis Minneapolis Kansas City Dalla 2,268,802 32,805 2,301,607 791,469 8,008 799,477 729,606 10,331 739,937 858,592 7,107 865,699 1,170,894 12,887 1,183,781 450,539 11,030 256,181 616 22,510 169,808 3,294 98,374 280 11,511 140,715 35,955 140,882 80 5,169 168,651 22,047 340,007 235 4,578 415,980 9,822 251,458 634 12,776 85,210 36.875 22,141 29,069 22,978 160,320 188,551 416,826 160,750 79,746 42,684 107,509 44,723 65,407 64,680 77,208 34,400 25,361 24,843 47,438 28,246 13,589 18,220 58,501 39,088 162,231 85,456 52,396 58,753 66,073 49,713 20,107 12,976 22,283 36.876 51,713 22,507 17,411 15,555 19,383 57,293 17,036 7,146 18,705 29,794 112,784 30,521 15,615 43,129 50,856 92,984 471 30,710 51,390 16 11,312 15,812 10,919 35,262 20 9,968 "i9;6i7" 3,509,548 234,271 445,050 783,954 251,721 1,221,205 370,099 78,589 124,659 1,095,579 105,210 195,106 224,405 79,263 326,764 91,478 35,867 37,486 1,006,690 79,660 148,927 204,694 121,350 341,817 82,583 13,865 13,794 1,125,520 160,622 251,518 228,287 91,878 295,013 53,261 18,976 25,965 68,213 1,334,179 265,572 295,570 273,161 46,367 346,118 61,287 20,732 25,372 10 ALL MEMBER BANKS—ASSETS A N D LIABILITIES ON MARCH 31, 1952, OF BANKS IN EACH CENTRAL ASSETS [In thousands of dollars] Loans and investments Federal Reserve district numbers, and reserve cities All m e m b e r banks Number of banks Total Loans (including overdrafts) U. S. Governe ment direct obligations 6,826 110,996,937 49,428,768 50,160,164 ObligaObligaCorporate Other tions of stocks guaran- States bonds, (including and teed by notes, and political F. R. U. S. deben Bank Govern- subdivitures stock) 14,212 7,960,083 3,114,369 Reserve bank c i t i e s 1 1. Boston 2. New York a 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 8 7. Chicago* 8. St. Louis. 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 160 46,496 ,978 23, 921,458 17,722,642 10 1,940 ,803 991,966 807,165 29 21,164 ,319 069,118 7,854,812 11 2,251 ,691 1,136,619 820,071 4 1,940 ,858 848,902 893,207 6 ,800 151,520 168,368 6 ,107 358,164 298,419 60 6,577 ,226 2,809,158 3,093,298 6 1,051 ,484 589,497 383,047 4 613 ,088 326,739 217,025 9 773 359,251 333,181 900 631,291 238,817 8,224 ,317 4,649,233 2,615,232 7,166 Reserve branch cities 1 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 8 5. Charlotte 6. Birmingham 6. Jacksonville 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma City 10. Omaha 11. El Paso 11. Houston 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake City 8 12. Seattle 124 17,030,188 7,167,648 8,377, 879 4 759,904 393.476 286, 319 833,189 352,383 419, 742 2,145,859 1,035,371 870, 701 619,528 212,748 359 054 4 431,919 225,804 163 962 3 285,632 98,322 144 323 3 268,337 100,486 142 310 4 325,778 183,086 116 555 6 619,944 199,301 381 712 7 2,466,193 831,355 1,413; 4 126,564 69 39,345 6 419,383 185,423 207 608 3 401,196 248,306 116 328 2 39,407 12,615 24, 685 7 511,908 210,680 275 974 4 312,136 145,030 125: 544 6 330,233 149,958 1 3 1 ; 663 3 81,301 126,071 3 9 : 988 10 892,227 426.477 425: 506 6 91,988 275,790 1 4 7 : 019 6 2,512,238 852,532 1,545: 074 3 397 092 975,053 476,844 6 336,187 143,360 168:920 5 1,015,512 471,457 404, 920 2,536 Other reserve c i t i e s 1 4. Columbus 4. Toledo 5. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Sioux City 8. National Stock Yards 9. St. Paul. . . . . . . . . . . . . . 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. Topeka 10. Tulsa 10. Wichita 11. Fort Worth Country banks, by districts 1. Boston 2. NewYork 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis. 10. Kansas City 11. Dallas 12. San Francisco 1 1 ft! in 71 3 4 13 1 3 2 5 6 4 1 3 2 3 2 4 4 4 4 3 "III 699 617 657 444 335 924 475 467 702 603 234 4,831,369 379,012 337,160 851,711 69,207 208,976 35,487 615,836 703,958 78,088 69,917 328,922 50,674 96,711 29,031 61,448 76,945 330,162 208,445 299,679 1,808,903 2,599,224 125,034 203,165 80,944 243,987 312,204 485,610 14,697 32,142 86,132 93,685 8,018 23,877 378,922 176,857 263,382 386,636 38,021 35,611 34,504 32,385 160,289 135,759 26,964 19,487 35,915 54,200 14,468 13,519 22,399 35,625 31,929 35,615 130,991 165,415 65,673 120,617 102,967 180,482 42,638,402 16,530 759 3,499,095 1,432 260 7,517,702 3,053 ,680 3,803,792 1,379 112 3,977,611 1,455 111 2,758,095 1,149 022 2,924,764 1,057 615 6,497,935 2,268 802 2,114,115 791 469 1,918,928 729 606 2,213,741 858 592 2,775,520 1,170 894 2,637,104 1,184 596 See contents page for basis of classification of member banks. Includes both central reserve city and reserve city banks. For other footnote, see opposite page. 460,419 693,417 580,331 920,359 063,963 361,436 537,932 509,548 095,579 006,690 125,520 334,179 231,465 Reserves, cash, ,233,955 ,443,877 103,063 32,908 ,535,221 606,651 186,861 98,265 108,578 86,556 19,055 6,087 39,586 15,589 437,334 222,796 47,870 25,759 42,212 25,792 286 63,111 16,613 3 21,752 5,716 6,819 629,312 301,145 ,052,863 46,083 42,823 133,957 25,752 25,201 32,543 17,507 19,010 31,184 167,908 12,743 10,083 29,333 1,101 15,305 32,822 36,082 4,439 29,752 26,454 90,901 85,698 20,350 115,832 389,509 30,576 15,997 98,023 20,426 14,431 9,955 7,401 5,551 6,617 49,632 4,497 15,320 6,254 952 9,101 8,034 11,948 50 8,252 9,880 18,585 13,769 2,749 21,509 256,340 32,828 8,222 18,553 21,623 20,980 1,673 40,151 23,028 3,030 2,791 21,524 3,542 5,157 881 2,228 7,343 20,664 11,838 10,284 157,605 17,370 3,530 33,462 586 7,894 1,856 18,765 29,624 1,290 57 10,549 584 1,249 91 1,089 1,882 12,487 9,999 5,241 4,438 3,416,925 289 242,002 2,449 652,484 96 302,178 185 330,875 34 166,927 11 286,622 77 553,161 612 161,825 54 119,290 100 191,035 4 233,198 527 177,328 ,123,378 119,714 205,795 189,058 118,147 74,466 36,549 155,683 60,117 60,001 34,284 31,212 38,352 228 ,549 106 59 250 333 72 Total Reserve with Federal Reserve Banks 319,341 35,061,482 19,586,318 167,880 5,701 98,517 9,875 3,615 770 1,349 14,633 5,260 1,320 1,499 2,765 22,576 15,723,475 10,055,334 650,266 428,137 8,109,119 5,403,840 841,132 489,229 530,282 318,018 128,286 64,964 283,534 147,892 1,940,411 1,366,474 370,734 211,212 244,277 122,421 354,894 161,806 423,529 179,299 1,847,011 1,162,042 39,753 5,669,109 3,125,821 3,439 222,287 113,865 2,016 265,869 145,375 7,807 614,814 377,475 1,548 228,363 121,301 972 163,527 81,007 489 108,448 72.116 633 146,644 64,394 1,576 113,761 58,483 1,024 234,779 130,528 4,113 759,381 443,822 225 56,888 29,167 949 166,647 86,977 975 146,071 75,429 54 16,372 9,140 848 185,403 99,510 706 117,592 54,686 582 132,412 65,679 293 57,971 24,860 2,240 421,038 194,201 449 110,520 58,052 4,896 727,459 431,334 1,650 228,540 136,513 99,949 62,591 1,794 344,374 189,316 180 795 93 190 72 107 165 603 318 705 1,921,126 159,907 120,740 304,415 28,328 88,837 9,752 238,891 277,696 31,475 32,348 113,031 21,459 35,896 14,787 23,543 35,031 146,725 86,511 151,754 984,744 73,423 66,579 180,410 14,723 32.117 3,651 122,743 142,962 14,825 11,793 55,197 9,459 21,690 5,618 12,364 18,372 78,320 52,452 68,046 102,483 11,413 22,963 12,989 9,330 6,210 6,035 10,664 4,513 3,287 4,210 6,033 4,836 11,747,772 935,986 1,632,275 893,921 977,822 854,324 1,002,167 1,627,231 622,131 515,628 809,824 1,218,531 657,932 5,420, 419 413, 337 8 1 8 , 590 451, 894 490, 091 369, 100 430, 726 778, 909 285, 343 253, 291 340, 971 463, 038 325, 129 9 'l?s 477 1,882 159 285 63 1,126 11 RESERVE AND RESERVE CITY 1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT ASSETS [In thousands of dollars] and bank balances Other balances with banks in U. S. 23,931 9,913 733 2,538 1,234 189 100 860 13 255 46 371 3,574 Balances banks in foreign countries Customers' liability Income accrued but not collected Other 24,341 86,888 349,790 266,140 230,376 8,713 43,176 442 2,151 6,398 9,872 692 326,646 46,070 220,891 7,470 25 592 4,790 1,097 19,989 5,638 2,087 585 554 12,213 31,113 146,247 5,940 64,524 7,283 7,275 1,045 2,145 21,694 3,659 1,642 969 1,531 28,540 149,519 11,267 97,243 7,659 2,718 510 1.324 7,714 2,885 310 621 724 16,544 421,514 60,735 71,245 153,002 62,099 58,640 10,054 35,475 24,105 73,872 180,686 12,415 46,898 34,508 3,962 42,698 25,691 37,803 8,560 73,454 22,612 199,935 57,620 19,321 106,124. 