View original document

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

MEMBER BANK

CALL REPORT




NUMBER 132

CONDITION OF MEMBER BANKS

June 30) 1954

BOARD OF GOVERNORS
OF THE FEDERAL RESERVE SYSTEM
WASHINGTON

CONTENTS
Assets and Liabilities:

PAGE

Of All Member Banks June 30, 1954, April 15, 1954, and June 30, 1953

1

Of All Member Banks on Selected Call Dates, 1949-1954

2

By Class of Bank

g

By Federal Reserve Districts

4_5

Classification of Loans and United States Government Direct Obligations:
Of All Member Banks on Selected Call Dates, 1949-1954

6

By Class of Bank

g

By Federal Reserve Districts

j

Of Reserve City and Country Member Banks, by Federal Reserve Districts

8—9

All Member Banks—Assets and Liabilities of Central Reserve City and Reserve City Banks, by Cities,
and of Country Banks in Each Federal Reserve District
Assets and Liabilities of Member Banks, by States

10—13
14-17

Deposits and Reserves by Class of Bank and Federal Reserve Districts

18

Assets and Liabilities of State Member Banks, by Federal Reserve Districts

19

These statistics are tabulated from condition reports submitted by member banks following each official call,
a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The
Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes
the combined statistics of national and State member banks in the Member Bank Call Report.
Member banks are classified according to their reserve requirements as central reserve city banks, reserve
city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is
classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central
reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central
reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities
have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member
bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition
report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch
in a city where banks are subject to higher reserve requirements).
The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve
membership, mergers, etc., and by changes in the reserve classification of cities or individual banks.




MEMBER BANK CALL REPORT
ASSETS AND LIABILITIES OF MEMBER BANKS ON JUNE 30, 1954 COMPARED
WITH APRIL 15, 1954 AND JUNE 30, 1953
[Amounts in thousands of dollars]
Change since-

C o n d i t i o n on—
June 30,
1954
ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government. . .
Obligations of States and political subdivisions
Other bonds, notes, and debentures
..
•
Corporate stocks (including Federal Reserve Bank stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
- / Demand balances with banks in United States (except
private banks and American branches of foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
•• •• •••
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets.

Due to own foreign branches.
•
Bills payable, rediscounts, and other liabilities for borrowed
money
Acceptances outstanding
Dividends declared but not yet payable.
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities
CAPITAL ACCOUNTS
Capital
Surplus
Undivided profits
Other capital accounts.
Total capital accounts

June 30,
1953

April 15,
1954

June 30,
1953

123,185,251
57,197,407
53,075,764
35,673
9,889,555
2,637,245
349,607

120,813,876
57,406,808
50,766,692
34,453
9,597,621
2,660,124
348,178

115,789,352
55,613,354
48,289,300
28,777
8,679,517
2,838,235
340,169

+ 2,371,375
-209,401
+ 2,309,072
+ 1,220
+ 291,934
-22,879
+ 1,429

+7,395,899
+ 1,584,053
+4,786,464
+6,896
+ 1,210,038
-200,990
+9,438

36,722,441
18,925,459
2,001,473

35,857,792
19,229,190
1,824,335

36,466,876
19,447,746
1,955,861

+864,649
-303,731
+ 177,138

+28,565

7,032,211
29,858
61,723
8,671,717

6,348,009
28,549
50,509
8,377,200

6,350,861
27,077
57,971
8,627,360

+ 684,202
+ 1,309
+ 11,214
+ 294,517

35,739
1,227,871
22,675

27,647
1,211,647
21,989

38,450
1,140,690
26,918

+ 8,092
+16,224
+686

-2,711
+ 87,181
-4,243

83,344
359,245
386,948
179,890

81,806
402,692
326,636
205,173

87,464
274,838
282,447
151,223

+ 1,538
—43,447
+ 60,312
-25,283

—4,120
+ 84,407
+ 104,501
+28,667

162,203,404

158,949,258

154,258,258

+3,254,146

+7,945,146

107,089,088
81,145,699
3,268,017
7,623,106
11,245,624
1,270,093

106,027,227
80,741,460
3,378,367
7,403,489
10,947,447
1,300,145

+ 1,897,073
+ 216,158
+ 710,362
+ 10,019
+44,285

LIABILITIES
109,855,632
Demand deposits
81,034,346
Individuals, partnerships, and corporations
5,165,090
United States Government.
7,839,264
States and political subdivisions
11,955,986
Banks in United States
1,280,112
Banks in foreign countries
• •• •• •• •••
Certified and officers' checks, cash letters of credit, and
2,580,834
travelers' checks, etc
38,396,431
T i m e deposits
34,687,030
Individuals, partnerships, and corporations.
283,073
United States Government
17,333
Postal savings
1,912,140
States and political subdivisions
54,149
Banks in United States
1,442,706
Banks in foreign countries
Total deposits

April 15,
1954

-522,287
+45,612

+3,828,405
+ 292,886
+

+435',775
+ 1,008,539
-20,033
+ 324,515

2,536,549

2,256,319

37,346,609
33,932,155
289,772
17,498
1,754,326
50,837
1,302,021

34,802,786
32,412,420
291,779
17,748
1,395,242
32,172
653,425

+ 140,685

+ 3,593,645
+ 2,274,610
-8,706
-415
+ 516,898
+ 21,977
+ 789,281

148,252,063

144,435,697

140,830,013

+3,816,366

+7,422,050

480,322

488,749

699,262

-8,427

-218,940

37,753
373,612
60,552
456,235
650,979
183,310

587,442
420,655
32,692
468,194
757,100
173,152

75,075
292,734
55,192
458,418
598,991
178,462

-549,689
-47,043
+ 27,860
-11,959
-106,121
+10,158

150,494,826

147,363,681

143,188,147

+3,131,145

+7,306,679

3,501,605
5,617,286
2,208,536
381,151

3,477,556
5,571,744
2,170,137
366,140

3,367,325
5,315,256
2,010,631
376,899

+ 24,049
+45,542
+ 38,399
+ 15,011

+ 134,280
+ 302,030
+ 197,905
+4,252

11,708,578

11,585,577

11,070,111

+ 123,001

+638,467

+

V#754;8875

~64fs

+ 8M78

±l:iS

+ 51,988
+4,848

T o t a l liabilities a n d c a p i t a l a c c o u n t s .

162,203,404

158,949,258

154,258,258

+3,254,146

+ 7,945,146

MEMORANDA
Net demand deposits subject to reserve (see page 18).
Demand deposits adjusted 1
Pledged assets (and securities loaned)
Number of banks

94,154,214
82,782,727
18,632,817
6,721

92,365,312
82,928,154
17,533,389
6,731

91,050,780
81,773,908
16,720,252
6,765

+ 1,788,902
-145,427
+ 1,099,428
-10

+ 3,103,434
+ 1,008,819
+ 1,912,565

i Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.




1

2

ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES
JUNE 30, 1949 TO JUNE 30, 1954
[Amounts in thousands of dollars]
1949
June 30
ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct obligations. ,
Obligations guaranteed by United States Government
Obligations of States and political subdivisions.
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve
Bank stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks) . . . .
Other balances with banks in United States. . .
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures.. .
Other real estate owned
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets

1950
June 30

1951
June 30

1952
June 30

1953
June 30

1954
April 15

1954
June 30

95,314,997 102,745,433 106,563,375 113,501,965 115,789,352! 120,813,876 123,185,251
34,456,212 37,658,430 46,865,609 50,525,8991 55,613,354 57,406,808 57,197,407
53,127,918 55,753,293 49,100,769 51,239,860 48,289,300 ' 50,766,692 53,075,764
4,079
4,710,463
2,732,448

5,265
6,039,858
2,992,716

7,174
6,978,398
3,304,431

21,191
8,124,992
3,268,257

28,777
8,679,517
2,838,235

34,453
9,597,621
2,660,124

35,673
9,889,555
2,637,245

283,877

295,871

306,994

321,766

340,169

348,178

349,607

30,422,825 29,379,934 33,244,410 36,046,065 36,466,876 35,857,792 36,722,441
17,807,784 15,864,291 18,945,745 19,332,503 19,447,746 19,229,190 18,925,459
1,567,867
1,358,380 1,402,586
1,821,471
1,955,861
1,824,335 2,001,473
5,038,538
26,108
17,958
5,964,570

5,450,490
27,494
50,274
6,629,005

5,542,882
24,589
119,294
7,209,314

6,444,390
25,202
39,572
8,382,927

42,205
892,921
15,974

47,801
925,152
16,823

62,555
992,595
18,169

64,930
134,606
232,700
137,468

79,708
170,827
266,705
109,880

87,154
235,648
251,564
156,460

6 3

' 2°;077
57,971
8,627,360

6 3

8,377:200

8,671:717

67,448
1,065,764
25,273

38,450
1,140,690
26,918

27,647
1,211,647:
21,989

35,739
1,227,871
22,675

85,466
285,651
304,502
158,340

87,464
274,838
282,447
151,223

81,806
402,692
326,636
205,173

83,344
359,245
386,948
179,890

' 2§:549

127,258,626 133,742,263 141,611,930 151,540,474 154,258,258 158,949,258 162,203,404

LIABILITIES
Demand deposits
Individuals, partnerships, and corporations
United States Government.
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc

87,575,505 92,877,530 99,664,029 106,511,727 106,027,227 107,089,088 109,855,632
67,156,574 70,462,827 74,061,363 79,186,489 80,741,460 81,145,699 81,034,346
1.980.201 3,339,982 5,811,429 5,439,351 3,378,367 3,268,017 5,165,090
5,983,185 6,428,099 6,712,772 6,988,800 7,403,489 7,623,106 7,839,264
8.864.202 9,368,073 9,658,624 11,013,318 10,947,447 11,245,624 11,955,986
1,369,426 1,277,558 1,327,194
1,329,175
1,300,145
1,270,093 1,280,112

T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries

29,404,765 29,829,069 30,073,341 32,256,916 34,802,786 37,346,609 38,396,431
28,037,754 28,328,248 28,262,907 30,196,168 32,412,420 33,932,155 34,687,030
153,571
175,507
197,960
271,226
291,779
289,772
283,073
3,880
6,309
8,281
17,265
17,748
17,498
17,333
1,068,970
1,115,220 1,242,832
1,303,184
1,395,242
1,912,140
23,861
26,222
22,501
28,331
32,172
54,149
116,729
177,563
338,860
440,742
653,425 1,302,021 1,442,706

Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts

2,221,917

2,000,991

2,092,647

2,554,594

2,256,319

2,536,549

2,580,834

116,980,270 122,706,599 129,737,370 138,768,643 140,830,013 144,435,697 148,252,063
329,214

470,296

456,308

721,696

699,262

488,749

480,322

21,344
149,450
52,512
171,983
343,032
188,803

29,810
189,512
53,074
241,183
381,682
146,672

55,219
265,826
53,706
251,377
481,231
323,555

68,517
303,708
56,968
322,284
561,396
211,184

75,075
292,734
55,192
458,418
598,991
178,462

587,442
420,655
32,692
468,194
757,100
173,152

37,753
373,612
60,552
456,235
650,979
183,310

118,236,608 124,218,828 131,624,592 141,014,396 143,188,147 147,363,681 150,494,826
2,873,769
3,999,503
1,698,357
450,389

2,958,830
4,375,971
1,759,598
429,036

3,084,114
4,665,052
1,859,884
378,288

3,260,076
4,950,223
1,941,649
374,130

3,367,325
5,315,256
2,010,631
376,899

3,477,556
5,571,744
2,170,137
366,140

3,501,605
5,617,286
2,208,536
381,151

9,022,018 9,523,435 9,987,338 10,526,078 11,070,111 11,585,577 11,708,578
T o t a l liabilities a n d c a p i t a l a c c o u n t s . . . 127,258,626 133,742,263 141,611,930 151,540,474 154,258,258 158,949,258 162,203,404
MEMORANDA
Par or face value of capital
2,873,769 2,958,830 3,084,114
3,260,076 3,367,325 3,477,556 3,501,605
Capital notes and debentures
9,762
9,068
10,618
14,240
14,570
13,693
18,422
Preferred stock
56,080
48,151
40,341
29,147
21,531
19,811
17,702
Common stock
2,807,927 2,901,611
3,033,155 3,216,689
3,331,224 3,444,052 3,465,481
Retirable value of preferred stock
106,337
93,677
81,933
64,601
51,872
48,524
43,127
Net demand deposits subject to reserve (see page 18) 76,573,576 80,799,706 86,913,472 91,686,602 91,050,780 92,365,312 94,154,214
Demand deposits adjusted (see footnote on page 1)
69,397,106 72,262,912 75,657,468 80,346,956 81,773,908 82,928,154 82,782,727
Pledged assets (and securities loaned)
12,034,677 13,739,076 17,096,873 17,934,570 16,720,252 17,533,389 18,632,817
Number of banks
6,903
6,885
6,859
6,815
6,765
6,731
6,721




3

ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954
BY CLASS OF BANK
[Amounts in thousands of dollars]
Central reserve city
member banks 1
New York
ASSETS
22,680,769
Loans and investments
Loans (including overdrafts)
11,618,758
United States Government direct obligations. .
8,689,592
Obligations guaranteed by United States Gov5,610
ernment
Obligations of States and political subdivisions.
1,850,528
Other bonds, notes, and debentures
415,729
Corporate stocks (including Federal Reserve
100,552
Bank stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United States. . .
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures. .
Other real estate owned
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets.
LIABILITIES
D e m a n d deposits
Individuals, partnerships, and corporations...
United States Government
States and political subdivisions
Banks in United States.
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations.
United States Government
Postal savings
States and political subdivisions
Banks in United States. .
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
T o t a l liabilities a n d c a p i t a l a c c o u n t s .
MEMORANDA
Par or face value of capital
Capital notes and debentures
Preferred stock
Common stock

7,523,839
4,613,997
131,030

Country
member
banks 1

All
member
banks

All
national
member

5,974,689 47,056,123 47,473,670 123,185,251
2,588,682 22,452,855 20,537,112 57,197,407
2,824,909 19,786,454 21,774,809 53,075,764

82,481,530
37,672,405
35,732,182

35,673
9,889,555
2,637,245

26,417
6,940,717
1,898,967

386,760
160,331

26,092
3,584,805
1,080,843

3,971
4,067,462
980,342

14,007

125,074

109,974

349,607

210,842

2,036,164 14,656,059 12,506,379
1,290,381 7,553,126 5,467,955
610,571 1,230,098
29,774

36,722,441
18,925,459
2,001,473

24,636,082
12,365,125
1,369,763

57,212
2,492
34,763
2,684,345

152,546
1,391
2,770
559,302

2,335,778
16,501
21,969
4,118,114

4,486,675
9,474
2,221
1,309,956

7,032,211
29,858
61,723
8,671,717

5,360,809
22,141
29,533
5,488,711

35,739
161,252

14,915

458,017
9,713

593,687
12,956

35,739
1,227,871
22,675

33,917
843,547
18,500

3,501
248,993
91,339
25,474

150
4,569
26,163
7,268

64,754
100,476
187,275
91,576

14,939
5,207
82,171
55,572

83,344
359,245
386,948
179,890

52,610
175,048
252,395
117,181

30,770,912

8,063,918 62,623,993 60,744,581 162,203,404 108,610,810

23,762,773
16,601,278
1,377,904
404,173
3,237,256
1,033,322

6,134,138 42,494,768 37,463,953 109,855,632
4,031,546 30,503,118 29,898,404 81,034,346
5,165,090
1,362,311
409,720 2,015,155
7,839,264
296,927 2,877,399 4,260,765
1,211,561 11,955,986
1,287,384 6,219,785
1,280,112
10,747
201,980
34,063

73,127,399
53,684,292
3,325,328
5,710,027
8,303,129
671,537

2,580,834

1.433.086

1,108,840
3,461,982
2,013,994
51,050
151,164
20,000
1,225,774
27,224,755

74,498

677,331

7,418,847 57,665,420 55,943,041 148,252,063

99,361,789

480,322

462,159

37,753
373,612
60,552
456,235
650,979
183,310

28,751
182,793
40,308
310,546
406,886
131,565

341,545
975
258,646
16,464
43,277
163,758
91,822

11,140
104,743
20,797
201,466
300,041
57,351

28,141,242
720,017
1,410,205
474,922
24,526
2,629,670
30,770,912
720,017
1,200
718,817
21,021,216
15,429,946
2,512,735
22

720,165

1,284,709 15,170,652 18,479,088 38,396,431 26,234,390
1,252,904 13,866,636 17,553,496 34,687,030 23,872,722
283,073
251,109
133,465
94,603
3,955
17,333
13,050
14,581
2,752
1,912,140
759,046
1.322.087
992,180
9,750
54,149
35,866
15,475
15,274
3,400
1,442,706
739,556
3,025
199,207
14,700
138,777

Retirable value of preferred stock
Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)
Number of banks

Chicago

Reserve
city
member
banks 1

4,709
4,760
8,120
33,871
10,958

25,638
5,514
18,531
203,372
153,309
23,179

7,481,265 58,499,735 56,372,584 150,494,826 100,924,797
204,555
260,655
62,580
54,863

1,250,995
2,021,353
738,131
113,779

1,326,038
1,925,073
932,903
187,983

3,501,605
5,617,286
2,208,536
381,151

2,365,653
3,637,645
1,401,644
281,071

582,653

4,124,258

4,371,997

11,708,578

7,686,013

8,063,918 62,623,993 60,744,581 162,203,404 108,610,810

1,500
203,055

1,250,995
5,050
1,448
1,244,497

1,326,038
12,172
14,754
1,299,112

3,501,605
18,422
17,702
3,465,481

1,500

1,448

40,179

43,127

7,400

5,422,290 36,041,075 31,669,633 94,154,214
3,843,669 29,939,734 33,569,378 82,782,727
904,073 8,176,957 7,039,052 18,632,817
6,721
310
6,376
13

62,278,585
55,338,694
13,610,547

204,555

2,365,653
4,793
2,360,860

1
Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks.




