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MEMBER BANK CALL REPORT NUMBER 132 CONDITION OF MEMBER BANKS June 30) 1954 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON CONTENTS Assets and Liabilities: PAGE Of All Member Banks June 30, 1954, April 15, 1954, and June 30, 1953 1 Of All Member Banks on Selected Call Dates, 1949-1954 2 By Class of Bank g By Federal Reserve Districts 4_5 Classification of Loans and United States Government Direct Obligations: Of All Member Banks on Selected Call Dates, 1949-1954 6 By Class of Bank g By Federal Reserve Districts j Of Reserve City and Country Member Banks, by Federal Reserve Districts 8—9 All Member Banks—Assets and Liabilities of Central Reserve City and Reserve City Banks, by Cities, and of Country Banks in Each Federal Reserve District Assets and Liabilities of Member Banks, by States 10—13 14-17 Deposits and Reserves by Class of Bank and Federal Reserve Districts 18 Assets and Liabilities of State Member Banks, by Federal Reserve Districts 19 These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the combined statistics of national and State member banks in the Member Bank Call Report. Member banks are classified according to their reserve requirements as central reserve city banks, reserve city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch in a city where banks are subject to higher reserve requirements). The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. MEMBER BANK CALL REPORT ASSETS AND LIABILITIES OF MEMBER BANKS ON JUNE 30, 1954 COMPARED WITH APRIL 15, 1954 AND JUNE 30, 1953 [Amounts in thousands of dollars] Change since- C o n d i t i o n on— June 30, 1954 ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government. . . Obligations of States and political subdivisions Other bonds, notes, and debentures .. • Corporate stocks (including Federal Reserve Bank stock) Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault - / Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned •• •• ••• Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. Due to own foreign branches. • Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable. Income collected but not yet earned Expenses accrued and unpaid Other liabilities T o t a l liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts. Total capital accounts June 30, 1953 April 15, 1954 June 30, 1953 123,185,251 57,197,407 53,075,764 35,673 9,889,555 2,637,245 349,607 120,813,876 57,406,808 50,766,692 34,453 9,597,621 2,660,124 348,178 115,789,352 55,613,354 48,289,300 28,777 8,679,517 2,838,235 340,169 + 2,371,375 -209,401 + 2,309,072 + 1,220 + 291,934 -22,879 + 1,429 +7,395,899 + 1,584,053 +4,786,464 +6,896 + 1,210,038 -200,990 +9,438 36,722,441 18,925,459 2,001,473 35,857,792 19,229,190 1,824,335 36,466,876 19,447,746 1,955,861 +864,649 -303,731 + 177,138 +28,565 7,032,211 29,858 61,723 8,671,717 6,348,009 28,549 50,509 8,377,200 6,350,861 27,077 57,971 8,627,360 + 684,202 + 1,309 + 11,214 + 294,517 35,739 1,227,871 22,675 27,647 1,211,647 21,989 38,450 1,140,690 26,918 + 8,092 +16,224 +686 -2,711 + 87,181 -4,243 83,344 359,245 386,948 179,890 81,806 402,692 326,636 205,173 87,464 274,838 282,447 151,223 + 1,538 —43,447 + 60,312 -25,283 —4,120 + 84,407 + 104,501 +28,667 162,203,404 158,949,258 154,258,258 +3,254,146 +7,945,146 107,089,088 81,145,699 3,268,017 7,623,106 11,245,624 1,270,093 106,027,227 80,741,460 3,378,367 7,403,489 10,947,447 1,300,145 + 1,897,073 + 216,158 + 710,362 + 10,019 +44,285 LIABILITIES 109,855,632 Demand deposits 81,034,346 Individuals, partnerships, and corporations 5,165,090 United States Government. 7,839,264 States and political subdivisions 11,955,986 Banks in United States 1,280,112 Banks in foreign countries • •• •• •• ••• Certified and officers' checks, cash letters of credit, and 2,580,834 travelers' checks, etc 38,396,431 T i m e deposits 34,687,030 Individuals, partnerships, and corporations. 283,073 United States Government 17,333 Postal savings 1,912,140 States and political subdivisions 54,149 Banks in United States 1,442,706 Banks in foreign countries Total deposits April 15, 1954 -522,287 +45,612 +3,828,405 + 292,886 + +435',775 + 1,008,539 -20,033 + 324,515 2,536,549 2,256,319 37,346,609 33,932,155 289,772 17,498 1,754,326 50,837 1,302,021 34,802,786 32,412,420 291,779 17,748 1,395,242 32,172 653,425 + 140,685 + 3,593,645 + 2,274,610 -8,706 -415 + 516,898 + 21,977 + 789,281 148,252,063 144,435,697 140,830,013 +3,816,366 +7,422,050 480,322 488,749 699,262 -8,427 -218,940 37,753 373,612 60,552 456,235 650,979 183,310 587,442 420,655 32,692 468,194 757,100 173,152 75,075 292,734 55,192 458,418 598,991 178,462 -549,689 -47,043 + 27,860 -11,959 -106,121 +10,158 150,494,826 147,363,681 143,188,147 +3,131,145 +7,306,679 3,501,605 5,617,286 2,208,536 381,151 3,477,556 5,571,744 2,170,137 366,140 3,367,325 5,315,256 2,010,631 376,899 + 24,049 +45,542 + 38,399 + 15,011 + 134,280 + 302,030 + 197,905 +4,252 11,708,578 11,585,577 11,070,111 + 123,001 +638,467 + V#754;8875 ~64fs + 8M78 ±l:iS + 51,988 +4,848 T o t a l liabilities a n d c a p i t a l a c c o u n t s . 162,203,404 158,949,258 154,258,258 +3,254,146 + 7,945,146 MEMORANDA Net demand deposits subject to reserve (see page 18). Demand deposits adjusted 1 Pledged assets (and securities loaned) Number of banks 94,154,214 82,782,727 18,632,817 6,721 92,365,312 82,928,154 17,533,389 6,731 91,050,780 81,773,908 16,720,252 6,765 + 1,788,902 -145,427 + 1,099,428 -10 + 3,103,434 + 1,008,819 + 1,912,565 i Demand deposits other than interbank and United States Government, less cash items reported as in process of collection. 1 2 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES JUNE 30, 1949 TO JUNE 30, 1954 [Amounts in thousands of dollars] 1949 June 30 ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations. , Obligations guaranteed by United States Government Obligations of States and political subdivisions. Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) . . . . Other balances with banks in United States. . . Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures.. . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets 1950 June 30 1951 June 30 1952 June 30 1953 June 30 1954 April 15 1954 June 30 95,314,997 102,745,433 106,563,375 113,501,965 115,789,352! 120,813,876 123,185,251 34,456,212 37,658,430 46,865,609 50,525,8991 55,613,354 57,406,808 57,197,407 53,127,918 55,753,293 49,100,769 51,239,860 48,289,300 ' 50,766,692 53,075,764 4,079 4,710,463 2,732,448 5,265 6,039,858 2,992,716 7,174 6,978,398 3,304,431 21,191 8,124,992 3,268,257 28,777 8,679,517 2,838,235 34,453 9,597,621 2,660,124 35,673 9,889,555 2,637,245 283,877 295,871 306,994 321,766 340,169 348,178 349,607 30,422,825 29,379,934 33,244,410 36,046,065 36,466,876 35,857,792 36,722,441 17,807,784 15,864,291 18,945,745 19,332,503 19,447,746 19,229,190 18,925,459 1,567,867 1,358,380 1,402,586 1,821,471 1,955,861 1,824,335 2,001,473 5,038,538 26,108 17,958 5,964,570 5,450,490 27,494 50,274 6,629,005 5,542,882 24,589 119,294 7,209,314 6,444,390 25,202 39,572 8,382,927 42,205 892,921 15,974 47,801 925,152 16,823 62,555 992,595 18,169 64,930 134,606 232,700 137,468 79,708 170,827 266,705 109,880 87,154 235,648 251,564 156,460 6 3 ' 2°;077 57,971 8,627,360 6 3 8,377:200 8,671:717 67,448 1,065,764 25,273 38,450 1,140,690 26,918 27,647 1,211,647: 21,989 35,739 1,227,871 22,675 85,466 285,651 304,502 158,340 87,464 274,838 282,447 151,223 81,806 402,692 326,636 205,173 83,344 359,245 386,948 179,890 ' 2§:549 127,258,626 133,742,263 141,611,930 151,540,474 154,258,258 158,949,258 162,203,404 LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government. States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc 87,575,505 92,877,530 99,664,029 106,511,727 106,027,227 107,089,088 109,855,632 67,156,574 70,462,827 74,061,363 79,186,489 80,741,460 81,145,699 81,034,346 1.980.201 3,339,982 5,811,429 5,439,351 3,378,367 3,268,017 5,165,090 5,983,185 6,428,099 6,712,772 6,988,800 7,403,489 7,623,106 7,839,264 8.864.202 9,368,073 9,658,624 11,013,318 10,947,447 11,245,624 11,955,986 1,369,426 1,277,558 1,327,194 1,329,175 1,300,145 1,270,093 1,280,112 T i m e deposits Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries 29,404,765 29,829,069 30,073,341 32,256,916 34,802,786 37,346,609 38,396,431 28,037,754 28,328,248 28,262,907 30,196,168 32,412,420 33,932,155 34,687,030 153,571 175,507 197,960 271,226 291,779 289,772 283,073 3,880 6,309 8,281 17,265 17,748 17,498 17,333 1,068,970 1,115,220 1,242,832 1,303,184 1,395,242 1,912,140 23,861 26,222 22,501 28,331 32,172 54,149 116,729 177,563 338,860 440,742 653,425 1,302,021 1,442,706 Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities T o t a l liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts 2,221,917 2,000,991 2,092,647 2,554,594 2,256,319 2,536,549 2,580,834 116,980,270 122,706,599 129,737,370 138,768,643 140,830,013 144,435,697 148,252,063 329,214 470,296 456,308 721,696 699,262 488,749 480,322 21,344 149,450 52,512 171,983 343,032 188,803 29,810 189,512 53,074 241,183 381,682 146,672 55,219 265,826 53,706 251,377 481,231 323,555 68,517 303,708 56,968 322,284 561,396 211,184 75,075 292,734 55,192 458,418 598,991 178,462 587,442 420,655 32,692 468,194 757,100 173,152 37,753 373,612 60,552 456,235 650,979 183,310 118,236,608 124,218,828 131,624,592 141,014,396 143,188,147 147,363,681 150,494,826 2,873,769 3,999,503 1,698,357 450,389 2,958,830 4,375,971 1,759,598 429,036 3,084,114 4,665,052 1,859,884 378,288 3,260,076 4,950,223 1,941,649 374,130 3,367,325 5,315,256 2,010,631 376,899 3,477,556 5,571,744 2,170,137 366,140 3,501,605 5,617,286 2,208,536 381,151 9,022,018 9,523,435 9,987,338 10,526,078 11,070,111 11,585,577 11,708,578 T o t a l liabilities a n d c a p i t a l a c c o u n t s . . . 127,258,626 133,742,263 141,611,930 151,540,474 154,258,258 158,949,258 162,203,404 MEMORANDA Par or face value of capital 2,873,769 2,958,830 3,084,114 3,260,076 3,367,325 3,477,556 3,501,605 Capital notes and debentures 9,762 9,068 10,618 14,240 14,570 13,693 18,422 Preferred stock 56,080 48,151 40,341 29,147 21,531 19,811 17,702 Common stock 2,807,927 2,901,611 3,033,155 3,216,689 3,331,224 3,444,052 3,465,481 Retirable value of preferred stock 106,337 93,677 81,933 64,601 51,872 48,524 43,127 Net demand deposits subject to reserve (see page 18) 76,573,576 80,799,706 86,913,472 91,686,602 91,050,780 92,365,312 94,154,214 Demand deposits adjusted (see footnote on page 1) 69,397,106 72,262,912 75,657,468 80,346,956 81,773,908 82,928,154 82,782,727 Pledged assets (and securities loaned) 12,034,677 13,739,076 17,096,873 17,934,570 16,720,252 17,533,389 18,632,817 Number of banks 6,903 6,885 6,859 6,815 6,765 6,731 6,721 3 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954 BY CLASS OF BANK [Amounts in thousands of dollars] Central reserve city member banks 1 New York ASSETS 22,680,769 Loans and investments Loans (including overdrafts) 11,618,758 United States Government direct obligations. . 8,689,592 Obligations guaranteed by United States Gov5,610 ernment Obligations of States and political subdivisions. 1,850,528 Other bonds, notes, and debentures 415,729 Corporate stocks (including Federal Reserve 100,552 Bank stock) Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States. . . Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures. . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations... United States Government States and political subdivisions Banks in United States. Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations. United States Government Postal savings States and political subdivisions Banks in United States. . Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts T o t a l liabilities a n d c a p i t a l a c c o u n t s . MEMORANDA Par or face value of capital Capital notes and debentures Preferred stock Common stock 7,523,839 4,613,997 131,030 Country member banks 1 All member banks All national member 5,974,689 47,056,123 47,473,670 123,185,251 2,588,682 22,452,855 20,537,112 57,197,407 2,824,909 19,786,454 21,774,809 53,075,764 82,481,530 37,672,405 35,732,182 35,673 9,889,555 2,637,245 26,417 6,940,717 1,898,967 386,760 160,331 26,092 3,584,805 1,080,843 3,971 4,067,462 980,342 14,007 125,074 109,974 349,607 210,842 2,036,164 14,656,059 12,506,379 1,290,381 7,553,126 5,467,955 610,571 1,230,098 29,774 36,722,441 18,925,459 2,001,473 24,636,082 12,365,125 1,369,763 57,212 2,492 34,763 2,684,345 152,546 1,391 2,770 559,302 2,335,778 16,501 21,969 4,118,114 4,486,675 9,474 2,221 1,309,956 7,032,211 29,858 61,723 8,671,717 5,360,809 22,141 29,533 5,488,711 35,739 161,252 14,915 458,017 9,713 593,687 12,956 35,739 1,227,871 22,675 33,917 843,547 18,500 3,501 248,993 91,339 25,474 150 4,569 26,163 7,268 64,754 100,476 187,275 91,576 14,939 5,207 82,171 55,572 83,344 359,245 386,948 179,890 52,610 175,048 252,395 117,181 30,770,912 8,063,918 62,623,993 60,744,581 162,203,404 108,610,810 23,762,773 16,601,278 1,377,904 404,173 3,237,256 1,033,322 6,134,138 42,494,768 37,463,953 109,855,632 4,031,546 30,503,118 29,898,404 81,034,346 5,165,090 1,362,311 409,720 2,015,155 7,839,264 296,927 2,877,399 4,260,765 1,211,561 11,955,986 1,287,384 6,219,785 1,280,112 10,747 201,980 34,063 73,127,399 53,684,292 3,325,328 5,710,027 8,303,129 671,537 2,580,834 1.433.086 1,108,840 3,461,982 2,013,994 51,050 151,164 20,000 1,225,774 27,224,755 74,498 677,331 720,165 1,284,709 15,170,652 18,479,088 38,396,431 26,234,390 1,252,904 13,866,636 17,553,496 34,687,030 23,872,722 283,073 251,109 133,465 94,603 3,955 17,333 13,050 14,581 2,752 1,912,140 759,046 1.322.087 992,180 9,750 54,149 35,866 15,475 15,274 3,400 1,442,706 739,556 3,025 199,207 14,700 7,418,847 57,665,420 55,943,041 148,252,063 99,361,789 480,322 462,159 37,753 373,612 60,552 456,235 650,979 183,310 28,751 182,793 40,308 310,546 406,886 131,565 341,545 138,777 975 258,646 16,464 43,277 163,758 91,822 11,140 104,743 20,797 201,466 300,041 57,351 28,141,242 720,017 1,410,205 474,922 24,526 2,629,670 30,770,912 4,709 4,760 8,120 33,871 10,958 25,638 5,514 18,531 203,372 153,309 23,179 7,481,265 58,499,735 56,372,584 150,494,826 100,924,797 204,555 260,655 62,580 54,863 1,250,995 2,021,353 738,131 113,779 1,326,038 1,925,073 932,903 187,983 3,501,605 5,617,286 2,208,536 381,151 2,365,653 3,637,645 1,401,644 281,071 582,653 4,124,258 4,371,997 11,708,578 7,686,013 8,063,918 62,623,993 60,744,581 162,203,404 108,610,810 718,817 21,021,216 15,429,946 2,512,735 22 1,500 203,055 1,250,995 5,050 1,448 1,244,497 1,326,038 12,172 14,754 1,299,112 3,501,605 18,422 17,702 3,465,481 1,500 720,017 1,200 Retirable value of preferred stock Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) Number of banks Chicago Reserve city member banks 1 1,448 40,179 43,127 7,400 5,422,290 36,041,075 31,669,633 94,154,214 3,843,669 29,939,734 33,569,378 82,782,727 904,073 8,176,957 7,039,052 18,632,817 6,721 310 6,376 13 62,278,585 55,338,694 13,610,547 204,555 2,365,653 4,793 2,360,860 1 Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. 4 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total, all districts Boston ASSETS Loans and investments 123,185,251 Loans (including overdrafts) 57,197,407 United States Government direct obligations. . 53,075,764 Obligations guaranteed by United States Government 35,673 Obligations of States and political subdivisions. 9,889,555 Other bonds, notes, and debentures 2,637,245 Corporate stocks (including Federal Reserve Bank stock) 349,607 New York 5,657,962 32,424,200 2,902,524 16,202,946 2,192,396 12,716,262 386 405,949 139,842 8,381 2,739,315 628,148 Philadelphia Cleveland 6,623,924 10,345,216 3,118,807 4,301,459 2,626,079 4,926,127 124 613,081 240,776 389 823,328 267,135 Richmond 5,367,481 2,430,142 2,472,500 1,730 337,909 112,376 16,865 129,148 25,057 26,778 12,824 Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States. . . Balances with banks in foreign countries Cash items in process of collection 36,722,441 18,925,459 2,001,473 1,550,108 785,470 140,198 9,600,665 5,646,572 356,000 1,788,973 889,397 2,713,891 1,453,909 211,962 1,720,313 775,077 151,247 7,032,211 29,858 61,723 8,671,717 222,836 1,064 5,138 395,402 492,932 3,788 36,907 3,064,466 353,533 1,283 3,655 402,805 507,375 490 1,467 538,688 411,955 Due from own foreign branches Bank premises owned and furniture and fixtures. . . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets 35,739 1,227,871 22,675 75,194 1,121 35,739 288,581 1,232 77,658 1,492 107,577 984 75,593 1,840 83,344 359,245 386,948 179,890 1,531 32,186 15,438 8,932 7,891 250,403 121,043 39,465 9,112 3,218 14,956 15,667 12,785 347 29,455 10,356 2,988 241 10,483 12,053 Total assets. 1 '507 380,501 162,203,404 7,342,472 42,769,219 8,535,000 13,220,611 7,190,992 LIABILITIES Demand deposits 109,855,632 Individuals, partnerships, and corporations. . . . 81,034,346 United States Government 5,165,090 States and political subdivisions 7,839,264 Banks in United States 11,955,986 Banks in foreign countries 1,280,112 Certified and officers' checks, cash letters of credit, and travelers' checks, etc 2,580,834 225.394 30,460,701 4,051,51 21,775,508 262.406 1,674,077 352.774 1,299,611 390,671 3,384,357 28.873 1,041,985 5,414,665 4,322,738 252,227 272,135 465,416 15,748 4,942,766 3,757,448 209,483 411,936 467,342 6,449 139,159 1,285,163 86,401 121,181 90,108 T i m e deposits Individuals, partnerships, and corporations. United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries 1,365,565 1,332,286 11,221 1,835 10,688 145 9,390 7,789,246 6,158,824 59,485 20 322,450 22,668 1,225,799 2,283,826 2,132,585 8,561 654 139,392 109 2,525 3,880,519 3,695,051 3,154 1,076 180,062 1,176 1,664,126 1,480,103 57,018 1,565 105,007 2,608 17,825 7,698,491 12,068,863 6,606,892 Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilitie for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts T o t a l liabilities a n d c a p i t a l a c c o u n t s . MEMORANDA Par or face value of capital Capital notes and debentures Preferred stock Common stock Retirable value of preferred stock Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) Number of banks 38,396,431 34,687,030 283,073 17,333 1,912,140 54,149 1,442,706 148,252,063 6,590,959 38,249,947 480,322 7,039 341,545 37,753 373,612 60,552 456,235 650,979 183,310 2,243 33,980 4,473 26,493 32,572 8,007 6,733 260,109 19,854 102,398 203,418 101,158 8,188,344 6,494,084 484,751 512,304 567,475 8,549 150,494,826 3,501,605 5,617,286 2,208,536 381,151 11,708,578 162,203,404 3,501,605 18,422 17,702 3,465,481 43,127 94,154,214 82,782,727 18,632,817 6,721 6,705,766 39,285,162 182,610 308,306 115,078 30,712 1,006,538 1,789,996 638,209 49,314 636,706 3,484,057 7,342,472 42,769,219 182,610 5,128 3,498 5,028 23,530 27,085 4,669 2,195 347 2,662 38,068 60,742 6,513 4,568 241 2,487 19,837 23,364 9,521 7,767,429 12,179,390 6,666,910 204,486 413,609 133,619 15,857 309,737 564,756 151,683 15,045 767,571 1,041,221 524,082 8,535,000 13,220,611 7,190,992 853 181,757 1,006,538 17,659 9,190 979,689 1,253 34,205 1,070 4,607,193 26,903,303 4,148,042 21,295,816 548,802 3,704,254 315 688 4,658,327 4,278,469 1,048,754 596 137,857 267,806 93,686 24,733 204,486 309,737 137,857 1,070 203,416 309,737 345 137,512 7,142,281 6,588,881 1,688,519 647 4,150,310 3,878,991 1,053,350 480 354 5 ATT MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Chicago ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government. Obligations of States and political subdivisions. . . . . . Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) St. Louis Minneapolis Kansas City Dallas 19,895,678 7,661,844 10,189,775 6,657 1,565,076 " 434,868 4,506,620 2,108,969 1,954,988 85 337,490 92,920 3,223,188 1,460,786 1,447,972 49 236,097 72,172 5,498,749 2,287,044 2,600,776 154 476,714 123,208 5,993,537 3,190,935 2,334,198 387,833 66,273 San Francisco 17,888,167 9,055,284 6,953,916 17,599 1,433,622 382,474 Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Bank premises owned and furniture and fixtures Other real estate owned. Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc 37,458 12,168 6,112 10,853 14,293 45,272 5,652,893 3,084,691 318,894 1,513,125 696,032 82,210 972,268 456,169 51,894 2,185,075 915,207 87,370 2,722,498 970,255 118,675 4,238,642 2,412,979 212,841 1,095,988 2,777 4,098 1,146,445 442,463 288 100 292,032 271,501 620 907 191,177 833,030 1,662 141 347,665 1,190,165 9,128 1,386 432,889 560,857 5,935 7,150 1,038,880 126,243 1,115 42,652 658 22,982 660 41,823 909 95,963 6,056 193,504 3,285 4,906 5,070 59,959 24,584 680 2,926 13,584 5,435 3,856 948 10,567 2,459 3,683 10,660 6,000 5,104 6,686 11,452 22,638 29,318 48,727 72,467 23,730 25,770,448 Reserves, c a s h , a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks 6,085,680 4,236,928 7,747,648 8,863,934 22,497,840 16,786,931 12,339,532 916,166 1,316,727 1,921,856 40,512 4,460,873 3,133,950 192,062 351,197 742,779 2,188 2,835,182 1,949,335 123,187 347,129 379,370 3,849 6,156,418 4,199,365 200,692 641,067 7,143,708 5,181,188 193,982 491,068 1,181,523 11,173 12,311,261 9,760,036 475,847 1,015,159 618,380 107,658 '•05f;S Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities T o t a l liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts 334,181 1,047,156 996,127 34,726 1,732 '8? 1,083,808 880,632 20,801 1,181 175,272 5,922 8,432,950 7,540,117 54,952 1,311 656,392 10,961 169,217 5,616,138 3,918,608 7,203,574 8,227,516 20,744,211 1,840 5,210 9,886 72,294 91,349 18,976 505 3,066 2,745 15,169 18,618 3,643 4,756 948 346 19,065 15,791 2,717 3,217 749 2,138 10,308 18,732 1,207 449 6,950 2,844 9,834 28,507 214 4,500 50,161 4,795 89,642 104,330 24,875 5,659,884 3,962,231 7,239,925 8,276,314 21,154,252 494,837 708,330 289,465 107,895 130,202 185,803 95,714 14,077 73,128 129,513 53,192 18,864 146,708 203,253 130,788 26,974 218,030 240,643 107,292 21,655 438,395 568,115 312,796 24,282 I4 131,738 ,, Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) 425,796 274,697 507,723 587,620 1,343,588 25,770,448 6,085,680 4,236,928 7,747,648 8,863,934 22,497,840 494,837 328 4.743 489,766 MEMORANDA Par or face value of capital Capital notes and debentures Preferred stock , Common stock 84,774 1,083,426 1,063,938 2,280 329 16,740 139 1,600,527 Total capital accounts T o t a l liabilities a n d c a p i t a l a c c o u n t s Retirable value of preferred stock 60,631 1,155,265 1,102,060 9,996 656 24,169,921 Total deposits 38,697 7,183,435 6,980,275 18,137 4,727 161,256 4,340 14,700 23,970,366 T i m e deposits Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries . 252,138 32,312 130,202 435 370 129,397 73,128 146,708 218,030 438,395 100 73,028 146,708 218,030 1,031 437,364 5,520,654 5,324,141 1,263,732 637 10,712,410 10,070,496 3,229,496 255 4.744 370 3,726,378 3,231,812 605,466 494 2,372,504 2,137,599 615,502 471 1,031 100 14,545,332 12,761,952 2,198,141 1,019 ' 4,975,770 4,553,398 1,151,075 751 ALL MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] All member banks on selected call dates 1949 June 30 Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guar, by CCC. Other loans to farmers Loans to brokers and dealers in sees. . . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not ins. or guar, by FHA or VA. . . On other properties Other loans to individuals: Retail automobile instalment paper. . Other retail instalment paper Repair and modernization instalment. Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts). . 1950 June 30 1951 June 30 1952 June 30 1953 June 30 1954 April 15 34,456,212 399,130 34,855,342 37,658,430 518,605 38,177,035 46,865,609 629,874 47,495,483 50,525,899 751,589 51,277,488 55,613,354 828,699 56,442,053 57,406,808 859,292 58,266,100 57,197,407 876,934 58,074,341 15,213,034 341,096 1,362,506 1,958,192 15,707,683 327,283 1,443,014 1,839,788 22,161,261 25,850 1,893,485 1,600,507 23,731,663 43,177 2,220,668 2,083,719 25,762,966 149,082 2,085,069 1,686,773 24,836,879 1,878,231 1,778,327 1,938,917 24,362,485 1,452,519 1,949,662 2,411,116 1,105,900 1954 June 30 803,489 806,740 882,471 828,724 933,003 1,035,612 487,686 505,847 552,449 569,915 592,263 601,385 609,543 8,604,429 3,250,572 2,520,257 4,135,922 2,128,849 3,388,109 2,597,974 4,320,156 2,287,628 3,423,748 2,629,443 4,429,369 2,347,542 | 6,364,919 7,452,455 1,530,394 1,588,479 1,818,417 ( 2,918,496 \ 2,462,524 ( 3,738,415 1,938,800 1,330,366 717,949 680,125 866,019 2,264,503 98,059 837,005 1,907,899 1,040,304 844,997 976,640 2,631,138 100,576 1,004,192 2,196,754 1,183,111 931,064 1,065,518 3,081,184 152,435 1,346,548 2,471,456 1,168,408 1,092,304 1,243,594 3,292,149 151,715 1,321,761 3,462,902 1,743,742 1,369,158 1,486,362 3,549,871 152,933 1,432,329 3,471,642 1,639,879 1,436,874 1,556,509 3,544,797 608,382 1,344,799 3,507,767 1,633,200 1,447,184 1,604,659 3,646,882 174,376 1,338,946 U n i t e d S t a t e s G o v e r n m e n t d i r e c t obli53,127,918 gations 2,650,647 Treasury bills 8,468,955 Treasury certificates of indebtedness.. . 