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MEMBER BANK

CALL REPORT




NUMBER 122

CONDITION OF MEMBER BANKS
DECEMBER 31, 1951

BOARD OF GOVERNORS
OF THE FEDERAL RESERVE SYSTEM
WASHINGTON

CONTENTS
Assets and Liabilities:

PAGE

Of All Member Banks December 31, 1951, October 10, 1951, and December 30, 1950

1

Of All Member Banks on Selected Call Dates, 1946-1951

2

By Class of Bank

^

By Federal Reserve Districts

^ ^

Classification of Loans and United States Government Direct Obligations:
Of All Member Banks on Selected Call Dates, 1946—1951
By Class of Bank

g
^

By Federal Reserve Districts

7

Of Reserve City and Country Member Banks, by Federal Reserve Districts

8-9

Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country Banks
in Each Federal Reserve District

.

Assets and Liabilities of Member Banks, by States

10—13
14—17

Deposits and Reserves by Class of Bank and Federal Reserve Districts

18

Assets and Liabilities of State Member Banks, by Federal Reserve Districts

19

These statistics are tabulated from condition reports submitted by member banks following each official call,
a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The
Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the
combined statistics of national and State member banks in the Member Bank Call Report.
Member banks are classified according to their reserve requirements as central reserve city banks, reserve
city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is
classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central
reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central
reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities
have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member
bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition
report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch
in a city where banks are subject to higher reserve requirements).
The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve
membership, mergers, etc., and by changes in the reserve classification of cities or individual banks.




MEMBER BANK CALL REPORT
ASSETS A N D LIABILITIES OF MEMBER BANKS ON DECEMBER 31, 1951 COMPARED
WITH OCTOBER 10, 1951 A N D DECEMBER 30> 1950
[Amounts in thousands of dollars]
Change since—

Condition on—
Dec. 31,
1951
ASSETS
Loans and i n v e s t m e n t s
Loans (including overdrafts)
.
United States Government direct obligations
Obligations guaranteed by United States Government. . .
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank stock)
Reserves, cash, a n d bank balances
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except
private banks and American branches of foreign banks).
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets.
LIABILITIES

D e m a n d deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States.
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc. . . .
T i m e deposits
Individuals, partnerships, and corporations.
United States Government
Postal savings.
States and political subdivisions
Banks in United States. . .
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed
money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Oct. 10,
1951

Dec. 30,
1950

Oct. 10,
1951

+3,859,232
+ 1,624,427
+ 1,973,334
+811
+239,762
+ 14,719
+6,179

112,247,105
49,560,596
51,605,887
15,260
7,527,790
3,223,252
314,320

108,387,873
47,936,169
49,632,553
14,449
7,288,028
3,208,533
308,141

107,424,138
44,704,923
52,356,668
8,011
6,640,204
3,413,279
301,053

39,252,126
19,911,777
2,061,866

34,580,004
19,856,587
1,929,961

35,524,306
17,459,016
1,642,670

7,435,198
27,582
48,608
9,767,095

6,490,013
24,507
57,969
6,220,967

6,840,520
27,334
141,534
9,413,232

+3,546,128

69,524
1,023,130
21,171

56,691
1,015,326
20,926

62,015
956,861
16,578

+12,833
+7,804
+245

91,017
325,456
268,162
141,478

89,937
241,325
225,544
139,856

83,221
208,500
263,458
121,133

+l,0d0
+84,131
+42,618
+1,622

153,439,169

144,757,482

144,660,210

+8,681,687

109,970,466
83,240,152
3,100,730
6,665,709
12,634,017
1,368,777

101,824,841
77,510,721
3,847,526
6,058,566
11,435,459
1,255,206

103,412,014
78,659,463
2,522,592
6,399,988
11,669,294
1,437,095

-746,796
+607,143
+1,243,718

+4

'+55:l90
+131,905
+945,185

±l:SSf

+

+ll3: 5 571

2,961,081

1,717,363

2,723,582

31,045,022
29,128,499
243,210
13,557
1,237,846
22,357
399,553

30,544,164
28,667,331
224,389
8,613
1,223,862
23,445
396,524

29,676,886
28,031,649
175,569
7,224
1,121,117
23,716
317,611

+500,858
+461,168
+18,821
+4,944
+13,984
-1,088
+3,029

141,015,488

132,369,005

133,088,900

+8,646,483

714,706

616,138

552,032

+98,568

25,612
352,668
60,754
270,139
570,879
210,436

250,493
262,654
33,268
268,824
595,689
184,618

78,997
240,037
58,900
260,531
454,338
231,757

— 224,881
+90,014

143,220,682

134,580,689

134,965,492

+8,639,993

3,142,240
4,809,311
1,884,390
382,546

3,102,949
4,698,311
1,991,558
383,975

2,990,319
4,560,620
1,751,580
392,199

+39,291
+111,000
-107,168
-1,429

%
-24,810
+25,818

10,218,487

10,176,793

9,694,718

+41,694

Total liabilities and capital a c c o u n t s .

153,439,169

144,757,482

144,660,210

+8,681,687

MEMORANDA
Net demand deposits subject
to reserve (see page 18).
Demand deposits adjusted 1
Pledged assets (and securities loaned)
Number of banks

92,770,176
83,099,847
15,470,522
6,840

89,115,277
79,065,683
16,084,510
6,846

87,159,995
78,369,801
13,348,262
6,873

+3,654,899
+4,034,164
-613,988

Total capital a c c o u n t s

1

Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.




1

2
ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N SELECTED CALL DATES
DECEMBER 31, 1946 TO DECEMBER 31, 1951
[Amounts in thousands of dollars]
1946
Dec. 31

1947
Dec. 31

1948
Dec. 31

1949
Dec. 31

1950
Dec. 30

1951
Oct. 10

1951
Dec. 31

ASSETS
Loans and i n v e s t m e n t s
96,361,989 97,845,741 95,616,170 101,527,652 107,424,138 108,387,873 112,247,105
Loans (including overdrafts)
26,695,670 32,627,985 36,060,317 36,230,459 44,704,923 47,936,169 49,560,596
United States Government direct obligations. . 63,030,370 57,904,405 52,148,672 56,879,051 52,356,668 49,632,553 51,605,887
Obligations guaranteed by United States Government
11,445
9,700
4,930
4,200
8,011
14,449
15,260
Obligations of States and political subdivisions.
3,547,509 4,199,095 4,479,920 5,273,685 6,640,204 7,288,028 7,527,790
Other bonds, notes, and debentures
2,803,256 2,826,707 2,641,521 2,851,249 3,413,279 3,208,533 3,223,252
Corporate stocks (including Federal Reserve
Bank stock)
273,739
277,849
280,810
289,008
301,053
308,141
314,320
Reserves, cash, and bank balances
29,586,897 32,845,266 34,201,796 31,317,298 35,524,306 34,580,004 39,252,126
Reserve with Federal Reserve Banks
16,014,569 17,796,687 20,405,686 16,428,505 17,459,016 19,856,587 19,911,777
Cash in vault
1,575,556
1,672,074. 1,485,771
1,521,177
1,642,670
1,929,961 2,061,866
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
5,900,492 6,236,307 5,643,423 6,167,313 6,840,520 6,490,013
7,435,198
Other balances with banks in United States. . .
35,202
33,818
30,697
26,420
27,334
24,507
27,582
Balances with banks in foreign countries
56,143
25,454
28,659
41,307
141,534
57,969
48,608
Cash items in process of collection
6,004,935 7,080,926 6,607,560 7,132,576 9,413,232 6,220,967 9,767,095
Due from own foreign branches
Bank premises owned and furniture and fixtures.. .
Other real estate owned
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets
LIABILITIES
D e m a n d deposits
Individuals, partnerships, and corporations
U. S. Government: War Loan and Series
E bond accounts
Other
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital a c c o u n t s

6,353
789,239
14,235

4,789
820,199
12,239

54,521
872,265
13,446

48,124
907,387
14,932

62,015
956,861
16,578

56,691
1,015,326
20,926

69,524
1,023,130
21,171

60,573
116,995
218,481
85,964

58,101
141,254
227,386
105,497

58,445
179,504
237,105
158,271

68,681
169,724
260,497
116,633

83,221
208,500
263,458
121,133

89,937
241,325
225,544
139,856

91,017
325,456
268,162
141,478

127,240,726 132,060,472 131,391,523 134,430,928 144,660,210 144,757,482 153,439,169
90,917,359 94,137,848 92,459,455 94,560,897 103,412,014 101,824,841 109,970,466
69,126,705 72,703,750 70,946,667 71,588,593 78,659,463 77,510,721 83,240,152
2,473,253 } 1,176,098 2,121,969 2,837,587
2,522,592 3,847,526 3,100,730
198,748
4,914,500 5,504,054 5,850,375 6,017,370 6,399,988 6,058,566 6,665,709
10,644,127 10,977,636 10,098,396 10,623,190 11,669,294 11,435,459 12,634,017
1,353,444 1,375,491 1,479,632
1,309,597
1,437,095
1,255,206 1,368,777
2,206,582

2,400,819

1,962,416

2,184,560

2,723,582

1,717,363

2,961,081

27,252,542 28,389,879 28,902,421 29,323,701 29,676,886 30,544,164 31,045,022
26,525,446 27,541,909 27,801,151 27,934,245 28,031,649 28,667,331 29,128,499
110,499
101,194
107,156
170,923
175,569
224,389
243,210
3,481
3,364
3,793
4,255
7,224
8,613
13,557
550,970
693,446
927,324 1,050,523
1,121,117
1,223,862
1,237,846
43,346
38,866
29,990
24,361
23,716
23,445
22,357
18,800
33,007
11,100
139,394
317,611
396,524
399,553
118,169,901 122,527,727 121,361,876 123,884,598 133,088,900 132,369 ,005 141,015,488
194,878

221,778

262,262

391,123

552,032

616 ,138

714,706

30,129
132,104
53,132
81,354
356,375
128,062

53,965
164,565
55,509
124,737
306.501
141.502

45,407
201,322
56,225
159,704
317,882
185,731

11,030
198,763
59,558
203,350
350,381
158,223

78,997
240,037
58,900
260,531
454,338
231,757

250, 493
262, 654
33, 268
268, 824
595, 689
184, 618

25,612
352,668
60,754
270,139
570,879
210,436

119,145,935 123,596,284 122,590,409 125,257,026 134,965,492 134,580,689 143,220,682
2,691,775
3,595,445
1,287,268
520,303

2,730,394
3,823,530
1,409,515
500,749

2,781,808
3,969,572
1,601,946
447,788

2,886,969
4,215,117
1,647,547
424,269

2,990,319
4,560,620
1,751,580
392,199

8,094,791

8,464,188

8,801,114

9,173,902

9,694,718 10,176,793 10,218,487

3,102,949
4,698,311
1,991,558
383,975

3,142,240
4,809,311
1,884,390
382,546

Total liabilities a n d capital a c c o u n t s . . . 127,240,726 132,060,472 131,391,523 134,430,928 144,660,210 144,757,482 153,439,169
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock
Retirable value of capital: First preferred s t o c k . . . .
Second preferred stock..
Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1).
Pledged assets (and securities loaned)
Number of banks




2,691,986
21,642
77,382
6,045
2,586,917

2,730,477
17,363
59,928
4,528
2,648,658

2,781,808
10,604
54,719
3,879
2,712,606

133,945
10,558

111,426
8,398

104,816
7,672

2,886,969
9,498
46,674
2,962
2,827,835

"hill

2,990,319
9,424
42,548
2,603
2,935,744

3,102,949
10,308
37,365
2,413
3,052,863

3,142,240
9,025
32,978
2,386
3,097,851

83,428
5,490

75,625
5,270

70,835
5,243

76,540,041 80,822,042 80,209,758 81,262,608 87,159,995 89,115,277 92,770,176
70,242,852 73,527,697 72,151,898 72,657,947 78,369,801 79,065,683 83,099,847
11,764,847 10,038,160 11,671,462 12,820,538 13,348,262 16,084,510 15,470,522
6,900
6,923
6,892
6,873
6,918
6,846
6,840

3
ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1951
BY CLASS OF BANK
[Amounts in thousands of dollars]
Central reserve city
member banks 1
New York
ASSETS
21,378,551
Loans and i n v e s t m e n t s
11,146,051
Loans (including overdrafts)
United States Government direct obligations. . 8,126,931
Obligations guaranteed by United States Gov1,666
ernment
1,384,788
Obligations of States and political subdivisions.
621,743
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve
97,372
Bank stock)
Reserves, cash, a n d b a n k balances
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United States. . .
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures. .
Other real estate owned
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets.
LIABILITIES
D e m a n d deposits
Individuals, partnerships, and corporations...
United States Government
States and political subdivisions
Banks in United States.
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations..
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital a c c o u n t s
Total liabilities a n d capital a c c o u n t s . .
MEMORANDA
Par or face value of capital
Capital notes and debentures..
First preferred stock
Second preferred stock
Common stock

8,564,431
5,246,245
159,418

Chicago

1

All
member
banks

All
national
member
banks
75,255,325
32,317,102
35,053,836

15,260
7,527,790
3,223,252

9,656
5,323,475
2,370,362

351,026
188,787

8,468
2,458,372
1,286,110

5,126
3,333,604
1,126,612

12,310

104,151

100,487

314,320

180,894

2,196,133 15,199,097 13,292,465
1,406,944 7,582,188 5,676,400
639,302 1,230,792
32,354

39,252,126
19,911,777
2,061,866

25,951,304
12,792,817
1,397,64s

76,835
2,539
27,991
3,051,403

163,980
1,174
2,257
589,424

2,340,230
15,566
16,311
4,605,500

4,854,153
8,303
2,049
1,520,768

7,435,198
27,582
48,608
9,767,095

5,651,874
20,138
23,175
6,065,652

67,228
152,520
319

15,615

2,296
372,847
12,194

482,148
8,658

69,524
1,023,130
21,171

68,539
680,830
16,770

1,936
208,878
63,926
25,977

443
5,969
18,191
4,881

76,300
104,862
127,614
64,919

12,338
5,747
58,431
45,701

91,017
325,456
268,162
141,478

64,642
172,682
172,000
79,634

30,463,766

7,972,368 58,653,895 56,349,140 153,439,169 102,461,726

24,862,106
17,879,677
857,983
321,444
3,385,452
1,128,347

6,258,984 42,105,020 36,744,356 109,970,466
4,403,962 30,722,033 30,234,480 83,240,152
3,100,730
876,435
242,482 1,123,830
6,665,709
239,728 2,550,120 3,554,417
1,268,685 6,694,771 1,285,109 12,634,017
1,368,777
10,618
191,954
37,858

73,008,492
54,757,024
1,986,923
4,943,718
8,804,839
726,499

2,961,081

1,789,489

21,992
150
318,223

1,143,152 12,361,189 15,543,443 31,045,022
1,127,552 11,472,890 14,914,104 29,128,499
243,210
113,613
82,077
4,600
13,557
10,913
2,644
1,237,846
491,446
713,908
10,500
22,357
12,867
8,840
500
399,553
500
80,830

21,164,430
19,728,288
208,456
9,988
961,519
17,336
238,843

26,859,344

7,402,136 54,466,209 52,287,799 141,015,488

94,172,922

714,706

704,715

25,612
352,668
60,754
270,139
570,879
210,436

15,484
187,624
37,976
180,787
374,416
134,575

7,459,688 55,133,048 52,589,148 143,220,682

95,808,499

1,289,203
1,997,238
1,613,953
42,920

66,269

822,312

630,174

84,532

5,225
223,303
21,840
32,801
148,084
118,027

4,170
115,115
18,283
121,126
257,969
65,644

28,038,798
683,774
1,260,185
460,717
20,292
2,424,968
30,463,766

7,255
2,025
7,483
31,632
9,157

16,217
6,995
18,606
108,729
133,194
17,608

1,103,695
1,674,979
622,669
119,504

1,173,521
1,646,872
745,955
193,644

3,142,240
4,809,311
1,884,390
382,546

2,100,070
3,076,180
1,210,968
266,009

512,680

3,520,847

3,759,992

10,218,487

6,653,227

7,972,368 58,653,895 56,349,140 153,439,169 102,461,726
2,100,070

2,386
1,142,891

3,142,240
9,025
32,978
2,386
3,097,851

58,485
5,243

70,835
5,243

12,125
866

5,505,580 35,159,835 30,370,893
4,120,535 29,488,965 33,051,426
722,409 6,917,703 6,074,795
6,484
321
13

92,770,176
83,099,847
15,470,522
6,840

61,291,045
55,424,579
11,538,777
4,939

181,250
1,500

1,103,695
500
10,259

682,274

179,750

1,092,936

1,500

10,850

21,733,1
16,438,921
1,755,615
22

783,297

181,250
227,275
55,049
49,106

683,774
1,500

See contents page for basis of classification of member banks.