4
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district

Total, all
districts
Boston
ASSETS
Loans and investments
123,185,251
Loans (including overdrafts)
57,197,407
United States Government direct obligations. . 53,075,764
Obligations guaranteed by United States Government
35,673
Obligations of States and political subdivisions.
9,889,555
Other bonds, notes, and debentures
2,637,245
Corporate stocks (including Federal Reserve
Bank stock)
349,607

New York

5,657,962 32,424,200
2,902,524 16,202,946
2,192,396 12,716,262
386
405,949
139,842

8,381
2,739,315
628,148

Philadelphia

Cleveland

6,623,924 10,345,216
3,118,807 4,301,459
2,626,079 4,926,127
124
613,081
240,776

389
823,328
267,135

Richmond

5,367,481
2,430,142
2,472,500
1,730
337,909
112,376

16,865

129,148

25,057

26,778

12,824

Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United States. . .
Balances with banks in foreign countries
Cash items in process of collection

36,722,441
18,925,459
2,001,473

1,550,108
785,470
140,198

9,600,665
5,646,572
356,000

1,788,973
889,397

2,713,891
1,453,909
211,962

1,720,313
775,077
151,247

7,032,211
29,858
61,723
8,671,717

222,836
1,064
5,138
395,402

492,932
3,788
36,907
3,064,466

353,533
1,283
3,655
402,805

507,375
490
1,467
538,688

411,955

Due from own foreign branches
Bank premises owned and furniture and fixtures. . .
Other real estate owned
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets

35,739
1,227,871
22,675

75,194
1,121

35,739
288,581
1,232

77,658
1,492

107,577
984

75,593
1,840

83,344
359,245
386,948
179,890

1,531
32,186
15,438
8,932

7,891
250,403
121,043
39,465

9,112
3,218
14,956
15,667

12,785
347
29,455
10,356

2,988
241
10,483
12,053

Total assets.

1
'507
380,501

162,203,404

7,342,472 42,769,219

8,535,000 13,220,611

7,190,992

LIABILITIES
Demand deposits
109,855,632
Individuals, partnerships, and corporations. . . . 81,034,346
United States Government
5,165,090
States and political subdivisions
7,839,264
Banks in United States
11,955,986
Banks in foreign countries
1,280,112
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
2,580,834

225.394 30,460,701
4,051,51 21,775,508
262.406 1,674,077
352.774
1,299,611
390,671 3,384,357
28.873
1,041,985

5,414,665
4,322,738
252,227
272,135
465,416
15,748

4,942,766
3,757,448
209,483
411,936
467,342
6,449

139,159

1,285,163

86,401

121,181

90,108

T i m e deposits
Individuals, partnerships, and corporations.
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries

1,365,565
1,332,286
11,221
1,835
10,688
145
9,390

7,789,246
6,158,824
59,485
20
322,450
22,668
1,225,799

2,283,826
2,132,585
8,561
654
139,392
109
2,525

3,880,519
3,695,051
3,154
1,076
180,062
1,176

1,664,126
1,480,103
57,018
1,565
105,007
2,608
17,825

7,698,491 12,068,863

6,606,892

Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilitie for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
T o t a l liabilities a n d c a p i t a l a c c o u n t s .
MEMORANDA
Par or face value of capital
Capital notes and debentures
Preferred stock
Common stock
Retirable value of preferred stock
Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)
Number of banks




38,396,431
34,687,030
283,073
17,333
1,912,140
54,149
1,442,706
148,252,063

6,590,959 38,249,947

480,322

7,039

341,545

37,753
373,612
60,552
456,235
650,979
183,310

2,243
33,980
4,473
26,493
32,572
8,007

6,733
260,109
19,854
102,398
203,418
101,158

150,494,826
3,501,605
5,617,286
2,208,536
381,151
11,708,578
162,203,404
3,501,605
18,422
17,702
3,465,481
43,127
94,154,214
82,782,727
18,632,817
6,721

6,705,766 39,285,162
182,610
308,306
115,078
30,712

1,006,538
1,789,996
638,209
49,314

636,706

3,484,057

7,342,472 42,769,219
182,610

5,128
3,498
5,028
23,530
27,085
4,669

8,188,344
6,494,084
484,751
512,304
567,475
8,549

2,195
347
2,662
38,068
60,742
6,513

4,568
241
2,487
19,837
23,364
9,521

7,767,429 12,179,390

6,666,910

204,486
413,609
133,619
15,857

309,737
564,756
151,683
15,045

767,571

1,041,221

524,082

8,535,000 13,220,611

7,190,992

853
181,757

1,006,538
17,659
9,190
979,689

1,253

34,205

1,070

4,607,193 26,903,303
4,148,042 21,295,816
548,802 3,704,254
315
688

4,658,327
4,278,469
1,048,754
596

137,857
267,806
93,686
24,733

204,486

309,737

137,857

1,070
203,416

309,737

345
137,512

7,142,281
6,588,881
1,688,519
647

4,150,310
3,878,991
1,053,350
480

354

5

ATT MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district

ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government.
Obligations of States and political subdivisions. . . . . .
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank
stock)
Reserves, c a s h , a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Demand balances with banks in United States (except private banks and American branches of
foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Bank premises owned and furniture and fixtures
Other real estate owned.
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets
LIABILITIES
D e m a n d deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit,
and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
.
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
T o t a l liabilities a n d c a p i t a l a c c o u n t s
MEMORANDA
Par or face value of capital
Capital notes and debentures
Preferred stock
,
Common stock
Retirable value of preferred stock

,,

Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)




Chicago

St. Louis

Minneapolis

Kansas
City

Dallas

19,895,678
7,661,844
10,189,775
6,657
1,565,076
" 434,868

4,506,620
2,108,969
1,954,988
85
337,490
92,920

3,223,188
1,460,786
1,447,972
49
236,097
72,172

5,498,749
2,287,044
2,600,776
154
476,714
123,208

5,993,537
3,190,935
2,334,198
387,833
66,273

San
Francisco
17,888,167
9,055,284
6,953,916
17,599
1,433,622
382,474

37,458

12,168

6,112

10,853

14,293

45,272

5,652,893
3,084,691
318,894

1,513,125
696,032
82,210

972,268
456,169
51,894

2,185,075
915,207
87,370

2,722,498
970,255
118,675

4,238,642
2,412,979
212,841

1,095,988
2,777
4,098
1,146,445

442,463
288
100
292,032

271,501
620
907
191,177

833,030
1,662
141
347,665

1,190,165
9,128
1,386
432,889

560,857
5,935
7,150
1,038,880

126,243
1,115

42,652
658

22,982
660

41,823
909

95,963
6,056

193,504
3,285

4,906
5,070
59,959
24,584

680
2,926
13,584
5,435

3,856
948
10,567
2,459

3,683
10,660
6,000

5,104
6,686
11,452
22,638

29,318
48,727
72,467
23,730

25,770,448

6,085,680

4,236,928

7,747,648

8,863,934

22,497,840

16,786,931
12,339,532
916,166
1,316,727
1,921,856
40,512

4,460,873
3,133,950
192,062
351,197
742,779
2,188

2,835,182
1,949,335
123,187
347,129
379,370
3,849

6,156,418
4,199,365
200,692
641,067

7,143,708
5,181,188
193,982
491,068
1,181,523
11,173

12,311,261
9,760,036
475,847
1,015,159
618,380
107,658

'•05f;S

252,138

38,697

32,312

60,631

84,774

334,181

7,183,435
6,980,275
18,137
4,727
161,256
4,340
14,700

1,155,265
1,102,060
9,996
656

1,083,426
1,063,938
2,280
329
16,740
139

1,047,156
996,127
34,726
1,732

'8?

1,083,808
880,632
20,801
1,181
175,272
5,922

8,432,950
7,540,117
54,952
1,311
656,392
10,961
169,217

23,970,366

5,616,138

3,918,608

7,203,574

8,227,516

20,744,211

1,840
5,210
9,886
72,294
91,349
18,976

505
3,066
2,745
15,169
18,618
3,643

4,756
948
346
19,065
15,791
2,717

3,217
749
2,138
10,308
18,732
1,207

449
6,950
2,844
9,834
28,507
214

4,500
50,161
4,795
89,642
104,330
24,875

24,169,921

5,659,884

3,962,231

7,239,925

8,276,314

21,154,252

494,837
708,330
289,465
107,895

130,202
185,803
95,714
14,077

73,128
129,513
53,192
18,864

146,708
203,253
130,788
26,974

218,030
240,643
107,292
21,655

438,395
568,115
312,796
24,282

I4

131,738

1,600,527

425,796

274,697

507,723

587,620

1,343,588

25,770,448

6,085,680

4,236,928

7,747,648

8,863,934

22,497,840

494,837
328
4.743
489,766

130,202
435
370
129,397

73,128

146,708

218,030

438,395

100
73,028

146,708

218,030

1,031
437,364

5,520,654
5,324,141
1,263,732
637

10,712,410
10,070,496
3,229,496
255

4.744

370

100

14,545,332
12,761,952
2,198,141
1,019

3,726,378
3,231,812
605,466
494

2,372,504
2,137,599
615,502
471

'

1,031
4,975,770
4,553,398
1,151,075
751

ALL MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
All member banks on selected call dates

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including open-market paper
Loans to farmers directly guar, by CCC.
Other loans to farmers
Loans to brokers and dealers in sees. . . .
Other loans for purchasing or carrying
securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not ins. or guar, by FHA or VA. . .
On other properties
Other loans to individuals:
Retail automobile instalment paper. .
Other retail instalment paper
Repair and modernization instalment.
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts). .

1949
June 30

1950
June 30

1951
June 30

1952
June 30

1953
June 30

1954
April 15

34,456,212
399,130
34,855,342

37,658,430
518,605
38,177,035

46,865,609
629,874
47,495,483

50,525,899
751,589
51,277,488

55,613,354
828,699
56,442,053

57,406,808
859,292
58,266,100

57,197,407
876,934
58,074,341

15,213,034
341,096
1,362,506
1,958,192

15,707,683
327,283
1,443,014
1,839,788

22,161,261
25,850
1,893,485
1,600,507

23,731,663
43,177
2,220,668
2,083,719

25,762,966
149,082
2,085,069
1,686,773

24,836,879
1,878,231
1,778,327
1,938,917

24,362,485
1,452,519
1,949,662
2,411,116
1,105,900

1954
June 30

803,489

806,740

882,471

828,724

933,003

1,035,612

487,686

505,847

552,449

569,915

592,263

601,385

609,543

8,604,429

3,250,572
2,520,257
4,135,922
2,128,849

3,388,109
2,597,974
4,320,156
2,287,628

3,423,748
2,629,443
4,429,369
2,347,542

| 6,364,919

7,452,455

1,530,394

1,588,479

1,818,417

( 2,918,496
\ 2,462,524
( 3,738,415
1,938,800

1,330,366
717,949
680,125
866,019
2,264,503
98,059
837,005

1,907,899
1,040,304
844,997
976,640
2,631,138
100,576
1,004,192

2,196,754
1,183,111
931,064
1,065,518
3,081,184
152,435
1,346,548

2,471,456
1,168,408
1,092,304
1,243,594
3,292,149
151,715
1,321,761

3,462,902
1,743,742
1,369,158
1,486,362
3,549,871
152,933
1,432,329

3,471,642
1,639,879
1,436,874
1,556,509
3,544,797
608,382
1,344,799

3,507,767
1,633,200
1,447,184
1,604,659
3,646,882
174,376
1,338,946

U n i t e d S t a t e s G o v e r n m e n t d i r e c t obli53,127,918
gations
2,650,647
Treasury bills
8,468,955
Treasury certificates of indebtedness.. .
1,638,829
Treasury notes
1,333,909
Nonmarketable bonds
Other bonds maturing in 5 years or less. 21,654,832
8,704,746
Other bonds maturing in 5 to 10 years. .
6,688,581
Other bonds maturing in 10 to 20 years.
1,987,419
Other bonds maturing after 20 years.. .

55,753,293
3,538,646
4,820,503
9,989,718
1,323,251
23,985,796
7,370,112
2,556,713
2,168,554

49,100,769
3,485,076
2,524,111
12,313,238
1,676,963
17,919,094
6,565,736
2,590,926
2,025,625

51,239,860
5,422,761
6,133,862
9,467,745
1,730,845
16,332,794
7,279,554
2,900,941
1,971,358

48,289,300
4,063,689
3,807,132
9,242,025
1,761,352
17,277,009
8,182,415
3,853,970
101,708

50,766,692
3,957,003
4,973,262
7,487,978
1,723,166
11,728,843
16,655,070
4,153,404
87,966

53,075,764
3,915,488
4,416,923
10,374,392
1,723,625
11,319,071
17,011,450
4,238,940
75,875

By class of bank, June 30, 1954
Central reserve city
member banks 1

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including open-market paper
Loans to farmers directly guar, by CCC.
Other loans to farmers
Loans to brokers and dealers in sees.. . .
Other loans for purchasing or carrying
securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not ins. or guar, by FHA or VA. .
On other properties
Other loans to individuals:
Retail automobile instalment paper. .
Other retail instalment paper
Repair and modernization instalment.
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts). .
U n i t e d S t a t e s G o v e r n m e n t d i r e c t obligations
Treasury bills
Treasury certificates of indebtedness.. .
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less.
Other bonds maturing in 5 to 10 years. .
Other bonds maturing in 10 to 20 years.
Other bonds maturing after 20 years. . .
For footnote, see opposite page.




