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MEMBER BANK CALL REPORT NUMBER 122 CONDITION OF MEMBER BANKS DECEMBER 31, 1951 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON CONTENTS Assets and Liabilities: PAGE Of All Member Banks December 31, 1951, October 10, 1951, and December 30, 1950 1 Of All Member Banks on Selected Call Dates, 1946-1951 2 By Class of Bank ^ By Federal Reserve Districts ^ ^ Classification of Loans and United States Government Direct Obligations: Of All Member Banks on Selected Call Dates, 1946—1951 By Class of Bank g ^ By Federal Reserve Districts 7 Of Reserve City and Country Member Banks, by Federal Reserve Districts 8-9 Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country Banks in Each Federal Reserve District . Assets and Liabilities of Member Banks, by States 10—13 14—17 Deposits and Reserves by Class of Bank and Federal Reserve Districts 18 Assets and Liabilities of State Member Banks, by Federal Reserve Districts 19 These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the combined statistics of national and State member banks in the Member Bank Call Report. Member banks are classified according to their reserve requirements as central reserve city banks, reserve city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch in a city where banks are subject to higher reserve requirements). The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. MEMBER BANK CALL REPORT ASSETS A N D LIABILITIES OF MEMBER BANKS ON DECEMBER 31, 1951 COMPARED WITH OCTOBER 10, 1951 A N D DECEMBER 30> 1950 [Amounts in thousands of dollars] Change since— Condition on— Dec. 31, 1951 ASSETS Loans and i n v e s t m e n t s Loans (including overdrafts) . United States Government direct obligations Obligations guaranteed by United States Government. . . Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, a n d bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks). Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States. Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc. . . . T i m e deposits Individuals, partnerships, and corporations. United States Government Postal savings. States and political subdivisions Banks in United States. . . Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Oct. 10, 1951 Dec. 30, 1950 Oct. 10, 1951 +3,859,232 + 1,624,427 + 1,973,334 +811 +239,762 + 14,719 +6,179 112,247,105 49,560,596 51,605,887 15,260 7,527,790 3,223,252 314,320 108,387,873 47,936,169 49,632,553 14,449 7,288,028 3,208,533 308,141 107,424,138 44,704,923 52,356,668 8,011 6,640,204 3,413,279 301,053 39,252,126 19,911,777 2,061,866 34,580,004 19,856,587 1,929,961 35,524,306 17,459,016 1,642,670 7,435,198 27,582 48,608 9,767,095 6,490,013 24,507 57,969 6,220,967 6,840,520 27,334 141,534 9,413,232 +3,546,128 69,524 1,023,130 21,171 56,691 1,015,326 20,926 62,015 956,861 16,578 +12,833 +7,804 +245 91,017 325,456 268,162 141,478 89,937 241,325 225,544 139,856 83,221 208,500 263,458 121,133 +l,0d0 +84,131 +42,618 +1,622 153,439,169 144,757,482 144,660,210 +8,681,687 109,970,466 83,240,152 3,100,730 6,665,709 12,634,017 1,368,777 101,824,841 77,510,721 3,847,526 6,058,566 11,435,459 1,255,206 103,412,014 78,659,463 2,522,592 6,399,988 11,669,294 1,437,095 -746,796 +607,143 +1,243,718 +4 '+55:l90 +131,905 +945,185 ±l:SSf + +ll3: 5 571 2,961,081 1,717,363 2,723,582 31,045,022 29,128,499 243,210 13,557 1,237,846 22,357 399,553 30,544,164 28,667,331 224,389 8,613 1,223,862 23,445 396,524 29,676,886 28,031,649 175,569 7,224 1,121,117 23,716 317,611 +500,858 +461,168 +18,821 +4,944 +13,984 -1,088 +3,029 141,015,488 132,369,005 133,088,900 +8,646,483 714,706 616,138 552,032 +98,568 25,612 352,668 60,754 270,139 570,879 210,436 250,493 262,654 33,268 268,824 595,689 184,618 78,997 240,037 58,900 260,531 454,338 231,757 — 224,881 +90,014 143,220,682 134,580,689 134,965,492 +8,639,993 3,142,240 4,809,311 1,884,390 382,546 3,102,949 4,698,311 1,991,558 383,975 2,990,319 4,560,620 1,751,580 392,199 +39,291 +111,000 -107,168 -1,429 % -24,810 +25,818 10,218,487 10,176,793 9,694,718 +41,694 Total liabilities and capital a c c o u n t s . 153,439,169 144,757,482 144,660,210 +8,681,687 MEMORANDA Net demand deposits subject to reserve (see page 18). Demand deposits adjusted 1 Pledged assets (and securities loaned) Number of banks 92,770,176 83,099,847 15,470,522 6,840 89,115,277 79,065,683 16,084,510 6,846 87,159,995 78,369,801 13,348,262 6,873 +3,654,899 +4,034,164 -613,988 Total capital a c c o u n t s 1 Demand deposits other than interbank and United States Government, less cash items reported as in process of collection. 1 2 ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N SELECTED CALL DATES DECEMBER 31, 1946 TO DECEMBER 31, 1951 [Amounts in thousands of dollars] 1946 Dec. 31 1947 Dec. 31 1948 Dec. 31 1949 Dec. 31 1950 Dec. 30 1951 Oct. 10 1951 Dec. 31 ASSETS Loans and i n v e s t m e n t s 96,361,989 97,845,741 95,616,170 101,527,652 107,424,138 108,387,873 112,247,105 Loans (including overdrafts) 26,695,670 32,627,985 36,060,317 36,230,459 44,704,923 47,936,169 49,560,596 United States Government direct obligations. . 63,030,370 57,904,405 52,148,672 56,879,051 52,356,668 49,632,553 51,605,887 Obligations guaranteed by United States Government 11,445 9,700 4,930 4,200 8,011 14,449 15,260 Obligations of States and political subdivisions. 3,547,509 4,199,095 4,479,920 5,273,685 6,640,204 7,288,028 7,527,790 Other bonds, notes, and debentures 2,803,256 2,826,707 2,641,521 2,851,249 3,413,279 3,208,533 3,223,252 Corporate stocks (including Federal Reserve Bank stock) 273,739 277,849 280,810 289,008 301,053 308,141 314,320 Reserves, cash, and bank balances 29,586,897 32,845,266 34,201,796 31,317,298 35,524,306 34,580,004 39,252,126 Reserve with Federal Reserve Banks 16,014,569 17,796,687 20,405,686 16,428,505 17,459,016 19,856,587 19,911,777 Cash in vault 1,575,556 1,672,074. 1,485,771 1,521,177 1,642,670 1,929,961 2,061,866 Demand balances with banks in United States (except private banks and American branches of foreign banks) 5,900,492 6,236,307 5,643,423 6,167,313 6,840,520 6,490,013 7,435,198 Other balances with banks in United States. . . 35,202 33,818 30,697 26,420 27,334 24,507 27,582 Balances with banks in foreign countries 56,143 25,454 28,659 41,307 141,534 57,969 48,608 Cash items in process of collection 6,004,935 7,080,926 6,607,560 7,132,576 9,413,232 6,220,967 9,767,095 Due from own foreign branches Bank premises owned and furniture and fixtures.. . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations U. S. Government: War Loan and Series E bond accounts Other States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital a c c o u n t s 6,353 789,239 14,235 4,789 820,199 12,239 54,521 872,265 13,446 48,124 907,387 14,932 62,015 956,861 16,578 56,691 1,015,326 20,926 69,524 1,023,130 21,171 60,573 116,995 218,481 85,964 58,101 141,254 227,386 105,497 58,445 179,504 237,105 158,271 68,681 169,724 260,497 116,633 83,221 208,500 263,458 121,133 89,937 241,325 225,544 139,856 91,017 325,456 268,162 141,478 127,240,726 132,060,472 131,391,523 134,430,928 144,660,210 144,757,482 153,439,169 90,917,359 94,137,848 92,459,455 94,560,897 103,412,014 101,824,841 109,970,466 69,126,705 72,703,750 70,946,667 71,588,593 78,659,463 77,510,721 83,240,152 2,473,253 } 1,176,098 2,121,969 2,837,587 2,522,592 3,847,526 3,100,730 198,748 4,914,500 5,504,054 5,850,375 6,017,370 6,399,988 6,058,566 6,665,709 10,644,127 10,977,636 10,098,396 10,623,190 11,669,294 11,435,459 12,634,017 1,353,444 1,375,491 1,479,632 1,309,597 1,437,095 1,255,206 1,368,777 2,206,582 2,400,819 1,962,416 2,184,560 2,723,582 1,717,363 2,961,081 27,252,542 28,389,879 28,902,421 29,323,701 29,676,886 30,544,164 31,045,022 26,525,446 27,541,909 27,801,151 27,934,245 28,031,649 28,667,331 29,128,499 110,499 101,194 107,156 170,923 175,569 224,389 243,210 3,481 3,364 3,793 4,255 7,224 8,613 13,557 550,970 693,446 927,324 1,050,523 1,121,117 1,223,862 1,237,846 43,346 38,866 29,990 24,361 23,716 23,445 22,357 18,800 33,007 11,100 139,394 317,611 396,524 399,553 118,169,901 122,527,727 121,361,876 123,884,598 133,088,900 132,369 ,005 141,015,488 194,878 221,778 262,262 391,123 552,032 616 ,138 714,706 30,129 132,104 53,132 81,354 356,375 128,062 53,965 164,565 55,509 124,737 306.501 141.502 45,407 201,322 56,225 159,704 317,882 185,731 11,030 198,763 59,558 203,350 350,381 158,223 78,997 240,037 58,900 260,531 454,338 231,757 250, 493 262, 654 33, 268 268, 824 595, 689 184, 618 25,612 352,668 60,754 270,139 570,879 210,436 119,145,935 123,596,284 122,590,409 125,257,026 134,965,492 134,580,689 143,220,682 2,691,775 3,595,445 1,287,268 520,303 2,730,394 3,823,530 1,409,515 500,749 2,781,808 3,969,572 1,601,946 447,788 2,886,969 4,215,117 1,647,547 424,269 2,990,319 4,560,620 1,751,580 392,199 8,094,791 8,464,188 8,801,114 9,173,902 9,694,718 10,176,793 10,218,487 3,102,949 4,698,311 1,991,558 383,975 3,142,240 4,809,311 1,884,390 382,546 Total liabilities a n d capital a c c o u n t s . . . 127,240,726 132,060,472 131,391,523 134,430,928 144,660,210 144,757,482 153,439,169 MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock Retirable value of capital: First preferred s t o c k . . . . Second preferred stock.. Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1). Pledged assets (and securities loaned) Number of banks 2,691,986 21,642 77,382 6,045 2,586,917 2,730,477 17,363 59,928 4,528 2,648,658 2,781,808 10,604 54,719 3,879 2,712,606 133,945 10,558 111,426 8,398 104,816 7,672 2,886,969 9,498 46,674 2,962 2,827,835 "hill 2,990,319 9,424 42,548 2,603 2,935,744 3,102,949 10,308 37,365 2,413 3,052,863 3,142,240 9,025 32,978 2,386 3,097,851 83,428 5,490 75,625 5,270 70,835 5,243 76,540,041 80,822,042 80,209,758 81,262,608 87,159,995 89,115,277 92,770,176 70,242,852 73,527,697 72,151,898 72,657,947 78,369,801 79,065,683 83,099,847 11,764,847 10,038,160 11,671,462 12,820,538 13,348,262 16,084,510 15,470,522 6,900 6,923 6,892 6,873 6,918 6,846 6,840 3 ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1951 BY CLASS OF BANK [Amounts in thousands of dollars] Central reserve city member banks 1 New York ASSETS 21,378,551 Loans and i n v e s t m e n t s 11,146,051 Loans (including overdrafts) United States Government direct obligations. . 8,126,931 Obligations guaranteed by United States Gov1,666 ernment 1,384,788 Obligations of States and political subdivisions. 621,743 Other bonds, notes, and debentures Corporate stocks (including Federal Reserve 97,372 Bank stock) Reserves, cash, a n d b a n k balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States. . . Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures. . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations... United States Government States and political subdivisions Banks in United States. Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations.. United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital a c c o u n t s Total liabilities a n d capital a c c o u n t s . . MEMORANDA Par or face value of capital Capital notes and debentures.. First preferred stock Second preferred stock Common stock 8,564,431 5,246,245 159,418 Chicago 1 All member banks All national member banks 75,255,325 32,317,102 35,053,836 15,260 7,527,790 3,223,252 9,656 5,323,475 2,370,362 351,026 188,787 8,468 2,458,372 1,286,110 5,126 3,333,604 1,126,612 12,310 104,151 100,487 314,320 180,894 2,196,133 15,199,097 13,292,465 1,406,944 7,582,188 5,676,400 639,302 1,230,792 32,354 39,252,126 19,911,777 2,061,866 25,951,304 12,792,817 1,397,64s 76,835 2,539 27,991 3,051,403 163,980 1,174 2,257 589,424 2,340,230 15,566 16,311 4,605,500 4,854,153 8,303 2,049 1,520,768 7,435,198 27,582 48,608 9,767,095 5,651,874 20,138 23,175 6,065,652 67,228 152,520 319 15,615 2,296 372,847 12,194 482,148 8,658 69,524 1,023,130 21,171 68,539 680,830 16,770 1,936 208,878 63,926 25,977 443 5,969 18,191 4,881 76,300 104,862 127,614 64,919 12,338 5,747 58,431 45,701 91,017 325,456 268,162 141,478 64,642 172,682 172,000 79,634 30,463,766 7,972,368 58,653,895 56,349,140 153,439,169 102,461,726 24,862,106 17,879,677 857,983 321,444 3,385,452 1,128,347 6,258,984 42,105,020 36,744,356 109,970,466 4,403,962 30,722,033 30,234,480 83,240,152 3,100,730 876,435 242,482 1,123,830 6,665,709 239,728 2,550,120 3,554,417 1,268,685 6,694,771 1,285,109 12,634,017 1,368,777 10,618 191,954 37,858 73,008,492 54,757,024 1,986,923 4,943,718 8,804,839 726,499 2,961,081 1,789,489 21,992 150 318,223 1,143,152 12,361,189 15,543,443 31,045,022 1,127,552 11,472,890 14,914,104 29,128,499 243,210 113,613 82,077 4,600 13,557 10,913 2,644 1,237,846 491,446 713,908 10,500 22,357 12,867 8,840 500 399,553 500 80,830 21,164,430 19,728,288 208,456 9,988 961,519 17,336 238,843 26,859,344 7,402,136 54,466,209 52,287,799 141,015,488 94,172,922 714,706 704,715 25,612 352,668 60,754 270,139 570,879 210,436 15,484 187,624 37,976 180,787 374,416 134,575 7,459,688 55,133,048 52,589,148 143,220,682 95,808,499 1,289,203 1,997,238 1,613,953 42,920 66,269 822,312 630,174 84,532 5,225 223,303 21,840 32,801 148,084 118,027 4,170 115,115 18,283 121,126 257,969 65,644 28,038,798 683,774 1,260,185 460,717 20,292 2,424,968 30,463,766 7,255 2,025 7,483 31,632 9,157 16,217 6,995 18,606 108,729 133,194 17,608 1,103,695 1,674,979 622,669 119,504 1,173,521 1,646,872 745,955 193,644 3,142,240 4,809,311 1,884,390 382,546 2,100,070 3,076,180 1,210,968 266,009 512,680 3,520,847 3,759,992 10,218,487 6,653,227 7,972,368 58,653,895 56,349,140 153,439,169 102,461,726 2,100,070 2,386 1,142,891 3,142,240 9,025 32,978 2,386 3,097,851 58,485 5,243 70,835 5,243 12,125 866 5,505,580 35,159,835 30,370,893 4,120,535 29,488,965 33,051,426 722,409 6,917,703 6,074,795 6,484 321 13 92,770,176 83,099,847 15,470,522 6,840 61,291,045 55,424,579 11,538,777 4,939 181,250 1,500 1,103,695 500 10,259 682,274 179,750 1,092,936 1,500 10,850 21,733,1 16,438,921 1,755,615 22 783,297 181,250 227,275 55,049 49,106 683,774 1,500 See contents page for basis of classification of member banks. Country member banks 1 5,731,136 42,693,766 42,443,652 112,247,105 2,467,633 19,650,899 16,296,013 49,560,596 2,711,380 19,185,766 21,581,810 51,605,887 Retirable value of capital: First preferred s t o c k . . . Second preferred stock. Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) Number of banks Reserve city member banks 1 '•"S 21,219 Mil 2,091,624 4 ALL MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1951 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total, all districts Boston ASSETS Loans and i n v e s t m e n t s 112,247,105 Loans (including overdrafts) 49,560,596 United States Government direct obligations. 51,605,887 Obligations guaranteed by United States Gov15,260 ...... Obligations of States and political subdivisions, 7,527,790 Other bonds, notes, and debentures 3,223,252 Corporate stocks (including Federal Reserve Bank stock) 314,320 New York 5,446,208 29,922,171 2,401,192 14,677,184 2,573,611 12,161,931 Philadelphia Cleveland Richmond Atlanta 6,037,070 2,483,892 2,761,814 9,521,000 3,736,848 4,767,615 5,040,030 2,041,292 2,596,075 5,043,324 2,004,606 2,525,971 120 467,621 300,924 388 636,960 355,766 43 240,862 150,521 18 422,537 79,320 470 304,554 149,352 4,485 2,086,448 868,011 17,029 124,112 22,699 23,423 11,237 10,872 1,855,435 10,785,646 880,641 6,334,649 150,569 395,588 1,866,920 904,975 149,718 2,930,697 1,448,671 221,179 1,908,918 855,749 159,583 2,127,035 912,583 135,175 391,648 1,200 814 418,565 576,990 551 1,076 682,230 493,950 900 268 398,468 619,333 1,329 187 458,428 Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United S t a t e s . . . Balances with banks in foreign countries Cash items in process of collection 39,252,126 19,911,777 2,061,866 S3 3 :P 515,242 4,023 30,052 3,506,092 Due from own foreign branches Bank premises owned and furniture and fixtures. . . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets 69,524 1 ,023,130 2,296 66,791 356 67,228 262,460 1,341 63,205 1,408 91,196 191 61,989 1,275 68,601 2,013 91,017 325,456 268,162 141,478 1,759 33,041 11,845 8,199 5,304 210,272 85,737 39,075 7,023 4,398 10,929 9,354 19,078 1,132 21,008 7,693 3,095 910 7,333 10,824 1,320 Total assets LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations... United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations.. United States Government Postal savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts. Total capital a c c o u n t s Total liabilities a n d capital a c c o u n t s . MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock 7,435,198 27,582 48,608 9,767,095 283,977 3,122 3 153,439,169 7,425,930 41,379,234 109,970,466 83,240,152 3,100,730 6,665,709 12,634,017 1,368,777 ,437,409 31,258,994 ,294,489 23,106,330 155,577 1,040,117 373,870 986,485 401,722 3,525,389 30,595 1,134,953 7,268,461 5,304,440 4,337,016 143,662 226,231 485,194 12,405 5,635,344 3,869,395 106,909 703,771 872,970 10,246 8,260,853 6,796,771 315,967 396,466 594,492 9,606 5,148,459 3,911,659 116,488 414,814 593,068 6,796 2,961,081 181,156 1,465,720 99,932 147,551 105,634 72,053 31,045,022 29,128,499 243,210 13,557 1,237,846 22,357 399,553 1,300,535 1,274,534 12,167 2,231 8,475 128 3,000 5,690,965 5,229,399 53,725 20 86,952 2,646 318,223 1,943,216 1,866,396 6,311 514 69,112 383 500 3,338,771 3,168,819 2,569 682 165,576 1,125 1,384,553 1,256,098 48,390 1,558 60,950 1,057 16,500 1,154,769 1,108,231 22,423 3,733 16,555 3,827 7,247,656 11,599,624 6,533,012 6,790,113 870 1,135 2,298 20,167 50,208 8,351 2,440 912 2,732 11,761 25,019 9,559 300 11,902 3,733 16,726 22,433 3,130 7,300,725 11,682,653 6,585,435 6,848,337 126,731 221,940 76,679 23,589 130,902 198,013 66,441 24,768 141,015,488 6,737,944 36,949,959 714,706 630,174 25,612 352,668 60,754 270,139 570,879 210,436 143,220,682 3,142,240 4,809,311 1,884,390 382,546 10,218,487 153,439,169 2,950 34,899 6,217 15,106 29,206 14,245 8,190 224,736 24,805 63,609 177,478 125,201 6,840,567 38,204,152 171,981 263,413 105,020 44,949 933,015 1,592,151 599,450 50,466 585,363 3,175,082 7,425,930 41,379,234 3,340 4,448 4,531 13,750 23,986 3,014 192,040 370,996 118,407 18,139 280,026 480,978 131,534 16,804 699,582 909,342 448,939 420,124 8,000,307 12,591,995 7,034,374 7,268,461 126,731 135 480 15 126,101 130,902 3,142,240 9,025 32,978 2,386 3,097,851 260 625 171,096 933,015 7,271 15,102 1,251 909,391 1,343 195 190,502 Retirable value of capital: First preferred s t o c k . . . . Second preferred stock.. 70,835 5,243 263 1,250 49,181 3,483 4,318 195 Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1). Pledged assets (and securities loaned) Number of banks 92,770,176 83,099,847 15,470,522 6,840 4,619,707 27,237,660 4,315,627 22,052,443 484,025 2,698,623 324 737 4,494,227 4,244,614 886,206 632 6,947 8,000,307 12,591,995 7,034,374 171,981 192,040 280,026 152 279,874 7,001,633 6,658,558 1,523,131 685 238 '130^664 489 15 238 4,256,041 4,033,639 932,638 477 4,557,583 4,186,791 1,219,973 355 5 ATT. MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1951 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district ASSETS Loans and i n v e s t m e n t s Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government. Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves', cash, a n d bank balances Reserve with Federal Reserve Banks Cash in vault , :*Vo Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets. LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations United States Government.. States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits Individuals, partnerships, and corporations. United States Government Postal savings States and political subdivisions Banks in United States. Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and u n p a i d . . . . Other liabilities Total liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts San Francisco Chicago St. Louis Minneapolis Kansas City Dallas 17,781,288 6,534,526 9,486,668 149 1,213,811 514,587 4,293,344 1,953,853 1,961,350 493 256,375 109,276 2,951,254 1,230,501 1,440,678 104 174,081 100,512 5,062,347 2,060,565 2,504,119 776 381,492 106,257 5,339,109 2,570,429 2,362,618 263 325,498 68,824 31,547 11,997 5,378 9,138 11,477 35,411 2,799,448 1,010,800 117,202 4,182,147 2,263,075 211,621 15,809,960 7,865,708 6,463,437 7,951 1,017,551 419,902 5,853,614 3,163,776 303,851 1,632,006 737,959 85,614 1,028,440 460,677 48,919 2,281,820 938,222 82,847 3,135 1,244,852 446,008 479 61 361,885 285,409 539 552 232,344 853,360 1,859 186 405,346 1,262,325 5,271 1,739 402,111 571,241 6,024 7,300 1,122,886 102,188 550 33,404 2,119 19,281 563 31,274 658 69,778 7,710 152,963 2,987 5,187 6,633 41,867 18,394 279 3,128 7,547 3,848 3,619 820 7,597 2,486 7,746 5,222 11,069 28,622 6,760 4,941 26,768 28,280 48,040 24,495 23,809,721 5,975,675 4,014,060 7,396,335 8,267,437 20,275,640 16,270,825 12,485,974 565,238 1,007,545 1,915,859 45,629 4,574,312 3,259,091 102,765 286,736 884,371 2,477 2,826,144 2,081,556 68,723 229,725 405,167 3,788 6,155,910 4,293,384 121,097 574,824 1,095,176 1,740 7,028,075 5,060,141 110,836 487,862 1,200,769 14,228 12,069,701 9,744,346 253,351 977,380 659,840 96,314 'Mi 250,580 38,872 37,185 69,689 154,239 338,470 6,044,677 5,882,752 20,839 2,031 137,116 1,939 996,724 936,734 6,771 685 52,116 418 916,910 907,636 782,525 741,479 6,983 189 27,547 1,056 "•SI 714,723 591,316 17,673 431 100,974 4,329 6,776,654 6,165,105 38,156 1,313 505,490 5,260 61,330 22,315,502 5,571,036 3,743,054 6,938,435 7,742,798 18,846,355 1,829 5,744 14 29,523 2,034 5,724 23,003 314 32,361 4,090 49,509 97,080 24,028 'ill 84,532 300 7,919 5,525 46,455 72,344 14,521 58 3,261 2,321 9,235 16,268 5,473 22,462,566 5,607,652 3,775,095 6,972,135 7,803,410 19,137,955 426,909 591,626 229,177 99,443 123,407 157,409 73,472 13,735 68,492 111,997 41,498 16,978 130,281 168,739 102,655 22,525 173,544 186,075 79,340 25,068 384,912 465,974 260,717 26,082 820 639 12,353 1 7 -^ 1,347,155 368,023 238,965 424,200 464,027 1,137,685 23,809,721 5,975,675 4,014,060 7,396,335 8,267,437 20,275,640 426,909 948 6,849 125 418,987 123,407 480 370 150 122,407 68,492 130,281 1,075 25 67,392 173,544 39 200 384,912 13 130,268 173,305 377,864 Retirable value of capital: First preferred stock Second preferred s t o c k . . . . 6,864 125 370 150 1,075 25 13 400 7,6 24 Net demand deposits subject to reserve (see page 18). Demand deposits adjusted (see footnote on page 1) . . Pledged assets (and securities loaned) Number of banks 13,891,234 12,499,247 1,836,758 1,012 3,766,419 3,222,814 519,249 495 2,308,391 2,116,122 519,786 476 4,897,204 4,532,551 1,012,660 751 5,363,639 5,300,131 1,071,963 633 10,376,438 9,937,310 2,765,510 263 Total capital a c c o u n t s Total liabilities a n d capital a c c o u n t s . MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock 7,048 6 ALL MEMBER BANKS—CLASSIFICATION OF LOANS A N D UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] All member banks on selected call dates 1946 Dec. 31 Loans—net 26,695,670 Reserves Loans—gross 1 Commercial and industrial loans, including open-market paper 13,154 271 Loans to farmers directly guar, by CCC. 74,303 Other loans to farmers 809,938 Loans to brokers and dealers in sees. . . , 1,505,534 Other loans for purchasing or carrying securities 1,466,920 Real estate loans: On farm land 385,049 On residential property: Insured by FHA Insured or guaranteed by VA > 3,903,481 Not ins. or guar, by FHA or V A . . . On other properties 1,068,778 Consumer loans to individuals: Retail automobile instalment paper. . 392,006 Other retail instalment paper 281,449 Repair and modernization instalment 268,246 Instalment cash loans 503,594 Single-payment less than $3,000. . . . Other loans to individuals: Single pay- • 1,862,259 ment loans of $3,000 and over Loans to banks. 79,473 All other loans (including overdrafts). . 940,369 United States G o v e r n m e n t direct obligations 63,030,370 Treasury bills 1,166,986 Treasury certificates of indebtedness.. . 10,042,725 Treasury notes 5,601,684 Nonmarketable bonds 2 725,447 Other bonds maturing in 5 years or less. 10,939,012 Other bonds maturing in 5 to 10 years. . 26,333,697 Other bonds maturing in 10 to 20 years. 5,853,030 Bonds maturing after 20 years 2,367,789 1947 Dec. 31 1948 Dec. 31 1949 Dec. 31 1950 Dec. 30 1951 Oct. 10 32,627,985 36,060,317 363,012 36,423,329 36,230,459 484,328 36,714,787 44,704,923 595,404 45,300,327 47,936,169 638,538 48,574,707 49,560,596 720,038 50,280,634 16,962,393 43,548 1,002,663 810,737 17,630,827 582,390 1,217,300 1,324,123 15,856,820 700,704 1,244,047 1,736,674 20,521,067 247,612 1,560,862 1,770,015 23,164,679 138,292 1,988,378 1,138,480 24,346,546 153,615 1,986,539 1,550,667 1951 Dec. 31 1,064,666 834,381 757,517 927,325 839,959 850,547 447,431 476,332 497,681 525,548 559,296 544,088 5,380,658 6,263,724 6,758,420 8,246,757 8,754,452 1,302,410 1,503,928 1,577,809 1,749,253 1,858,989 ; 2,893,028 2,448,040 ! 3,536,461 1,912,776 756,608 479,516 479,017 711,897 1,143,320 692,214 628,165 815,677 2,234,633 2,305,170 1,549,461 876,780 796,538 891,412 662,580 2,177,308 1,270,658 943,834 1,020,519 754,382 2,231,279 1,092,531 972,852 1,083,381 784,132 2,175,602 1,123,250 1,007,389 1,118,180 771,017 113,026 838,782 119,962 885,816 1,774,644 96,814 936,886 2,146,940 88,135 1,350,022 2,276,495 333,686 1,357,826 2,328,146 147,531 1,387,212 57,904,405 1,987,334 5,816,421 4,814,950 1,101,937 15,727,684 19,674,381 6,673,306 2,108,392 52,148,672 2,587,686 7,999,315 2,800,214 1,348,923 16,515,388 13,388,994 5,859,845 1,648,307 56,879,051 3,388,597 10,408,817 5,085,145 1,383,781 23,704,246 6,895,477 3,955,049 2,057,939 52,356,668 3,665,226 1,467,749 14,053,961 1,582,058 19,776,756 7,051,093 2,541,702 2,218,123 49,632,553 4,231,707 4,738,732 10,191,683 1,714,356 17,720,644 6,428,132 2,570,093 2,037,206 51,605,887 6,398,840 6,009,989 9,596,163 1,695,398 16,862,676 6,431,828 2,594,077 2,016,916 By class of bank December 31, 1951 Central reserve city member banks 8 New York Loans—net 11,146,051 Reserves 171,880 Loans—gross 11,317,931 Commercial and industrial loans, including open-market paper 7,852,150 Loans to farmers directly guar, by CCC Other loans to farmers 442 Loans to brokers and dealers in sees.. . 