Country
member
banks 1

5,731,136 42,693,766 42,443,652 112,247,105
2,467,633 19,650,899 16,296,013 49,560,596
2,711,380 19,185,766 21,581,810 51,605,887

Retirable value of capital: First preferred s t o c k . . .
Second preferred stock.
Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)
Number of banks

Reserve
city
member
banks 1

'•"S
21,219

Mil

2,091,624

4
ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1951
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district

Total, all
districts
Boston
ASSETS
Loans and i n v e s t m e n t s
112,247,105
Loans (including overdrafts)
49,560,596
United States Government direct obligations.
51,605,887
Obligations guaranteed by United States Gov15,260
......
Obligations of States and political subdivisions,
7,527,790
Other bonds, notes, and debentures
3,223,252
Corporate stocks (including Federal Reserve
Bank stock)
314,320

New York

5,446,208 29,922,171
2,401,192 14,677,184
2,573,611 12,161,931

Philadelphia

Cleveland

Richmond

Atlanta

6,037,070
2,483,892
2,761,814

9,521,000
3,736,848
4,767,615

5,040,030
2,041,292
2,596,075

5,043,324
2,004,606
2,525,971

120
467,621
300,924

388
636,960
355,766

43
240,862
150,521

18
422,537
79,320

470
304,554
149,352

4,485
2,086,448
868,011

17,029

124,112

22,699

23,423

11,237

10,872

1,855,435 10,785,646
880,641 6,334,649
150,569
395,588

1,866,920
904,975
149,718

2,930,697
1,448,671
221,179

1,908,918
855,749
159,583

2,127,035
912,583
135,175

391,648
1,200
814
418,565

576,990
551
1,076
682,230

493,950
900
268
398,468

619,333
1,329
187
458,428

Reserves, cash, and bank balances
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United S t a t e s . . .
Balances with banks in foreign countries
Cash items in process of collection

39,252,126
19,911,777
2,061,866

S3 3 :P

515,242
4,023
30,052
3,506,092

Due from own foreign branches
Bank premises owned and furniture and fixtures. . .
Other real estate owned
Investments and other assets indirectly representing bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets

69,524
1
,023,130

2,296
66,791
356

67,228
262,460
1,341

63,205
1,408

91,196
191

61,989
1,275

68,601
2,013

91,017
325,456
268,162
141,478

1,759
33,041
11,845
8,199

5,304
210,272
85,737
39,075

7,023
4,398
10,929
9,354

19,078
1,132
21,008
7,693

3,095
910
7,333
10,824

1,320

Total assets
LIABILITIES
D e m a n d deposits
Individuals, partnerships, and corporations...
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations..
United States Government
Postal savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts.

Total capital a c c o u n t s
Total liabilities a n d capital a c c o u n t s .
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock

7,435,198
27,582
48,608
9,767,095

283,977
3,122
3

153,439,169

7,425,930 41,379,234

109,970,466
83,240,152
3,100,730
6,665,709
12,634,017
1,368,777

,437,409 31,258,994
,294,489 23,106,330
155,577 1,040,117
373,870
986,485
401,722 3,525,389
30,595
1,134,953

7,268,461

5,304,440
4,337,016
143,662
226,231
485,194
12,405

5,635,344
3,869,395
106,909
703,771
872,970
10,246

8,260,853
6,796,771
315,967
396,466
594,492
9,606

5,148,459
3,911,659
116,488
414,814
593,068
6,796

2,961,081

181,156

1,465,720

99,932

147,551

105,634

72,053

31,045,022
29,128,499
243,210
13,557
1,237,846
22,357
399,553

1,300,535
1,274,534
12,167
2,231
8,475
128
3,000

5,690,965
5,229,399
53,725
20
86,952
2,646
318,223

1,943,216
1,866,396
6,311
514
69,112
383
500

3,338,771
3,168,819
2,569
682
165,576
1,125

1,384,553
1,256,098
48,390
1,558
60,950
1,057
16,500

1,154,769
1,108,231
22,423
3,733
16,555
3,827

7,247,656 11,599,624

6,533,012

6,790,113

870
1,135
2,298
20,167
50,208
8,351

2,440
912
2,732
11,761
25,019
9,559

300
11,902
3,733
16,726
22,433
3,130

7,300,725 11,682,653

6,585,435

6,848,337

126,731
221,940
76,679
23,589

130,902
198,013
66,441
24,768

141,015,488

6,737,944 36,949,959

714,706

630,174

25,612
352,668
60,754
270,139
570,879
210,436
143,220,682
3,142,240
4,809,311
1,884,390
382,546
10,218,487
153,439,169

2,950
34,899
6,217
15,106
29,206
14,245

8,190
224,736
24,805
63,609
177,478
125,201

6,840,567 38,204,152
171,981
263,413
105,020
44,949

933,015
1,592,151
599,450
50,466

585,363

3,175,082

7,425,930 41,379,234

3,340
4,448
4,531
13,750
23,986
3,014

192,040
370,996
118,407
18,139

280,026
480,978
131,534
16,804

699,582

909,342

448,939

420,124

8,000,307 12,591,995

7,034,374

7,268,461

126,731
135
480
15
126,101

130,902

3,142,240
9,025
32,978
2,386
3,097,851

260
625
171,096

933,015
7,271
15,102
1,251
909,391

1,343
195
190,502

Retirable value of capital: First preferred s t o c k . . . .
Second preferred stock..

70,835
5,243

263
1,250

49,181
3,483

4,318
195

Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1).
Pledged assets (and securities loaned)
Number of banks

92,770,176
83,099,847
15,470,522
6,840

4,619,707 27,237,660
4,315,627 22,052,443
484,025 2,698,623
324
737

4,494,227
4,244,614
886,206
632




6,947

8,000,307 12,591,995 7,034,374

171,981

192,040

280,026
152
279,874

7,001,633
6,658,558
1,523,131
685

238
'130^664

489
15

238

4,256,041
4,033,639
932,638
477

4,557,583
4,186,791
1,219,973
355

5
ATT. MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1951
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district

ASSETS
Loans and i n v e s t m e n t s
Loans (including overdrafts)
United States Government direct obligations
Obligations guaranteed by United States Government.
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank
stock)
Reserves', cash, a n d bank balances
Reserve with Federal Reserve Banks
Cash in vault
,
:*Vo
Demand balances with banks in United States (except private banks and American branches of
foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection
Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets.
LIABILITIES
D e m a n d deposits
Individuals, partnerships, and corporations
United States Government..
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit,
and travelers' checks, etc
T i m e deposits
Individuals, partnerships, and corporations.
United States Government
Postal savings
States and political subdivisions
Banks in United States.
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and u n p a i d . . . .
Other liabilities
Total liabilities.
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

San
Francisco

Chicago

St. Louis

Minneapolis

Kansas
City

Dallas

17,781,288
6,534,526
9,486,668
149
1,213,811
514,587

4,293,344
1,953,853
1,961,350
493
256,375
109,276

2,951,254
1,230,501
1,440,678
104
174,081
100,512

5,062,347
2,060,565
2,504,119
776
381,492
106,257

5,339,109
2,570,429
2,362,618
263
325,498
68,824

31,547

11,997

5,378

9,138

11,477

35,411

2,799,448
1,010,800
117,202

4,182,147
2,263,075
211,621

15,809,960
7,865,708
6,463,437
7,951
1,017,551
419,902

5,853,614
3,163,776
303,851

1,632,006
737,959
85,614

1,028,440
460,677
48,919

2,281,820
938,222
82,847

3,135
1,244,852

446,008
479
61
361,885

285,409
539
552
232,344

853,360
1,859
186
405,346

1,262,325
5,271
1,739
402,111

571,241
6,024
7,300
1,122,886

102,188
550

33,404
2,119

19,281
563

31,274
658

69,778
7,710

152,963
2,987

5,187
6,633
41,867
18,394

279
3,128
7,547
3,848

3,619
820
7,597
2,486

7,746
5,222

11,069
28,622
6,760
4,941

26,768
28,280
48,040
24,495

23,809,721

5,975,675

4,014,060

7,396,335

8,267,437

20,275,640

16,270,825
12,485,974
565,238
1,007,545
1,915,859
45,629

4,574,312
3,259,091
102,765
286,736
884,371
2,477

2,826,144
2,081,556
68,723
229,725
405,167
3,788

6,155,910
4,293,384
121,097
574,824
1,095,176
1,740

7,028,075
5,060,141
110,836
487,862
1,200,769
14,228

12,069,701
9,744,346
253,351
977,380
659,840
96,314

'Mi

250,580

38,872

37,185

69,689

154,239

338,470

6,044,677
5,882,752
20,839
2,031
137,116
1,939

996,724
936,734
6,771
685
52,116
418

916,910
907,636

782,525
741,479

6,983
189

27,547
1,056

"•SI

714,723
591,316
17,673
431
100,974
4,329

6,776,654
6,165,105
38,156
1,313
505,490
5,260
61,330

22,315,502

5,571,036

3,743,054

6,938,435

7,742,798

18,846,355

1,829
5,744

14
29,523
2,034
5,724
23,003
314

32,361
4,090
49,509
97,080
24,028

'ill

84,532
300
7,919
5,525
46,455
72,344
14,521

58
3,261
2,321
9,235
16,268
5,473

22,462,566

5,607,652

3,775,095

6,972,135

7,803,410

19,137,955

426,909
591,626
229,177
99,443

123,407
157,409
73,472
13,735

68,492
111,997
41,498
16,978

130,281
168,739
102,655
22,525

173,544
186,075
79,340
25,068

384,912
465,974
260,717
26,082

820
639
12,353

1 7

-^

1,347,155

368,023

238,965

424,200

464,027

1,137,685

23,809,721

5,975,675

4,014,060

7,396,335

8,267,437

20,275,640

426,909
948
6,849
125
418,987

123,407
480
370
150
122,407

68,492

130,281

1,075
25
67,392

173,544
39
200

384,912

13
130,268

173,305

377,864

Retirable value of capital: First preferred stock
Second preferred s t o c k . . . .

6,864
125

370
150

1,075
25

13

400

7,6 24

Net demand deposits subject to reserve (see page 18).
Demand deposits adjusted (see footnote on page 1) . .
Pledged assets (and securities loaned)
Number of banks

13,891,234
12,499,247
1,836,758
1,012

3,766,419
3,222,814
519,249
495

2,308,391
2,116,122
519,786
476

4,897,204
4,532,551
1,012,660
751

5,363,639
5,300,131
1,071,963
633

10,376,438
9,937,310
2,765,510
263

Total capital a c c o u n t s
Total liabilities a n d capital a c c o u n t s .
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock




7,048

6
ALL MEMBER BANKS—CLASSIFICATION OF LOANS A N D UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
All member banks on selected call dates
1946
Dec. 31
Loans—net
26,695,670
Reserves
Loans—gross 1
Commercial and industrial loans, including open-market paper
13,154 271
Loans to farmers directly guar, by CCC.
74,303
Other loans to farmers
809,938
Loans to brokers and dealers in sees. . . ,
1,505,534
Other loans for purchasing or carrying
securities
1,466,920
Real estate loans:
On farm land
385,049
On residential property:
Insured by FHA
Insured or guaranteed by VA
> 3,903,481
Not ins. or guar, by FHA or V A . . .
On other properties
1,068,778
Consumer loans to individuals:
Retail automobile instalment paper. .
392,006
Other retail instalment paper
281,449
Repair and modernization instalment
268,246
Instalment cash loans
503,594
Single-payment less than $3,000. . . .
Other loans to individuals: Single pay- • 1,862,259
ment loans of $3,000 and over
Loans to banks.
79,473
All other loans (including overdrafts). .
940,369
United States G o v e r n m e n t direct obligations
63,030,370
Treasury bills
1,166,986
Treasury certificates of indebtedness.. . 10,042,725
Treasury notes
5,601,684
Nonmarketable bonds 2
725,447
Other bonds maturing in 5 years or less. 10,939,012
Other bonds maturing in 5 to 10 years. . 26,333,697
Other bonds maturing in 10 to 20 years.
5,853,030
Bonds maturing after 20 years
2,367,789

1947
Dec. 31

1948
Dec. 31

1949
Dec. 31

1950
Dec. 30

1951
Oct. 10

32,627,985

36,060,317
363,012
36,423,329

36,230,459
484,328
36,714,787

44,704,923
595,404
45,300,327

47,936,169
638,538
48,574,707

49,560,596
720,038
50,280,634

16,962,393
43,548
1,002,663
810,737

17,630,827
582,390
1,217,300
1,324,123

15,856,820
700,704
1,244,047
1,736,674

20,521,067
247,612
1,560,862
1,770,015

23,164,679
138,292
1,988,378
1,138,480

24,346,546
153,615
1,986,539
1,550,667

1951
Dec. 31

1,064,666

834,381

757,517

927,325

839,959

850,547

447,431

476,332

497,681

525,548

559,296

544,088

5,380,658

6,263,724

6,758,420

8,246,757

8,754,452

1,302,410

1,503,928

1,577,809

1,749,253

1,858,989

; 2,893,028
2,448,040
! 3,536,461
1,912,776

756,608
479,516
479,017
711,897

1,143,320
692,214
628,165
815,677

2,234,633

2,305,170

1,549,461
876,780
796,538
891,412
662,580

2,177,308
1,270,658
943,834
1,020,519
754,382

2,231,279
1,092,531
972,852
1,083,381
784,132

2,175,602
1,123,250
1,007,389
1,118,180
771,017

113,026
838,782

119,962
885,816

1,774,644
96,814
936,886

2,146,940
88,135
1,350,022

2,276,495
333,686
1,357,826

2,328,146
147,531
1,387,212

57,904,405
1,987,334
5,816,421
4,814,950
1,101,937
15,727,684
19,674,381
6,673,306
2,108,392

52,148,672
2,587,686
7,999,315
2,800,214
1,348,923
16,515,388
13,388,994
5,859,845
1,648,307

56,879,051
3,388,597
10,408,817
5,085,145
1,383,781
23,704,246
6,895,477
3,955,049
2,057,939

52,356,668
3,665,226
1,467,749
14,053,961
1,582,058
19,776,756
7,051,093
2,541,702
2,218,123

49,632,553
4,231,707
4,738,732
10,191,683
1,714,356
17,720,644
6,428,132
2,570,093
2,037,206

51,605,887
6,398,840
6,009,989
9,596,163
1,695,398
16,862,676
6,431,828
2,594,077
2,016,916

By class of bank December 31, 1951
Central reserve city
member banks 8
New York
Loans—net
11,146,051
Reserves
171,880
Loans—gross
11,317,931
Commercial and industrial loans, including open-market paper
7,852,150
Loans to farmers directly guar, by CCC
Other loans to farmers
442
Loans to brokers and dealers in sees.. .
1,218,801
Other loans for purchasing or carrying
securities
262,183
Real estate loans:
On farm land
On residential property:
Insured by FHA
376,823
Insured or guaranteed by VA
4,196
Not ins. or guar, by FHA or VA. .
48,404
On other properties.
84,677
Consumer loans to individuals:
Retail automobile instalment paper. .
82,482
Other retail instalment paper
150,365
Repair and modernization instalment
128,939
Instalment cash loans
144,446
Single-payment less than $3,000. . . .
14,036
Other loans to individuals: Singlepayment loans of $3,000 and o v e r . . .
399,361
Loans to banks
124,199
All other loans (including overdrafts). .
426,427
United States G o v e r n m e n t direct obligations
Treasury bills
Treasury certificates of indebtedness.. .
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less.
Other bonds maturing in 5 to 10 years. .
Other bonds maturing in 10 to 20 years.
Bonds maturing after 20 years
For footnotes, see opposite page.