166,004 10,622 4,926 22,709 517 52,596 2,891 2,982 7,391 2,187 1,068 923 400 744 1,971 7,576 184 1,303 439 169 2,087 945 1,051 21,395 2,334 833 1,196 2,312 1,289 642 165 471 1,086 4,329 95 385 206 3 429 802 52 ,981 10 ,392 53 ,443 8 ,665 47,247 7,167 1,468 14,736 994 638 264 4,748 5,538 844 7 921 29 789 Assets indirectly representing real estate 340,920 16,819 156,835 15,998 7,423 3,253 11,733 23,968 6,131 963 4,966 13,935 78,896 474 514 25 950 278 26 661 103 781 ture, and fixtures Other real estate owned 32,687 4,175,727 162,658 3,806 20,440 2,267,897 766 202,742 131,684 673 43,722 18 81,395 1,997 421,231 148 115,440 83,760 277 76 122,468 92,612 113 4,373 450,118 6,053 1,763 59 363 178 270 Bank premises, 41,123 7,289,453 1,047,820 4,729 314 103 200 Cash items in process of collection 12 458 824 12 561 366 528 205 44 21 96 27 1ft 2 56 84 ,638 5 ,809 17 ,855 39 590 3 8 11,281 4,346 4,751 5,790 10,255 813 2,160 5,497 225 1,074 6,613 3,407 1,243 15,342 4,615 11,823 14,040 2,742 13,219 453 3 ,838 5 13 12 28 047 8,500 393 1,169 240 262 955 766 417 380 260 922 2,318 418 2,178 1,262,410 630 226,258 291 306,013 90,262 78,472 3 1 108,162 129 94,536 106 120,061 35,968 191 37,620 29,257 * 40 495 62,920 292 72,881 493,649 50,828 99,26148,303 * 42,251 35,175 40,812 56,774 19,807 15,671 14,395 34,729 35,643 I iil 1 200 1 111 42 1,615 400 2,791 249 8,453 475 23,444 6,642 2,815 433 700 258 491 660 2,896 924 1,673 40 347 303 144 116 297 676 949 25 915 140 3,950 278 16,260 " "348 683 144 200 822 4,892 185 • -9 5,455 6,980 4,428 1,195 600 2.508 636 8,134 3.509 197 3,374 267 11,384 319 1,150 816 1,184 8,493 587 104 1,200 619 1 127 240 85 182 5,145 ,518 420 ,663 ,302 202 648 ,3J8 635 369 162 386 ,238 ,185 12,510 1,286 2,681 950 697 739 663 1,991 167 585 375 981 1,395 8 1,168 1,718 12 192 204 116 6,617 57 1,070 880 1,611 224 102 170 1,851 1,361 288 277 1,146 2 270 1,621 97 220 147 549 79 1.325 701 365 945 6 -5! 641 1,123 149 36 576 2,297 24 418 109 152 337 1,086 708 649 65 129 448 150 55,913 6,260 17,418 3,270 2,576 1,960 4,594 6,175 1,864 4,711 768 1,169 5,148 52,866 4,908 12,347 4,381 3,521 3,899 3,757 6,854 2,555 1,359 1,586 4,481 3,218 182 Total 148,063,774 Federal Reserve district numbers, and reserve cities All m e m b e r banks 1 63,235,674 Reserve b a n k cities 1. Boston 2,671,607 2 2. New York 29,815,429 3,137,934 3. Philadelphia 2,498,453 4. Cleveland 479,594 5. Richmond 8 1,011,954 6. Atlanta 3 7. Chicago 8,577,285 8. St. Louis 1,438,595 864,056 9. Minneapolis 1,136,194 10. Kansas City 1,357,066 11. Dallas 10,247,507 12. San Francisco 22,983,187 998,555 1,114,502 2,801,840 859,651 601,485 398,223 419,892 446,471 869,254 3,248,689 184,544 590,200 553,594 56,176 702,102 438,298 467,323 185,688 1,348,049 391,640 3,266,602 1,222,443 440,067 1,377,899 6,827,666 546,650 461.263 1,174,940 98,530 300,937 45,540 861,902 990,978 110,719 102,611 446,643 72,684 133,577 44,079 85,784 113,114 481,509 296,942 459.264 Reserve branch cities 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 3 5. Charlotte 6. Birmingham . 6. Jacksonville 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma City 10. Omaha 11. El Paso 11. Houston 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake City 3 12. Seattle Other reserve c i t i e s 1 4. Columbus 4. Toledo 5. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Sioux City 8. National Stock Yards 9. St. Paul 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. Topeka 10. Tulsa 10. Wichita 11. Fort Worth 55,017,247 Country banks, by districts 1. Boston 4,500,689 9,283,944 2. New York • 4,755,976 3. Philadelphia 5,005,750 4. Cleveland 3,655,720 5. Richmond 6. Atlanta 3,979,676 7. Chicago 8,197,819 8. St. Louis 2,761,008 2,457,146 9. Minneapolis 3,041,075 10. Kansas City 4,036,819 11. Dallas 3,341,625 12. San Francisco Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page. For other footnotes, see opposite page. 1 12 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON MARCH 31, 1952, OF BANKS IN EACH CENTRAL LIABILITIES [In thousands of dollars] Time deposits Demand deposits Federal Reserve district numbers, and reserve cities All m e m b e r banks Reserve bank cities 1 1. Boston 2. New York 2. . 3. Philadelphia.. 4. Cleveland.... 5. Richmond. .. 6. Atlanta 83 7. Chicago . . . . 8. St. Louis..... 9. Minneapolis.. 10. Kansas City.. 11. D a l l a s . . . . . . . 12. San Francisco Total Individuals, partnerships, and corpora- Country banks, by districts. 1. Boston 2. New York. . . 3. Philadelphia.. 4. Cleveland.... 5. Richmond. . . 6. A t l a n t a . . . . . . 7. Chicago 8. St. L o u i s . . . . 9. Minneapolis.. 10. Kansas City. 11. D a l l a s . . . . . . . 12. San Francisco Banks in United States Banks in foreign tries Certified and officers' checks, etc. Total Individuals, partnerships, and corpora- United States Gov- Postal savings States and political visions in U. S. 103,600,241 77,007,144 5,408,776 6,816,001 10,841,054 1,307,926 2,219,340 31,564,857 29,555,889 255,067 16,770 1,291,221 24,168 421,742 46,787, 676 32,997,055 ,916,070 ,529,079 6,844 702 ,243,785 ,256,985 9,910,989 187,032 2,171, 470 1,677,613 27,11 82,940 248 937 21,442 113,427 24,080, 427 17,308,668 ,593,089 320,557 2,943 238 ,075,287 839,588 2,108,693 223,300 12,960 2,607, 475 1,982,295 119,486 87,209 387 970 17,555 708,303 1,626, 382 1,263,966 146,329 6,089 129 ,599 63,348 17,051 78,868 230 365, 947 85 ,547 20,944 4,012 222,788 32,426 104,285 834, 823 56 165 ,981 529,245 94,144 4,029 41,368 34,820 110,971 1,882,246 5,939, 217 3,556,207 498,105 274,422 1,464 ,692 161,648 1,160, 584 275 746 1,989 5,745 85,587 22,701 768,816 100,041 1,973 694, 220 30,947 193 023 418,978 40,247 9,052 83,749 1,101 984, 523 363 243 546,299 28,220 39,971 5,689 1,099, 558 128,240 2,478 650,616 46,434 51,355 336 200 12,475 79,691 209,376 4,144,584 5,223, 050 4,071,564 222,621 250 ,526 389,272 Reserve branch 16,481,260 12,083,105 cities 1 635,711 495,232 2. B u f f a l o . . . . . . 801,313 602,418 4. Cincinnati. . . 2,049,818 1,617,500 4. Pittsburgh. . . 677,700 498,999 5. Baltimore... . 461,994 289,017 5. Charlotte 3 ... 308,417 230,404 6. Birmingham.. 335,767 172,235 6. Jacksonville.. 306,493 172,141 6. N a s h v i l l e . . . . 693,555 426,520 6. New Orleans. 2,103,530 1,576,279 7. Detroit 153,015 92,183 8. Little Rock. . 484,366 300,141 8. Louisville. . . . 421,942 272,067 8. Memphis. . . . 47,392 18,808 9. Helena 525,614 377,757 10. Denver 339,754 186,892 10. Oklahoma City 387,960 230,381 10. Omaha 140,811 95,856 11. El Paso 1,122,954 791,675 11. Houston 306,034 231,600 11. San Antonio. 2,091,100 1 , 8 1 2 , 0 0 1 12. Los Angeles. . 777,796 600,436 12. Portland 323,109 231,638 12. Salt Lake City 8 985,115 760,925 12. Seattle. . . . Other reserve cities 1 4. Columbus 4. Toledo 5. Washington. . 7. Cedar Rapids 7. Des Moines . . 7. D u b u q u e . . . . 7. Indianapolis.. 7. Milwaukee . 7. Sioux City. . . 8. National Stock Yards 9. St. P a u l . . . . . 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph. . . 