Chicago

Reserve
city
member1
banks

Country
member
banks 1

All
member
banks

All
national
member
banks

2,588,682
54,859
2,643,541

22,452,855
368,812
22,821,667

20,537,112
262,820
20,799,932

57,197,407
876,934
58,074,341

37,672,405
574,608
38,247,013

1,834,508
129,595
4,415
241,538

10,009,803
555,802
397,567
325,891

5,070,914
624,832
1,545,519
66,113

24,362,485
1,452,519
1,949,662
2,411,116

15,848,698
1,122,406
1,505,197
1,054,999

73,568

468,279

199,582

1,105,900

612,299

493

98,368

510,613

609,543

427,925

5,902
11,706
34,696
27,834

1,964,315
1,178,422
1,487,639
910,069

1,250,680
1,388,192
2,843,585
1,337,522

3,423,748
2,629,443
4,429,369
2,347,542

2,328,355
1,973,817
2,832,248
1,547,275

51,919
54,581
23,796
11,983
63,228
37
73,742

1,548,882
600,829
692,982
477,921
597,812

1,796,252
768,187
550,726
851,024
1,651,637
5,680
338,874

3,507,767
1,633,200
1,447,184
1,604,659
3,646,882
174,376
1,338,946

2,440,265
1,163,295
1,030,689
1,116,730
2,332,774
80,046
829,995

2,824,909
112,833
260,515
720,694
15,795
479,206
943,087
292,609
170

19,786,454
1,241,049
1.589.754
4,182,606
256,955
4,257,913
6.682.755
1,553,217
22,205

21,774,809
1,547,536
1,855,168
4,017,112
1,393,287
4,858,931
6,137,717
1,937,599
27,459

53,075,764
3,915,488
4,416,923
10,374,392
1,723,625
11,319,071
17,011,450
4,238,940
75,875

35,732,182
2,573,192
2,976,378
6,715,509
1,302,241
7,396,331
11,598,330
3,107,194
63,007

7

ALL MEMBER BANKS—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars)
By Federal Reserve districts, June 30, 1954
T o t a l , all
districts

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including
open-market paper
Loans to farmers directly guaranteed by CCC.
Other loans to farmers
Loans to brokers and dealers in securities. . . .
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA.
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans.
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)
United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

Boston

New York

Philadelphia

Cleveland

Richmond

57,197,407
876,934
58,074,341

2,902,524 16,202,946
276,466
50,749
2,953,273 16,479,412

3,118,807
57,027
3,175,834

4,301,459
76,028
4,377,487

2,430,142
29,000
2,459,142

24,362,485
, 1,949,662
2,411,116

1,398,936
17,936
28,601
34,631

8,740,161
165,095
82,748
1,836,306

1,207,748
14,035
53,444
60,870

1,517,444
58,193
74,198
89,334

786,087
40,833
72,420
20,931

1,105,900

34,382

411,459

59,747

86,542

88,826

609,543

16,457

40,482

44,953

82,059

53,427

3,423,748
2,629,443
4,429,369
2,347,542

70,302
104,090
285,730
174,722

607,841
546,802
685,742
340,151

82,498
205,298
340,764
188,999

189.811
266,468
619,270
264.812

56,198
106,763
279,125
166,861

3,507,767
1,633,200
1,447,184
1,604,659
3,646,882
174,376
1,338,946

191,751
74,999
48,639
104,224
290,342
3,523
74,008

464,950
397,628
334,477
482,146
793,590
137,807
412,027

259,417
91,571
92,934
119,060
261,770
3,279
89,447

303,502
117,017
125,125
135,803
331,631
940
115,338

181,559
73,204
50,501
112,955
295,223
7,241
66,988

2,192,396 12,716,262
118,384 1,327,351
895,810
149,513
292,061 1,954,675
93,344
257,690
447,048 2,600,614
760,802 4,614,796
328,011 1,035,407
29,919
3,233

2,626,079
141,499
188,184
372,450
158,786
607,042
772,244
381,547
4,327

4,926,127
242,444
394,925
1,037,030
150,811
1,251,976
1,491,880
347,491
9,570

2,472,500
159,978
228,657
464,782
140,334
565,550
731,329
181,114
756

53,075,764
3,915,488
4,416,923
10,374,392
1,723,625
11,319,071
17,011,450
4,238,940
75,875

By Federal Reserve districts, June 30, 1954—Continued
Chicago

St. Louis

Minne-

Kansas
City

Dallas

San
Francisco

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including open-market
paper
Loans to farmers directly guaranteed by CCC
Other loans to farmers
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

7,661, 844
137, 152
7,798, 996

2,108,969
25,789
2,134,758

1,460, 786
18, 001
1,478, 787

2,287, 044
19, 779
2,306, 823

3,190. 935
29,,259
3,220, 194

9,055,284
123,840
9,179,124

3,189, 313
330, 111
247, 090
268, 735
147, 606

742,463
118,594
123,263
13,345
35,103

441, 690
66, 564
150,,581
2,,953
18,,883

871, 488
124, 911
362,,752
6,,384
24,,928

1,479,,999
281,,860
256,,443
8,,790
109,,729

2,919,622
118,962
411,364
49,781
37,030

29,,983

108,986

United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

97, 157

43,565

22,,926

37,,183

459,,605
339,,052
755,,054
319,,123

145,353
54,587
173,332
107,356

114,,850
117,,627
109.,073
54:,514

84,,081
50,,997
106,,074
98,,835

26.,687 - 1,556,868
28,,629
784,087
93.,456
842,774
107:,725
409,373

482.,336
237.,445
224.,066
125.,192
410,,948
163
166,,000

122,740
58,427
64,203
49,504
225,674
910
56,339

108,,676
62 ,513
82,,287
32,,372
58,,742
250
34.,286

146.,683
63:,590
45.,966
48.,431
169.,514
2.,921
62 ,085

208.,923
93:,128
65 ,738
96,,007
275 ,275
397
57,,425

831,624
270,059
227,455
208,088
270,874
13,602
118,575

10,189 ,775
488 ,876
749 ,968
2,317 ,057
325 ,449
2,234 ,905
3,313 ,187
755 ,497
4 ,836

1,954,988
110,460
210,665
488,685
95,339
361,769
599,416
87,651
1,003

1,447 ,972
96 ,144
169 ,336
342 ,467
119 ,976
334 ,119
329 ,071
56 ,274
585

2,600 ,776
313,,076
282 ,505
628 ,109
114,,841
512 ,748
634 ,764
112 ,198
2 ,535

2,334 ,198
276 ,635
278 ,916
452 ,886
57 ,965
479
638 ,602
148 ,619
1 ,332

6,953,916
409,783
555,869
1,426,308
129,806
1,402,035
2,419,930
593,528
16,657

1
Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks.




8

RESERVE CITY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
T o t a l , all
reserve
city b a n k s

By Federal Reserve districts, June 30, 1954
Boston

New York

Philadelphia

Cleveland

Richmond

2

Atlanta

2

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including
open-market paper
Loans to farmers directly guaranteed by CCC
Other loans to farmers
Loans to brokers and dealers in securities. . .
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by F H A or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

22,452,855
368,812
22,821,667

1,144,390
24,575
1,168,965

640,258
21,874
662,132

1,418,877
32,308
1,451,185

2,544,678
54,035
2,598,713

1,048,337
15,078
1,063,415

1,116,882
18,090
1,134,972

10,009,803
555,802
397,567
325,891

740,869
13,320
2,738
24,969

322,553
8,345
2,691
20,549

789,786
7,715
215
56,120

1,200,449
40,563
740
86,089

434,153
17,522
2,092
17,283

572,650
64,906
9,638
15,683

468,279

14,064

15,153

38,242

66,990

66,210

31,720

98,368

26

2,564

338

4,769

2,435

3,111

1,964,315
1,178,422
1,487,639
910,069

30,612
16,374
43,053
42,505

41,325
30,998
52,119
33,916

21,148
18,030
21,796
28,568

105,661
132,663
237,682
114,569

14,901
37,438
84,074
64,700

4,708
5,475
33,874
38,056

1,548,882
600,829
692,982
477,921
1,475,971
31,115
597,812

52,250
19,457
11,871
12,961
105,121
1,639
37,136

27,774
22,202
14,714
19,258
36,380

112,881

11,591

146,398
44,038
54,651
34,721
132,932
3,279
53,208

60,711
78,376
61,996
204,283
915
89,376

73,298
26,043
27,558
33,249
117,759
5,325
39,375

92,399
36,524
36,811
28,910
106,709
2,487
51,311

United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
.
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

19,786,454
1,241,049
1.589.754
4,182,606
256,955
4,257,913
6.682.755
1,553,217
22,205

694,824
37,915
73,173
77,811
9,510
133,198
245,373
117,444
400

4%,596
17,488
20,042
73,096
4,836
116,553
155,227
39,221
133

870,078
80,894
65,638
120,969
5,812
208,806
274,945
112,625
389

2,828,232
127,841
223,317
647,486
20,754
698,619
906,645
197,232
6,338

1,146,952
92,361
112,065
214,282
27,315
268,222
355,419
77,205
83

1,079,607
112,833
122,477
225,456
8,672
228,088
290,937
91,138

By Federal Reserve districts, June 30, 1954—Continued

Loans—net
Reserves
'
Loans—gross
Commercial and industrial loans, including open-market
paper
Loans to farmers directly guaranteed by CCC. . . X X ! X '
Other loans to farmers
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Real estate loans:
On farm land.
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA.
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loams...
Instalment cash loans
Single-payment loans
Loans to banks
.^
All other loans (including overdrafts)
United States Government direct obligations.
Treasury bills
Treasury certificates of indebtedness. . . . . . . . *
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 t o 20 years
Other bonds maturing after 20 years
1
2

See contents page for basis of classification of member banks.
See note 3, page 11.




Chicago

St. Louis

1,178,807
43,004
,221,811

1,157,132
16,616
1,173,748

828,759
37,151
6,677
26,130
52,309

553,983
67,732
14,234
13,136
24,229

Minneapolis

Kansas
City

Dallas

556,816
6,613
563,429

1,260,835
11,626
1,272,461

1,775,330
15,936
1,791,266

7,610,513
109,057
7,719,570

268,313
15,874
3,906
2,891
11,709

649,966
52,465
73,226
5,790
18,396

1,028,797
134,121
18,042
8,129
95,520

2,619,525
96,088
263,368
49,122
33,737

San
Francisco2

4,333

1,719

151

4,749

3,634

70,539

234,306
137,365
201,399
92,719

60,003
16,378
49,023
53,884

29,693
42,391
16,057
13,947

53,363
19,778
43,629
61,699

10,071
13,436
26,886
61.024

1,358,524
708,096
678,047
304,482

176,063
53,257
123,501
34,535
155,804
57,503

52,386
28,703
43,958
17,743
128,969
885
46,783

27,583
23,841
53,999
9,826
21,025
150
22,073

57,288
33,488
30,409
20,302
95,375
2,436
50,102

69,352
48,327
39,088
42,206
157,713
397
34,523

661,210
204,238
178,046
162,214
213,901
13,602
104,831

3,501,687
181,285
170,536
767,436
53,815
788,810
1,312,692
225,526
1,587

843,269
37,696
89,611
246,710
14,692
124,332
306,802
23,193
233

418,912
30,070
46,100
93,839
4,833
95,809
116,527
31,629
105

1,302,313
155,094
111,702
355,325
17,344
222,978
385,598
53,746
526

1,052,629
91,339
103,746
176,206
11.025
230,362
344,243
95,686
22

5,621,355
276,233
451,347
1,183,990
78,347
1,142,136
1,988,347
488,572
12,383

9

COUNTRY BANKS1—CLASSIFICATION OF LOANS AND UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
By Federal Reserve districts, June 30, 1954

T o t a l , all
country
banks

Boston

New York

Philadelphia

Cleveland

Richmond

Atlanta

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including
open-market paper
Loans to farmers directly guaranteed by CCC.
Other loans to farmers
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

20,537,112
262,820
20,799,932

1,758,134
26,174
1,784,308

3,943,930
64,149
4,008,079

1,699,930
24,719
1,724,649

1,756,781
21,993
1,778,774

1,381,805
13,922
1,395,727

1,359,785
15,754
1,375,539

5,070,914
624,832
1,545,519
66,113

658,067
4,616
25,863
9,662

970,348
14,460
77,896
38,183

417,962
6,320
53,229
4,750

316,995
17,630
73,458
3,245

351,934
23,311
70,328
3,648

494,884
50,519
77,120
3,373

United S t a t e s G o v e r n m e n t d i r e c t o b l i g a t i o n s
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years

199,582

20,318

31,835

21,505

19,552

22,616

19.945

510,613

16,431

37,849

44,615

77,290

50,992

29,254

1,250,680
1,388,192
2,843,585
1,337,522

39,690
87,716
242,677
132,217

363,665
464,681
570,174
234,118

61,350
187,268
318,968
160,431

84,150
133,805
381,588
150,243

41,297
69,325
195,051
102,161

24.946
19,568
105,101
77,015

1,796,252
768,187
550,726
851,024
1,651,637
5,680
338,874

139,501
55,542
36,768
91,263
185,221
1,884
36,872

326,462
165,823
140,083
199,157
301,164
263
71,918

113,019
47,533
38,283
84,339
128,838
36,239

190,621
56,306
46,749
73,807
127,348
25
25,962

108,261
47,161
22,943
79,706
177,464
1,916
27,613

113,207
57,095
48,982
61,967
156,590
856
35,117

21,774,809
1,547,536
1,855,168
4,017,112
1,393,287
4,858,931
6,137,717
1,937,599
27,459

1,497,572
80,469
76,340
214,250
83,834
313,850
515,429
210,567
2,833

3,600,074
295,793
164,282
427,599
195,266
761,040
1,211,678
540,671
3,745

1,756,001
60,605
122,546
251,481
152,974
398,236
497,299
268,922
3,938

2,097,895
114,603
171,608
389,544
130,057
553,357
585,235
150,259
3,232

1,325,548
67,617
116,592
250,500
113,019
297,328
375,910
103,909
673

1,581,168
118,025
190,098
372,426
70,612
293,934
414,492
120,465
1,116

By Federal Reserve districts, June 30, 1954—Continued
Chicago

St. Louis

Minneapolis

Kansas
City

Dallas

San
Francisco

Loans—net
Reserves
Loans—gross
Commercial and industrial loans, including open-market
paper
Loans to farmers directly guaranteed by CCC
Other loans to farmers
Loans to brokers and dealers in securities
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA
On other properties
Other loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
Instalment cash loans
Single-payment loans
Loans to banks
All other loans (including overdrafts)

2,894,355
39,289
2,933,644

951,837
9,173
961,010

903,970
11,388
915,358

1,026,209
8,153
1,034,362

1,415,605
13,323
1,428,928

1,444,771
14,783
1,459,554

526,046
163,365
235,998
1,067
21,729

188,480
50,862
109,029
209
10,874

173,377
50,690
146,675
62
7,174

221,522
72,446
289,526
594
6,532

451,202
147,739
238,401
661
14,209

300,097
22,874
147,996
659
3,293

United States Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Other bonds maturing after 20 years
1

See contents page for basis of classification of member banks.