8,126,931
1,122,093
616,068
1,428,380
52,865
2,676,654
1,696,985
446,244
87,642

Chicago

Reserve
city
member
banks 3

Country
member
banks 3

All
member
banks

All
national
member
banks

2,467,633
41,442
2,509,075

19,650,899
294,385
19,945,284

16,296,013
212,331
16,508,344

4 ,560,596
720,038
50,280,634

32,317,102
469,667
32,786,769

17,243,494
250,371
17,493,865

1,977,099
318
16,005
93,682

10,140,442
14,486
498,986
203,204

4,376,855
138,811
1,471,106
34,980

24,346,546
153,615
1,986,539
1,550,667

15,668,562
113,130
1,571,409
704,652

8,677,984
40,485
415,130
846,015

62,705

347,276

178,383

850,547

493,126

157,421

705

92,860

450,523

544,088

383,395

160,693

11,665
5,322
31,424
21,166

1,457,685
1,166,771
1,195,846
737,804

1,046,855
1,271,751
2,260,787
1,069,129

2,893,028
2,448,040
3,536,461
1,912,776

1,804,230
1,811,484
2,242,592
1,240,449

1,088,798
636,556
1,293,869
672,327

45,040
31,974
24,948
10,757
3,790

977,103
457,222
500,267
371,883
205,820

1,070,977
483,689
353,235
591,094
547,371

2,175,602
1,123,250
1,007,389
1,118,180
771,017

1,542,981
813,437
707,210
786,862
555,028

632,621
309,813
300,179
331,318
215,989

63,194
105
109,176

1,005,876
20,031
551,722

859,715
3,196
299,887

2,328,146
147,531
1,387,212

1,386,978
65,272
895,972

941,168
82,259
491,240

2,711,380
333,853
332,369
519,652
16,310
720,103
421,272
332,452
35,369

19,185,766
2,524,411
2,493,245
3,639,743
249,969
6,415,779
2,144,620
981,069
736,930

21,581,810
2,418,483
2,568,307
4,008,388
1,376,254
7,050,140
2,168,951
834,312
1,156,975

51,605,887
6,398,840
6,009,989
9,596,163
1,695,398
16,862,676
6,431,828
2,594,077
2,016,916

35,053,836
4,492,842
4,147,386
6,673,330
1,268,238
11,538,294
3,768,638
1,709,185
1,455,923

16,552,051
1,905,998
1,862,603
2,922,833
427,160
5,324,382
2,663,190
884,892
560,993

All State
member
banks

7
ATT. MEMBER BANKS—CLASSIFICATION OF LOANS A N D UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
By Federal Reserve districts, December 31, 1951
Total, all
districts

49,560,596
Loans—net
720,038
Reserves
50,280,634
Loans—gross
.
;
Commercial and industrial loans, including
open-market paper
• • • • 24,346,546
153,615
Loans to farmers directly guaranteed by CCC.
1,986,539
Other loans to farmers
.
1,550,667
Loans to brokers and dealers in securities
Other loans for purchasing or carrying se850,547
curities
Real estate loans:
544,088
On farm land
On residential property:
2,893,028
Insured by FHA
2,448,040
Insured or guaranteed by VA..
3,536,461
Not insured or guaranteed by FHA or VA.
1,912,776
On other properties.
Consumer loans to individuals:
2,175,602
Retail automobile instalment paper. . . . . . .
1,123,250
Other retail instalment paper
1,007,389
Repair and modernization instalment loans.
Instalment cash loans.
. . . . • • • • • 1,118,180
771,017
Single-payment loans of less than $3,1)1)1). . .
Other loans to individuals: Single-payment
2,328,146
loans of $3,000 and over
147,531
Loans to banks
,**;•;
1,387,212
All other loans (including overdrafts)
United States Government direct obligations.
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Bonds maturing after 20 years

51,605,887
6,398,840
6,009,989
9,596,163
1,695,398
16,862,676
6,431,828
2,594,077
2,016,916

Philadelphia

Cleveland

Richmond

Atlanta

2,401,192 14,677,184
238,353
41,999
2,443,191 14,915,537

2,483,892
38,945
2,522,837

3,736,848
64,434
3,801,282

2,041,292
24,012
2,065,304

2,004,606
28,807
2,033,413

1,275,778
100
22,750
26,333

8,961,020
262
64,657
1,241,100

1,092,358
511
48,906
38,374

1,617,903
3,747
66,868
46,803

766,746
5,163
44,354
14,782

35,430

305,533

22,555

93,299

71,776

49,276

36,953

75,501

45,341

27,476

58,311
94,995
231,482
144,454

36,344
28,160
115,810
95,991

New York

Boston

14,129

34,805

964,808
6,203 .
62,219
16,632

53,923
83,295
220,694
146,224

738,366
408,712
496,243
297,452

83,391
176,185
259,711
135,642

161,222
231,712
499,618
206,676

88,420
47,009
37,038
73,046
60,249

250,144
271,728
231,056
294,301
90,538

128,424
59,049
67,542
87,999
46,582

190,374
75,772
80,170
93,787
69,198

116,069
44,677
26,031
75,097
85,555

150,373
57,449
52,682
66,771
79,051

195,771
5,714
57,288

600,282
124,293
505,045

170,662
340
67,653

209,163
802
78,667

171,993
2,022
66,456

145,676
2,673
75,819

2,573,611 12,161,931
395,925 1,478,505
834,242
253,545
323,553 2,034,902
244,923
91,831
712,712 4,097,697
397,854 2.335,971
649,033
284,191
486,658
114,000

2,761,814
228,750
222,679
424,168
161,750
852,352
406,635
236,143
229,337

623,687
901,825
151,918
1,547,430
490,861
263,287
250,652

2,596,075
437,780
306,312
425,527
133,978
856,273
256,986
102,024
77,195

2,525,971
300,136
483,253
553,690
80,016
760,893
138,290
52,999
156,694

By Federal Reserve districts, December 31, 1951—Continued

Loans—net. . .
Reserves
Loans—gros^a!

ind'ustrial

i o a n 8 ) including open-market

Loans to farmers directly guaranteed by CCC
Other loans to farmers
;
Loans to brokers and dealers in securities. . . . .
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
•. v *
Insured or guaranteed by V A . . . .. . . . . • •
Not insured or guaranteed by PHA or VA
On other properties
Consumer loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
Instalment cash loans. . .
••• •
Single-payment loans of less than $3,0UU.
••••••
Other loans to individuals: Single-payment loans of $3,UUU
and over
Loans to banks
All other loans (including overdrafts)
United S t a t e s Government direct obligations
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Bonds maturing after 20 years

San
Francisco

Chicago

St. Louis

Minneapolis

Kansas
City

Dallas

6,534,526
101,413
6,635,939

1,953,853
21,550
1,975,403

1,230,501
16,474
1,246,975

2,060,565
16,923
2,077,488

2,570,429
27,228
2,597,657

7,865,708
99,900
7,965,608

3,228,382
9,792
295,460
108,245
102,643

888,341
4,923
100,235
. 10,185
31,729

409,864
50,747
144,434
2,496
12,739

821,198
37,842
493,998
7,977
22,551

239,535
11,238
70,791

2,923,830
10,626
403,123
26,502
32,225

88,566

37,516

22,431

33,849

26,165

101,356

23,792
31,166
84,558
83,484

1,080,200
887,637
700,270
339,147

357,487
309,727
605,767
250,088

134,792
63,779
154,349
88,884

93,041
88,503
90,983
48,867

72,159
44,169
76,976
75,867

321,511
161,405
163,246
94,207
89,640

84,104
48,686
46,235
34,485
51,270

67,626
44,553
53,502
23,154
21,566

96,866
36,783
29,523
33,918
45,184

161,146
65,703
37,287
74,718
68,256

520,545
210,436
183,077
166,697
63,928

267,860
509
181,404

147,645
140
48,105

31,541

103,645

40,922

uSS

143,266
640
55,895

140,642
9,476
165,891

9,486,668
879,090
1,205,177
1,986,221
322,378
3,102,575
1,266,859
506,344
218,024

1,961,350
229,873
384,521
370,283
93,322
610,919
166,224
57,227
48,981

1,440,678
164,925
190,856
285,538
125,955
484,512
133,579
33,471
21,842

2,362,618
503,579
411,106
427,599
59,498
711,648
134,929
39,811
74,448

6,463,437
716,794
622,964
1,365,765
118,006
2,504,024
561,805
286,712
287,367

471,647
497,092
111,823
621,641
141,835
82,835
51,718

. Beginning June 30, 1948, figures for various loan items are shown gross (i.e., before deduction of valuation reserves) and are not entirely
COm

) prio'r= t o i D e c e r n b ^ l ? 1947, this item included United States savings bonds only; depositary bonds were included with other United State.
bonds according to maturity.
u u i»
f
3 See contents page for basis of classification of member banks.




8
R I S E E V E

a T Y

U N , T E D

—

[Amounts in thousands of dollars]
Total, all
reserve
city banks
Loans—net
Reserves
"'''
Loans—gross
Commercial and industrial loans, including
open-market paper
Loans to farmers directly guaranteed by CCC
Other loans to farmers
Loans to brokers and dealers in securities. . . ,
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
Not insured or guaranteed by FHA or VA.
On other properties
Consumer loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans.
Instalment cash loans
Single-payment loans of less than $3,000. . .
Other loans to individuals: Single-payment
loans of $3,000 and over
Loans to banks
All other loans (including overdrafts)
United States Government direct obligations.
Treasury bills
T r e a s u r / certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Bonds maturing after 20 years

By Federal Reserve districts, December 31, 1951
Boston

New York

Philadelphia

Cleveland

Richmond 3

Atlanta

3

19,650,899
294,385
19,945,284

998,069
19,399
1,017,468

504,098
18,263
522,361

1,134,911
22,336
1,157,247

2,300,027
46,461
2,346,488

918,018
11,967
929,985

10,140,442
14,486
498,986
203,204

943,939
15,639
959,578

713,859

308,180

729,284

1,501
3,738

35,423

1,345,928
34
658
46,203

445,128

316
22,891

925'
12,255

347,276

522,129
1,239
9,141
12,561

19,440

11,661

6,183

75,023

51,084

92,860

32,215

72

1,956

94

3,634

2,444

1,457,685
1,166,771
1,195 846
737,804

3,084

22,442
8,920
15,452
38,436

28,857
23,698
27,212
27,039

13.898
3,430
26,010
14,408

91,853
92,586
187,759
88,034

20,591
25,450
72,958
58,692

977,103
457,222
500,267
371,883
205,820

16,635
6,705
26,175
35,880

22,816
10,146
10,112
10,382
10,812

11,646
14,350
9,331
12,517
3,898

67,364
28,831
41,478
31,166
7,347

68,473
34,535
51,664
40,078
16,006

52,007
18,756
12,546
22,369
18,518

68,422
27,306
25,127
23,343
27,917

1,005,876
20,031
551,722

80,199
4,159
27,014

26,724
10,053

111,045
290
40,996

144,594
787
58,639

78,164
1,877
36,221

19,185,766
2,524,411
2,493,245
3,639,743
249,969
6,415,779
2,144,620
981,069
736,930

72,273
1,795
47,631

856,018
199,781
146,344
67,946
9,645
168,759
118,103
141,504
3,936

410,578
48,877
21,004
45,309
5,044
178,290
57,589
33,568
20,897

839,180
66,248
58,253
137,704
4,808
256,952
158.485
96.899
59,831

2,693,267
335,536
398,528
499,503
19,439
775,285
318,062
187,559
159,355

1,209,619
222,258
143,872
212,806
29,239
370,565
151,320
58,879
20,680

1,068,735
157,563
234,684
191,350
10,309
318,549
61,314
28,387
66,579

By Federal Reserve districts, December 31, 1951—Continued

Loans

net

Loans—gross
'
Commercial and industrial loans, including open-market
paper
Loans to farmers directly guaranteed by CCC
Other loans to farmers
[\[
Loans to brokers and dealers in securities
''j
Other loans for purchasing or carrying securities
!!!!.
Real estate loans:
On farm land
On residential property:
Insured by FHA
Insured or guaranteed by VA
]]
Not insured or guaranteed by FHA or VA
i *. !
On other properties
'
„ Consumer loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
*
Repair and modernization instalment loans
Instalment cash loans
]]
Single-payment loans of less than $3,000
Other loans to individuals: Single-payment loans of $3,000
and over
Loans to banks
All other loans (including overdrafts)
United States Government direct obligations.
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Bonds maturing after 20 years.
* See contents page for basis of classification of member banks.
See note 3, page 11.

3




Chicago

St. Louis

1,829,073
28,891
1,857,964

1,181,502
13,822
1,195,324

811,313
562
19,812
13,417
19,218

719,196
610
13,889
10,024
19,490

Minneapolis

Kansas
City

Dallas

497,160
6,425
503,585

1,219,652
10,151
1,229,803

1,430,509
14,964
1,445,473

6,693,941
86,067
6,780,008

273,827
2,862
5,019
2,441
7,448

655,818
6,505
164,388
7,763
17,987

967,964
1,605
22,793
10,398
58,542

2,647,816
1,069
260,544
26,090
28,985

San
Francisco 3

3,781

1,920

184

5,509

4,044

66,138

188,710
118,446
162.773
69,637

59,391
17,631
48,712
44,403

28,818
25,119
14,126
13,862

47,166
19,189
30,905
49,049

9,630
12,957
27,033
46,829

929,694
812,640
556,731
251,535

115.774
45,273
84.994
27,072
20,226

35,340
29,545
33,581
12,949
14,458

15,614
22,745
34,501
8,009
3,171

42,617
20,619
22,387
16,205
17,735

52,109
36,113
22,770
33,920
20,825

424,921
169,003
151,776
133,873
44,907

115,644

98,136
140
35,909

15,690

41,312

30,143

70,790
901
34,270

81,144
610
36,187

111,473
9,466
153,347

234,920
255,204
421,697
678,502
54,265
1,142,482
528,885
94,469
59,416

846,369
96,129
190,306
144,511
14,706
280,221
85,966
23,066
11,464

404,453
56,439
41,446
79,472
5,068
138,743
55,491
19,900
7,894

1,363,135
343,078
224,337
266,414
20,183
324,788
94,128
65,247
24,960

1,022,969
222,502
110,425
154,821
13,395
366,645
82,793
18,934
53,454

5,236,523
520,796
502,349
1,161,405
63,868
2,094,500
432,484
212,657
248,464

9
COUNTRY BANKS 1 —CLASSIFICATION OF LOANS A N D UNITED STATES
GOVERNMENT DIRECT OBLIGATIONS
[In thousands of dollars]
By Federal Reserve districts, December 31, 1951

Loans—net
Reserves
Loans—gross
....
Commercial and industrial loans, including
open-market paper
•••
Loans to farmers directly guaranteed by CCC.
Other loans to farmers
.
Loans to brokers and dealers in securities. . . .
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
••••\
Insured or guaranteed by VA. • • • • • • • • : •
Not insured or guaranteed by FHA or VA.
On other properties
Consumer loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans.
Instalment cash loans
WAAA' ''
Single-payment loans of less than $3,000. . ,
Other loans to individuals: Single-payment
loans of $3,000 and over
Loans to banks
All other loans (including overdrafts)

Total, all
country
banks

Boston

New York

Philadelphia

Cleveland

Richmond

Atlanta

16,296,013
212,331
16,508,344

1,403,123
22,600
1,425,723

3,027,035
48,210
3,075,245

1,348,981
16,609
1,365,590

1,436,821
17,973
1,454,794

1,123,274
12,045
1,135,319

1,060,667
13,168
1,073,835

4,376,855
138,811
1,471,106
34,980

561,919
100
22,434
3,442

800,690
262
62,714
18,561

363,074
511
48,906
2,951

271,975
3,713
66,210
600

321,618
5,163

442,679
4,964
53,078
4,071

178,383

15,990

31,689

16,372

18,276

20,692

17,061

450,523

14,057

32,849

36,859

71,867

42,897

24,392

1,046,855
1,271,751
2,260,787
1,069,129

74 ',3 75
205,242
107,788

332,686
380,818
420,627
185,736

69,493
172,755
233,701
121,234

69,369
139,126
311,859
118,642

37,720
69,545
158,524
85,762

19,709
21,455
89,635
60,111

1,070,977
483,689
353,235
591,094
547,371

65,604
36,863
26,926
62,664
49,437

156,016
107.013
92,786
137,338
72,604

61,060
30,218
26,064
56,833
39,235

121,901
41,237
28,506
53,709
53,192

64,062
25,921
13,485
52,728
67,037

81,951
30,143
27,555

859,715
3,196
299,887

"mi

174,197
94
68,565

59,617
26,657

64,569
15
20,028

93,829
145
30,235

" «
28,188

21,581,810
2,418,483
2,568,307
4,008,388
1,376,254
7,050,140
2,168,951
834,312
1,156,975

1,717,593
196,144
107,201
255,607
82,186
543,953
279,751
142,687
110,064

3,624,422
307,535
197,170
561,213
187.014

1,922,634
162,502
164,426
286,464
156,942
595,400
248,150
139,244
169,506

2,074,348
202,419
225,159
402,322
132,479
772,145
172,799
75,728
91,297

1,386,456
215,522
162,440
212,721
104,739
485,708
105,666
43,145
56,515

248,569
362,340
69,707
442,344
76,976
24,612
90,115

United States Government direct obligations
Treasury bills.
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Bonds maturing after 20 years

30,274

169,221
378,119

1:8?