1,218,801 Other loans for purchasing or carrying securities 262,183 Real estate loans: On farm land On residential property: Insured by FHA 376,823 Insured or guaranteed by VA 4,196 Not ins. or guar, by FHA or VA. . 48,404 On other properties. 84,677 Consumer loans to individuals: Retail automobile instalment paper. . 82,482 Other retail instalment paper 150,365 Repair and modernization instalment 128,939 Instalment cash loans 144,446 Single-payment less than $3,000. . . . 14,036 Other loans to individuals: Singlepayment loans of $3,000 and o v e r . . . 399,361 Loans to banks 124,199 All other loans (including overdrafts). . 426,427 United States G o v e r n m e n t direct obligations Treasury bills Treasury certificates of indebtedness.. . Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less. Other bonds maturing in 5 to 10 years. . Other bonds maturing in 10 to 20 years. Bonds maturing after 20 years For footnotes, see opposite page. 8,126,931 1,122,093 616,068 1,428,380 52,865 2,676,654 1,696,985 446,244 87,642 Chicago Reserve city member banks 3 Country member banks 3 All member banks All national member banks 2,467,633 41,442 2,509,075 19,650,899 294,385 19,945,284 16,296,013 212,331 16,508,344 4 ,560,596 720,038 50,280,634 32,317,102 469,667 32,786,769 17,243,494 250,371 17,493,865 1,977,099 318 16,005 93,682 10,140,442 14,486 498,986 203,204 4,376,855 138,811 1,471,106 34,980 24,346,546 153,615 1,986,539 1,550,667 15,668,562 113,130 1,571,409 704,652 8,677,984 40,485 415,130 846,015 62,705 347,276 178,383 850,547 493,126 157,421 705 92,860 450,523 544,088 383,395 160,693 11,665 5,322 31,424 21,166 1,457,685 1,166,771 1,195,846 737,804 1,046,855 1,271,751 2,260,787 1,069,129 2,893,028 2,448,040 3,536,461 1,912,776 1,804,230 1,811,484 2,242,592 1,240,449 1,088,798 636,556 1,293,869 672,327 45,040 31,974 24,948 10,757 3,790 977,103 457,222 500,267 371,883 205,820 1,070,977 483,689 353,235 591,094 547,371 2,175,602 1,123,250 1,007,389 1,118,180 771,017 1,542,981 813,437 707,210 786,862 555,028 632,621 309,813 300,179 331,318 215,989 63,194 105 109,176 1,005,876 20,031 551,722 859,715 3,196 299,887 2,328,146 147,531 1,387,212 1,386,978 65,272 895,972 941,168 82,259 491,240 2,711,380 333,853 332,369 519,652 16,310 720,103 421,272 332,452 35,369 19,185,766 2,524,411 2,493,245 3,639,743 249,969 6,415,779 2,144,620 981,069 736,930 21,581,810 2,418,483 2,568,307 4,008,388 1,376,254 7,050,140 2,168,951 834,312 1,156,975 51,605,887 6,398,840 6,009,989 9,596,163 1,695,398 16,862,676 6,431,828 2,594,077 2,016,916 35,053,836 4,492,842 4,147,386 6,673,330 1,268,238 11,538,294 3,768,638 1,709,185 1,455,923 16,552,051 1,905,998 1,862,603 2,922,833 427,160 5,324,382 2,663,190 884,892 560,993 All State member banks 7 ATT. MEMBER BANKS—CLASSIFICATION OF LOANS A N D UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] By Federal Reserve districts, December 31, 1951 Total, all districts 49,560,596 Loans—net 720,038 Reserves 50,280,634 Loans—gross . ; Commercial and industrial loans, including open-market paper • • • • 24,346,546 153,615 Loans to farmers directly guaranteed by CCC. 1,986,539 Other loans to farmers . 1,550,667 Loans to brokers and dealers in securities Other loans for purchasing or carrying se850,547 curities Real estate loans: 544,088 On farm land On residential property: 2,893,028 Insured by FHA 2,448,040 Insured or guaranteed by VA.. 3,536,461 Not insured or guaranteed by FHA or VA. 1,912,776 On other properties. Consumer loans to individuals: 2,175,602 Retail automobile instalment paper. . . . . . . 1,123,250 Other retail instalment paper 1,007,389 Repair and modernization instalment loans. Instalment cash loans. . . . . • • • • • 1,118,180 771,017 Single-payment loans of less than $3,1)1)1). . . Other loans to individuals: Single-payment 2,328,146 loans of $3,000 and over 147,531 Loans to banks ,**;•; 1,387,212 All other loans (including overdrafts) United States Government direct obligations. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years 51,605,887 6,398,840 6,009,989 9,596,163 1,695,398 16,862,676 6,431,828 2,594,077 2,016,916 Philadelphia Cleveland Richmond Atlanta 2,401,192 14,677,184 238,353 41,999 2,443,191 14,915,537 2,483,892 38,945 2,522,837 3,736,848 64,434 3,801,282 2,041,292 24,012 2,065,304 2,004,606 28,807 2,033,413 1,275,778 100 22,750 26,333 8,961,020 262 64,657 1,241,100 1,092,358 511 48,906 38,374 1,617,903 3,747 66,868 46,803 766,746 5,163 44,354 14,782 35,430 305,533 22,555 93,299 71,776 49,276 36,953 75,501 45,341 27,476 58,311 94,995 231,482 144,454 36,344 28,160 115,810 95,991 New York Boston 14,129 34,805 964,808 6,203 . 62,219 16,632 53,923 83,295 220,694 146,224 738,366 408,712 496,243 297,452 83,391 176,185 259,711 135,642 161,222 231,712 499,618 206,676 88,420 47,009 37,038 73,046 60,249 250,144 271,728 231,056 294,301 90,538 128,424 59,049 67,542 87,999 46,582 190,374 75,772 80,170 93,787 69,198 116,069 44,677 26,031 75,097 85,555 150,373 57,449 52,682 66,771 79,051 195,771 5,714 57,288 600,282 124,293 505,045 170,662 340 67,653 209,163 802 78,667 171,993 2,022 66,456 145,676 2,673 75,819 2,573,611 12,161,931 395,925 1,478,505 834,242 253,545 323,553 2,034,902 244,923 91,831 712,712 4,097,697 397,854 2.335,971 649,033 284,191 486,658 114,000 2,761,814 228,750 222,679 424,168 161,750 852,352 406,635 236,143 229,337 623,687 901,825 151,918 1,547,430 490,861 263,287 250,652 2,596,075 437,780 306,312 425,527 133,978 856,273 256,986 102,024 77,195 2,525,971 300,136 483,253 553,690 80,016 760,893 138,290 52,999 156,694 By Federal Reserve districts, December 31, 1951—Continued Loans—net. . . Reserves Loans—gros^a! ind'ustrial i o a n 8 ) including open-market Loans to farmers directly guaranteed by CCC Other loans to farmers ; Loans to brokers and dealers in securities. . . . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA •. v * Insured or guaranteed by V A . . . .. . . . . • • Not insured or guaranteed by PHA or VA On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans. . . ••• • Single-payment loans of less than $3,0UU. •••••• Other loans to individuals: Single-payment loans of $3,UUU and over Loans to banks All other loans (including overdrafts) United S t a t e s Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years San Francisco Chicago St. Louis Minneapolis Kansas City Dallas 6,534,526 101,413 6,635,939 1,953,853 21,550 1,975,403 1,230,501 16,474 1,246,975 2,060,565 16,923 2,077,488 2,570,429 27,228 2,597,657 7,865,708 99,900 7,965,608 3,228,382 9,792 295,460 108,245 102,643 888,341 4,923 100,235 . 10,185 31,729 409,864 50,747 144,434 2,496 12,739 821,198 37,842 493,998 7,977 22,551 239,535 11,238 70,791 2,923,830 10,626 403,123 26,502 32,225 88,566 37,516 22,431 33,849 26,165 101,356 23,792 31,166 84,558 83,484 1,080,200 887,637 700,270 339,147 357,487 309,727 605,767 250,088 134,792 63,779 154,349 88,884 93,041 88,503 90,983 48,867 72,159 44,169 76,976 75,867 321,511 161,405 163,246 94,207 89,640 84,104 48,686 46,235 34,485 51,270 67,626 44,553 53,502 23,154 21,566 96,866 36,783 29,523 33,918 45,184 161,146 65,703 37,287 74,718 68,256 520,545 210,436 183,077 166,697 63,928 267,860 509 181,404 147,645 140 48,105 31,541 103,645 40,922 uSS 143,266 640 55,895 140,642 9,476 165,891 9,486,668 879,090 1,205,177 1,986,221 322,378 3,102,575 1,266,859 506,344 218,024 1,961,350 229,873 384,521 370,283 93,322 610,919 166,224 57,227 48,981 1,440,678 164,925 190,856 285,538 125,955 484,512 133,579 33,471 21,842 2,362,618 503,579 411,106 427,599 59,498 711,648 134,929 39,811 74,448 6,463,437 716,794 622,964 1,365,765 118,006 2,504,024 561,805 286,712 287,367 471,647 497,092 111,823 621,641 141,835 82,835 51,718 . Beginning June 30, 1948, figures for various loan items are shown gross (i.e., before deduction of valuation reserves) and are not entirely COm ) prio'r= t o i D e c e r n b ^ l ? 1947, this item included United States savings bonds only; depositary bonds were included with other United State. bonds according to maturity. u u i» f 3 See contents page for basis of classification of member banks. 8 R I S E E V E a T Y U N , T E D — [Amounts in thousands of dollars] Total, all reserve city banks Loans—net Reserves "''' Loans—gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers Loans to brokers and dealers in securities. . . , Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA Not insured or guaranteed by FHA or VA. On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans. Instalment cash loans Single-payment loans of less than $3,000. . . Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) United States Government direct obligations. Treasury bills T r e a s u r / certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years By Federal Reserve districts, December 31, 1951 Boston New York Philadelphia Cleveland Richmond 3 Atlanta 3 19,650,899 294,385 19,945,284 998,069 19,399 1,017,468 504,098 18,263 522,361 1,134,911 22,336 1,157,247 2,300,027 46,461 2,346,488 918,018 11,967 929,985 10,140,442 14,486 498,986 203,204 943,939 15,639 959,578 713,859 308,180 729,284 1,501 3,738 35,423 1,345,928 34 658 46,203 445,128 316 22,891 925' 12,255 347,276 522,129 1,239 9,141 12,561 19,440 11,661 6,183 75,023 51,084 92,860 32,215 72 1,956 94 3,634 2,444 1,457,685 1,166,771 1,195 846 737,804 3,084 22,442 8,920 15,452 38,436 28,857 23,698 27,212 27,039 13.898 3,430 26,010 14,408 91,853 92,586 187,759 88,034 20,591 25,450 72,958 58,692 977,103 457,222 500,267 371,883 205,820 16,635 6,705 26,175 35,880 22,816 10,146 10,112 10,382 10,812 11,646 14,350 9,331 12,517 3,898 67,364 28,831 41,478 31,166 7,347 68,473 34,535 51,664 40,078 16,006 52,007 18,756 12,546 22,369 18,518 68,422 27,306 25,127 23,343 27,917 1,005,876 20,031 551,722 80,199 4,159 27,014 26,724 10,053 111,045 290 40,996 144,594 787 58,639 78,164 1,877 36,221 19,185,766 2,524,411 2,493,245 3,639,743 249,969 6,415,779 2,144,620 981,069 736,930 72,273 1,795 47,631 856,018 199,781 146,344 67,946 9,645 168,759 118,103 141,504 3,936 410,578 48,877 21,004 45,309 5,044 178,290 57,589 33,568 20,897 839,180 66,248 58,253 137,704 4,808 256,952 158.485 96.899 59,831 2,693,267 335,536 398,528 499,503 19,439 775,285 318,062 187,559 159,355 1,209,619 222,258 143,872 212,806 29,239 370,565 151,320 58,879 20,680 1,068,735 157,563 234,684 191,350 10,309 318,549 61,314 28,387 66,579 By Federal Reserve districts, December 31, 1951—Continued Loans net Loans—gross ' Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by CCC Other loans to farmers [\[ Loans to brokers and dealers in securities ''j Other loans for purchasing or carrying securities !!!!. Real estate loans: On farm land On residential property: Insured by FHA Insured or guaranteed by VA ]] Not insured or guaranteed by FHA or VA i *. ! On other properties ' „ Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper * Repair and modernization instalment loans Instalment cash loans ]] Single-payment loans of less than $3,000 Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) United States Government direct obligations. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years. * See contents page for basis of classification of member banks. See note 3, page 11. 3 Chicago St. Louis 1,829,073 28,891 1,857,964 1,181,502 13,822 1,195,324 811,313 562 19,812 13,417 19,218 719,196 610 13,889 10,024 19,490 Minneapolis Kansas City Dallas 497,160 6,425 503,585 1,219,652 10,151 1,229,803 1,430,509 14,964 1,445,473 6,693,941 86,067 6,780,008 273,827 2,862 5,019 2,441 7,448 655,818 6,505 164,388 7,763 17,987 967,964 1,605 22,793 10,398 58,542 2,647,816 1,069 260,544 26,090 28,985 San Francisco 3 3,781 1,920 184 5,509 4,044 66,138 188,710 118,446 162.773 69,637 59,391 17,631 48,712 44,403 28,818 25,119 14,126 13,862 47,166 19,189 30,905 49,049 9,630 12,957 27,033 46,829 929,694 812,640 556,731 251,535 115.774 45,273 84.994 27,072 20,226 35,340 29,545 33,581 12,949 14,458 15,614 22,745 34,501 8,009 3,171 42,617 20,619 22,387 16,205 17,735 52,109 36,113 22,770 33,920 20,825 424,921 169,003 151,776 133,873 44,907 115,644 98,136 140 35,909 15,690 41,312 30,143 70,790 901 34,270 81,144 610 36,187 111,473 9,466 153,347 234,920 255,204 421,697 678,502 54,265 1,142,482 528,885 94,469 59,416 846,369 96,129 190,306 144,511 14,706 280,221 85,966 23,066 11,464 404,453 56,439 41,446 79,472 5,068 138,743 55,491 19,900 7,894 1,363,135 343,078 224,337 266,414 20,183 324,788 94,128 65,247 24,960 1,022,969 222,502 110,425 154,821 13,395 366,645 82,793 18,934 53,454 5,236,523 520,796 502,349 1,161,405 63,868 2,094,500 432,484 212,657 248,464 9 COUNTRY BANKS 1 —CLASSIFICATION OF LOANS A N D UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] By Federal Reserve districts, December 31, 1951 Loans—net Reserves Loans—gross .... Commercial and industrial loans, including open-market paper ••• Loans to farmers directly guaranteed by CCC. Other loans to farmers . Loans to brokers and dealers in securities. . . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA ••••\ Insured or guaranteed by VA. • • • • • • • • : • Not insured or guaranteed by FHA or VA. On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans. Instalment cash loans WAAA' '' Single-payment loans of less than $3,000. . , Other loans to individuals: Single-payment loans of $3,000 and over Loans to banks All other loans (including overdrafts) Total, all country banks Boston New York Philadelphia Cleveland Richmond Atlanta 16,296,013 212,331 16,508,344 1,403,123 22,600 1,425,723 3,027,035 48,210 3,075,245 1,348,981 16,609 1,365,590 1,436,821 17,973 1,454,794 1,123,274 12,045 1,135,319 1,060,667 13,168 1,073,835 4,376,855 138,811 1,471,106 34,980 561,919 100 22,434 3,442 800,690 262 62,714 18,561 363,074 511 48,906 2,951 271,975 3,713 66,210 600 321,618 5,163 442,679 4,964 53,078 4,071 178,383 15,990 31,689 16,372 18,276 20,692 17,061 450,523 14,057 32,849 36,859 71,867 42,897 24,392 1,046,855 1,271,751 2,260,787 1,069,129 74 ',3 75 205,242 107,788 332,686 380,818 420,627 185,736 69,493 172,755 233,701 121,234 69,369 139,126 311,859 118,642 37,720 69,545 158,524 85,762 19,709 21,455 89,635 60,111 1,070,977 483,689 353,235 591,094 547,371 65,604 36,863 26,926 62,664 49,437 156,016 107.013 92,786 137,338 72,604 61,060 30,218 26,064 56,833 39,235 121,901 41,237 28,506 53,709 53,192 64,062 25,921 13,485 52,728 67,037 81,951 30,143 27,555 859,715 3,196 299,887 "mi 174,197 94 68,565 59,617 26,657 64,569 15 20,028 93,829 145 30,235 " « 28,188 21,581,810 2,418,483 2,568,307 4,008,388 1,376,254 7,050,140 2,168,951 834,312 1,156,975 1,717,593 196,144 107,201 255,607 82,186 543,953 279,751 142,687 110,064 3,624,422 307,535 197,170 561,213 187.014 1,922,634 162,502 164,426 286,464 156,942 595,400 248,150 139,244 169,506 2,074,348 202,419 225,159 402,322 132,479 772,145 172,799 75,728 91,297 1,386,456 215,522 162,440 212,721 104,739 485,708 105,666 43,145 56,515 248,569 362,340 69,707 442,344 76,976 24,612 90,115 United States Government direct obligations Treasury bills. Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years 30,274 169,221 378,119 1:8? By Federal Reserve districts, December 31, 1951—Continued Chicago Loans—net Reserves Loai^on^nercial and industrial loans, including open-market Minneapolis Kansas City Dallas San Francisco 2,237,820 31,080 2,268,900 772,351 7,728 780,079 733,341 10,049 743,390 1:?!? 847,685 1,139,920 12,264 1,152,184 1,185,600 439,970 8,912 259,643 1,146 20,720 169,145 4,313 86,346 161 12,239 136,037 47,885 139,415 55 5,291 165,380 31,337 329,610 214 4,564 428,354 22,094 216,742 840 12,249 276,014 9,557 142,579 412 3,240 Logins to farmers directly guaranteed by CCC Other loans to farmers • Loans to brokers and dealers in securities. . . . . Other loans for purchasing or carrying securities Real estate loans: On farm land On residential property: Insured by FHA . . . . .. . Insured or guaranteed by V A . . . . . . . . Not insured or guaranteed by FHA or VA On other properties Consumer loans to individuals: Retail automobile instalment paper Other retail instalment paper Repair and modernization instalment loans Instalment cash loans. . . .. Single-payment loans of less than $3,000. ; YVnnn Other loans to individuals: Single-payment loans of $i,UUU and over Loans to banks. . . .• • All other loans (including overdrafts) United States G o v e r n m e n t direct obligations. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds Other bonds maturing in 5 years or less Other bonds maturing in 5 to 10 years Other bonds maturing in 10 to 20 years Bonds maturing after 20 years l See contents page for basis of classification of member banks. St. Louis 84,080 35,596 22,247 28,340 22,121 35,218 157,112 185,959 411,570 159,285 75,401 46,148 105,637 44,481 64,223 63,384 76,857 35,005 24,993 24,980 46,071 26,818 14,162 18,209 57,525 36,655 150,506 74,997 143,539 87,612 160,697 84,158 53,304 56,378 65,624 48,764 19,141 12,654 21,536 36,812 52,012 21,808 19,001 15,145 18,395 5I-.3S 27,449 109,037 29,590 14,517 40,798 47,431 95,624 41,433 31,301 32,824 19,021 89,022 404 30,916 49,509 15,851 62,122 30 19,708 29,169 10 12,544 1,339,649 281,077 300,681 272,778 46,103 345,003 52,136 20,877 20,994 1,226,914 195,998 120,615 204,360 54,138 409,524 129,321 74,055 38,903 3,540,368 290,033 451,111 788,067 251,803 1,239,990 316,702 79,423 123,239 12,196 10,779 32,855 15 9,797 '•IS:® 194,215 1,036,225 108,486 149,410 206,066 120,887 345,769 78,088 13,571 13,948 1,140,984 182,450 247,310 230,678 91,640 296,853 47,707 17,588 26,758 225,772 78,616 330,698 80,258 Wr ALL MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31, 1951, OF BANKS IN EACH CENTRAL ASSETS [In thousands of dollars] Loans and investments Federal Reserve district numbers, and reserve cities All m e m b e r banks. Number of Total Loans (including overdrafts) U. S. Government direct obligations 6,840 112,247,105 49,560,596 51,605,887 Reserve bank cities 1 . 1. Boston 2. New York 2 3. P h i l a d e l p h i a . . . . . . . 4. Cleveland 5. Richmond 6. Atlanta 32 7. Chicago 8. St. Louis ... . 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 160 47,900,661 24,294 486 18,949,403 10 1,970,584 998 069 856,018 29 21,654,502 11,275 252 8,248,946 12 2,271,214 1,134 911 839,180 4 1,954,647 816 433 941,430 6 355,513 157 051 174,231 5 718,322 350: 486 310,410 60 7,124,187 2,869: 539 3,576,683 6 1,062,099 619, 634 369,632 4 632.534 323, 748 240,076 9 829,185 380. 847 364,180 979,944 647, 770 297,419 8,347,930 4,720, 746 2,731,198 Reserve branch cities 1 . 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 5. Charlotte 3 6. Birmingham 6. Jacksonville. . . . . . . . . 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock. 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma City, 10. Omaha 11. El Paso 11. Houston. . 11. San Antonio 12. Los Angeles... • 12. Portland. 12. Salt Lake City 3 12. Seattle 125 17,021,309 7,139,550 8,430,898 4 740,070 374,897 288,563 803,257 346,714 397,616 2,064,279 934,875 881,030 639,888 227,502 371.939 436,538 220,838 170,999 286,060 103,474 138,404 251,212 103,450 122,486 333,135 181,463 125,740 615,919 205,066 371,695 2,483,576 828,376 1,452,372 4 130,638 38,946 75,014 6 453,056 202,599 226.940 3 452.371 280,863 132,846 2 38,326 1 $.584 22,770 7 517,207 216,152 277,486 4 289,903 129,343 125,391 6 -35,065 156,416 129,230 3 129.535 82, >\6 41,535 10 882.039 430,283 411,054 6 286,503 88/98 162,463 6 2,530,987, 867,193 1,547,621 3 966,006 469,011, 394,524 6 333,061 144,561 165,550 5 1,022,678 492,430 397,630 Other reserve cities 1 . . . 4. Columbus 4. Toledo ... 5. W a s h i n g t o n . . . . . . . . . 7. Cedar Rapids. 7. Des Moines. . . 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Sioux City 8. National Stock Yards. 9. St. Paul.. 10. Kansas City, Kansas. . 10. Lincoln 10. Pueblo. 10. St. Joseph 10. Topeka. 10. Tulsa. *. 10. Wichita 11. Fort Worth Country banks, by districts 1 • Boston. 2. NeVYork 3. Philadelphia 4. Cleveland 5. Richmond . 6. Atlanta.7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas. 12. San Francisco 71 3 4 13 1 3 2 4,881,483 400,636 336,744 853,724 67,000 197,030 35,632 602,591 711,960 76,372 84,486 330,709 49,385 101,037 29,340 63,924 75,594 347,571 209,942 307,806 1,830,547 2,643,776 116,899 233,239 85,106 239,952 312,627 492,450 15,576 29,087 91,440 74,759 7,817 24,207 175,222 370.085 265,593 390,485 43,143 28,622 39,460 41,937 159,828 141,607 26,71 18,217 38,930 56,141 13,199 15,001 23,689 36,541 31,762 36,120 132,071 185,259 70,532 119,569 180,942 110,498 6,484 42,443,652 16,296 013 21,581,810 314 3,475,624 1,403 123 1,717,593 704 7,527,599 3,027 035 3,624,422 620 3,765,856 1,348 981 1,922,634 660 3,961,437 1,436 821 2,074,348 445 2,754,367 1,123 274 1,386,456 334 2,838,676 1,060 667 1,457,236 924 6,482,940 820 3,540,368 475 2,110,694 351 1,114,981 467 1,949,685 733: 341 1,036,225 702 2,214,194 840, 913 1,140,984 603 2,753,282 920 1,339,649 236 2,609,29 i l m ' 767 1,226,914 See contents page for basis of classification of member banks. Includes both central reserve city and reserve city banks. For other footnote, see opposite page. 3 Reserves, cash, ObligaObligaCorporate tions Other tions of guaranbonds, States and ( in&tng teed by political notes, and F. R. U. S. subdiviBank Governstock) ment 15,260 7,527,790 3,223,252 9,148 1,666 659 3 6,771 948 12 228 15 44 309 333 38 13 ,126 470 ,807 120 160 28 77 451 104 100 260 538 ,608 ,530,826 ,938 31,876 866 630,639 873 113,401 101 786 91,608 15 266 8,189 41 676 14,405 428 391 235,478 41, 83 25,701 37: 928 29,462 63, 321 18,716 26, 432 5,738 541, 300 325,613 Total Reserve with Federal Reserve Banks 314,320 39,252,126 19,911,777 2,061,866 166,190 17,604,242 10,083,200 5,683 732,386 413,712 98,133 8,667,535 5,304,815 9,849 891,110 434,160 3 593,272 282,576 f7°S 148,706 68,046 1,345 328,776 140,521 14,089 2,619,659 1,632,756 5,259 448,212 231,721 1,320 300,038 128,146 1,462 437,321 180,589 2,582 529,884 184,982 22,302 1,907,343 1,081,176 ,001,314 45,109 39,480 133,866 21,945 27,105 32,973 17,332 19,191 31,212 138,586 11,941 8,923 31,245 968 13,415 27,660 37,004 4,741 29,548 22,114 91,684 87,336 19,317 108,619 410,119 28,043 17,278 106,731 16,957 16,618 10,720 7,364 5,122 6,937 60,114 4,512 13,645 6,472 951 9,306 6,894 11,833 50 9,519 12,880 19,314 13,635 2,839 22,385 38,480 6,273,088 3,446 266,035 297,538 666,320 Wr 265,246 Hil 185,784 489 126.663 573 146,071 1,619 139,895 1,009 296,449 4,084 738,421 225 66,996 949 194,759 945 157,420 53 15,948 848 200,399 615 148,329 582 165,095 293 74,092 1,635 460,212 448 116,706 4,866 761,266 1,500 272,320 461 117,198 1,614 393,926 3,179,055 129,725 143,305 373,374 125,422 84,893 73,770 52,291 73,143 151,852 392,593 29,901 94,156 64,153 7,660 99,050 62,284 74,733 24,831 200.214 60,436 416.215 167,365 74,735 202,954 242,264 32,391 7,806 14,210 21,585 22,129 1,689 36,524 24,331 3,158 2,853 4,616 S96 2,477 6,737 17,989 10.464 10.465 155,695 17,495 3,403 32,558 596 8,417 1,856 19,626 30,284 1,314 56 10,312 584 1,160 172 1,112 800 11,650 9,059 5,241 9,163 2,082,331 612 166,580 477 116,244 1,879 318,376 156 27,101 285 81,430 63 11,530 1,126 259,433 1,254 296,000 135 37,764 180 44,249 795 136,278 92 29,234 190 40,971 72 It.786 32,057 36,794 !8i 600 171,062 318 94,380 660 168,056 973,122 80,722 63,861 170,655 13,377 33,716 4,406 118,987 143,669 16,591 19,535 63,355 11,034 21,821 5,923 13,584 17,251 51,459 53,208 #,968 ,333,604 225,616 641,473 293,748 321,631 162,336 280,153 537,418 159,582 117,018 193,136 232,198 169,295 ,126,612 117,476 209,329 187,523 119,251 76,199 34,772 156,902 58,890 59,787 34,971 35,396 36,116 100,487 11,346 22,533 12,850 9,226 6,074 5,837 10,355 4,439 3,210 4,090 5,859 4,668 13,292,465 1,123,049 1,852,076 975,810 1,090,743 990,806 1,089,181 1,782,276 720,370 576,176 911,386 1,450,498 730,094 5,676 ,400 466 ,929 900 ,109 470 ,815 504 ,833 406 733 421 006 807 681 298 493 2 6 1 , 516 347, 286 470, 369 320, 630 •3:38 210,343 114,708 120,854 102,973 100,216 164,880 57,958 39,107 48,285 84,800 61 465 11 RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT ASSETS [In thousands of dollars] and bank balances Demand balances with banks in U. S. (except private banks, etc.) Other balances with banks in U. S. Balances with banks in foreign countries Cash items in process of collection Bank premises, furniture, and fixtures Other real estate owned Assets indirectly representing real estate Customers' liability on acceptances Income accrued but not collected Total assets Other assets 7,435,198 27,582 48,608 9,767,095 1,023,130 21,171 91,017 325,456 268,162 211,002 153,439,169 1,105,294 32,447 85,735 116,963 58,553 14,663 42,609 259,462 36,903 35,836 81,650 186,807 153,666 13,008 2,666 40,532 5,904,486 2,727 255,468 28,087 3,079,339 809 303,242 401 216,539 60,695 25 135,075 664,611 2,266 59 168,126 340 129,100 174 167,128 100 148,753 5,544 576,410 335,313 16,743 153,710 16,015 7,471 3,235 11,304 24,070 6,035 876 7,982 42,959 461 2,194 6,044 9,872 702 305,376 31,811 209,687 4,328 26 138,144 6,003 93,877 598 5,969 145,278 5,486 64,452 7,554 6,656 I,138 2,184 22,048 3,391 13 * 555 77,262 4,050 1,193 66,479,955 2,763,474 30,846,276 3,202,430 2.574.245 509,698 1,062,549 9,802,681 1,525,186 939,729 1,273,946 1,552,141 10,427,600 967, 650 777 5,316 324 103 5,780 ,845,116 82,299 1,685 42 100,075 555 208,320 68,047 173 78,398 20,784 51,175 32,858 14 101,568 749 226,729 18,158 60,041 49.913 4,040 54,897 12 37,098 48,272 15,078 575 99,836 511 25,491 19 618 238,292 70,206 334 24,688 492 128,853 158,619 10,658 10,825 23,228 6,607 3,438 2,621 4,366 4,704. 