92,331

41,846

22,775

32,434

26,349

38,447

219,397
189,981
518,959
198,570

85,350
38,209
124,309
53,472

85,157
75,236
93,016
40,567

30,718
31,219
62,445
37,136

16,616
15,193
66,570
46,701

198,344
75,991
164,727
104,891

254,354
129,607
76,769
78,674
191.916
126
34,755

70,354
29,724
20,245
31,761
96,705
25
9,556

81,093
38,672

89,395
30,102

37;S717
100
12,213

"'111

139,571
44,801
26,650
53,801
117,562

170,414
65,821
49,409
45,874
56,973

11,983

22,902

13,744

3,863,179
194,758
318.917
828,927
255,839
966,889
1,057,408
237,362
3,079

1,111,719
72,764
121,054
241,975
80,647
237,437
292,614
64,458
770

1,029,060
66,074
123,236
248,628
115,143
238,310
212,544
24,645
480

1,298,463
157,982
170,803
272,784
97,497
289,770
249,166
58,452
2,009

1,281,569
185,296
175,170
276,680
46,940
248,881
294,359
52,933
1,310

,332,561
133,550
104,522
242,318
51,459
259,899
431,583
104,956
4,274

28,288

10
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954, OF CENTRAL RESERVE CITY AND
ASSETS [In thousands of dollars]
Loans and investments

Federal Reserve district
numbers, and reserve cities

All m e m b e r b a n k s

Number
of
banks

Total

Loans (including

U. S.
Govern-

drafts)

direct obligations

Reserves, cash,

ObligaObligaCorporate
tions
tions of
^Other
stocks
guaran- States and
(including
teed by
political notes, and
F. R.
subdiviU. S.
Bank
Governstock)

6,721 123,185,251 57,197,407 53,075,764

35,673 9,889,555 2,637,245

Reserve b a n k c i t i e s 1
1. Boston
2. New York 3 *
3. Philadelphia*
4. Cleveland
5. Richmond
6. Atlanta 83
7. Chicago
8. St. Louis*
9. Minneapolis*
10. Kansas City*
11. Dallas*
12. San Francisco

162 51,605,605 26,406,699 19,688,283
10 1,999,945 1,144,390
694.824
29 22,997,463 11,794,810 8,803,410
10 2,665,802 1,418,877
870,078
4 2,106,150
922,625
954,884
6
378,907
160,053
184,063
5
753,614
420,354
253,724
61 7,576,418 3,115,459 3,724,598
6 1,109,025
584,553
421,752
4
684,757
246,490
361,407
9
822,317
375,658
352,834
9 1,172,306
301,487
811,178
9 9,338,901 5,265,076 2,912,398

22,708 4,117,102 1,186,879
123,352
31,038
" 5 ^ 6 1 0 1,870,520 421,678
278,620
85,168
176,730
47,636
26,701
7,219
63,675
14,289
505,265 214,713
74,129
24,032
56,841
18,489
34
66,410
25,628
3
48,978
7,412
17,011 825,881 289,577

Reserve b r a n c h c i t i e s 1
2. Buffalo*
4. Cincinnati
4. Pittsburgh*
5. Baltimore*
5. Charlotte 8
6. Birmingham
6. Jacksonville*
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver*
10. Oklahoma City*
10. Omaha
11. El Paso
11. Houston*
11. San Antonio*
12. Los Angeles*
12. Portland
12. Salt Lake City 8
12. Seattle*

121 18,907,995 8,216,189 8,903,249
4
882,850
312,778
464,206
7
875,340
431,328
376,472
6 2,198,274
977,967
929,163
8
674,667
263,466
353,764
4
438,646
240,471
159,523
3
322,724
145,922
122,336
3
287,491
118,562
139,858
4
370,893
147,278
195,248
6
697,155
392.825
260,382
6 2,880,351
975,802 1,603,954
4
136,742
59,299
60,196
6
428,974
195,698
205,614
3
439,100
123,251
284,020
2
41,079
14,280 .
4,262
7
564,922
242,501
290,798
4
159,733
330,054
124,615
6
349,639
163,349
131,550
3
144,426
40,315
98,781
9 1,010,511
435,574
525,726
6
315,354
157,692
116,485
6 2,826,364
973,639 1,713,942
3 1,192,120
441,728
597,627
6
366,956
161,422
180,590
5 1,133,363
391,865
593,581

O t h e r reserve c i t i e s 1
4. Columbus.. . .
4. Toledo
5. Washington*
7. Cedar Rapids
7. Des Moines*
7. Indianapolis.
7. Milwaukee*
7. Sioux City
8. National Stock Yards
9. St. Paul*
10. Kansas City, Kansas*. . . .
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita
11. Fort Worth*
C o u n t r y b a n k s , by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco.

62
3
4
13
1
3
5
6
4
1

3
2

2
4
4
4

3

5,197,981
467,399
368,854
890,932
70,608
218,579
726,314
757,710
82,385
71,867
361,203
59,973
31,922
88,813
380,088
263,202
358,132

2,037,407 2,709,423
287,833
138,894
263,335
90.409
449,602
384,347
32,942
16,876
95,123
94,487
430,671
224,572
402,137
300,584
39,709
37,171
42,372
23,646
148,160
181,129
24,769
28,444
10,176
20,717
33,305
42,075
175,864
158,718
149,632
78.410
117,561
223,160

6,376 47,473,670 20,537,112
305 3,658,017 1,758,134
8,543,887 3,943,930
586 3,958,122 1,699,930
623 4,329,199 1,756,781
449 2,984,329 1,381,805
347 3,328,652 1,359,785
933 7,583,313 2,894,355
474 2,320,912
951,837
903,970
462 2,136,149
709 2,607,819 1,026,209
607 2,992,808 1,415,605
226 3,030,463 1,444,771

774,809
497,572
600,074
756,001
097,895
325,548
581,168
863,179
111,719
029,060
298,463
281,569
332,561

8,920 1,392,668
78,220
2% 53,562
177,945
46,013
22,930
1,560
45,069
22,338
19,985
104
37,451
6,479 264,697
13,408
16,320
29,463
1,991
22,807
33,224
43,043
4,956
39,445
24,338
141 108,699
387 141,802
3
22,392
122,570

341,777
24,311
11,643
104,398
9,721
13,016
8,812
6,025

Total

Reserve
with
Federal
Reserve

349,607 36,722,441 18,925,459 2,001,473
183,934 16,248,714 9,465,497
6,341
605,329
372,240
101,435 7,616,880 4,670,521
904,595
460,039
315,572
569,285
139,022
63,570
1,572
301,170
135,484
16,376 2,416,387 1,496,393
4,516
410,621
229,024
1,530
131,372
278,627
1,753
433,673
189,629
3,248
591,782
205,452
28,958 1,981,343 1,196,201

"It

45,192 6,042,946
3,323
257,669
2,101
277,871
567,016
tfol
230,032
179,805
'-111 104,067
708
156,296
139,282
276,559
748,284
'Hi
66,057
1,119
182,565
1,125
152,152
16,993
192,600
138.081
732
139,729
324
63,684
501,955
'•IS 117.082
5,736
784.891
277,919
2
'®
121,036
351,321
1,854

3,062,057
133,608
153,756
350,147
118,830
79,713
42,877
45,187
50,643
140,851
410,481
26,082
83,711
5

t;654
25,766
5,314
941
11,964
27.967
23,021
13,001

19',475
30,201
1,236
15
5,285
1,337
14
1,275
16,849
11,733
3,540

10,507 1,924,402
825
172,007
546
126,934
276,013
2
24,622
338
84,195
1,477
255,325
277,467
Hit
31,354
39,051
180
863
132,009
105
25,498
74
18,790
183
32,978
690
164,443
406
93,824
870
169.892

929,950
82,704
62,625
152,654
12,450
32,898
129,257
155,101
14,464
13,873
65,020
8,992
3,647
16,840
62,635
46,007
70,783

3,971 4,067,462
386 282,597
2,759 790,575
334,461
lit 368,473
170 209,867
10 344,623
675,435
112
42 198,516
49 151,499
105 242,023
2 257,115
57 212,278

980,342
108,804
182,159
155,608
95,665
59,913
36,019
137,882
53,848
47,918
35,822
31,564
35,140

109,974 12, 506,379
10,524
944,779
24,390
726,116
11,998
884,378
10,230
000,778
895,441
086,616
12,350
815,259
4,950
662,679
3,653
544,639
945,459
§;&
278,103
5,656
722,132

74

312,323
34,749
11,869
32,398
20,303
21.966

51

II

10,223
1,241
480
7,845
11,740
10,965
50
7,416
16,291
24,207
8,080
1,977
23,493
128,247
5,098
2,695
22,507
322

Cash in
vault

i

'1ll

?:$

90,539
44,468
67,152
24,610
188,181
51,490
452,461
177,899
65,723
200,613

5,467,955 ,230,098
413,230 119,252
842,443 199,640
429,358 104,320
489,105 120,741
360,310 101,952
424,659 100,749
833,647 181,992
288,100
55,834
251,984
41,769
385,298
54,980
429,739
83,675
320,082
65,194

* Excludes figures for one or more banks classified as "Country".
,
1
Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of
member
banks.
2
Includes both central reserve city and reserve city banks.
For other footnote, see opposite page.




11
RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
ASSETS [In thousands of dollars]
and bank balances

Other
balances
with
banks in
U. S.

Cash
items in
process
of collection

Balances
with
banks in
foreign
countries

Bank
premises,
furniture, and
fixtures

indirectly
representing
real
estate

Other
real
estate
owned

Customers'
liability
on
acceptances

Income
accrued
but not
collected

Other

Total

Federal Reserve district
numbers, and reserve cities

All m e m b e r b a n k s

29,858

61,723 8,671,717 1,227,871

22,675

83,344

359,245

386,948

215,629

162,203,404

10,808

53,299 5,275,152
181,705
4,563
2,703,208
320,926
169,035
57,384
31
111,422
2^784 623,638
83 125,743
585 107,323
134 147,659
482 182,748
4,985 544,361

383,302
16,977
162,433
22,663
8,452
4,148
12,400
23,524
9,694
1,005
4,559
18,065
99,382

2,561
15
6

47,686
408

343,536
31,874
250,066

125,705
4,018

457
4
3
132
155
345

10,072
699

235
1,209

19,862

m i

211,680
7,475
92,439
10,672
9,758
1,538
2,719
31,838
5,814
2,063
1,320
3,436
42,608

68,968,789
2.666.041
31,185,707
3,625,486
2,706,356
524,914
1,071,447
10,061,863
1,538,678
971,273
1,263,135
1,806,301
11,547,588

Reserve b a n k c i t i e s 1
1. Boston
2. New York 2 *
3. Philadelphia*
4. Cleveland
5. Richmond
6. Atlanta 32
7. Chicago
8. St. Louis*
9. Minneapolis*
10. Kansas City*
11. Dallas*
12. San Francisco

5,760 1,683,950
66,604
''in
72,965
293 158,428
65,981
179
73,948
37,835
45,008
49,017
87,377
63
1,088 224,101
19,829
49,970
16
38,943
5,144
46,343
32,440
41,730
13,624
lit 112,019
9 23,985
819 221,961
66,626
451
31,536
98,536
595

192,107
11,431
12,125

6,539

16,631
553

10,263

77,386
3,961
3,813
9,088
2,509
1,904

25,737
2,142
1,140
1,131

25,279,604
1,158,606
1,170,422
2,805,960
917,084
627,238
432,533
449,019
517,121
989,536
3,663,055
204,821
616.934
601,433
58,562
763,108
477,102
494,366
209,856
1,545,259
439,379
3,644,586
1,494,638
492,756
1,506,230

Reserve b r a n c h c i t i e s 1
2. Buffalo*
4. Cincinnati
4. Pittsburgh*
5. Baltimore*
5. Charlotte 8
6. Birmingham
6. Jacksonville*
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver*
10. Oklahoma City*
10. Omaha
11. El Paso
11. Houston*
11. San Antonio*
12. Los Angeles*
12. Portland
12. Salt Lake City 3
12. Seattle*

402,659
48,809
10,892
49,898
6,792
17,644
56,943
75,453
6,151
18,574
37,896
4,356
1,089
3,885
18,205
9,315
36,757

58,775
7,584
1,629
16,775
843
697
5,724
7,137
1,038

1,309 ,956
213 ,697
547 294

593,687
58,217
114,717
54,995
49,543
43,508
48,576
70,033
22,761
18,988
19,563
48,360
44,426

806
2,615
998
156

"

" 200
. . . »

184
713
3,714
150
111
10
731
252
200
270
15
676
368
728

'•1

1,258

443
22
282

57
106
172
58

200
'723

'III

900
285
184
915
1,146
320
25
436
972
3,599
434

3

9
15
204
145

1

264

161
300

81

:lfl

78
133
110
135 -Mi
38 ,973
40 ,814
42
63
75 ,860

%

a n
17',U7

""53
151
87
260
1,004
58
138
11
37

Hll
\',m

3,427

1:1

13,838
17,358
3,116
15,384

2,777
431
347
607
4,638
1,436
7,112

ys;

299
100
3,080
456

1,917
400

619
9
448

28

125
4,570
1,487
892
33

80
139
199

l

500
10
182
240
1,686

130
3,593
47
90
371
2
500

3,1

141

'•m
1,398
702

4,583
* 5 j 634
926
4,088

39 7
428
95
239

87
108

190

145
12,956
1,106
1,226
1,492
314
1,041
2

'lfs

466
315
748
2,051
1,113

S:5H
739
990
2,938
398
586
301
521
2,896

U

'274
1,842
2,201
268

2

-Ul

1,270
304
3,605
1,347
12,095
5,865
16
4,607

"•8!
682
2,869
1,825
341
386
1,738
34
460
1,461
1,007
1,257

1,000
14,939

1,123
3,503

1,455
1,532

89
1,150
1,659

'fS

5,207
312
337
109
100
42
3,828
130
53
14
70
212

82,171
7,963
24,643
4,284
4,684
3,000
7,512
9,910
3,067
6,498
1,831

kvl

itfll
2
'llt
1,416
8,695
1,782
504
777
16,720
16,688

l

<i

117
413
1,317

*'?*!
632
287
10
1,704
129
301
126

'•IS?
704
960

8,615

'it:

1,697
93
122
695
2,273
38
824
435
9
63
537
211

224
55,572
4,914
11,429
4,945
4,537
5,109
4,693
8,174
2,186
1,121
1,834
3; 524

7.210.430
648,775
499,236
1,188,547
96,166
306,021
990.935
1,046,520
115,156
111,345
498,744
86,344
51,110
122,921
552,168
359,825
536,617
60,744,581
4.676.431
10,424,906
4,909,514
5,389,862
3,933,209
4,482,976
9,490,732
3,012,469
2,708,349
3,577,569
4,326,522
3.812.042

O t h e r reserve cities 1
4. Columbus
4. Toledo
5. Washington*
7. Cedar Rapids
7. Des Moines*
7. Indianapolis
7. Milwaukee*
7. Sioux City
8. National Stock Yards
9. St. Paul*
10. Kansas City, Kansas*
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita
11. Fort Worth*
C o u n t r y b a n k s , by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
For other footnotes, see opposite page.




12
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954, OF CENTRAL RESERVE CITY A N D
LIABILITIES [In thousands of dollars]
Demand deposits
Federal Reserve
district numbers,
and reserve cities

All m e m b e r
banks....

Total

Individuals,
partnerships, and
corpora-

United
States
Govern-

States
and
political
subdivi-

Time deposits

Banks in
United
States

Banks
in
foreign
countries

49,165, 490 34 ,383,319 2,711,289 ,860,142 7,
,578,088
2,138, 731
106,900 128,014 277;537 ' 2 1 27:!l2
,891,290 1,388,598 413,184 3,238,463
24,083, ,718
,136,119 140,665
108,451
2,875 ,142
445,090 *°il;72i
115,440
61,278
1,646 569
,284,354
160,868
392 ,033
238,359
17,216
40,361
92,823
Hlb
870 ,089
553,747
38,845 106,584
166,824
39
,953,966 450,007 313,862 1,290,271
7,136 ,939
34,406
778,608
90,532
1,245 ,907
43,679
321,973
781 ,588
44,798
454,594
61,039
209,247
570,816
36,254
1,086 ,758
46,338
425,239
1:1
796,177
54,043
37,758
1,427 ,087
519,511
1,469
5,480 ,929
,147,201 227,991 499,594
306,789
90,498

Reserve b r1a n c h
. cities
2. Buffalo*. . . . .
4. C i n c i n n a t i . . .
4. Pittsburgh*..
5 Baltimore*...
5] C h a r l o t t e 8 . . .
6' Birmingham..
6 Jacksonville*.
6' N a s h v i l l e . . . .
6 New Orleans
T Detroit
8' Little Rock. .
8] Louisville....
8' M e m p h i s . . . .
9" Helena
10' Denver*
10' Okla'ma City*
10' Omaha
11' El Paso
11' Houston*.. . .
11* San Antonio*
12' Los Angeles*.
12' Portland
12' Salt Lake City 8
12' Seattle*. . .