By Federal Reserve districts, December 31, 1951—Continued
Chicago
Loans—net
Reserves
Loai^on^nercial and industrial loans, including open-market

Minneapolis

Kansas
City

Dallas

San
Francisco

2,237,820
31,080
2,268,900

772,351
7,728
780,079

733,341
10,049
743,390

1:?!?

847,685

1,139,920
12,264
1,152,184

1,185,600

439,970
8,912
259,643
1,146
20,720

169,145
4,313
86,346
161
12,239

136,037
47,885
139,415
55
5,291

165,380
31,337
329,610
214
4,564

428,354
22,094
216,742
840
12,249

276,014
9,557
142,579
412
3,240

Logins to farmers directly guaranteed by CCC
Other loans to farmers
•
Loans to brokers and dealers in securities. . . . .
Other loans for purchasing or carrying securities
Real estate loans:
On farm land
On residential property:
Insured by FHA
. . . . .. .
Insured or guaranteed by V A . . . . . . . .
Not insured or guaranteed by FHA or VA
On other properties
Consumer loans to individuals:
Retail automobile instalment paper
Other retail instalment paper
Repair and modernization instalment loans
Instalment cash loans. .
. ..
Single-payment loans of less than $3,000.
; YVnnn
Other loans to individuals: Single-payment loans of $i,UUU
and over
Loans to banks. . .
.• •
All other loans (including overdrafts)
United States G o v e r n m e n t direct obligations.
Treasury bills
Treasury certificates of indebtedness
Treasury notes
Nonmarketable bonds
Other bonds maturing in 5 years or less
Other bonds maturing in 5 to 10 years
Other bonds maturing in 10 to 20 years
Bonds maturing after 20 years
l See contents page for basis of classification of member banks.




St. Louis

84,080

35,596

22,247

28,340

22,121

35,218

157,112
185,959
411,570
159,285

75,401
46,148
105,637
44,481

64,223
63,384
76,857
35,005

24,993
24,980
46,071
26,818

14,162
18,209
57,525
36,655

150,506
74,997
143,539
87,612

160,697
84,158
53,304
56,378
65,624

48,764
19,141
12,654
21,536
36,812

52,012
21,808
19,001
15,145
18,395

5I-.3S
27,449

109,037
29,590
14,517
40,798
47,431

95,624
41,433
31,301
32,824
19,021

89,022
404
30,916

49,509

15,851

62,122
30
19,708

29,169
10
12,544

1,339,649
281,077
300,681
272,778
46,103
345,003
52,136
20,877
20,994

1,226,914
195,998
120,615
204,360
54,138
409,524
129,321
74,055
38,903

3,540,368
290,033
451,111
788,067
251,803
1,239,990
316,702
79,423
123,239

12,196

10,779

32,855
15
9,797

'•IS:®
194,215

1,036,225
108,486
149,410
206,066
120,887
345,769
78,088
13,571
13,948

1,140,984
182,450
247,310
230,678
91,640
296,853
47,707
17,588
26,758

225,772
78,616
330,698
80,258

Wr

ALL MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31, 1951, OF BANKS IN EACH CENTRAL
ASSETS [In thousands of dollars]
Loans and investments
Federal Reserve district
numbers, and reserve cities

All m e m b e r banks.

Number
of

Total

Loans (including
overdrafts)

U. S.
Government
direct obligations

6,840 112,247,105 49,560,596 51,605,887

Reserve bank cities 1 .
1. Boston
2. New York 2
3. P h i l a d e l p h i a . . . . . . .
4. Cleveland
5. Richmond
6. Atlanta 32
7. Chicago
8. St. Louis
... .
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

160 47,900,661 24,294 486 18,949,403
10 1,970,584
998 069
856,018
29 21,654,502 11,275 252 8,248,946
12 2,271,214 1,134 911
839,180
4 1,954,647
816 433
941,430
6
355,513
157 051
174,231
5
718,322
350: 486
310,410
60 7,124,187 2,869: 539 3,576,683
6 1,062,099
619, 634
369,632
4
632.534
323, 748
240,076
9
829,185
380. 847
364,180
979,944
647, 770
297,419
8,347,930 4,720, 746 2,731,198

Reserve branch cities 1 .
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore
5. Charlotte 3
6. Birmingham
6. Jacksonville. . . . . . . . .
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock.
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City,
10. Omaha
11. El Paso
11. Houston. .
11. San Antonio
12. Los Angeles... •
12. Portland.
12. Salt Lake City 3
12. Seattle

125 17,021,309 7,139,550 8,430,898
4
740,070
374,897
288,563
803,257
346,714
397,616
2,064,279
934,875
881,030
639,888
227,502
371.939
436,538
220,838
170,999
286,060
103,474
138,404
251,212
103,450
122,486
333,135
181,463
125,740
615,919
205,066
371,695
2,483,576
828,376 1,452,372
4
130,638
38,946
75,014
6
453,056
202,599
226.940
3
452.371
280,863
132,846
2
38,326
1 $.584
22,770
7
517,207
216,152
277,486
4
289,903
129,343
125,391
6
-35,065
156,416
129,230
3
129.535
82, >\6
41,535
10
882.039
430,283
411,054
6
286,503
88/98
162,463
6 2,530,987,
867,193 1,547,621
3
966,006
469,011,
394,524
6
333,061
144,561
165,550
5 1,022,678
492,430
397,630

Other reserve cities 1 . . .
4. Columbus
4. Toledo
...
5. W a s h i n g t o n . . . . . . . . .
7. Cedar Rapids.
7. Des Moines. . .
7. Dubuque
7. Indianapolis
7. Milwaukee
7. Sioux City
8. National Stock Yards.
9. St. Paul..
10. Kansas City, Kansas. .
10. Lincoln
10. Pueblo.
10. St. Joseph
10. Topeka.
10. Tulsa. *.
10. Wichita
11. Fort Worth
Country banks, by districts
1 • Boston.
2. NeVYork
3. Philadelphia
4. Cleveland
5. Richmond .
6. Atlanta.7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas.
12. San Francisco

71
3
4
13

1

3
2

4,881,483
400,636
336,744
853,724
67,000
197,030
35,632
602,591
711,960
76,372
84,486
330,709
49,385
101,037
29,340
63,924
75,594
347,571
209,942
307,806

1,830,547 2,643,776
116,899
233,239
85,106
239,952
312,627
492,450
15,576
29,087
91,440
74,759
7,817
24,207
175,222
370.085
265,593
390,485
43,143
28,622
39,460
41,937
159,828
141,607
26,71
18,217
38,930
56,141
13,199
15,001
23,689
36,541
31,762
36,120
132,071
185,259
70,532
119,569
180,942
110,498

6,484 42,443,652 16,296 013 21,581,810
314 3,475,624 1,403 123 1,717,593
704 7,527,599 3,027 035 3,624,422
620 3,765,856 1,348 981 1,922,634
660 3,961,437 1,436 821 2,074,348
445 2,754,367 1,123 274 1,386,456
334 2,838,676 1,060 667 1,457,236
924 6,482,940
820 3,540,368
475 2,110,694
351 1,114,981
467 1,949,685
733: 341 1,036,225
702 2,214,194
840, 913 1,140,984
603 2,753,282
920 1,339,649
236 2,609,29
i l m ' 767 1,226,914

See contents page for basis of classification of member banks.
Includes both central reserve city and reserve city banks.
For other footnote, see opposite page.

3




Reserves, cash,

ObligaObligaCorporate
tions
Other
tions of
guaranbonds,
States
and
(
in&tng
teed by
political notes, and
F. R.
U. S.
subdiviBank
Governstock)
ment
15,260 7,527,790 3,223,252
9,148
1,666

659
3
6,771
948

12

228

15

44

309
333
38

13

,126

470
,807
120
160
28
77
451
104
100
260
538

,608 ,530,826
,938
31,876
866 630,639
873 113,401
101 786
91,608
15 266
8,189
41 676
14,405
428 391 235,478
41, 83
25,701
37: 928 29,462
63, 321
18,716
26, 432
5,738
541, 300 325,613

Total

Reserve
with
Federal
Reserve
Banks

314,320 39,252,126 19,911,777 2,061,866
166,190 17,604,242 10,083,200
5,683
732,386
413,712
98,133 8,667,535 5,304,815
9,849
891,110
434,160
3
593,272
282,576
f7°S
148,706
68,046
1,345
328,776
140,521
14,089 2,619,659 1,632,756
5,259
448,212
231,721
1,320
300,038
128,146
1,462
437,321
180,589
2,582
529,884
184,982
22,302 1,907,343 1,081,176

,001,314
45,109
39,480
133,866
21,945
27,105
32,973
17,332
19,191
31,212
138,586
11,941
8,923
31,245
968
13,415
27,660
37,004
4,741
29,548
22,114
91,684
87,336
19,317
108,619

410,119
28,043
17,278
106,731
16,957
16,618
10,720
7,364
5,122
6,937
60,114
4,512
13,645
6,472
951
9,306
6,894
11,833
50
9,519
12,880
19,314
13,635
2,839
22,385

38,480 6,273,088
3,446
266,035
297,538
666,320
Wr
265,246
Hil
185,784
489
126.663
573
146,071
1,619
139,895
1,009
296,449
4,084
738,421
225
66,996
949
194,759
945
157,420
53
15,948
848
200,399
615
148,329
582
165,095
293
74,092
1,635
460,212
448
116,706
4,866
761,266
1,500
272,320
461
117,198
1,614
393,926

3,179,055
129,725
143,305
373,374
125,422
84,893
73,770
52,291
73,143
151,852
392,593
29,901
94,156
64,153
7,660
99,050
62,284
74,733
24,831
200.214
60,436
416.215
167,365
74,735
202,954

242,264
32,391
7,806
14,210
21,585
22,129
1,689
36,524
24,331
3,158
2,853
4,616
S96
2,477
6,737
17,989
10.464
10.465

155,695
17,495
3,403
32,558
596
8,417
1,856
19,626
30,284
1,314
56
10,312
584
1,160
172
1,112
800
11,650
9,059
5,241

9,163 2,082,331
612
166,580
477
116,244
1,879
318,376
156
27,101
285
81,430
63
11,530
1,126
259,433
1,254
296,000
135
37,764
180
44,249
795
136,278
92
29,234
190
40,971
72
It.786
32,057
36,794
!8i
600
171,062
318
94,380
660
168,056

973,122
80,722
63,861
170,655
13,377
33,716
4,406
118,987
143,669
16,591
19,535
63,355
11,034
21,821
5,923
13,584
17,251
51,459
53,208
#,968

,333,604
225,616
641,473
293,748
321,631
162,336
280,153
537,418
159,582
117,018
193,136
232,198
169,295

,126,612
117,476
209,329
187,523
119,251
76,199
34,772
156,902
58,890
59,787
34,971
35,396
36,116

100,487
11,346
22,533
12,850
9,226
6,074
5,837
10,355
4,439
3,210
4,090
5,859
4,668

13,292,465
1,123,049
1,852,076
975,810
1,090,743
990,806
1,089,181
1,782,276
720,370
576,176
911,386
1,450,498
730,094

5,676 ,400
466 ,929
900 ,109
470 ,815
504 ,833
406 733
421 006
807 681
298 493
2 6 1 , 516
347, 286
470, 369
320, 630

•3:38
210,343
114,708
120,854
102,973
100,216
164,880
57,958
39,107
48,285
84,800
61 465

11
RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
ASSETS [In thousands of dollars]
and bank balances
Demand
balances
with
banks
in U. S.
(except
private
banks,
etc.)

Other
balances
with
banks in
U. S.

Balances
with
banks in
foreign
countries

Cash
items in
process
of collection

Bank
premises,
furniture, and
fixtures

Other
real
estate
owned

Assets
indirectly
representing
real
estate

Customers'
liability
on
acceptances

Income
accrued
but not
collected

Total
assets

Other
assets

7,435,198

27,582

48,608 9,767,095 1,023,130

21,171

91,017

325,456

268,162

211,002

153,439,169

1,105,294
32,447
85,735
116,963
58,553
14,663
42,609
259,462
36,903
35,836
81,650
186,807
153,666

13,008
2,666

40,532 5,904,486
2,727 255,468
28,087 3,079,339
809 303,242
401 216,539
60,695
25
135,075
664,611
2,266
59 168,126
340 129,100
174 167,128
100 148,753
5,544 576,410

335,313
16,743
153,710
16,015
7,471
3,235
11,304
24,070
6,035
876

7,982

42,959
461
2,194
6,044
9,872
702

305,376
31,811
209,687
4,328
26

138,144
6,003
93,877

598

5,969

145,278
5,486
64,452
7,554
6,656
I,138
2,184
22,048
3,391

13 * 555
77,262

4,050
1,193

66,479,955
2,763,474
30,846,276
3,202,430
2.574.245
509,698
1,062,549
9,802,681
1,525,186
939,729
1,273,946
1,552,141
10,427,600

967, 650
777

5,316
324
103

5,780 ,845,116
82,299
1,685
42 100,075
555 208,320
68,047
173
78,398
20,784
51,175
32,858
14 101,568
749 226,729
18,158
60,041
49.913
4,040
54,897
12
37,098
48,272
15,078
575
99,836
511
25,491
19
618 238,292
70,206
334
24,688
492 128,853

158,619
10,658
10,825
23,228
6,607
3,438
2,621
4,366
4,704.
5,768
10,063
790

3,492

496,725
49,773
11,861
58,182
9,142
17,620
4,060
66,314
101,130
6,272
21,486
50.914
6,264
10,566
1,530
5,319
7,140
22,563
11,233
35,356

47,050
7,142
1,454
14,711
994
.625
256
4,678
5,547
831

1,520,768
'•81 278,420
280 344,454
115,323
95,662
133,146
116,968
148,974
1 44,161
48,290
152
33,336
77,597
534
84,437
312

482,148
50,048
98,092
47,190
41,076
33,998
39,838
55,124

Hll

131
1:057
;964
155
8 323

062
119
243

i

\%
817

38

"•
31
147
24

81
21

004

Vd

912
174
706
673
083
142
601
906

I
13
38

171

99
1,174
12

280
87
888
4,166

477
608
25
72
214
270
1,467
304
21
661
769

508, 101
506
651
212
330
480
351
773
303
335
386
717
258
7 045
460
945
11 063
329
016
941

955

4,854,153
251,530
395,730
274,685
369,114
347,054
450,065
660,438
319,387
226,852
481,431
815,024
262,843

8,303
456

I

247
75
69

65
212

40
200
438

277
899
753
226
370
259
1,048
2,174
407

8

J

319
251
111
31
1,619
400

2,791
263
20,034

"in
8,397
475

144
116
25

678
871

193

25

* S

1,024
1,451
3,450
1,242
15,334
4,558
11,264

Wll

12,919

2,806
436
688
185
481
664
2,899
1,012
1,641

i?:$

13,947
33,448
34,738

2,

567

287
22,647
27,167

l

'%

1,658
28,110

14,113
50
246
148
96
265

52,929

303
5,696
247

775
2,289
8,888
159
1,342
361
182
1,995
669

174

$ $
7,015
1,988
1,151

'•SB

\'M\
396

1,852
6,119
943
889
886
403
18,561

»,-$•»23,571,908
1,022,093
804
964
2,428
2,416
529
98
387
969
3,015
99
367
188
2
1,982
137
249

5,841

9
456

140
2,348

5,457

,286

279

4,549

AS

2,330
825
8,118

24
223

816

140

3,099

80
1,291
831
371
645

1,039

8,093

220

3
583

107
1,200

II,524
348
1,245
1,049

6,426
256
106
778

593
3
1,779
1,813
268
291
1,183

319
12
776
2,819
33

403

1,718
106
240

3 7

- g

320

4,742

8,658
356
1,022
1,157
188
684
1,642
494
307
163
387
990
1,268

,338
,298
,592
979
702
718
642
,999
254
588
327
870
,369

457
106

1

153
284
913
704
577

39
124
276
149
175

5,747
1,230
535
70
712
549
1,469
311
17
189

58,431
6,359
18,782
3,375
3,093
2,007

665

'1,237
4,847

45,701
4,492
10,167
3,440
3,262
4,806
3,112
5,301
2,251
1,138
1,273
3,663
2,796

85

17
192
53
182

it?