10. Topeka 10. Tulsa 10. Wichita 11. Fort Worth.. United States Govern- States and political subdivi- 928,738 ,128,035 2,101,614 23,623 36,279 68,417 103,364 60,210 24,024 201,813 167,753 47,786 84,570 31,763 56,276 107,297 34,002 23,090 40,048 19,199 17,660 90,314 11,093 60,269 77,229 8,645 46,724 141,187 17,150 95,501 207,786 105,203 175,927 34,466 21,810 4,067 19,470 122,475 35,962 108,240 8,709 30,491 616 11.695 15,334 78,911 29,949 32,848 90,745 7,894 50,459 20,605 25,747 108,997 4,221 28.696 8,784 191,971 51,562 71,213 7,528 13,170 48,593 99,168 90,829 43,879 30,923 30,053 98,304 38,229 9,619 41,184 64,003 99,480 43,286 44,832 3,459 814 2,591 1,207 90 846,476 42,675 19,556 58,282 28,479 5°,723 5,926 39 5,297,334 412,608 320,457 901,631 74,914 255,241 23,211 661,860 736,864 87,233 3,566,663 278,238 252,875 782,136 37,776 118,934 18,871 421,028 492,167 45,185 267,394 13,706 25,435 30,953 2,048 11,003 1,240 34,117 63,624 1,739 493,210 61,228 11,144 198 6,514 71,021 82,515 335,617 16,572 187,307 54,532 109,919 32,441 59,267 92,554 418,261 262,561 375,648 21,572 59,699 25,187 35,835 45,551 321,587 161,897 244,246 35,033 ,971 2,973 297 5,113 ,328 2,545 ,341 2,814 ,909 2,410 ,091 2,983 ,929 4,811 ,256 1,901 306 1,527 2,442 3,452 012 2,058 ,731 360,321 424,751 979,230 190,001 382,897 889,920 258,933 936,492 586,958 229,340 935,990 810,760 735,049 2,101 7,875 5,471 34 219 100 13 1,641 4,265 1,852 6,084 2,387 6,602 4,057 107,325 37,769 6,185 80,494 122,517 33,679 300 786 810 23,160 533 45,520 64,341 76,439 508 912 2,481 602 1,215 5,539 20,351 14,911 13,548 14,467 2,427 3,231 29,146 18,693 39,991 24,491 11,226 20.284 31,219 4,068 17,165 11,816 117,665 1,077,912 102,994 16,722 117,025 11,447 190,256 26,005 17,536 97 27,528 3,560 19,479 222 147,537 18,596 189,571 20,001 17,460 445 236 ,296,574 ,665,677 1,048,262 146,597 187,615 98,284 234,813 661,265 98,879 130,612 153,563 14,988 22,059 130,595 233,668 117,013 85,187 269,597 83,150 403,391 200,657 200,797 505,514 87,088 51,678 185,253 58,545 43,173 167,127 69,098 57,936 357,656 69,244 183,839 338,894 76,141 28,568 55,895 202,134 13,383 4,398 908 12 32 3,114 50 324 1,991 2,554 499,494 7,899 404,742 6,000 27,110 150 334,082 7,058 154 20,696 68 2,630 6 30 6 52,750 3,010 4,482 606 19,523 1,150 286 ,477 199 ,075 278 416 600 122 ,032 42 61 ,875 52 ,782 ,950 103 ,035 591 35 113 , 6 2 1 949 975 20 225 63 ,020 ,770 85 6 50 130 ,507 ,550 27 ,927 100 44 355 3 27 ,788 ,132 91 ,233 45 583 ,499 867 :635 515 45 342 ,914 ,025 1,020 86 ,937 ,183 294 , 2 0 1 263,160 2,276 1,026 595 27,330 230 25,351 464 20 20,835 212 136 5 55 25 25,460 1,403 11,477 286 3,282 516 i ,009,220 25,193 90,406 820 113,688 162,727 10,488 17,536 24,967 2 * 545 19,479 144,629 2,610 184,952 4,195 17,453 259 2,683 11,555 63,951 1,553 63,676 538 2,053 157 13,800 13,068 7,333 21,686 13,307 31,483 19,217 53,126 13,795 13,063 7,158 1,821 54.285 42,384 87,293 See contents page for basis of classification of member banks. ' Includes both central reserve city and reserve city banks. For other footnotes, see opposite page. 127 194,936 4,768,715 288,098 8,701 226,640 10,483 442,550 12,375 122,737 4,885 66,666 8,498 61,875 1,106 54,732 1,729 106,670 1,754 119,399 5,322 956,914 32,864 20,824 489 64,814 6,284 87,957 2,216 6,477 939 132,103 6,049 44,364 3,764 44,363 2,217 32,130 1,613 122,212 12,268 64,324 3,291 965,065 39,139 350,490 15,693 90,537 2,438 296,774 10,819 8,906 700 90,755 1,399 174, 581 6,445 1,699: 481 47,870 30 74 215 984 687| 539 72 922 3,310 102 080 2,155 14 1,819: 590 4,300 596 159, 288 1,850 510 100, 040 1 83, 698 1 119, 773 197 3,671, 724 24,795 502 3,109 3,378 6,070 649,754 111,652 138,233 56,165 45,690 48,342 34,684 81,315 18,872 18,352 21,531 40,387 34,531 21,681 12,166 30,998 17,002 52,291 50 8,467 380,753 4,455 3,044 5,743 5,954 4 2,410 40 20 33 16,250 2,210 30,943 17,226 96,815 " 7,481 505 100 50 50 390 16 293 419 10,000 275 175 1,130 95 2,200 835 807,241 15,157, 363 119, 596 133,737 1,117 933 6 , 052 419,706 3,337, 102 9, 946 744,555 1,680, 971 6 , 343 783,235 1,691, 906 471 956,004 878 549 33: 701 725,358 691; 686 i 8 : 028 838,133 2,748 222 5 : 931 663,692 620 046 3 : 910 765,694 755 011 921 387,168 368 615 7 182 332,215 273 316 14 973 057,744 994 006 10 138 ' "5 ,085 574 ,103 ,530 ,996 ,264 168 167 198 829 94 503, 7, 70, 56, 88, 41, 8, 80, 39, 8, 10, 38, 53, 385 15 12,590 114 1,909 45 52 955 3,513 686 398 184 445 4,229 60 IS RESERVE AND RESERVE CITY 1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars] Total deposits Bills payable and other borrowed Acceptances outstanding Total liabilities Other liabilities 298,688 371,834 1,842,714 56,698,665 2,358,502 26,189,120 2,830,775 2,334,685 444,815 939,108 7,821,463 1,322,232 794,261 1,068,272 1,227,798 9,367,634 154,075 346,246 ,335,289 22,659 48,377 234,981 922,958 28,566 7,887 19,950 25 4,753 11,465 68,339 6,040 10,874 2,374 9,614 585 3,410 554 8,287 12,438 32,985 224,414 58,534,275 2,429,538 27,347,754 2,875,728 2,354,660 450,068 953,573 7,988,992 1,339,080 808,460 1,072,236 1,248,523 9,665,663 21,249, 975 923, 809 1,027, 953 2,492, 368 800, 437 528, 660 370, 292 390, 499 413, 163 812, 954 3,060, 444 173, 839 549, 180 509, 899 53: 869 657: 717 384 118 432 323 172 ,941 1,245 ,166 370 ,358 3,056 ,165 1,128 ,286 413 ,646 1,281 ,889 67,750 18,607 189,486 ,000 348 683 144 200 6,375,246 515,602 437,482 1,091,887 92,450 282,769 42,690 809,397 926,435 104,693 15,550 94,070 399,568 68,332 122,987 39,774 80,953 105,861 449,744 281,778 428,774 50,841,212 4,107,034 8,533,034 4,289,896 4,598,144 3,366,095 3,709,287 7,649,389 2,564,998 2,293,108 2,829,525 3,784,227 3,116,475 8 500 3,000 93,150 3,600 4,000 40,630 21,000 3,000 15,000 821 5,887 185 2,500 500 20,000 4,750 - ' 9 8,264 1,254 600 207 2,750 267 127 9,800 3,000 61,313 7,339 23,170 4,291 1,130 4,205 250 13,510 1,353 200 4,858 1,000 6,714 1,906 604 56 1,070 880 1,702 224 102 170 Surpl Other capital accounts 137,678,334 3,230,241 4,857,201 1,926,843 135,165,098 695 8,500 Capital Undivided profits 128,695 4,701, 399 242, 069 19,744 20,172 2,467, 675 262, 206 4,666 143, 793 3,579 29, 526 1,966 58, 381 7,485 588: 293 54,596 99 515 1,304 55 596 4,925 63 958 1,742 108 543 1,250 581 844 7,266 712,849 65,097 45,500 8,082 17,300 223,070 42,150 12,500 21,050 45,650 214,779 796,447 39,375 464,119 45,361 19,714 5,196 7,489 53,512 18,411 6,671 14,311 15,882 106,406 21,525,818 929,515 1,036,022 2,526,522 805,038 563,751 374,221 393,263 419,657 825,585 3,098,720 174,867 554,919 516,611 54,184 663,339 406,485 439,070 174,237 1,261,484 372,853 3,085,493 1,141,756 416,955 1,291,271 439,201 24,944 26,025 79,200 13,932 7,950 8,200 6,500 10,000 11,000 38,450 3,350 10,350 10,250 850 10,100 11,750 9,700 3,650 36,700 5,800 55,750 22,200 7,750 24,800 707,109 36,700 41,175 170,150 28,869 24,400 8,100 14,500 12,200 22,330 78,700 4,150 19,150 19,750 950 18,150 11,750 9,700 6,100 37,950 9,160 58,275 32,800 7,100 35,000 270,113 7,299 11,130 25,425 8,033 4,315 6,347 1,914 4,602 10,337 27,008 1,969 5,624 6,225 180 118,125 9,000 7,700 19,750 500 4,750 1,100 12,525 16,600 1,900 181,330 11,500 8,200 35,750 4,800 4,750 1,000 25,000 25,170 2,650 72,555 65 ^ »•$ 18,198 893 750 2,780 1,384 37 3,241 4,521 394 6,437,458 519,292 440,745 1,105,165 92,451 284,153 42,727 812,638 933,833 105,087 4,350 513 10,762 13,658 812 2,934 200 977 1,717 270 753 6,545 94,892 415,984 1,000 9,000 5,000 17,500 1,719 2,664 1,495 478 248 125 189 807 3,150 1,716 2,575 68,810 126,235 39,899 81,142 106,668 452,894 283,494 431,349 1,350 3,050 1,300 1,450 2,950 7,950 4,500 11,750 1,750 2,750 1,060 1,700 2,550 12,250 6,200 11,750 739 977 1,266 794 6,704 2,213 2,089 ,200,513 108,899 220,815 127,399 120,267 78,457 80,469 148,899 56,747 47,001 58,898 85,359 67,303 ,664,907 146,070 289,100 225,731 176,356 120,299 117,199 196,290 73,256 62,521 77,617 92,683 87,785 787,728 70,065 127,436 81,710 74,692 53,712 41,790 113,155 45,214 32,354 55,642 50,920 41,038 ?:77°2 i 32,471 4,457 13,891 3,929 2,764 5,673 3,744 23,271 1,028 5,739 4,027 315 5,113 2,367 1,997 1,296 8,054 2,495 28,074 12,870 3,309 9,175 46,395 3,690 3,263 13,278 271,544 33,263 62,681 15,618 23,603 18,106 17,232 43,928 8,896 11,893 4,960 7,406 23,958 51,180, 4,149, 8,619, 4,309, 4,623, 3,389, 3,728. 7,707 2,575, 2,305. 2,839, 3,791, 3,141, 7 r'Mlr ! : $ ! 