17,726,170 13,019,928
701,529
556,863
839,764
648,993
1,944,510 1,529,899
713,055
516,438
499,404
302,696
332,970
262,356
358,641
183,358
351,795
193,320
796,569
464,767
2,289,467 1,747,589
166,469
96,582
496,281
310,191
437,479
266,171
48,437
19,812
552,669
396,522
384,596
208,943
413,308
257,666
152,263
111,582
1,287,570
903,853
319,284
238,965
2,386,148 2,038,497
855,194
689,154
345,759
257,208
1,053,009
818,503

Country banks,
by d i s t r i c t s .
1. Boston
2. New York. . .
3. Philadelphia..
4. Cleveland.. . .
5. Richmond . . .
6. Atlanta
7. Chicago
8. St. L o u i s . . . .
9. Minneapolis..
10. Kansas City.
11. Dallas
12. San Francisco

Total

Individuals,
partnerships,
and
corpora-

United
States
Gov-

Postal
ings

States
and
political
subdi-

Banks
in
U. S.

109,855,632 81,034,346 5,165,090 7,839,264 11,955,986 1,280,112 2,580,834 38,396,431 34,687,030 283,073 17,333 1,912,140 54,149 1,442,706

Reserve b a1 n k
cities
1. Boston
2. New York **.
3. Philadelphia*.
4. Cleveland....
5. Richmond
...
6. Atlanta 82
7. Chicago . . . .
8. St. Louis*
9. Minneapolis*.
10. Kansas City*.
11. Dallas*
12. San Francisco

O t h e r reserve
cities 1
4. Columbus....
4. Toledo
5. Washington*.
7. Cedar Rapids
7. Des Moines*.
7. Indianapolis..
7. Milwaukee*..
7. Sioux City. . .
8. National Stock
Yards
9. St. Paul*
10. Kansas City,
Kansas*...
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita
11. Fort Worth*.

Certified
and officers'
checks,
etc.

850,767

Sl.'SM

137,711
42,814
22.398
14,621
7,168
10,254
17,678
171,127
3,258
31,208
9,648
1,046
26,949
7,609
20,387
4,845
41,297
7,672
109,086
25,870
10.399
41,187

,177,173 2,405,431
25,273
69,292
28,818
100,208
40,502
214,656
82,365
65,442
43,473
119,697
38,397
16,171
52,414
114,059
63,777
79,947
149,531
148,703
106,757
222,057
26,774
39,199
16.652
131,764
38,021
120,291
14,249
13,019
26,375
97,013
39.653
123,447
21,799
110,681
7,100
25,672
60,236
265,184
55,620
133,036
551774
81,618
34,489
35,642
40,077
104,651
70,577

5,500,019
492,533
338,086
878,077
70,195
250,849
745,356
771,462
87,459

3,732,695
313,443
266,235
762,092
36,825
138,765
474,479
540,509
51,974

240,723
14,320
27,045
34,903
2,364
7,991
31,597
49,214
1,524

541,184
103,060
16,672
100
6,389
53,352
135,932
34,616
6,103

884,359
47,089
19,405
61,109
24,447
48,304
85,983
131,953
27,084

94,841
383,599

18,602
211,678

1,260
23,790

1,724
59,r-

73,184
84,746

63,341
35,509
95,851
467,767
314,769
410,325

22,128
27,670
46,635
345,252
212,747
263,661

1,054
1,726
5,211
16,578
10,686
11,460

12,277
1,867
28,707
17,559
41,704
21,242

27,167
3,944
14,801
#,239
46,997
108,907

37,463, 953
3,086, 663
5,675, 454
2,539, 523
2,926, 882
2,460 197
3,219 325
5,435, 204
2,019 896
1,621 558
2,741 850
3,547 179
2,190 222

898,404 1,362,311 ,260,765 1,211,561
155,506 224,760
113,134
473,423
327,355 250,538 817,135
120,621
20,326
186,619 111,562 163,684
25,249
451,160 138,641 261,974
937,863
92,152 262,560
111,348
412,103
91,644 439,680
236,116
395,425 202,342 659,716
91,757
56,368
663,796
56,156 224,347
72,358
263,251
53,553 211,961
74,238 404,788
110,986
124,243
866,950
206,629
74,665 352,280
809,473
33,412
61,314 237,880

45,282
3,700
899
3,084

1,066

30

55
8,077
5,022
40
682
279
1,518
4,820
1,686
6,541
1,473
6,301

,538,992 13, 091,945 10,738, 542 104,759 1,484
204,796
21,080
191, 004 4,395
522,972 2,064, 584 51,050
,114,754
400,242
29,096
309, 254
45
863,085
20,098
379
838, 543
93,886
3,124
623 3,633
116,390
4,050
905
15
iS:
172,630 2
94,427
562 3,955
673
170,555
9,649
510
' 1 6 7 ; 995 2,050
110,145
8,953
9
886
98,614
6,776
563
1
234,550
18,129
199, 465
104,080 4,454 866 38,338 ' 198
208,856

*81:

227,589 5,601,625
367,015
11,460
234,022
9,252
530,281
18,658
136,948
4,930
69,690
66,025
"liis
56,109
1,587
127,201
4,497
131,700
7,813
36,915 1,150,381
24,892
656
73,419
6,426
114,038
2,666
7,024
311
159,503
5,531
50,586
4,944
43,441
2,767
42,765
1,546
144,191
12,180
94,076
2,889
43,214 1,011,608
509,981
22,590
2,432
115,604
341,125
11,790

5,242,244 21,490 1,143
364,254
207,453
510,373
210
600
116,673
52,686 2,752
66,025
51,694
1,950
122,695
66
120,195
1,130
1,144,501
225
24,661
1,800
71,375
850
113,188
50
6,969
2,050
152,105
39,106
100
3
43,433
35,052
1,850
102,935
1,754
69,551
615
893,978
47
491,766
111,754 2,325
,020
329,822 3,113

345
682

2,437
17,020
,4

Ht

,223,773
116,138
132,853
224,674
18,887
34.517
179,773
204,799
20,729

519

71
2,986

6,933
72,878

1,432
72,603

275

715
302

17,747
10,732
18,690
48,570
26.518
89,335

17,742
9,657
17,671
47,515
25,398
85,530

75
905
440
1,120
620

18,479, 088
1,160, 769
3,899, 259
1,883, 584
2,004, 140
1,138, 928
929, 684
3,401, 719
765, 428
893, 379
572, 755
478, 891
1,350, 552;

553,496
141,282
729,986
823,331
909,614
026,376
850,226
282,825
723,409
875,480
544,937
388,099
257,931

133,465
6,826
8,435
8,516
1,555
39,954
20,207
4,217
5,071
1,946
9,647
16,577
10,514

6,970
35
5,119

270

10,747
1,761
856
27
84
3,065
57
373
1,680
2,844

94,088
14,586
8,729

8,869

720,165
118,079
158,949
57,305
49,858
56,190
36,717
85,907
19,229
20,062
27,595
44,975
45,299

1,152,748 23,359
815
98,683
195
130,385
196,745 10,079
18,887
1,455
33,046
176,955 2,795
199,777 4,585
20,722

125
5
55
25

799,197 33,357 1,414,606
9,390
161,564 20,000 1,225,774
75
88,263
2,525
37
24,126
2,630
1,268
46,330 3,410
1,250
50
100
34,985
438,781 9,680
325,144 4,354
535
2,226
80
26,484
18,862
826
20
19,655
12,810 1,440
2,465
4,435
11,219
4,710
224

20

5,335
10,600

5
13
780

5,863
41,219
22,754
116,910
18,118
455
800

100
50
50
390

28,753
16,489
2,218

963
146

18
434
5,500
1,000
103
255

360

3,185
14,581
1,828
20
574
1,001
1,538
3,697
4,026
139
329
214
1,127

759,046
10,688
158,660
51,129
91,883
69,912
48,590
110,213
36,454
15,490
17,433
67,266
81,328

15,475
145
2,133
34
87
1,148
3,964
438
355
134
524
5,822
691

* Excludes figures for one or more banks classified as "Country".
Banks arc classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks.
Includes both central reserve city and reserve city banks.
For other footnote, see opposite page.

1
8




13
RESERVE CITY BANKS,1 BY CITIES, AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars]

Bills
payable
and other
borrowed
money

Acceptances
standing

Other
liabilities

37,753

373,612 1,831,398

11,615

357,275 1,140,095
33,668
33,477
259,772 660,084
37,353
3,389
28
25,872
4,834
12,827
125
4,710
75,492
1,627
13,282
12,237
892
4,162
33
11,300
4,015
49,016 249,175

1,115
3,000

3,000
i'500

10,584
80
139
199
141

'•S
1,398
702
2,865
410
428
95
500

23,579,884
1,080,553
1,085,806
2,500,999
856,381
581,957
404,077
418,179
487,163
937,416
3,477,027
192,559
576,331
557,758
56,008
718,416
438,736
459,497
196,766
1,444,833
416,786
3,433,725
1,384,859
465,776
1,408,276

507,093
29,794
25,475
84,100
14,890
8,650
9,300
11,500
11,000
11,900
47,784
4,700
10,600
11,250
1,100
12,700
12,350
12,200
3,900
40,750
6,800
64,000
36,800
8,750
26,800

842,194
38,926
44,525
198,500
33.249
29,500
11,200
12,000
13,500
30,050
100,384
5,300
24,200
26.250
1,100
19,475
12,350
12,200
6,900
42,250
11,450
78,025
46,385
9,475
35,000

308,818
8,577
14,431
21,449
8,272
5,893
5,853
2,615
5,428
9,941
32,493
1,919
5,730
6,175
339
9,011
13,094
6,1491
1,890'
17,003
4,092
67,353
26,594
7,694
26,823

41,615
756
185
912
4,292
1,238
2,103
4,725
30
229
5,367
343
73

128,168
10,500
9,200
21,990
500
5,500
17,200
1,900

212,506
17,000
9,800
40,660
5,000
5,750.
31,000
30,721
3,400

78,036
6,009
3,752
12,827
1,583
6,190
9,964
14,168
825

15,782
710
838
3,126

-5B

6,775,938
614,556
475,646
1,109,944
89,083
286,834
930,558
983,332
108,766

913
7,930

102,728
464,410

1,000
9,000

5,000
19,750

2,617
4,064

540

81,628
46,501
115,568
519,420
343,278
503,686

1,500
1,300
3,200
8,150
4,500
14,500

2,000
1,125
2,900
14,850
9,050
14,500

1,171
1,348
8,221
2,344
1,827

56,372 584 ,326,038 ,925,073
171,819
4,295 094 114,735
9,676 948 246,827 327,790
4,448 303 128,650 238,745
4,966, 829 130,712 199,681
83,677 145,397
3,627 875
94,577 139,798
4,181, 376
168,020 236,334
8,904, 550
86,828
60,177
2,799, 137
50,028
70,663
2,533, 951
94,903
68,908
3,327. 314
99,130 111,012
4,037, 291
80,597 102,103
3,573. 916

932,903
80,231
149,715
82,361
81,722
60,918
53,747
143,303
53,585
41,763
73,954
60,980
50,624

241,505
12,009
11,940
26,069
6,179
12,863
5,082
3,429
8,026
5,195
37,004
1,198
6,631

*'f?7

6,244
2,852
2,748
1,738
10,207
3,426
35,559
19,256
4,413
14,047

87

1,381
5,429
6

5,
2,
2.

4i

5,514
312
337
109
100
42
4,135
130
53
14
70
212

398,391
45,107
96,280
22,959
33,512
24,640
26,613
65,657
13,308
17,205
9,478
10,702
32,930

18,228

1,126

Total
capital
accounts

Net
demand
deposits
subject to
(see
page 18)

Demand
deposits
adjusted
(see footnote on
page 1)

381,151 11,708,578 94,154,214 82,782,727
135,771
16,160
24,932
4,402
1,482
735
11,178
59,707
919
5,385
2,898
368
7,605

1,027
3,083
1,991
4,026

2,

150,494,826 3,501,605 5,617,286 2,208,536
888,779
34,847
479,917
51,258
24,320
5,776
9,430
80,939
25,688
7,026
14,370
21,500
133,708

260'

25,

Surplus

,637,513
136,487
,423,280
174,864
95,250
19,000
30,608
295,741
38,225
38,000
34,400
54,531
297,127

51,407
5,885
4,707
6,693

108

Capital

Undivided
profits

63,766, 420 ,540,306
67,875
2,410, 672
28,527, 661 729,917
75,836
3,319, 126
49,750
2,535, 554
8,650
490, 753
20,800
999. 431
9,389, 771 235,705
42,475
1,431,
13,000
907, 862
21,900
1,189, 567
52,950
1,676, 952
10,887, 700 221,448

239

500

Total
liabilities

Other
capital
accounts

15
3,506
572
4,320
400
423
251
1,483
1,061
9,331

,202, 369
255. 369
,658: 046
306, 360
170, 802
34. 161
72 i 016
672 092
107, 307
63, 411
73, 568
129, 349
659, 888

858,302
931,994
312,817
469,219
426,327
321,797
712,137
276,466
074,264
641,578
849,810
050,648
791,245

507,301
545,477
716,020
952,740
196,695
224,460
552,959
738,617
706,193
417,263
476,271
669,316
311,290

1,699, 720 15. 023,235 12, 740,740
571,011
597,618
78, 053
731,350
614,098
84. 616
752,023
430,631
304 961
520,829
6 0 , 703
619,968
404,897
283,331
45, 281
242,117
276,104
2 8 , 456
192,351
30, 840
251,795
29, 958
268,736
212,577
534,734
670,807
52, 120
000,548
667,160
186, 028
104,183
128,280
12, 262
283,299
404,474
40. 603
267,915
347,884
43 675
29,228
39,522
2 . 554
382,085
458,403
44, 692
293,713
221,100
38, 366
240,502
34, 869
345,113
106,604
116,359
13, 090
990,215
864,250
100, 426
230,321
259,158
22, 593
079,841
915,524
210, 861
726,736
770,007
109, 779
263,746
295,676
26, 980
836,408
920,744
97, 954




All m e m b e r
banks
Reserve b a1 n k
cities
1. Boston
2. New York 2*
3. Philadelphia*
4. Cleveland
5. Richmond
6. Atlanta 82
7. Chicago
8. St. Louis*
9. Minneapolis*
10. Kansas City*
11. Dallas*
12. San Francisco
Reserve b r1 a n c h
cities
2. Buffalo*
4. Cincinnati
4. Pittsburgh*
5. Baltimore*
5. Charlotte 3
6. Birmingham
6. Jacksonville*
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver*
10. Oklahoma City*
10. Omaha
11. El Paso
11. Houston*
11. San Antonio*
12. Los Angeles*
12. Portland
12. Salt Lake City 3
12. Seattle*

1,520

8,617
34,334

70,299
320,032

1,823
236,648

45
836
127
1,527
653
2,104

4,716
4,609
7,353
32,748
16,547
32,931

47,521

30,764
28,750
71,954
353,475
247,771
253,201

O t h e r reserve
cities 1
4. Columbus
4. Toledo
5. Washington*
7. Cedar Rapids
7. Des Moines*
7. Indianapolis
7. Milwaukee*
7. Sioux City
8. National Stock
Yards
9. St. Paul*
10. Kansas City,
Kansas*
10. Pueblo
10. Topeka
10. Tulsa*
10. Wichita
11. Fort Worth*

569,378
602,565
,008,785
325,729
684,433
123,323
778,392
005,325
i868,399
454,460
500,726
200,449
016,792

Country banks,
by d i s t r i c t s
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

1,747
1,185
1,099
265

434,492 4,603,044 3,965,308
412,751
382,280
34,219
280,744
23,590
283,687
775,700
727,048
78,603
36,592
7,083
59,394
176,910
203,165
19.187
570,488
635,355
60,377
514,160
63.188
661,338
72,256
52,700
6,390

21,168

81,700
370,679
269,975
318,024

187,983 4,371,997 31,669,
381,337 2,675,
14,552
747,958 4,992,
23,626
461,211 2,189,
11,455
423,033 2,536,
10,918
305,334 2,027,
15,342
301,600 2,660,
13,478
586,182 4,636,
38,525
213,332 1,701,
12,742
174,398 1,371,
11,944
250,255 2,237,
12,490
289,231 2,786,
18,109
238,126 1,854,
4,802

Includes figures for a bank with its head office in . nonreserve city, which has a branch in this reserve city; see contents page.
For other footnotes, see opposite page.