1,638,829 Treasury notes 1,333,909 Nonmarketable bonds Other bonds maturing in 5 years or less. 21,654,832 8,704,746 Other bonds maturing in 5 to 10 years. . 6,688,581 Other bonds maturing in 10 to 20 years. 1,987,419 Other bonds maturing after 20 years.. . 55,753,293 3,538,646 4,820,503 9,989,718 1,323,251 23,985,796 7,370,112 2,556,713 2,168,554 49,100,769 3,485,076 2,524,111 12,313,238 1,676,963 17,919,094 6,565,736 2,590,926 2,025,625 51,239,860 5,422,761 6,133,862 9,467,745 1,730,845 16,332,794 7,279,554 2,900,941 1,971,358 48,289,300 4,063,689 3,807,132 9,242,025 1,761,352 17,277,009 8,182,415 3,853,970 101,708 50,766,692 3,957,003 4,973,262 7,487,978 1,723,166 11,728,843 16,655,070 4,153,404 87,966 53,075,764 3,915,488 4,416,923 10,374,392 1,723,625 11,319,071 17,011,450 4,238,940 75,875 By class of bank, June 30, 1954 Central reserve city member banks 1 Chicago Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guar, by CCC. Other loans to farmers Loans to brokers and dealers in sees.. . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not ins. or guar, by FHA or VA. . On other properties Other loans to individuals: Retail automobile instalment paper. . Other retail instalment paper Repair and modernization instalment. Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts). . U n i t e d S t a t e s G o v e r n m e n t d i r e c t obligations Treasury bills Treasury certificates of indebtedness.. . Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less. Other bonds maturing in 5 to 10 years. . Other bonds maturing in 10 to 20 years. Other bonds maturing after 20 years. . . For footnote, see opposite page. Reserve city member banks 1 Country member banks 1 All member banks All national member banks 2,588,682 54,859 2,643,541 22,452,855 368,812 22,821,667 20,537,112 262,820 20,799,932 57,197,407 876,934 58,074,341 37,672,405 574,608 38,247,013 1,834,508 129,595 4,415 241,538 10,009,803 555,802 397,567 325,891 5,070,914 624,832 1,545,519 66,113 24,362,485 1,452,519 1,949,662 2,411,116 15,848,698 1,122,406 1,505,197 1,054,999 73,568 468,279 199,582 1,105,900 612,299 493 98,368 510,613 609,543 427,925 5,902 11,706 34,696 27,834 1,964,315 1,178,422 1,487,639 910,069 1,250,680 1,388,192 2,843,585 1,337,522 3,423,748 2,629,443 4,429,369 2,347,542 2,328,355 1,973,817 2,832,248 1,547,275 51,919 54,581 23,796 11,983 63,228 37 73,742 1,548,882 600,829 692,982 477,921 597,812 1,796,252 768,187 550,726 851,024 1,651,637 5,680 338,874 3,507,767 1,633,200 1,447,184 1,604,659 3,646,882 174,376 1,338,946 2,440,265 1,163,295 1,030,689 1,116,730 2,332,774 80,046 829,995 2,824,909 112,833 260,515 720,694 15,795 479,206 943,087 292,609 170 19,786,454 1,241,049 1.589.754 4,182,606 256,955 4,257,913 6.682.755 1,553,217 22,205 21,774,809 1,547,536 1,855,168 4,017,112 1,393,287 4,858,931 6,137,717 1,937,599 27,459 53,075,764 3,915,488 4,416,923 10,374,392 1,723,625 11,319,071 17,011,450 4,238,940 75,875 35,732,182 2,573,192 2,976,378 6,715,509 1,302,241 7,396,331 11,598,330 3,107,194 63,007 7 ALL MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars) By Federal Reserve districts, June 30, 1954 T o t a l , all districts Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC. Other loans to farmers Loans to brokers and dealers in securities. . . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA. On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans. Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years Boston New York Philadelphia Cleveland Richmond 57,197,407 876,934 58,074,341 2,902,524 16,202,946 276,466 50,749 2,953,273 16,479,412 3,118,807 57,027 3,175,834 4,301,459 76,028 4,377,487 2,430,142 29,000 2,459,142 24,362,485 , 1,949,662 2,411,116 1,398,936 17,936 28,601 34,631 8,740,161 165,095 82,748 1,836,306 1,207,748 14,035 53,444 60,870 1,517,444 58,193 74,198 89,334 786,087 40,833 72,420 20,931 1,105,900 34,382 411,459 59,747 86,542 88,826 609,543 16,457 40,482 44,953 82,059 53,427 3,423,748 2,629,443 4,429,369 2,347,542 70,302 104,090 285,730 174,722 607,841 546,802 685,742 340,151 82,498 205,298 340,764 188,999 189.811 266,468 619,270 264.812 56,198 106,763 279,125 166,861 3,507,767 1,633,200 1,447,184 1,604,659 3,646,882 174,376 1,338,946 191,751 74,999 48,639 104,224 290,342 3,523 74,008 464,950 397,628 334,477 482,146 793,590 137,807 412,027 259,417 91,571 92,934 119,060 261,770 3,279 89,447 303,502 117,017 125,125 135,803 331,631 940 115,338 181,559 73,204 50,501 112,955 295,223 7,241 66,988 2,192,396 12,716,262 118,384 1,327,351 895,810 149,513 292,061 1,954,675 93,344 257,690 447,048 2,600,614 760,802 4,614,796 328,011 1,035,407 29,919 3,233 2,626,079 141,499 188,184 372,450 158,786 607,042 772,244 381,547 4,327 4,926,127 242,444 394,925 1,037,030 150,811 1,251,976 1,491,880 347,491 9,570 2,472,500 159,978 228,657 464,782 140,334 565,550 731,329 181,114 756 53,075,764 3,915,488 4,416,923 10,374,392 1,723,625 11,319,071 17,011,450 4,238,940 75,875 By Federal Reserve districts, June 30, 1954—Continued Chicago St. Louis Minne- Kansas City Dallas San Francisco Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) 7,661, 844 137, 152 7,798, 996 2,108,969 25,789 2,134,758 1,460, 786 18, 001 1,478, 787 2,287, 044 19, 779 2,306, 823 3,190. 935 29,,259 3,220, 194 9,055,284 123,840 9,179,124 3,189, 313 330, 111 247, 090 268, 735 147, 606 742,463 118,594 123,263 13,345 35,103 441, 690 66, 564 150,,581 2,,953 18,,883 871, 488 124, 911 362,,752 6,,384 24,,928 1,479,,999 281,,860 256,,443 8,,790 109,,729 2,919,622 118,962 411,364 49,781 37,030 29,,983 108,986 United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years 97, 157 43,565 22,,926 37,,183 459,,605 339,,052 755,,054 319,,123 145,353 54,587 173,332 107,356 114,,850 117,,627 109.,073 54:,514 84,,081 50,,997 106,,074 98,,835 26.,687 - 1,556,868 28,,629 784,087 93.,456 842,774 107:,725 409,373 482.,336 237.,445 224.,066 125.,192 410,,948 163 166,,000 122,740 58,427 64,203 49,504 225,674 910 56,339 108,,676 62 ,513 82,,287 32,,372 58,,742 250 34.,286 146.,683 63:,590 45.,966 48.,431 169.,514 2.,921 62 ,085 208.,923 93:,128 65 ,738 96,,007 275 ,275 397 57,,425 831,624 270,059 227,455 208,088 270,874 13,602 118,575 10,189 ,775 488 ,876 749 ,968 2,317 ,057 325 ,449 2,234 ,905 3,313 ,187 755 ,497 4 ,836 1,954,988 110,460 210,665 488,685 95,339 361,769 599,416 87,651 1,003 1,447 ,972 96 ,144 169 ,336 342 ,467 119 ,976 334 ,119 329 ,071 56 ,274 585 2,600 ,776 313,,076 282 ,505 628 ,109 114,,841 512 ,748 634 ,764 112 ,198 2 ,535 2,334 ,198 276 ,635 278 ,916 452 ,886 57 ,965 479 638 ,602 148 ,619 1 ,332 6,953,916 409,783 555,869 1,426,308 129,806 1,402,035 2,419,930 593,528 16,657 1 Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. 8 RESERVE CITY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] T o t a l , all reserve city b a n k s By Federal Reserve districts, June 30, 1954 Boston New York Philadelphia Cleveland Richmond 2 Atlanta 2 Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities. . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by F H A or VA On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) 22,452,855 368,812 22,821,667 1,144,390 24,575 1,168,965 640,258 21,874 662,132 1,418,877 32,308 1,451,185 2,544,678 54,035 2,598,713 1,048,337 15,078 1,063,415 1,116,882 18,090 1,134,972 10,009,803 555,802 397,567 325,891 740,869 13,320 2,738 24,969 322,553 8,345 2,691 20,549 789,786 7,715 215 56,120 1,200,449 40,563 740 86,089 434,153 17,522 2,092 17,283 572,650 64,906 9,638 15,683 468,279 14,064 15,153 38,242 66,990 66,210 31,720 98,368 26 2,564 338 4,769 2,435 3,111 1,964,315 1,178,422 1,487,639 910,069 30,612 16,374 43,053 42,505 41,325 30,998 52,119 33,916 21,148 18,030 21,796 28,568 105,661 132,663 237,682 114,569 14,901 37,438 84,074 64,700 4,708 5,475 33,874 38,056 1,548,882 600,829 692,982 477,921 1,475,971 31,115 597,812 52,250 19,457 11,871 12,961 105,121 1,639 37,136 27,774 22,202 14,714 19,258 36,380 112,881 11,591 146,398 44,038 54,651 34,721 132,932 3,279 53,208 60,711 78,376 61,996 204,283 915 89,376 73,298 26,043 27,558 33,249 117,759 5,325 39,375 92,399 36,524 36,811 28,910 106,709 2,487 51,311 United States Government direct obligations Treasury bills Treasury certificates of indebtedness . Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years 19,786,454 1,241,049 1.589.754 4,182,606 256,955 4,257,913 6.682.755 1,553,217 22,205 694,824 37,915 73,173 77,811 9,510 133,198 245,373 117,444 400 4%,596 17,488 20,042 73,096 4,836 116,553 155,227 39,221 133 870,078 80,894 65,638 120,969 5,812 208,806 274,945 112,625 389 2,828,232 127,841 223,317 647,486 20,754 698,619 906,645 197,232 6,338 1,146,952 92,361 112,065 214,282 27,315 268,222 355,419 77,205 83 1,079,607 112,833 122,477 225,456 8,672 228,088 290,937 91,138 By Federal Reserve districts, June 30, 1954—Continued Chicago Loans—net Reserves ' Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC. . . X X ! X ' Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land. On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA. On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loams... Instalment cash loans Single-payment loans Loans to banks .^ All other loans (including overdrafts) United States Government direct obligations. Treasury bills Treasury certificates of indebtedness. . . . . . . . * Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 t o 20 years Other bonds maturing after 20 years 1 2 See contents page for basis of classification of member banks. See note 3, page 11. St. Louis 1,178,807 43,004 ,221,811 1,157,132 16,616 1,173,748 828,759 37,151 6,677 26,130 52,309 553,983 67,732 14,234 13,136 24,229 Minneapolis Kansas City Dallas 556,816 6,613 563,429 1,260,835 11,626 1,272,461 1,775,330 15,936 1,791,266 7,610,513 109,057 7,719,570 268,313 15,874 3,906 2,891 11,709 649,966 52,465 73,226 5,790 18,396 1,028,797 134,121 18,042 8,129 95,520 2,619,525 96,088 263,368 49,122 33,737 San Francisco2 4,333 1,719 151 4,749 3,634 70,539 234,306 137,365 201,399 92,719 60,003 16,378 49,023 53,884 29,693 42,391 16,057 13,947 53,363 19,778 43,629 61,699 10,071 13,436 26,886 61.024 1,358,524 708,096 678,047 304,482 176,063 53,257 123,501 34,535 155,804 57,503 52,386 28,703 43,958 17,743 128,969 885 46,783 27,583 23,841 53,999 9,826 21,025 150 22,073 57,288 33,488 30,409 20,302 95,375 2,436 50,102 69,352 48,327 39,088 42,206 157,713 397 34,523 661,210 204,238 178,046 162,214 213,901 13,602 104,831 3,501,687 181,285 170,536 767,436 53,815 788,810 1,312,692 225,526 1,587 843,269 37,696 89,611 246,710 14,692 124,332 306,802 23,193 233 418,912 30,070 46,100 93,839 4,833 95,809 116,527 31,629 105 1,302,313 155,094 111,702 355,325 17,344 222,978 385,598 53,746 526 1,052,629 91,339 103,746 176,206 11.025 230,362 344,243 95,686 22 5,621,355 276,233 451,347 1,183,990 78,347 1,142,136 1,988,347 488,572 12,383 9 COUNTRY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] By Federal Reserve districts, June 30, 1954 T o t a l , all country banks Boston New York Philadelphia Cleveland Richmond Atlanta Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC. Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) 20,537,112 262,820 20,799,932 1,758,134 26,174 1,784,308 3,943,930 64,149 4,008,079 1,699,930 24,719 1,724,649 1,756,781 21,993 1,778,774 1,381,805 13,922 1,395,727 1,359,785 15,754 1,375,539 5,070,914 624,832 1,545,519 66,113 658,067 4,616 25,863 9,662 970,348 14,460 77,896 38,183 417,962 6,320 53,229 4,750 316,995 17,630 73,458 3,245 351,934 23,311 70,328 3,648 494,884 50,519 77,120 3,373 United S t a t e s G o v e r n m e n t d i r e c t o b l i g a t i o n s Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years 199,582 20,318 31,835 21,505 19,552 22,616 19.945 510,613 16,431 37,849 44,615 77,290 50,992 29,254 1,250,680 1,388,192 2,843,585 1,337,522 39,690 87,716 242,677 132,217 363,665 464,681 570,174 234,118 61,350 187,268 318,968 160,431 84,150 133,805 381,588 150,243 41,297 69,325 195,051 102,161 24.946 19,568 105,101 77,015 1,796,252 768,187 550,726 851,024 1,651,637 5,680 338,874 139,501 55,542 36,768 91,263 185,221 1,884 36,872 326,462 165,823 140,083 199,157 301,164 263 71,918 113,019 47,533 38,283 84,339 128,838 36,239 190,621 56,306 46,749 73,807 127,348 25 25,962 108,261 47,161 22,943 79,706 177,464 1,916 27,613 113,207 57,095 48,982 61,967 156,590 856 35,117 21,774,809 1,547,536 1,855,168 4,017,112 1,393,287 4,858,931 6,137,717 1,937,599 27,459 1,497,572 80,469 76,340 214,250 83,834 313,850 515,429 210,567 2,833 3,600,074 295,793 164,282 427,599 195,266 761,040 1,211,678 540,671 3,745 1,756,001 60,605 122,546 251,481 152,974 398,236 497,299 268,922 3,938 2,097,895 114,603 171,608 389,544 130,057 553,357 585,235 150,259 3,232 1,325,548 67,617 116,592 250,500 113,019 297,328 375,910 103,909 673 1,581,168 118,025 190,098 372,426 70,612 293,934 414,492 120,465 1,116 By Federal Reserve districts, June 30, 1954—Continued Chicago St. Louis Minneapolis Kansas City Dallas San Francisco Loans—net Reserves Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA On other properties Other loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) 2,894,355 39,289 2,933,644 951,837 9,173 961,010 903,970 11,388 915,358 1,026,209 8,153 1,034,362 1,415,605 13,323 1,428,928 1,444,771 14,783 1,459,554 526,046 163,365 235,998 1,067 21,729 188,480 50,862 109,029 209 10,874 173,377 50,690 146,675 62 7,174 221,522 72,446 289,526 594 6,532 451,202 147,739 238,401 661 14,209 300,097 22,874 147,996 659 3,293 United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Other bonds maturing after 20 years 1 See contents page for basis of classification of member banks. 92,331 41,846 22,775 32,434 26,349 38,447 219,397 189,981 518,959 198,570 85,350 38,209 124,309 53,472 85,157 75,236 93,016 40,567 30,718 31,219 62,445 37,136 16,616 15,193 66,570 46,701 198,344 75,991 164,727 104,891 254,354 129,607 76,769 78,674 191.916 126 34,755 70,354 29,724 20,245 31,761 96,705 25 9,556 81,093 38,672 89,395 30,102 37;S717 100 12,213 "'111 139,571 44,801 26,650 53,801 117,562 170,414 65,821 49,409 45,874 56,973 11,983 22,902 13,744 3,863,179 194,758 318.917 828,927 255,839 966,889 1,057,408 237,362 3,079 1,111,719 72,764 121,054 241,975 80,647 237,437 292,614 64,458 770 1,029,060 66,074 123,236 248,628 115,143 238,310 212,544 24,645 480 1,298,463 157,982 170,803 272,784 97,497 289,770 249,166 58,452 2,009 1,281,569 185,296 175,170 276,680 46,940 248,881 294,359 52,933 1,310 ,332,561 133,550 104,522 242,318 51,459 259,899 431,583 104,956 4,274 28,288 10 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954, OF CENTRAL RESERVE CITY AND ASSETS [In thousands of dollars] Loans and investments Federal Reserve district numbers, and reserve cities All m e m b e r b a n k s Number of banks Total Loans (including U. S. Govern- drafts) direct obligations Reserves, cash, ObligaObligaCorporate tions tions of ^Other stocks guaran- States and (including teed by political notes, and F. R. subdiviU. S. Bank Governstock) 6,721 123,185,251 57,197,407 53,075,764 35,673 9,889,555 2,637,245 Reserve b a n k c i t i e s 1 1. Boston 2. New York 3 * 3. Philadelphia* 4. Cleveland 5. Richmond 6. Atlanta 83 7. Chicago 8. St. Louis* 9. Minneapolis* 10. Kansas City* 11. Dallas* 12. San Francisco 162 51,605,605 26,406,699 19,688,283 10 1,999,945 1,144,390 694.824 29 22,997,463 11,794,810 8,803,410 10 2,665,802 1,418,877 870,078 4 2,106,150 922,625 954,884 6 378,907 160,053 184,063 5 753,614 420,354 253,724 61 7,576,418 3,115,459 3,724,598 6 1,109,025 584,553 421,752 4 684,757 246,490 361,407 9 822,317 375,658 352,834 9 1,172,306 301,487 811,178 9 9,338,901 5,265,076 2,912,398 22,708 4,117,102 1,186,879 123,352 31,038 " 5 ^ 6 1 0 1,870,520 421,678 278,620 85,168 176,730 47,636 26,701 7,219 63,675 14,289 505,265 214,713 74,129 24,032 56,841 18,489 34 66,410 25,628 3 48,978 7,412 17,011 825,881 289,577 Reserve b r a n c h c i t i e s 1 2. Buffalo* 4. Cincinnati 4. Pittsburgh* 5. Baltimore* 5. Charlotte 8 6. Birmingham 6. Jacksonville* 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver* 10. Oklahoma City* 10. Omaha 11. El Paso 11. Houston* 11. San Antonio* 12. Los Angeles* 12. Portland 12. Salt Lake City 8 12. Seattle* 121 18,907,995 8,216,189 8,903,249 4 882,850 312,778 464,206 7 875,340 431,328 376,472 6 2,198,274 977,967 929,163 8 674,667 263,466 353,764 4 438,646 240,471 159,523 3 322,724 145,922 122,336 3 287,491 118,562 139,858 4 370,893 147,278 195,248 6 697,155 392.825 260,382 6 2,880,351 975,802 1,603,954 4 136,742 59,299 60,196 6 428,974 195,698 205,614 3 439,100 123,251 284,020 2 41,079 14,280 . 4,262 7 564,922 242,501 290,798 4 159,733 330,054 124,615 6 349,639 163,349 131,550 3 144,426 40,315 98,781 9 1,010,511 435,574 525,726 6 315,354 157,692 116,485 6 2,826,364 973,639 1,713,942 3 1,192,120 441,728 597,627 6 366,956 161,422 180,590 5 1,133,363 391,865 593,581 O t h e r reserve c i t i e s 1 4. Columbus.. . . 4. Toledo 5. Washington* 7. Cedar Rapids 7. Des Moines* 7. Indianapolis. 7. Milwaukee* 7. Sioux City 8. National Stock Yards 9. St. Paul* 10. Kansas City, Kansas*. . . . 10. Pueblo 10. Topeka 10. Tulsa* 10. Wichita 11. Fort Worth* C o u n t r y b a n k s , by d i s t r i c t s 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco. 62 3 4 13 1 3 5 6 4 1 3 2 2 4 4 4 3 5,197,981 467,399 368,854 890,932 70,608 218,579 726,314 757,710 82,385 71,867 361,203 59,973 31,922 88,813 380,088 263,202 358,132 2,037,407 2,709,423 287,833 138,894 263,335 90.409 449,602 384,347 32,942 16,876 95,123 94,487 430,671 224,572 402,137 300,584 39,709 37,171 42,372 23,646 148,160 181,129 24,769 28,444 10,176 20,717 33,305 42,075 175,864 158,718 149,632 78.410 117,561 223,160 6,376 47,473,670 20,537,112 305 3,658,017 1,758,134 8,543,887 3,943,930 586 3,958,122 1,699,930 623 4,329,199 1,756,781 449 2,984,329 1,381,805 347 3,328,652 1,359,785 933 7,583,313 2,894,355 474 2,320,912 951,837 903,970 462 2,136,149 709 2,607,819 1,026,209 607 2,992,808 1,415,605 226 3,030,463 1,444,771 774,809 497,572 600,074 756,001 097,895 325,548 581,168 863,179 111,719 029,060 298,463 281,569 332,561 8,920 1,392,668 78,220 2% 53,562 177,945 46,013 22,930 1,560 45,069 22,338 19,985 104 37,451 6,479 264,697 13,408 16,320 29,463 1,991 22,807 33,224 43,043 4,956 39,445 24,338 141 108,699 387 141,802 3 22,392 122,570 341,777 24,311 11,643 104,398 9,721 13,016 8,812 6,025 Total Reserve with Federal Reserve Cash in vault 349,607 36,722,441 18,925,459 2,001,473 183,934 16,248,714 9,465,497 6,341 605,329 372,240 101,435 7,616,880 4,670,521 904,595 460,039 315,572 569,285 139,022 63,570 1,572 301,170 135,484 16,376 2,416,387 1,496,393 4,516 410,621 229,024 1,530 131,372 278,627 1,753 433,673 189,629 3,248 591,782 205,452 28,958 1,981,343 1,196,201 "It 45,192 6,042,946 3,323 257,669 2,101 277,871 567,016 tfol 230,032 179,805 '-111 104,067 708 156,296 139,282 276,559 748,284 'Hi 66,057 1,119 182,565 1,125 152,152 16,993 192,600 138.081 732 139,729 324 63,684 501,955 '•IS 117.082 5,736 784.891 277,919 2 '® 121,036 351,321 1,854 3,062,057 133,608 153,756 350,147 118,830 79,713 42,877 45,187 50,643 140,851 410,481 26,082 83,711 5 t;654 25,766 5,314 941 11,964 27.967 23,021 13,001 19',475 30,201 1,236 15 5,285 1,337 14 1,275 16,849 11,733 3,540 10,507 1,924,402 825 172,007 546 126,934 276,013 2 24,622 338 84,195 1,477 255,325 277,467 Hit 31,354 39,051 180 863 132,009 105 25,498 74 18,790 183 32,978 690 164,443 406 93,824 870 169.892 929,950 82,704 62,625 152,654 12,450 32,898 129,257 155,101 14,464 13,873 65,020 8,992 3,647 16,840 62,635 46,007 70,783 3,971 4,067,462 386 282,597 2,759 790,575 334,461 lit 368,473 170 209,867 10 344,623 675,435 112 42 198,516 49 151,499 105 242,023 2 257,115 57 212,278 980,342 108,804 182,159 155,608 95,665 59,913 36,019 137,882 53,848 47,918 35,822 31,564 35,140 109,974 12, 506,379 10,524 944,779 24,390 726,116 11,998 884,378 10,230 000,778 895,441 086,616 12,350 815,259 4,950 662,679 3,653 544,639 945,459 §;& 278,103 5,656 722,132 74 312,323 34,749 11,869 32,398 20,303 21.966 51 II 10,223 1,241 480 7,845 11,740 10,965 50 7,416 16,291 24,207 8,080 1,977 23,493 128,247 5,098 2,695 22,507 322 i '1ll ?:$ 90,539 44,468 67,152 24,610 188,181 51,490 452,461 177,899 65,723 200,613 5,467,955 ,230,098 413,230 119,252 842,443 199,640 429,358 104,320 489,105 120,741 360,310 101,952 424,659 100,749 833,647 181,992 288,100 55,834 251,984 41,769 385,298 54,980 429,739 83,675 320,082 65,194 * Excludes figures for one or more banks classified as "Country". , 1 Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. 2 Includes both central reserve city and reserve city banks. For other footnote, see opposite page. 11 RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT ASSETS [In thousands of dollars] and bank balances Other balances with banks in U. S. Cash items in process of collection Balances with banks in foreign countries Bank premises, furniture, and fixtures indirectly representing real estate Other real estate owned Customers' liability on acceptances Income accrued but not collected Other Total Federal Reserve district numbers, and reserve cities All m e m b e r b a n k s 29,858 61,723 8,671,717 1,227,871 22,675 83,344 359,245 386,948 215,629 162,203,404 10,808 53,299 5,275,152 181,705 4,563 2,703,208 320,926 169,035 57,384 31 111,422 2^784 623,638 83 125,743 585 107,323 134 147,659 482 182,748 4,985 544,361 383,302 16,977 162,433 22,663 8,452 4,148 12,400 23,524 9,694 1,005 4,559 18,065 99,382 2,561 15 6 47,686 408 343,536 31,874 250,066 125,705 4,018 457 4 3 132 155 345 10,072 699 235 1,209 19,862 m i 211,680 7,475 92,439 10,672 9,758 1,538 2,719 31,838 5,814 2,063 1,320 3,436 42,608 68,968,789 2.666.041 31,185,707 3,625,486 2,706,356 524,914 1,071,447 10,061,863 1,538,678 971,273 1,263,135 1,806,301 11,547,588 Reserve b a n k c i t i e s 1 1. Boston 2. New York 2 * 3. Philadelphia* 4. Cleveland 5. Richmond 6. Atlanta 32 7. Chicago 8. St. Louis* 9. Minneapolis* 10. Kansas City* 11. Dallas* 12. San Francisco 5,760 1,683,950 66,604 ''in 72,965 293 158,428 65,981 179 73,948 37,835 45,008 49,017 87,377 63 1,088 224,101 19,829 49,970 16 38,943 5,144 46,343 32,440 41,730 13,624 lit 112,019 9 23,985 819 221,961 66,626 451 31,536 98,536 595 192,107 11,431 12,125 6,539 16,631 553 10,263 77,386 3,961 3,813 9,088 2,509 1,904 25,737 2,142 1,140 1,131 25,279,604 1,158,606 1,170,422 2,805,960 917,084 627,238 432,533 449,019 517,121 989,536 3,663,055 204,821 616.934 601,433 58,562 763,108 477,102 494,366 209,856 1,545,259 439,379 3,644,586 1,494,638 492,756 1,506,230 Reserve b r a n c h c i t i e s 1 2. Buffalo* 4. Cincinnati 4. Pittsburgh* 5. Baltimore* 5. Charlotte 8 6. Birmingham 6. Jacksonville* 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver* 10. Oklahoma City* 10. Omaha 11. El Paso 11. Houston* 11. San Antonio* 12. Los Angeles* 12. Portland 12. Salt Lake City 3 12. Seattle* 402,659 48,809 10,892 49,898 6,792 17,644 56,943 75,453 6,151 18,574 37,896 4,356 1,089 3,885 18,205 9,315 36,757 58,775 7,584 1,629 16,775 843 697 5,724 7,137 1,038 1,309 ,956 213 ,697 547 294 593,687 58,217 114,717 54,995 49,543 43,508 48,576 70,033 22,761 18,988 19,563 48,360 44,426 806 2,615 998 156 " " 200 . . . » 184 713 3,714 150 111 10 731 252 200 270 15 676 368 728 '•1 1,258 443 22 282 57 106 172 58 200 '723 'III 900 285 184 915 1,146 320 25 436 972 3,599 434 3 9 15 204 145 1 264 161 300 81 :lfl 78 133 110 135 -Mi 38 ,973 40 ,814 42 63 75 ,860 % a n 17',U7 ""53 151 87 260 1,004 58 138 11 37 Hll \',m 3,427 1:1 13,838 17,358 3,116 15,384 2,777 431 347 607 4,638 1,436 7,112 ys; 299 100 3,080 456 1,917 400 619 9 448 28 125 4,570 1,487 892 33 80 139 199 l 500 10 182 240 1,686 130 3,593 47 90 371 2 500 3,1 141 '•m 1,398 702 4,583 * 5 j 634 926 4,088 39 7 428 95 239 87 108 190 145 12,956 1,106 1,226 1,492 314 1,041 2 'lfs 466 315 748 2,051 1,113 S:5H 739 990 2,938 398 586 301 521 2,896 U '274 1,842 2,201 268 2 -Ul 1,270 304 3,605 1,347 12,095 5,865 16 4,607 "•8! 682 2,869 1,825 341 386 1,738 34 460 1,461 1,007 1,257 1,000 14,939 1,123 3,503 1,455 1,532 89 1,150 1,659 'fS 5,207 312 337 109 100 42 3,828 130 53 14 70 212 82,171 7,963 24,643 4,284 4,684 3,000 7,512 9,910 3,067 6,498 1,831 kvl itfll 2 'llt 1,416 8,695 1,782 504 777 16,720 16,688 l <i 117 413 1,317 *'?*! 