10,692 3,004 65,607 25,687 7,069 15,398 Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) 371,155 10,385,440 89,964,157 78,753,032 ,303,855 118,575 ,270,535 147,082 75,000 14,282 26,107 257,115 37,650 31,500 26,855 45,761 253,393 5 Total capital accounts 553,092 975,869 541,813 286,315 442,985 307,126 708,396 420,098 010,043 578,119 798,368 862,465 621,495 40,946 1,457,369 14 ,185,723 544,142 69,040 97 694,000 78,480 150 ,839,761 275,318 543 587,617 54,613 3,779 385,280 37,734 1,069 276,576 24,002 1,355 257,930 26,629 3,715 255,936 26,814 12 597,941 43,669 2 ,826,651 149,969 5,811 126,920 9,677 208 410,824 35,281 157 .357,389 36,983 758 40,432 1,992 12 447,219 38,763 2,942 279,298 31,813 566 324,601 28,253 3,178 110,240 11,451 446 907,363 86,565 1,223 258,525 18,787 823 ,818,819 181,109 1,477 698,647 80,687 290,134 23,112 1,193 849,478 86,628 11,430 35 565 632 226 152 1,188 2,326 183,316 26,113 ra 10,488 13,966 11,747 32,424 10,544 9,967 9,575 16,047 4,066 Federal Reserve district numbers, and reserve cities All m e m b e r banks. Reserve bank cities 1 ,607,392 1. Boston ,649,824 2. New York 2 ,200,916 3. Philadelphia ,884,317 4. Cleveland ,212,681 5. Richmond 215,504 3 546,023 6. Atlanta 2 Chicago ,520,369 7. 8. St. Louis 681,822 9. Minneapolis 384,517 469,491 10. Kansas City 11. Dallas 621,834 ,220,094 12. San Francisco Reserve branch cities 1 ,984,562 2. Buffalo 511,615 4. Cincinnati 565,680 ,524,659 4. Pittsburgh 498,061 5. Baltimore 8 272,877 5. Charlotte 239,116 6. Birmingham 198,758 6. Jacksonville 196,514 6. Nashville 453,471 6. New Orleans ,533,660 7. Detroit 102,067 8. Little Rock 278,997 8. Louisville 270,266 8. Memphis 31,119 9. Helena 373,956 10. Denver 215,424 10. Oklahoma City 220,542 10. Omaha 97,693 11. El Paso 801,702 11. Houston 225,449 11. San Antonio ,695,084 12. Los Angeles 656,813 12. Portland 1 255,939 12. Salt Lake C i t y 765,100 12. Seattle 390,208 4,451,382 3,747,736 303,207 333,429 27,358 265,074 275,124 20,518 754,896 798,880 69,775 35,722 62,632 6,079 202,474 172,— 16,784 18,430 17,891 2,813 490,138 559,606 49,264 465,299 612,218 57,145 72,031 46,006 5,632 Other reserve cities 1 4. Columbus 4. Toledo 5. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Sioux City 8. National Stock Yards 9. St. Paul 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. Topeka 10. Tulsa 10. Wichita 11. Fort Worth 7,719 30,659 62,572 280,721 4 -491 195,920 3,874 7,342 4,180 4,642 6,446 28,615 13,448 27,915 43.029 97.030 23,952 49,209 77,551 353,728 231,378 297,927 29,609 68,072 26,518 37,049 70,062 330,244 193,133 246,760 3,836, 464 351, 147 664, 455 446, 115 381, 803 266 434 251 205 490 768 185 761 151 843 201 732 245 009 200 192 773,960 555,095 474,212 199,563 428,869 013,926 ,499,450 ,113,229 ,615,351 ,301,425 ,018,698 ,772,729 ,781,413 Country banks, by districts 413,342 1. Boston 497,760 472,715 2. New York 309,467 3. Philadelphia 583,783 4. Cleveland 099,697 5. Richmond 602,472 6. Atlanta ,403,260 7. Chicago ,755,115 8. St. Louis ,377,199 9. Minneapolis ,285,920 10. Kansas City ,127,121 11. Dallas ,898,833 12. San Francisco Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents P^KC. 4 Cash items reported in process of collection were in excess of demand deposits other than interbank and United States Government. For other footnotes, see opposite page. 14 ALL MEMBER BANKS—ASSETS AND LIABILITIES A S S E T S [in thousands of dollars] Loans and investments State Total, all S t a t e s . New E n g l a n d : Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North C e n t r a l : Ohio Indiana Illinois Michigan Wisconsin West N o r t h C e n t r a l : Minnesota Iowa. Missouri North Dakota South D a k o t a Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia. Virginia West Virginia N o r t h Carolina South Carolina. . Georgia Florida.. East South Central: Kentucky Tennessee Alabama Mississippi West South C e n t r a l : Arkansas. . Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Num ber of banks Total Loans (including overdrafts) U. S. Governdirect obligations 6 , 8 2 6 110 ,996 ,937 49 ,428 ,768 50 ,160 ,164 38 52 39 140 284,676 165,725 123 ,552 3 ,340,971 633 ,886 1 , 1 7 3 ,452 125.415 79,920 59,465 1,543,119 271,488 451,101 Obligations guaranteed by U. S. Government 14,212 130,229 69,842 51,455 1,504,676 332,950 557,358 32 36 18 199 533 26 ,017,525 1 3 ,2 3 3 ,1 2 3 10,040,343 270 3 ,831,669 1,386,002 1 , 9 3 1 , 1 2 9 720 8 ,304,235 3 , 5 7 5 , 8 7 3 3 , 6 5 5 , 1 4 8 Obligations of States and political subdivisions Reserves, cash, Other bonds, notes, and debentures 7 , 9 6 0 ,083 3 , 1 1 4 , 3 6 9 319 ,341 3 5 , 0 6 1 , 4 8 2 19 ,586 ,318 1 , 7 7 2 , 4 8 5 16 30,550 21,952 < 12,863 604,451 71,859 130,265 8,310 6,549 2,752 66,956 15.246 33,725 2,012 478 223 1,894,011 373,369 635,687 734,894 127,398 407,411 113,142 9 ,229 ,649 13,293, 812,956 29,893 2 ,372 ,261 5,964,633 420,379 1,330,307 255,663 87,089 157,282 423,930 671,472 357,736 91.700 180,438 51,425 299,665 88,467 62,983 18,628 11,908 3,730 ,285 ,087 ,488 ,497 ,008 916,643 313,351 1,704,124 647,937 257,005 118,103 53,322 105,749 84,179 30,595 118,484 109,105 160,304 9,410 15,851 66,900 88,003 66,021 21,316 65,154 5,999 7,034 18,294 24,079 3,488 1,745 8,949 328 450 1,384 1,568 550 ,921 337 ,547 999 ,170 56 ,674 81,996 281,796 343 ,124 266,430 145,317 500,021 29,916 43,097 146,252 168,623 22,283 20,963 34,598 3,242 4,727 10,042 14,311 10,870 46,579 18,685 76,439 39,015 58,171 23.701 64,561 109,375 5,013 38,928 34,008 31,941 12,136 20,904 12,944 19,396 21,419 1,747 2,268 1,924 3,291 1,667 1,825 738 2,120 2,652 87,530 318 ,604 310 ,484 430 ,578 204 ,348 289 ,696 148 ,876 389 ,878 503 ,382 41,697 166,787 183,669 193,349 88,851 132,231 63,583 192,917 216,466 4,737 27,266 22,173 37,127 19,186 19,591 14.247 21,129 33,399 2,084 3,640 1,775 600 308 ,535 439 ,869 307,696 90 ,099 147,748 215,656 156,259 36,516 19,496 27,004 22,176 6,790 166 ,364 415,526 494,929 ,240 ,563 73,905 206,093 213,698 930,560 9,715 21,099 18,962 91,639 128,110 81,878 66 ,826 313 ,884 94,738 95,339 131,379 32,718 66,767 43,622 28,512 154,651 36,639 51,372 75,161 20,038 7,803 5,505 4,035 15,457 5,816 8,387 6,730 3,576 2,710 472,244 1,915 267,452 29,586 2 , 8 3 6 ,200 248,113 156,871 1,718,612 28,657 15,512 119,585 7,2# 173 166 244 65 11 101 52 206 160 178 42 62 139 215 1,704,600 993 ,036 2 ,747,539 216 ,676 281,540 796 ,031 877,022 792,751 416,301 1,341,381 77,225 116,892 326,800 326,980 723,843 444,569 1,171,039 123,707 141,300 382,650 436,297 712 7 13 3 95 15 73 15 204 109 53 33 66 74 296 ,189 973 ,222 878 ,728 1,387,870 639 ,062 814,138 405,949 1,041,376 1 , 3 5 2 ,538 133,339 341,919 325,011 639.416 226,883 404,854 149,354 526,576 395,028 145,220 543,525 499,100 636,757 359,361 326,835 219,207 428,723 824,064 113 84 95 31 856 1,249 866 242 ,965 ,636 ,314 ,268 355,959 624,935 350,408 87,526 442,546 51.1,972 400,638 106,790 4 6 2 30,891 88,894 95,872 44,379 25,481 20,189 17,619 2,970 68 47 223 581 435,155 1,115,458 1,172,227 4,871,343 150,932 377,895 , 472,647 2,436,351 219,139 635,854 556,364 2,078,543 208 106 19 3 53,491 90,143 114,822 286,517 10,473 9,034 25,975 58,625 84 23 39 93 34 5 30 6 396 ,702 331,407 186 ,300 880 ,090 233,608 398 ,835 441,155 156 ,389 138,707 144,728 74,932 374,020 94,121 188,367 202,279 60,165 227,147 176,228 98,665 458,382 128,313 167,403 210,952 86,512 15 499 18,466 8,297 9,453 32,478 9,250 30,472 23,932 6,706 11,777 1,135 2,928 13,636 1,472 11,919 2,946 2,816 166,614 99,546 791,739 25,817 13,792 337,870 18,356 Cash in vault 885 68 ,958 460 51,268 338 27,252 9 , 1 7 9 1,016 ,713 3,694 128 ,104 3,164 369 ,003 2,352,615 3,064,497 686,381 1,209,508 3,570,323 4,675,475 1,600,261 2,297,961 617,294 979,817 Mutual Savings Banks1 Reserve with Federal Reserve Banks 13,030 5,065 4,629 101,935 8,114 27,855 6 ,033 ,632 2,079,277 9 ,235 ,574 4,351,961 1 , 7 5 4 ,935 684,231 617,457 541,278 467,163 5,976,197 4,663,511 Total 15,085 10,402 7,647 181,863 17,640 133,958 418 238 512 231 50 1,496 ,829 29 1 , 1 2 3 ,694 119 1 1 , 8 0 5 , 9 7 6 Corporate (including F. R. Bank stock) 13 26 1,549 3 28 333 7,073 128,168 11,187 1,685 638 2 ,628 7 , 4 3 5 1,176 3,089 538 912 2,426 2,400 11,304 2 