3

Federal Reserve
district numbers,
and reserve cities

14

ALL MEMBER BANKS—ASSETS AND LIABILITIES
ASSETS [In thousands of dollars]
Loans and investments

State
or
Territory-

Number of
banks

Total

(including
overdrafts)

U.S.
Government
direct obligations

Obligaguaranteed by
U. S.
Govern-

Reserves, cash,

Obligations of
States and
political
subdivi-

Other
bonds,
bentures

Corporate
(including
F. R.
Bank
stock)

Total

Reserve
with
Federal
Reserve
Banks

Cash in
vault

Total, incl. Alaska

6,721 123,185,251 57,197,407 53,075,764

35,673 9,889,555 2,637,245

349,607 36,722,441 18,925,459 2,001,473

T o t a l , all S t a t e s . .

6,720 123,182,747 57,195,827 53,074,847

35,673 9,889,555 2,637,245

349,600 36,721,243 18,925,150 2,001,205

New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia..
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska

37
52
38
139
6
59

309,141
179,443
139,392
3,430,379
660,255
1,253,870

160,288
119,721
96,283
64,056
72,821
50,882
1,803,266 1,304,854
325,455
296,789
572,766
507,295

17,354
14,150
10,690
215,555
29,700
145,645

10,875
4,405
4,537
96,281
6,117
24,624

496 28,749,625 14,627,897 11,157,581
263 4,125,619 1,753,555 1,766,611
664 8,874,323 4,002,456 3,670,608

7,309 2,305,772
478,578
1,141
803,749
182

411 6,670,030
237 2,405,318
514 10,592,166
229 5,120,594
168 1,938,296

2,781,440
871,258
4,064,330
1,961,863
727,989

250
53
61
6,506
77

205
165
178
40
62
140
211

1,932,635
1,114,653
2,969,834
219,908
305,195
855,951
980,868

932,487
796,802
496,297
477,730
1,408,616 1,273,075
86,439
116,224
148,293
133,736
356,282
396,558
338,768
493,668

13
72
15
205

292,597
1,064,136
920,198
1,539,642
695,504
836,693
410,083
1,110,232
1,541,883

161,127
424,447
398,892
747,162
275,351
451,993
172,240
619,378
537,317

125,861
539,987
463,736
655,012
364,015
304,514
194,128
374,137
846,353

111

84
96
32

879,112
1,401,296
956,426
278,733

406,912
725,607
410,175
130,865

70
51
223
%82

472,726
1,266,748
1,301,355
5,558,948

82
20
40
94
34
5
29
7

434,510
361,166
207,796
979,672
261,224
451,482
485,664
203,063

111

55
34
65
82

48 1,671,588
22 1,276,796
124 13,495,979
2,504

Mutual Savings Banks 1. . . .

21,765

24
39
39
280

76,940
55,996
31,446
962,091
102,793
395,269

32,468
21,972
14,336
530,644
50,163
168,720

72,685
17,001
38,456

534,423
112,160
363,638

116,643 8,832,585
877,171
13,574
33,690 2,343,927

5,274,821
426,735
1,236,508

270,210
99,022
166,570

533,608
151,802
792,973
500,178
108,645

111,670
47,217
289,776
57,506
57,094

13,743 1,798,204
704,306
4,314
20,968 3,198,303
8,914 1,233,678
559,137
3,618

936,173
329,935
1,860,343
629,742
277,045

143,923
60.414
119,420
109,330
37,174

155,314
120,966
208.690
11,474
18,049
83,817
122,635

44,116
17,626
70,500
5,402
4,602
17,640
23,931

620,837
3,909
2,034
324,911
8,866 1,121,458
57,522
362
74,104
502
290,644
1,651
365,506
1,772

291,491
143,956
544,125
27,072
38,347
139,123
157,217

25,761

2,298
72,489
32,528
104,242
44,417
59,524
32,587
96,358
133,569

1,923
24,730
22,907
29,361
9,893
16,956
10,230
17,931
21,498

1,388
2,483
2,135
3,704
1,824
2,146
893
2,428
3,146

75,370
314,441
283,382
464,317
207,846
322,630
154,579
412,146
547,050

37,101
160,318
155,821
193,937
91,197
129,013
56,856
180,701
194,801

5,174
29,849
21,517
43,072
21,736
21,780
16.415
21,590
37,383

407,679
562,026
401,921
97,426

43,417
95,236
124,661
48,118

18,757
14,480
17,656
1,562

2,343
3,939

314,475
506,108
297,291
101,636

143,379
185,778
123,238
37,781

21,004
32,484
24,465
7,409

212,862
191,853
492,221
660,091
560,741
571,992
3,001,325 2,132,281

104
17
5

60,690
103,929
130,561
347,266

6,255
7,485
35,383
65,156

182,937
1,066
480,247
2,918
563,773
2,661
12,915 2,565,649

69,332
221,546
196,967
908,618

11,022
25,880
22,550
106,239

10
7

25,400
12,267
11,205

42,357
26,461
7,506

1:8!

12,606
1,194
3,474
11,624
588
6,739
2,131
6,087

137,712
77,024
68,345
340,598
105,256
100,604
154,612
47,879

63,220
39,490
28,891
146,193
50,776
51,985
79,456
23,660

8,579
6,476
5,042
17,555
6,800
10,064
7,847
5,954

175.691
387
149,651
17,167 1,027,416

27,818
8,271
330,410

478,169
2,859
303,054
2,675
37,316 3,087,285
1,198

254,787
187,344
1,782,028
309

28,572
15,939
138,968
268

7,4#

244

167,711
176,332
87,111
424,970
121,060
227,561
243,701
86,637

3,229,319
1,330,674
5,424,058
2,585,627
1,040,873

228,122
170,789
105,633
499,648
130,402
173,967
212,535
102,576

840,450
624,770
631,679
484,133
6,871,151 5,212,519
1,580
917

7,722

16

161
4
1,560

72,224

7X29

879
510
423
10,143
2,194
3,524

2

'%;

661
577
373

'•Hi

823
833
257

67

2,676

10,406

?:FJ

37|880

1:58

11,836
16,422

STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2.
New Jersey—Dist. No. 2.
Kentucky—Dist. No. 4 . . .
Pennsylvania—Dist. No. 4
West Virginia—Dist. No.
Louisiana—Dist. No. 6. .
Mississippi—Dist. No. 6.
Tennessee—Dist. No. 6. .
Indiana—Dist. No. 7 . . . .
Illinois—Dist. No. 7 . . . .
Michigan—Dist. No. 7. .
Wisconsin—Dist. No. 7..
Missouri—Dist. No. 10..
New Mexico—Dist. No.
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12. .

16
176
56
168
12

34
20
71
176
363
189
126
46
10
210
4

314,518
3,360,057
267,853
3,308,558
98,775
1,009,834
233,038
909,116
2,117,949
9,935,126
4,960,799
1,767,151
1,029,483
164,816
1,280,163
391,407

128,355
1,446,694
128,439
1,351,637
39,943
385,230
110,589
413,978
747,393
3,854,158
1,903,339
660,657
456,924
73,737
549,252
203,754

151,201
1,407,480
118,395
1,529,521
48,892
538,302
78,842
421,220
1,183,143
5,075,490
2,502,470
* 950,942
454,713
85,353
565,203
145,677

12

1,060

139
104
34
52
6,494
77
34

27,145
406,398
16,696
265,146
7,878
77,548
42,247
58,758
140,737
720,410
484,844
98,119
84,588
5,002
127,819
34,630


http://fraser.stlouisfed.org/
1
These banks, two in Wisconsin and one in Indiana, are included in the figures for those States.
Federal Reserve Bank of St. Louis

6,997
86,728
3,547
150,217
1,701
6,812
722
12,434
42,905
265,183
55,050
54,104
30,836
438
35,265
6,563

808
74,427
11,697
693,653
776
74,963
11,898
813,842
361
26,882
1,838
383,419
638
85,991
2,718
338,093
3,737
613,272
19,833 3,003,988
8,602 1,199,073
3,252
511,649
2,388
499,791
67,189
286
2,607
553,002
748
89,421

32,833
338,918
33,642
472,029
12,065
185,272
31,773
123,916
291,966
1,778,021
613,621
257,127
215,323
34,417
194,043
45,905

9,653
76,137
8,588
56,329
3,122
18,786
5,948
23,710
52,334
105,583
105,089
33,197
11,260
3,626
21,629
8,817

15
OF BANKS ON JUNE 30, 1954, BY STATES
ASSETS [In thousands of dollars]
and bank balances
Other
balances
with
banks in
U. S.

Balances
with
banks in
foreign
countries

Bank
premises,
furniture, and
fixtures

Cash
items in
process
of collection

Customers'
liability

Assets
indirectly
representing
real
estate

Other
real
estate
owned

Income
accrued
but not
collected

Total
assets

Other

29,858

61,723 8,671,717 1,227,871

22,675

83,344

359,245

386,948

215,629

162,203,404

29,858

61,723 8,671,662 1,227,776

22,675

83,344

359,245

386,948

215,604

162,199,582

18
15
831
29
171
3,472
446
1,167

4,033
2,440
I,853
41,322
11,650
19,184

A
541

266
46
23
1,196

263

52

36,782 2,926,758
116 143,520
3,957 545,761

238,343
57,217
103,208

839
619
1,539

10,015

62,209
21,734
45,286
47,378
16,414

536
149
610
458
100

10,832
316

3,856

2,918
6,453
6.456

422
62
348
149
15
3
178

3,490
12,382
17,449

160

i!S

1,036
400

4

'372
43

376
173
1,491
843
106

1,165
51
2,784
1,234
30

357,288
89,600
684,480
269,573
93,826

560
172
131
4

775

161,163
44,457
291,870
5,384
5,135
54,679
21,597

218
54

270
113
100
111
485

180

179
282
46

65

\H
322
252
458
25
542
984
9,103
48
40

63
1,386
77

200
368
738
735
4,054

72

14,206
13,620
4,569
262,666
21,138
91,852

84
7
25

105
697
451
5,897

12,901
51 * 777

M

,;!8

96,647
34,374
122,843
89,057

II,847
5,209
18,381
23,630

54,877
108,992
53,749
10,007

8,041
20,465
9.457
4,594

29,498
106,086
55,067
420,581

14,142
90,816

15,363
10,483
5,901
52,867
5,710
19,308
33,774
5,443

3,749
4,207
1,707
4,661
4,035
7,084

115,717
67,747
787,496
55

23,731
18,521
133,076
95

34

64

S:!8

17

699
103
407
46
169
1,211
369
47
115
156
5,671
29
128
357
61
165
543
99
39
609
375
1,785

423

32,015
171
250,226
177
3,454

108,798
13,257
22,144

111

19,522
5,416

64
4,611
200
149
947
87
1,520

199

% %
609
129
24

75
415
500
74
597
2,858
4,922

l 9

il s
3,105
• «

6,686

1

15
240
85
975
954

197

11

475
26,903

3,900

6,793
1,430
9
'°974
1,086
801
2,652
1,532

'•Si

15
195

8:8*

lifts

50

95
428
47,992

540
159
86

453
13
159
11,345
2,228
1,788

H i t
3,347
4,827

' • $
1,423
71,934

?:?!!
•

m

'•$8

290
476
1,109
265
3,564

!;8
3,020
444
2,068
2,281

391,445
238,270
173,031
4,485,364
777,676
1,671,849
38,259,657
5,079,213
11,374,458
8,569,370
3,139,831
13,889,507
6,425,369
2,521,736
2,578,644
1,451,468
4,130,678
280 628
383 608
1,155,413
1,355,690
373,719
1,397,884
1,225,934
2,031,876
913,382
1,177,315
571,057
1,546,472
2,120,981

2,158
4.281
2,464
39

866
1,091

1,204,904
1,935,149
1,269,917
388,871

813
4,927
2,471
10,661

903
1,942
1,156
22,240

661,479
1,772,403
1,886,627
8,265,593

1,261
20
278
2,572
305
2,138
29
733

257

711
731
329

577,519
442,811
278,568
1,329,874
371,168
563,734
646,685
254,626

5.282
5,910
58,355

1,378
609
19,734
25

2,181,327
1,605,693
16,871,109
3,822
24,513

State
or
Territory

T o t a l , i n c l u d i n g Alaska
T o t a l , all S t a t e s
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska
Mutual Savings Banks

1

OF BANKS LOCATED IN F E D E R A L RESERVE DISTRICT S P E C I F I E D
19,283
153,107
30,203
110,750
7,143
82,674
38,594
121,107
187,520

316

9
116

114

302

542

63

i 73

51
2,784
1,233
30
134

106
120
281,563

959

12,649
125,059
2,530
174,318
4,552
96,082
9,676
69,360
81,228
661,493
267,926
91,341
153,005
4,808
54,808
18,165

105

http://fraser.stlouisfed.org/
ForBank
footnote,
secLouis
opposite page.
Federal Reserve
of St.

5,288
44,950
3,667
41,307
394
11,225
4,024
13,384
17,451
40,618
45,974
14,961
6,186
2,424
13,936
6,706

393
15
433
34
27
369
143
397
437
76
154
156
250

52
532
13
1,940
500
500
308
423
535

177
236
3,650
3,105
141
64
4,570
200
149
33
716
197

548
u

'f8
4

'^

2,076
5,017
34,908
15,153
3,451
1,625
305
2,471
2,138

330
2,940
141
2,126
163
1,630
176
760
2,157
11,263
7,253
3,230
1,054
59
1,147
673

395,163
4,114,399
346,794
4,177,991
126,456
1,414,428
326,895
1,263,939
2,756,361
13,032,043
6,229,486
2,301,090
1,538,707
234,947
1,854,449
491,767

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

16

ALL MEMBER BANKS—ASSETS AND LIABILITIES
LIABILITIES [In thousands of dollars]
Demand deposits
Individuals,
partnerships, and
corpora-

State
Territory

Total

United
States
Govern-

States
and
political
subdivi-

Time deposits

Banks in
United
States

T o t a l , i n c l . A l a s k a . . 109,855,632 81,034,346 5,165,090 7,839,264 11,955,986

Banks
in
foreign
tries

Certified
and officers'
checks,
etc.

Total

Individuals,
partnerships,
and
corpora-

United
States

Postal
savings

States
and
political

Banks
in
U. S.

Banks
in
foreign
coun-

,280,112 2,580,834 38,396,431 34,687,030 283,073 17,333 1,912,140 54,149 1,442,706

T o t a l , all S t a t e s . . . 109,854,110 81,033,117 5,165,042 7,839,118 11,955,986 1,280,112 2,580,735 38,394,386 34,685,885 282,973 17,333 1,911,340 54,149 1,442,706
New England:
Maine
New H a m p s h i r e . . . .
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West V i r g i n i a . . . .
North Carolina. . .
South Carolina. . .
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska
Mutual Savings Banks1 .