632 287 10 1,704 129 301 126 '•IS? 704 960 8,615 'it: 1,697 93 122 695 2,273 38 824 435 9 63 537 211 224 55,572 4,914 11,429 4,945 4,537 5,109 4,693 8,174 2,186 1,121 1,834 3; 524 7.210.430 648,775 499,236 1,188,547 96,166 306,021 990.935 1,046,520 115,156 111,345 498,744 86,344 51,110 122,921 552,168 359,825 536,617 60,744,581 4.676.431 10,424,906 4,909,514 5,389,862 3,933,209 4,482,976 9,490,732 3,012,469 2,708,349 3,577,569 4,326,522 3.812.042 O t h e r reserve cities 1 4. Columbus 4. Toledo 5. Washington* 7. Cedar Rapids 7. Des Moines* 7. Indianapolis 7. Milwaukee* 7. Sioux City 8. National Stock Yards 9. St. Paul* 10. Kansas City, Kansas* 10. Pueblo 10. Topeka 10. Tulsa* 10. Wichita 11. Fort Worth* C o u n t r y b a n k s , by d i s t r i c t s 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page. For other footnotes, see opposite page. 12 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954, OF CENTRAL RESERVE CITY A N D LIABILITIES [In thousands of dollars] Demand deposits Federal Reserve district numbers, and reserve cities All m e m b e r banks.... Total Individuals, partnerships, and corpora- United States Govern- States and political subdivi- Time deposits Banks in United States Banks in foreign countries 49,165, 490 34 ,383,319 2,711,289 ,860,142 7, ,578,088 2,138, 731 106,900 128,014 277;537 ' 2 1 27:!l2 ,891,290 1,388,598 413,184 3,238,463 24,083, ,718 ,136,119 140,665 108,451 2,875 ,142 445,090 *°il;72i 115,440 61,278 1,646 569 ,284,354 160,868 392 ,033 238,359 17,216 40,361 92,823 Hlb 870 ,089 553,747 38,845 106,584 166,824 39 ,953,966 450,007 313,862 1,290,271 7,136 ,939 34,406 778,608 90,532 1,245 ,907 43,679 321,973 781 ,588 44,798 454,594 61,039 209,247 570,816 36,254 1,086 ,758 46,338 425,239 1:1 796,177 54,043 37,758 1,427 ,087 519,511 1,469 5,480 ,929 ,147,201 227,991 499,594 306,789 90,498 Reserve b r1a n c h . cities 2. Buffalo*. . . . . 4. C i n c i n n a t i . . . 4. Pittsburgh*.. 5 Baltimore*... 5] C h a r l o t t e 8 . . . 6' Birmingham.. 6 Jacksonville*. 6' N a s h v i l l e . . . . 6 New Orleans T Detroit 8' Little Rock. . 8] Louisville.... 8' M e m p h i s . . . . 9" Helena 10' Denver* 10' Okla'ma City* 10' Omaha 11' El Paso 11' Houston*.. . . 11* San Antonio* 12' Los Angeles*. 12' Portland 12' Salt Lake City 8 12' Seattle*. . . 17,726,170 13,019,928 701,529 556,863 839,764 648,993 1,944,510 1,529,899 713,055 516,438 499,404 302,696 332,970 262,356 358,641 183,358 351,795 193,320 796,569 464,767 2,289,467 1,747,589 166,469 96,582 496,281 310,191 437,479 266,171 48,437 19,812 552,669 396,522 384,596 208,943 413,308 257,666 152,263 111,582 1,287,570 903,853 319,284 238,965 2,386,148 2,038,497 855,194 689,154 345,759 257,208 1,053,009 818,503 Country banks, by d i s t r i c t s . 1. Boston 2. New York. . . 3. Philadelphia.. 4. Cleveland.. . . 5. Richmond . . . 6. Atlanta 7. Chicago 8. St. L o u i s . . . . 9. Minneapolis.. 10. Kansas City. 11. Dallas 12. San Francisco Total Individuals, partnerships, and corpora- United States Gov- Postal ings States and political subdi- Banks in U. S. 109,855,632 81,034,346 5,165,090 7,839,264 11,955,986 1,280,112 2,580,834 38,396,431 34,687,030 283,073 17,333 1,912,140 54,149 1,442,706 Reserve b a n k cities1 1. Boston 2. New York **. 3. Philadelphia*. 4. Cleveland.... 5. Richmond . . . 6. Atlanta 82 7. Chicago . . . . 8. St. Louis* 9. Minneapolis*. 10. Kansas City*. 11. Dallas* 12. San Francisco O t h e r reserve cities 1 4. Columbus.... 4. Toledo 5. Washington*. 7. Cedar Rapids 7. Des Moines*. 7. Indianapolis.. 7. Milwaukee*.. 7. Sioux City. . . 8. National Stock Yards 9. St. Paul* 10. Kansas City, Kansas*... 10. Pueblo 10. Topeka 10. Tulsa* 10. Wichita 11. Fort Worth*. Certified and officers' checks, etc. 850,767 Sl.'SM 137,711 42,814 22.398 14,621 7,168 10,254 17,678 171,127 3,258 31,208 9,648 1,046 26,949 7,609 20,387 4,845 41,297 7,672 109,086 25,870 10.399 41,187 ,177,173 2,405,431 25,273 69,292 28,818 100,208 40,502 214,656 82,365 65,442 43,473 119,697 38,397 16,171 52,414 114,059 63,777 79,947 149,531 148,703 106,757 222,057 26,774 39,199 16.652 131,764 38,021 120,291 14,249 13,019 26,375 97,013 39.653 123,447 21,799 110,681 7,100 25,672 60,236 265,184 55,620 133,036 551774 81,618 34,489 35,642 40,077 104,651 70,577 5,500,019 492,533 338,086 878,077 70,195 250,849 745,356 771,462 87,459 3,732,695 313,443 266,235 762,092 36,825 138,765 474,479 540,509 51,974 240,723 14,320 27,045 34,903 2,364 7,991 31,597 49,214 1,524 541,184 103,060 16,672 100 6,389 53,352 135,932 34,616 6,103 884,359 47,089 19,405 61,109 24,447 48,304 85,983 131,953 27,084 94,841 383,599 18,602 211,678 1,260 23,790 1,724 59,r- 73,184 84,746 63,341 35,509 95,851 467,767 314,769 410,325 22,128 27,670 46,635 345,252 212,747 263,661 1,054 1,726 5,211 16,578 10,686 11,460 12,277 1,867 28,707 17,559 41,704 21,242 27,167 3,944 14,801 #,239 46,997 108,907 37,463, 953 3,086, 663 5,675, 454 2,539, 523 2,926, 882 2,460 197 3,219 325 5,435, 204 2,019 896 1,621 558 2,741 850 3,547 179 2,190 222 898,404 1,362,311 ,260,765 1,211,561 155,506 224,760 113,134 473,423 327,355 250,538 817,135 120,621 20,326 186,619 111,562 163,684 25,249 451,160 138,641 261,974 937,863 92,152 262,560 111,348 412,103 91,644 439,680 236,116 395,425 202,342 659,716 91,757 56,368 663,796 56,156 224,347 72,358 263,251 53,553 211,961 74,238 404,788 110,986 124,243 866,950 206,629 74,665 352,280 809,473 33,412 61,314 237,880 45,282 3,700 899 3,084 1,066 30 55 8,077 5,022 40 682 279 1,518 4,820 1,686 6,541 1,473 6,301 ,538,992 13, 091,945 10,738, 542 104,759 1,484 204,796 21,080 191, 004 4,395 522,972 2,064, 584 51,050 ,114,754 400,242 29,096 309, 254 45 863,085 20,098 379 838, 543 93,886 3,124 623 3,633 116,390 4,050 905 15 iS: 172,630 2 94,427 562 3,955 673 170,555 9,649 510 ' 1 6 7 ; 995 2,050 110,145 8,953 9 886 98,614 6,776 563 1 234,550 18,129 199, 465 104,080 4,454 866 38,338 ' 198 208,856 *81: 227,589 5,601,625 367,015 11,460 234,022 9,252 530,281 18,658 136,948 4,930 69,690 66,025 "liis 56,109 1,587 127,201 4,497 131,700 7,813 36,915 1,150,381 24,892 656 73,419 6,426 114,038 2,666 7,024 311 159,503 5,531 50,586 4,944 43,441 2,767 42,765 1,546 144,191 12,180 94,076 2,889 43,214 1,011,608 509,981 22,590 2,432 115,604 341,125 11,790 5,242,244 21,490 1,143 364,254 207,453 510,373 210 600 116,673 52,686 2,752 66,025 51,694 1,950 122,695 66 120,195 1,130 1,144,501 225 24,661 1,800 71,375 850 113,188 50 6,969 2,050 152,105 39,106 100 3 43,433 35,052 1,850 102,935 1,754 69,551 615 893,978 47 491,766 111,754 2,325 ,020 329,822 3,113 345 682 2,437 17,020 ,4 Ht ,223,773 116,138 132,853 224,674 18,887 34.517 179,773 204,799 20,729 519 71 2,986 6,933 72,878 1,432 72,603 275 715 302 17,747 10,732 18,690 48,570 26.518 89,335 17,742 9,657 17,671 47,515 25,398 85,530 75 905 440 1,120 620 18,479, 088 1,160, 769 3,899, 259 1,883, 584 2,004, 140 1,138, 928 929, 684 3,401, 719 765, 428 893, 379 572, 755 478, 891 1,350, 552; 553,496 141,282 729,986 823,331 909,614 026,376 850,226 282,825 723,409 875,480 544,937 388,099 257,931 133,465 6,826 8,435 8,516 1,555 39,954 20,207 4,217 5,071 1,946 9,647 16,577 10,514 6,970 35 5,119 270 10,747 1,761 856 27 84 3,065 57 373 1,680 2,844 94,088 14,586 8,729 8,869 720,165 118,079 158,949 57,305 49,858 56,190 36,717 85,907 19,229 20,062 27,595 44,975 45,299 1,152,748 23,359 815 98,683 195 130,385 196,745 10,079 18,887 1,455 33,046 176,955 2,795 199,777 4,585 20,722 125 5 55 25 799,197 33,357 1,414,606 9,390 161,564 20,000 1,225,774 75 88,263 2,525 37 24,126 2,630 1,268 46,330 3,410 1,250 50 100 34,985 438,781 9,680 325,144 4,354 535 2,226 80 26,484 18,862 826 20 19,655 12,810 1,440 2,465 4,435 11,219 4,710 224 20 5,335 10,600 5 13 780 5,863 41,219 22,754 116,910 18,118 455 800 100 50 50 390 28,753 16,489 2,218 963 146 18 434 5,500 1,000 103 255 360 3,185 14,581 1,828 20 574 1,001 1,538 3,697 4,026 139 329 214 1,127 759,046 10,688 158,660 51,129 91,883 69,912 48,590 110,213 36,454 15,490 17,433 67,266 81,328 15,475 145 2,133 34 87 1,148 3,964 438 355 134 524 5,822 691 * Excludes figures for one or more banks classified as "Country". Banks arc classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. Includes both central reserve city and reserve city banks. For other footnote, see opposite page. 1 8 13 RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars] Bills payable and other borrowed money Acceptances standing Other liabilities 37,753 373,612 1,831,398 11,615 357,275 1,140,095 33,668 33,477 259,772 660,084 37,353 3,389 28 25,872 4,834 12,827 125 4,710 75,492 1,627 13,282 12,237 892 4,162 33 11,300 4,015 49,016 249,175 Total liabilities Capital Surplus Undivided profits 150,494,826 3,501,605 5,617,286 2,208,536 Other capital accounts i'500 10,584 80 139 199 141 '•S 1,398 702 2,865 410 428 95 63,766, 420 ,540,306 67,875 2,410, 672 28,527, 661 729,917 75,836 3,319, 126 49,750 2,535, 554 8,650 490, 753 20,800 999. 431 9,389, 771 235,705 42,475 1,431, 13,000 907, 862 21,900 1,189, 567 52,950 1,676, 952 10,887, 700 221,448 ,637,513 136,487 ,423,280 174,864 95,250 19,000 30,608 295,741 38,225 38,000 34,400 54,531 297,127 888,779 34,847 479,917 51,258 24,320 5,776 9,430 80,939 25,688 7,026 14,370 21,500 133,708 135,771 16,160 24,932 4,402 1,482 735 11,178 59,707 919 5,385 2,898 368 7,605 23,579,884 1,080,553 1,085,806 2,500,999 856,381 581,957 404,077 418,179 487,163 937,416 3,477,027 192,559 576,331 557,758 56,008 718,416 438,736 459,497 196,766 1,444,833 416,786 3,433,725 1,384,859 465,776 1,408,276 507,093 29,794 25,475 84,100 14,890 8,650 9,300 11,500 11,000 11,900 47,784 4,700 10,600 11,250 1,100 12,700 12,350 12,200 3,900 40,750 6,800 64,000 36,800 8,750 26,800 842,194 38,926 44,525 198,500 33.249 29,500 11,200 12,000 13,500 30,050 100,384 5,300 24,200 26.250 1,100 19,475 12,350 12,200 6,900 42,250 11,450 78,025 46,385 9,475 35,000 308,818 8,577 14,431 21,449 8,272 5,893 5,853 2,615 5,428 9,941 32,493 1,919 5,730 6,175 339 9,011 13,094 6,1491 1,890' 17,003 4,092 67,353 26,594 7,694 26,823 41,615 756 185 912 4,292 1,238 2,103 4,725 30 229 5,367 343 73 128,168 10,500 9,200 21,990 500 5,500 17,200 1,900 212,506 17,000 9,800 40,660 5,000 5,750. 31,000 30,721 3,400 78,036 6,009 3,752 12,827 1,583 6,190 9,964 14,168 825 15,782 710 838 3,126 -5B 6,775,938 614,556 475,646 1,109,944 89,083 286,834 930,558 983,332 108,766 102,728 464,410 1,000 9,000 5,000 19,750 2,617 4,064 540 3,000 81,628 46,501 115,568 519,420 343,278 503,686 1,500 1,300 3,200 8,150 4,500 14,500 2,000 1,125 2,900 14,850 9,050 14,500 1,171 1,348 8,221 2,344 1,827 56,372 584 ,326,038 ,925,073 171,819 4,295 094 114,735 9,676 948 246,827 327,790 4,448 303 128,650 238,745 4,966, 829 130,712 199,681 83,677 145,397 3,627 875 94,577 139,798 4,181, 376 168,020 236,334 8,904, 550 86,828 60,177 2,799, 137 50,028 70,663 2,533, 951 94,903 68,908 3,327. 314 99,130 111,012 4,037, 291 80,597 102,103 3,573. 916 932,903 80,231 149,715 82,361 81,722 60,918 53,747 143,303 53,585 41,763 73,954 60,980 50,624 241,505 12,009 11,940 26,069 6,179 12,863 5,082 3,429 8,026 5,195 37,004 1,198 6,631 *'f?7 6,244 2,852 2,748 1,738 10,207 3,426 35,559 19,256 4,413 14,047 239 51,407 5,885 4,707 6,693 87 500 1,381 5,429 500 108 6 260' 1,027 3,083 1,991 4,026 25, 2, 5, 2, 2. 4i 5,514 312 337 109 100 42 4,135 130 53 14 70 212 398,391 45,107 96,280 22,959 33,512 24,640 26,613 65,657 13,308 17,205 9,478 10,702 32,930 18,228 1,126 Net demand deposits subject to (see page 18) Demand deposits adjusted (see footnote on page 1) 381,151 11,708,578 94,154,214 82,782,727 913 7,930 1,115 3,000 Total capital accounts 15 3,506 572 4,320 400 423 251 1,483 1,061 9,331 ,202, 369 255. 369 ,658: 046 306, 360 170, 802 34. 161 72 i 016 672 092 107, 307 63, 411 73, 568 129, 349 659, 888 858,302 931,994 312,817 469,219 426,327 321,797 712,137 276,466 074,264 641,578 849,810 050,648 791,245 507,301 545,477 716,020 952,740 196,695 224,460 552,959 738,617 706,193 417,263 476,271 669,316 311,290 1,699, 720 15. 023,235 12, 740,740 571,011 597,618 78, 053 731,350 614,098 84. 616 752,023 430,631 304 961 520,829 6 0 , 703 619,968 404,897 283,331 45, 281 242,117 276,104 2 8 , 456 192,351 30, 840 251,795 29, 958 268,736 212,577 534,734 670,807 52, 120 000,548 667,160 186, 028 104,183 128,280 12, 262 283,299 404,474 40. 603 267,915 347,884 43 675 29,228 39,522 2 . 