590 520 322 1,574 452 646 713 190 56 2,204 STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2 . . New Jersey—Dist. No. 2 . . K e n t u c k y — D i s t . No. 4 Pennsylvania—Dist. No. 4. West Virginia—Dist. No. 4 Louisiana—Dist. No. 6. . . . Mississippi—Dist. No. 6 . . . Tennessee—Dist. No. 6 I n d i a n a — D i s t . No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 . . . . Wisconsin—Dist. No. 7 Missouri—Dist. No. 10. New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10. ., Arizona—Dist. No. 12 16 183 58 194 12 33 19 70 177 360 190 125 45 10 210 4 Digitized for1 FRASER These banks, two in Wisconsin 282 ,364 ,142 ,036 253 ,567 ,234,574' 91,916 877,208 200 ,860 799,266 ,821,502 ,632 ,299 ,206 ,382 ,599 ,687 956 ,261 147,440 ,152,231 344,961 106,282 145,928 1,176,869 1,535,191 106,377 128,037 1,402,614 1,455,876 36,139 46,355 296,499 • 507,406 74,089 85,090 354,374 375,330 586,636 1 , 0 6 8 , 7 1 6 3,379,604 4,343,944 1,550,519 2,218,664 563,362 890,952 427,813 430,651 58,575 80,589 462,730 549,126 169,144 140,880 12 436 169 106 3 6 44 7 89 52 286 21,530 318,247 13,611 212,640 7,102 63,969 38,767 53,908 117,492 614,771 344,175 83,345 74,405 6,548 112,221 22,587 and one in Indiana, are included in the figures for those States. 8,006 100,122 4,819 152,377 1,989 7,742 2,422 13,064 45,428 276,395 85,798 59,189 21,225 1,417 25,782 11,733 606 75,046 11,171 658 ,986 723 81,770 10,898 878 ,708 331 23 ,671 1,486 335 ,952 489 74,882 2,584 277 ,543 3,186 561,477 17,578 2 ,460 ,080 7,137 1,146 ,439 2,787 496 ,459 1,881 420 ,041 311 53 ,289 2,353 485,117 593 83 ,394 30,466 341,196 32,566 510,064 11,688 174,900 30,159 133,438 277,748 1,626,058 632,798 238,305 191,431 20,773 210,685 44,508 8,260 67,649 7,424 56,707 3,224 15,399 5,611 19,249 46,486 93,688 81,221 27,305 10,543 3,050 18,224 7,423 15 OF BANKS ON MARCH 31, 1952, BY STATES A S S E T S [in thousands of dollars] and b a n k balances Other balances with banks in U. S. 23 ,931 16 18 16 784 28 264 3,583 499 1,425 Balances with banks in foreign countries Cash items in process of collection Bank premises, furniture, and fixtures Assets indirectly representing real estate Other real estate owned 4 1 , 1 2 3 7 , 2 8 9 ,453 1 , 0 4 7 , 8 2 0 115 14 25 3,871 386 34 13,532 11,213 4,781 242,235 22,361 109,902 2,299 1,974 1,597 37,056 11,857 22,462 2 , 5 0 3 , 7 2 8 23 130,580 429,389 1,132 86 ,888 295 50 23 1,360 Customers' liability on acceptances Income accrued b u t not collected 349 ,790 46,347 '•fi? 75,933 9,565 16,476 108,496 4,624 12,447 1,228 13,709 3,611 24,105 9,055 2,648 10,118 54 129 488 282 24 10,619 40 1,048 1,397 302 125 5,731 39 168 139,284 50,936 257,776 3,554 4,952 49,801 25,271 10,021 6,145 19,421 1.357 2,398 5,968 5,348 504 23 1,666 18 3 22 255 3,616 2,464 442 "2,641 16,699 64,888 54,931 87,142 19,307 76,483 25,566 92,583 73,295 2,435 11,146 15,039 17,736 6,497 9.358 3,884 16,674 19,984 78 106 597 278 50 78 135 202 709 656 546 ,200 709 613 135 98 51,321 73,223 26,206 8,552 6,577 18,009 8,569 3,674 319 224 364 35 40 29 528 7 [902 19,833 92,465 43,034 274,367 3,222 11,976 12,750 67,105 190 353 10,088 64 12,905 143 5,224 49,851 5,750 19,431 20,642 3,090 3,469 3,520 1,684 3,805 2,828 5,658 3,841 1,886 30 32 27 91 102 964 41 38 610 366 5,001 124,048 59,435 668,630 20,298 15,800 105,794 324 39 1,271 44 a? 224 3 270 172 40 100 1 178 80 18 419 170 100 266 160 300 1 3 28 20 39 396 50 474 746 4,345 41 60 219 150 12 103 781 714 3,905 ii,r- 35 ,881,656 4 ,708 ,685 10 ,818 ,277 1,623 221,172 163 8,393 54,150 17,623 43,103 34,460 12,785 419 357,109 219 ,243 152 ,741 4 , 4 6 5 ,510 777,918 1 , 5 6 3 ,284 4, £ 608 14,980 325,256 8 4 ,6 2 9 476,990 217,847 104,637 5 751 11,401 ,805 ,579 ,741,558 ,948 ,655 ,580 ,045 ,312 ,071 794 1,447 1,068 11 690 2,295 1,168 1,689 345 1,633 469 2,619 3,010 224 3.163 1.164 1,895 925 1,724 409 1,855 1,706 387,802 1,309 ,228 1,208 ,380 1,841,405 851,842 1,117,053 559 ,760 1 ,452 ,612 1,881,475 32 1,007 1,492 100 1,571 1,653 1,580 31 550 1,004 1,522 201 1,174,589 1,711,431 1,188 ,065 336 ,408 4,892 344 3,024 2,094 5,918 467 1,664 1,022 5,864 605,587 1 , 5 5 3 ,486 1,684,487 7,231,645 944 13 244 2,136 202 1,633 9 558 241 214 103 1,827 820 383 290 529 ,503 417,064 255,184 1,201,842 331,735 503,249 577 ,652 191,879 3,904 3,773 38;823 1,264 853 19,310 1 , 9 9 5 ,535 1 , 4 1 2 ,227 14,864,975 146 650 2 426 19,363 7 135 844 475 16 25,293 6,354 3,201 7 2 11 5 2 2 ,276 ,384 1,341,184 3 ,781,532 275 ,625 367,203 1 , 0 8 5 ,658 1 , 2 2 7 ,757 38 1,112 4,895 1,217 6,902 2,666 1,076 752 4,783 153 472 394 797 143 30 756 148 ,063 ,774 479 179 99 14,053 676 869 222,493 48,575 87,862 197 600 32,308 122 State Total assets 325 2 134 8,953 1,766 1,448 57 776 13 1,998 1,032 44 371 230 ,376 192 18,110 422 114 1,111 695 96 484 4 266 ,140 Other 20,628 Total, all S t a t e s New England: Maine New H a m p s h i r e Vermont Massachusetts Rhode Island Connecticut Middle A t l a n t i c : New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West N o r t h C e n t r a l : Minnesota Missouri North Dakota South D a k o t a Nebraska Kansas South A t l a n t i c : Delaware Maryland District of Columbia Virginia West Virginia N o r t h Carolina South Carolina Georgia Florida E a s t South C e n t r a l : Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks1 OF B A N K S L O C A T E D I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D 438 20 112 366 474 10 84 •JJ96J 146 150 721 13 1,998 1,023 44 76 143 15,108 115,809 2,414 167,855 2,251 81,317 7,905 38,131 77,814 455,095 216,419 101,828 127,881 4,474 42,795 18,256 For footnote, see opposite page. 5,246 38,979 2,920 35,592 372 9,456 3,335 11,992 14,549 38,513 33,202 11,614 5,912 1,555 12,545 5,224 35 475 57 404 15 ,492 153 163 32 866 176 4 224 88 268 278 21 676 4,892 100 822 125 5,662 39 168 554 1 146 1 60 346 815 40 1,048 1,397 302 334 35 1,112 428 8,472 107 7,706 171 2,333 25 1,210 3,405 23,528 9,054 2,361 1,184 202 2,094 1,633 180 3,248 98 2.007 147 1,452 167 743 2,334 9,487 6,298 3,109 834 86 1.008 784 363 ,509 3,852,763 338 ,510 4 ,168 ,091 116 ,278 1 ,232 ,145 279 ,373 1,091,800 2 ,403 ,520 11,170 ,885 5 ,403 ,089 2 ,113 ,721 1 , 3 8 5 ,120 202 ,667 1 ,654 ,453 436,811 C o n n e c t i c u t — D i s t . No. 2 New J e r s e y — D i s t . No. 2 K e n t u c k y — D i s t . No. 4 P e n n s y l v a n i a — D i s t . No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 I n d i a n a — D i s t . No. 7 Illinois—Dist. No. 7 M i c h i g a n — D i s t . No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 O k l a h o m a — D i s t . No. 10 Arizona—Dist. No. 12 16 ALL MEMBER BANKS —ASSETS AND LIABILITIES LIABILITIES [In thousands of dollars] Time deposits Demand deposits State Total Individuals, partnerships, and corpora- United States Govern- States and political subdivi- Banks in United States Banks in foreign countries Certified and officers' checks, etc. Total Individuals, partner- United States Gov- corpora- Postal States and political ings visions Total, all S t a t e s . . . 103 ,600 ,241 77,007,144 5,408 ,776 6 ,816 ,001 10 ,841,054 1,307,926 2,219,340 31,564,857 29,555 ,889 255 ,067 16 ,770 New England: Maine 193,952 160,644 7,320 New H a m p s h i r e . . . . 6,861 149 ,654 117,826 Vermont 57,256 66,448 2,555 Massachusetts 3 ,372 ,481 2,667,053 127,674 Rhode Island 435 ,960 351,518 20,039 Connecticut 1,164 ,784 946,648 77,360 Middle Atlantic: New York 27 ,528 ,600 19,932,719 1,759,026 New Jersey 110,134 2 ,572 ,787 2,063,350 Pennsylvania 7 ,108 ,208 5,786,707 379,217 East North Central: Ohio 4 ,941,460 3,864,693 339,501 91,319 Indiana 1,874 ,594 1,381,742 8 ,067 ,721 5,345,657 563,447 Illinois Michigan 3 ,247 ,130 2,468,419 261,585 Wisconsin 100,671 1,421,939 1,042,335 West North Central: 70,185 Minnesota 1,552 ,055 1,008,365 651,279 982 ,565 30,946 Iowa 135,638 Missouri 2 ,972 ,912 1,995,398 North Dakota 189,228 160,992 4,425 271,437 6,654 South Dakota 218,391 Nebraska 889 ,914 634,899 30,635 703,212 33,830 Kansas . . 