M75
2,003

Federal Reserve district
numbers, and reserve cities

All m e m b e r b a n k s
Reserve bank c i t i e s 1
1. Boston
2. New York 2
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta 83
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

1,115,321
2,770,351
916,728
629,592
416,943
402,252
479,343
927,884
3,245,106
198,682
651,874
615,686
54,683
722,616
446,786
504,874
205,311
1,373,457
408,696
3,318,324
1,257,392
454,284
1,433,630

Reserve branch cities
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore
5. Charlotte 3
6. Birmingham
6. Jacksonville
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
10. Omaha
11. El Paso
11. Houston
11. San Antonio
12. Los Angeles
12. Portland
12. Salt Lake City 8
12. Seattle

7,038,166
574,962
455,903
1,190,421
95,095
281,715
47,433
869,257
1.018.246
115,268
129,076
471,737
79,171
143,016
44,312
96,739
113,477
522,913
306,246
483,179

Other reserve c i t i e s 1
4. Columbus
4. Toledo
5. Washington
7. Cedar Rapids
7. Des Moines
7. Dubuque
7. Indianapolis
7. Milwaukee
7. Sioux City
8. National Stock Yards
9. St. Paul
10. Kansas City, Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort Worth

56,349,140 Country banks, by districts
4,662,456
1. Boston
9,510,865 2. New York
4,797,877
3. Philadelphia
5,101,213 4. Cleveland
3,787,935 5. Richmond
3,979,490 6. Atlanta
8,334,920
7. Chicago
2,855,171
8. St. Louis
2,547,911 9. Minneapolis
3,142,239 10. Kansas City
4,244,653 11. Dallas
3,384,410 12. San Francisco

Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
For other footnotes, see opposite page.




12
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31, 1951, OF BANKS IN EACH CENTRAL
LIABILITIES [In thousands of dollars]
Demand deposits
Federal Reserve
district numbers,
and reserve cities

All m e m b e r
banks....

Total

Individuals,
partnerships, and
corporations

United
States
Govern-

States
and
political
subdivisions

Time deposits

Banks in
United
States

tries

Certified
and officers'
checks,
etc.

Total

Individuals,
partnerships,
and
corporations

United
States
Govern-

Postal
savings

States
and
political

Banks
Banks
n

u! s.

fin

eign
tries

109,970,466 83,240,152 3,100,730 6,665,709 12,634,017 1,368,777 2,961,081 31,045,022 29,128,499 243,210 13,557 1,237,846 22,357 399,553

Reserve bank
cities1
1. Boston
2. New York 2 . .
3. Philadelphia..
4. Cleveland....
5. Richmond.
..
6. Atlanta 82
7. Chicago . . . .
8. St. Louis
9. Minneapolis..
10. Kansas City..
11. D a l l a s . . . . . . .
12. San Francisco

50,409,160 36,377,722 1 590,346 ,652,845 7,708,029
2,276,643 1,708,755
54,990
152,564
294,464
25,184,821 18,181,399 864,331 328,414 3,385,981
2,677,733 2,029,807
68,634
77,879
467,649
1,705,612 1,397,378
71,834
64,150
144,328
399,174
234,551
8,104
31,915
119,585
889,418
544,466
22,324
97,467
209,676
7,252,679 5,331,192 266,675 259,800 1,271,573
1,250,008
847,295
42,097
19,639
330,490
774,920
485,307
18,276
33,962
220,085
1,124,594
601,606
22,924
38,536
453,260
1,300,403
689,577
27,302
54,610
485,905
5,573,155 4,326,389
122,855 493,909
325,033

Reserve branch
cities1
2. Buffalo
4. Cincinnati. . . .
4. Pittsburgh. . .
5. Baltimore....
5. C h a r l o t t e 8 . . .
6. Birmingham..
6. Jacksonville...
6. Nashville. .
6. New Orleans..
7. Detroit
8. Little Rock.
8. Louisville...
8. Memphis. . .
9. Helena
10. Denver
10. Oklahoma City
10. Omaha
11. El Paso. . .
11. H o u s t o n . . .
11. San Antonio..
12. Los Angeles..
12. Portland
12. Salt Lake City
12. S e a t t l e . . . . . .

17,262,906 12,818,788
672,445
553,568
814,461
629,422
2,041,647 1,675,647
734,770
553,807
514,984
317,072
328,721
239,591
318,265
179,195
344,497
184,693
752,132
448,270
2,128,412 1,672,762
167,874
95,738
548,284
325,417
488,883
285,678
45,785
21,959
552,606
407,638
369,629
204.686
430,829
269,522
160,815
103,319
1,162,998
819,770
322,009
235.687
2,143,036 1,872,256
837,289
658,414
341,888
237,384
1,040,647
827,293

494,845 1,040,645 2,636,506
21,120
55,451
28,568
30,373
13,810
132,407
83,627
40,852
222.453
19,826
50,153
104,850
12,040
36,882
141,461
7,029
29,680
50,831
4,304
33,093
97,597
6,836
48,152
102,870
11,296 100,579
176,861
123,272
96,670
196,293
2,219
23,802
44,216
15,147
15,252
187,047
5,467
28,713
165,160
369
10,590
12,441
17,328
28,777
91,456
4,857
41,668
113,365
10,634
18,293
129,195
2,028
6,280,
44,367
18,502
67,541
235,513
3,603
12,279
60,602
50,912
42,682
130.454
17,557 100,920
36,991
4,178
45,050
50,756
22,321
93,476
80,752

5,554,044
440,522
317,411
924,631
71,571
236,813
25,407
681,190
766,061
92,337

3,809,162
288,433
255,080
807,736
35,526
113,796
21,333
471,329
541,655
53,617

139,104
8,527
13,986
16,449
1,332
5,487
774
15,484
25,189
1,146

109,073
370,737

18,936
226,043

532
18,211

543
35,841

88,974
86.060

61,315
118,459
33,804
69,991
93,916
463,430
272,187
405,189

23,081
67,904
24,923
39,249
49,372
360,650
180,073
230,426

677
• - $
799
4,232
11,907
5,270
7,108

9,603
11,694
1,368
2,880
27,078
15,096
32,961
19,481

27,116
35,229
4,798
24,178
12,830
67,364
50,685
124,421

Other reserve
cities, 1
4. Columbus..
4. T o l e d o . . . .
5. Washington. . .
7. Cedar Rapids.
7. Des M o i n e s . . .
7. Dubuque. .
7. Indianapolis...
7. Milwaukee
7. Sioux C i t y . . . .
8. National Stock
Yards
9. St. Paul
10. Kansas City,
Kansas
10. Lincoln
10. Pueblo
10. St. Joseph. . . .
10. Topeka
10. Tulsa
10. Wichita
11. Fort W o r t h . . .

Banks
in
foreign

Country banks,
by d i s t r i c t s . . 36,744,356 30,234,480
3,160,766 2,585,734
1. Boston
2. New York. . . .
5,401,728 4,371,363
2,626,707 2,307,209
3. Philadelphia...
4. Cleveland
2,941,200 2,550,811
5. Richmond. . . . 2,574,900 1,998,493
3,002,311 2,273,180
6. Atlanta
5,016,355 4,244,764
7. Chicago
2,010,190 1,686,027
8. St. Louis
9. Minneapolis...
1,634,702 1,348,247
10. Kansas City. . 2,565,150 2,064,680
3,676,661 2,981,362
11. Dallas
2,133,686 1,822,610
12. San Francisco.

417,802 1,004,373
71,196
50,169
11,565
19,461
204
65,884
4,837
29,561
61,167
48.059
1,466
863
74,323
99,484
31,491
137,311
5,008
31,926

876,435 3,554,417 1,285,109
100,587 221,306
107,258
154,666 602,620
110,840
75,028
148,352
17,545
107,620 194,893
25,674
60,069 295,660
161,288
55,120 394,800
235,135
125,879 472,783
100,789
37,303
198,787
68,484
31,867 149,332
86,581
40,475 346,870
85.700
52,293 327,671
249.961
35,528 201,343
35.854

1
See contents page for basis of classification of member banks.
* Includes both central reserve city and reserve city banks.
For other footnotes, see opposite page.




,306,282
28,682
,131,231
12,382
41
38,282
2,313
3,129
1,319
1,511
80,797
44,708
2,702
742
2,422
1,433
162
87
7,204
5,926
""48
116
69
4
2,339
5,947
1,909
7,249
1,501
4,847
7,169
18
4,977
252
1,127
447

348

10,618
1,913
1,020
23
53
2,914
42
212
2,522
1,919

,773,936
37,188
,293,465
21,382
21,498
4,848
15,444
85,157
8,174
14,161
6,949
41,498
224,172

9,751,659 8,808 760 85,810 1,360
184,237
174 786 6,445
2,029,611 1,645 278 42,920
231,411
218 514
30
74
711,216
692 498
76,912
71 066 3,310
104,137
101 933 2,155
15
1,897,307 1,838: 892 4,600
555
160,612
158 552 1,550
510
99,582
99; 331
1
82,847
82 796
1
119,360
1 1 2 : 720
4,054,427 3,612; 394 24,800
198

227,414 4,694,565 4,419,157 19,544 1,149
11,036
275,041
272,290
7,707
217,366
190,315
428,672
16,646
411,925
278
4,701
122,657
122,037
600
7,367
63,311
41,810 3,052
1,590
61,026
61,026
3,989
54,866
52,916
103,310
1,946
99,808
7,922
119,400
113,839
34
945,983
33,489
939,079
975
1,899
20,774
20,543
225
63,100
5,373
61,310 1,770
3,749
86,932
84,522
426
6,362
6,307
50
7,338
126,485
124,889 1,550
5,053
43,808
26,470
100
3,181
43,941
43,933
3
31,861
27,518 2,133
15,725
125.217
92,768
7,929
65,690
45,861 1,499
39,483
966,312
870,437
515
21,906
333,191
326,267
45
4,519
85,924
82,524 2,025 1,020
11,958
303,336
300,763 2,183

••?s?

176,434 1,055,355
22,179
103,973
17,319
115,268
29,381
189,930
315
17,579
27,014
"•m
19,271
20,318
136,350
29,288
191,442
640
17,030

986,478 24,243
90,285
820
111,850
162,496 10)488
17,579
24,454 2,545
19,271
133,467 2,610
186,823 4,195
17,023

4,135

11,583
62,149

1,581
62,149

838
2,208
2,145
2,885
404
8,065
3,198
23,753

13,612
12,877
6,305
22,041
12,458
28,163
19,242
49,068

13,607
12,872
6,105
22,036
11,317
27,628
17,027
48,908

783,297
143,968
161,219
78,550
62,202
59,337
41,162
72,098
19,589
18,463
27,425
62,852
36,432

135

5

55
25

467,445 5,731 382,553
3,000
23,040
150 318,223
12,464
329
18,650
68
2,530
6
26
8
52,750
510
250
50
6,640
351,095 4,610
252,384 2,331
2,131
620
26,816
230
15,965
479
20
18,235
212
2,911
5,527
5,874
2,410
34
17,150
2,210
32,413
18,314
95,260

6

-Ig

55
20

12

100

8

390

26,571 1,428
12,577
286
3,363
421

15
268
419
10,000

200
1,130
95
2,200
160

15,543,443 14,914. 104 113 613 10,913
1,116,298 1,099, 748 5: 722 2,225
3,386,313 3,311, 831 10 805
20
1,711,805 1,647, 882 6 281
440
1,762,276 1,671, 946 i; 471
592
931,743
858, 689 30, 940 1,531
712,030
678, 709 17, 727 3,684
2,792,701 2,706, 164 5, 914 1,449
653,723
610, 226 3, 226
167
748,817
739, 849 1, 918
133
370,746
352, 799 7, 140
198
323,527
263, 541 13, 881
379
1,033,464
972, 720
588
95

435
15
491,446
8,475
61,781
56,648
88,205
39,764
8,091
78,487
39,706
6,733
10,158
41,397
52,001

12,867
128
1,876
54
62
819
3,819
687
398
184
451
4,329
60

13
RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars]

Bills
payable
and other
borrowed
money

Acceptances
outstanding

Other
liabilities

25,612

352,668 1,826,914

5,395

326,917 1,325,945
29,897
33,633
224,151 953,665
28,458
4,378
26
15,685
4,583
11,506
7,255
61,927
3
'°s% 13,259
9,856
287
3,592
7,956
22,647
185,561
30,953

5)395

18,536
50
246
151
96
265
303
8,920
247
174
9
456
6,187
24
587
630
191
4,000

220

4,000

,217
,950
,795
,340
870
,440
300
300
58

•,i50
14

8
4

6,995
1,266
535
70
712
551
2,679
311
17
189
665

Capital

Surplus

Undivided
profits

143,220,682 3,142,240 4,809,311 1,884,390
61,819, 076 ,429,619
64,125
2,524, 410
28,397. 643 692,474
65,597
2,941, 980
43,000
2,432. 539
480. 669
8,082
1,005 061
17,200
9,219 168 206,570
42,150
1,426 899
884. 925
12,500
1,211 320
20,850
1,450 366
42,650
9,844, 096 214,421

300,114
118,325
,270,535
146,732
77,500
14,282
26,058
255,600
37,650
31,500
25,823
42,758
253,351

802,720
37,962
464,701
43,285
17,635
4,999
6,597
67,045
17,223
5,941
14,050
15,222
108,060
267,249
7,058
11,132
23,383
7,870
4,086
6,192
3,093
4,011
9,057
24,693
1,710
5,117
6,044
244
7,309
9,237
5,658
1,126
15,088
2,702
63,810
25,385
7,103
16,141

Other
capital
accounts

Total
capital
accounts

(see
page 18)

382,546 10,218,487 92,770,176 83,099,847
128,426 4,660,879
239,064
18,652
20,923 2,448,633
260,450
4,836
141,706
3,571
29,029
1,666
57,488
7,633
583,513
54,298
98,287
1,264
54,804
4,863
62,626
1,903
101,775
1,145
583,504
7,672

399,543
988,891
019,747
257,528
,430,520
323,816
711,734
328,606
,044,979
609,984
875,816
964,843
,843,079

41,859 1,413, 028 14,450 430 12 ,241,731
537,756
556 369
69, 090
388
550,864
675 351
75, 982
150
h
,524,825
196
332
272,
599
540,614
54. 203 ll°2 666
3,633
282,923
421 622
37. 186
1,050
280 782
250,077
23: 827
1,335
165,102
767
228
231
26
3,638
26 211 283 ,5 77 201,933
617
455,203
445
613
42
226
,576,192
147 ,289 1,828 ,440
5,946
9 ,454 132 ,578 103,281
244
286,001
454 ,866
35. , 0 1 8
401
268,227
402
35 ,844
800
28,935
37
2 ,019
14
388,856
458
38, ,467
214,309
286
30 ,304
28 ,012 344 ,645 242,724
97,003
11 ,373 114 ,563
''«7
803,200
915 456
71 ,234
1,496
18 ,611 271 ,845 230,404
949
,716,129
178 ,309 1,823
1,474
711,034
745
75 ,385
303 ,799
262,265
22 ,713
1,210
872
803,874
81, 321
11,380

421,825
24,944
25,450
79,200
8,200
6,500
10,000
11,000
37,950
3,350
10,350
10,000
850
10,100
10,250
9,700
. 3,650
27,700
5,800
55,500
20,200
6,850
22,800

682,095
36,700
39,250
169,150
28,869
24,400
8,100
13,000
12,200
22,330
78,700
4,150
19,150
19,000
911
18,150
10,250
9,700
6,100
26,950
9,160
57,525
29,800
7,550
31,000

39,959
3,895
2,864
6,411
3,397
4,188
450

6,653,578
548,390
435,543
1,120,972
89,151
265,235
44,685
820,937
961,797
109,817