5,768 10,063 790 3,492 496,725 49,773 11,861 58,182 9,142 17,620 4,060 66,314 101,130 6,272 21,486 50.914 6,264 10,566 1,530 5,319 7,140 22,563 11,233 35,356 47,050 7,142 1,454 14,711 994 .625 256 4,678 5,547 831 1,520,768 '•81 278,420 280 344,454 115,323 95,662 133,146 116,968 148,974 1 44,161 48,290 152 33,336 77,597 534 84,437 312 482,148 50,048 98,092 47,190 41,076 33,998 39,838 55,124 Hll 131 1:057 ;964 155 8 323 062 119 243 i \% 817 38 "• 31 147 24 81 21 004 Vd 912 174 706 673 083 142 601 906 I 13 38 171 99 1,174 12 280 87 888 4,166 477 608 25 72 214 270 1,467 304 21 661 769 508, 101 506 651 212 330 480 351 773 303 335 386 717 258 7 045 460 945 11 063 329 016 941 955 4,854,153 251,530 395,730 274,685 369,114 347,054 450,065 660,438 319,387 226,852 481,431 815,024 262,843 8,303 456 I 247 75 69 65 212 40 200 438 277 899 753 226 370 259 1,048 2,174 407 8 J 319 251 111 31 1,619 400 2,791 263 20,034 "in 8,397 475 144 116 25 678 871 193 25 * S 1,024 1,451 3,450 1,242 15,334 4,558 11,264 Wll 12,919 2,806 436 688 185 481 664 2,899 1,012 1,641 i?:$ 13,947 33,448 34,738 2, 567 287 22,647 27,167 l '% 1,658 28,110 14,113 50 246 148 96 265 52,929 303 5,696 247 775 2,289 8,888 159 1,342 361 182 1,995 669 174 $ $ 7,015 1,988 1,151 '•SB \'M\ 396 1,852 6,119 943 889 886 403 18,561 »,-$•»23,571,908 1,022,093 804 964 2,428 2,416 529 98 387 969 3,015 99 367 188 2 1,982 137 249 5,841 9 456 140 2,348 5,457 ,286 279 4,549 AS 2,330 825 8,118 24 223 816 140 3,099 80 1,291 831 371 645 1,039 8,093 220 3 583 107 1,200 II,524 348 1,245 1,049 6,426 256 106 778 593 3 1,779 1,813 268 291 1,183 319 12 776 2,819 33 403 1,718 106 240 3 7 - g 320 4,742 8,658 356 1,022 1,157 188 684 1,642 494 307 163 387 990 1,268 ,338 ,298 ,592 979 702 718 642 ,999 254 588 327 870 ,369 457 106 1 153 284 913 704 577 39 124 276 149 175 5,747 1,230 535 70 712 549 1,469 311 17 189 58,431 6,359 18,782 3,375 3,093 2,007 665 '1,237 4,847 45,701 4,492 10,167 3,440 3,262 4,806 3,112 5,301 2,251 1,138 1,273 3,663 2,796 85 17 192 53 182 it? M75 2,003 Federal Reserve district numbers, and reserve cities All m e m b e r b a n k s Reserve bank c i t i e s 1 1. Boston 2. New York 2 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 83 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 1,115,321 2,770,351 916,728 629,592 416,943 402,252 479,343 927,884 3,245,106 198,682 651,874 615,686 54,683 722,616 446,786 504,874 205,311 1,373,457 408,696 3,318,324 1,257,392 454,284 1,433,630 Reserve branch cities 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 5. Charlotte 3 6. Birmingham 6. Jacksonville 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma City 10. Omaha 11. El Paso 11. Houston 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake City 8 12. Seattle 7,038,166 574,962 455,903 1,190,421 95,095 281,715 47,433 869,257 1.018.246 115,268 129,076 471,737 79,171 143,016 44,312 96,739 113,477 522,913 306,246 483,179 Other reserve c i t i e s 1 4. Columbus 4. Toledo 5. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Sioux City 8. National Stock Yards 9. St. Paul 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. Topeka 10. Tulsa 10. Wichita 11. Fort Worth 56,349,140 Country banks, by districts 4,662,456 1. Boston 9,510,865 2. New York 4,797,877 3. Philadelphia 5,101,213 4. Cleveland 3,787,935 5. Richmond 3,979,490 6. Atlanta 8,334,920 7. Chicago 2,855,171 8. St. Louis 2,547,911 9. Minneapolis 3,142,239 10. Kansas City 4,244,653 11. Dallas 3,384,410 12. San Francisco Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page. For other footnotes, see opposite page. 12 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON DECEMBER 31, 1951, OF BANKS IN EACH CENTRAL LIABILITIES [In thousands of dollars] Demand deposits Federal Reserve district numbers, and reserve cities All m e m b e r banks.... Total Individuals, partnerships, and corporations United States Govern- States and political subdivisions Time deposits Banks in United States tries Certified and officers' checks, etc. Total Individuals, partnerships, and corporations United States Govern- Postal savings States and political Banks Banks n u! s. fin eign tries 109,970,466 83,240,152 3,100,730 6,665,709 12,634,017 1,368,777 2,961,081 31,045,022 29,128,499 243,210 13,557 1,237,846 22,357 399,553 Reserve bank cities1 1. Boston 2. New York 2 . . 3. Philadelphia.. 4. Cleveland.... 5. Richmond. .. 6. Atlanta 82 7. Chicago . . . . 8. St. Louis 9. Minneapolis.. 10. Kansas City.. 11. D a l l a s . . . . . . . 12. San Francisco 50,409,160 36,377,722 1 590,346 ,652,845 7,708,029 2,276,643 1,708,755 54,990 152,564 294,464 25,184,821 18,181,399 864,331 328,414 3,385,981 2,677,733 2,029,807 68,634 77,879 467,649 1,705,612 1,397,378 71,834 64,150 144,328 399,174 234,551 8,104 31,915 119,585 889,418 544,466 22,324 97,467 209,676 7,252,679 5,331,192 266,675 259,800 1,271,573 1,250,008 847,295 42,097 19,639 330,490 774,920 485,307 18,276 33,962 220,085 1,124,594 601,606 22,924 38,536 453,260 1,300,403 689,577 27,302 54,610 485,905 5,573,155 4,326,389 122,855 493,909 325,033 Reserve branch cities1 2. Buffalo 4. Cincinnati. . . . 4. Pittsburgh. . . 5. Baltimore.... 5. C h a r l o t t e 8 . . . 6. Birmingham.. 6. Jacksonville... 6. Nashville. . 6. New Orleans.. 7. Detroit 8. Little Rock. 8. Louisville... 8. Memphis. . . 9. Helena 10. Denver 10. Oklahoma City 10. Omaha 11. El Paso. . . 11. H o u s t o n . . . 11. San Antonio.. 12. Los Angeles.. 12. Portland 12. Salt Lake City 12. S e a t t l e . . . . . . 17,262,906 12,818,788 672,445 553,568 814,461 629,422 2,041,647 1,675,647 734,770 553,807 514,984 317,072 328,721 239,591 318,265 179,195 344,497 184,693 752,132 448,270 2,128,412 1,672,762 167,874 95,738 548,284 325,417 488,883 285,678 45,785 21,959 552,606 407,638 369,629 204.686 430,829 269,522 160,815 103,319 1,162,998 819,770 322,009 235.687 2,143,036 1,872,256 837,289 658,414 341,888 237,384 1,040,647 827,293 494,845 1,040,645 2,636,506 21,120 55,451 28,568 30,373 13,810 132,407 83,627 40,852 222.453 19,826 50,153 104,850 12,040 36,882 141,461 7,029 29,680 50,831 4,304 33,093 97,597 6,836 48,152 102,870 11,296 100,579 176,861 123,272 96,670 196,293 2,219 23,802 44,216 15,147 15,252 187,047 5,467 28,713 165,160 369 10,590 12,441 17,328 28,777 91,456 4,857 41,668 113,365 10,634 18,293 129,195 2,028 6,280, 44,367 18,502 67,541 235,513 3,603 12,279 60,602 50,912 42,682 130.454 17,557 100,920 36,991 4,178 45,050 50,756 22,321 93,476 80,752 5,554,044 440,522 317,411 924,631 71,571 236,813 25,407 681,190 766,061 92,337 3,809,162 288,433 255,080 807,736 35,526 113,796 21,333 471,329 541,655 53,617 139,104 8,527 13,986 16,449 1,332 5,487 774 15,484 25,189 1,146 109,073 370,737 18,936 226,043 532 18,211 543 35,841 88,974 86.060 61,315 118,459 33,804 69,991 93,916 463,430 272,187 405,189 23,081 67,904 24,923 39,249 49,372 360,650 180,073 230,426 677 • - $ 799 4,232 11,907 5,270 7,108 9,603 11,694 1,368 2,880 27,078 15,096 32,961 19,481 27,116 35,229 4,798 24,178 12,830 67,364 50,685 124,421 Other reserve cities, 1 4. Columbus.. 4. T o l e d o . . . . 5. Washington. . . 7. Cedar Rapids. 7. Des M o i n e s . . . 7. Dubuque. . 7. Indianapolis... 7. Milwaukee 7. Sioux C i t y . . . . 8. National Stock Yards 9. St. Paul 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph. . . . 10. Topeka 10. Tulsa 10. Wichita 11. Fort W o r t h . . . Banks in foreign Country banks, by d i s t r i c t s . . 36,744,356 30,234,480 3,160,766 2,585,734 1. Boston 2. New York. . . . 5,401,728 4,371,363 2,626,707 2,307,209 3. Philadelphia... 4. Cleveland 2,941,200 2,550,811 5. Richmond. . . . 2,574,900 1,998,493 3,002,311 2,273,180 6. Atlanta 5,016,355 4,244,764 7. Chicago 2,010,190 1,686,027 8. St. Louis 9. Minneapolis... 1,634,702 1,348,247 10. Kansas City. . 2,565,150 2,064,680 3,676,661 2,981,362 11. Dallas 2,133,686 1,822,610 12. San Francisco. 417,802 1,004,373 71,196 50,169 11,565 19,461 204 65,884 4,837 29,561 61,167 48.059 1,466 863 74,323 99,484 31,491 137,311 5,008 31,926 876,435 3,554,417 1,285,109 100,587 221,306 107,258 154,666 602,620 110,840 75,028 148,352 17,545 107,620 194,893 25,674 60,069 295,660 161,288 55,120 394,800 235,135 125,879 472,783 100,789 37,303 198,787 68,484 31,867 149,332 86,581 40,475 346,870 85.700 52,293 327,671 249.961 35,528 201,343 35.854 1 See contents page for basis of classification of member banks. * Includes both central reserve city and reserve city banks. For other footnotes, see opposite page. ,306,282 28,682 ,131,231 12,382 41 38,282 2,313 3,129 1,319 1,511 80,797 44,708 2,702 742 2,422 1,433 162 87 7,204 5,926 ""48 116 69 4 2,339 5,947 1,909 7,249 1,501 4,847 7,169 18 4,977 252 1,127 447 348 10,618 1,913 1,020 23 53 2,914 42 212 2,522 1,919 ,773,936 37,188 ,293,465 21,382 21,498 4,848 15,444 85,157 8,174 14,161 6,949 41,498 224,172 9,751,659 8,808 760 85,810 1,360 184,237 174 786 6,445 2,029,611 1,645 278 42,920 231,411 218 514 30 74 711,216 692 498 76,912 71 066 3,310 104,137 101 933 2,155 15 1,897,307 1,838: 892 4,600 555 160,612 158 552 1,550 510 99,582 99; 331 1 82,847 82 796 1 119,360 1 1 2 : 720 4,054,427 3,612; 394 24,800 198 227,414 4,694,565 4,419,157 19,544 1,149 11,036 275,041 272,290 7,707 217,366 190,315 428,672 16,646 411,925 278 4,701 122,657 122,037 600 7,367 63,311 41,810 3,052 1,590 61,026 61,026 3,989 54,866 52,916 103,310 1,946 99,808 7,922 119,400 113,839 34 945,983 33,489 939,079 975 1,899 20,774 20,543 225 63,100 5,373 61,310 1,770 3,749 86,932 84,522 426 6,362 6,307 50 7,338 126,485 124,889 1,550 5,053 43,808 26,470 100 3,181 43,941 43,933 3 31,861 27,518 2,133 15,725 125.217 92,768 7,929 65,690 45,861 1,499 39,483 966,312 870,437 515 21,906 333,191 326,267 45 4,519 85,924 82,524 2,025 1,020 11,958 303,336 300,763 2,183 ••?s? 176,434 1,055,355 22,179 103,973 17,319 115,268 29,381 189,930 315 17,579 27,014 "•m 19,271 20,318 136,350 29,288 191,442 640 17,030 986,478 24,243 90,285 820 111,850 162,496 10)488 17,579 24,454 2,545 19,271 133,467 2,610 186,823 4,195 17,023 4,135 11,583 62,149 1,581 62,149 838 2,208 2,145 2,885 404 8,065 3,198 23,753 13,612 12,877 6,305 22,041 12,458 28,163 19,242 49,068 13,607 12,872 6,105 22,036 11,317 27,628 17,027 48,908 783,297 143,968 161,219 78,550 62,202 59,337 41,162 72,098 19,589 18,463 27,425 62,852 36,432 135 5 55 25 467,445 5,731 382,553 3,000 23,040 150 318,223 12,464 329 18,650 68 2,530 6 26 8 52,750 510 250 50 6,640 351,095 4,610 252,384 2,331 2,131 620 26,816 230 15,965 479 20 18,235 212 2,911 5,527 5,874 2,410 34 17,150 2,210 32,413 18,314 95,260 6 -Ig 55 20 12 100 8 390 26,571 1,428 12,577 286 3,363 421 15 268 419 10,000 200 1,130 95 2,200 160 15,543,443 14,914. 104 113 613 10,913 1,116,298 1,099, 748 5: 722 2,225 3,386,313 3,311, 831 10 805 20 1,711,805 1,647, 882 6 281 440 1,762,276 1,671, 946 i; 471 592 931,743 858, 689 30, 940 1,531 712,030 678, 709 17, 727 3,684 2,792,701 2,706, 164 5, 914 1,449 653,723 610, 226 3, 226 167 748,817 739, 849 1, 918 133 370,746 352, 799 7, 140 198 323,527 263, 541 13, 881 379 1,033,464 972, 720 588 95 435 15 491,446 8,475 61,781 56,648 88,205 39,764 8,091 78,487 39,706 6,733 10,158 41,397 52,001 12,867 128 1,876 54 62 819 3,819 687 398 184 451 4,329 60 13 RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars] Bills payable and other borrowed money Acceptances outstanding Other liabilities 25,612 352,668 1,826,914 5,395 326,917 1,325,945 29,897 33,633 224,151 953,665 28,458 4,378 26 15,685 4,583 11,506 7,255 61,927 3 '°s% 13,259 9,856 287 3,592 7,956 22,647 185,561 30,953 5)395 18,536 50 246 151 96 265 303 8,920 247 174 9 456 6,187 24 587 630 191 4,000 220 4,000 ,217 ,950 ,795 ,340 870 ,440 300 300 58 •,i50 14 8 4 6,995 1,266 535 70 712 551 2,679 311 17 189 665 Capital Surplus Undivided profits 143,220,682 3,142,240 4,809,311 1,884,390 61,819, 076 ,429,619 64,125 2,524, 410 28,397. 643 692,474 65,597 2,941, 980 43,000 2,432. 539 480. 669 8,082 1,005 061 17,200 9,219 168 206,570 42,150 1,426 899 884. 925 12,500 1,211 320 20,850 1,450 366 42,650 9,844, 096 214,421 300,114 118,325 ,270,535 146,732 77,500 14,282 26,058 255,600 37,650 31,500 25,823 42,758 253,351 802,720 37,962 464,701 43,285 17,635 4,999 6,597 67,045 17,223 5,941 14,050 15,222 108,060 267,249 7,058 11,132 23,383 7,870 4,086 6,192 3,093 4,011 9,057 24,693 1,710 5,117 6,044 244 7,309 9,237 5,658 1,126 15,088 2,702 63,810 25,385 7,103 16,141 Other capital accounts Total capital accounts (see page 18) 382,546 10,218,487 92,770,176 83,099,847 128,426 4,660,879 239,064 18,652 20,923 2,448,633 260,450 4,836 141,706 3,571 29,029 1,666 57,488 7,633 583,513 54,298 98,287 1,264 54,804 4,863 62,626 1,903 101,775 1,145 583,504 7,672 399,543 988,891 019,747 257,528 ,430,520 323,816 711,734 328,606 ,044,979 609,984 875,816 964,843 ,843,079 41,859 1,413, 028 14,450 430 12 ,241,731 537,756 556 369 69, 090 388 550,864 675 351 75, 982 150 h ,524,825 196 332 272, 599 540,614 54. 203 ll°2 666 3,633 282,923 421 622 37. 