1,035 ,406 South Atlantic: 309 ,005 49,625 243,338 Delaware 36,700 926 ,364 697,461 Maryland District of Columbia 800,267 31,267 920 ,567 1,172 ,043 863,435 51,696 Virginia West Virginia 574 ,933 20,081 439,988 North Carolina 36,059 835 ,726 599,926 19,593 South Carolina 455 ,553 332.650 Georgia 1 ,155 ,414 791,506 53,872 Florida 1 ,497 ,136 1,111,139 38,678 East South Central: 47,550 927 ,805 683,517 Kentucky 807,315 Tennessee.......... 1,226 ,649 32,716 870,271 651,405 36,317 Alabama 161,633 Mississippi 256,117 6,988 West South Central: 364,609 10,693 480 ,860 Arkansas 803,353 1,236 ,460 31,074 Louisiana 1,394 ,136 1,010,539 43,885 Oklahoma 189,192 6 ,048 ,810 4,483,570 Texas Mountain: 329.651 413 ,552 Montana 292 ,659 228,382 7,124 Idaho 194,860 148,885 4,818 Wyoming 891,656 35,917 691,534 Colorado 181,609 10,221 264,566 New Mexico 376 ,194 304,184 8,853 Arizona 10,562 401,056 289,041 Utah 119,188 90,274 5,278 Nevada ^Pacific: 1,373 ,885 1,082,236 57,243 Washington 909 ,070 712,487 34,490 Oregon 8 ,036 ,471 6,544,107 330,374 California Mutual Savings Banks1.. 113 11 14,088 12,753 3,915 184,469 41,203 55,307 5,973 2,671 7 ' $ 294,170 9,404 36,881 27,111 1,695 32 3,256 5,161 1,765 72,004 12,101 48,556 125 ,753 45 ,446 69 ,996 625 ,496 273 ,925 280 ,284 124,963 44,749 69,564 602,595 272,521 277,649 506 6 543 20 3 132 8,995 1,636 488 466 37 1.843 839,737 3,001,532 1,079,056 598 59,458 271,666 600,351 15,563 245,915 916,530 4 ,201,324 67,581 1,793 ,093 80,455 2 ,614 ,280 3,730,236 55,872 1,763,281 4,947 2,512,956 3,500 309,753 329,700 108,654 256,650 409,346 1,563,339 192,138 266,926 137,078 111,775 6,942 300 34,820 5,521 786 90,871 2 ,317,853 693 ,264 35,929 151,112 2,911,332 52,541 1,965 ,663 739 ,069 29,294 2,176,840 684,962 2,748,005 1,937,780 730,970 149,512 162,257 137,132 12,463 34,331 72,170 197,620 301,957 127,321 681,915 9,699 9.577 145,402 91,621 2,805 19,231 10,762 19,739 1,649 2,484 6,795 9,123 534,801 268 ,099 545,132 69 ,688 72 ,893 116 ,508 115,716 528,669 265,289 537,232 68,772 70,101 116,379 110,960 5,953 97,745 198 94,992 64,707 65,327 79,217 121,335 185,183 3,837 86,394 58,384 135,992 41,546 116,103 17,162 181,957 141,992 6,252 6,857 26,394 25,666 8,611 57,546 129,548 100,067 54,386 3,090 86 2,758 6,931 6,658 17,386 38 ,128 289 ,193 202,856 518 ,283 201,141 166 ,433 70 ,240 189 ,290 266 ,770 130,151 244,755 75,973 31,449 34 219 453 9,007 12,096 6,056 1,661 156 358 228 58 52,603 202,634 162,952 449,025 49,730 178,299 162,385 846,983 7,875 236 • 12,227 3,225 13,225 14,139 67,813 43,885 48,689 29,078 67,901 59,828 47,966 57,875 20,562 25,721 5,815 10,716 87,081 9,634 5.578 40,123 763 100 5,407 2,649 1,363 9,123 3,274 7,554 3,454 2,311 137,887 110,904 459,073 73,239 31,892 353,167 1,207 4,057 262 90 2,059 6,628 2,387 86,244 18,221 ,966 ,328 ,076 ,020 l\l 1,026 34 3,739 70 81 563 6 5 23 53 37,345 205 281,755 6,662 5 171,306 13,509 1,025 225 468,102 17,425 198,584 1,406 297 8 - 129,227 5.844 7 62,781 6,655 181,027 6,413 1,151 255,496 6,338 2,655 6,000 137,679 596 663 64 151,208 3,020 25,078 390 425 1,976 5,507 144 'ill 2,000 179 195 941 78 751 516 32,161 527 31,133 542 687 1,791 20 370 327 255 12 490 60 80,427 219 ,744 146,070 664,901 79,416 243 210,206 2,588 124,455 3,923 543,803 18,337 40 56 96 871 150 578 5,759 1,135 917 16,679 97,666 4,224 90 ,199 100 ,996 44,214 230 ,371 46 ,792 93 ,483 140 ,295 60,111 89,699 99,457 43,272 219,396 43,662 91,906 136,588 57,821 65 1,424 385 2,120 3,033 1,450 2,040 1,647 2 11 18 10 11 10 ,020 476,241 5,573 47 387,513 5,021,496 27,520 15 14 241 423 64 539 8,832 86 117 577 643 500 16,500 221 4,233 11,353 333 10 •}Si 10 40 70 14 390 8,927 50 528,659 4,555 62,660 3 18,669 100 278 134 297 6,217 389 755 16 168 27 482,233 16,652 16,910 396 ,551 263,506 5 ,645 ,131 tries ,291,221 24,168 421,742 4,915 3,291 3,481 706 147,742 342,335 223,481 57,304 Banks in foreign 78,718 2,416 334,082 268 24,597 633 96,250 1,849 5,273 2,302 6,398 701 2,329 86 4,815 883 376 2,585 h Banks in U. S. STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2 New Jersey—Dist. No. 2. Kentucky—Dist. No. 4. . Pennsylvania—Dist.No.4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6. Mississippi—Dist. No. 6 Tennessee—Dist. No. 6. Indiana—Dist. No. 7 . . . Illinois—Dist. No. 7. . . Michigan—Dist. No. 7. Wisconsin—Dist. No. 7. Missouri—Dist. No. 10. NewMexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12. . 1 238 ,512 198,581 2 ,062 ,354 1,651,830 241,374 213,065 2 ,774 ,830 2,269,269 67,823 50,867 613,857 973 ,583 210 ,319 125,826 756 ,261 495,745 1,641,827 1,205,177 7,578 ,236 4,972,763 3 ,175,407 2,413,867 959,853 1,315 ,291 1 ,174 ,913 690,558 87,170 152 ,575 992,389 1,370 ,419 326 ,572 265,086 12,272 92,883 5,073 195,995 3,459 22,837 5,551 23,350 82,671 552,330 258,445 96,067 32,563 9,178 43,674 8,102 10,693 199,809 18,858 82,953 9,687 171,143 46,433 93,528 227,975 375,158 254,318 96,346 55,001 45,588 158,504 39,263 7,217 56,991 2,744 203,697 2,872 150,379 31,028 134,087 94,615 ,496,525 191,734 134,181 387,181 8,430 161,930 5,548 598 2,591 7,875 300 34,820 5,521 786 1,101 236 2,059 99,527 100,131 9,749 60,243 1 ,515 ,042 1,493,297 66 ,675 66,021 1,634 923,330 20,325 962 ,604 33 ,615 32,855 938 170,458 179 ,896 7,492 50,010 50 ,713 1,481 244,607 9,551 257,574 31,089 613 ,385 605,312 146,640 2 ,678 ,770 2,555,330 51,522 1,874,750 1,847,190 653,652 661,400 28,058 125,669 125 ,862 8,509 36 ,526 34,404 2,209 142 ,444 120,885 13,686 78,301 79 ,877 6,514 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. 10 1,934 20 1 345 293 370 10 46 2,498 703 3,291 166 5,170 2,272 5,781 651 31 2,205 4,815 853 38 14 2,025 11 3,919 96 1,450 10 574 19,573 238 608 40 464 38,172 380 5,759 1,135 8,382 1,128 8 623 111,998 3,010 24,934 390 1,655 425 91 50 86 16,632 912 116 2,000 17 OF BANKS O N DECEMBER 31, 1951, BY STATES L I A B I L I T I E S AND CAPITAL ACCOUNTS [In thousands of dollars] AcceptBills ances payable outand other standborrowed ing money 25,612 Other liabilities 352,668 1,826,914 ioo 8,090 3,340 270 3 200 100 Surplus 143,220,682 3,142,240 4,809,311 1,884,390 12.340 6,135 4,807 105,823 14,570 36,464 Other capital accounts Demand deposits adjusted (see footnote on page 1) 382,546 10,218,487 92,770,176 83,099,847 28,615 44,369 7,311 5,795 3,709 64,800 8,508 17,860 1,276 1,247 1,079 30,855 6,078 5,077 176,019 33,504 165,262 137.129 134,401 22,310 64,804 57,702 14,919 375,047 3,077,087 2,746,771 407,570 57,771 411,923 997,994 103,770 981,842 2,907,813 25,142,203 19,916,f 306,963 2,346,762 2,413,725 986,824 6,176,848 5,701,092 12,577 '•ill I,055 43,205 9,322 11,050 224,443 134 4,762 994,734 26,865 71,788 34,140,100 4.521.456 9,887,935 848,006 1,474,570 96.341 135,940 274,872 546,084 548,003 58,394 147,466 37,234 16, 18,402 662 79 7,326 416 147 46,304 13,109 73,188 46,415 8,391 7.477.457 2,657,146 12,524,155 5,267,483 2,227,074 155,816 46,024 259,822 89,120 40.582 234,007 72,015 333,735 131,673 60,240 80,633 33,593 113,843 53,566 30,064 10,372 5,976 73,265 14,906 5,762 480,828 157,608 780,665 289,265 136,648 820 1 3,324 23,070 2,257,637 1,239,865 3,807,536 273,626 359,507 1,081,285 1,208,276 40,324 21,608 86,644 4,670 6,073 21,940 22,750 75,622 36,235 91,157 6,244 8,722 23,265 28,897 23,562 20,453 49,890 3,150 4,039 14,827 17,628 12,584 7,337 4,897 943 1,424 4,993 2,225 152,092 1,364,932 1,109,233 777,149 85,633 807,555 232,588 2,637,116 1,969,067 15,007 186,034 176,227 266,666 20,258 246,980 706,939 798,281 65,025 933,269 71,500 884,745 8,873 22,862 20,450 41,122 9,653 371,671 1,284,385 1,152,709 1,789,980 798,138 1,123,943 541,224 1,433,228 1,666,087 8,837 27,188 34,805 23,184 43,583 36,400 59,245 33,908 42,787 12,917 39,361 49,322 4,756 14,008 11,523 25,824 11,415 10,920 4,907 12,183 14,283 120 5,876 2,773 7,631 3,765 2,972 1,466 10,301 7,304 285,507 36,933 279,334 787,691 832,432 86,329 796,323 71,146 820,467 