117,275
9,000
7,700
19,750
500
4,750
1,100
12,525
16,600
1,900

180,230
11,500
8,200
35,700
4,800
4,750
1,000
25,000
25,170
2,600

68,466
5,179
3,665
11,226
644
4,220
448
9,796
12,844
695

744
7,159

121,450
440,109

1,000
9,000

5,000
17,500

1,626
3,176

1,952

7,626
31,628

85,201
301,106

«-l,919
215,105

411
282
95
209
784
3,148
1,608
2,898

75,338
135,618
40,204
92,241
107,158
494,741
293,037
457,155

1,350
3,050
1,300
1,450
2,950
7,850
4,500
11,000

1,700
2,750
1,060
1,700
2,550
12,150
6,100
11,000

748
1,060
1,142
1,113
683
6,449
2,075
1,677

35
538
606
235
136
1,723
534
2,347

3,833
7,398
4,108
4,498
6,319
28,172
13,209
26,024

43,793
100,848
25,814

27,258
71,240
26,906
39,695
69,714
361,248
204,999
238,304

52,589,148 ,173,521 ,646,872
4,316,157
107,856 145,088
8,853,506 215,597 284,916
4,358,745
126,443 224,264
4,728,823 115,676 175,378
3,528,863
77,418 118,689
3,735,736
78,002 116,325
7,853,959 145,014 194,006
72,459
2,673,377
56,557
62,086
2,397,397
46,142
76,806
2,944,985
56,931
90,107
4,009,643
82,744
3,187,957
65,141
86,748

745,955
67,058
127,691
75,122
70,540
48,498
37,491
108,792
41,752
32,137
53,131
43,525
40,218

193,644 3,759, 992
346, 299
26,297
657, 359
29,155
439, 132
13,303
372, 390
10,796
259, 072
14,467
243, 754
11,936
480.
961
33,149
181;794
11,026
150.
514
10,149
197 ,254
10,386
010
235
18,634
196 ,453
4,346

370,893
630,816
661,544
236.699
476,424
094.700
435,278
207,827
646,642
359,560
,050,383
,784,040
,786,980

' Si

278,137
34,877
62,135
16,823
23,765
19,229
18,416
44,292
9,389
13,689
5,939
8,776
20,807

mn

'•IS

:KI

18,617
893
795
2,773

"2)760
200
999

••si

384,588 4,549,310 3,906,673
332,035
364,243
26,572
272,103
274,899
20,360
803,237
779,139
69.449
59,099
31,536
5,944
165,647
192,713
16,480
19,710
2,748
18,996
499,656
557,103
48,320
501,304
56,449
625,720
52,993
5,451
72,730

75)713
348,538
233,938
312,892

All m e m b e r
banks

Reserve branch
cities 1
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore 8
5. Charlotte
6. Birmingham
6. Jacksonville
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
10. Omaha
11. El Paso
11. Houston
11. San Antonio
12. Los Angeles
12. Portland
12. Salt Lake C i t y 8
12. Seattle
Other reserve
cities1
4. Columbus
4. Toledo
5. Washington
7. Cedar Rapids
7. Des Moines
7. Dubuque
7. Indianapolis
7. Milwaukee
7. Sioux City
8. National Stock
Yards
9. St. Paul
10. Kansas City,
Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort Worth

Country banks,
by districts
051,426
672,588 1. Boston
790,748 2. New York
,418,788 3. Philadelphia
,712,244 4. Cleveland
,220,344 5. Richmond
,592,174 6. Atlanta
,640,671 7. Chicago
,860,242 8. St. Louis
,467,752 9. Minneapolis
,405,639 10. Kansas City
,294,288 11. Dallas
,975,948 12. San Francisco

Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
Cash items reported in process of collection were in excess of demand deposits other than interbank and United States Government.

Digitized for For
FRASER
other footnotes, see opposite page.


Federal Reserve
district numbers,
and reserve cities

Reserve bank
cities 1
33,900,017
1. Boston
1,643,039
2
16,723,939 2. New York
1,825,826 3. Philadelphia
1,266,487 4. Cleveland
210,619 5. Richmond
8
522,302 6. Atlanta 2
5,011,538 7. Chicago
706,982 8. St. Louis
404,330 9. Minneapolis
479,963 10. Kansas City
636,932 11. Dallas
4,468,060 12. San Francisco

22,158,880
953,003
1,039,339
2,498,019
862,525
592,406
393,116
376,021
453,132
885,271
3,097,817
189,228
616,856
3
579,842
7
52,664
5,049
684,149
416,482
2,589
476,862
2,092
193,938
1,262
1,302,223
7,821
390,085
2,362
30,080
3,140,015
10,897
1,182,007
3,759
431,571
1,352,309
8,135

182,873
5,467
7,266
27,549
5,002
13,846
3,369
2,890
5,022
4,819
23,175
580
5,472

1,408
106

Total
liabilities

Demand
deposits
adjusted
(see footnote on
page 1)

Net
demand
deposits
subject to

14
ALL MEMBER BANKS—ASSETS A N D LIABILITIES
ASSETS [in thousands of dollars]
Loans and investments

State

Total, all States
New England:
Maine
New Hampshire. . . .
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina.
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California

Number of
banks

Total

Loans
(including
overdrafts)

U. S.
Governdirect obligations

6,840 112,247,105 49,560,596 51,605,887
38
52
39
140
8
63

278,117
166,068
121.412
3,372,305
633,206
1,150,613

125,065
125,093
76,518
74,602
57,892
51,282
1,539,937 1,569,141
273,498
333,640
431,602
563,778

536 26,498,666 13,396,378 10,472,875
272 3.829.077 1,378,906 1,942,673
725 8,206,643 3,445,774 3,685,078

Obligaguaranteed by
U. S.
Govern-

Reserves, cash,

Obligations of
States and
political
subdivi-

Other
bonds,
bentures

15,260 7,527,790 3,223,252
185
41
18
222
16

10,073
7,507
3,137
80,888
18,834
40,258

222

1,753,703
365,828
616,064

759,201
128,067
429,712

112,523 9,935,363
935,872
13,074
29,793 2,534,382

5,918,004
459,033
1,279,391

300,958
106,826
189,309

86
31

404,282
121.159
654.160
323,377
93,433

187,864
51,528
313,112
99,349
63,853

11,450 1,840,487
3,692
726,807
18,019 3,403,818
7,257 1,169,568
3,027
580,126

894,485
316,470
1,995,297
597,821
261,169

141,890
61,285
118,654
97,682
34,300

920
7
13
3
95

108,750
109,857
155,327
9,958
15,739
67.628
85,458

69,397
22.738
66,953
6,006
6,241
18,327
22,265

3,457
654,439
1,719
341,774
8,883 1,190,596
324
63,292
442
90,558
1,364
326,064
1,529
393,867

285,137
153,764
543,734
31,036
44,155
155,756
171,143

24,369
20,934
40,577
3,765
5,059
11,191
14,494

10.629
42,313
14,347
70,312
36,221
61,076
23,795
66,158
102,979

5,616
36,519
33,105
34,483
11,903
23,284
13,261
17.739
20,035

1,747
2,249
1,921
3,267
1,645
1,789
697
2,105
2,470

109,594
360,763
325,003
497,398
234,761
351,626
166,607
457,363
492,029

52,286
172,586
174,265
269,410
102,402
146,672
63,140
186,560
191,412

5,475
29,457
27,498
43,240
21,689
24,799
15,815
24,364
36,548

2,068
3,641
1,741
580

390,656
514,866
346,837
106,606

157,011
217,443
162,238
36,720

23,103
31,446
26,922
7,933

893

194,300

78,257
238,532
197,731
942,390

11,167
25,294
21,724
104,370

560
482
310
1,544
462
607
678
188

143,189
88,819
80,398
340,184
113,828
106,938
155,883
32,327

65,694
44,120
29,530
154,331
36,359
44,262
89,264
19,989

8,414
6,299
4,929
15,989

538,026
315,015
IMl
29,229 2,958,633

264,104
189,410
1,619,280

34,199
16,850
133,569

1.734.078
973,355
2,816,488
223,214
285,595
812.413
878,552

792,671
759,796
425,979
413,062
1,384,052 1,200,353
78,000
128,919
117,984
145,176
338,904
386,187
331,599
437,606

15
75
15
204
109
54
32
66
74

295,272
992,901
880,174
1,403,890
623,682
832,046
398,189
1,043,580
1,254,802

130,531
353,709
325,273
637,068
221,611
395,348
144,063
514,158
405,475

146,749
558,108
505,528
658,740
352,302
350,534
216,368
443,420
723.836

114
84
93
31

878,620
1,313,525
862,159
242,541

375,059
660,691
346,926
89,182

449,412
539,180
398,368
105,516

4
6
2
3

29,420
90,804
95,943
44,515

22,657
19,203
19,179
2,745

68
47
223
581

440,990
1,097,197
1,158,236
4,958,440

147,347
231,042
385,421
608,723
446,523
574.837
2,428,930 2,165,172

203

51,008
91,245
110,863
286,521

10,497
9,404
23,717
67,253

84
23
39
93
34
5
30
6

409.516
335,063
192.523
888.524
222,284
362,875
437.517
159,277

17,590
9,454
9,055
30,848
8,824
22,937
22,424
6,827

12,227
1,179
2,722
14,575
1,222
8,226
3,037
4,147

157,947
102,362
702,291

26,071
13,659
363,774

949

137

Mutual Savings Banks l . . .

17,766

703,970
617,195
527,545
472,975
6,046,626 4,790,912
5,794

314,320 39,252,126 19,911,777 2,061,866
31,565
26,5)8
16,201
609,102
76,097
160,491

206
160
178
42
62
139
215

51 1,507,712
30 1,118,292
119 11,939,916

Cash^in

885
83,779
456
65,671
334
35,509
9,148 1,174,673
3,633
147,989
3,176
435,637

2,299,383
671,291
3,623,663
1,587,738
616,177

239,727
176,618
109,883
463,515
123,834
133,108
207,371
90,337

Reserve
with
Federal
Reserve
Banks

12,965
4,723
4,834
100,159
6,672
27,847

6,034,460
2,064,500
9,818,101
4,336,876
1,763,623

139,347
146,831
70,553
378,042
87,942
197,962
203,674
57,778

Total

13,924
9,728
7,052
153,698
15,763
124,194

419
238
512
231
166

3,131,237
1,216,772
5,209,136
2,319,069
987,102

Corporate
stocks
(including
F. R.
Bank
stock)

244
58
11

19
263
65
499
35
333

7,084

10,833

526,232
!:$ 575,253
10,301 2,598,721

53

2,549

1,253

£8?

7,204
3,543

275

STATES LOCATED I N TWO F E D E R A L RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2 . . .
New Jersey—Dist. No. 2 . . .
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4 . .
West Virginia—Dist. No. 4.
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6 . . . .
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10.
Oklahoma—Dist. No. 1 0 . . .
Arizona—Dist. No. 12
1

16
185
59
195
12
33
19
70
177
360
190
125
45
10
210
4

275,513
3,147,992
249,758
3,145,930
90,852
869,316
201,062
812,405
1,807,107
9,199,178
4,193,940
1,607,708
1,011,911
139,157
1,139,267
312,183

103,320
1,177,486
107,852
1,293,833
35,780
304,162
75,362
358,523
574,156
3,432,975
1,538,251
563,165
448,564
55,085
437,818
179,284

143,925
1,545,131
123,318
1,467,555
45,505
490,849
84,106
385,392
1,073,504
4,860,991
2,241,904
897,207
462,750
76,391
567,787
108,029

12
487
144
3
6
37
7
74
31
659
19
35

19,805
312,940
13,516
211,960
7,202
64,715
38,739
54,003
110,634
598,554
310,149
84,617
74,572
6,191
107,740
16,246

These banks, two in Wisconsin and one : n Indiana, are included in the figures for those States,




7,848
100,962
4,359
161,509
2,034
8,124
2,378
11,865
45,622
289,666
96,601
59,960
23,529
1,167
23,672
8,035

603
87,823
10,986
762,460
713
112,502
10,929
950,468
331
27,240
1,466
405,029
474
87,825
337,952
2,616
3,154
635,908
16,985 3,203,200
6,961 1,137,302
2,728
535,430
1,837
518,256
323
59,362
2,231
563,689
554
93,444

39,343
377,302
33,027
508,433
12,726
196,693
29,561
146,119
279,192
1,906,485
582,246
242,089
212,589
20,191
194,682
36,908

10,128
84,502
8,984
67,390
2,915
17,847
6,312
23,182
53,070
105,177
94,004
30,666
11,826
3,649
20,769
9,957

15
OF BANKS O N DECEMBER 31, 1951, BY STATES
ASSETS [in thousands of dollars]
and bank balances
Demand
balances
with
banks
in U. S.
(except
private
banks,
etc.)
7,435,198

Cash
items in
process
of collection

Balances
with
banks in
foreign
countries

Other
balances
with
banks in
U. S.

27,582

22,451
16,511
10,017
128,260
19,475
109,376

14
3
15
2,685
70
395

335,972
206,796
465,453

3,591
490
1,147

354,897
244,516
554,068
201,351
158,326

404
80
1,225
832
65

144,268
115,226
245,760
23,941
35,225
95,870
178,094

398
212
524
4

24,647
87,251
63,493
134,820
82,027
79,376
55,212
94,716
172,150

122

48,608 9,767,095 1,023,130

40
477
787
5,246

300
150

89,647
36,196
357,587

769
703
4,492

75,724
10,887
16,618

103,505
3,503
9,802

37,047,913
4,828,419
10,874,759

10,611
26
1,077
1,317
298

662
79
6,040
416
147

13,294
3,746
24,550
10,195
3,298

5,844
2,314

7,958,285
2,814,754
13,304,820
5,556,748
2,363,722

820

4,974
1,191

448,293
104,445
732,307
271,058
126,231

52,873
17,178
42,780
33,470
12,584

54
104
343
273
20

199,796
51,638
359,767
4,521
6,119
62,977
29,946

9,761
5,960

505
23
1,663
18

27,064
71,295
59,678
109,381
28,573
100,679
32,222
151,502
91,673

2,343

11

2,267
824
35
471
234
25

2,356
5,954
5,403

l:t?,
456

9
117

1

3,191

130

8,111

4,633
3,626

' ^
758
1,476
1,011

495
394
696

2,409,729
1,325,498
4,040,124
288,633
379,765
1,146,310
1,279,776

479
2,102
1,049
1,809
399
1,663
488
2.589
3,122

241
3,174
825
2,134
1,766
2,793
285
2,269
1,246

408,604
1,370,714
1,223,855
1,923,802
867,701
1,197,747
569,351
1,522,261
1,771,801

1

'722

5

656
535
1,200
719
603

? : $
16,241
19,347

19
108
593
353
71
66
85
214
1,061

115

79

139

66,993
104,566
42,183
9,943

6,398
17,535
8,428
3,668

214
225
360
36

40
29
527

477
1,306

1,629
1,949
1,723
40

580
910
1,300
189

1,278,296
1,849,516
1,222,640
353,159

26,377
127,839
65,140
381,303

3,180
11,860
7,485
65,452

5
148
347
7,674

114
754
6,038
10,893

'•88

345
3,460
1,641
6,003

361

14

4,729

639,295
1,646,827
1.750.308
7.680.309

17,683
13,327
5,494
62,797
6,076
22,991
26,661
3,432

3,422
3,499
1,600
3,608
2,580
5,713
3,829
1,858

30
32
27
98
96
803
65
38

9

887
46
183
2,040
221
1,308
93
451

238
149
94
2,124
63
711
397
204

557,282
427,608
274,825
1,236,587
339,172
478,573
598,641
194,155

148,783
71,522
837,470

19,754
15,736
103,140

366
24
1,659

3.590
4,119
38,433

1,011
1,000
21,065

2,071,074
1,454,596
15,116,012

45

60

173
69
25

1

1,739
54

38
60

51,306
25,013
40,445
106,755
64,434
28,251
32,754
5,363

209,979
134
4,709

990
355
1,485

522
70
100
217
218
215

78,459
134,076
289,871
1,163,673

4,878
593
14,617

218,808
47,998
86,503

518

153,439,169

31,998
1,043
159

30,018 3,346,820
25 162,702
1,372 597,710

1:18

211,002

365,582
233,862
158,770
4,633,924
796,333
1,606,732

35

28

2,241

268,162

325,456

Total
assets

Other

692
154
99
8,344
502
910

36,577
11,819
17,842

'•m

19,642
15,114
6,119
350,952
33,142
125,149

Income
accrued
but not
collected

382
4
132
8,600
1,768
1,324

304
52
23
1,380

1

10
82
409

91,017

21,171
67
37
23
47
6
212

34
8
20

270
190

143,539
161,328
114,946
52,010

Customers'
liability

Assets
indirectly
representing
real
estate

Other
real
estate
owned

Bank
premises,
furniture, and
fixtures

12
207
524
334
6,235

976

l

l'M9

98
305
507

38

28,397

100

225

857
475
7
25,429

140
403
27,737

20,381

State

Total, all States
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual Savings Banks1

OF BANKS LOCATED I N F E D E R A L RESERVE D I S T R I C T S P E C I F I E D
22,113
157,157
65,773
148,091
8,229
80,230
42,641
114,650
208,047
483,434
190,261
138,747
119,127
30,436
282,633
24,681

432
10
127

558

477

14

10
50
65
187
150
762

11
2,267
822
35
174
207

16,230
143,042
4,708
225,869
3,360
109,768
9,311
53,991
95,538
704,612
269,236
123,828
174,353
4,936
64,843
21,691

For footnote, see opposite page.