186 1,050 280 782 250,077 23: 827 1,335 165,102 767 228 231 26 3,638 26 211 283 ,5 77 201,933 617 455,203 445 613 42 226 ,576,192 147 ,289 1,828 ,440 5,946 9 ,454 132 ,578 103,281 244 286,001 454 ,866 35. , 0 1 8 401 268,227 402 35 ,844 800 28,935 37 2 ,019 14 388,856 458 38, ,467 214,309 286 30 ,304 28 ,012 344 ,645 242,724 97,003 11 ,373 114 ,563 ''«7 803,200 915 456 71 ,234 1,496 18 ,611 271 ,845 230,404 949 ,716,129 178 ,309 1,823 1,474 711,034 745 75 ,385 303 ,799 262,265 22 ,713 1,210 872 803,874 81, 321 11,380 421,825 24,944 25,450 79,200 8,200 6,500 10,000 11,000 37,950 3,350 10,350 10,000 850 10,100 10,250 9,700 . 3,650 27,700 5,800 55,500 20,200 6,850 22,800 682,095 36,700 39,250 169,150 28,869 24,400 8,100 13,000 12,200 22,330 78,700 4,150 19,150 19,000 911 18,150 10,250 9,700 6,100 26,950 9,160 57,525 29,800 7,550 31,000 39,959 3,895 2,864 6,411 3,397 4,188 450 6,653,578 548,390 435,543 1,120,972 89,151 265,235 44,685 820,937 961,797 109,817 117,275 9,000 7,700 19,750 500 4,750 1,100 12,525 16,600 1,900 180,230 11,500 8,200 35,700 4,800 4,750 1,000 25,000 25,170 2,600 68,466 5,179 3,665 11,226 644 4,220 448 9,796 12,844 695 744 7,159 121,450 440,109 1,000 9,000 5,000 17,500 1,626 3,176 1,952 7,626 31,628 85,201 301,106 «-l,919 215,105 411 282 95 209 784 3,148 1,608 2,898 75,338 135,618 40,204 92,241 107,158 494,741 293,037 457,155 1,350 3,050 1,300 1,450 2,950 7,850 4,500 11,000 1,700 2,750 1,060 1,700 2,550 12,150 6,100 11,000 748 1,060 1,142 1,113 683 6,449 2,075 1,677 35 538 606 235 136 1,723 534 2,347 3,833 7,398 4,108 4,498 6,319 28,172 13,209 26,024 43,793 100,848 25,814 27,258 71,240 26,906 39,695 69,714 361,248 204,999 238,304 52,589,148 ,173,521 ,646,872 4,316,157 107,856 145,088 8,853,506 215,597 284,916 4,358,745 126,443 224,264 4,728,823 115,676 175,378 3,528,863 77,418 118,689 3,735,736 78,002 116,325 7,853,959 145,014 194,006 72,459 2,673,377 56,557 62,086 2,397,397 46,142 76,806 2,944,985 56,931 90,107 4,009,643 82,744 3,187,957 65,141 86,748 745,955 67,058 127,691 75,122 70,540 48,498 37,491 108,792 41,752 32,137 53,131 43,525 40,218 193,644 3,759, 992 346, 299 26,297 657, 359 29,155 439, 132 13,303 372, 390 10,796 259, 072 14,467 243, 754 11,936 480. 961 33,149 181;794 11,026 150. 514 10,149 197 ,254 10,386 010 235 18,634 196 ,453 4,346 370,893 630,816 661,544 236.699 476,424 094.700 435,278 207,827 646,642 359,560 ,050,383 ,784,040 ,786,980 ' Si 278,137 34,877 62,135 16,823 23,765 19,229 18,416 44,292 9,389 13,689 5,939 8,776 20,807 mn '•IS :KI 18,617 893 795 2,773 "2)760 200 999 ••si 384,588 4,549,310 3,906,673 332,035 364,243 26,572 272,103 274,899 20,360 803,237 779,139 69.449 59,099 31,536 5,944 165,647 192,713 16,480 19,710 2,748 18,996 499,656 557,103 48,320 501,304 56,449 625,720 52,993 5,451 72,730 75)713 348,538 233,938 312,892 All m e m b e r banks Reserve branch cities 1 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 8 5. Charlotte 6. Birmingham 6. Jacksonville 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma City 10. Omaha 11. El Paso 11. Houston 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake C i t y 8 12. Seattle Other reserve cities1 4. Columbus 4. Toledo 5. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Sioux City 8. National Stock Yards 9. St. Paul 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. Topeka 10. Tulsa 10. Wichita 11. Fort Worth Country banks, by districts 051,426 672,588 1. Boston 790,748 2. New York ,418,788 3. Philadelphia ,712,244 4. Cleveland ,220,344 5. Richmond ,592,174 6. Atlanta ,640,671 7. Chicago ,860,242 8. St. Louis ,467,752 9. Minneapolis ,405,639 10. Kansas City ,294,288 11. Dallas ,975,948 12. San Francisco Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page. Cash items reported in process of collection were in excess of demand deposits other than interbank and United States Government. Digitized for For FRASER other footnotes, see opposite page. Federal Reserve district numbers, and reserve cities Reserve bank cities 1 33,900,017 1. Boston 1,643,039 2 16,723,939 2. New York 1,825,826 3. Philadelphia 1,266,487 4. Cleveland 210,619 5. Richmond 8 522,302 6. Atlanta 2 5,011,538 7. Chicago 706,982 8. St. Louis 404,330 9. Minneapolis 479,963 10. Kansas City 636,932 11. Dallas 4,468,060 12. San Francisco 22,158,880 953,003 1,039,339 2,498,019 862,525 592,406 393,116 376,021 453,132 885,271 3,097,817 189,228 616,856 3 579,842 7 52,664 5,049 684,149 416,482 2,589 476,862 2,092 193,938 1,262 1,302,223 7,821 390,085 2,362 30,080 3,140,015 10,897 1,182,007 3,759 431,571 1,352,309 8,135 182,873 5,467 7,266 27,549 5,002 13,846 3,369 2,890 5,022 4,819 23,175 580 5,472 1,408 106 Total liabilities Demand deposits adjusted (see footnote on page 1) Net demand deposits subject to 14 ALL MEMBER BANKS—ASSETS A N D LIABILITIES ASSETS [in thousands of dollars] Loans and investments State Total, all States New England: Maine New Hampshire. . . . Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia. Virginia West Virginia North Carolina. South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Number of banks Total Loans (including overdrafts) U. S. Governdirect obligations 6,840 112,247,105 49,560,596 51,605,887 38 52 39 140 8 63 278,117 166,068 121.412 3,372,305 633,206 1,150,613 125,065 125,093 76,518 74,602 57,892 51,282 1,539,937 1,569,141 273,498 333,640 431,602 563,778 536 26,498,666 13,396,378 10,472,875 272 3.829.077 1,378,906 1,942,673 725 8,206,643 3,445,774 3,685,078 Obligaguaranteed by U. S. Govern- Reserves, cash, Obligations of States and political subdivi- Other bonds, bentures 15,260 7,527,790 3,223,252 185 41 18 222 16 10,073 7,507 3,137 80,888 18,834 40,258 222 1,753,703 365,828 616,064 759,201 128,067 429,712 112,523 9,935,363 935,872 13,074 29,793 2,534,382 5,918,004 459,033 1,279,391 300,958 106,826 189,309 86 31 404,282 121.159 654.160 323,377 93,433 187,864 51,528 313,112 99,349 63,853 11,450 1,840,487 3,692 726,807 18,019 3,403,818 7,257 1,169,568 3,027 580,126 894,485 316,470 1,995,297 597,821 261,169 141,890 61,285 118,654 97,682 34,300 920 7 13 3 95 108,750 109,857 155,327 9,958 15,739 67.628 85,458 69,397 22.738 66,953 6,006 6,241 18,327 22,265 3,457 654,439 1,719 341,774 8,883 1,190,596 324 63,292 442 90,558 1,364 326,064 1,529 393,867 285,137 153,764 543,734 31,036 44,155 155,756 171,143 24,369 20,934 40,577 3,765 5,059 11,191 14,494 10.629 42,313 14,347 70,312 36,221 61,076 23,795 66,158 102,979 5,616 36,519 33,105 34,483 11,903 23,284 13,261 17.739 20,035 1,747 2,249 1,921 3,267 1,645 1,789 697 2,105 2,470 109,594 360,763 325,003 497,398 234,761 351,626 166,607 457,363 492,029 52,286 172,586 174,265 269,410 102,402 146,672 63,140 186,560 191,412 5,475 29,457 27,498 43,240 21,689 24,799 15,815 24,364 36,548 2,068 3,641 1,741 580 390,656 514,866 346,837 106,606 157,011 217,443 162,238 36,720 23,103 31,446 26,922 7,933 893 194,300 78,257 238,532 197,731 942,390 11,167 25,294 21,724 104,370 560 482 310 1,544 462 607 678 188 143,189 88,819 80,398 340,184 113,828 106,938 155,883 32,327 65,694 44,120 29,530 154,331 36,359 44,262 89,264 19,989 8,414 6,299 4,929 15,989 538,026 315,015 IMl 29,229 2,958,633 264,104 189,410 1,619,280 34,199 16,850 133,569 1.734.078 973,355 2,816,488 223,214 285,595 812.413 878,552 792,671 759,796 425,979 413,062 1,384,052 1,200,353 78,000 128,919 117,984 145,176 338,904 386,187 331,599 437,606 15 75 15 204 109 54 32 66 74 295,272 992,901 880,174 1,403,890 623,682 832,046 398,189 1,043,580 1,254,802 130,531 353,709 325,273 637,068 221,611 395,348 144,063 514,158 405,475 146,749 558,108 505,528 658,740 352,302 350,534 216,368 443,420 723.836 114 84 93 31 878,620 1,313,525 862,159 242,541 375,059 660,691 346,926 89,182 449,412 539,180 398,368 105,516 4 6 2 3 29,420 90,804 95,943 44,515 22,657 19,203 19,179 2,745 68 47 223 581 440,990 1,097,197 1,158,236 4,958,440 147,347 231,042 385,421 608,723 446,523 574.837 2,428,930 2,165,172 203 51,008 91,245 110,863 286,521 10,497 9,404 23,717 67,253 84 23 39 93 34 5 30 6 409.516 335,063 192.523 888.524 222,284 362,875 437.517 159,277 17,590 9,454 9,055 30,848 8,824 22,937 22,424 6,827 12,227 1,179 2,722 14,575 1,222 8,226 3,037 4,147 157,947 102,362 702,291 26,071 13,659 363,774 949 137 Mutual Savings Banks l . . . 17,766 703,970 617,195 527,545 472,975 6,046,626 4,790,912 5,794 314,320 39,252,126 19,911,777 2,061,866 31,565 26,5)8 16,201 609,102 76,097 160,491 206 160 178 42 62 139 215 51 1,507,712 30 1,118,292 119 11,939,916 Cash^in 885 83,779 456 65,671 334 35,509 9,148 1,174,673 3,633 147,989 3,176 435,637 2,299,383 671,291 3,623,663 1,587,738 616,177 239,727 176,618 109,883 463,515 123,834 133,108 207,371 90,337 Reserve with Federal Reserve Banks 12,965 4,723 4,834 100,159 6,672 27,847 6,034,460 2,064,500 9,818,101 4,336,876 1,763,623 139,347 146,831 70,553 378,042 87,942 197,962 203,674 57,778 Total 13,924 9,728 7,052 153,698 15,763 124,194 419 238 512 231 166 3,131,237 1,216,772 5,209,136 2,319,069 987,102 Corporate stocks (including F. R. Bank stock) 244 58 11 19 263 65 499 35 333 7,084 10,833 526,232 !:$ 575,253 10,301 2,598,721 53 2,549 1,253 £8? 7,204 3,543 275 STATES LOCATED I N TWO F E D E R A L RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2 . . . New Jersey—Dist. No. 2 . . . Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 . . West Virginia—Dist. No. 4. Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 . . . . Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10. Oklahoma—Dist. No. 1 0 . . . Arizona—Dist. No. 12 1 16 185 59 195 12 33 19 70 177 360 190 125 45 10 210 4 275,513 3,147,992 249,758 3,145,930 90,852 869,316 201,062 812,405 1,807,107 9,199,178 4,193,940 1,607,708 1,011,911 139,157 1,139,267 312,183 103,320 1,177,486 107,852 1,293,833 35,780 304,162 75,362 358,523 574,156 3,432,975 1,538,251 563,165 448,564 55,085 437,818 179,284 143,925 1,545,131 123,318 1,467,555 45,505 490,849 84,106 385,392 1,073,504 4,860,991 2,241,904 897,207 462,750 76,391 567,787 108,029 12 487 144 3 6 37 7 74 31 659 19 35 19,805 312,940 13,516 211,960 7,202 64,715 38,739 54,003 110,634 598,554 310,149 84,617 74,572 6,191 107,740 16,246 These banks, two in Wisconsin and one : n Indiana, are included in the figures for those States, 7,848 100,962 4,359 161,509 2,034 8,124 2,378 11,865 45,622 289,666 96,601 59,960 23,529 1,167 23,672 8,035 603 87,823 10,986 762,460 713 112,502 10,929 950,468 331 27,240 1,466 405,029 474 87,825 337,952 2,616 3,154 635,908 16,985 3,203,200 6,961 1,137,302 2,728 535,430 1,837 518,256 323 59,362 2,231 563,689 554 93,444 39,343 377,302 33,027 508,433 12,726 196,693 29,561 146,119 279,192 1,906,485 582,246 242,089 212,589 20,191 194,682 36,908 10,128 84,502 8,984 67,390 2,915 17,847 6,312 23,182 53,070 105,177 94,004 30,666 11,826 3,649 20,769 9,957 15 OF BANKS O N DECEMBER 31, 1951, BY STATES ASSETS [in thousands of dollars] and bank balances Demand balances with banks in U. S. (except private banks, etc.) 7,435,198 Cash items in process of collection Balances with banks in foreign countries Other balances with banks in U. S. 27,582 22,451 16,511 10,017 128,260 19,475 109,376 14 3 15 2,685 70 395 335,972 206,796 465,453 3,591 490 1,147 354,897 244,516 554,068 201,351 158,326 404 80 1,225 832 65 144,268 115,226 245,760 23,941 35,225 95,870 178,094 398 212 524 4 24,647 87,251 63,493 134,820 82,027 79,376 55,212 94,716 172,150 122 48,608 9,767,095 1,023,130 40 477 787 5,246 300 150 89,647 36,196 357,587 769 703 4,492 75,724 10,887 16,618 103,505 3,503 9,802 37,047,913 4,828,419 10,874,759 10,611 26 1,077 1,317 298 662 79 6,040 416 147 13,294 3,746 24,550 10,195 3,298 5,844 2,314 7,958,285 2,814,754 13,304,820 5,556,748 2,363,722 820 4,974 1,191 448,293 104,445 732,307 271,058 126,231 52,873 17,178 42,780 33,470 12,584 54 104 343 273 20 199,796 51,638 359,767 4,521 6,119 62,977 29,946 9,761 5,960 505 23 1,663 18 27,064 71,295 59,678 109,381 28,573 100,679 32,222 151,502 91,673 2,343 11 2,267 824 35 471 234 25 2,356 5,954 5,403 l:t?, 456 9 117 1 3,191 130 8,111 4,633 3,626 ' ^ 758 1,476 1,011 495 394 696 2,409,729 1,325,498 4,040,124 288,633 379,765 1,146,310 1,279,776 479 2,102 1,049 1,809 399 1,663 488 2.589 3,122 241 3,174 825 2,134 1,766 2,793 285 2,269 1,246 408,604 1,370,714 1,223,855 1,923,802 867,701 1,197,747 569,351 1,522,261 1,771,801 1 '722 5 656 535 1,200 719 603 ? : $ 16,241 19,347 19 108 593 353 71 66 85 214 1,061 115 79 139 66,993 104,566 42,183 9,943 6,398 17,535 8,428 3,668 214 225 360 36 40 29 527 477 1,306 1,629 1,949 1,723 40 580 910 1,300 189 1,278,296 1,849,516 1,222,640 353,159 26,377 127,839 65,140 381,303 3,180 11,860 7,485 65,452 5 148 347 7,674 114 754 6,038 10,893 '•88 345 3,460 1,641 6,003 361 14 4,729 639,295 1,646,827 1.750.308 7.680.309 17,683 13,327 5,494 62,797 6,076 22,991 26,661 3,432 3,422 3,499 1,600 3,608 2,580 5,713 3,829 1,858 30 32 27 98 96 803 65 38 9 887 46 183 2,040 221 1,308 93 451 238 149 94 2,124 63 711 397 204 557,282 427,608 274,825 1,236,587 339,172 478,573 598,641 194,155 148,783 71,522 837,470 19,754 15,736 103,140 366 24 1,659 3.590 4,119 38,433 1,011 1,000 21,065 2,071,074 1,454,596 15,116,012 45 60 173 69 25 1 1,739 54 38 60 51,306 25,013 40,445 106,755 64,434 28,251 32,754 5,363 209,979 134 4,709 990 355 1,485 522 70 100 217 218 215 78,459 134,076 289,871 1,163,673 4,878 593 14,617 218,808 47,998 86,503 518 153,439,169 31,998 1,043 159 30,018 3,346,820 25 162,702 1,372 597,710 1:18 211,002 365,582 233,862 158,770 4,633,924 796,333 1,606,732 35 28 2,241 268,162 325,456 Total assets Other 692 154 99 8,344 502 910 36,577 11,819 17,842 '•m 19,642 15,114 6,119 350,952 33,142 125,149 Income accrued but not collected 382 4 132 8,600 1,768 1,324 304 52 23 1,380 1 10 82 409 91,017 21,171 67 37 23 47 6 212 34 8 20 270 190 143,539 161,328 114,946 52,010 Customers' liability Assets indirectly representing real estate Other real estate owned Bank premises, furniture, and fixtures 12 207 524 334 6,235 976 l l'M9 98 305 507 38 28,397 100 225 857 475 7 25,429 140 403 27,737 20,381 State Total, all States New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks1 OF BANKS LOCATED I N F E D E R A L RESERVE D I S T R I C T S P E C I F I E D 22,113 157,157 65,773 148,091 8,229 80,230 42,641 114,650 208,047 483,434 190,261 138,747 119,127 30,436 282,633 24,681 432 10 127 558 477 14 10 50 65 187 150 762 11 2,267 822 35 174 207 16,230 143,042 4,708 225,869 3,360 109,768 9,311 53,991 95,538 704,612 269,236 123,828 174,353 4,936 64,843 21,691 For footnote, see opposite page. 5,136 38,516 2,827 35,123 373 9,402 3,333 11,850 14,155 38,420 32,224 11,429 5,946 1,475 7,288 5,147 36 315 136 1 148 5 225 79 162 269 17 60 347 803 35 391 15 8,452 159 134 159 311 678 26 1,074 1,317 298 348 5,696 79 303 79 5,990 416 147 287 6,038 456 365 206 '•!