554 382,085 458,403 44, 692 293,713 221,100 38, 366 240,502 34, 869 345,113 106,604 116,359 13, 090 990,215 864,250 100, 426 230,321 259,158 22, 593 079,841 915,524 210, 861 726,736 770,007 109, 779 263,746 295,676 26, 980 836,408 920,744 97, 954 All m e m b e r banks Reserve b a n k cities 1 1. Boston 2. New York 2* 3. Philadelphia* 4. Cleveland 5. Richmond 6. Atlanta 82 7. Chicago 8. St. Louis* 9. Minneapolis* 10. Kansas City* 11. Dallas* 12. San Francisco Reserve b r a n c h cities 1 2. Buffalo* 4. Cincinnati 4. Pittsburgh* 5. Baltimore* 5. Charlotte 3 6. Birmingham 6. Jacksonville* 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver* 10. Oklahoma City* 10. Omaha 11. El Paso 11. Houston* 11. San Antonio* 12. Los Angeles* 12. Portland 12. Salt Lake City 3 12. Seattle* 1,520 8,617 34,334 70,299 320,032 1,823 236,648 45 836 127 1,527 653 2,104 4,716 4,609 7,353 32,748 16,547 32,931 47,521 30,764 28,750 71,954 353,475 247,771 253,201 O t h e r reserve cities 1 4. Columbus 4. Toledo 5. Washington* 7. Cedar Rapids 7. Des Moines* 7. Indianapolis 7. Milwaukee* 7. Sioux City 8. National Stock Yards 9. St. Paul* 10. Kansas City, Kansas* 10. Pueblo 10. Topeka 10. Tulsa* 10. Wichita 11. Fort Worth* 569,378 602,565 ,008,785 325,729 684,433 123,323 778,392 005,325 i868,399 454,460 500,726 200,449 016,792 Country banks, by d i s t r i c t s 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 1,747 1,185 1,099 265 434,492 4,603,044 3,965,308 412,751 382,280 34,219 280,744 23,590 283,687 775,700 727,048 78,603 36,592 7,083 59,394 176,910 203,165 19.187 570,488 635,355 60,377 514,160 63.188 661,338 72,256 52,700 6,390 21,168 81,700 370,679 269,975 318,024 187,983 4,371,997 31,669, 381,337 2,675, 14,552 747,958 4,992, 23,626 461,211 2,189, 11,455 423,033 2,536, 10,918 305,334 2,027, 15,342 301,600 2,660, 13,478 586,182 4,636, 38,525 213,332 1,701, 12,742 174,398 1,371, 11,944 250,255 2,237, 12,490 289,231 2,786, 18,109 238,126 1,854, 4,802 Includes figures for a bank with its head office in . nonreserve city, which has a branch in this reserve city; see contents page. For other footnotes, see opposite page. 3 Federal Reserve district numbers, and reserve cities 14 ALL MEMBER BANKS—ASSETS AND LIABILITIES ASSETS [In thousands of dollars] Loans and investments State or Territory- Number of banks Total (including overdrafts) U.S. Government direct obligations Obligaguaranteed by U. S. Govern- Reserves, cash, Obligations of States and political subdivi- Other bonds, bentures Corporate (including F. R. Bank stock) Total Reserve with Federal Reserve Banks Cash in vault Total, incl. Alaska 6,721 123,185,251 57,197,407 53,075,764 35,673 9,889,555 2,637,245 349,607 36,722,441 18,925,459 2,001,473 T o t a l , all S t a t e s . . 6,720 123,182,747 57,195,827 53,074,847 35,673 9,889,555 2,637,245 349,600 36,721,243 18,925,150 2,001,205 New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia.. Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Alaska 37 52 38 139 6 59 309,141 179,443 139,392 3,430,379 660,255 1,253,870 160,288 119,721 96,283 64,056 72,821 50,882 1,803,266 1,304,854 325,455 296,789 572,766 507,295 17,354 14,150 10,690 215,555 29,700 145,645 10,875 4,405 4,537 96,281 6,117 24,624 496 28,749,625 14,627,897 11,157,581 263 4,125,619 1,753,555 1,766,611 664 8,874,323 4,002,456 3,670,608 7,309 2,305,772 478,578 1,141 803,749 182 411 6,670,030 237 2,405,318 514 10,592,166 229 5,120,594 168 1,938,296 2,781,440 871,258 4,064,330 1,961,863 727,989 250 53 61 6,506 77 205 165 178 40 62 140 211 1,932,635 1,114,653 2,969,834 219,908 305,195 855,951 980,868 932,487 796,802 496,297 477,730 1,408,616 1,273,075 86,439 116,224 148,293 133,736 356,282 396,558 338,768 493,668 13 72 15 205 292,597 1,064,136 920,198 1,539,642 695,504 836,693 410,083 1,110,232 1,541,883 161,127 424,447 398,892 747,162 275,351 451,993 172,240 619,378 537,317 125,861 539,987 463,736 655,012 364,015 304,514 194,128 374,137 846,353 111 84 96 32 879,112 1,401,296 956,426 278,733 406,912 725,607 410,175 130,865 70 51 223 %82 472,726 1,266,748 1,301,355 5,558,948 82 20 40 94 34 5 29 7 434,510 361,166 207,796 979,672 261,224 451,482 485,664 203,063 111 55 34 65 82 48 1,671,588 22 1,276,796 124 13,495,979 2,504 Mutual Savings Banks 1. . . . 21,765 24 39 39 280 76,940 55,996 31,446 962,091 102,793 395,269 32,468 21,972 14,336 530,644 50,163 168,720 72,685 17,001 38,456 534,423 112,160 363,638 116,643 8,832,585 877,171 13,574 33,690 2,343,927 5,274,821 426,735 1,236,508 270,210 99,022 166,570 533,608 151,802 792,973 500,178 108,645 111,670 47,217 289,776 57,506 57,094 13,743 1,798,204 704,306 4,314 20,968 3,198,303 8,914 1,233,678 559,137 3,618 936,173 329,935 1,860,343 629,742 277,045 143,923 60.414 119,420 109,330 37,174 155,314 120,966 208.690 11,474 18,049 83,817 122,635 44,116 17,626 70,500 5,402 4,602 17,640 23,931 620,837 3,909 2,034 324,911 8,866 1,121,458 57,522 362 74,104 502 290,644 1,651 365,506 1,772 291,491 143,956 544,125 27,072 38,347 139,123 157,217 25,761 2,298 72,489 32,528 104,242 44,417 59,524 32,587 96,358 133,569 1,923 24,730 22,907 29,361 9,893 16,956 10,230 17,931 21,498 1,388 2,483 2,135 3,704 1,824 2,146 893 2,428 3,146 75,370 314,441 283,382 464,317 207,846 322,630 154,579 412,146 547,050 37,101 160,318 155,821 193,937 91,197 129,013 56,856 180,701 194,801 5,174 29,849 21,517 43,072 21,736 21,780 16.415 21,590 37,383 407,679 562,026 401,921 97,426 43,417 95,236 124,661 48,118 18,757 14,480 17,656 1,562 2,343 3,939 314,475 506,108 297,291 101,636 143,379 185,778 123,238 37,781 21,004 32,484 24,465 7,409 212,862 191,853 492,221 660,091 560,741 571,992 3,001,325 2,132,281 104 17 5 60,690 103,929 130,561 347,266 6,255 7,485 35,383 65,156 182,937 1,066 480,247 2,918 563,773 2,661 12,915 2,565,649 69,332 221,546 196,967 908,618 11,022 25,880 22,550 106,239 10 7 25,400 12,267 11,205 42,357 26,461 7,506 1:8! 12,606 1,194 3,474 11,624 588 6,739 2,131 6,087 137,712 77,024 68,345 340,598 105,256 100,604 154,612 47,879 63,220 39,490 28,891 146,193 50,776 51,985 79,456 23,660 8,579 6,476 5,042 17,555 6,800 10,064 7,847 5,954 175.691 387 149,651 17,167 1,027,416 27,818 8,271 330,410 478,169 2,859 303,054 2,675 37,316 3,087,285 1,198 254,787 187,344 1,782,028 309 28,572 15,939 138,968 268 7,4# 244 167,711 176,332 87,111 424,970 121,060 227,561 243,701 86,637 3,229,319 1,330,674 5,424,058 2,585,627 1,040,873 228,122 170,789 105,633 499,648 130,402 173,967 212,535 102,576 840,450 624,770 631,679 484,133 6,871,151 5,212,519 1,580 917 7,722 16 161 4 1,560 72,224 7X29 879 510 423 10,143 2,194 3,524 2 '%; 661 577 373 '•Hi 823 833 257 67 2,676 10,406 ?:FJ 37|880 1:58 11,836 16,422 STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2. New Jersey—Dist. No. 2. Kentucky—Dist. No. 4 . . . Pennsylvania—Dist. No. 4 West Virginia—Dist. No. Louisiana—Dist. No. 6. . Mississippi—Dist. No. 6. Tennessee—Dist. No. 6. . Indiana—Dist. No. 7 . . . . Illinois—Dist. No. 7 . . . . Michigan—Dist. No. 7. . Wisconsin—Dist. No. 7.. Missouri—Dist. No. 10.. New Mexico—Dist. No. Oklahoma—Dist. No. 10 Arizona—Dist. No. 12. . 16 176 56 168 12 34 20 71 176 363 189 126 46 10 210 4 314,518 3,360,057 267,853 3,308,558 98,775 1,009,834 233,038 909,116 2,117,949 9,935,126 4,960,799 1,767,151 1,029,483 164,816 1,280,163 391,407 128,355 1,446,694 128,439 1,351,637 39,943 385,230 110,589 413,978 747,393 3,854,158 1,903,339 660,657 456,924 73,737 549,252 203,754 151,201 1,407,480 118,395 1,529,521 48,892 538,302 78,842 421,220 1,183,143 5,075,490 2,502,470 * 950,942 454,713 85,353 565,203 145,677 12 1,060 139 104 34 52 6,494 77 34 27,145 406,398 16,696 265,146 7,878 77,548 42,247 58,758 140,737 720,410 484,844 98,119 84,588 5,002 127,819 34,630 http://fraser.stlouisfed.org/ 1 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. Federal Reserve Bank of St. Louis 6,997 86,728 3,547 150,217 1,701 6,812 722 12,434 42,905 265,183 55,050 54,104 30,836 438 35,265 6,563 808 74,427 11,697 693,653 776 74,963 11,898 813,842 361 26,882 1,838 383,419 638 85,991 2,718 338,093 3,737 613,272 19,833 3,003,988 8,602 1,199,073 3,252 511,649 2,388 499,791 67,189 286 2,607 553,002 748 89,421 32,833 338,918 33,642 472,029 12,065 185,272 31,773 123,916 291,966 1,778,021 613,621 257,127 215,323 34,417 194,043 45,905 9,653 76,137 8,588 56,329 3,122 18,786 5,948 23,710 52,334 105,583 105,089 33,197 11,260 3,626 21,629 8,817 15 OF BANKS ON JUNE 30, 1954, BY STATES ASSETS [In thousands of dollars] and bank balances Other balances with banks in U. S. Balances with banks in foreign countries Bank premises, furniture, and fixtures Cash items in process of collection Customers' liability Assets indirectly representing real estate Other real estate owned Income accrued but not collected Total assets Other 29,858 61,723 8,671,717 1,227,871 22,675 83,344 359,245 386,948 215,629 162,203,404 29,858 61,723 8,671,662 1,227,776 22,675 83,344 359,245 386,948 215,604 162,199,582 18 15 831 29 171 3,472 446 1,167 4,033 2,440 I,853 41,322 11,650 19,184 A 541 266 46 23 1,196 263 52 36,782 2,926,758 116 143,520 3,957 545,761 238,343 57,217 103,208 839 619 1,539 10,015 62,209 21,734 45,286 47,378 16,414 536 149 610 458 100 10,832 316 3,856 2,918 6,453 6.456 422 62 348 149 15 3 178 3,490 12,382 17,449 160 i!S 1,036 400 4 '372 43 376 173 1,491 843 106 1,165 51 2,784 1,234 30 357,288 89,600 684,480 269,573 93,826 560 172 131 4 775 161,163 44,457 291,870 5,384 5,135 54,679 21,597 218 54 270 113 100 111 485 180 179 282 46 12,901 51 * 777 M ,;!8 96,647 34,374 122,843 89,057 \H 322 252 458 63 1,386 II,847 5,209 18,381 23,630 54,877 108,992 53,749 10,007 65 25 542 984 9,103 8,041 20,465 9.457 4,594 29,498 106,086 55,067 420,581 14,142 90,816 77 200 368 738 735 4,054 105 697 451 5,897 15,363 10,483 5,901 52,867 5,710 19,308 33,774 5,443 3,749 4,207 1,707 4,661 4,035 7,084 115,717 67,747 787,496 55 23,731 18,521 133,076 95 34 48 40 72 14,206 13,620 4,569 262,666 21,138 91,852 84 7 25 17 699 103 407 46 169 1,211 369 47 115 156 5,671 29 128 357 61 165 543 99 39 423 32,015 171 250,226 177 3,454 108,798 13,257 22,144 111 947 87 1,520 199 3,900 6,793 1,430 9 '°974 1,086 801 2,652 1,532 '•Si 15 129 24 75 74 597 2,858 4,922 8:8* lifts % % 609 415 500 ' • $ 1,423 71,934 19,522 5,416 64 4,611 200 149 50 195 540 159 86 453 13 159 11,345 2,228 1,788 l 9 il s 3,105 • « 6,686 1 H i t 3,347 4,827 ?:?!! • m '•$8 290 476 1,109 265 3,564 !;8 3,020 444 2,068 2,281 609 375 1,785 240 85 975 954 197 11 475 26,903 95 428 47,992 38,259,657 5,079,213 11,374,458 8,569,370 3,139,831 13,889,507 6,425,369 2,521,736 2,578,644 1,451,468 4,130,678 280 628 383 608 1,155,413 1,355,690 373,719 1,397,884 1,225,934 2,031,876 913,382 1,177,315 571,057 1,546,472 2,120,981 2,158 4.281 2,464 39 866 1,091 1,204,904 1,935,149 1,269,917 388,871 813 4,927 2,471 10,661 903 1,942 1,156 22,240 661,479 1,772,403 1,886,627 8,265,593 1,261 20 278 2,572 305 2,138 29 733 257 711 731 329 577,519 442,811 278,568 1,329,874 371,168 563,734 646,685 254,626 5.282 5,910 58,355 1,378 609 19,734 25 2,181,327 1,605,693 16,871,109 3,822 64 S:!8 15 391,445 238,270 173,031 4,485,364 777,676 1,671,849 24,513 State or Territory T o t a l , i n c l u d i n g Alaska T o t a l , all S t a t e s New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Alaska Mutual Savings Banks 1 OF BANKS LOCATED IN F E D E R A L RESERVE DISTRICT S P E C I F I E D 19,283 153,107 30,203 110,750 7,143 82,674 38,594 121,107 187,520 316 9 116 114 302 542 63 i 73 51 2,784 1,233 30 134 106 120 281,563 959 12,649 125,059 2,530 174,318 4,552 96,082 9,676 69,360 81,228 661,493 267,926 91,341 153,005 4,808 54,808 18,165 105 http://fraser.stlouisfed.org/ For footnote, sec opposite page. Federal Reserve Bank of St. Louis 5,288 44,950 3,667 41,307 394 11,225 4,024 13,384 17,451 40,618 45,974 14,961 6,186 2,424 13,936 6,706 393 15 433 34 27 369 143 397 437 76 154 156 250 52 532 13 1,940 500 500 308 423 535 177 236 3,650 3,105 141 64 4,570 200 149 33 716 197 548 u 'f8 4 '^ 2,076 5,017 34,908 15,153 3,451 1,625 305 2,471 2,138 330 2,940 141 2,126 163 1,630 176 760 2,157 11,263 7,253 3,230 1,054 59 1,147 673 395,163 4,114,399 346,794 4,177,991 126,456 1,414,428 326,895 1,263,939 2,756,361 13,032,043 6,229,486 2,301,090 1,538,707 234,947 1,854,449 491,767 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 16 ALL MEMBER BANKS—ASSETS AND LIABILITIES LIABILITIES [In thousands of dollars] Demand deposits Individuals, partnerships, and corpora- State Territory Total United States Govern- States and political subdivi- Time deposits Banks in United States T o t a l , i n c l . A l a s k a . . 109,855,632 81,034,346 5,165,090 7,839,264 11,955,986 Banks in foreign tries Certified and officers' checks, etc. Total Individuals, partnerships, and corpora- United States Postal savings States and political Banks in U. S. Banks in foreign coun- ,280,112 2,580,834 38,396,431 34,687,030 283,073 17,333 1,912,140 54,149 1,442,706 T o t a l , all S t a t e s . . . 