213,836
165,034
72,676
3,362,881
428,739
1,230,664

173,195
127,899
61,372
2,577,114
330,129
988,723

28,015,950 19,796,605
2,760,922 2,230,527
7,213,841 5,771,620

8,630
7,743
3,750
161,869
20,146
71,951

15,931
203,254
51,972
79,014

10,128
9,589
1,184
324,681
11,057
41,835

,560,066 ,107,574 3,303,894
122,354 251,247
75,931
372,118 276,620
674,515

27,186
1,635
41

5,941
6,980
2,343
68,777
13,800
49,100

137,677
47,382
81,431
630,128
279,132
306,071

,041,544 1,206,267 6,066,204
441
80,422 1,930,639
18,832 100,136 2,987,777

5,232,800
2,108,564
9,537,951
3,613,064
1,519,110

4,086,294
1,510,790
6,890,274
2,797,826
1,161,332

308,122
86,379
513,701
229,601
86,550

344,871
399,874
118,431
355,942
575,281 1,398,997
239,632
276,237
147,019
98,026

5,465
345
34,406
5,079
682

1,757,566
1,017,903
3,213,006
183,372
260,985
945,345
1,102,871

1,096,781
720,006
2,083,841
151,155
206,448
678,051
756,882

90,760
31,998
151,408
5,244
7,183
32,811
30,064

216,964
141,774
165,337
14,750
36,722
76,792
202,586

329,547
113,054
783,201
9,826
7,978
150,656
105,198

3,838

282,793
967,367
897,590
1,224,916
598,082
877,569
452,981
1,199,063
1,612,860

241,840
716,763
780,799
913,460
447,737
612,091
340,526
821,576
1,182,660

24,906
49,646
35,458
47,929
21,163
38,229
21,040
52,883
38,723

6,404
109,072
100
99,289
76,821
75,545
63,879
136,997
184,780

4,349
83,862
61,198
141,556
39,824
128,271
15,433
180,385
187,395

917,531
1,336,234
903,511
292,276

674,248
840,731
693,620
190,794

44,405
38,031
32,353
6,915

49,048
170,770
98,158
54,328

139,524
270,665
71,725
37,609

40
682
403

502,700
1,401,890
1,534,727
6,674,020

370,238
887,315
1,094,103
4,831,691

10,268
32,634
47,984
181,986

57,882
61,102
190,473
268,457
222,547
147,923
423,597 1,147,932

437,467
284,353
198,103
941,288
284,889
391,038
426,946
163,120

342,236
215,411
148,813
721,326
186,483
310,669
314,998
123,214

10,474
7,405
3,948
37,218
9,629
9,383
11,786
5,270

51,686
54,209
34,734
65,215
74,481
55,825
53,128
29,476

28,503
4,632
8,524
107,857
10,839
6,786
43,492
1,673

1,448,821
923,363
8,721,532
1,522

1,139,085
745,154
6,948,672
1,229

54,797
27,536
360,595
48

149,745
90,333
591,269
146

81,658
35,539
444,629

160

52

88,174 2,691,791
36,677
818,472
125,292 3,348,100
64,689 2,382,755
25,501
830,070

136,473
47,003
80,656
602,848
277,437
303,170

7
246
15
310
3
78
7,450 1,626
174
1,279
30
1,868

4,463,668 57,127
1,891,850 6,841
2,815,090 4,105
2,542,318
809.620
3,186,253
2,334,976
813,568

827

951
54
644
8,719
242
1,003

9,390

297,055 22,580 ,225,774
25
31,816
107
2,525
164,294
936

893
2,500
5,135
6.358 ?:8*
1,509
60
4,885 1,218

145,805
1,180
136,112
45,843
9,959

$

•«

19,676
11,071
26,418
2,386
2,654
7,027
8,141

614,055
326,993
625,076
77,379
95,884
124,575
161,980

605,150
325,183
613,671
75,397
89,121
124,317
157,333

70
82
556
6
5
33
50

8,321
205
8,486
1,319
5,732
151
1,436

5,294
6,958
14,916
22,498
12,537
23,353
12,103
7,180
16,588

46,921
324,843
240,148
636,030
229.840
191,337
76,686
219,917
358,953

46,616
240
294,859 6.359
206,747 14,551 i
'd
568,495 20,660
226,647
298
k
f
d
150,076
7
66,951
7
212,351 I ; 397
865
306,274 9,047 2,636

65
23,599

10,266
15,355
7,252
2,630

185,234
453,376
262,866
64,900

176,551
432,541
255,128
64,111

15
176
27

75
2,936
15,637 1,106
2,213 1,090
10

8,077
270
11,173

3,210
14,934
21,900
77,641

105,346
257,142
206,118
994.841

104,020
25
245
57
1,568
243,055
187,654 5,465
97
793,014 19,715 1,171

906
150
973
11,239
11,236 1,666
175,024 5,917

279

4,568
2,696
2,084
9,393
3,457
6,481
3,541
3,487

107,153
131,307
60,340
295,776
63,782
131,264
176,602
76,380,

106.621
130,192
58,534
272,716
60,685
129,094
172,337
73,387

2,801
11

1,066
5,119
184
80
42
2,714

1,894
6,404
1,473
97,886

385
1,498
l

' $
1,026

3,153

5,657
3,916
4,408
779

3
1.029
11
18
1,392
2,147
10
3,037
11
1,953
10
2,340 1,020
1,802

17,132
569,4131
550,551 7.030
47
23,328
545,445
525,821
278,481 6,818,855 5,975,755 40,651
99
2,045,
1,145
100

100

22,273! I

14
13
243

22,224

129
25
215

20

332
46,311
327
885
34,051 1,644
867
285
15
2,289
805
37,191

431
35
396
20,890
49
207
455
1,191

14,700

440

17,825

3,000

250

10
40

450

4,428
390
19,514
50
629,958 10,031
800

7,000
162,217

53

STATES LOCATED IN TWO FEDERAL RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2
New Jersey—Dist. No. 2.
Kentucky—Dist. No. 4. .
Pennsylvania—Dist.No.4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6.
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6.
Indiana—Dist. No. 7 . . .
Illinois—Dist. No. 7. . .
Michigan—Dist. No. 7.
Wisconsin—Dist. No. 7.
Missouri—Dist. No. 10.
NewMexico—Dist. No. 1C
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12. .

248,436
2,196,315
233,229
2,646,576
75,739
1,119,101
244,309
850,545
1,844,129
8,988,517
3,533,121
1,403,261
1,286,660
170,753
1,511,398
341,604

206,921
1,771,982
204,595
2,149,267
53,928
685,085
152,071
534,639
1,314,860
6,498,223
2,737,382
1,069,061
722,578
96,024
1,075,691
272,273

11,683
102,328
7,824
164,823
3,982
23,570
5,375
27,306
78,069
499,474
225,496
81,129
40,997
8,013
47,641
8,410

14,247
7,803
177,790
72,660
15,314
3,083
84,346
216,719
12,770
2,802
233,103
159,051
37,112
47,264
127,855
148,378
315,054
102,557
512,643 1,323,110
262,659
239,428
84,597
143,707
62,481
449,290
54,864
9,402
144,395
221,844
46,853
6,757

441
3,084
8,077
345
34,406
5,079
682
1,335
270
1,894

7,782
71,114
2,413
28,337
2,257
10,215
2,487
12,367
33,244
120,661
63,077
24,085
9,979
2,450
21,557
5,417

Digitized
forbanks,
FRASER
These
two in Wisconsin and one in Indiana, are included in the figures for those States.


116,256
1,606,786
79,245
1,074,725
34,758
206,383
55,548
323,442
729,584
3,102,988
2,282,392
741,478
154,432
49,800
200,253
112,903

115,301
1,579,855
77,945
1,041,116
33,672
192,376
54,836
304,067
721,700
2,972,497
2,235,183
725,712
153,662
47,725
181,840
110,929

10
2,348
7
277
370

'•SB
3,066

20
173
10
47

173
4,733 2,394
5,636 1 , 2 1 8
1,385
30
4,885 1,003
88
12
2,025
11
5,461
97
1,953
10

925
24,470
1,238
32,313
706
11,239

55
846
973

15,045 1,091
659
98
105,527 3,410
45,427
367
440
9,438
50
620
39
11,194 1,661
11

25

250

14,700

17

J

F BANKS ON JUNE 30, 1954, BY STATES

f

L I A B I L I T I E S A N D C A P I T A L A C C O U N T S [In thousands of dollars]

Total
deposits

37,753

148,252,063

37,753

148,248,496

^
A

Acceptances
outstanding

Bills
payable
and other
borrowed
money

Other
liabili-

Total
liabilities

373,612 1,831,392

381,151 1 1 , 7 0 8 , 3 2 9 9 4 , 1 5 3 , 3 1 3 8 2 , 7 8 1 , 3 0 8

259,932
177
3,734

732,816
36,918
84,021

7,924,591
2,927,036
12,886,051
5,995,819
2,349,180

1,400
225
300
300
390

111
64
4,751
200
149

2,371,621
1,344,896
3,838,082
260,751
356,869
1,069,920
1,264,851

4,100
650
100
6
250
2,070
40

329,714
1,292,210
1,137,738
1,860,946
827,922
1,068,906
529,667
1,418,980
1,971,813

100
400
500
2,616
302
750

1,102,765
1,789,610
1,166,377
357,176

845

608,046
1,659,032
1,740,845
7,668,861

170
449
400

544,620
415,660
258,443
1,237,064
348,671
522,302
603,548
239,500

8,759
6,456
3,604
67,367
10,586
22,463

M61
1,355
21,961
73
5,245

35,080,995
4,730,449
10,293,358

909,705 1 , 6 5 1 , 6 0 0
108,873
161,088
291,560
613,330

578,933
66,143
158,563

38,424
12,660
17,647

72,885
21,184
91,495
71,154
12,974

7,998,987
2,948,509
12,982,597
6,067,473
2,362,693

178,007
55,023
294,467
109,430
43,241

282,902
84,800
389,754
165,063
72,313

101,245
43.912
140,706
67,330
37,412

8,229
7,587
81,983
16.073
6,077

570,383
191,322
906,910
357,896
159,043

4,516,233
1,794,915
8,323,686
3,120,535
1,275,078

4,217,054
1,813,809
6,906,367
2,869,179
1,191,033

947
87
1,660

27,914
3,156
24,244
2,280
2,413
4,223
4,601

2,404,582
1,348,789
3,864,086
263,037
359,532
1,076,213
1,269,492

42,865
23,943
89,729
5,125
6,573
25,845
23,705

87,625
43,915
106,495
6,964
10,165
28,461
35,705

29,437
29,320
64,872
4,423
5,893
18,176
24,112

14,135
5,501
5,496
1,079
1,445
6,718
2,676

174,062
102,679
266,592
17,591
24,076
79,200
86,198

1,455,316
859,811
2,673,949
156,941
230,603
805,930
911,117

1,172,258
828,394
1,983,726
162,907
240,689
707,191
946,012

199

129
24

7:631
6,867
13,871
4,290
18,312
5,140
16,103
15,714

334,118
1,300,440
1,145,105
1,877,464
832,523
1,087,970
534,807
1,436,831
1,987,551

9,419
24,471
22,890
43,484
21,355
19,475
10,537
31,608
49,230

24,154
49,704
41,660
74,847
38,798
52,055
18,417
46,263
56,875

5,940
15,987
13,153
29.913
16,737
14,514
5,529
17,388
17,874

88
7,282
3,126
6,168
3,969
3,301
1,767
14,382
9,451

39,601
97,444
80,829
154,412
80,859
89,345
36,250
109,641
133,430

249,798
843,383
791,828
998,139
503,349
705,797
371,858
989,713
1,299,098

240,637
763,313
744,038
926,503
513,064
614,342
382,134
842,910
1,294,971

1,539
1,002
3,105

8,676
15,398
10,525
1,343

1,112,286
1,806,547
1,177,904
3 6 1 ,6 2 4

25,100
38,111
26,860
7,563

48,858
64,592
41,090
18,111

15,890
22,633
19,152
1,329

2,770
3,266

92,618
128,602
92,013
27,247

767,439
1,048,656
754,479
235,830

678,685
917,864
745,281
237,745

3,952
716
6,950

3,017
9,411
7,850
38,280

611,233
1,672,395
1,749,411
7,714,540

15,670
28,336
37,870
204,720

20,675
50,755
51,342
225,650

11,583
20,222
43,305
100,778

'•in
4,699
19,905

50,246
100,008
137,216
551,053

400,142
1,169,674
1,191,455
5,133,717

405,052
1,064,620
1,208,859
4,912,348

3,709
2,333
1,259
7,667
1,809
7,823
5,193
1,999

548,730
418,008
260,702
1,244,838
350,480
530,322
608,741
241,499

9,775
9,140
3,573
7]77S
10,975
11,858
4,013

12,000
10,645
8,335
35,030
7,348
16,485
14,819
4,573

6,455
4,351
4,751
20,343

559
667
1,207
5,648
3,944
100
1,214
107

28,789
24,803
17,866
85,036
20,688
33,412
37,944
13,127

371,679
253,335
163,691
764,645
237,209
352,588
360,005
144.855

383,127
261,833
179,730
743.067
258,711
353,667
337,893
150,734

18,932
19,369
300,366

2,037,261
1,488,605
15,894,679
3,573

40,155
39,235
323,816
203

55,047
49,950
418,062
34

10,999
221
11.074

144,066
117,088
976,430
249

1,255,446
824,778
7,566,080
901

1,190,245
791.068
7,030,926
1,419

70

22,503

1
15

1,000
107

197

2,018,234
1,468,808
15,540,387
3,567

95
428
49,426

4,500

36,985
24,679
17,142
404,964
60,284
119,734

13,617
10,693
6,330
205,053
33,495
51,744

31
9
2

1,619

Demand
deposits
adjusted
(see footnote on
page 1)

381,151 1 1 , 7 0 8 , 5 7 8 9 4 , 1 5 4 , 2 1 4 8 2 , 7 8 2 , 7 2 7

6,093
1,793
3,985

34,082,154
4,691,561
10,201,618

Other
capital
accounts

150,491,253 3,501,402 5,617,252 2,208,524

33,809
171

150

Undivided
profits

150,494,826 3,501,605 5,617,286 2,208,536

354,460
213,591
155,889
4,080,400
717,392
1,552,115

100
300
143
1,600

Surplus

Net
demand
deposits
subject to
reserve
(see
page 18)

373,612 1,831,398

1,639
5 1 ,9 8 2
9,350
15,230

351,513
212,416
154,107
3,993,009
707,871
1,536,735

Capital

Total
capital
accounts

22,433

13,265
6,169
5,853
110,583
16,130
40,282

2

•

10,053
4,434

37,865
27,682
223,478
12

7,746

30

1

179.854
138,773
59,171
3,009,603
393,511
1,042,785

180,861
134,082
63,173
2,586,479
374,763
1,024,985

3,178,662 24,768,650 19,183,688
348,764 2,410,070 2,418,676
1,081,100 6,278,116 5,602,615

2,010

State
or
Territory

Total, including Alaska
T o t a l , all S t a t e s
New E n g l a n d :
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East N o r t h Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West N o r t h C e n t r a l :
Minnesota
Iowa
Missouri
N o r t h Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Alaska
Mutual Savings Banks

1

OF BANKS LOCATED I N F E D E R A L R E S E R V E D I S T R I C T S P E C I F I E D
364,692
3,803,101
312,474
3,721,301
110,497
1,325,484
299,857
1,173,987
2,573,713
12,091,505
. 5,815,513
^2,144,739
Fl,441,092
220,553
1,711,651
454,507

.
.
.

50 .
590
635.
160

200
300
300
390
.

177
236
3,952
3,105
141
64
4,710
200
149
33
716
197


For footnote, see opposite page.