$; 2,703 33 1,583 3,487 23,992 10,194 3,003 1,174 221 1,641 1,308 '•85 '•311 650 ?:$! 4,563 3,562 1,036 29 849 669 369,273 3,962,048 365,487 4,149,427 118,796 1,294,319 292,472 1,164,968 2,462,936 12,479,468 5,380,225 2,161,594 1,538,958 200,304 1,719,575 413,554 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 16 ALL MEMBER BANKS—ASSETS A N D LIABILITIES LIABILITIES [In thousands of dollars] Demand deposits State Total Individuals, partnerships, and corpora- United States Govern- States and political subdivi- Time deposits Banks in United States Banks in foreign countries Certified and officers' checks, etc. Total Individuals, partnerships, and corpora- United States ern- Post al ings States and political subdivisions Banks u!ns. Banks in foreign tries Total, all S t a t e s . . . 109,970,466 83,240,152 3,100,730 6,665,709 12,634,017 1,368,777 2,961,081 31,045,022 29,128,499 243,210 13,557 1,237,846 22,357 399,553 New England Maine 207,355 171,279 New Hampshire. . . . 166,026 129,659 Vermont 73,838 63,637 Massachusetts 3,556,136 2,747,609 Rhode Island 464,540 386,436 Connecticut 1,216,367 1,003,683 Middle Atlantic New York 28,824,995 21,095,884 New Jersey 2,716,260 2,241,527 Pennsylvania 7,240,011 5,966,780 East North Central: Ohio 5.122.771 4,154,917 Indiana 1,973,079 1,511,143 Illinois 9,534,500 7,249,189 Michigan 3.284.772 2,615,307 Wisconsin 1,476,817 1,162,484 West North Central: Minnesota 1,708,996 1,153,281 Iowa 974,419 685,961 Missouri 3,242,643 2,168,250 North Dakota.. . 204,689 179,070 South Dakota. . . 288,324 239,910 Nebraska 957,128 699,569 Kansas 1,092,785 756,535 South Atlantic: Delaware 331,045 290,312 Maryland 990,978 762,659 District of Columbia 943,638 825,973 Virginia 1,269,653 917,417 West Virginia. . . 604,294 415,619 North Carolina.. 941,449 676,009 South Carolina. . 469,988 356,247 Georgia 1,230,647 820,417 Florida 1,394,849 1,039,640 East South Central: Kentucky 1,036,979 748,999 Tennessee 1,379,148 876,633 Alabama 911,114 680,102 Mississippi 273,198 181,287 West South Central: Arkansas 516,879 383,637 Louisiana 1,332,791 846,415 Oklahoma 1,490,210 1,092,236 Texas 6,536,364 4,692,790 Mountain: Montana 441,343 357,027 Idaho 308,838 242,374 Wyoming 217,549 166,762 Colorado 938,126 747,154 New Mexico 275,414 197,867 Arizona 356,761 293,354 Utah 428,670 301,318 Nevada 121,285 95,657 Pacific: Washington 1,452,774 1,179,568 Oregon. 979,150 779,045 California 8,470,881 6,891,524 Mutual Savings Banks1.. 124 4,844 4,""' 1,691 91,713 12,269 47,818 19,008 16,397 5,279 245,747 39,728 61,454 6,848 8,897 1,224 338,018 9,694 45,360 28,682 1,865 46 5,374 6,187 2,007 104,367 14,548 58,006 122,627 44,904 68,958 622,816 263,621 275,286 121,891 44,075 68,391 602,131 262,176 272,450 476 Bi 8,995 20 3 1,637 488 555 1,543 30 254 266 427 7,001 331 1,263 975,363 70,542 224,417 776,015 3,451,600 1,134,314 1,391,819 4,087,838 259,406 68,652 639 75,494 1,778,197 231,691 701,965 14,827 100,331 2,568,034 3,647,261 51,781 1,750,962 4,947 2,469,810 3,438 806 191,733 49,671 307,751 156,283 49,281 291,490 362,200 236,820 135,346 426,877 1,401,888 240,545 214,143 71,713 153,151 2,167,929 664,441 2,750,698 1,910,576 733,778 1,849 5,190 6,098 2,321 4,805 379 487 659 86 858 136,697 93 151,163 22,521 1,653 104 2,585 1,617 649 1,026 34 3,703 60 80 563 6 5 23 53 *'!!? 48,835 21,381 79,413 2,991 4,454 17,267 18,333 129,892 123,461 135,463 9,397 30,649 62,089 197,216 347,344 124,251 830,764 11,143 11,085 169,941 111,237 13,768 23,802 16,686 26,080 26.516 21,237 14,656 32,935 19,379 6,538 89,603 204 100,060 93,627 73,086 68,958 128,791 162,168 4,706 106,757 65,974 198,390 48,428 154,591 21,696 229,642 150,607 24.517 21,578 17,404 4,521 55,743 121,490 113,298 45,576 198,190 343,662 91,583 39,309 7,108 23,707 26,480 103,580 54,986 66,459 211,074 225,261 144,757 203,045 421,572 1,161,421 6,821 4,221 2,628 22,618 9,948 4,271 4,988 2,414 41,245 51,677 31,795 53,848 51,039 45,711 63,197 19,632 31,840 7,160 13,826 101,377 12,639 4,912 53,689 1,285 31,626 20,000 186,305 125,851 115,358 564,488 92,717 39., 984 460,116 19 7,184 252 38,282 5,968 1,127 115,247 2,307,450 39,847 670,879 110,513 2,909,138 52,526 1,935,880 39,061 741,519 3,788 3,000 68,164 2,409 318,223 22,022 266 93,147 833 596 668 520 376 425 25,856 19,365 25,121 2,088 2,226 8,258 9,464 524,751 262,399 539,792 67,195 68,823 114,706 111,895 519,589 259,552 530,883 66,390 66,572 114,582 107,075 15,721 6,724 29,824 27,482 20,104 16,364 8,431 18,794 20,455 37,120 286,730 202,470 507,254 188,209 164,461 67,449 188,624 261,206 36,337 205 280,272 5,712 5 171,015 13,509 1,025 459,057 16,454 226 186,083 1,406 297 130,282 5,774 8 60,873 5,905 7 180,604 6,363 907 250,231 6,r 2,597 500 721 20 421 16,500 31,122 ' 395 197 226 28,176 221 459 205 736 14 1,790 500 48 116 374 9,482 15,669 8,353 2,505 153,090 350,269 223,529 58,273 143,783 334,158 218,943 57,557 4,915 3,291 3,481 706 16 169 17 4,316 11,124 334 10 7,204 348 14,228 4,689 19,130 23,344 142,773 79,413 217,882 138,220 649,640 78,390 243 208,614 2,587 115,683 3,923 527,392 16,571 40 55 96 421 4,410 3,406 2,538 13,060 3,921 7,035 5,477 2,297 88,140 95,171 41,992 219,736 44,810 90,200 133,685 60,591 87,649 94,420 41,544 208,966 41,606 89,165 130,181 58,276 3,632 1,433 HZ 162 68 2,600 69 1,478 4,878 1,501 88,456 18,134 486,165 23,262 376,646 279,992 5,547,339 100 18,489 65 3 649 11 385 18 2,114 10 3,033 11 925 10 2,040 1,020 1,647 480,428 5,323 368,235 47 4,957,543 27,525 15 15 242 '•88 179 195 1,220 65 1,041 60 590 150 5,541 1,085 17,544 974 100,932 4,324 413 51 45 8,634 160 100 374 668 10 40 12 70 9 390 8,299 50 495,989 4,710 61,330 18,486 STATES LOCATED IN TWO F E D E R A L RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2 New Jersey—Dist. No. 2. Kentucky—Dist. No. 4. . Pennsylvania—Dist.No.4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6. . Mississippi—Dist. No. 6. Tennessee—Dist. No. 6. . Indiana—Dist. No. 7 . . . . Illinois—Dist. No. 7 . . . . Michigan—Dist. No. 7. . Wisconsin—Dist. No. 7. . Missouri—Dist. No. 10. . New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10. Arizona—Dist. No. 12. . . 1 246,853 2,187,146 270,811 2,795,730 71,541 1,036,807 223,576 838,351 1,725,797 8,991,812 3,211,939 1,366,858 1,331,767 153,190 1,465,365 308,103 207,814 1,802,632 240,618 2,358,971 42,265 639,487 141,663 548,086 1,322,078 6,852,412 2,556,729 1,068,794 755,190 94,765 1,073,409 254,860 7,644 57,110 3,790 107,955 12,489 18,426 3,135 15,630 44,621 299,294 153,795 46,147 25,324 8,608 26,319 3,797 13,743 196,727 19,575 74,677 10,724 172,953 38,443 88,118 205,f384,500 230,686 63,030 53,715 35,912 140,249 37,177 4,865 224,659 2,768 188,043 38,065 175,030 117,477 ,310,592 213,535 150,004 485,218 11,283 202,294 4, 639 2,422 7,204 252 38,282 5,968 1,127 1,319 348 1,478 9,333 97,677 64,568 1,505,450 1,963 64,616 27,046 934,685 3,295 32,020 10,694 179,299 2,270 51,073 11,487 251,038 35,501 591,364 106,732 2,681,516 51,226 1,846,242 37,756 663,156 11,001 124,523 2,622 34,761 22,746 134,912 5,902 77,057 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. 96,580 1,485,558 64,251 905,155 31,484 170,131 50,370 237,952 585,081 2,561,201 1,821,288 655,630 124,321 32,565 112,426 76,022 1,934 345 370 2,497 703 3,291 5,171 6,081 2,197 4,805 38 2,025 3,919 925 20 i 292 10 45 1,067 17,721 237 319 40 28,414 479 146 10 5,541 1,085 167 457 610 31 853 14 11 96 10 8,154 1,474 27 628 113,114 510 22,350 376 1,443 425 100 50 160 17,502 969 100 17 OF BANKS O N DECEMBER 31, 1951, B Y STATES L I A B I L I T I E S A N D CAPITAL ACCOUNTS [In thousands of dollars] AcceptBills ances payable outand other standborrowed ing money 25,612 Other liabilities 352,668 1,826,914 100 ,090 3,340 270 200 100 "dii 4,807 382,546 10,218,487 92,770,176 83,099,847 1,276 1,247 12,577 9,133 5,324 173,569 28,615 44,369 5,795 3,709 64,800 8,508 17,860 301855 176,019 165,262 33,504 137,129 134,401 22,310 64,804 57,702 14,919 375,047 3,077,087 2,746,771 407,570 411,923 57,771 997,994 981,842 103,770 I,055 224,443 134 4,762 994,734 26,865 71,788 34,140,100 4.521.456 9,887,935 848,006 1,474,570 96,341 135,940 274,872 546,084 548,003 58,394 147,466 37,234 16,288 18,402 662 79 46,304 13,109 73,188 46,415 8,391 7.477.457 2,657,146 12,524,155 5,267,483 2,227,074 155,816 46,024 259,822 89,120 40.582 234,007 72,015 333,735 131,673 60,240 80,633 33,593 113,843 53,566 30,064 10,372 5,976 73,265 14,906 5,762 480,828 157,608 780,665 289,265 136,648 820 23,070 2,946 2,257,637 1,239,865 3,807,536 273,626 359,507 1,081,285 1,208,276 40,324 21,608 86,644 4,670 6,073 21,940 22,750 IVS "«:ia *1;III 8,722 23,265 28,897 23,562 20,453 49,890 3,150 4,039 14,827 17,628 943 1,424 4,993 2,225 152,092 1,364,932 1,109,233 777,149 807,555 85,633 232,588 2,637,116 1,969,067 186,034 176,227 15,007 266,666 246,980 20,258 706,939 798,281 65,025 933,269 884,745 71,500 8,873 22,862 20,450 41,122 9,653 371,671 1,284,385 1,152,709 1,789,980 798,138 1,123,943 541,224 1,433,228 1,666,087 27,188 34,805 23,184 43,583 36,400 59,245 33,908 42,787 12,917 39,361 49,322 4,756 14,008 11,523 25,824 11,415 10,920 4,907 12,183 14,283 120 5,876 2,773 7,631 3,765 2,972 1,466 10,301 7,304 285,507 279,334 36,933 787,691 832,432 86,329 796,323 820,467 71,146 935,578 133,822 1,025,452 500,777 493,694 69,563 664,780 761,394 73,804 401,414 382,554 28,127 816,500 984,429 89,033 105,714 1,131,026 1,130,590 6,901 10,923 7,854 1,236 1,197,184 1,740,817 1,145,013 332,786 23,930 34,371 23,455 6,318 40,951 52,418 34,714 13,429 13,637 18,079 3:0t 1, 598,172 1,567,422 1,636,317 7,244,381 12,960 22,651 33.583 164,294 16,179 39,811 42,845 173,588 9,884 16,280 32,285 74,727 2,100 663 5,278 23,319 2,993 2,204 995 8,985 7,890 3,108 19,640 7,065 8,025 9,603 2,238 9,954 8,920 6,985 31,978 6,535 13,500 12,176 4,023 5,245 4,003 3,395 16,096 899 3,804 9,079 4,376 622 582 801 4,535 3,672 100 1,357 40 • 35,130 23,685 298,841 49,163 34,770 344,672 23,436 27,505 189,184 12,951 289 10,863 1,560 244 '•SB '•if! 147 1 3,324 2 i;742 2,360 3,022 3,546 200 98 840 2,000 307 507 5 79 477 2-516 8 ' ^ 29,298 671 14 143,220,682 3,142,240 4,809,311 1,884,390 Demand deposits adjusted (see footnote on page 1) 1:81 11,050 - fo 55 Surplus Other capital accounts 33,820 6 4 300 Capital Undivided profits Net demand deposits subject to reserve (see page 18) 332,078 211,552 143,851 4,258,877 738,562 1,502,962 50 2,900 Total liabilities Total capital accounts 3,506 6,379 6,601 II,926 3,635 W 13,952 7,829 7,431 29,079 225 '•Z $:$} 1,602 532,476 406,213 260,536 1,164,338 321,001 453,144 566,426 183,478 191 630 31,540 11,264 11,921 222,692 1,950,394 1,368,347 14,272,452 105,823 14,570 36,464 inn 8,837 18,617 4,218 303 2,907,813 25,142,203 19,916, 306,963 2,346,762 2,413,725 986,824 6,176,848 5,701,092 4,319,581 1,624,206 8,248,204 2,812,363 1,193,069 826,447 81,112 108,699 1,113,254 753,985 77,627 211,245 20,373 4,113,361 1,683,365 7,054,272 2,637,320 1,147,027 747,231 909,226 759,570 219,425 416,935 412,043 41,123 948,780 79,405 1,070,876 1,195,197 113,991 1,135,199 435,928 4,991,388 4,875,832 24,806 21,395 14,289 72,249 18,171 25,429 32,215 10,677 372,354 270,498 171,610 768,574 204,904 305,519 369,455 112,490 384,999 284,130 195,601 751,265 246,751 323,109 343,331 114,154 120,680 1,214,344 1,174,770 846,143 871,432 86,249 843,560 7,276,488 6,898,534 1,764 State Total, all States New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks 1 OF BANKS LOCATED IN F E D E R A L D I S T R I C T S P E C I F I E D 344,530 3,692,596 335,427 3,730,415 103,561 1,216,106 274,649 1,089,389 2,317,161 11,673,328 5,058,181 2,030,014 1,456,290 187,951 1,600,277 385,160 100 600 200 159 134 159 314 2,526 24,007 1,066 8,920 79 303 79 7,276 416 147 287 6,441 1,146 6,976 11,412 70,737 46,140 7,610 456 7,362 5,485 For footnote, see opposite page. 347,315 3,716,737 336,652 3,763,600 104,944 1,231,467 275,874 1,096,668 2,328,652 11,751,341 5,104,737 2,037,971 1,460,957 188,648 1,608,095 390,645 8,158 76,851 8,875 111,195 4,140 17,026 5,088 23,340 38,654 245,385 84,880 36,382 25,320 4,650 3 7;525 10,174 107,407 13,266 226,805 6,900 31,723 11,124 31,769 61,469 313,464 125,975 54,483 31,383 4,245 41,986 12,250 2,963 48,484 5,258 43,725 1,918 13,473 256 11,006 29,199 101,397 50,489 27,639 18,661 225 31,823 3,134 663 12,569 1,436 4,102 894 630 130 2,185 4,962 67,881 14,144 5,119 2,637 2,536 4,798 21,958 245,311 28,835 385,827 13,852 62,852 16,598 68,300 134,284 728,127 275,488 123,623 78,001 11,656 111,480 22,909 208,510 1,886,947 200,330 2,421,770 59,952 846,809 171,624 669,710 1,422,300 7,803,845 2,752,442 1,105,092 1,038,287 117,818 1,117,889 261,731 214,660 1,920,885 257,448 2,234,825 52,924 713,366 173,065 593,700 1,467,909 6,639,032 2,569,405 1,045,752 645,553 128,363 1,171,561 276,248 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 18 ALL MEMBER BANKS—DEPOSITS A N D RESERVES, DECEMBER 31, 1951 [In thousands of dollars] Gross demand deposits Net Deductions demand allowed in deposits computing subject to reserves * Reserves with Federal Reserve Banks 2 Time deposits Total Required Excess Ratio of total reserves to net demand plus time deposits (per cent) All m e m b e r b a n k s . . 