109,854,110 81,033,117 5,165,042 7,839,118 11,955,986 1,280,112 2,580,735 38,394,386 34,685,885 282,973 17,333 1,911,340 54,149 1,442,706 New England: Maine New H a m p s h i r e . . . . Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West V i r g i n i a . . . . North Carolina. . . South Carolina. . . Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Alaska Mutual Savings Banks1 . 213,836 165,034 72,676 3,362,881 428,739 1,230,664 173,195 127,899 61,372 2,577,114 330,129 988,723 28,015,950 19,796,605 2,760,922 2,230,527 7,213,841 5,771,620 8,630 7,743 3,750 161,869 20,146 71,951 15,931 203,254 51,972 79,014 10,128 9,589 1,184 324,681 11,057 41,835 ,560,066 ,107,574 3,303,894 122,354 251,247 75,931 372,118 276,620 674,515 27,186 1,635 41 5,941 6,980 2,343 68,777 13,800 49,100 137,677 47,382 81,431 630,128 279,132 306,071 ,041,544 1,206,267 6,066,204 441 80,422 1,930,639 18,832 100,136 2,987,777 5,232,800 2,108,564 9,537,951 3,613,064 1,519,110 4,086,294 1,510,790 6,890,274 2,797,826 1,161,332 308,122 86,379 513,701 229,601 86,550 344,871 399,874 118,431 355,942 575,281 1,398,997 239,632 276,237 147,019 98,026 5,465 345 34,406 5,079 682 1,757,566 1,017,903 3,213,006 183,372 260,985 945,345 1,102,871 1,096,781 720,006 2,083,841 151,155 206,448 678,051 756,882 90,760 31,998 151,408 5,244 7,183 32,811 30,064 216,964 141,774 165,337 14,750 36,722 76,792 202,586 329,547 113,054 783,201 9,826 7,978 150,656 105,198 3,838 282,793 967,367 897,590 1,224,916 598,082 877,569 452,981 1,199,063 1,612,860 241,840 716,763 780,799 913,460 447,737 612,091 340,526 821,576 1,182,660 24,906 49,646 35,458 47,929 21,163 38,229 21,040 52,883 38,723 6,404 109,072 100 99,289 76,821 75,545 63,879 136,997 184,780 4,349 83,862 61,198 141,556 39,824 128,271 15,433 180,385 187,395 917,531 1,336,234 903,511 292,276 674,248 840,731 693,620 190,794 44,405 38,031 32,353 6,915 49,048 170,770 98,158 54,328 139,524 270,665 71,725 37,609 40 682 403 502,700 1,401,890 1,534,727 6,674,020 370,238 887,315 1,094,103 4,831,691 10,268 32,634 47,984 181,986 57,882 61,102 190,473 268,457 222,547 147,923 423,597 1,147,932 437,467 284,353 198,103 941,288 284,889 391,038 426,946 163,120 342,236 215,411 148,813 721,326 186,483 310,669 314,998 123,214 10,474 7,405 3,948 37,218 9,629 9,383 11,786 5,270 51,686 54,209 34,734 65,215 74,481 55,825 53,128 29,476 28,503 4,632 8,524 107,857 10,839 6,786 43,492 1,673 1,448,821 923,363 8,721,532 1,522 1,139,085 745,154 6,948,672 1,229 54,797 27,536 360,595 48 149,745 90,333 591,269 146 81,658 35,539 444,629 160 52 88,174 2,691,791 36,677 818,472 125,292 3,348,100 64,689 2,382,755 25,501 830,070 136,473 47,003 80,656 602,848 277,437 303,170 7 246 15 310 3 78 7,450 1,626 174 1,279 30 1,868 4,463,668 57,127 1,891,850 6,841 2,815,090 4,105 2,542,318 809.620 3,186,253 2,334,976 813,568 827 951 54 644 8,719 242 1,003 9,390 297,055 22,580 ,225,774 25 31,816 107 2,525 164,294 936 893 2,500 5,135 6.358 ?:8* 1,509 60 4,885 1,218 145,805 1,180 136,112 45,843 9,959 $ •« 14,700 440 19,676 11,071 26,418 2,386 2,654 7,027 8,141 614,055 326,993 625,076 77,379 95,884 124,575 161,980 605,150 325,183 613,671 75,397 89,121 124,317 157,333 70 82 556 6 5 33 50 8,321 205 8,486 1,319 5,732 151 1,436 5,294 6,958 14,916 22,498 12,537 23,353 12,103 7,180 16,588 46,921 324,843 240,148 636,030 229.840 191,337 76,686 219,917 358,953 46,616 240 294,859 6.359 206,747 14,551 i 'd 568,495 20,660 226,647 298 kfd 150,076 7 66,951 7 212,351 I ; 397 865 306,274 9,047 2,636 65 23,599 10,266 15,355 7,252 2,630 185,234 453,376 262,866 64,900 176,551 432,541 255,128 64,111 15 176 27 75 2,936 15,637 1,106 2,213 1,090 10 8,077 270 11,173 3,210 14,934 21,900 77,641 105,346 257,142 206,118 994.841 104,020 25 245 57 1,568 243,055 187,654 5,465 97 793,014 19,715 1,171 906 150 973 11,239 11,236 1,666 175,024 5,917 279 4,568 2,696 2,084 9,393 3,457 6,481 3,541 3,487 107,153 131,307 60,340 295,776 63,782 131,264 176,602 76,380, 106.621 130,192 58,534 272,716 60,685 129,094 172,337 73,387 2,801 11 1,066 5,119 184 80 42 2,714 1,894 6,404 1,473 97,886 385 1,498 l ' $ 1,026 3,153 5,657 3,916 4,408 779 3 1.029 11 18 1,392 2,147 10 3,037 11 1,953 10 2,340 1,020 1,802 17,132 569,4131 550,551 7.030 47 23,328 545,445 525,821 278,481 6,818,855 5,975,755 40,651 99 2,045, 1,145 100 100 22,273! I 14 13 243 22,224 129 25 215 20 332 46,311 327 885 34,051 1,644 867 285 15 2,289 805 37,191 431 35 396 20,890 49 207 455 1,191 17,825 3,000 250 10 40 450 4,428 390 19,514 50 629,958 10,031 800 7,000 162,217 53 STATES LOCATED IN TWO FEDERAL RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2 New Jersey—Dist. No. 2. Kentucky—Dist. No. 4. . Pennsylvania—Dist.No.4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6. Mississippi—Dist. No. 6 Tennessee—Dist. No. 6. Indiana—Dist. No. 7 . . . Illinois—Dist. No. 7. . . Michigan—Dist. No. 7. Wisconsin—Dist. No. 7. Missouri—Dist. No. 10. NewMexico—Dist. No. 1C Oklahoma—Dist. No. 10 Arizona—Dist. No. 12. . 248,436 2,196,315 233,229 2,646,576 75,739 1,119,101 244,309 850,545 1,844,129 8,988,517 3,533,121 1,403,261 1,286,660 170,753 1,511,398 341,604 206,921 1,771,982 204,595 2,149,267 53,928 685,085 152,071 534,639 1,314,860 6,498,223 2,737,382 1,069,061 722,578 96,024 1,075,691 272,273 11,683 102,328 7,824 164,823 3,982 23,570 5,375 27,306 78,069 499,474 225,496 81,129 40,997 8,013 47,641 8,410 14,247 7,803 177,790 72,660 15,314 3,083 84,346 216,719 12,770 2,802 233,103 159,051 37,112 47,264 127,855 148,378 315,054 102,557 512,643 1,323,110 262,659 239,428 84,597 143,707 62,481 449,290 54,864 9,402 144,395 221,844 46,853 6,757 441 3,084 8,077 345 34,406 5,079 682 1,335 270 1,894 7,782 71,114 2,413 28,337 2,257 10,215 2,487 12,367 33,244 120,661 63,077 24,085 9,979 2,450 21,557 5,417 Digitized forbanks, two in Wisconsin and one in Indiana, are included in the figures for those States. These FRASER 116,256 1,606,786 79,245 1,074,725 34,758 206,383 55,548 323,442 729,584 3,102,988 2,282,392 741,478 154,432 49,800 200,253 112,903 115,301 1,579,855 77,945 1,041,116 33,672 192,376 54,836 304,067 721,700 2,972,497 2,235,183 725,712 153,662 47,725 181,840 110,929 10 2,348 7 277 370 '•SB 3,066 20 173 10 47 173 4,733 2,394 5,636 1 , 2 1 8 1,385 30 4,885 1,003 88 12 2,025 11 5,461 97 1,953 10 925 24,470 1,238 32,313 706 11,239 55 846 973 15,045 1,091 659 98 105,527 3,410 45,427 367 440 9,438 50 620 39 11,194 1,661 11 25 250 14,700 17 J F BANKS ON JUNE 30, 1954, BY STATES f L I A B I L I T I E S A N D C A P I T A L A C C O U N T S [In thousands of dollars] Total deposits Acceptances outstanding Bills payable and other borrowed money Surplus Undivided profits Other capital accounts Demand deposits adjusted (see footnote on page 1) 150,494,826 3,501,605 5,617,286 2,208,536 381,151 1 1 , 7 0 8 , 5 7 8 9 4 , 1 5 4 , 2 1 4 8 2 , 7 8 2 , 7 2 7 150,491,253 3,501,402 5,617,252 2,208,524 381,151 1 1 , 7 0 8 , 3 2 9 9 4 , 1 5 3 , 3 1 3 8 2 , 7 8 1 , 3 0 8 33,809 171 1,639 5 1 ,9 8 2 9,350 15,230 354,460 213,591 155,889 4,080,400 717,392 1,552,115 6,093 1,793 3,985 259,932 177 3,734 732,816 36,918 84,021 7,924,591 2,927,036 12,886,051 5,995,819 2,349,180 1,400 225 300 300 390 111 64 4,751 200 149 2,371,621 1,344,896 3,838,082 260,751 356,869 1,069,920 1,264,851 4,100 650 100 6 250 2,070 40 329,714 1,292,210 1,137,738 1,860,946 827,922 1,068,906 529,667 1,418,980 1,971,813 100 400 500 2,616 302 750 1,102,765 1,789,610 1,166,377 357,176 845 608,046 1,659,032 1,740,845 7,668,861 170 36,985 24,679 17,142 404,964 60,284 119,734 34,082,154 4,691,561 10,201,618 35,080,995 4,730,449 10,293,358 909,705 1 , 6 5 1 , 6 0 0 108,873 161,088 291,560 613,330 578,933 66,143 158,563 38,424 12,660 17,647 72,885 21,184 91,495 71,154 12,974 7,998,987 2,948,509 12,982,597 6,067,473 2,362,693 178,007 55,023 294,467 109,430 43,241 282,902 84,800 389,754 165,063 72,313 101,245 43.912 140,706 67,330 37,412 8,229 7,587 81,983 16.073 6,077 570,383 191,322 906,910 357,896 159,043 4,516,233 1,794,915 8,323,686 3,120,535 1,275,078 4,217,054 1,813,809 6,906,367 2,869,179 1,191,033 27,914 3,156 24,244 2,280 2,413 4,223 4,601 2,404,582 1,348,789 3,864,086 263,037 359,532 1,076,213 1,269,492 42,865 23,943 89,729 5,125 6,573 25,845 23,705 87,625 43,915 106,495 6,964 10,165 28,461 35,705 29,437 29,320 64,872 4,423 5,893 18,176 24,112 14,135 5,501 5,496 1,079 1,445 6,718 2,676 174,062 102,679 266,592 17,591 24,076 79,200 86,198 1,455,316 859,811 2,673,949 156,941 230,603 805,930 911,117 1,172,258 828,394 1,983,726 162,907 240,689 707,191 946,012 129 24 7:631 6,867 13,871 4,290 18,312 5,140 16,103 15,714 334,118 1,300,440 1,145,105 1,877,464 832,523 1,087,970 534,807 1,436,831 1,987,551 9,419 24,471 22,890 43,484 21,355 19,475 10,537 31,608 49,230 24,154 49,704 41,660 74,847 38,798 52,055 18,417 46,263 56,875 5,940 15,987 13,153 29.913 16,737 14,514 5,529 17,388 17,874 88 7,282 3,126 6,168 3,969 3,301 1,767 14,382 9,451 39,601 97,444 80,829 154,412 80,859 89,345 36,250 109,641 133,430 249,798 843,383 791,828 998,139 503,349 705,797 371,858 989,713 1,299,098 240,637 763,313 744,038 926,503 513,064 614,342 382,134 842,910 1,294,971 1,539 1,002 3,105 8,676 15,398 10,525 1,343 1,112,286 1,806,547 1,177,904 3 6 1 ,6 2 4 25,100 38,111 26,860 7,563 48,858 64,592 41,090 18,111 15,890 22,633 19,152 1,329 2,770 3,266 92,618 128,602 92,013 27,247 767,439 1,048,656 754,479 235,830 678,685 917,864 745,281 237,745 3,952 716 6,950 3,017 9,411 7,850 38,280 611,233 1,672,395 1,749,411 7,714,540 15,670 28,336 37,870 204,720 20,675 50,755 51,342 225,650 11,583 20,222 43,305 100,778 '•in 4,699 19,905 50,246 100,008 137,216 551,053 400,142 1,169,674 1,191,455 5,133,717 405,052 1,064,620 1,208,859 4,912,348 3,709 2,333 1,259 7,667 1,809 7,823 5,193 1,999 548,730 418,008 260,702 1,244,838 350,480 530,322 608,741 241,499 9,775 9,140 3,573 7]77S 10,975 11,858 4,013 12,000 10,645 8,335 35,030 7,348 16,485 14,819 4,573 6,455 4,351 4,751 20,343 559 667 1,207 5,648 3,944 100 1,214 107 28,789 24,803 17,866 85,036 20,688 33,412 37,944 13,127 371,679 253,335 163,691 764,645 237,209 352,588 360,005 144.855 383,127 261,833 179,730 743.067 258,711 353,667 337,893 150,734 18,932 19,369 300,366 2,037,261 1,488,605 15,894,679 3,573 40,155 39,235 323,816 203 55,047 49,950 418,062 34 10,999 221 11.074 144,066 117,088 976,430 249 1,255,446 824,778 7,566,080 901 1,190,245 791.068 7,030,926 1,419 22,503 31 9 2 1,619 449 400 544,620 415,660 258,443 1,237,064 348,671 522,302 603,548 239,500 M61 1,355 21,961 73 5,245 199 150 8,759 6,456 3,604 67,367 10,586 22,463 947 87 1,660 100 300 143 1,600 13,617 10,693 6,330 205,053 33,495 51,744 70 351,513 212,416 154,107 3,993,009 707,871 1,536,735 ^ A Capital 373,612 1,831,392 37,753 148,248,496 Total liabilities Net demand deposits subject to reserve (see page 18) 373,612 1,831,398 37,753 148,252,063 Other liabili- Total capital accounts 1 15 1,000 107 197 2,018,234 1,468,808 15,540,387 3,567 95 428 49,426 4,500 22,433 13,265 6,169 5,853 110,583 16,130 40,282 2 • 10,053 4,434 37,865 27,682 223,478 12 7,746 30 1 179.854 138,773 59,171 3,009,603 393,511 1,042,785 180,861 134,082 63,173 2,586,479 374,763 1,024,985 3,178,662 24,768,650 19,183,688 348,764 2,410,070 2,418,676 1,081,100 6,278,116 5,602,615 2,010 State or Territory Total, including Alaska T o t a l , all S t a t e s New E n g l a n d : Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East N o r t h Central: Ohio Indiana Illinois Michigan Wisconsin West N o r t h C e n t r a l : Minnesota Iowa Missouri N o r t h Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia N o r t h Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Alaska Mutual Savings Banks 1 OF BANKS LOCATED I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D 364,692 3,803,101 312,474 3,721,301 110,497 1,325,484 299,857 1,173,987 2,573,713 12,091,505 . 5,815,513 ^2,144,739 Fl,441,092 220,553 1,711,651 454,507 . . . 50 . 590 635. 160 200 300 300 390 . 