935,578 133,822 1,025,452 500,777 69,563 493,694 664,780 73,804 761,394 401,414 382,554 28,127 816,500 89,033 984,429 105,714 1,131,026 1,130,590 2-516 6,901 10,923 7,854 1,236 1,197,184 1,740,817 1,145,013 332,786 23,930 34,371 23,455 6,318 40,951 52,418 34,714 13,429 13,637 18,079 15,240 323 3® 4,218 8,920 456 29,298 1,880 7,829 7,431 29,079 598,172 1,567,422 1,636,317 7,244,381 12,960 22,651 33.583 164,294 16,179 39,811 42,845 173,588 9,884 16,280 32,285 74,727 2,100 663 5,278 23,319 2,993 5,958 4,071 1,602 532,476 406,213 260,536 1,164,338 321,001 453,144 566,426 183,478 8,985 7,890 3,108 19,640 7,065 8,025 9,603 2,238 9,954 8,920 6,985 31,978 6,535 13,500 12,176 4,023 5,245 4,003 3,395 16,096 899 3,804 9,079 4,376 622 582 801 4,535 3,672 100 1,357 40 11,264 11,921 222,692 1,950,394 1,368,347 14,272,452 • 35,130 23,685 298,841 49,163 34,770 344,672 23,436 27,505 189,184 12,951 289 10,863 1,560 204 33,820 6,429 50 200 98 840 2,000 307 300 5 79 55 159 477 671 14 Capital Undivided profits Net demand deposits subject to reserve (see page 18) 332,078 211,552 143,851 4,258,877 738,562 1,502,962 50 2,900 Total liabilities Total capital accounts 507 225 191 630 31,540 2?:97471 1,742 2,360 3,022 3,546 3,506 6,379 6,601 II,926 3,635 W13,952 it ' • % 18,617 ?:i8 173,569 303 4,319,581 1,624,206 8,248,204 2,812,363 1,193,069 81,112 826,447 108,699 1,113,254 77,627 753,985 211,245 20,373 4,113,361 1,683,365 7,054,272 2,637,320 1,147,027 747,231 909,226 759,570 219,425 416,935 412,043 41,123 79,405 1,070,876 948,780 1,195,197 113,991 1,135,199 435,928 4,991,388 4,875,832 24,806 21,395 14,289 72,249 18,171 25,429 32,215 10,677 372,354 270,498 171,610 768,574 204,904 305,519 369,455 112,490 384,999 284.130 195,601 751,265 246,751 323,109 343,331 114,154 120,680 1,214,344 1,174,770 846,143 871,432 86,249 843,560 7,276,488 6,898,534 1,764 State Total, all States New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks OF BANKS LOCATED IN F E D E R A L D I S T R I C T S P E C I F I E D 344,530 3,692,596 335,427 3,730,415 103,561 1,216,106 274,649 1,089,389 2,317,161 11,673,328 5,058,181 2,030,014 1,456,290 187,951 1,600,277 385,160 100 600 200 159 134 159 314 8,920 303 79 7,276 416 147 287 456 For footnote, see opposite page. 2,526 24,007 1,066 32,871 783 6,441 1,146 6,976 11,412 70,737 46,140 7,610 4,380 697 7,362 5,485 347,315 3,716,737 336,652 3,763,600 104,944 1,231,467 275,874 1,096,668 2,328,652 11,751,341 5,104,737 2,037,971 1,460,957 188,648 1,608,095 390,645 8,158 76,851 8,875 111,195 4,140 17,026 5,088 23,340 38,654 245,385 84,880 36,382 25,320 4,650 32,873 7,525 10,174 107,407 13,266 226,805 6,900 31,723 11,124 31,769 61,469 313,464 125,975 54,483 31,383 4,245 41,986 12,250 2,963 48,484 5,258 43,725 1,918 13,473 256 11,006 29,199 101,397 50,489 27,639 18,661 225 31,823 3,134 663 12,569 1,436 4,102 894 630 130 2,185 4,962 67,881 14,144 5,119 2,637 2,536 4,798 21,958 245,311 28,835 385,827 13,852 62,852 16,598 68,300 134,284 728,127 275,488 123,623 78,001 11,656 111,480 22,909 208,510 1,886,947 200,330 2,421,770 59,952, 846,809 171,624 669,710 1,422,300 7,803,845 2,752,442 1,105,092 1,038,287 117,818 1,117,889 261,731 214,660 1,920,885 257,448 2,234,825 52,924 713,366 173,065 593,700 1,467,909 6,639,032 2,569,405 1,045,752 645,553 128,363 1,171,561 276,248 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 18 ALL MEMBER BANKS—DEPOSITS AND RESERVES, MARCH 31, 1952 [In thousands of dollars] Gross demand deposits All m e m b e r banks Net Deductions demand allowed in deposits computing subject to reserves * reserve Ratio of total reserves Reserves with Federal Reserve Banks 3 Time deposits Total Required 103 ,600 ,241 13 ,636 ,084 89 ,964,157 31,564,857 19,586 ,318 19 ,138 ,130 Excess demand plus time deposits (per cent) 448 ,188 16.1 Central reserve city banks 28,841,688 2,895,562 25,946,126 3,192,519 6,501,8 6,418,621 83,277 22.3 Reserve city banks 39,724,582 5,480,51,1 34,244,071 12,565,097 7,664,001 7,602,720 61,281 16.4 Country banks 35,033,971 5,260,011 29,773,960 15,807,241 5,420,419 5,116,789 303.630 11.9 All member banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 5,144,767 29,829,466 5,152,816 8,025,487 4,817,363 5,462,984 14,693,326 4,203,728 2,604,643 5,709,743 6,497,017 11,458,901 841,474 6,336,295 941,123 1,470,961 816,782 904,139 2,920,226 699,921 440,049 920,927 987,496 2,306,925 832,134 6,243,256 883,273 1,459,947 782,602 839,617 2,883,515 680,328: 418,224 876,389 919,421 2,319,424 9,340 93,039 57,850 11,014 34,180 64,522 36,711 19,593 21,825 44,538 68,075 -12,499 14.4 19.6 14.6 14.2 14.8 15.7 15.4 15.2 14.0 16.6 16.6 13.6 Central reserve city banks: New York Chicago 23,777,333 2,510,199 21,267,134 2,073,912 5,348,521 5,064,355 385,363 4,678,992 1,118,607 1,153,377 5,228,547 1,190,074 119,974 -36,697 22.9 19.9 21,741 -13,953 18,568 -32,041 4,390 27,240 40,639 221 -3,325 9,415 13,152 -24,766 19.8 14.8 19.5 15.9 17.6 18.6 15.8 17.9 17.5 18.4 18.5 14.0 -12,401 -12,982 39,282 43,055 29,790 37,282 32,769 19,372 25,150 35,123 54,923 12,267 10.4 11.5 11.6 12.4 13.4 11.2 12.5 12.3 14.2 14.9 11.5 613, 3,269, 666, 1,011, 724, 866, 1,806, 620, 403, 965, 1,287, 1,398, 530,964 ,560,167 ,485,878 014,168 ,092,829 596,229 ,886,830 ,583,099 200,697 744,061 ,209,249 059,986 1,320,769 5,816,497 1,967,855 3,380,747 1,414,531 1,172,319 6,096,404 1,010,490 936,163 811,641 732,247 6,905,194 Reserve city banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 2,171,470 195,601 938,805 119,984 2,607,475 321,160 5,210,578 625,279 2,407,272 328,369 2,479,055 382,276 4,817,715 723,106 2,302,422 334,674 1,077,229 177,957 3,267,386 542,023 3,045,005 608,485 9,400,170 1,121,597 1,975,869 187,032 428,137 406,396 818,821 322,879 169,184 183,137 2,286,315 223,300 489,229 470,661 4,585,299 1,597,512 980,870 1,012,911 2,078,903 458,527 447,682 443,292 2,096,779 446,961 473,413 446,173 4,094,609 2,139,664 987,940 947,301 1,967,748 346,798 414,578 414,357 899,272 170,469 186,758 190,083 2,725,363 424,473 579,956 570,541 2,436,520 400,032 524,458 511% 306 8,278,573 5,847,450 1,981,796 2,006,562 Country banks, by districts: Boston New York . Philadelphia Cleveland * Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 2,973,297 5,113,328 2,545,341 2,814,909 2,410,091 2,983,929 4,811,256 1,901,306 1,527,414 2,442,357 3,452,012 2,058,731 2,555,095 4,474,212 2,199,563 2,428,869 2,013,92b 2,499,450 4,113,229 1,615,351 1,301,425 2,018,698 2,772,729 1,781,413 418,202 639,116 345,778 386,040 396,165 484,479 698,027 285,955 225,989 423,659 679.283 277,318 1,133,737 3,419,706 1,744,555 1,783,235 956,004 725,358 2,838,133 663,692 765,694 387,168 332,215 1,057,744 413,337 818,590 451,894 490,091 369,100 430,726 778,909 285,343 253,291 340,971 463,038 325,129 425,738 831,572 412,612 447,036 339,310 393,444 746.140 265,971 228.141 305,848 408,115 312,862 11.2 1 Demand balances with banks in United States, except private banks and American, branches of foreign banks, plus cash items in process of collection. War loans and series E bond accounts were also exempt from reserve requirements during the period April 13, 1943, to June 30, 1947, and were, therefore, deducted in computing net demand deposits subject to reserve for the December 1946 call date shown on page 2. The difference between the figures shown in this column and the figures shown against the corresponding captions under "Assets" is accounted for by an excess of allowable deductions over gross demand deposits at a number of banks. 