5,136
38,516
2,827
35,123
373
9,402
3,333
11,850
14,155
38,420
32,224
11,429
5,946
1,475
7,288
5,147

36
315
136

1

148
5
225
79
162
269
17
60
347
803

35
391
15
8,452

159
134
159
311

678
26
1,074
1,317
298
348

5,696
79
303
79
5,990
416
147
287

6,038

456

365

206

'•!$;
2,703
33
1,583
3,487
23,992
10,194
3,003
1,174
221
1,641
1,308

'•85
'•311
650

?:$!

4,563
3,562
1,036
29
849
669

369,273
3,962,048
365,487
4,149,427
118,796
1,294,319
292,472
1,164,968
2,462,936
12,479,468
5,380,225
2,161,594
1,538,958
200,304
1,719,575
413,554

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

16
ALL MEMBER BANKS—ASSETS A N D LIABILITIES
LIABILITIES [In thousands of dollars]
Demand deposits

State

Total

Individuals,
partnerships, and
corpora-

United
States
Govern-

States
and
political
subdivi-

Time deposits

Banks in
United
States

Banks
in
foreign
countries

Certified
and officers'
checks,
etc.

Total

Individuals,
partnerships,
and
corpora-

United
States
ern-

Post
al
ings

States
and
political
subdivisions

Banks

u!ns.

Banks
in
foreign
tries

Total, all S t a t e s . . . 109,970,466 83,240,152 3,100,730 6,665,709 12,634,017 1,368,777 2,961,081 31,045,022 29,128,499
243,210 13,557 1,237,846 22,357 399,553

New England
Maine
207,355
171,279
New Hampshire. . . .
166,026
129,659
Vermont
73,838
63,637
Massachusetts
3,556,136 2,747,609
Rhode Island
464,540
386,436
Connecticut
1,216,367 1,003,683
Middle Atlantic
New York
28,824,995 21,095,884
New Jersey
2,716,260 2,241,527
Pennsylvania
7,240,011 5,966,780
East North Central:
Ohio
5.122.771 4,154,917
Indiana
1,973,079 1,511,143
Illinois
9,534,500 7,249,189
Michigan
3.284.772 2,615,307
Wisconsin
1,476,817 1,162,484
West North Central:
Minnesota
1,708,996 1,153,281
Iowa
974,419
685,961
Missouri
3,242,643 2,168,250
North Dakota.. .
204,689
179,070
South Dakota. . .
288,324
239,910
Nebraska
957,128
699,569
Kansas
1,092,785
756,535
South Atlantic:
Delaware
331,045
290,312
Maryland
990,978
762,659
District of Columbia
943,638
825,973
Virginia
1,269,653
917,417
West Virginia. . .
604,294
415,619
North Carolina..
941,449
676,009
South Carolina. .
469,988
356,247
Georgia
1,230,647
820,417
Florida
1,394,849 1,039,640
East South Central:
Kentucky
1,036,979
748,999
Tennessee
1,379,148
876,633
Alabama
911,114
680,102
Mississippi
273,198
181,287
West South Central:
Arkansas
516,879
383,637
Louisiana
1,332,791
846,415
Oklahoma
1,490,210 1,092,236
Texas
6,536,364 4,692,790
Mountain:
Montana
441,343
357,027
Idaho
308,838
242,374
Wyoming
217,549
166,762
Colorado
938,126
747,154
New Mexico
275,414
197,867
Arizona
356,761
293,354
Utah
428,670
301,318
Nevada
121,285
95,657
Pacific:
Washington
1,452,774 1,179,568
Oregon.
979,150
779,045
California
8,470,881 6,891,524
Mutual Savings Banks1..

124

4,844
4,""'
1,691
91,713
12,269
47,818

19,008
16,397
5,279
245,747
39,728
61,454

6,848
8,897
1,224
338,018
9,694
45,360

28,682
1,865
46

5,374
6,187
2,007
104,367
14,548
58,006

122,627
44,904
68,958
622,816
263,621
275,286

121,891
44,075
68,391
602,131
262,176
272,450

476

Bi
8,995

20
3
1,637
488
555
1,543
30

254
266
427
7,001
331
1,263

975,363
70,542
224,417

776,015 3,451,600 1,134,314 1,391,819 4,087,838
259,406
68,652
639
75,494 1,778,197
231,691
701,965
14,827 100,331 2,568,034

3,647,261 51,781
1,750,962 4,947
2,469,810 3,438

806

191,733
49,671
307,751
156,283
49,281

291,490
362,200
236,820
135,346
426,877 1,401,888
240,545
214,143
71,713
153,151

2,167,929
664,441
2,750,698
1,910,576
733,778

1,849
5,190
6,098
2,321
4,805

379
487
659
86
858

136,697
93
151,163
22,521
1,653

104
2,585
1,617
649
1,026
34
3,703

60
80
563
6
5
23
53

*'!!?

48,835
21,381
79,413
2,991
4,454
17,267
18,333

129,892
123,461
135,463
9,397
30,649
62,089
197,216

347,344
124,251
830,764
11,143
11,085
169,941
111,237

13,768
23,802
16,686
26,080
26.516
21,237
14,656
32,935
19,379

6,538
89,603
204
100,060
93,627
73,086
68,958
128,791
162,168

4,706
106,757
65,974
198,390
48,428
154,591
21,696
229,642
150,607

24.517
21,578
17,404
4,521

55,743
121,490
113,298
45,576

198,190
343,662
91,583
39,309

7,108
23,707
26,480
103,580

54,986
66,459
211,074
225,261
144,757
203,045
421,572 1,161,421

6,821
4,221
2,628
22,618
9,948
4,271
4,988
2,414

41,245
51,677
31,795
53,848
51,039
45,711
63,197
19,632

31,840
7,160
13,826
101,377
12,639
4,912
53,689
1,285

31,626
20,000
186,305

125,851
115,358
564,488

92,717
39., 984
460,116

19

7,184
252
38,282
5,968
1,127

115,247 2,307,450
39,847
670,879
110,513 2,909,138
52,526 1,935,880
39,061
741,519

3,788

3,000

68,164 2,409 318,223
22,022
266
93,147
833
596
668
520
376
425

25,856
19,365
25,121
2,088
2,226
8,258
9,464

524,751
262,399
539,792
67,195
68,823
114,706
111,895

519,589
259,552
530,883
66,390
66,572
114,582
107,075

15,721
6,724
29,824
27,482
20,104
16,364
8,431
18,794
20,455

37,120
286,730
202,470
507,254
188,209
164,461
67,449
188,624
261,206

36,337
205
280,272 5,712
5
171,015 13,509 1,025
459,057 16,454
226
186,083
1,406
297
130,282 5,774
8
60,873 5,905
7
180,604 6,363
907
250,231 6,r
2,597

500
721
20
421
16,500
31,122 ' 395
197
226
28,176
221
459
205
736
14
1,790
500

48
116
374

9,482
15,669
8,353
2,505

153,090
350,269
223,529
58,273

143,783
334,158
218,943
57,557

4,915
3,291
3,481
706

16
169
17

4,316
11,124
334
10

7,204
348
14,228

4,689
19,130
23,344
142,773

79,413
217,882
138,220
649,640

78,390
243
208,614 2,587
115,683 3,923
527,392 16,571

40
55
96
421

4,410
3,406
2,538
13,060
3,921
7,035
5,477
2,297

88,140
95,171
41,992
219,736
44,810
90,200
133,685
60,591

87,649
94,420
41,544
208,966
41,606
89,165
130,181
58,276

3,632

1,433

HZ
162
68
2,600

69
1,478
4,878
1,501
88,456

18,134
486,165
23,262
376,646
279,992 5,547,339

100

18,489

65
3
649
11
385
18
2,114
10
3,033
11
925
10
2,040 1,020
1,647

480,428 5,323
368,235
47
4,957,543 27,525

15
15
242

'•88

179
195

1,220
65
1,041

60

590
150
5,541 1,085
17,544
974
100,932 4,324
413
51
45
8,634
160
100
374
668

10
40
12
70

9
390
8,299
50
495,989 4,710 61,330

18,486

STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2
New Jersey—Dist. No. 2.
Kentucky—Dist. No. 4. .
Pennsylvania—Dist.No.4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6. .
Mississippi—Dist. No. 6.
Tennessee—Dist. No. 6. .
Indiana—Dist. No. 7 . . . .
Illinois—Dist. No. 7 . . . .
Michigan—Dist. No. 7. .
Wisconsin—Dist. No. 7. .
Missouri—Dist. No. 10. .
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10.
Arizona—Dist. No. 12. . .
1

246,853
2,187,146
270,811
2,795,730
71,541
1,036,807
223,576
838,351
1,725,797
8,991,812
3,211,939
1,366,858
1,331,767
153,190
1,465,365
308,103

207,814
1,802,632
240,618
2,358,971
42,265
639,487
141,663
548,086
1,322,078
6,852,412
2,556,729
1,068,794
755,190
94,765
1,073,409
254,860

7,644
57,110
3,790
107,955
12,489
18,426
3,135
15,630
44,621
299,294
153,795
46,147
25,324
8,608
26,319
3,797

13,743
196,727
19,575
74,677
10,724
172,953
38,443
88,118
205,f384,500
230,686
63,030
53,715
35,912
140,249
37,177

4,865
224,659
2,768
188,043
38,065
175,030
117,477
,310,592
213,535
150,004
485,218
11,283
202,294
4,

639
2,422
7,204
252
38,282
5,968
1,127
1,319
348
1,478

9,333
97,677
64,568 1,505,450
1,963
64,616
27,046
934,685
3,295
32,020
10,694
179,299
2,270
51,073
11,487
251,038
35,501
591,364
106,732 2,681,516
51,226 1,846,242
37,756
663,156
11,001
124,523
2,622
34,761
22,746
134,912
5,902
77,057

These banks, two in Wisconsin and one in Indiana, are included in the figures for those States.




96,580
1,485,558
64,251
905,155
31,484
170,131
50,370
237,952
585,081
2,561,201
1,821,288
655,630
124,321
32,565
112,426
76,022

1,934
345
370
2,497
703
3,291
5,171
6,081
2,197
4,805
38
2,025
3,919
925

20
i
292
10
45

1,067
17,721
237
319
40
28,414
479
146
10
5,541 1,085

167
457
610
31
853
14
11
96
10

8,154 1,474
27
628
113,114
510
22,350
376
1,443
425
100
50
160
17,502
969
100

17
OF BANKS O N DECEMBER 31, 1951, B Y STATES
L I A B I L I T I E S A N D CAPITAL ACCOUNTS [In thousands of dollars]

AcceptBills
ances
payable
outand other
standborrowed
ing
money

25,612

Other
liabilities

352,668 1,826,914

100
,090
3,340
270

200
100

"dii
4,807

382,546 10,218,487 92,770,176 83,099,847
1,276
1,247

12,577
9,133
5,324
173,569
28,615
44,369

5,795
3,709
64,800
8,508
17,860

301855

176,019
165,262
33,504
137,129
134,401
22,310
64,804
57,702
14,919
375,047 3,077,087 2,746,771
407,570
411,923
57,771
997,994
981,842
103,770

I,055

224,443
134
4,762

994,734
26,865
71,788

34,140,100
4.521.456
9,887,935

848,006 1,474,570
96,341 135,940
274,872 546,084

548,003
58,394
147,466

37,234
16,288
18,402

662
79

46,304
13,109
73,188
46,415
8,391

7.477.457
2,657,146
12,524,155
5,267,483
2,227,074

155,816
46,024
259,822
89,120
40.582

234,007
72,015
333,735
131,673
60,240

80,633
33,593
113,843
53,566
30,064

10,372
5,976
73,265
14,906
5,762

480,828
157,608
780,665
289,265
136,648

820

23,070
2,946

2,257,637
1,239,865
3,807,536
273,626
359,507
1,081,285
1,208,276

40,324
21,608
86,644
4,670
6,073
21,940
22,750

IVS
"«:ia

*1;III

8,722
23,265
28,897

23,562
20,453
49,890
3,150
4,039
14,827
17,628

943
1,424
4,993
2,225

152,092 1,364,932 1,109,233
777,149
807,555
85,633
232,588 2,637,116 1,969,067
186,034
176,227
15,007
266,666
246,980
20,258
706,939
798,281
65,025
933,269
884,745
71,500

8,873
22,862
20,450
41,122

9,653

371,671
1,284,385
1,152,709
1,789,980
798,138
1,123,943
541,224
1,433,228
1,666,087

27,188
34,805

23,184
43,583
36,400
59,245
33,908
42,787
12,917
39,361
49,322

4,756
14,008
11,523
25,824
11,415
10,920
4,907
12,183
14,283

120
5,876
2,773
7,631
3,765
2,972
1,466
10,301
7,304

285,507
279,334
36,933
787,691
832,432
86,329
796,323
820,467
71,146
935,578
133,822 1,025,452
500,777
493,694
69,563
664,780
761,394
73,804
401,414
382,554
28,127
816,500
984,429
89,033
105,714 1,131,026 1,130,590

6,901
10,923
7,854
1,236

1,197,184
1,740,817
1,145,013
332,786

23,930
34,371
23,455
6,318

40,951
52,418
34,714
13,429

13,637
18,079

3:0t

1,

598,172
1,567,422
1,636,317
7,244,381

12,960
22,651
33.583
164,294

16,179
39,811
42,845
173,588

9,884
16,280
32,285
74,727

2,100
663
5,278
23,319

2,993
2,204
995

8,985
7,890
3,108
19,640
7,065
8,025
9,603
2,238

9,954
8,920
6,985
31,978
6,535
13,500
12,176
4,023

5,245
4,003
3,395
16,096
899
3,804
9,079
4,376

622
582
801
4,535
3,672
100
1,357
40

• 35,130
23,685
298,841

49,163
34,770
344,672

23,436
27,505
189,184

12,951
289
10,863

1,560

244

'•SB

'•if!
147
1

3,324

2

i;742

2,360
3,022
3,546

200

98

840
2,000

307
507
5
79
477

2-516
8
' ^
29,298

671
14

143,220,682 3,142,240 4,809,311 1,884,390

Demand
deposits
adjusted
(see footnote on
page 1)

1:81
11,050

- fo

55

Surplus

Other
capital
accounts

33,820

6 4

300

Capital

Undivided
profits

Net
demand
deposits
subject to
reserve
(see
page 18)

332,078
211,552
143,851
4,258,877
738,562
1,502,962

50
2,900

Total
liabilities

Total
capital
accounts

3,506
6,379
6,601
II,926
3,635

W
13,952

7,829
7,431
29,079

225

'•Z
$:$}
1,602

532,476
406,213
260,536
1,164,338
321,001
453,144
566,426
183,478

191
630
31,540

11,264
11,921
222,692

1,950,394
1,368,347
14,272,452

105,823
14,570
36,464

inn
8,837

18,617

4,218
303

2,907,813 25,142,203 19,916,
306,963 2,346,762 2,413,725
986,824 6,176,848 5,701,092
4,319,581
1,624,206
8,248,204
2,812,363
1,193,069

826,447
81,112
108,699 1,113,254
753,985
77,627
211,245
20,373

4,113,361
1,683,365
7,054,272
2,637,320
1,147,027

747,231
909,226
759,570
219,425

416,935
412,043
41,123
948,780
79,405 1,070,876
1,195,197
113,991 1,135,199
435,928 4,991,388 4,875,832
24,806
21,395
14,289
72,249
18,171
25,429
32,215
10,677

372,354
270,498
171,610
768,574
204,904
305,519
369,455
112,490

384,999
284,130
195,601
751,265
246,751
323,109
343,331
114,154

120,680 1,214,344 1,174,770
846,143
871,432
86,249
843,560 7,276,488 6,898,534
1,764

State

Total, all States
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual Savings Banks

1

OF BANKS LOCATED IN F E D E R A L D I S T R I C T S P E C I F I E D
344,530
3,692,596
335,427
3,730,415
103,561
1,216,106
274,649
1,089,389
2,317,161
11,673,328
5,058,181
2,030,014
1,456,290
187,951
1,600,277
385,160

100

600

200

159
134
159
314

2,526
24,007
1,066

8,920
79
303
79
7,276
416
147
287

6,441
1,146
6,976
11,412
70,737
46,140
7,610

456

7,362
5,485

For footnote, see opposite page.