177 236 3,952 3,105 141 64 4,710 200 149 33 716 197 For footnote, see opposite page. 3,339 32,218 1,485 32,713 902 7,131 1,284 10,415 18,304 88,520 70,806 11,719 5,174 1,678 7,783 7,182 368,081 3,836,086 314,594 3,754,410 111,399 1,336,567 304,246 1,184,543 2,592,281 12,185,035 5,886,819 2,156,997 1,446,299 222,231 1,720,150 461,886 9,672 87,161 9,170 118,205 4,355 19,601 6,288 25,490 47,323 279,690 105,015 38,866 27,500 4,910 37,160 9,975 12,626 125,770 14,986 259,193 7,675 41,100 15,335 36,493 73,292 366,506 159,090 65,527 40,870 4,598 50,254 14,985 4,157 55,119 6,383 41,908 2,147 1 6 ' ^ 15,189 37,437 124,950 63,470 34,288 20,340 558 42,508 4,921 627 10,263 1,661 4,275 880 661 114 2,224 6,028 75,862 15,092 5,412 3,698 27,082 216,504 216,301 278,313 1 , 9 1 8 , 1 4 9 1 , 8 9 5 , 8 2 7 32,200 200,496 219,792 423,581 2 , 3 6 1 , 5 0 8 2 , 0 8 7 , 6 3 2 15,057 64,044 64,403 77,861 940,345 832,321 22,649 196,039 192,146 79,396 660,078 605,501 164,080 1 , 5 7 5 , 4 6 5 1 , 5 8 1 , 9 3 0 847,008 7 , 8 7 2 , 4 0 8 6 , 4 7 0 , 0 3 4 342,667 3 , 0 5 4 , 8 2 6 2 , 7 9 5 , 1 9 2 144,093 1 , 1 8 2 , 8 2 2 1 , 0 8 6 , 4 0 2 92,408 1,013,753 642,033 12,716 141,607 148,530 134,299 1 , 1 7 5 , 0 2 7 1 , 1 8 6 , 8 3 5 29,881 307,010 306,378 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 K e n t u c k y — D i s t . No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist, No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 I n d i a n a — D i s t . No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 18 ALL MEMBER BANKS—DEPOSITS AND RESERVES, JUNE 30, 1954 [In thousands of dollars] Gross demand deposits All m e m b e r b a n k s Net Deductions demand allowed in deposits computing subject to reserves 1 reserve Reserves with Federal Reserve Banks 2 Ratio of Required demand plus time deposits (per cent) reserves Time deposits Total 109,855,632 15,701,418 94,154,214 38,396,431 18,925,459 18,437,815 487,644 14.3 Central reserve city banks 8 29,896,911 3,453,405 26,443,506 4,746,691 5,904,378 5,790,471 Reserve city banks 3 42,494,768 6,453,693 36,041,075 15,170,652 7,553,126 7,606,337 Country banks 8 37,463,953 5,794,320 31,669,633 18,479,088 5,467,955 5,041,007 426,948 All member banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 5,225,394 30,460,701 5,414,665 8,188,344 4,942,766 5,929,389 16,786,931 4,460,873 2,835,182 6,156,418 7,143,708 12,311,261 785,470 5,646,572 889,397 1,453,909 775,077 839,701 3,084,691 696,032 456,169 915,207 970,255 2,412,979 783,133 5,621,943 867,927 1,398,891 750,089 831,298 2,953,021 663,705 422,664 863,493 935,940 2,345,711 2,337 24,629 21,470 55,018 24,988 8,403 131,670 32,327 33,505 51,714 34,315 67,268 13.2 13.3 13.4 14.2 14.3 13.2 15.2 14.7 12.6 Central reserve city banks: New York Chicago 23,762,773 2,741,557 21,021,216 3,461,982 4,613,997 711,848 5,422,290 1,284,709 1,290,381 6,134,138 4,587,555 1,202,916 26,442 87,465 19.2 Reserve city banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis. Minneapolis Kansas City Dallas San Francisco 206,737 2,138,731 133,255 1,022,474 405,923 2,875,142 655,324 5,261,462 360,207 2,482,569 530.485 2,710,064 731,357 5,217,589 415,776 2,440,977 212,492 1,213,624 676.486 3,414,568 862,125 3,596,529 10,121,039 1,263,526 204,796 372,240 1,931,994 190,132 889,219 428,005 400,242 460,039 2,469,219 4,606,138 1,876,379 964,804 414,767 525,198 2,122,362 415,042 2,179,579 497,425 960,663 4,486,232 2,497,007 407,932 389,837 2,025,201 204,185 190,047 1,001,132 529,909 474,401 2,738,082 540,516 604,917 2,734,404 8,857,513 7,082,398 2,092,897 377,319 190,352 489,164 968,985 429,509 438,991 977,234 404,280 199,717 543,956 549,783 ,037,047 -29,125 -4,181 — 14,742 -23,949 -16,571 3,652 4,468 -14,047 -9,267 55,850 1,160,769 3,899,259 1,883,584 2,004,140 1,138,928 929,684 3,401,719 765,428 893,379 572,755 478,891 1,350,552 405,814 844,036 378,763 429,906 320,580 392,307 772,871 259,425 222,947 319,537 386,157 308,664 7,416 -1,593 50,595 58,199 39,730 32,352 60,776 29,675 29,037 65,761 43,582 11,418 Country banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 3,086,663 5,675,454 2,539,523 2,926,882 2,460,197 3,219,325 5,435,204 2,019,896 1,621,558 2,741,850 3,547,179 2,190,222 618,201 3,557,398 756,338 1,046,063 792,456 1,089,637 2,241,599 734,495 462,678 1,180,648 1,623,054 1,598,851 411,464 682,586 350,415 390,739 432,249 559,152 798,394 318,719 250,186 504,162 760,929 335,325 4,607,193 26,903,303 4,658,327 7,142,281 4,150,310 4,839,752 14,545,332 3,726,378 2,372,504 4,975,770 5,520,654 10,712,410 2,675,199 4,992,868 2,189,108 2,536,143 2,027,948 2,660,173 4,636,810 1,701,177 1,371,372 2,237,688 2,786,250 1,854,897 1,365,565 7,789,246 2,283,826 3,880,519 1,664,126 1,427,109 7,183,435 1,155,265 1,083,426 1,047,156 1,083,808 8,432,950 413,230 842,443 429,358 489,105 360,310 424,659 833,647 288,100 251,984 385,298 429,739 320,082 113.907 -53,21 -5,079 -220 18.9 14.7 10.9 13.2 16.3 12.8 18.8 17.4 14.4 16.0 14.9 15.7 15.5 13.8 16.9 17.1 16.5 16.2 13.1 10.8 9.5 10.5 10.8 11.4 11.8 10.4 11.7 11.1 13.7 13.2 10.0 1 Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of collection. The difference between the figures shown in this column and the figures shown against the corresponding captions under "Assets" is accounted for by an excess of allowable deductions over gross demand deposits at a number of banks. 2 The figures shown in the "Total" column represent the reserve balances as reported by member banks from their own books. They differ from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of Federal Reserve Banks and member banks. In determining whether member banks' reserves meet requirements, the reserve balances shown by the books of the Federal Reserve Banks are used. Reserves actually required on a given date are based on deposits at the opening of business on that day, which is the same as the close of business the preceding day. Therefore, the figures in the "Required" column represent the reserves required to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following requirements for reserves to be maintained by each member bank which were in effect on that date: Time deposits—5% for all member banks; net demand deposits—21% for central reserve city banks, 19% for reserve city banks, and 13% for country banks. The figures shown in the "Excess" column are the differences between reserve balances reported by member banks on the call date and the reserves required to be maintained on the first business day following the call date. They are, therefore, merely approximations of the reserve position of member banks. 3 Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks. STATE MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total Boston ASSETS Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government Obligations of States and political subdivisions Other bonds, notes, and debentures .. Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, a n d b a n k b a l a n c e s Reserve with Federal Reserve Banks Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Bank premises owned and furniture and fixtures Investments and other assets indirectly representing bank premises New York 40,703,721 1,514,444 18,339,456 19,525,002 751,120 9,293,500 17,343,582 590,653 7,565,470 6,603 9,256 168 2,948,838 115,254 1,173,066 222,697 738,278 51,586 78,120 138,765 5,663 12,086,359 411,910 5,650,536 6,560,334 201,613 3,287,655 631,710 197,564 39,315 Philadelphia Rich- 3,702,565 1,780,236 776,842 1,623,812 857,924 392,663 913,801 1,692,973 774,005 304,675 106 366 1,706 49 72,139 96,514 194,540 289,511 4,839 87,672 45,260 72,635 4,827 2,420 8,231 13,632 727,009 931,369 583,126 242,661 506,809 280,450 111,446 373,945 18,346 47,715 82,794 39,625 85,104 858 287 227,190 182,850 150 308 158,458 117,821 318 284 136,538 160,863 454 29,983 399 28,671 486 26,864 286 5,767 174,458 75,894 22,059 7,372 1,433 8,842 8,339 221,977 907 287 3,532 2,341 1,870 •\f£ a Chicago Atlanta 1 \m\785 28|833 1,671,402 60,682 7,717 333 32,190 433 3,183,006 109,534 1,822 384,324 ' 22^586 4,175 240 30,734 184,197 134,553 62,709 Cleveland St. Louis Minneapolis 5,674,233 1,555,076 420,386 759,244 183,384 2,201,715 2,770,970 666,668 201,648 35 139 88,880 26,976 562,067 130,081 34,616 5,633 9,261 1,434,338 538,424 110,590 802,322 268,649 54,393 8,091 24,862 103,589 75,207 42 37,620 "S •S 1:1 Kansas City 811,045 387,512 307,850 35 94,856 18,818 1,974 358,906 156,263 12,437 328,442 630 517 198,838 139,063 21 26 105,803 38,933 13 41,770 189 11,133 302 2,243 31 287 612 4,930 2,150 50 89 19 San Francisco 649,873 2,997,123 330,198 1,456,145 253,835 1,301,034 21 176,073 58,962 57,099 5,337 6,751 1,539 822,646 274,844 421,485 95,304 37,222 20,150 4,393 30 2.103 Dallas 9,160 108,091 142,242 285 262 84 24 81,746 16,862 g T iM l 43 296 534 170,990 i:® 190,146 3j 355 53,592,594 1,956,247 24,431,309 3,265,819 4,689,230 2,404,547 1,039,976 7,172,745 2,112,914 534,241 1,177,304 937,972 3,870,290 LIABILITIES Individuals, partnerships, and corporations Certified and officers' checks, cash letters of credit, and 36,728,233 1,399,269 18,023,499 2,353,146 2,657,765 1,637,971 737,320 4,097,429 1,560,475 332,830 27,350,054 1,140,652 12,808,366 1,936,369 2,192,215 1,217,454 521,744 3,212,154 1,088,727 257,070 10,064 89,346 190,119 63,384 22,469 109,944 149,281 60,035 1,839,762 100,834 46,241 349,714 75,547 153,457 136,918 112,338 104,446 2,129,237 268,488 15,471 268,932 192,279 118,335 190,028 7 2 3,652,857 43,595 2 fJ 882 3,385 2,273 f r I : U I 4,894 2,291 608,575 1,305 937,536 582,180 26,484 100,435 219,295 567 750,444 2,240,549 612,191 1,780,932 86,342 121,544 751941 184,330 4U 18,062 Ui 3,984 8,575 49,339 12,198 73,125 7,890 27,914 42,186 830,649 34,113 49,236 1,147,748 366,750 3,952,529 589,475 1,665,988 560,589 220,100 2,604,167 389,833 165,679 155,434 122;582 1,368,915 12,162,041 150,399 113,371 1,257,599 380,866 162,111 1,599,428 487,746 195,583 2,555,490 360,720 3,039,240 511,755 10,814,308 Individuals, partnerships, and corporations 597 2,776 «•*» 1,024 10,303 755 5,939 410 31,964 i-in 7 16 15 237 718 15 4,283 3,499 4,322 102,399 46,562 43,213 76,440 214,204 3,907 590,053 u 100 ' 4 1,526 i:!S 236 1,265 13,156 18,283 4,600 17,825 750 679,975 703,150 48,890,274 1,766,019 21,976,028 2,942,621 4^323^753 2,198,560 957,420 6,701,596 1,950,308 498,509 1,092,970 873,026 3,609,464 18,163 18,163 292 275 449 290 845 2,118 600 2,633 9,002 Bills payable, rediscounts, and other liabilities for borrowed money. 19 646 553 89 11 i,*55 181,041 190,819 '•m 39 139 842 93 1,495 'iS 2,248 914 673 12,075 20,244 Dividends declared but not yet payable 1,371 5,306 781 21,939 9,391 10,623 13,403 49,778 8,617 145,689 7,803 1,721 23,216 24,251 122,903 10,286 244,093 2 98 - « 1,993 35 3,088 5,107 2,451 28,790 % 51,745 2,017 % 3:8s, !: S 8B ••in *8 49,570,029 1,789,399 22,391,411 2,974,510 4,365,461 2,227,124 970,874 6,754,196 1,967,173 500,648 1,098,344 876,105 3 , 6 5 4 , 7 8 4 CAPITAL ACCOUNTS 1,135,952 1,979,641 806,892 100,080 4,022,565 T o t a l liabilities a n d c a p i t a l a c c o u n t s Net demand deposits subject to reserve (sec p*age 18) Demand deposits adjusted (see footnote on page 1) 91,783 172,402 44,072 93,094 31,641 8,616 24,958 30,216 27,494 78,202 158,514 48,859 5,734 115,666 170,953 96,692 35,238 48,056 59,216 36,108 2,361 9,997 12,675 9,012 1,909 22,358 23,270 34,256 22,607 18,972 14,173 3,374 1,817 166,848 2,039,898 291,309 323,769 177,423 69,102 418,549 145,741 33,593 78,960 61,867 78]520 % 554,657 'S jS • SI 5 5B :$ W 8:8! "•88 215,506 53,592,594 1,956,247 24,431,309 3,265,819 4,689,230 2,404,547 1,039,976 7,172,745 2,112,914 534,241 1,177,304 937,972 3,870,290 31,875,629 1,229,090 15,890,411 2,040,852 2,316,457 1,383,612 624,493 3,570,983 1,315,609 284,737 298,135 1,245,748 604,352 3,436,155 27,444,033 1,184,800 12,479,726 1,818,839 2 , 68,831 5,022 270 129,169 2,018,608 456,841 S1S;452 330,579 190,689 409,434 130 168 450 140 220 209 78 1,886 45 747,746 591,340 1,880,299 609,444 679,809 1,761,669 159,306 126,462 399,322 131 151 93 FEDERAL RESERVE SYSTEM BOUNDARIES AND OF FEDERAL THEIR BRANCH RESERVE DISTRICTS TERRITORIES "off/. # \1 We/eno V MINNEAPOLIS S 1 0 « Detroit iCLEVELAND tsbvirtf* CHICAGO I '"*AN<c / s c ; 0 J I ILcmcinnoti Denver KANSAS CITY <S ST. LOUIS Louisville^ Charlotte £*-0* 4 Oklahoma City »»e/e, Memphis^, L i t t l e Rock* B , r o i $gl""iTLANTA^ DALLAS ® Pa«o = BOUNDARIES OF FEDERAL RESERVE DISTRICTS BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES ^ BOARD OF GOVERNORS OF T H E F E D E R A L RESERVE SYSTEM ® F E D E R A L RESERVE BANK CITIES • New Orleans I San Antonio w F E D E R A L RESERVE BRANCH CITIES BOARD OF 60VERN0RS OF THE FEDERAL RESERVE SYSTEM *