2 The figures shown in the "Total" column represent the reserve balances as reported by member banks from their own books. They differ from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of Federal Reserve Banks and member banks. In determining whether member banks' reserves meet requirements, the reserve balances shown by the books of the Federal Reserve Banks are used. Reserves actually required on a given date are based on deposits at the opening of business on that day, which is the same as the close of business the preceding day. Therefore, the figures in the "Required" column represent the reserves required to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following requirements for reserves to be maintained by each member bank which were in effect on that date: Time deposits—6% for all member banks; net demand deposits—24% for central reserve city banks, 20% for reserve city banks, and 14% for country banks. The figures shown in the "Excess" column are the differences between reserve balances reported by member banks on the call date and the reserves required to be maintained on the first business day following the call date. They are, therefore, merely approximations of the reserve position of member banks. STATE MEMBER BANKS—ASSETS AND LIABILITIES ON MARCH 31, 1952, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total Boston ASSETS H«oans sitid inv est m c n t s . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Loans (including overdrafts) .. . United States Government direct obligations Obligations guaranteed by United States Government Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, and bank balances Reserve with Federal Reserve Banks York Philadelphia Cleveland Rich- Atlanta Chicago L St '" Minneapolis 36,825,144 1,696 ,375 16 ,595,347 2 ,141 ,957 3 ,373 ,383 1,668 ,328 674 ,328 4 ,923 ,593 1,450 ,783 375,405 17,186 ,890 733,831 8,542,601 950,588 1,371,662 751,270 320,105 1,822,412 705,886 152,002 16 ,304,230 806,131 6,795,866 944,467 1,631,928 775,673 286,598 2,493,968 632,797 193,862 4,542 161 1,324 10 393 1,563 109 143 516 31 2,363,114 96,194 910,221 150,203 227,690 87,464 58,238 471,972 64,251 19,536 832,310 52,540 267,877 134,373 84,812 47,900 7,082 127,223 41,392 9,364 134,058 7,518 11,877 77,458 7,337 4,458 2,196 7,875 5,941 610 466 ,653 5,880 ,912 652 ,910 888 ,750 554 ,787 230 ,742 1,205,451 504 ,408 108 ,506 11,802,887 6 ,844 ,509 225,066 3,704,981 378,849 499,536 280,452 108,988 689,108 257,761 56,996 569,694 42,603 187,059 33,685 70,859 43,783 16,757 85,919 23,134 6,680 Demand balances with banks in United States (except private banks and American branches of foreign banks) 1,635,664 7,555 20 ,512 Balances with banks in foreign countries 2 ,724 ,953 Cash items in process of collection 700 Due from own foreign branches 350 ,102 Bank premises owned and furniture and fixtures 4 ,790 Other real estate owned Investments and other assets indirectly representing bank premises 27 ,505 162 ,981 95 ,323 Income accrued but not yet collected 59,292 66,797 327,999 354 3,640 610 17,261 131,223 1,639,972 700 155,076 24,616 119 1,222 97,290 1,029 275 141,782 182,202 123 139 135,891 112,692 221 164 117,475 73,210 260,775 287 583 168,779 114,828 78 100 108,507 36,213 3 31,784 24,667 270 26,598 171 23,285 235 10,097 357 34,853 209 10,288 1,534 1,848 37 3,439 147,847 53,570 25,284 7,086 2,099 5,851 5,661 11,012 426 8,385 4,029 1,830 28 3,209 4,978 176 867 1,276 1,614 1,621 420 8,436 4,894 66 1,167 2,774 3,521 389 308 994 4,041 4,061 2,682 9 8,603 Kansas City Dallas San Francisco 744 ,022 596 ,087 2,585,536 365,497 279,997 1,191,039 288,115 257,248 1,197,577 281 4 79,832 52,202 145,311 8,809 5,273 45,665 1,363 1,488 5,937 308 ,954 251,250 749 ,564 138,876 102,188 401,708 9,330 16,606 33,279 91,853 118,478 316 275 118 84 68,536 13,544 153,327 1,227 1,166 158,857 3,836 17 9,591 538 25,347 81 101 9 858 1,901 37 246 348 590 1,143 5,831 6,166 3,830 49 ,328 ,724 2,199 ,541 22,863 ,397 2 ,840 ,501 4 ,312 ,754 2,256,680 919 ,457 6 ,179 ,477 1,974 ,541 486 ,493 1,059 ,698 858 ,687 3 ,377 ,498 Total assets LIABILITIES 35,115,384 1,507,419 17,722 ,336 2 ,092 ,989 2,557,907 1,566 ,267 26 ,495,066 1,235,872 12,922,941 1,754,831 2,101,399 1,185,595 Individuals, partnerships, and corporations 75,138 1,137,887 1,993 ,652 120,371 161,829 60,699 United States Government . 1,780 ,640 99,713 599,125 53,719 140,174 113,983 States and political subdivisions 3 ,315,060 41,991 1,859,975 136,314 112,978 178,570 Banks in United States. 635 ,871 2,381 603,484 2,854 2,964 1,903 Banks in foreign countries Certified and officers' checks, cash letters of credit, and 895 ,095 52,324 24,900 598,924 38,563 25,517 492,716 2 ,905 ,305 465,023 1,434 ,686 486 ,815 9,993,626 489,447 2,695,738 449,932 1,373,648 429,446 9,491,223 Individuals, partnerships, and corporations 33 ,801 1,327 230 378 8,046 11,183 4,151 222 15 41 714 229 288 ,811 1,659 47,365 14,245 59,784 29,727 States and political subdivisions.... 61 756 4,755 75 162 230 500 170,885 153,385 16,000 Banks in foreign countries «... 45,109,010 2,000,135 20,627,641 2,558,012 3 ,992 ,593 2 ,053,082 13,719 13,719 Due to own foreign branches 50,751 6,640 313 8,500 1,430 22,500 Bills payable, rediscounts, and other liabilities for borrowed money. 158,172 4,054 173 ,827 2,098 426 28 Acceptances outstanding . 13,043 1,166 18,118 846 499 235 6,050 6,951 91,067 31,661 8,065 5,954 100,861 10,956 13,744 19,126 205,196 10,567 3,370 1,290 55,162 25,988 2,732 8,498 Total liabilities CAPITAL ACCOUNTS Surplus Total capital accounts Total liabilities and capital accounts Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) 683 ,819 3 ,549 ,335 1,495 ,703 316 ,289 500,379 2,684,880 1,064,298 248,750 20,727 195,919 91,673 7,369 97,360 291,604 77,457 41,329 59,479 297,015 249,588 15,212 534 1,318 1,828 869 ,637 564,012 19,680 94,632 183,432 501 5,340 78,089 166,216 2 ,229 ,157 155,833 2,188,167 3,238 2,148 2,630 208 3,183 38,460 1,332 174 7,380 7,531 41,529 118,810 90 ,741 1,130 ,089 117,130 83,090 1,043,763 40 1,044 2,747 17 6 12 1,523 5,821 81,492 100 780 1,075 1,000 988,447 804 ,574 3,169,939 11,369 3,629 333 ,832 140 ,236 327,093 137,936 3,368 52 27 30 3,339 2,213 850 ,035 5,778,492 1,829,535 456 ,525 3,250 866 199 2,655 2,325 2,683 4,325 650 681 14,055 20,339 4,948 3,253 1,286 679 3,390 7,059 1,917 126 524 283 241 45,716 ,850 2 ,025 ,724 20 ,977,725 2 ,591,761 4 ,024 ,871 2,100,864 862 ,013 5 ,823 ,490 1,847,119 457,699 1,054,915 1,740 ,795 703 ,072 113 ,092 3,611,874 540 9 50 1,033 2,903 572 713 ,833 2 ,039 ,850 584,751 1,647,358 11,080 91,280 76,710 94,834 33,365 147,141 396 17,708 246 70 393 1,469 28 5,992 524 10,336 15,564 2,895 993 ,554 806 ,780 3 ,205 ,250 531,599 961,862 367,373 24,838 66,801 136,117 40,158 5,664 87,651 139,912 52,313 8,007 41,248 80,272 25,655 8,641 17,383 27,775 10,125 2,161 99,259 142,585 78,948 35,195 46,481 50,207 28,067 2,667 9,204 10,825 7,145 1,620 19,517 19,794 27,526 18,737 16,594 11,557 2,507 1,819 64,149 73,513 33,883 703 173,817 1,885 ,672 248 ,740 287,883 155,816 57,444 355 ,987 127,422 28 ,794 66 ,144 51,907 172,248 51,829 71,464 31,254 19,270 49,328,724 2,199 ,541 22 ,863 ,397 2 ,840 ,501 4 ,312 ,754 2,256,680 919 ,457 6 ,179 ,477 1,974,541 486 ,493 1 ,059 ,698 858 ,687 3 ,377,498 30 ,756 ,308 1,309,534 15,754,365 1,853,917 2,239,814 1,336,100 578,825 3,120,433 1,272,368 271,473 26 ,445 ,848 1,256,686 12,481,018 1,691,668 2,144,245 1,207,620 571,295 2,885,794 1,044,617 285,105 144,608 1,975,000 390,165 519,541 303,679 159,918 423,282 4,798 ,403 199,912 62,640 85 1,900 46 137 226 229 70 444 168 131 709,248 581,811 1,728,420 597,488 655,448 1,624,864 132,390 115,475 371,793 128 152 84 FEDERAL RESERVE SYSTEM BOUNDARIES OF FEDERAL RESERVE DISTRICTS AND THEIR BRANCH TERRITORIES MINNEAPOLIS $ I SJ f Detroit /So It L<»*e < Omaha iCLEVELAND CHICAGO; J \ fsco KANSAS CITY tie. »e/et ® LouUviUe / ST. LOUIS ' Nashville Oklahoma City mCHMOND Charlotte Memphis L i t t l e Rock """"'"ATLAHTA DALLAS® \f I Paso" jack****"I* === BOUNDARIES OF FEDERAL RESERVE DISTRICTS — BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES • BOARD OF GOVERNORS OF T H E FEDERAL RESERVE SYSTEM © F E D E R A L RESERVE BANK CITIES • F E D E R A L RESERVE BRANCH CITIES New Orleans I San Antonio > OCTOBER BOARD or GOVERNORS OF THE FEDERAL RESERVE K 194S SYSTEti