109,970,466 17,200,290 92,770,176 31,045,022 19,684,061 227,716 16.1 Central reserve city banks. 31,121,090 3,881,642 27,239,448 3,140,390 6,725,891 -72,702 21.9 Reserve city banks 42,105,020 6,945,185 35,159,835 12,361,189 7,582,188 7,773,638 -191,450 16.0 Country banks 36,744,356 6,373,463 30,370,893 15,543,443 5,676,400 5,184,532 491,868 12.4 All member banks, by districts: Boston New York Philadelphia Cleveland .-Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas &an Francisco 5,437,409 31,258,994 5,304,440 8,260,853 5,148,459 5,635,344 16,270,825 4,574,312 2,826,144 6,155,910 7,028,075 12,069,701 880,641 844,124 6,334,649 6,378,652 904,975 881,236 1,448,671 4,452,068 855,749 808,600 912,583 834,686 3,163,776 3,108,681 737,959 714,288 460,677 435,120 938,222 903,369 1,010,800 948,569 2,263,075 2,374,668 36,517 -44,003 23,739 -3,397 47,149 77,897 55,095 23,671 25,557 34,853 62,231 -111,593 14.9 19.2 14.1 14.0 15.2 16.0 15.9 15.5 14.3 16.5 16.6 13.2 Central reserve city banks: New York Chicago 24,862,106 3,128,238 21,733,868 1,997,238 5,246,245 6,258,984 753,404 5,505,580 1,143,152 1,406,944 5,335,963 1,389,928 -89,718 17,016 22.1 21.2 408,832 186,894 465,390 999,632 459,437 451,025 962,095 444,535 199,852 594,071 539,392 2,062,483 4,880 1,401 -31,230 -55,794 -10,421 40,552 -12,944 -5,069 -691 —3,135 1,039 -120,038 19.0 16.4 435,292 855,795 415,846 452,436 349,163 383,661 756,658 269,753 235,268 309,298 409,177 312,185 31,637 44,314 54,969 52,397 57,570 37,345 51,023 28,740 26,248 37,988 61,192 8,445 817, 4, 8io; 1,259, 892, i1,258, l 1:693; ,619,707 237,660 494.227 ,001,633 256,041 557.583 891,234 766,419 308,391 897,204 363,639 376.438 1,300,535 5,690,965 1,943,216 3,338,771 1,384,553 1,154,769 6,044,677 996,724 916,910 782,525 714,723 6,776,654 Reserve city banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 2,276,643 287,752 995,160 152,912 2,677,733 420,205 5,319,653 794,444 2,573,559 412,218 2,633,033 510,728 4,995,486 817,659 2,564,122 444,345 1,191,442 242,611 3,590,760 743,939 3,351,414 771,815 9,936,015 1,346,557 1,988,891 184,237 413,712 842,248 307,414 188,295 2,257,528 231,411 434.160 4,525,209 1,576,495 943,838 2,161,341 452,810 449,016 2,122,305 442,739 491,577 4,177,827 2,108,824 949,151 2,119,777 343,001 439,466 948,831 168,093 199.161 2,846,821 411,779 590,936 2,579,599 391,196 540,431 8,589,458 5,743,190 1,942,445 Country banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 3,160,766 5,401,728 2,626,707 2,941,200 2,574,900 3,002,311 5,016,355 2,010,190 1,634,702 2,565,150 3,676,661 2,133,686 2,630,816 4,661,544 2.236.699 2,476,424 2.094.700 2,435,278 4,207,827 1,646,642 1,359,560 2,050,383 2,784,040 1,786,980 529,950 740,184 390,008 464,776 480,200 567,033 808,528 363,548 275,142 514,767 892,621 346,706 1,116,298 3,386,313 1,711,805 1,762,276 931,743 712,030 2,792,701 653,723 748,817 370,746 323,527 1,033,464 466,929 900,109 470,815 504,833 406,733 421,006 807,681 298,493 261,516 347,286 470,369 320,63.0 11.1 17.2 19.2 15.1 n:! 18.1 18.2 13.6 12.5 11.2 11.9 11.9 13.4 13.4 11.5 13.0 12.4 14.3 15.1 11.4 1 Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of collection. War loans and series E bond accounts were also exempt from reserve requirements during the period April 13, 1943, to June 30, 1947, and were, therefore, deducted in computing net demand deposits subject to reserve for the December 1946 call date shown on page 2. The difference between the figures shown in this column and the figures shown against the corresponding captions under "Assets" is accounted for by an excess of allowable deductions over gross demand deposits at a number of banks. 2 The figures shown in the "Total" column represent the reserve balances as reported by member banks from their own books. They differ from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of Federal Reserve Banks and member banks* In determining whether member banks' reserves meet requirements, the reserve balances shown by the books of the Federal Reserve Banks are used. # Reserves actually required on a given date are based on deposits at the opening of business on that day, which is the same as the close of business the preceding day. Therefore, the figures in the "Required" column represent the reserves required to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following requirements for reserves to be maintained by each member bank which were in effect on that date: Time deposits—6% for all member banks; net demand deposits—24% for central reserve city banks, 20% for reserve city banks, and 14% for country banks. The figures shown in the "Excess" column are the differences between reserve balances reported by member banks on the call date and the reserves required to be maintained on the first business day following the call date. They are, therefore, merely approximations of the reserve position of member banks. STATE MEMBER BANKS—ASSETS A N D LIABILITIES O N DECEMBER 31, 1951, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total Boston Loans and i n v e s t m e n t s ASSETS United States Government direct obligations Obligations guaranteed by United States Government Obligations of States and political subdivisions Corporate stocks (including Federal Reserve Bank stock) New York Philadelphia Rich- Cleveland Atlanta Chicago LSt'- Minne- 36,991,780 1,701,719 16,776,262 2,124,828;3,369,359 1,670,475 657,199 1,966,621 1,469.667 379,213 728,761 8,637,690 950,012 1,344,677 747,114 311,412 1,830,221 722,348 154,308 17,243,494 825,001 6,993,116 927,605 1,657,901 786,465 276,172:2,524,110 642,783 194,854 16,552,051 81 371 113 15 368 3,347 26 322 5,604 58,259 19,497 84,719 60,542 474,391 796,264 138,235 219,140 88,484 2,204,315 9,884 39,985 130,078 47,747 6,902 97,095 140,151 268,279 852,890 S 589 5,921 7,708 2,168 4,415 7,122 11,855 77,566 7;555 133,426 13,300,822 535,810 6,574,773 726,433 971,681 626,778 251,718 1,456,407 584,245 113,800 53,378 264,682 241,800 3,887,850 372,939 473,183 288,124 104,489 794,053 7,118,960 7,636 26,349 94,395 50,808 20,087 85,580 40,597 221,190 51,882 664,218 Demand balances with banks in United States (except private 1,783,324 banks and American branches of foreign banks) 7,444 25,433 3,701,443 985 342,300 Bank premises owned and furniture and fixtures 4,401 Investments and other assets indirectly representing bank premises 26,375 152,774 96,162 61,844 251,779 80,092 3,651 424 22,511 495 161,117 2,187,792 985 151,800 "24)223 692 46 95,283 738 339 216,537 198,195 123 100 214,500 138,095 281 161 149,309 24,363 203 25,938 182 22,861 237 3,390 138,147 53,641 #,165 6,768 1,150 5,768 3,973 11,002 328 8,046 4,194 1,820 18 3,374 6,402 994 2,793 4,071 2,375 82,931 3 44,208 178 432 1,278 2,553 328,607 473 280 238,599 133,993 67 40 159,114 40,195 33,870 224 10,106 1,530 1.814 l '® 9,225 3,980 66 1,951 3,072 1,765 2 12,584 400 221 Kansas City Dallas San Francisco 781,902!579,703:2,514,832 377,725 :267,467 1,171,759 312,938 251,207 1,159,899 260 44 654 79,834 53,341 131,609 9,311 6,105 1,440 1,323 % 347,276 310,437 801,464 136,045 103,656 398,761 34,555 10,736 20,403 107,268 167,053 315 276 114 92,837 18,875 24,478 100 3,761 17 103 9 858 2,574 159,833 1,091 1,253 205,971 31 652 304 526 422 6,736 6,125 4,116 50,977,443 2,272,031 23,728,855 2,893,486 4,390,730 2,331,965 923,696 6,472,486 2,072,402 495,485 1,136,500 901,534 3.358.273 Total assets LIABILITIES Individuals, partnerships, and corporations 36,961,974 1,590,667 18,604,214 2,160,395 2,659,548 28,483,128 1,320,496 13,844,981 1,847,747 2,241,516 51,206 106,219 630,091 49,861 1,113,807 564,639 58,873 125,100 101,184 1,721,991 136,079 2,127,137 157,348 49,287 3,829,178 3,207 2,754 610,077 2,322 642,278 IS:!!! 34,606 119,465 230,886 1,868 696,392 3,869,595 1,600,243 329,030 508,196 3,147,005 1,144,340 264,863 5,991 43,012 111,109 15,142 67,471 37,097 95,709 269,730 70,972 266,178 330,919 17,215 1,566 1,985 405 952,302 608,038 13,660 91,495 230,031 703 762,639 2,063,831 617,348 1.680.824 45,495 7,415 82,316 108,912 39,810 173,316 16,956 435 Certified and officers' checks, cash letters of credit, and travelers' checks, etc T i m e deposits • Individuals, partnerships, and corporations 38,328 8,375 15,315 12,935 3,864 73,588 5,968 28,519 47,427 42,467 827,289 67,517 1,171,592 481,672 2,896,924 462,911 1,419,581 479,999 163,476 2,213,985 329,403 136,081 114,425 85,963 1.096.172 9,880,592 1.010.825 79,695 112,731 134,081 422,974 153,406 2,175,119 322,265 477,829 2,703,724 443,843 1 , 3 6 3 9,400,211 2,752 40 1,027 52 3,367 2,141 3,188 '378 11,206 230 9,046 1,327 34,754 11 17 31 27 208 2,563 230 204 41 15 216 3,569 81,379 4,445 1,537 1,912 3,739 36,378 3,066 55,118 29,364 18,222 38,938 2,229 276,327 1,205 790 100 139 1,253 225 162 75 991 71 5,021 16,000 500 144,210 160,710 2]072]339 21,501,138 2,623,306 4,079,129 2,153,117 859,868 6,083,580 1,929,646 465,111 1,066,727 848,602 3.160.003 46,842,566 Total deposits 9,991 9,991 Due to own foreign branches 260 3 200 500 820 5,845 10,128 " " 2 ) 5 6 6 Bills payable, rediscounts, and other liabilities for borrowed money. 9 ' "652 " " 7 ) 3 7 8 1,959 701 432 18 328 149,609 ""W60 2,798 165,044 i C7 1,006 279 202 787 1,283 668 373 886 1,805 14,261 22,778 9,397 363 905 619 3,279 13,983 2,483 5,744 7,911 6,893 31,809 i:8S 89,352 12,431 1,551 3,090 641 6,999 17,510 2,688 11,319 17,106 13,361 98,203 196,463 2,593 36 369 66 4,172 5,215 2,231 8,068 2,156 1,265 46,165 75,861 3,192.808 851,483 1,071,562 466,594 1,946,845 6.122,472 868,370 2,179,139 4,108,336 47,412,183 2,099,763 21,857,021 2,647,790 CAPITAL ACCOUNTS 1,042,170 1,733,131 673,422! 116,537 3,565,26fl> Total liabilities a n d capital a c c o u n t s Net demand deposits subject to reserve (see page 18) Demand deposits adjusted (see footnote on page 1) 51,579> 71,213 30,131 19,345: 529,597' 66,372 960,371 135,457' 37,7461 354,516i 6,121 27,35C> 84,2801 140,927 49,039' 8,1481 40,923 79,843 24,0781 7,982 17,133 27,253 8,805 2,135 97,649 141,7801 75,212 35,373 46,431 50,027 26,142 2,957 9,075 10,628 7,499' 1,689 19,473 18,699 26,197' 18,277 16,752: 10,949 2,516, 2,126: 245,696, 282,394I 152,826, 55,326, 350,014[ 125.557' 28.891 64,938t 50,051 172,2686 1,871,834I . 50,977,443\ 2,272,031 23,728,855• 2,893,486,4,390.730 12,331,965• , 31,479,131I 1,349,621" 16,164,6431 1,848,575: 2,246,85311,385,714t > . 27,675,2681 1,328,08C>13,049,117'1,732,55C12,199,54311,256,445 r 292,0231 3,931,745• 147,266i 1,397,274rI 343,366i 474,457 1381 23C> 85r 22/ 46; 1.901I 60,959 71,158 32 -%i 165,465 923,696> 6,472,486,2.072,4021 495,4851 1,136,50(1) 901,53413,358,273 569,253l 3,303,286;1,307,136 1 276,251 565,665! 3,251,724t1,065,632: 293,24C) 152,126; 355,174\ 149,572: 61,67C) 131 4441 1661 6S> 752,197' 576,711"1,698,891 615,071L696,104I 1,622,093 134,442I 112,3481 312,027 83 152t 12*( M FEDERAL RESERVE SYSTEM BOUNDARIES OF FEDERAL RESERVE DISTRICTS AND THEIR BRANCH TERRITORIES MINNEAPOLIS s Detroit /°" CLEVELAND^ CHICAGO i J \ ^ Cinemna KANSAS CITY ST. LOUIS Louisville^ Memphis L i t t l e RocK Bi,min f l ha4 I DALLAS® El Paso • ® a N T A Jacksonville New Orleans BOUNDARIES OF FEDERAL R E S E R V E DISTRICTS BOUNDARIES OF FEDERAL RESERVE BRANCH T E R R I T O R I E S Charlotte Nashville Oklahoma City San Antonio BOARD OF GOVERNORS OF THE F E D E R A L R E S E R V E S Y S T E M F E D E R A L R E S E R V E BANK CITIES F E D E R A L R E S E R V E BRANCH CITIES OCTOBER /. 1945 BOARD OF GOVtRNORS OF THE EEDERJTL RESERVE SYSTEM