347,315
3,716,737
336,652
3,763,600
104,944
1,231,467
275,874
1,096,668
2,328,652
11,751,341
5,104,737
2,037,971
1,460,957
188,648
1,608,095
390,645

8,158
76,851
8,875
111,195
4,140
17,026
5,088
23,340
38,654
245,385
84,880
36,382
25,320
4,650
3

7;525

10,174
107,407
13,266
226,805
6,900
31,723
11,124
31,769
61,469
313,464
125,975
54,483
31,383
4,245
41,986
12,250

2,963
48,484
5,258
43,725
1,918
13,473
256
11,006
29,199
101,397
50,489
27,639
18,661
225
31,823
3,134

663
12,569
1,436
4,102
894
630
130
2,185
4,962
67,881
14,144
5,119
2,637
2,536
4,798

21,958
245,311
28,835
385,827
13,852
62,852
16,598
68,300
134,284
728,127
275,488
123,623
78,001
11,656
111,480
22,909

208,510
1,886,947
200,330
2,421,770
59,952
846,809
171,624
669,710
1,422,300
7,803,845
2,752,442
1,105,092
1,038,287
117,818
1,117,889
261,731

214,660
1,920,885
257,448
2,234,825
52,924
713,366
173,065
593,700
1,467,909
6,639,032
2,569,405
1,045,752
645,553
128,363
1,171,561
276,248

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

18
ALL MEMBER BANKS—DEPOSITS A N D RESERVES, DECEMBER 31, 1951
[In thousands of dollars]

Gross
demand
deposits

Net
Deductions demand
allowed in deposits
computing subject to
reserves *

Reserves with Federal
Reserve Banks 2
Time
deposits
Total

Required

Excess

Ratio of
total
reserves
to net
demand
plus time
deposits
(per cent)

All m e m b e r b a n k s . .

109,970,466 17,200,290 92,770,176 31,045,022

19,684,061

227,716

16.1

Central reserve city banks.

31,121,090 3,881,642 27,239,448 3,140,390

6,725,891

-72,702

21.9

Reserve city banks

42,105,020 6,945,185 35,159,835 12,361,189 7,582,188

7,773,638

-191,450

16.0

Country banks

36,744,356 6,373,463 30,370,893 15,543,443 5,676,400

5,184,532

491,868

12.4

All member banks, by districts:
Boston
New York
Philadelphia
Cleveland
.-Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
&an Francisco

5,437,409
31,258,994
5,304,440
8,260,853
5,148,459
5,635,344
16,270,825
4,574,312
2,826,144
6,155,910
7,028,075
12,069,701

880,641
844,124
6,334,649 6,378,652
904,975
881,236
1,448,671 4,452,068
855,749
808,600
912,583
834,686
3,163,776 3,108,681
737,959
714,288
460,677
435,120
938,222
903,369
1,010,800
948,569
2,263,075 2,374,668

36,517
-44,003
23,739
-3,397
47,149
77,897
55,095
23,671
25,557
34,853
62,231
-111,593

14.9
19.2
14.1
14.0
15.2
16.0
15.9
15.5
14.3
16.5
16.6
13.2

Central reserve city banks:
New York
Chicago

24,862,106 3,128,238 21,733,868 1,997,238 5,246,245
6,258,984
753,404 5,505,580 1,143,152 1,406,944

5,335,963
1,389,928

-89,718
17,016

22.1
21.2

408,832
186,894
465,390
999,632
459,437
451,025
962,095
444,535
199,852
594,071
539,392
2,062,483

4,880
1,401
-31,230
-55,794
-10,421
40,552
-12,944
-5,069
-691
—3,135
1,039
-120,038

19.0
16.4

435,292
855,795
415,846
452,436
349,163
383,661
756,658
269,753
235,268
309,298
409,177
312,185

31,637
44,314
54,969
52,397
57,570
37,345
51,023
28,740
26,248
37,988
61,192
8,445

817,
4,

8io;

1,259,
892,

i1,258,
l
1:693;

,619,707
237,660
494.227
,001,633
256,041
557.583
891,234
766,419
308,391
897,204
363,639
376.438

1,300,535
5,690,965
1,943,216
3,338,771
1,384,553
1,154,769
6,044,677
996,724
916,910
782,525
714,723
6,776,654

Reserve city banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

2,276,643
287,752
995,160
152,912
2,677,733
420,205
5,319,653
794,444
2,573,559
412,218
2,633,033
510,728
4,995,486
817,659
2,564,122
444,345
1,191,442
242,611
3,590,760
743,939
3,351,414
771,815
9,936,015 1,346,557

1,988,891
184,237
413,712
842,248
307,414
188,295
2,257,528
231,411
434.160
4,525,209 1,576,495
943,838
2,161,341
452,810
449,016
2,122,305
442,739
491,577
4,177,827 2,108,824
949,151
2,119,777
343,001
439,466
948,831
168,093
199.161
2,846,821
411,779
590,936
2,579,599
391,196
540,431
8,589,458 5,743,190 1,942,445

Country banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

3,160,766
5,401,728
2,626,707
2,941,200
2,574,900
3,002,311
5,016,355
2,010,190
1,634,702
2,565,150
3,676,661
2,133,686

2,630,816
4,661,544
2.236.699
2,476,424
2.094.700
2,435,278
4,207,827
1,646,642
1,359,560
2,050,383
2,784,040
1,786,980

529,950
740,184
390,008
464,776
480,200
567,033
808,528
363,548
275,142
514,767
892,621
346,706

1,116,298
3,386,313
1,711,805
1,762,276
931,743
712,030
2,792,701
653,723
748,817
370,746
323,527
1,033,464

466,929
900,109
470,815
504,833
406,733
421,006
807,681
298,493
261,516
347,286
470,369
320,63.0

11.1

17.2
19.2
15.1

n:!
18.1

18.2

13.6
12.5
11.2
11.9
11.9
13.4
13.4
11.5
13.0
12.4
14.3
15.1
11.4

1
Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of
collection. War loans and series E bond accounts were also exempt from reserve requirements during the period April 13, 1943, to June 30, 1947,
and were, therefore, deducted in computing net demand deposits subject to reserve for the December 1946 call date shown on page 2. The difference between the figures shown in this column and the figures shown against the corresponding captions under "Assets" is accounted for by an
excess
of allowable deductions over gross demand deposits at a number of banks.
2
The figures shown in the "Total" column represent the reserve balances as reported by member banks from their own books. They differ
from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of Federal Reserve Banks
and member banks* In determining whether member banks' reserves meet requirements, the reserve balances shown by the books of the Federal
Reserve Banks are used.
# Reserves actually required on a given date are based on deposits at the opening of business on that day, which is the same as the close of
business the preceding day. Therefore, the figures in the "Required" column represent the reserves required to be maintained on the business
day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following
requirements for reserves to be maintained by each member bank which were in effect on that date: Time deposits—6% for all member banks; net
demand deposits—24% for central reserve city banks, 20% for reserve city banks, and 14% for country banks.
The figures shown in the "Excess" column are the differences between reserve balances reported by member banks on the call date and the
reserves required to be maintained on the first business day following the call date. They are, therefore, merely approximations of the reserve
position of member banks.




STATE MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1951, BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district
Total
Boston

Loans and i n v e s t m e n t s

ASSETS

United States Government direct obligations
Obligations guaranteed by United States Government
Obligations of States and political subdivisions
Corporate stocks (including Federal Reserve Bank stock)

New
York

Philadelphia

Rich-

Cleveland

Atlanta

Chicago

LSt'-

Minne-

36,991,780 1,701,719 16,776,262 2,124,828;3,369,359 1,670,475 657,199 1,966,621 1,469.667 379,213
728,761 8,637,690 950,012 1,344,677 747,114 311,412 1,830,221 722,348 154,308
17,243,494
825,001 6,993,116 927,605 1,657,901 786,465 276,172:2,524,110 642,783 194,854
16,552,051
81
371
113
15
368
3,347
26
322
5,604
58,259 19,497
84,719 60,542 474,391
796,264 138,235 219,140
88,484
2,204,315
9,884
39,985
130,078
47,747
6,902
97,095 140,151
268,279
852,890
S
589
5,921
7,708
2,168
4,415
7,122
11,855
77,566
7;555
133,426
13,300,822 535,810 6,574,773 726,433 971,681 626,778 251,718 1,456,407 584,245 113,800
53,378
264,682
241,800 3,887,850 372,939 473,183 288,124 104,489 794,053
7,118,960
7,636
26,349
94,395
50,808 20,087
85,580
40,597
221,190
51,882
664,218

Demand balances with banks in United States (except private
1,783,324
banks and American branches of foreign banks)
7,444
25,433
3,701,443
985
342,300
Bank premises owned and furniture and fixtures
4,401
Investments and other assets indirectly representing bank premises
26,375
152,774
96,162
61,844

251,779
80,092
3,651
424
22,511
495
161,117 2,187,792
985
151,800
"24)223
692
46

95,283
738
339
216,537

198,195
123
100
214,500

138,095
281
161
149,309

24,363
203

25,938
182

22,861
237

3,390
138,147
53,641
#,165

6,768
1,150
5,768
3,973

11,002
328
8,046
4,194

1,820
18
3,374
6,402

994
2,793
4,071
2,375

82,931
3
44,208

178
432
1,278
2,553

328,607
473
280
238,599

133,993
67
40
159,114

40,195

33,870
224

10,106
1,530

1.814

l

'®

9,225
3,980

66
1,951
3,072
1,765

2
12,584

400
221

Kansas
City

Dallas

San
Francisco

781,902!579,703:2,514,832
377,725 :267,467 1,171,759
312,938 251,207 1,159,899
260
44
654
79,834 53,341 131,609
9,311 6,105
1,440 1,323
%
347,276 310,437 801,464
136,045 103,656 398,761
34,555
10,736 20,403
107,268 167,053
315
276
114
92,837 18,875

24,478
100

3,761
17
103
9
858
2,574

159,833
1,091
1,253
205,971

31
652
304
526

422
6,736
6,125
4,116

50,977,443 2,272,031 23,728,855 2,893,486 4,390,730 2,331,965 923,696 6,472,486 2,072,402 495,485 1,136,500 901,534 3.358.273

Total assets
LIABILITIES
Individuals, partnerships, and corporations

36,961,974 1,590,667 18,604,214 2,160,395 2,659,548
28,483,128 1,320,496 13,844,981 1,847,747 2,241,516
51,206 106,219
630,091
49,861
1,113,807
564,639
58,873 125,100
101,184
1,721,991
136,079
2,127,137
157,348
49,287
3,829,178
3,207
2,754
610,077
2,322
642,278

IS:!!!

34,606
119,465
230,886
1,868

696,392 3,869,595 1,600,243 329,030
508,196 3,147,005 1,144,340 264,863
5,991
43,012
111,109
15,142
67,471 37,097
95,709 269,730
70,972 266,178 330,919 17,215
1,566
1,985
405

952,302
608,038
13,660
91,495
230,031
703

762,639 2,063,831
617,348 1.680.824
45,495
7,415
82,316 108,912
39,810 173,316
16,956
435

Certified and officers' checks, cash letters of credit, and
travelers' checks, etc
T i m e deposits
•
Individuals, partnerships, and corporations

38,328
8,375 15,315
12,935
3,864
73,588
5,968
28,519
47,427
42,467
827,289
67,517
1,171,592
481,672 2,896,924 462,911 1,419,581 479,999 163,476 2,213,985 329,403 136,081 114,425 85,963 1.096.172
9,880,592
1.010.825
79,695
112,731
134,081
422,974 153,406 2,175,119 322,265
477,829 2,703,724 443,843 1 , 3 6 3
9,400,211
2,752
40 1,027
52
3,367
2,141
3,188
'378
11,206
230
9,046
1,327
34,754
11
17
31
27
208
2,563
230
204
41
15
216
3,569
81,379
4,445
1,537
1,912
3,739
36,378
3,066
55,118
29,364
18,222
38,938
2,229
276,327
1,205
790
100
139
1,253
225
162
75
991
71
5,021
16,000
500
144,210
160,710
2]072]339 21,501,138 2,623,306 4,079,129 2,153,117 859,868 6,083,580 1,929,646 465,111 1,066,727 848,602 3.160.003
46,842,566
Total deposits
9,991
9,991
Due to own foreign branches
260
3
200
500
820
5,845
10,128 " " 2 ) 5 6 6
Bills payable, rediscounts, and other liabilities for borrowed money.
9 ' "652 " " 7 ) 3 7 8
1,959
701
432
18
328
149,609
""W60
2,798
165,044
i
C7
1,006
279
202
787
1,283
668
373
886
1,805
14,261
22,778
9,397
363
905
619
3,279
13,983
2,483
5,744
7,911
6,893
31,809
i:8S
89,352
12,431
1,551
3,090
641
6,999
17,510
2,688
11,319
17,106
13,361
98,203
196,463
2,593
36
369
66
4,172
5,215
2,231
8,068
2,156
1,265
46,165
75,861
3,192.808
851,483
1,071,562
466,594
1,946,845
6.122,472
868,370
2,179,139
4,108,336
47,412,183 2,099,763 21,857,021 2,647,790
CAPITAL ACCOUNTS

1,042,170
1,733,131
673,422!
116,537
3,565,26fl>

Total liabilities a n d capital a c c o u n t s
Net demand deposits subject to reserve (see page 18)
Demand deposits adjusted (see footnote on page 1)




51,579>
71,213
30,131
19,345:

529,597'
66,372
960,371 135,457'
37,7461
354,516i
6,121
27,35C>

84,2801
140,927
49,039'
8,1481

40,923
79,843
24,0781
7,982

17,133
27,253
8,805
2,135

97,649
141,7801
75,212
35,373

46,431
50,027
26,142
2,957

9,075
10,628
7,499'
1,689

19,473 18,699
26,197' 18,277
16,752: 10,949
2,516, 2,126:

245,696,

282,394I

152,826,

55,326,

350,014[

125.557'

28.891

64,938t 50,051

172,2686 1,871,834I

. 50,977,443\ 2,272,031 23,728,855• 2,893,486,4,390.730 12,331,965•
, 31,479,131I 1,349,621" 16,164,6431 1,848,575: 2,246,85311,385,714t
>
. 27,675,2681 1,328,08C>13,049,117'1,732,55C12,199,54311,256,445
r
292,0231
3,931,745• 147,266i 1,397,274rI 343,366i 474,457
1381
23C>
85r
22/
46;
1.901I

60,959
71,158
32

-%i

165,465

923,696> 6,472,486,2.072,4021 495,4851 1,136,50(1) 901,53413,358,273
569,253l 3,303,286;1,307,136 1 276,251
565,665! 3,251,724t1,065,632: 293,24C)
152,126; 355,174\ 149,572: 61,67C)
131
4441
1661
6S>

752,197' 576,711"1,698,891
615,071L696,104I 1,622,093
134,442I 112,3481 312,027
83
152t
12*(

M

FEDERAL RESERVE SYSTEM
BOUNDARIES OF FEDERAL RESERVE DISTRICTS
AND THEIR BRANCH TERRITORIES

MINNEAPOLIS

s

Detroit

/°"

CLEVELAND^

CHICAGO i
J
\

^

Cinemna
KANSAS CITY

ST. LOUIS

Louisville^

Memphis
L i t t l e RocK

Bi,min f l ha4

I

DALLAS®
El Paso

•




®

a N T A

Jacksonville

New Orleans

BOUNDARIES OF FEDERAL R E S E R V E DISTRICTS
BOUNDARIES OF FEDERAL RESERVE BRANCH T E R R I T O R I E S

Charlotte

Nashville

Oklahoma City

San Antonio

BOARD OF GOVERNORS OF THE F E D E R A L R E S E R V E S Y S T E M
F E D E R A L R E S E R V E BANK CITIES
F E D E R A L R E S E R V E BRANCH CITIES

OCTOBER /. 1945
BOARD OF GOVtRNORS OF THE EEDERJTL RESERVE SYSTEM