3,339
32,218
1,485
32,713
902
7,131
1,284
10,415
18,304
88,520
70,806
11,719
5,174
1,678
7,783
7,182

368,081
3,836,086
314,594
3,754,410
111,399
1,336,567
304,246
1,184,543
2,592,281
12,185,035
5,886,819
2,156,997
1,446,299
222,231
1,720,150
461,886

9,672
87,161
9,170
118,205
4,355
19,601
6,288
25,490
47,323
279,690
105,015
38,866
27,500
4,910
37,160
9,975

12,626
125,770
14,986
259,193
7,675
41,100
15,335
36,493
73,292
366,506
159,090
65,527
40,870
4,598
50,254
14,985

4,157
55,119
6,383
41,908
2,147
1 6

' ^
15,189
37,437
124,950
63,470
34,288
20,340
558
42,508
4,921

627
10,263
1,661
4,275
880
661
114
2,224
6,028
75,862
15,092
5,412
3,698

27,082
216,504
216,301
278,313 1 , 9 1 8 , 1 4 9 1 , 8 9 5 , 8 2 7
32,200
200,496
219,792
423,581 2 , 3 6 1 , 5 0 8 2 , 0 8 7 , 6 3 2
15,057
64,044
64,403
77,861
940,345
832,321
22,649
196,039
192,146
79,396
660,078
605,501
164,080 1 , 5 7 5 , 4 6 5 1 , 5 8 1 , 9 3 0
847,008 7 , 8 7 2 , 4 0 8 6 , 4 7 0 , 0 3 4
342,667 3 , 0 5 4 , 8 2 6 2 , 7 9 5 , 1 9 2
144,093 1 , 1 8 2 , 8 2 2 1 , 0 8 6 , 4 0 2
92,408 1,013,753
642,033
12,716
141,607
148,530
134,299 1 , 1 7 5 , 0 2 7 1 , 1 8 6 , 8 3 5
29,881
307,010
306,378

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
K e n t u c k y — D i s t . No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist, No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
I n d i a n a — D i s t . No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

18

ALL MEMBER BANKS—DEPOSITS AND RESERVES, JUNE 30, 1954
[In thousands of dollars]

Gross
demand
deposits

All m e m b e r b a n k s

Net
Deductions demand
allowed in deposits
computing
to
reserves 1 subject
reserve

Reserves with Federal
Reserve Banks 2

Ratio of

Required

demand
plus time
deposits
(per cent)

reserves

Time
deposits
Total

109,855,632 15,701,418 94,154,214 38,396,431 18,925,459 18,437,815

487,644

14.3

Central reserve city banks 8

29,896,911 3,453,405 26,443,506 4,746,691 5,904,378

5,790,471

Reserve city banks 3

42,494,768 6,453,693 36,041,075 15,170,652 7,553,126

7,606,337

Country banks 8

37,463,953 5,794,320 31,669,633 18,479,088 5,467,955

5,041,007

426,948

All member banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

5,225,394
30,460,701
5,414,665
8,188,344
4,942,766
5,929,389
16,786,931
4,460,873
2,835,182
6,156,418
7,143,708
12,311,261

785,470
5,646,572
889,397
1,453,909
775,077
839,701
3,084,691
696,032
456,169
915,207
970,255
2,412,979

783,133
5,621,943
867,927
1,398,891
750,089
831,298
2,953,021
663,705
422,664
863,493
935,940
2,345,711

2,337
24,629
21,470
55,018
24,988
8,403
131,670
32,327
33,505
51,714
34,315
67,268

13.2
13.3
13.4
14.2
14.3
13.2
15.2
14.7
12.6

Central reserve city banks:
New York
Chicago

23,762,773 2,741,557 21,021,216 3,461,982 4,613,997
711,848 5,422,290 1,284,709 1,290,381
6,134,138

4,587,555
1,202,916

26,442
87,465

19.2

Reserve city banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis.
Minneapolis
Kansas City
Dallas
San Francisco

206,737
2,138,731
133,255
1,022,474
405,923
2,875,142
655,324
5,261,462
360,207
2,482,569
530.485
2,710,064
731,357
5,217,589
415,776
2,440,977
212,492
1,213,624
676.486
3,414,568
862,125
3,596,529
10,121,039 1,263,526

204,796
372,240
1,931,994
190,132
889,219
428,005
400,242
460,039
2,469,219
4,606,138 1,876,379
964,804
414,767
525,198
2,122,362
415,042
2,179,579
497,425
960,663
4,486,232 2,497,007
407,932
389,837
2,025,201
204,185
190,047
1,001,132
529,909
474,401
2,738,082
540,516
604,917
2,734,404
8,857,513 7,082,398 2,092,897

377,319
190,352
489,164
968,985
429,509
438,991
977,234
404,280
199,717
543,956
549,783
,037,047

-29,125
-4,181
— 14,742
-23,949
-16,571
3,652
4,468
-14,047
-9,267
55,850

1,160,769
3,899,259
1,883,584
2,004,140
1,138,928
929,684
3,401,719
765,428
893,379
572,755
478,891
1,350,552

405,814
844,036
378,763
429,906
320,580
392,307
772,871
259,425
222,947
319,537
386,157
308,664

7,416
-1,593
50,595
58,199
39,730
32,352
60,776
29,675
29,037
65,761
43,582
11,418

Country banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

3,086,663
5,675,454
2,539,523
2,926,882
2,460,197
3,219,325
5,435,204
2,019,896
1,621,558
2,741,850
3,547,179
2,190,222

618,201
3,557,398
756,338
1,046,063
792,456
1,089,637
2,241,599
734,495
462,678
1,180,648
1,623,054
1,598,851

411,464
682,586
350,415
390,739
432,249
559,152
798,394
318,719
250,186
504,162
760,929
335,325

4,607,193
26,903,303
4,658,327
7,142,281
4,150,310
4,839,752
14,545,332
3,726,378
2,372,504
4,975,770
5,520,654
10,712,410

2,675,199
4,992,868
2,189,108
2,536,143
2,027,948
2,660,173
4,636,810
1,701,177
1,371,372
2,237,688
2,786,250
1,854,897

1,365,565
7,789,246
2,283,826
3,880,519
1,664,126
1,427,109
7,183,435
1,155,265
1,083,426
1,047,156
1,083,808
8,432,950

413,230
842,443
429,358
489,105
360,310
424,659
833,647
288,100
251,984
385,298
429,739
320,082

113.907
-53,21

-5,079
-220

18.9
14.7
10.9
13.2
16.3

12.8

18.8

17.4
14.4
16.0
14.9
15.7
15.5
13.8
16.9
17.1
16.5
16.2

13.1
10.8
9.5
10.5
10.8
11.4
11.8
10.4
11.7
11.1

13.7
13.2
10.0

1
Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of
collection. The difference between the figures shown in this column and the figures shown against the corresponding captions under "Assets"
is accounted
for by an excess of allowable deductions over gross demand deposits at a number of banks.
2
The figures shown in the "Total" column represent the reserve balances as reported by member banks from their own books. They differ
from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of Federal Reserve Banks
and member banks. In determining whether member banks' reserves meet requirements, the reserve balances shown by the books of the Federal
Reserve Banks are used.
Reserves actually required on a given date are based on deposits at the opening of business on that day, which is the same as the close of
business the preceding day. Therefore, the figures in the "Required" column represent the reserves required to be maintained on the business
day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following
requirements for reserves to be maintained by each member bank which were in effect on that date: Time deposits—5% for all member banks;
net demand deposits—21% for central reserve city banks, 19% for reserve city banks, and 13% for country banks.
The figures shown in the "Excess" column are the differences between reserve balances reported by member banks on the call date and the
reserves required to be maintained on the first business day following the call date. They are, therefore, merely approximations of the reserve
position
of member banks.
3
Banks are classified according to their reserve requirements and not necessarily according to location; see contents page for basis of classification of member banks.




STATE MEMBER BANKS—ASSETS AND LIABILITIES ON JUNE 30, 1954, BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district
Total
Boston
ASSETS
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government
Obligations of States and political subdivisions
Other bonds, notes, and debentures
..
Corporate stocks (including Federal Reserve Bank stock)
Reserves, cash, a n d b a n k b a l a n c e s
Reserve with Federal Reserve Banks
Demand balances with banks in United States (except private
banks and American branches of foreign banks)
Other balances with banks in United States

Bank premises owned and furniture and fixtures
Investments and other assets indirectly representing bank premises

New
York

40,703,721 1,514,444 18,339,456
19,525,002
751,120 9,293,500
17,343,582
590,653 7,565,470
6,603
9,256
168
2,948,838
115,254 1,173,066
222,697
738,278
51,586
78,120
138,765
5,663
12,086,359
411,910 5,650,536
6,560,334
201,613 3,287,655
631,710
197,564
39,315

Cleveland

Rich-

3,702,565 1,780,236 776,842
1,623,812 857,924 392,663
913,801 1,692,973 774,005 304,675
106
366
1,706
49
72,139
96,514
194,540 289,511
4,839
87,672
45,260
72,635
4,827
2,420
8,231
13,632
727,009 931,369 583,126 242,661
111,446
280,450
506,809
373,945
18,346
47,715
82,794
39,625
85,104
858
287
227,190

182,850
150
308
158,458

117,821
318
284
136,538

160,863
454

29,983
399

28,671
486

26,864
286

5,767
174,458
75,894
22,059

7,372
1,433
8,842
8,339

221,977

907
287
3,532
2,341

1,870

•\f£

a

Chicago

Atlanta

1 \m\785

28|833

1,671,402
60,682
7,717
333
32,190
433
3,183,006
109,534
1,822
384,324 ' 22^586
4,175
240
30,734
184,197
134,553
62,709

Philadelphia

St.
Louis

Minneapolis

5,674,233 1,555,076 420,386
759,244 183,384
2,201,715
2,770,970 666,668 201,648
35
139
88,880 26,976
562,067
130,081
34,616
5,633
9,261
1,434,338 538,424 110,590
802,322 268,649 54,393
8,091
24,862
103,589

75,207
42
37,620

"•SS
1:1

Kansas
City

811,045
387,512
307,850
35
94,856
18,818
1,974
358,906
156,263
12,437

328,442
630
517
198,838

139,063
21
26
105,803

38,933
13

41,770
189

11,133
302

2,243
31

4,393
30

2.103

287
612
4,930
2,150

50

89
19

9,160

Dallas

San
Francisco

649,873 2,997,123
330,198 1,456,145
253,835 1,301,034
21
176,073
58,962
57,099
5,337
6,751
1,539
822,646
274,844
421,485
95,304
37,222
20,150

108,091 142,242
285
262
84
24
81,746 16,862

g T
ilM

43
296
534

170,990

i:®

190,146

3j 355

53,592,594 1,956,247 24,431,309 3,265,819 4,689,230 2,404,547 1,039,976 7,172,745 2,112,914 534,241 1,177,304 937,972 3,870,290
LIABILITIES
Individuals, partnerships, and corporations

Certified and officers' checks, cash letters of credit, and

36,728,233 1,399,269 18,023,499 2,353,146 2,657,765 1,637,971 737,320 4,097,429 1,560,475 332,830
27,350,054 1,140,652 12,808,366 1,936,369 2,192,215 1,217,454 521,744 3,212,154 1,088,727 257,070
89,346
10,064
190,119
63,384 22,469
109,944 149,281
60,035
1,839,762
100,834 46,241
349,714
75,547 153,457 136,918 112,338
104,446
2,129,237
268,488 15,471
268,932
192,279 118,335 190,028 7 2
3,652,857
43,595 2
fJ
882
3,385
2,273
f r I : U I 4,894
2,291
608,575
1,305

937,536
582,180
26,484
100,435
219,295
567

750,444 2,240,549
612,191 1,780,932
86,342
121,544
751941
184,330
4U
Ui
18,062

3,984
8,575
49,339
12,198
73,125
7,890
27,914
42,186
830,649
34,113
49,236
1,147,748
366,750 3,952,529 589,475 1,665,988 560,589 220,100 2,604,167 389,833 165,679 155,434 122;582 1,368,915
12,162,041
150,399
1,257,599
162,111
113,371
380,866
2,555,490
195,583
487,746
1,599,428
360,720 3,039,240 511,755
10,814,308
Individuals, partnerships, and corporations
597
2,776
«•*»
1,024
10,303
755
5,939
410
31,964
i-in
7
16
15
237
718
15
4,283
3,499
4,322
102,399
46,562
43,213
76,440
214,204
3,907
590,053
u
100
'
4
1,526
i
:
!
S
236
1,265
13,156
18,283
4,600
17,825
750
679,975
703,150
48,890,274 1,766,019 21,976,028 2,942,621 4^323^753 2,198,560 957,420 6,701,596 1,950,308 498,509 1,092,970 873,026 3,609,464
18,163
18,163
292
275
449
290
845
2,118
600
2,633
9,002
Bills payable, rediscounts, and other liabilities for borrowed money.
19
646
553
89
11
i,*55
181,041
190,819
'•m
39
139
842
93
1,495
'
i
S
2,248
914
673
12,075
20,244
Dividends declared but not yet payable
1,371
5,306
781
21,939
9,391
10,623
13,403
49,778
8,617
145,689
7,803
1,721
23,216
24,251
122,903
10,286
244,093
2
98
- «
1,993
35
3,088
5,107
2,451
%
28,790
51,745
2,017
%

3:8s,

!8:BS

••in

*8

49,570,029 1,789,399 22,391,411 2,974,510 4,365,461 2,227,124 970,874 6,754,196 1,967,173 500,648 1,098,344 876,105 3 , 6 5 4 , 7 8 4
CAPITAL ACCOUNTS

1,135,952
1,979,641
806,892
100,080
4,022,565

T o t a l liabilities a n d c a p i t a l a c c o u n t s
Net demand deposits subject to reserve (sec p*age 18)
Demand deposits adjusted (see footnote on page 1)




91,783
172,402

44,072
93,094
31,641
8,616

24,958
30,216

27,494

78,202
158,514
48,859
5,734

115,666
170,953
96,692
35,238

48,056
59,216
36,108
2,361

9,997
12,675
9,012
1,909

22,358 23,270
34,256 22,607
18,972 14,173
3,374
1,817

166,848 2,039,898

291,309

323,769

177,423

69,102

418,549

145,741

33,593

78,960 61,867

78]520
%

554,657

'•SSjIS

5

5:B$

W

8:8!
"•88
215,506

53,592,594 1,956,247 24,431,309 3,265,819 4,689,230 2,404,547 1,039,976 7,172,745 2,112,914 534,241 1,177,304 937,972 3,870,290
31,875,629 1,229,090 15,890,411 2,040,852 2,316,457 1,383,612 624,493 3,570,983 1,315,609 284,737
298,135
1,245,748 604,352 3,436,155
27,444,033 1,184,800 12,479,726 1,818,839 2 ,
68,831
5,022 270
129,169 2,018,608 456,841 S1S;452 330,579 190,689 409,434
130
168
450
140
220
209
78
1,886
45

747,746 591,340 1,880,299
609,444 679,809 1,761,669
159,306 126,462
399,322
131
151
93

FEDERAL RESERVE SYSTEM
BOUNDARIES
AND

OF

FEDERAL

THEIR

BRANCH

RESERVE

DISTRICTS

TERRITORIES

"off/.

#

\1

We/eno

V

MINNEAPOLIS

S

1 0 «

Detroit

iCLEVELAND
tsbvirtf*

CHICAGO I

'"*AN<; c / s c
0

J

I

ILcmcinnoti

Denver
KANSAS

CITY

<S
ST. LOUIS

Louisville^

Charlotte
£*-0* 4

Oklahoma City

»»e/e,

Memphis^,
L i t t l e Rock*
B , r o i

$gl""iTLANTA^

DALLAS ®
Pa«o

=

BOUNDARIES OF FEDERAL RESERVE DISTRICTS
BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES
^

BOARD OF GOVERNORS OF T H E F E D E R A L RESERVE SYSTEM

®

F E D E R A L RESERVE BANK CITIES

•

F E D E R A L RESERVE BRANCH CITIES




New Orleans
I San Antonio w

BOARD OF 60VERN0RS OF THE FEDERAL RESERVE SYSTEM

*